Brussels First Month Expense & Belgium Cost of Living. New Expat Couple Life I Full Info on Planning
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- เผยแพร่เมื่อ 7 ส.ค. 2024
- Navigating Brussels: Your Comprehensive Guide to First Month Expenses & Belgium's Cost of Living for New Expat Couples
Hello Do Musafir FamJam,
Dreaming of embarking on an exciting adventure as an expat couple in charming Brussels, Belgium? Planning for your first month's expenses and understanding the cost of living is essential for a smooth transition abroad. In this video, we'll dive into budgeting for your early days in Brussels while providing insights into Belgium's cost of living.
Understanding the Cost of Living in Brussels
Brussels offers expat couples culture, gastronomy, and opportunity. Understanding the cost of living is crucial. According to www.onelifepassport.com/cost-..., the monthly cost varies based on factors like housing, transportation, groceries, and entertainment. Utilize their breakdown for a better grasp of expenses and creating a realistic budget.
Crunching the Numbers: Monthly Expenses in Belgium
Embarking on this expat journey, you may wonder, "How much does it cost to live in Belgium?" Websites like Numbeo - www.numbeo.com/cost-of-living... provide a detailed view. Insights cover housing, utilities, transportation, and dining, aiding expense estimates. With this knowledge, make informed decisions on fund allocation.
Financial Preparedness: How Much Do You Need?
"How much do you need to live comfortably in Brussels?" depends on factors like lifestyle and family size. Beyond necessities, budget for leisure, travel, and unforeseen expenses for a better expat experience.
Shedding Light on Utilities
Utilities impact monthly budgets. Heating, electricity, water, and internet are essential. Utility costs in Belgium vary based on accommodation size and usage patterns. Research average costs to accurately plan.
Plan Your Expat Journey with Confidence
Embarking on an expat journey requires planning and financial foresight. Understand the cost of living in Brussels and Belgium to navigate your first month and beyond. Personal choices shape your financial journey as expats.
As you start this chapter in Brussels, preparation is key. Leverage resources like One Life Passport and Numbeo for informed decisions and financial stability. Understand the cost of living, budget for your first month's expenses, and plan for the long term with confidence.
In this video, we cover all of the above to help you understand the cost of living in Belgium and share our first-month expenses after moving. It helps you plan and budget for European relocation. We break down expenses for easy understanding. We hope this informative video aids your journey. Reach out for queries!
#ExpatLife #Brussels #Europe #FinanceTips
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Belgium tax Calculator to estimate your in-hand salary - www.belgiumtaxcalculator.com/
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Hi musafir,I am from India.i have 12 years of experience. I got an job offer of monthly net : 2650/- euros after deductions. Is that salary worth to come to belgium
@@sandeshsrinivas4177 in case you are coming to Belgium alone then it would be more than enough. However, with your family, you would not be able to save much.
@@DoMusafirCanada Thank you
@@sandeshsrinivas4177 you are welcome! Incase you have any other doubts or questions do let us know.
My friend today travelled to Belgium, he is a software Engineer with 10 year experience in hand. And he said he will not return back to India untill 2030.😢
Wow. What an amazing video. Thank you for showing the calculations. For people who aspire to come to Europe this is very helpful. Great work
Thank you so much for liking our content 😀 yes by revealing our expenses we felt that it will help people make an estimation of what their expenses might look like!
Excellent VDO WITH SO many 👏 valuable informations and precious ideas..
Thanks DO MUSAFIR 👍
Thank you so much for all your love and support 😇
Very good and clear info video to know more about it. Thanks a lot both of you. It’s more useful to me for work in Belgium in future
You are welcome. Thank you for the love and support 😇
Very nice information.. thanks for sharing it with us ❤ now you have earned a new follower ❤😅
Oh wow! Thank you for joining the Do Musafir family. A warm welcome to you and thank you for all the love and support. Much love your way ❤️
Super helpful 👍 very detailed 👍👍👍 thankyou
Thank you Krishna for liking and supporting 😇
Excellent!! Thanks!!
You are very welcome Sir. Glad you liked our content. 😃
Keep going Bhya......
Thank you so much for the motivation!!✌️
HI Guys , thanks for making informative video. Can you please make video to cover on transportation like best app to book gov. transport service withing Belgium & near by locations , tramp , trains ---monthly passes ---how to get passes & tickets etc.
Thanks a bunch for the suggestions Vikas! We will definitely try and make a video on the same for you guys 😊
good job guys!
Thank you 😊
Hi Guys. Awesome video. I am planning to come to Belgium for job and wanted to connect with you to get some more ideas
Hi Siddharth
Please drop a message on insta @ architkacker with your query.
Great explanation
Thank you so much for liking the video!
Thanks
Welcome!
Hi Do musafir,
Thanks for super helpful informing again,
Could you please update total life expenses in Brussels for a family with a kid in 2 bedroom rent.
Many thanks
Ismail
On a high level, you can increase the expenses by 1.25 times. Your biggest increase would be in the case of rent which will go up by about 100-150 euros and similarly, there will be an increase in utilities and electricity bills.
Hey guys, the two of you are doing an amazing job and your videos are really helpful. I’m planning on pursuing my masters in finance and have shortlisted a few colleges in Belgium. Do you think that upon completing the job market would be favourable for international students and do we get jobs there?
Hey Varun
Thank you for your support. Please keep liking and watching :)
I am certain that there will not be any major challenges that you have while searching for a job after completing your higher education here in Belgium. Over here, the local employers generally respect and prefer people who are locally educated. If you can add French / Dutch language skills to your portfolio then you will be able to command better positions as well after graduating.
Plz make more videos on expences and school system
Hi Tayyab
We will. Expenses are one very important area where we feel more and more information needs to be researched and shared. And we have also noted your point on the school system as well.
Hi Guys. Few questions ---
1. Can you provide some information about day care concept in Belgium (Brussels mainly)
I have two kids 4 year old - who typically will go school there. Second kid is 8 months old, since we both going to work, need some insight on day care concept
2. how difficult is to manage job (when both parents are working) with kid there - if you have come across any such case
Hey buddy
So there are a lot of creche services available in Brussels - both public and private. The private ones' are slightly expensive and the public ones have a long waiting time. You can have a look at creches.brussels.be/nl/inschrijvingen for more details. This is managed by the government.
It is absolutely possible for both parents to be working while managing their children as well. The only coordination that would be needed would be in terms of picking up your child from school after closure. Over here, schools are particular about their closing time and they abide by it very strictly.
Amazing information 🧾🎉How long does it take to renew an Indian passport in Belgium 🇧🇪
Depends on the time taken for PCC. If it is a simple renewal then there is less process involved but in case of any changes in the passport it can take more time.
What if we dont want to pay tax? Any way to avoid it? Like ppf, savings, buying land , stocks and showing that as a proof to evade taxes
Belgium is a tricky place in terms of taxation. Generally, things are pretty straightforward and there are not a lot of options like we have in India. However, people here use the services of Tax advisors who understand the loopholes and help with that. In case you have kids there are some benefits that you can claim as non-taxable.
iI am getting a project assignment in Brussel from my company and they are giving net 40500 euro per annum. Considering i have 23L per annum(Gross pay), net may be around 18/19L in India and i can live quite a good life after all my expenses(including my homeloan EMI). It will be worth going to brussel with this compensation? Around how much i would be able to save? going single. Thanks in advance for your advise.
Hey Subhankar
Typically companies break the CTC into in-hand and other components (pension, bonus etc.). See if there is a separate yearly bonus component over and about your 40,500 Euros.
For now, I am assuming it is not there. I am also assuming it is 100% in-hand and completely taxable, then you should be getting around 2000 Euros a month. Living alone you can expect your expenses to be around 1000 Euros if you are able to find affordable housing. You can save based on this calculation a max of 1000 euros a month which is 80k INR. Based on your current in-hand in India, I think there is room for more negotiation.
Hey guys ..... Excellent Math 👍 i have a request ..... Want to know the living expenses in Budapest, Hungary
Thank you Arun for liking our video 😇
Budapest is at least 50% cheaper than Brussels. For example, comparing in Euros,the monthly transportation pass in Brussels is for 50€ but is around 24€ in Budapest. Similarly rent should also be around 450-500€ in Budapest.
Thank you guys
@@arunsukumar7016 you are welcome buddy😇
How you got shorter visa for USA? Can you explain about this
Hi Antony
We are based out of Brussels in Belgium. We cover different aspects of our life here. We are not the right people to provide information related to USA.
I am living in Belgium last 10 year
That’s great Jatinder. Please share your experience with people. What are your approximate monthly expenses?
Do you think The mountly expenses are changed after 3 months because of the Problems in the World?
I would say that 2000 euros for a couple is more than enough. Even if you go out and splurge on some days it should still be within 2000 based on the categories mentioned.
But I think we can also have a relook at our expenses and make an updated video!!
I didn't get your last point. 71000 per annum is equal to 2850 per month ?
Hi Prabhu
That's correct. In hand salary of Euro 71000 after tax is around 2850 Euros per month. Companies here have different components in which they can help save some tax which effectively leads to more than that. But around 2850 Euros is what you should be getting in case of no non-taxable component in your salary.
Hello Guys, I m planning to move belgium and got project assignment with amount of 2800 Euro In hand salary + 175 Euro Meal Card bonus. I am coming with wife. How much we can save from the above salary and Also would like to ask how is the job market for the developer as my wife will be searching for the job over there
Hey there
I think we connected on LinkedIn and I hope your query is now resolved. Do let us know if you have further questions!
Can dependent works in Belgium ???
Absolutely Gurung. Best part is there is no documentation needed. All one needs is a Resident Card. It will give the dependent unlimited access to labour market which means that they do not have to be bounded by 1 company.
Hi Team, but medical insurance is provided by the hiring company right?As I have been hired by one of the top firms and my visa is in last leg of completion via companies mobility team.Your response will be highly appreciated.
Hi buddy
Yes typically medical insurance is provided by the employer. Even in case of the spouse and kids it is usually provided by the company only. Having said that there are a lot of mid-tier companies that do not provide insurance / not cover everything in their plan. In that case people plan to take a separate insurance.
@@DoMusafirCanada In my case its a big shot so I can assume that they will provide right?
@@arvind3305 yes ideally they should. You can always check on this from your mobility team. Otherwise you will get to know this towards the end of your process. Anyways even if you have to purchase the monthly premium payment is quite affordable as well.
Medical insurance AFAIK is not provided by the employer.
Employers can (and often do) offer hospital insurance though.
But you still need to have medical insurance since it's mandatory (cheapest is about 100€ per year).
@@Robbedem You are right for most cases. There is a small subset of employers, mostly Indian IT Service Providers who provide health insurance as well.
For example I have health insurance provided for both myself and my wife by my organisation. My wife’s organisation has provided a hospitalisation insurance for only her.
How many expensive in belgium for single person for one month
For a single person, it should be around 1200-1300 Euros. It will primarily depend on your housing expense which would be your biggest expense.
Can I study Dentistry in English in Belgium
Yes you definitely can. There is a market for dentists who speak English. However i will recommend you also take up French to add on your resume.
Hi,
I am in dilemma now to decide
Whether I have to relocate Belgium or not.
In India I am earning 140000 rs per month & I can save upto 1 lakh per month.
If relocate to Belgium I will get 3200 to 3400 euros per month .
How much I can save in Belgium .
If I relocate with family of 3 members.
See there are 2 primary aspects that you need to consider while deciding: Savings and Quality of Life
- If we talk about savings you will end up with around 2000 Euros of expenses after the initial few months of settlement. Based on your salary range you would still be able to save around 1 lakh per month.
- If we talk about the quality of life, that will be a major upgrade from your Indian lifestyle, especially for your kid.
There are other secondary aspects that you need to consider as well: Wife's job, Child's education, Family responsibilities, etc.
In case you have a long-term plan of settling abroad moving to Belgium can be a good move. If you eventually want to settle in India, I still think you can consider coming here for 3-4 years.
Thank you for your reply. In India now I can save 1 lakh per month if I spend money as my wish.
And also I am getting good job opportunities here. Some companies offering me 1,60,000 rs also.
I am not married yet & my mom is thinking about my marriage . May be in 6 months to 1 year I may get married.
If I switch the job there after a year .
What about average salary I get as a software developer .
Please suggest what is better.
@@anilreddy6666 If you are planning to get your parents here then I will suggest it will be better for you to stay back in India. And with your job, you are doing extremely well and you are already in the top 10-15% in terms of earning by age, so it will be better to grow in India itself.
Hey!!
I m planning to visit Belgium for business purpose and surely want to meet you people..
Watching your video makes me feel comfortable to visit Belgium as there is a variety of butterflies in my tummy as to how will I survive there and that too for the first time.
I am being invited there by my boss who is living there..
Is there any means by which I can contact you
First of all we are certain that you will have a wonderful time here and there is nothing to worry about!
Secondly whenever you are coming to Brussels just reach out on my insta @architkacker. We will plan something.
Excellent video! Use a service like P-R-O-M-O-S-M!
Thanks for the tip Joy! Can you please tell us more about this service?