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Please do seperate video regarding pros and cons of taking multiple insurance term plans and care to be taken while taking policies. How they calculate human life value etc. Thanks. Hope you read this msg
ఇంతవరకూ నేను ఒక వందమంది ఏజెంట్లను కలిశాను.ఒక్కరు కూడా పూర్తి వివరాలు చెప్పలేదు. మీ సంతకం పెట్టి ఫోటోలిచ్చి మనీ ఇవ్వండి అన్నీ మేమే చూసుకుంటాం మీరు రావాల్సిన అవసరం లేదన్నారు.మేం చూసుకుంటాం అన్నారు కానీ మీరు మాకు చాలా అద్భుతంగా నాలో ఉన్న సందేహాలకు చక్కగా సమాధానం చెప్పారు. ఖచ్చితంగా పాలసీ తీసుకుంటాం మీకు నా ధన్యవాదాలు... ..
One stange person advised me to take 1cr term insurance policy, then i enquired finally took ICICI 1 Cr policy. Now i am happy because my family & wife and kid were financially protected, if incase something wrong happened to my life, i am 30 now, it costing 1325/- per month, i am strongly recommending to all Young age men should take term insurance for their family. 1300-1400 rps per month nothing for us frankly, hardly its one sunday movie & restaurant bill. Everyday i am sleeping so happily without any future fears.
చాలా వివరం గా చెప్పారండి, అసలు టర్మ్ ఇన్సూరెన్స్ అంటే తెలియని వారు కూడా మీ వీడియో తర్వాత క్లారిటీ వస్తుంది. నేను icici prulife లో 50లక్షలకి నాకు 70 ఇయర్స్ వచ్చేవరకు తీసుకున్నాను, lumsum payout లో.
I am already having the term Insurance but it was only 10 times of Annual Income. I will increase it by 15-20 times of annual pay as you said. Thank you Sai garu for guiding us...
Sir Most Awaited Video from our channel!!! Great effort and content we are proud to have you here sir that to in telugu Thanks for your time.some tips as life insurance sales person: 1.Please check proposal form by yourself because sales people has to much pressure from the company/Manager 2.please don't manipulate things in medicals this is one of the reason why claim gets rejected 3.Make sure You pay premium on time on/before due date this may also effects the claim Finally, Insurance is first thing to do in financial planning it is lot more than 80C( MDRT'S also can't tell you this) ,Moreover this is not an investment option be careful with traditional plans which will effect your goals in long run!! Thank You Sai Garu God Bless you!!!!!
A much awaited video sai garu .. young people are more aggressive towards earning and savings ..leaving the security (insurance).. you deserve a big like
Sir నీను చాలా polacys కడుతున్నాను .వాటిలో risc covaraig ఉన్నాయి .అయినా term తీసుకోవాలా . polacys kadutunnanu గానీ వాటి గురుంచి ఇప్పటి వరకు సరిగ్గా తెలియదు .మీ videos చూడడం వల్ల మీము యెంతో నేర్చుకుంటున్నాను .చాలా thanks sir
మీరు CFP మాత్రమే కాదు sir.. మీరు మా complete (PFP) personal financial planner కుడా.... 🙏🙏🙏 మీ student నీ sir.. term insurance tisukokunda ఎలా vuntanu... I took term insurance at the age of 26 with aegon life insurance with a premium of 7200 per year... 🙏🙏🙏
ఆంధ్రప్రదేశ్ లో TERM PLAN కోసం ఐటీ రిటర్న్స్ తీసుకుంటే రేషన్ కార్డు తీసేస్తున్నారు గవర్నమెంట్ నుండి వచ్చే బెనిఫిట్స్ ఏవి రావడంలేదు ఆ భయంతోచాలా మంది ఇలాంటి TERM PLAN పాలసీ అవకాశం కోల్పోతున్నారు
Sai Garu, Iam subscriber to our channel and watch all your videos,My age is 35 and have taken term policy form Max life last year with sum assured of 50 lakhs with semi-annual premium sum of Rs:5617/-. One important thing is premium payment term is 26 yrs & policy term is 50 yes with critical illness rider.
Don't put all the eggs in same basket. I follow this rule for term insurance also. I have two term insurances with two companies, just in worst case if one doesn't work other one would. Can't risk the financial stability of my family.. 🙏
Some companies will offer term insurance with waiver of income proof. But income proof is mandatory for term insurance. So that insurer can calculate how much sum assured they should give.
For Individuals Salary slips or ITR is required,or in wife and husband any one is salaried or business-if any one have income proof then they can take joint life cover in term insurance..example if husband have income proof ,if he get life cover 1cr then wife will get 50L Life cover..
Hello Sai garu Naaku insurance gurunchi chala duobts unnai,, now all cleared by viewing your video. So useful I shared this video to all my friends. Thank you so much Eitlu mee abhimani Karthik Botla
I took ICICI TERM POLICY with critical illness, since two years I am paying month basis. The reason I took this is because of sai sir only, I usually read enadu article every Thursday. Most of the sessions he suggested to take term plan, then I did some research and choosen icici. Thank you sir🙏🙏🙏
Hello Bro.. i am your regular follower in Eenadu Siri column for the past 5yeras. By reading your suggestion only i opted for term plan in the year 2015 for 1Cr. I like this video as well. Thankyou
This is the only the one thing that I did 5 years back when I was at 26, 1cr sum for 35 years term and 8k yearly premium from max life, hope this video wil motivate some people to realise the importance of term insurance 🙏
Sir if you want to take the same benefits to 61 years only at this age what is the premium amount that you should be paying? Also if you want to take for 35 years from now what is the premium amount? I want to understand how the premiums increased in these 5 years
I personally appreciate your efforts in making people knowledgeable about facts. My Question: As I have plans to move out of India after taking the Term Policy - In this case, if anything happens for me Overseas then how does this Term Policy useful for my family?
చాలా మంచి వీడియో చేశారు సార్ నేను చేయాలి అనుకుంటున్న. One crore Rupees కు ఖచ్చితంగా ఈ month లో అయినా రాబోయే నెలలో అయిన చేస్తాను. Thankyou very much సార్. చాలా వివరంగా చెప్పారు
I already have HDFC LIfe Term plan. But the mistake I did is, I have cancelled my previous plan, which is for 60 and took HDFC life for 85 years (10 years pay term)
Hi jetendra, I am 32 years old salaried & non smoker employee and planning to go for term insurance. Could you please suggest the best one. Waiting for your reply.
Excellent video...many of my questions answered...I have a term plan which i took when i was 30 for 50l but after 10yrs 😊had a feeling its not enough and was planning this wkend to opt for a term plan of 1CR and had shortlisted Hdfc now i would like to look at LIC too. Thanks bro for your brilliant info on various factors. Keep up the good work..!!❤️
సార్ మీ వీడియోలు చాలా హెల్ప్ ఫుల్ గా ఉంటాయి.. నాదొక ప్రశ్న... నేను స్టార్ ఇన్సూరెన్స్ తీసుకోవాలి అనుకుంటున్నాను నాకు ఒకేషనల్ గా మందు తాగే అలవాటు ఉంది నేను అలవాటు లేదు అని అప్లై చేస్తే నామినీకి ఇన్సూరెన్స్ చేసే సమయంలో ఏమైనా ఇబ్బంది అవుతుందా....
please sir guide us about the capital gains,as always u sir deep involvement on the subject & for clear following always looking for new video🙏🙏🙏 thanks
Hi Venkatarathnam garu, we have already uploaded a video on Capital Gains tax. You can watch the video in the link below th-cam.com/video/z1izquk-3Hw/w-d-xo.html
Please tell the policy name and company name directly so that every one will take the same . As some people may not be educated and get trapped by agents . Of course it's good to dicuss all the precautions
Sai Annayya, Good Morning! I have taken a term policy when I was in job. I have been paying yearly premium and completed three years. Today I have no job, but continuing paying my premium. Tomorrow any miss happening happens, my nominee shall get the assured amount else these insurance company shall cheat by saying that no more I am not doing job. Please kindly clarify my doubt 🙏
@@nishanthakula thanks Meher, How can we substance this as you know myself wouldn't be present when situation comes. It really helps me to educate my nominee.
Last 2 years nundi tesukovali anukuntune unna Sai garu, today decided to take term insurance. Thank you very much for your time for making very informative videos.
నా పేరు సంజీవరెడ్డి నేను ఇప్పటివరకు టర్మిన్ ఫ్రెండ్స్ తీసుకోలేదు నాకు ఇయర్లీ ఇన్కమ్ మూడు లక్షలు ఉంటుంది నేను ఏది తీసుకోవాలి నా యేసు 42 నేను ఎలా తీసుకోవాలి ఎల్ఐసి అనుకుంటాను
Hello Sir, I have taken term insurance three years back with critical illness rider. Now i want to remove rider, I asked insurance provider they said not possible. Is it correct if once opted we cannot remove the rider in middle of the term plan.
Hi, I am 32 years old salaried & non smoker employee and planning to go for term insurance. Could you please suggest the best one. Waiting for your reply.
మంచి ఇన్ఫర్మేషన్ ని షేర్ చేశారు సర్. నేను టర్మ్ ఇన్సూరెన్స్ తీసుకున్నాను... మీరు అన్నట్లే బాండ్ రాగానే భద్రంగా బీరువాలో దాచాను😆... ఇపుడు తీసి ఒకసారి చెక్ చేస్తాను 🙏🙏
Hi Sri garu, they take the conditions of the policy holder while insuring the policy, so they will not reject the policy as long as you continue paying the premiums on time
Hi sir, thanks for your videos it's really educating us even my friends said the same thing after sharing your videos with them. I recently took term insurance and also checked lic e-term but lic e-term doesn't had waiver of premium just accidental rider alone.
Thank you Sir. How one should ensure all the provided details are correct in the policy if a person was already holding it to avoid last-minute claim reject. Is there any specific checklist?
Go through the entire policy document and cross check the details shared. If there is any mismatch write to the concern insurer and ask them to rectify it. they will process through an addendum Praveen garu
Employers will keep on changing as and we change our jobs and different employers have different conditions of insurance so it is advisable to have enough insurance other than employer Venkatnarayana garu
Is diversification required while purchasing TermPlan ? I have HDFCLife...should I buy same for my wife too, or should I go with different company like MaxLife....etc Can I buy more than one policy for self ?
@@BramhamBramham Hi Bramaham Garu I can help you out if you need help from HDFC Life Term. Have taken HDFC Term insurance premium paying term for 12 years. Meturity 85 years Death, Disabilities and critical illnesses.
Sir, I have taken max life term for 85 age and 1cr with 1cr accidents benifits. Now I am trying to take another term with sbi or lic is it good for settlements if any thing happens. Plz reply
Hi Kranthi garu, you may have to share the existing policy details with them, if they issue the policy with your existing cover into consideration then there shouldn't be any problem. Unless you don't share the existing policy details there shouldn't be any problem andi
Please make a term plan video best for working couple...like joint term plan జంట గా భర్త బార్య ఇద్దరూ ఉన్న టర్మ్ ప్లాన్ గురించి వీడియో చేయగలరు అని ఆశిస్తున్నాను.
I am Took Icici Term Plan, Based on ur Guidelines, your Explanation was Very Good, To understand Easily. Common Man Also Easily Grab Ur Words in terms of Protection as well as Investment. Thank you.
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Sir I have taken icici but they didn't give physical bond. They send email only sir
Pp
Aà
Sir please make a video for NRIs i mean insurance plans please
Please do seperate video regarding pros and cons of taking multiple insurance term plans and care to be taken while taking policies. How they calculate human life value etc. Thanks. Hope you read this msg
సమాజానికి ఇంత మంచి సంతానం ఇచ్చిన మీ తల్లితండ్రులకు వందనం.
మిమ్మలని కన్న తల్లి తండ్రుల జన్మ ధన్యం మీరు చూపే ప్రయత్నం ఎందరో జీవితాలకి. మార్గం చూపుతున్నారు🙏🙏🙏🙏
ఇంతవరకూ నేను ఒక వందమంది ఏజెంట్లను కలిశాను.ఒక్కరు కూడా పూర్తి వివరాలు చెప్పలేదు. మీ సంతకం పెట్టి ఫోటోలిచ్చి మనీ ఇవ్వండి అన్నీ మేమే చూసుకుంటాం మీరు రావాల్సిన అవసరం లేదన్నారు.మేం చూసుకుంటాం అన్నారు కానీ మీరు మాకు చాలా అద్భుతంగా నాలో ఉన్న సందేహాలకు చక్కగా సమాధానం చెప్పారు. ఖచ్చితంగా పాలసీ తీసుకుంటాం మీకు నా ధన్యవాదాలు...
..
70 yrs ki term insurance thisukunte a time lo em jaragaled appudu manam kattina balance returns osthaya
One stange person advised me to take 1cr term insurance policy, then i enquired finally took ICICI 1 Cr policy. Now i am happy because my family & wife and kid were financially protected, if incase something wrong happened to my life, i am 30 now, it costing 1325/- per month, i am strongly recommending to all Young age men should take term insurance for their family. 1300-1400 rps per month nothing for us frankly, hardly its one sunday movie & restaurant bill. Everyday i am sleeping so happily without any future fears.
చాలా వివరం గా చెప్పారండి, అసలు టర్మ్ ఇన్సూరెన్స్ అంటే తెలియని వారు కూడా మీ వీడియో తర్వాత క్లారిటీ వస్తుంది.
నేను icici prulife లో 50లక్షలకి నాకు 70 ఇయర్స్ వచ్చేవరకు తీసుకున్నాను, lumsum payout లో.
One should first focus on
1. Life insurance
2. Health insurance
3. Emergency amount
4. Mutual funds
Yet another beneficial video. Kudos
I feel Health insurance must be the first priority
@@mravichandra Health insurance or term insurance which one is better?
4th option not required
@@girisht1936 health insurance
@@girisht1936 one should have both health insurance and life insurance
I am already having the term Insurance but it was only 10 times of Annual Income. I will increase it by 15-20 times of annual pay as you said. Thank you Sai garu for guiding us...
Sir Most Awaited Video from our channel!!!
Great effort and content we are proud to have you here sir that to in telugu Thanks for your time.some tips as life insurance sales person:
1.Please check proposal form by yourself because sales people has to much pressure from the company/Manager
2.please don't manipulate things in medicals this is one of the reason why claim gets rejected
3.Make sure You pay premium on time on/before due date this may also effects the claim
Finally, Insurance is first thing to do in financial planning it is lot more than 80C( MDRT'S also can't tell you this) ,Moreover this is not an investment option be careful with traditional plans which will effect your goals in long run!!
Thank You Sai Garu God Bless you!!!!!
ఆల్రెడీ తీసుకున్నాను సార్ ధన్యవాదములు సార్ చాలా చక్కగా వివరించారు
ఇంత క్లియర్ గా టర్మ్ ఇన్సూరెన్స్ గురించి వివరించారు bro Thank you so much 😊 😊 😊 😊 😊
A much awaited video sai garu .. young people are more aggressive towards earning and savings ..leaving the security (insurance).. you deserve a big like
Thank you satish garu
i took hdfc life 50lakhs in 2013 and 50lakhs in maxlife in 2020..both are pure term plans-lumpsum payout without any senseless riders...
All the best Sandy garu
Look sbi life insurance
What ever u covered in this video 100% genuine and transparent sai Garu...tks for the video 🙏👍
Thanks and welcome srinivas garu
Thank you sir...nenu vethukuthunna video dorikindhi...super ga chepparu...
Sir నీను చాలా polacys కడుతున్నాను .వాటిలో risc covaraig ఉన్నాయి .అయినా term తీసుకోవాలా . polacys kadutunnanu గానీ వాటి గురుంచి ఇప్పటి వరకు సరిగ్గా తెలియదు .మీ videos చూడడం వల్ల మీము యెంతో నేర్చుకుంటున్నాను .చాలా thanks sir
MONEY PURSE CHANNEL
IS GODS GIFT
TO TELUGU INVESTORS !!
NO DOUBT !!!
THANK YOU VERY MUCH MR.SAI KRISHNA GARU !!!!!
Most welcome Anil garu
True
మీరు CFP మాత్రమే కాదు sir.. మీరు మా complete (PFP) personal financial planner కుడా.... 🙏🙏🙏
మీ student నీ sir.. term insurance tisukokunda ఎలా vuntanu...
I took term insurance at the age of 26 with aegon life insurance with a premium of 7200 per year... 🙏🙏🙏
Thanks and all the best Ramesh garu
More specific and real life points as usual rocks 👍🏻👍🏻
Thanks Nikhil garu
ఆంధ్రప్రదేశ్ లో TERM PLAN కోసం ఐటీ రిటర్న్స్ తీసుకుంటే రేషన్ కార్డు తీసేస్తున్నారు గవర్నమెంట్ నుండి వచ్చే బెనిఫిట్స్ ఏవి రావడంలేదు ఆ భయంతోచాలా మంది ఇలాంటి TERM PLAN పాలసీ అవకాశం కోల్పోతున్నారు
Sai Garu, Iam subscriber to our channel and watch all your videos,My age is 35 and have taken term policy form Max life last year with sum assured of 50 lakhs with semi-annual premium sum of Rs:5617/-. One important thing is premium payment term is 26 yrs & policy term is 50 yes with critical illness rider.
I took "LIC Tech Term" Life insurance. They are on par with pvt insurance companies. I got this policy very easy.
oh wow, all the best Mitun garu
Let me know how to touch base with you , I want to purchase one , guide me
Don't put all the eggs in same basket. I follow this rule for term insurance also. I have two term insurances with two companies, just in worst case if one doesn't work other one would. Can't risk the financial stability of my family.. 🙏
ఐటి రిటర్న్ లేకుండా ఎలా టర్మ్ పాలాసి తీసుకోవాలి చెప్పాండి సార్
Some companies will offer term insurance with waiver of income proof. But income proof is mandatory for term insurance. So that insurer can calculate how much sum assured they should give.
Lic Geevan umang policey is the best.....
For Individuals Salary slips or ITR is required,or in wife and husband any one is salaried or business-if any one have income proof then they can take joint life cover in term insurance..example if husband have income proof ,if he get life cover 1cr then wife will get 50L Life cover..
@@gangireddycm9755 can you please tell me which company offers this kind of policy
hi
Sir. Nenu mi e video chusi Trm Insurance policy thisukunnanu . Thank you very much sir
Hi sir
3years nundi Exide life lo 50L 70 years term continue chestunnanu
Tq sir
Sai garu, After viewing your video, 👍 Nenu kuda term plan teesukunna Sir
All the best andi
I already took 40lk term policy from Hdfc. Now planning to 60lk from LIC. Tnx for the vd
All the best Chaitu garu
Max life premium is low
Many thanks for your explanation Anna, I have taken two term plans from hdfc life and max life two years ago..
Hi bro could you pls name the plan names
So interesting.. First time video twaraga ayipoyindi ani feel ayya sir. Excellent presentation. Thanku to 1000 times good research.
Hello Sai garu
Naaku insurance gurunchi chala duobts unnai,, now all cleared by viewing your video. So useful I shared this video to all my friends.
Thank you so much
Eitlu mee abhimani
Karthik Botla
Hi sir..
Kindly prepare a checklist while choosing stocks...(During ur fundamental /technical analysis classes)...waiting..💐💐💐👌👌👍
Noted balakishan garu
@@MoneyPurse Requesting same
ಸರ್ ನಾನು ನಿಮ್ಮ ದೊಡ್ಡ ಅಭಿಮಾನಿ... 😍😍
I took ICICI TERM POLICY with critical illness, since two years I am paying month basis. The reason I took this is because of sai sir only, I usually read enadu article every Thursday. Most of the sessions he suggested to take term plan, then I did some research and choosen icici.
Thank you sir🙏🙏🙏
Which policy
Umang is best
@@rohitmanoj2477 Umang is not term policy it is Whole Life policy
Thank u so much am starting my term plan from next month
Explored various policies just 10days back and not able to decided . Now this video cleared all my doubts. Thank you so soooooo much sir.
Most welcome and all the best Pradeep garu
I have taken Tech term policy from LIC sir
Hello Bro.. i am your regular follower in Eenadu Siri column for the past 5yeras. By reading your suggestion only i opted for term plan in the year 2015 for 1Cr.
I like this video as well.
Thankyou
All the best Mahesh garu
This is the only the one thing that I did 5 years back when I was at 26, 1cr sum for 35 years term and 8k yearly premium from max life, hope this video wil motivate some people to realise the importance of term insurance 🙏
Really you done good job brother, at small age premium also be less.
Sir if you want to take the same benefits to 61 years only at this age what is the premium amount that you should be paying? Also if you want to take for 35 years from now what is the premium amount? I want to understand how the premiums increased in these 5 years
@@chaitanyabingumalla8045 take for 75 years
అప్లికేషను ఫారం వారు మాట్లాడే బాషలో ఉంటె మీరు చేపినది సాధ్యం అవుతుంది
Super Sai Garu.... very informative... learnt something new on LIC...
Excellent education on term plans which required for every one.
Thank you srinivas garu
HIII
Sir you need term plan? i will give best plan
Manam chanipothu kuda mana vallaku money isthunnamu ante feel good kada
I personally appreciate your efforts in making people knowledgeable about facts.
My Question:
As I have plans to move out of India after taking the Term Policy - In this case, if anything happens for me Overseas then how does this Term Policy useful for my family?
Term insurance only applicable with in india only.. You may live abroad short span only, but insurance premiums will rise every year. This wisely
@@harishsiva5340 Thanks for the information, do continuing the great work..
@@NaveenReddyKarumuriSir plz share ur contact no.since I am A Sr citizen regards
Hi Sai gaaru, if Someone taking 2nd term policy, is it better to take from same provider or different provider.
Sir I took good decision to take term policy after your video watching.thank you good explanation 👍
చాలా మంచి వీడియో చేశారు సార్ నేను చేయాలి అనుకుంటున్న. One crore Rupees కు ఖచ్చితంగా ఈ month లో అయినా రాబోయే నెలలో అయిన చేస్తాను. Thankyou very much సార్. చాలా వివరంగా చెప్పారు
I already have HDFC LIfe Term plan. But the mistake I did is, I have cancelled my previous plan, which is for 60 and took HDFC life for 85 years (10 years pay term)
Hi jetendra,
I am 32 years old salaried & non smoker employee and planning to go for term insurance.
Could you please suggest the best one.
Waiting for your reply.
SUPER SIR !!!
EXCELLENT ;
I WILL SHARE THIS VALUABLE INFORMATION TO MY FRIENDS;
THANK YOU VERY MUCH SIR
So nice of you Anil garu
Excellent video...many of my questions answered...I have a term plan which i took when i was 30 for 50l but after 10yrs 😊had a feeling its not enough and was planning this wkend to opt for a term plan of 1CR and had shortlisted Hdfc now i would like to look at LIC too. Thanks bro for your brilliant info on various factors. Keep up the good work..!!❤️
All the best bro
సార్ మీ వీడియోలు చాలా హెల్ప్ ఫుల్ గా ఉంటాయి.. నాదొక ప్రశ్న... నేను స్టార్ ఇన్సూరెన్స్ తీసుకోవాలి అనుకుంటున్నాను నాకు ఒకేషనల్ గా మందు తాగే అలవాటు ఉంది నేను అలవాటు లేదు అని అప్లై చేస్తే నామినీకి ఇన్సూరెన్స్ చేసే సమయంలో ఏమైనా ఇబ్బంది అవుతుందా....
Super Sai krishna patri garu. Video chala bagundhi andi. Thank you
please sir guide us about the capital gains,as always u sir
deep involvement on the subject & for clear following
always looking for new video🙏🙏🙏 thanks
Hi Venkatarathnam garu, we have already uploaded a video on Capital Gains tax. You can watch the video in the link below
th-cam.com/video/z1izquk-3Hw/w-d-xo.html
Please tell the policy name and company name directly so that every one will take the same . As some people may not be educated and get trapped by agents . Of course it's good to dicuss all the precautions
It would better to go with LIC if premium is feasible or go with Tata aia as per my knowledge goes.
ICICI PRUDENTIAL,Hdfc , AEGON are the best in term plans, highest claim settlement ratio
HDFC
Maxlife is the best in the industry it's claim settlement ratio is 99.22% which is industry best.
I have 2 Term Insurance Policies with this company.
I am Insurance advisor for all companies.
Sai Annayya, Good Morning! I have taken a term policy when I was in job. I have been paying yearly premium and completed three years. Today I have no job, but continuing paying my premium. Tomorrow any miss happening happens, my nominee shall get the assured amount else these insurance company shall cheat by saying that no more I am not doing job. Please kindly clarify my doubt 🙏
geniune doubt ..pls answer sir
No venkatasuresh u will definitely get insurance amount if you continue to pay premium every year even u have no job..
@@nishanthakula thanks Meher, How can we substance this as you know myself wouldn't be present when situation comes. It really helps me to educate my nominee.
నేను బజాజ్ అలైజ్ లో 1కోటి టర్మ్ ప్లాన్ తీసుకోని 4months పే చేసినాక నచ్చలేదు పే చేయడం ఆపేసిన కొత్త ప్లాన్ చూస్తున ఏది బెటర్
Last 2 years nundi tesukovali anukuntune unna Sai garu, today decided to take term insurance. Thank you very much for your time for making very informative videos.
Also do a session on insurance coverage in Mutual funds in certain AMCS. ATLEAST IT WILL HELP PEOPLE AT THIS COVID SITUATION
Noted andi
నా పేరు సంజీవరెడ్డి నేను ఇప్పటివరకు టర్మిన్ ఫ్రెండ్స్ తీసుకోలేదు నాకు ఇయర్లీ ఇన్కమ్ మూడు లక్షలు ఉంటుంది నేను ఏది తీసుకోవాలి నా యేసు 42 నేను ఎలా తీసుకోవాలి ఎల్ఐసి అనుకుంటాను
నాకు వేరేది ఏమీ లేదు నా బడ్జెట్ కి సరిపడినంత చెప్పండి థాంక్యూ సర్
Sir
Kindly explain how to file ITR-2 ...
Thank u sir👍💐👍
Noted andi
Sir meeru which company lo term insurance policy tisukunnaru
One of the best explanation of how term insurance helps. Kudos
Hi,. For more clarification Suresh Kumar M : 9963667905.
thank u sir...very helpful video...this month I will take policy..
Waiting for this video from long time
All the best Sai Ratan garu
Hi @sai ratan, I can help you on this.
Pls let me know.
Insurance Agency Services
9885758225
maxx life teesukunnanu sir
Hello Sir, I have taken term insurance three years back with critical illness rider. Now i want to remove rider, I asked insurance provider they said not possible. Is it correct if once opted we cannot remove the rider in middle of the term plan.
Hi,
I am 32 years old salaried & non smoker employee and planning to go for term insurance.
Could you please suggest the best one.
Waiting for your reply.
Why are you removing critical illness rider
మంచి ఇన్ఫర్మేషన్ ని షేర్ చేశారు సర్. నేను టర్మ్ ఇన్సూరెన్స్ తీసుకున్నాను... మీరు అన్నట్లే బాండ్ రాగానే భద్రంగా బీరువాలో దాచాను😆... ఇపుడు తీసి ఒకసారి చెక్ చేస్తాను 🙏🙏
LIC tech term policy is good one in recent times.👍good one Sai garu
Hi sir. Now I am salaried. But after some years i may not. Will it effect any premiums? Or it will be chance for rejection of my policy?
Hi Sri garu, they take the conditions of the policy holder while insuring the policy, so they will not reject the policy as long as you continue paying the premiums on time
Hi sir, thanks for your videos it's really educating us even my friends said the same thing after sharing your videos with them. I recently took term insurance and also checked lic e-term but lic e-term doesn't had waiver of premium just accidental rider alone.
Thanks and all the best Satya garu
Em policy tisukunna ru andi nenu planning lo unna
@@prabha4599 aditya birla term insurance which includes waiver of premium feature.
Thank you Sir. How one should ensure all the provided details are correct in the policy if a person was already holding it to avoid last-minute claim reject. Is there any specific checklist?
Go through the entire policy document and cross check the details shared. If there is any mismatch write to the concern insurer and ask them to rectify it. they will process through an addendum Praveen garu
@@MoneyPurse thanks sir
🙏Thank you for best information sir happy Pongal
Thanks for watching 👍
Reach out on ⬇️🔜
𝐖𝐡𝐚𝐭𝐬𝐀𝐩𝐩±𝟏𝟑𝟏𝟔𝟐𝟐𝟔𝟏𝟔𝟔𝟎
Hi Sai Anna
U r a Great brother n well wisher to all..
Thank you for everything... God bless you
Sir, Is it good idea to buy term insurance from more than one company by dividing the required total sum assured equally?
The cost of the insurance will go up Mallik garu
Sai garu,
Is it still advisable to take term insurance policy when you already have similar policy by you employer?
Employers will keep on changing as and we change our jobs and different employers have different conditions of insurance so it is advisable to have enough insurance other than employer Venkatnarayana garu
@@MoneyPurse Great. Thanks andi
Is diversification required while purchasing TermPlan ?
I have HDFCLife...should I buy same for my wife too, or should I go with different company like MaxLife....etc
Can I buy more than one policy for self ?
Same doubt
Proudly I am saying I taken 1 crore policy
Thanks for your suggest us Sir
Though iam charted accountant still I watch your videos,
Super sir, i taken term policy just 3days back i am paying 10years limited premium for 85years plan in HDFC life is it ok na sir?
Hoooo same pinch andi..10 days back same 85 years ki tisukunna
What is the premium u r paying every year brother
@@BramhamBramham Hi Bramaham Garu I can help you out if you need help from HDFC Life Term. Have taken HDFC Term insurance premium paying term for 12 years. Meturity 85 years Death, Disabilities and critical illnesses.
HDFC life Vs Tata AIA life,which one best
@@AnilKumar-ud6pb
Anil Garu HDFC life is better because brand is there.
Sir, I have taken max life term for 85 age and 1cr with 1cr accidents benifits. Now I am trying to take another term with sbi or lic is it good for settlements if any thing happens. Plz reply
Hi Kranthi garu, you may have to share the existing policy details with them, if they issue the policy with your existing cover into consideration then there shouldn't be any problem. Unless you don't share the existing policy details there shouldn't be any problem andi
Please make a term plan video best for working couple...like joint term plan
జంట గా భర్త బార్య ఇద్దరూ ఉన్న టర్మ్ ప్లాన్ గురించి వీడియో చేయగలరు అని ఆశిస్తున్నాను.
Insurance గురించి maximum డౌట్స్ అన్ని క్లియర్ చేశారు., thank u sir🙏🙏,, i have 3 insurance plans( sbi life,, LIC & reliance Nippon)
థాంక్స్ సార్ 🤝🎊🎉. నేను 1. 1/2 ఇయర్ బ్యాక్ max లొ online పాలసీ తీసుకున్నాను మంత్లీ మోడ్ లొ ఆటో డెబిట్ క్రెడిట్ కార్డు లింక్.
All the best Dayakar garu
Thanks sir.. even i used to say to many of my friends to take term plan before any investment.. still pll have to educate
Sir చాలా వీడియోస్ చూస్తున్నాం అన్నీ మంచిగానే కనిపిస్తున్నాయ్ best of best list of insurance plans మీరు కూడా పెట్టండి
calculation is very useful and thanking you
Evvariki edhi kavalo adhi vuntundhi mana channel lo Sai garu🙏🏻🙏🏻🙏🏻
Mindful Explanation sir, Really good 👌👌👍
Good video. Simple explanation and clarity view about choosing term plan. I have taken Tata Aia 4 year back. Hats off for creating awareness.
Very helpful video. Thank you and all the best
It is really useful. My total confusions are cleared
పాలసీ on-line లో తీసుకోవాలా లేదా Off-line లో తీసుకోవాలా, పాలసీకి సంబంధించిన డాక్యుమెంటేషన్/హెల్త్ చెకప్ ఏ విధంగా ఉంటుంది.
Good details sir.i like money purse videos.👍
I have been exploring on term plans since 3days..this vedio gives me more clarity to choose..thanks..
I am Took Icici Term Plan, Based on ur Guidelines, your Explanation was Very Good, To understand Easily. Common Man Also Easily Grab Ur Words in terms of Protection as well as Investment.
Thank you.
My Age is 26. I would take term insurance now. Thank u
I have new Jeevan Anand lic policy
Hello Sai garu, l am taking term plan this week
Thank u sai sir...Nice explanation..I have taken term policy
Very informative for viewers... Tq Sai Bro...🙏🙏🙏
Nice ... every word is informative
Thanks for the great information. I will take my term policy this 2021 jan 1st. thanks again sir
Excellent effort 👌
Thank you!