He is right but selecting broker with caution because some broker don't provide average buy price of shares in account portfolio and portfolio visibility also not for 24/7,,I try AHL ,k Trade,scs,js global ,no facilities,,,,,,,but when I join AKD broker I got 24/7 portfolio visibility and average buy price of share what I purchased from Akd app except bonus average price
30:20 HBL allows to choose RDA type during account creation : Islamic or Conventional If you chose conventional then later you'll not have option to choose INPC.
Jawad bhai aik bt smj ni i, ap ko INPC pe fixed return leny k ly khd ko smja lia hai, lkn ffc agr non shariah ho gya tu us m ap invest krna chahta h, Mere khyl se ap ko js m fiada ho rha h wo ap k ly islamic hai
This question is a bit irrelevant but since he has mentioned that FFC is not included in Sharia Compliant stocks of Meezan so now I am quite disturbed because I am holding it for sometime as it was in the Sharia section of AHL app. From where can I confirm which stocks are Sharia Compliant as per Meezan?
Very informative video, I have one question from Jawad bhai, I already have RDA account and INPC, but if I go back to Pakistan permanently, will it affect my investment?
"Thanks for the insightful content! You've clarified a lot about the Naya Pakistan Certificate (NPC) and Roshan Digital Account (RDA). Really appreciate the details you've shared. Just one question: in the current market conditions, which do you think is more profitable-investing in the NPC in PKR or USD? Would love to hear your perspective!"
@Jawad Bhai, You are right, to switch to conventional RDA Equity account, you must sell all the portfolio as per CDC restrictions. But question here is should we connect CDC with conventional RDA or a local bank in Pakistan as in the first case, again you stuck and needs to sell your entire portfolio once you move back to Pakistan and not holding RDA status. While no-more NRP, you must again connect with CDC via another local Pakistani account as RDA account no more option with you. What is your opinion on this matter??
RDA service overall is outdated its so difficult to resolve a single issue call customer service they will say send email and sit and wait for ages i donr know how many if you have faced this but i am facing it and wont recommend banking with pakistani banks waste of energy and time
@@JawadYaqoob-p3z Thank you brother for this info. So a person without any foreign investment or declared asset can not invest in these from Pakistan, am I right?
For PSX stock buying, I understand that its better to open Broker and CDC account via my local Pakistan Bank account instead of RDA islamic account to avoid any restrictions? Regards
@JawadYaqoob-p3z. "Thanks for the insightful content! You've clarified a lot about the Naya Pakistan Certificate (NPC) and Roshan Digital Account (RDA). Really appreciate the details you've shared. Just one question: in the current market conditions, which do you think is more profitable-investing in the NPC in PKR or USD? Would love to hear your perspective!"
RDA account is not feasible as apart from transaction charges of 57.5 Sar from KSA they cut 53 Dollar $ for transaction which is big amount per transaction
bhai meezan bank app mein money exchange ka option nahi hai.... bhai mein bhi meezan se paise behjta aur mangwata hon suadi arabia it's always take 2 to 3 days between bank to bank...
@@JawadYaqoob-p3z brother I have also faisal bank RDA account they offer me to transfer from US Dollars to PKR in Application and vise versa but mezaan bank app not offer this exchange.
Even your account is opened with islamic bank and you open psx account with islamic bank account. Do 1 simple thing. Change your broker with new broker you will be able to buy any stock. Only limitation will be that you can not do day trading.
I am using mezaan bank. My first broker was not allowing to buy non shariah stocks. Then i changed my broker and now i have non shariah stocks in my portfolio.
@@riazuddinmahmood2498The structure of Islamic NPC is based on Mudarabah, it’s not based on Ijarah. So you are not receiving rental. As per the structure you are investor (Rabb ul Maal) and will receive a portion of profit generated from a investment project
I would rate invest in INPC USD, why because : - assuming 5-7% depreciation in 2025 while we are still safe with a 8% return in case of USD. Govt cannot hold USD at the same price like this year.
Listen to this in detail. I have given the whole framework on how to preempt rupee depreciation beforehand and act quickly. In other words, you can make a return offered to PKR INPC while keeping funds in USD currency.
What r the charges of mantaing equity account through rda.. I transferred 500 rupees first time to check but it didn't come in my js equity account through meezan rda cdc transfer option
@@MuhammadAli-lu4xwinitially u have to make more 5000 PKR , 5000 will be retianed by the CDC as security/fees and above the 5000 will be reflected in the ur broker account.
Please make one new video on mutual funds after current interest rates especially for RDA account holders.
Thanks
Great effort. Do bring such amazing discussion in future as well❤
I have chosen the RDA option in Meezan bank mainly because of shariah compliance and therefore prefer to restrict my investments to KMI stocks only.
you can open cdc acc with other bank
Another advantage is INPC is repatriable back to your country in $ without any tax.
He is right but selecting broker with caution because some broker don't provide average buy price of shares in account portfolio and portfolio visibility also not for 24/7,,I try AHL ,k Trade,scs,js global ,no facilities,,,,,,,but when I join AKD broker I got 24/7 portfolio visibility and average buy price of share what I purchased from Akd app except bonus average price
KD Zindabad!
30:20 HBL allows to choose RDA type during account creation : Islamic or Conventional
If you chose conventional then later you'll not have option to choose INPC.
Jawad bhai aik bt smj ni i, ap ko INPC pe fixed return leny k ly khd ko smja lia hai, lkn ffc agr non shariah ho gya tu us m ap invest krna chahta h,
Mere khyl se ap ko js m fiada ho rha h wo ap k ly islamic hai
Very good Jawad bha! You are right 👍
Furqan bhai what to do if the company registrar credits your dividend to wrong bank account??
Good podcast with catcy title infact it should be 17.5% per year, my question is can psx beat 17.5%?
This question is a bit irrelevant but since he has mentioned that FFC is not included in Sharia Compliant stocks of Meezan so now I am quite disturbed because I am holding it for sometime as it was in the Sharia section of AHL app. From where can I confirm which stocks are Sharia Compliant as per Meezan?
Very informative video, I have one question from Jawad bhai, I already have RDA account and INPC, but if I go back to Pakistan permanently, will it affect my investment?
It will continue working even we go pak permanent
"Thanks for the insightful content! You've clarified a lot about the Naya Pakistan Certificate (NPC) and Roshan Digital Account (RDA). Really appreciate the details you've shared. Just one question: in the current market conditions, which do you think is more profitable-investing in the NPC in PKR or USD? Would love to hear your perspective!"
Bravo. Indeed useful information. Keep it up guys.
How to change broker .. please share link.
Also which one is best with showing 24 h visibility.
Thanks
Good work but didn't mentioned the charges of transactions to send money to RDA and to repatriate'
If you come back to Pakistan permanent then this account Will be closed ,even your funds are in this account?
@Jawad Bhai,
You are right, to switch to conventional RDA Equity account, you must sell all the portfolio as per CDC restrictions. But question here is should we connect CDC with conventional RDA or a local bank in Pakistan as in the first case, again you stuck and needs to sell your entire portfolio once you move back to Pakistan and not holding RDA status. While no-more NRP, you must again connect with CDC via another local Pakistani account as RDA account no more option with you.
What is your opinion on this matter??
Good question
RDA service overall is outdated its so difficult to resolve a single issue call customer service they will say send email and sit and wait for ages i donr know how many if you have faced this but i am facing it and wont recommend banking with pakistani banks waste of energy and time
Very good Jawwd bhai.
How to close quity account. I already opened in js through meezan
Furqan Bhai AP ki community Mai ana Hy
Tremendous podcost...thanks
Where are your islamic bank podcast?
How can a Pakistani resident invest in inpc?
how i can join your community ?
community.investkaar.com/
Furqan bhai, make a video on Emlaak Financials
VERY INFORMATIC INFORMATION
Ubl offer both even Islamic or conventional rda account
How to join you Slack community?
community.investkaar.com/
They lock the percentage not the amount.
Local Pakistani bhi is me investment kar sakte hen?
Only if you have declared foreign assets in your income tax return.
@@JawadYaqoob-p3z Thank you brother for this info. So a person without any foreign investment or declared asset can not invest in these from Pakistan, am I right?
For PSX stock buying, I understand that its better to open Broker and CDC account via my local Pakistan Bank account instead of RDA islamic account to avoid any restrictions? Regards
@ yes.
@JawadYaqoob-p3z. "Thanks for the insightful content! You've clarified a lot about the Naya Pakistan Certificate (NPC) and Roshan Digital Account (RDA). Really appreciate the details you've shared. Just one question: in the current market conditions, which do you think is more profitable-investing in the NPC in PKR or USD? Would love to hear your perspective!"
RDA account is not feasible as apart from transaction charges of 57.5 Sar from KSA they cut 53 Dollar $ for transaction which is big amount per transaction
bro, send money in PKR to Al meezan bank. and change that money immediately to $. they will give market dollar exchagne rate.
@@4thdarwishyes I heard that from Wali Khan (podcast)
A person without any foreign investment or declared foreign assets can not invest in these while just sitting in Pakistan, am I right?
@@maverick5457 you must produce evidence to be non-resident to open an account.
SWP facility in Pakistan
bhai meezan bank app mein money exchange ka option nahi hai....
bhai mein bhi meezan se paise behjta aur mangwata hon suadi arabia it's always take 2 to 3 days between bank to bank...
I remitted to SNB and it took 3,4 hours.
I have done it twice, the same lead time.
dear Aqeel can you send USD from KSA. if yes which bank
@ all major banks offer this facility.
@@JawadYaqoob-p3z brother I have also faisal bank RDA account they offer me to transfer from US Dollars to PKR in Application and vise versa but mezaan bank app not offer this exchange.
@@JawadYaqoob-p3z I am also transfer funds from SNB to meezan in PKR account it took 3 to 4 days. and charge also 57 riyals per transition.
good conversation.........................................
Even your account is opened with islamic bank and you open psx account with islamic bank account.
Do 1 simple thing.
Change your broker with new broker you will be able to buy any stock.
Only limitation will be that you can not do day trading.
I am using mezaan bank. My first broker was not allowing to buy non shariah stocks.
Then i changed my broker and now i have non shariah stocks in my portfolio.
@@555saifullah1 which broker did you choose? I changed my broker already but the same restrictions are applied
Any one know what r the charges of mantaing cdc account equity account with meezan rda
Maintenance charges bhi hote kia?
Excellent 🎉
Furqan bi Duniya me Jannat kaama rhe hai ❤❤❤
I have 3 RDA bank accounts but Equity account is 1
I which broker
Do u know the charges of mantaing cdc equity account t through rda
net profit for 100000pk .profit 19350pk for one year
They are claiming that is rental income. That means in 5 years rental you will get property value. Absolutely Haram
@@riazuddinmahmood2498The structure of Islamic NPC is based on Mudarabah, it’s not based on Ijarah. So you are not receiving rental. As per the structure you are investor (Rabb ul Maal) and will receive a portion of profit generated from a investment project
net for one year 19,35´per for 100000
What do you mean? % or amount
How much is the bank fee for repatriating funds from RDA PKR account to UK ? Is it dependent on amount we repatriate?
Minimal I repatriated 24000 Saudi Riyal . They charged 24 sr
🎉
I would rate invest in INPC USD, why because :
- assuming 5-7% depreciation in 2025 while we are still safe with a 8% return in case of USD.
Govt cannot hold USD at the same price like this year.
Listen to this in detail. I have given the whole framework on how to preempt rupee depreciation beforehand and act quickly.
In other words, you can make a return offered to PKR INPC while keeping funds in USD currency.
Best now inpc
What r the charges of mantaing equity account through rda.. I transferred 500 rupees first time to check but it didn't come in my js equity account through meezan rda cdc transfer option
@MuhammadAli-lu4xw 5000
@@MuhammadAli-lu4xwinitially u have to make more 5000 PKR , 5000 will be retianed by the CDC as security/fees and above the 5000 will be reflected in the ur broker account.
First comment
Kia baat apko milta ha ghee ka dabba
@@mustajabnasir870😂
change your channel icon and video title it look like an ad
Sure I am open to suggestions for the new title. What should it be?