My man, this literally is Switzerland's economic situation to a T! You either are a millionaire or you can forget having any of these without having friends in high places.
Cracked always worked as a nice satire, I still remember their article on how Karate Kid ruined society, instilling mentality of working harder somehow letting you defeat someone who spent their entire life in the field, which isn't how reality works... they're sometimes off (their anti-coffee was a HUGE stretch especially when drinking a cup was literally the alternative to energy drinks), but other times they hit the nail on its head, like with NFTs.
Mine did. But . . . It never prepared me for the job I'm in. That piece of paper allowed me to apply for the job, but I had to learn everything else on the job.
COLLEGES when they know Government give money jacked their prices the hell up and have bloated academic departments. also, a federal student aid program is already socialism, morons.
Rich parents can secure children jobs at their companies, but they can never prepare their children for the day when they find out their money comes from blood.
@@Youdontknowwhatliterallymeans Sure eat the lies,not like the same millionares and billionares all lie about their early life to journalists, just look at musk, pretended to be poor at the start in all interviews, when he liven on a perma party mansion paid by his daddy owner of emerald mines with slaves in africa, sure theres some self made, but most are in great debts or just hit jackpot.
Even with his GPA and degree you still have to know somebody and get lucky. It takes just one opportunity to get your foot in the door and some people never get that opportunity. There is a guy at the company I work at which is a very small operation who has a tech degree and he can't get a job in his field.
@@JorgeFabriziomost trade schools are for profit and cost about the same as a university but you’re there for less time so it seems cheaper (and the trade school actually makes more money cause they pay the teachers less and have far less overhead because there is nothing in the way of student activities. And you’ll be no better off because you won’t be networking with others and most employers don’t count school as part your work experience). And they go one of 2 ways in teaching. Either focus on the book part or the hands on parts. So either way, you’re going to be lacking something even though the school will lie to you and say you’ll make a ton of money as soon as you graduate. And whatever trade you go into, you’ll be starting at the very bottom either way. And that’s if you can even get a job in the field. Don’t hope on job placement assistance, because that just a crappier version of Indeed. If you’re super lucky you can get a trade job without a degree but you’ll not only still start at the very bottom but you’ll be more likely to stay there longer. Either way you’ll be sweeping floors and being a gofer for a very tiny amount of pay for several years before you actually start doing work that the trade actually does. But you’ll be expected to spend every dime you have on the tools and specialized clothing and equipment in order to do your job.
@@kabloosh699For me it did. Job paid for my Masters, and I got a promotion out of it (+2 levels & 35-40% pay raise). Even outside of my field, my undergrad degree has opened a lot of doors. I'd be even better off if I had been better at professional networking in my 20s & 30s.
I’m a Gen Xer and growing up, I was always told that if I didn’t go to college, I would never get a good job. Well, I’ve been to college 3 different times (for 3 different majors because I was young and didn’t know what I wanted to do with my life). One Associates degree, one Bachelors degree and one certification later, I still ended up with a low paying job that only requires a high school diploma because I couldn’t find a job in any of the fields I studied for. I definitely advise aspiring college students to get clarity on exactly what career they want before going to college and racking up all that student loan debt. Otherwise you’re wasting time and money.
@@RS-ls7mm I'm also a Gen Xer (with a useful CIS degree), and there was a time when the type of degree earned didn't matter a whole lot. Employers cared more that you spent the years getting a degree (showing desirable character traits) than the type of degree. The idea was that you would need to be trained to the company standards, anyway. When I started my career (I can see the retirement light at the end of the tunnel), my interviewers were FAR more interested in my Free Software projects than my classwork. My classwork was just the expected work that everyone else did. What really drove the good impressions I made, and what set me above everyone else, were the discussions of why and how I wrote my Free Software.
@@justanape9149 In reality the opposite is true. Only a fraction of the people I met in college knew exactly what they wanted to do. Most drifted around the first year to see what they liked. Some never found their interest and graduated with a useless general education degree (or an equally useless philosophy degree).
if im little bit pedantic here during Gold Rush in Alaska the actual digger would spend most of his earnings on supplies mostly food demand and price were high so it made sense to buy food in seattle cheaply ship them to alaska change for gold and return to seattle who become rich due to gold rush were traders not diggers so.... i see your point, but in case of gold rush id rather be showel selelr everyone needs a shovel and if demand is high that shovel can cost you a fortune and you need one because your old one is broken
Fun fact: In the UK, if you don't earn enough after university you don't have to start paying off your student loan. And once you reach retirement age your debt is wiped out anyway. This encourages universities to create courses that are actually useful although the retirement age keeps getting pushed back.
My friend described college this way in an op-ed. "We're making the most in-experienced adults make probably the second largest investment in their life by signing them up for college." She was a professor who wrote this right as the pandemic hit. She encouraged every kid to take a gap year to figure their lives. Neither of us are saying don't go to college or it's a scam, but i just hate how everyone pushes college: magazines, career counselors, tv. Especially not after recession college prices.
Yep. And companies know very well that the most lucrative loans are those given to people who cannot quickly pay them back, especially when they are guaranteed by the government/low risk of default (which student loans are).
I wonder how many can afford a gap year? Not a cynical question, either. Particularly, some grants won't wait if you don't start college the next year or two.
I would say that everyone needs to take a bit of time to think about what it is they want to do before committing to a college/university. Once they have an idea of what it is they want to do, they can decide whether or not that path requires a degree.
@@TragoudistrosMPH It honestly depends on what it is one wants to do with themselves and what they do during that 'gap year'. Personally, I didn't go to college until well over 10 years after I graduated from high school....but that decision was as much a career-building one as it was anything else.
My gap year led to me enlisting with the army. It still sucked. Camaraderie? What's that? It's partying with alcohol apparently. Now I have delusional psychosis with absurd levels of misanthropy.🥳
As a college dropout, if I could go back in time, I would have skipped college altogether. I would still be poor, but at least I wouldn’t have any debt. For those of my generation, it was difficult to choose a different path when all you heard from your parents and teachers was how college was the key to financial stability. We were never given alternative options. If you chose not to go, you were perceived as a failure. I’m not saying don’t go to college, but you shouldn’t go unless you know exactly what you want to do.
My parents pushed me into going to college. I shouldnt even say them. The last couple years at my school that was what it was all about. You get inundated with the applications for college, with their responses, the "guidance councilors" and all that. I was an all state runner, so I had recruits that came to see me at school and everything. They literally force you into the "you have to go to college funnel"......and most kids are just getting up and doing what they have to....and they are easily guided that way....so they just go along. Just doing what they have to just to get by and have fun. Then you have the legal forms that you sign when you are barely even old enough to sign up for the military, and those forms stick with you for life. Your parents have to pay your student loans if you die before they are paid off. I did a bankruptcy.....student loan debt CANNOT be included. They dont tell you any of that. All you ever hear is what school everything thinks is the best that you should go to. The school will trick you into thinking that they will place you into a job afterwards. The whole system is a money grab.
adding onto this don't go to college unless you are ready mentally, I was forced to go or be homeless when I knew I wasn't ready mentally to commit. Dropped out after a year and $45,000 later. That was over 10 years ago and I'm just now starting to get out from under that hole.
They also don't tell you how hard it is to get a job even with a degree or that some fields expect you to get certifications and will value them over a degree. A degree in IT is pointless when you can get a CCNA and Network+ for a fraction of the cost. My degree has done absolutely nothing to help me and has only given me crippling debt.
Good timing. I was just debating whether or not to drop out of my phd program after being told that all the data from my last year was useless and had to be started over from scratch. Gotta love my committee who never bother reading my emails or reading anything I write.
I could have gotten into a more prestigious university, but I attended the college that offered me a full academic scholarship. Not starting life with an enormous debt load was worth more than a more impressive name on my résumé.
@@kovici7226 4.0 GPA, National Honor Society, and 21 hours of AP credits. I don’t remember my exact SAT score (it’s been 25 years), but it was in the high 1400s or low 1500s.
Plumbers, Electrictrians, HVAC technicians, IT support jobs, welders, janitors, landscapers, machinacs, etc don't require college degrees and they make about the same as college grads do.
Pro tip: if your ideal job requires a portfolio of your work, don't bother with a degree and focus on the portfolio instead. Everything the collage will teach you is either found online or in a textbook you don't need student debt to be able to buy and the college will spend most of its time bogging you down with classes and coursework so you don't have time to make a portfolio. A degree looks pretty on the CV/resume but employers only care if you can do the job and nothing says that better than a portfolio or showreel.
@@richgerow3472 That's why you go to internships whenever you can and get that experience even if you don't have a degree, by the point you have the experience to get the job you'd be out much earlier than the 4 years of college.
@@richgerow3472 Actually from my experience the degree is ideal but a strong portfolio is preferable because it's representative of your actual skill while a degree just tells them you were disciplined enough to turn up to class.
@richgerow3472 you would think that but a lot of jobs that say they require a degree don't really. Or you can bypass it with certifications. There are jobs that do require a degree of course but it's not nearly as many as people are led to believe.
This is good advice for anything but the medical or engineering field, yk, stem. Those high paying jobs require degrees, credentials, training, and networks. All of which are found through college because that’s the conventional location for talent. The college pricing is actually disgusting. But I’m an iron worker right now. My father & brother are also iron workers. Fuck. This. Welding and hard, dangerous, and extremely carcinogenic. I’ve burned my scalp with slag and singed my arms. 60 bucks an hour on the high end. I almost lost my thumb today, had to put out a fire, and almost killed somebody with a crane & building last week. This blue collar work isn’t a game. It isn’t fun. My health is priceless so If that’s what it takes to not have to worry about making it back home for dinner then so be it. No blue collar worker on this planet makes more than 120 grand a year. That’s the hard cap, unless you own a business or become a project manager for a company. Most blue collar workers make 40-60 grand a year.
Since I got my Bachelor's Degree in 2005, it has helped me get only ONE job: teaching English as a second language in South Korea for 3 months in 2010. All of my other jobs have been low wage warehouse, retail, fast food, restaurant, theme park, and grocery jobs that don't even require a high school diploma, much less a college degree. I have over $116,000 in student loan debt that I haven't even made a single payment on yet because my income is too low. I was the first person in my family to ever go to college and it seems like I wasted my time.
@@nestorv7627 It didn't. That total includes significant amounts of interest and loans that I took out for a getting a teacher's license and going to grad school for a semester. My first year of college was paid for by scholarships and grants.
... and the athletic fee's hidden in your tuition. Even though some schools make millions off sports (without paying the athletes.) Most colleges also charge an athletic fee to every student even if they don't participate in any kind of athletics on campus.
I was an adjunct math professor, and the uni didn't give me free parking. My friends and I joked that I made just enough to pay for the parking downtown.
I went to a 4 year school, got the degree, and couldn't find a decent paying job anywhere. 7 years later, I went to a professional school. I left with an instant job and almost debt free.
@iamcleaver6854 I should have gone in with a better plan, but I was young and dumb. I was in bio pre-med. I thought I would graduatebe able to work in a lab go to med school. I also graduated in 2008, so that is a factor, but either way, I needed more education, connections, and experience to get a decent job right out of college.
I went to college in order to learn more about a lot of things: literature, history, philosophy, etc. And I accomplished that. If it occasionally helped me get a job, that was a bonus. But that was 1962-66.
@@iamcleaver6854 Yep my degree was in CS with a masters in cybersecurity, I've never had any trouble finding a job that pays well and usually get a few calls a month just off having a linkedin profile...
The trick is to go to a community college and transfer to a 4 year. That's what I did, ended up with only 10K in debt at 2.5% interest and my bachelor's degree and a killer government job with an awesome work/ life balance and decent money to start. It's really all about what degree you get, and the network you build while you're in school. Do it right and it'll serve you well, do it wrong and... well
Yeah, because we all can or otherwise should want to be government bureaucrats who lucked into the "right" connections. I hope you tell this story to every underpaid medical professional you ever meet so you get appropriate care.
So true! Even in the trades. I trained as a chef through an apprenticeship. I can't tell you how many times I met culinary school grads who thought they knew everything there was to know but didn't know many basic, practical, useful procedures. Just because you can read a book doesn't mean you can cook.
2:10 The independent contractor thing hit so hard 🙃🔫 it is so true, the positions held once by older and more experienced people who were paid top dollar with a great pension and benefits are being replaced with contractor positions so fast, it makes my head spin (as of now I’m 22, CDL-A driver, some trade school)
As a useless piece of paper-holder. I can assure you that I did NOT get a job in my field of study. But the electives I took eventually lead to me doing something that I enjoy and pays the next best thing to a living wage. I was fortunate during the payment pause to be able to continue putting money away toward the eventual payment and then got rid of my loans entirely while they were still 0 interest after the pause ended
My college degree is a useless piece of paper. At least I got it without getting deep in debt. It was the 90s so tuitions were relatively low I went to community college then transferred to a state college and got my degree which never helped me at all.
Go to the cheapest state school or community college and commute/live with parents to minimize debt. Then aim to work in an industry like healthcare, or engineering/tech where salaries are more likely to hit six figures. Otherwise trade school. Don’t go to that expensive private school and study something that likely has low salary prospects or very few jobs like an arts degree.
Bingo! That's how you do it. I did it that way and my son did it that way. No college debt. Those who major in fluffy subjects and "go away to college" end up in deep doo doo. Big loans and no one but fast food places will hire you.
2 degrees, zero liveable job prospects, and grad school in my field addicted to bureaucracy and pageantry despite the harm it does to the populations we once were expected to help, this hit like a truck.
Mom perspective; Daughter with a Masters, working at a call center cannot make enough to get an apartment with 2 friends. Son left college got an Associates degree and a welding Certificate cannot get a job welding as they require 5 years experience. Still gotta pay my part of the loans till I’m 75 and they gotta pay theirs.
A lot of jobs require a certain amount of experience. The problem is how to get that experience? I say we need to bring back internships, this is how people got that experience in the past. Or a college workstudy program.
Should also bring up how normalized it is to overwork students. The amount of tasks given to a college student are more than you'll ever do as a professional worker in any field.
I can just hear the medical interns in US hospitals laughing slightly hysterically when you say that. It blows my mind that limiting their workweeks to 80 hours was considered an improvement. Edit to add: mind you I guess they are technically student and worker both, so that really just proves your point.
There is some small comfort in that, knowing that if you can survive the college workload even the busy season of most jobs will be considered a cake walk compared to that.
@@bemusedbandersnatch2069 And how many students, realistically, even qualify let alone get into medical interns? Oh, right, the overwhelming minority. One field of work doesn't undo the general claim of the OP. I've worked in a chemistry lab, and had less to do than 4 credit hours of chemistry classes expected let alone the 12-16 most people take at a time. And the chemistry lab taught me more about how it all works, in the day-to-day, than any of the chemistry classes. But if I want a higher paying chemistry job I must have the degree. I'm fortunate enough that I got most of the degree back when it was comparatively inexpensive ($1800 for a full time semester) so am just tying up loose ends now (where it's around $10k for full time at my state university per semester). It increased by about 500% in about 10 years. If education followed inflation, which could be justified with costs of operation, you'd only be looking at around 50-60% increase at most, not ten times that, in that time frame. Also, the student-work job opportunities in my field went form paying $22/hr (with additional benefits to tuition costs/housing costs) to $12/hr (with no benefits) in that time frame.
Pretty sure that those in most "professional" fields like doctors, lawyers, engineers, teachers, and accountants that require degrees would disagree with you.
@@jacobg8640 I mean, I work and have worked in labs its really really simple, they just want some one there for certification purposes The current "lab" I work in is more akin to a factory than anything else (because its a major lab), but the one before that was really simple work The small labs are the way to go
My degree was around $32,000 total, of which the state of florida paid 75% of it (50-100% is provided to residents based on high school performance metrics). The remaining fees and costs I paid through scholarships, I was just applying to anything I could with an acronym, and did this throughout the 4 years. I also worked part time for 6 of the 8 semesters, whether on campus or in co-operative work, and I did a paid internship every summer. My pay went from minimum wage to $37 an hour during college, so I saved quite a bit. Im not suggesting that "because I did this, anyone can", but those nerdy degrees are still very lucrative and you dont need to go to some expensive high end university. I went to my local state university that doesnt have a reputation for my field of work. I graduated recently with a mechanical engineering degree, and had 5 job offers ranging from $75-110k before I got my diploma
@@eljefemaximo5420 what a gross generalization. I didn't study conventional STEM and am doing just fine with a job in my field. Not everyone who goes to college will wind up in STEM (as it should be), nor are all of them going to wind up "making your coffee" as you felt the need to so crudely put it. Paths from college are nowhere near as linear as you assume
College degrees are great as long as you get one that actually leads to jobs. S.T.E.M., Business, Medicine, etc. However I firmly believe that a degree in something like Dance or Gender Studies is nothing more than a very expensive piece of paper.
For most employers you'd actually be better off just not telling them about your degree in gender studies, they see it as a legal liability since you're more likely to make some sort of accusation against them.
Even the "safe" ones aren't really, given the sheer number of graduates compared to the number of companies that want to take a chance on someone with no experience. I completed a degree in electrical engineering, and discovered it didn't even qualify me for an internship. My diploma is just a big, leather-bound albatross around my neck until I pay off the loans and can upgrade it to toilet paper.
You're misunderstanding something. A business degree hands you a job, a degree in photography or gender studies? You need to take what you've learned and MAKE a job. So it's not that those degrees are scams, it's that you need to seriously understand what it takes to make those degrees work and it's a LOT of effort after schooling is complete.
@@KiaStout For programming it depends on the employer and what they're looking for. With more complex systems there are a lot of background concepts that someone with a cert might not even be aware of, but will come to bite them (and the company) in the ass later on.
I went to college, got a Bachelor’s degree, and work a minimum wage job. The only good thing about that is government aid paid for my tuition and I’ve never had any college debt.
I watched a class discussing social contracts and how you agree to the contract because you were born (in reference to the Bill of Rights). The debate was really interesting. I was soooo excited to go to college and have those same kinds of discussions. Fast forward a decade later, I was so disappointed at how not rigorous college actually was. My brother went to a different school and it was no different. I feel so bad for the new high school grads. Only taxes are the worse scam.
Lets also not forget many collage degrees offered don't really translate to solid employment after collage. But since the college rep's job is to get you to sign up to attend their school, they are not going to tell you the degree that you want likely leads to you working in retail anyway. They also will do their best to talk you out of going to a trade school instead if you bring it up. Not because they are not a viable option. But because you might decide to not sign up to attend their collage and take on the debit that comes with it.
I seen salesmen in retail look down on clients because he is "a lawyer, I cannot recommend you what to buy, my knowledge is in laws"... apparently, law degree means you get to act condescending to clients who are trying to shop in peace. I also say, they should make burger flipping classes MANDATORY for ANY doctororalawyer, or any higher education, because most "engineers" and "economists" I meet KEEP OVERSALTING THE FRIES! What's wrong with education when most grads cannot make fries in their job at McD without giving me hypertension?
4:47 Don't forget textbook fees upsold to $40 a pop.... Some community colleges have switched to digital textbooks, but ivy league universities love doing things the old fashioned way.
The cheapest textbook I’ve had was $15 and the most expensive was almost $400 with the average being closer to $250-$300 and I swear to god several times my freshman year I bought several books because I was told by the teachers it was required and we never opened them from the shrink wrap now I don’t buy any of the books until weeks after the class starts just to make sure it actually is even needed Don’t worry you can return them for $20 though!
Paying your own rent is probably cheaper than paying for college... But if you're gonna go make sure you choose a field that will lead to a high paying job when you get out.
@@elmateo77 I've already told my father that the certificate was for a hobby that I've abandoned, but he keeps forgetting that. (Not to mention he's only paying around $180 per course.)
If the parents have good credit score they can take the loan then pass all the houses business etc to your name and the just default in four years. God bless America 😂😂😂
The cost of college is why I am getting my AA from the local community college before I get my Bachelor's from the Local University. The tuition is like 5k a year rather than 38K. With the Pell Grant, I actually get money back each Semester. When I do transfer, I will likely have to pay closer to the stated, but even so, I will save close to 64K based off this figure. Two things: - CCs get a bad wrap, but if you make sure your CC is at least respected enough to allow for transfers, it is a good option to save on the first two years. Not all Community colleges are the ones from "Community". Some are good schools with little or no frills. Privet universities are normally more expensive and Financial aid does not really keep up. See if there is a State University close by and go there if you can. - Everyone dreams of moving out and living in the dorms on campus, but it is just another expense. I know for many reasons, staying home is not an option for many. If it is, however, eat the embarrassment and stay with your parents.
@@peterlang777 You’re not just paying for info. You’re paying for experience, tools, resources to understand and interpret said knowledge, especially if you don’t understand it, how to apply it, sometimes connections, and so on. There’s a reason why so many, even knowing the financial burden, still take the opportunity to go to college if they can- and while knowledge is the main driving force, it’s not the only one.
College is really only good for certain careers like medical, engineering, and the sciences. A lot of other careers really do not need college. A lot of the basics are taught well enough in grade school to where you could go through a technical school for a few months or a year to get you spun up to do most any other job. College is an antiquated means of education and really has turned into an extension of high school.
Actually, considering you start realistically paying after the 4 year college education, you get out of debt at 75. With a life expectancy of 76, you're pretty much spending the rest of your life paying.
@@CamJames It not because some in their early 20's does not live in a static world just basic advances in obesity medication can push it by years and that just the small stuff.
Thanks for this truthful take on getting a college degree today. He is really giving that high school graduate the truth about the cost of college. Where he will not go is to tell that high school graduate can make as good or more than a college graduate . If he goes to a technical training school or an apprentice program he could be working in most cases in as few as two years. He also could be earning more than that college graduate just doing things he is not qualified to do on his own. Also most of those type of jobs can not be automated so you have lifetime job security as long as you are a dependable worker and keep up with any advances in your industry.
As a hiring manager, when I see a degree on a CV it only has one value; debt. Heavy debt means chances of a more stable employee. Similar to candidates with kids. We have to retrain them anyway, colleges do not teach up to date information. They simply can’t, because the newest technology happens in the field. It has to matriculate down to the schools and once it does it’s already old news. There are instances of needing a higher education, however they are the exception. In the run of the mill corporate job, it’s needless.
@@Cukito4 the newest information and methods have to pass through the various stages of testing and validation from the field before being taught at a school, the issue (as I see it) since current technology moves so fast that by the time it passes through this process this information typically becomes obsolete.
Graduated college back in 2005. The debt was tough to pay off, but once it was finally paid, nobody can take my degree away from me. Its mine forever. I didn’t want to go for a masters or higher because I realized that college turned into a business instead of what it used to be. I don’t usually mention my degree unless it’s the actual topic of discussion, but I always let people know Im a US Army veteran who deployed to Iraq and Afghanistan, because honestly that was worse than going to college, but again, nobody can take that accomplishment away from me. Ironically I don’t recommend to others to go to college or join the military. I strongly advise them to start their own business like I finally ended up doing. Learn a trade. Be your own boss. Now that’s what Im most proud of as a life / relationship coach ♥️
Knowledge does get dated if not constantly updated. In some areas, a matter of a couple of years makes your gained knowledge worth nothing. Basically, your degree is just a paper at this point.
@@joaopedroalbernaz Not true actually. I just don't need it for what I do. I was going to use it to become an officer in the Army but ended up getting injured. I also can use my degree for many other jobs but it's not what I chose to do in the end. A degree is very valuable when you know where and how to use it, regardless if it's dated or not.
@@joaopedroalbernaz Not true actually. I just don't need it for what I do. I was going to use it to become an officer in the Army but ended up getting injured. I also can use my degree for many other jobs but it's not what I chose to do in the end. A degree is very valuable when you know where and how to use it, regardless if it's dated or not.
Any Mathematics & Physics Majors, reading aloud? Imagine, earning or owning a Masters of Physics and being unemployed for 19months.. that was a very rough period of time- yikes.
Bachelors in mathematics here, with that degree I’ve heard from so many interviewers that they’re worried I’ll use there company as a stepping stone so they won’t hire me
Even if college were free, you would still earn the same as a worker in a trade. All that would happen is that employers would have more college credentialed individuals to choose from, driving down wages. That would be true if everyone got STEM degrees - many of which will allegedly be replaced by AI. In the meantime, AI can’t literally fix a broken toilet.
I am now retiring. Have two degrees (business and engineering) and worked mostly as an "independent contractor". I don't recommend college unless you intend on a STEM degree starting with junior college and have thoroughly hashed out the numbers. More than half of the students I've met today shouldn't be in college.
A degree is cute. However, as a high school drop-out I can say it's not necessarily something one really needs. I still managed to have two companies and multiple houses. However I do advise youngsters to finish college or university because it makes for a nice easy and safe job in most cases. Being an employer is fun, I can, for example, say that I can do what I want whenever I want... In reality customers mainly dictate what I can do and when.. 😂
Also : like Horton mentioned, just emigrate to the EU. Literally EVERYTHING is better here... or you can just stay in Muricaaaa(Fuck yeah😂) and be a slave to the trump/musk tyranny. I have always understood the superiority of the EU over the USA but times like we live now make me appreciate it even more!!🎉🎉🎉
@@Troy_Built Networking isn't nepotism, it's cronyism at best. Nepotism is when your dad gives you a job fresh out of college making $500k per year. But even cronyism is more like your childhood friend who's dad gave them a $500k per year job gives you a $150k per year job. Networking is more like a pre-emptive interview process that may or may not let you skip the future interview process because, unless you get the job from your rich drinking frat buddy, you're usually proving your value at 'x' field to the people you network with (lab partner, group projects, etc.).
Ehhh, it does kind of matter. Going to a well-regarded school with a robust program in whatever degree you want to get is a big deal. It’s also a bigger deal if the school is known for getting internships to its students.
Kids (anyone younger than me, which is almost everyone) don't believe me when I tell them how public universities were tuition-free in my state, and I went to a very good private university for the whooping fee of $500 per semester.
Medical and legal professions do require degrees; however, lately, schools been passing anyone who pays tuition and fees just for the money (greed) and we end up with incompetent "professionals" practising. So, yes, in today's terms, college is a scam.
Engineering, mathematics, physics careers etc require levels of knowledge and practical exposure you will not get elsewhere. Forget about the degree for a second, the knowledge alone is not a lie
And here is the kicker. When colleges are a private service provider, as long as they earn money providing the service they'll do it regardless of actual usefulness. In Scandinavia there are strict limit's on how many can take an individual education, meaning the grade requirements for medicine, psychology, law and philosophy are quite high, while engineering will take anything that has passed the required math courses and a pulse. There are no underwater tuvan basketweaving degrees as the state will not subsidise someone to take a 3 to 5 year course in something that will land them a job in retail.
for any of you folks in this situation, please for the love of yourself look into community college options where you can take classes for cheap there and then transfer the credits to a 4-year-degree at some no-name school, usually the no-name schools have cheaper tuition, and at the end of the day employers aren't gonna care where you got your degree after you get your first job. Not saying everyone is fortunate to have this option, but if you do, please take it
That's what I did. I got the last laugh as many of my friends who went to four year schools and expensive private ones for worthless degrees are now stuck whit a ton of debt and barely get by after rent bunking together 1 years later
Fortunately, I was able to do this while in high school; graduating with almost enough credits for an AA. I have cut an entire year off my degree because of it. I don’t want to go to college, but it’s a requirement for my field.
I know a guy with a masters degree in psychology. He's a bartender I know a guy with a bachelor's in video game design. He works in a warehouse I know a guy with multiple degrees, in nuclear engineering and related fields. He stocks shelves at Walmart I actually can't think of one person who has a job related to the degree they got or pursued. I know a LOT of people paying student loans they've had for over a decade though...
Psychology? That's like one of the most popular bachelor degrees out there with certainly not enough jobs for everyone. No wonder he's not working in his field. Your friend with a bachelor in video game design, I bet that's an art degree with nothing coding related at all. Also no wonder he's not working in his field.
1:14 I work for a gass station, I won't say witch one, but it's OK, and they literally had as part of training not to ingest gas under any circumstances, but we were allowed all the diesel we wanted. Lol.
College is an absolute rip-off, coming from someone who has three college degrees. If you don't know what you're going for, don't go. Bouncing from class to class trying to "find your calling" is a dreadfully expensive way of wasting time.
then there's the misery of taking engineering classes and being suggested to take get a internship on top or else getting that first job is a nightmare. also the existential crisis that we are incapable of doing any good
I drive trucks. I've worked hard and gained niche skills to end up in a position where I'm home every day and make over 100k a year. Mathematically, I'm so much better off than had I stayed in college. But there is one main difference: I work 60+ hours a week. I'm guessing most college graduates work 40 or less. What's the value of all that time with I should have spent with my family and perusing interest outside of work?
College grad in tech here, who after ~20 years working is finally finding some kind of near-financial success and routinely doing 60-80+ hour weeks ... for one project, three months of back-to-back 80+ hour weeks after we lost a dev on the team. I have worked long hours and studied after-hours almost my entire working life.
Tuition is free for a New York state college if you qualify for the Excelsior program... I graduated from a NY state college last year and I've never heard of the 5 free textbooks, but I didn't qualify for the Excelsior program.
When I was in high school in the 1970's we had a career day were professionals from the local town came in to talk about their jobs. When the lawyer had his time to speak someone asked what it was like to be rich because he'd read that the average lifetime income of lawyers was quite high. The lawyer explained that, while he made a good living he was by no means rich. In fact he had farmers as clients who actually made more than he did. He explained the numbers that were being quoted were thrown off by the fact that a lot of lawyers were from rich families and their "average lifetime income" included assorted inheritances, trust funds and gifts from their wealthy parents. The same is true for for a lot of "average lifetime incomes" of college graduates in general. Statistics that get quoted don't consider what the income of a first generation college graduate from a poor family are going to be because those numbers aren't going to look as good for a college recruiter.
Also, BIGLAW elites work 100 hours a week and have to do all kinds of very special favors for their VIP clients. The "lower-tier" lawyers are worse off.
Median means that literally half the people make less than that. What they don’t tell you is that they expect you to pay that all back in 10 years. 200k/10yrs is $20,000/year or $1,667/month, not including interest. But at $20k a year, that 15k/year difference in median income means that under the stated conditions investing in college breaks even a decade later… assuming you actually get a job that resembles that. Keep in mind, the first decade of a career is when you make the least amount of money and loans have interest so a lot of people are unable to keep up with those payments.
I didn't go to college. I work in IT and supervise 4 other college grads who make less than me. My brother went to college, got his masters degree, and now teaches at a college. I still make more than twice as much as he does.
I went to college, work in Engineering and oversee the work of 7 individuals. Some educated and some not. My brother dropped out of college after a year and now works in construction. I make more than twice what he makes.
My Dad had one job. Got with the phone co. when he was a teen ager, stayed in after the army and WWII. Decided he would not assist me to get to college. I went to work, full time, to survive, no free time to attend college on my own. Paycheck to paycheck....to paycheck, for forty three years. On shit money with no benefits. I worked at fifty crappy jobs, the economy changed between my father's generation and mine. So, what do I have to show for my labors? Nothing. No house, no car, no kids, no family and I will be 69 next month. Social Security check to check....to check. Thanks, Dad.
Don't know if it will help but uh one thing I've learned while dealing with health issues is that we've already missed out on so much we are not the humans to land on the moon and we likely won't be the ones become space farers And happiness has a threshold you can't be more happy after a certain point So no matter who you are or how bad your life is its fine as long as your still going. And though we don't know each other I hope you can continue to do so.
This is why the society in many asian countries is set up such that people are expected to live together with and work with/help their other family members so that they aren't crushed by debt burden. Older generation passing down capital and helping support younger generation so that the massive amount of $$ that would have gone to banks in the form of interest is instead kept inside the family one way or another.
@@jakariashafin8685 You can disagree as much as you want because Americans are egotistical but it doesnt change the fact that American education is less about education and more about making money. Thatha not really the case in Asia. This is why Asians are intelligent because we value education more. That doesnt mean that education is not expensive here. It is somewhat expensive where you can easily pay the debt within 5 years. So no big deal.
Or you could go into the trades, electrical, plumbing, mechanics etc.....get paid while your an intern learning the trade, and then guaranteed a great paying job when finished. All my clients (I'm a dog walker) that are in the trades at doing really, really well right now. Think about it, everyone needs a plumber once in awhile. They get paid $200 an hour.
I went to college for information technology. When I graduated I was explicitly told my college degree didn’t teach me anything. Now I’m told I need to get multiple certifications and still get lucky. Without work experience no one will look at you. Entry level positions are disappearing everyday.
I dropped out of college and joined the US Army full time at the age of 19 with 3 semesters completed. I was already a reservist at the time, and switched my job from unit level communications maintainer (I fixed broken field radios) to operating room specialist. They taught us how to scrub cases, circulate, assist in surgery, and manage a sterile processing facility. You actually get paid to go through all this training as opposed to having to pay for it on your own and rack up ridiculous student loan debt. You also come out with 6 years of job experience in the US military, which is highly prized. I exited the military at 25, and by the time I was 27 I was making over $100k/year and have ever since. I’m 51 now. There are just so many benefits to joining the military. I could go on all day, but I won’t. It really is something to think about if you’re a capable young person.
I have yet to know anyone who went to college and was able to get a job in their field. Seeing that growing up led me to avoid it. Especially where I live. Being what you wanted when you grow up was a lie.
It's based off the median, so its actually quite accurate. The national median tuition price for private universities in 2022 was $38,185 (public universities have a median of $10,338). Yes, obviously if you go to Harvard or MIT it will be higher, but those are the outliers.
@@funtechu Having recently done the school cost comparison the costs have increased substantially since 2022. The very high cost schools might be outliers but there are a lot of outliers, not just Ivy League and the like. Room and board will add $15000 to 20000 in most instances as well.
@@CD-ht6dk It's actually the exact opposite. Tuition has gone *down* in the last few years. See nces.ed.gov/fastfacts/display.asp?id=76 Tuition for the 23-24 school year is 5% cheaper on average for public universities, 14% cheaper for private for-profit universities, and 8% cheaper for private non-profit universities. And yes, we are taking about tuition, not room and board for an apples to apples comparison.
@@CD-ht6dk I feel like the reason for the discrepancy is that "tuition" just doesn't seem to cover a huge amount of the cost of attending private universities. At least, the good ones that actually lead to decent job prospects. Room and board obviously take up the biggest chunk of the added cost, but there's got to be way more than that. A 50k tuition at NYU ended up costing over 95k when all's said and done. Networking costs a lot, and NYC definitely adds another layer to the cost of living.
College is an investment so don’t invest your money like an idiot. If you want to invest $100k into a university degree make sure you’ll get a return on your investment.
Dropped out of high school sophomore year. Became a trucker and made 70-90K a year throughout my twenties doing various routes across the US. During that time of trucking, I listened to college lectures and read many hours of books while driving related to various sciences. One month before Covid in March of 2020 I fully paid myself through a cybersecurity bootcamp at Vanderbilt University for 6 months. Was hired to teach the same class and became a SOC analyst. 3 years later became a Cybersecurity Engineer and my companies pay for furthering my education through tuition reimbursement. Knowledge and determination is all that is needed to be successful.
Not everybody has the ability to be a trucker. Those jobs are extremely competitive, so your starting point is way higher than most people. The fact you were able to learn CS on your own well enough to be invited to teach means your natural abilities are well in the top few percentiles. Sorry, but knowledge and determination pales in comparison to plain old genetics.
Now add up the average cost of a house, a wedding party, a car, etc... and you'll realize that millionaires are the new "middle class"
They have been for some time. Modern amenities and entertainment make the lower class feel not “so”lower class.
LITERALLY SWITERLANDS ECONOMIC SITUATION SUMMED UP PERFECTLY!!!
Do you know what inflation is? lol
My man, this literally is Switzerland's economic situation to a T! You either are a millionaire or you can forget having any of these without having friends in high places.
@@Joren68
ever heard that wages have been stagnating while inflation is >0 which means prices go up?
This channel creatively tells me all the ways society lies to me, and I love it for that.
I do like 'Roger Horton's' style. Quite effective, and entertaining, to boot!
Yup. This is supposed to be a comedy channel, but in reality it is a better teacher than all the professors youll get in college
Cracked always worked as a nice satire, I still remember their article on how Karate Kid ruined society, instilling mentality of working harder somehow letting you defeat someone who spent their entire life in the field, which isn't how reality works... they're sometimes off (their anti-coffee was a HUGE stretch especially when drinking a cup was literally the alternative to energy drinks), but other times they hit the nail on its head, like with NFTs.
You’d love Kurt Vonnegut
Olny 3 out 10 ways your lied to are on these videos.
Normies: My degree didn't secure me a career.
Rich kid: Well, my parents secured mine at their company.
Mine did. But . . .
It never prepared me for the job I'm in. That piece of paper allowed me to apply for the job, but I had to learn everything else on the job.
79% of millionaires in N. America are first-generation.
COLLEGES when they know Government give money jacked their prices the hell up and have bloated academic departments. also, a federal student aid program is already socialism, morons.
Rich parents can secure children jobs at their companies, but they can never prepare their children for the day when they find out their money comes from blood.
@@Youdontknowwhatliterallymeans Sure eat the lies,not like the same millionares and billionares all lie about their early life to journalists, just look at musk, pretended to be poor at the start in all interviews, when he liven on a perma party mansion paid by his daddy owner of emerald mines with slaves in africa, sure theres some self made, but most are in great debts or just hit jackpot.
As a gas station attendant who graduated college with a 3.89 GPA for a computer science degree....ouch.
@@davidknightx Are you sure it is not your fault? I find it hard to believe YOU are unable to find a job
Yeah just blame him for his supposed incompetence rather than the fucked job market we're in right now
@@smallbutdeadly931 I find it hard to believe that of all people a CS graduate is unable to find any job.
@@iamcleaver6854the job market sucks TH-cam Peter Schiff College
Even with his GPA and degree you still have to know somebody and get lucky. It takes just one opportunity to get your foot in the door and some people never get that opportunity. There is a guy at the company I work at which is a very small operation who has a tech degree and he can't get a job in his field.
I work at a gas station. Can confirm the only thing preventing me from drinking the sour water at the pumps is my manager yelling at me every day
- "Don't drink it!"
- "D'oh!"
drnk the sweet koolaid tasting green stuff instead.
Axl Rose and Sebastian Bach drinks that sour water at the pumps and say "It makes my motor run".
😂
I heard you get a free frie show if you throw an ignited match into a puddle of that fumy water (preferably near the pump)
One of the few benefits from growing up in the hood is that as long as you’re not in jail, you can’t let your parents down lol
Haha! Jesus Christ…
same for me with avoiding the dole and substance abuse issues 😅
True true!
It was the same growing up in the trailer park. So long as we didn't do meth or go to jail, we were success stories.
Gratitude in general is boosted by starting from a lower point. Success is relative, after all.
I loved how Roger implied when calculating tuition costs that Horton University is just an average school.
Gen Z is catching on and going into trades
@@JorgeFabriziomost trade schools are for profit and cost about the same as a university but you’re there for less time so it seems cheaper (and the trade school actually makes more money cause they pay the teachers less and have far less overhead because there is nothing in the way of student activities. And you’ll be no better off because you won’t be networking with others and most employers don’t count school as part your work experience). And they go one of 2 ways in teaching. Either focus on the book part or the hands on parts. So either way, you’re going to be lacking something even though the school will lie to you and say you’ll make a ton of money as soon as you graduate. And whatever trade you go into, you’ll be starting at the very bottom either way. And that’s if you can even get a job in the field. Don’t hope on job placement assistance, because that just a crappier version of Indeed.
If you’re super lucky you can get a trade job without a degree but you’ll not only still start at the very bottom but you’ll be more likely to stay there longer. Either way you’ll be sweeping floors and being a gofer for a very tiny amount of pay for several years before you actually start doing work that the trade actually does. But you’ll be expected to spend every dime you have on the tools and specialized clothing and equipment in order to do your job.
@@CamaroAmx yeah that's so blatantly wrong, I think you've never looked into it
Tuition at a private Iowa university like Drake, where I went, was $80,000 when I went in 1992-1996. Just Tuition.
@@JorgeFabrizioread my reply
I literally only got my degree to get a promotion at a job I already had.
Same.
Did the math make sense?
@@kabloosh699For me it did. Job paid for my Masters, and I got a promotion out of it (+2 levels & 35-40% pay raise). Even outside of my field, my undergrad degree has opened a lot of doors. I'd be even better off if I had been better at professional networking in my 20s & 30s.
@@kabloosh699 I'd be surprised if the company he was working for didn't pay for his schooling
@@TheDXJC56 Friend of mine works for a financial firm and is doing the same thing, and yeah they're paying for most of her classes.
I’m a Gen Xer and growing up, I was always told that if I didn’t go to college, I would never get a good job. Well, I’ve been to college 3 different times (for 3 different majors because I was young and didn’t know what I wanted to do with my life). One Associates degree, one Bachelors degree and one certification later, I still ended up with a low paying job that only requires a high school diploma because I couldn’t find a job in any of the fields I studied for. I definitely advise aspiring college students to get clarity on exactly what career they want before going to college and racking up all that student loan debt. Otherwise you’re wasting time and money.
Any of them actually useful degrees?
@@RS-ls7mm I'm also a Gen Xer (with a useful CIS degree), and there was a time when the type of degree earned didn't matter a whole lot. Employers cared more that you spent the years getting a degree (showing desirable character traits) than the type of degree. The idea was that you would need to be trained to the company standards, anyway.
When I started my career (I can see the retirement light at the end of the tunnel), my interviewers were FAR more interested in my Free Software projects than my classwork. My classwork was just the expected work that everyone else did. What really drove the good impressions I made, and what set me above everyone else, were the discussions of why and how I wrote my Free Software.
Knowing what career you want before going to college should be common sense…
@@justanape9149 In reality the opposite is true. Only a fraction of the people I met in college knew exactly what they wanted to do. Most drifted around the first year to see what they liked. Some never found their interest and graduated with a useless general education degree (or an equally useless philosophy degree).
@@RS-ls7mm or art history
College is like the people selling the shovels instead of digging for actual gold during the gold rush.
That's exactly what it is.
if im little bit pedantic here
during Gold Rush in Alaska the actual digger would spend most of his earnings on supplies mostly food
demand and price were high so it made sense to buy food in seattle cheaply ship them to alaska change for gold and return to seattle
who become rich due to gold rush were traders not diggers so....
i see your point, but in case of gold rush id rather be showel selelr
everyone needs a shovel and if demand is high that shovel can cost you a fortune
and you need one because your old one is broken
Fun fact: In the UK, if you don't earn enough after university you don't have to start paying off your student loan. And once you reach retirement age your debt is wiped out anyway.
This encourages universities to create courses that are actually useful although the retirement age keeps getting pushed back.
We need that over here. Since a lot of people aren't on board with completely tuition free college, that would be a great middle ground
@@PyroGothNerd I would rather price control on colleges than free.
This way we can save the taxpayers (all of us) some abuse
Fantastic idea. There are so many useless classes you have to take at college that won't get you anywhere
You know this just means that other people pay for their degrees right?
@@redridingcape Yeah, but it's divided among a population in the millions so the per person cost is low.
My friend described college this way in an op-ed. "We're making the most in-experienced adults make probably the second largest investment in their life by signing them up for college."
She was a professor who wrote this right as the pandemic hit. She encouraged every kid to take a gap year to figure their lives.
Neither of us are saying don't go to college or it's a scam, but i just hate how everyone pushes college: magazines, career counselors, tv. Especially not after recession college prices.
Yep. And companies know very well that the most lucrative loans are those given to people who cannot quickly pay them back, especially when they are guaranteed by the government/low risk of default (which student loans are).
I wonder how many can afford a gap year?
Not a cynical question, either.
Particularly, some grants won't wait if you don't start college the next year or two.
I would say that everyone needs to take a bit of time to think about what it is they want to do before committing to a college/university. Once they have an idea of what it is they want to do, they can decide whether or not that path requires a degree.
@@TragoudistrosMPH
It honestly depends on what it is one wants to do with themselves and what they do during that 'gap year'.
Personally, I didn't go to college until well over 10 years after I graduated from high school....but that decision was as much a career-building one as it was anything else.
My gap year led to me enlisting with the army. It still sucked. Camaraderie? What's that? It's partying with alcohol apparently.
Now I have delusional psychosis with absurd levels of misanthropy.🥳
As a college dropout, if I could go back in time, I would have skipped college altogether. I would still be poor, but at least I wouldn’t have any debt. For those of my generation, it was difficult to choose a different path when all you heard from your parents and teachers was how college was the key to financial stability. We were never given alternative options. If you chose not to go, you were perceived as a failure. I’m not saying don’t go to college, but you shouldn’t go unless you know exactly what you want to do.
My parents pushed me into going to college. I shouldnt even say them. The last couple years at my school that was what it was all about. You get inundated with the applications for college, with their responses, the "guidance councilors" and all that. I was an all state runner, so I had recruits that came to see me at school and everything. They literally force you into the "you have to go to college funnel"......and most kids are just getting up and doing what they have to....and they are easily guided that way....so they just go along. Just doing what they have to just to get by and have fun.
Then you have the legal forms that you sign when you are barely even old enough to sign up for the military, and those forms stick with you for life. Your parents have to pay your student loans if you die before they are paid off. I did a bankruptcy.....student loan debt CANNOT be included.
They dont tell you any of that. All you ever hear is what school everything thinks is the best that you should go to. The school will trick you into thinking that they will place you into a job afterwards. The whole system is a money grab.
@@tommywolfe2706 almost like school is really about indoctrinating you into the system not educating you about the world
adding onto this don't go to college unless you are ready mentally, I was forced to go or be homeless when I knew I wasn't ready mentally to commit. Dropped out after a year and $45,000 later. That was over 10 years ago and I'm just now starting to get out from under that hole.
They also don't tell you how hard it is to get a job even with a degree or that some fields expect you to get certifications and will value them over a degree. A degree in IT is pointless when you can get a CCNA and Network+ for a fraction of the cost. My degree has done absolutely nothing to help me and has only given me crippling debt.
I hate so much that they pressure us into going to college without elaborating on the risks.
Good timing. I was just debating whether or not to drop out of my phd program after being told that all the data from my last year was useless and had to be started over from scratch. Gotta love my committee who never bother reading my emails or reading anything I write.
Sorry that happened to you. My advice would be that if your desired career doesn't require a PhD, leave with a masters.
I could have gotten into a more prestigious university, but I attended the college that offered me a full academic scholarship. Not starting life with an enormous debt load was worth more than a more impressive name on my résumé.
could i ask what your stats were graduating from high school?
@@kovici7226 4.0 GPA, National Honor Society, and 21 hours of AP credits. I don’t remember my exact SAT score (it’s been 25 years), but it was in the high 1400s or low 1500s.
Plumbers, Electrictrians, HVAC technicians, IT support jobs, welders, janitors, landscapers, machinacs, etc don't require college degrees and they make about the same as college grads do.
I don't have a college, and I make 6 figures working in the oil field in West Texas.
@@chrisbinns3392 Found the cause of gas inflation
Also most of those jobs are harder to automate so they will last longer.
I make 80k a year as an electrical apprentice. No debt or anything to worry about
Get to work outdoors and not much of the BS that comes with office environment.
Going to graduate in a few months and I feel this.
Different levels of fucked.
@@soulburner1860 What are you graduating in..?
Hopefully you are not going to take out debt for something stupid
@@user-lu6yg3vk9z Typically graduate school has more opportunities for scholarships and stipend-supported PhD programs.
@@user-lu6yg3vk9z Living in this world is stupid. The only thing that’s holding me back is the supposed “sin” of voluntary death.
@@user-lu6yg3vk9z I am
Pro tip: if your ideal job requires a portfolio of your work, don't bother with a degree and focus on the portfolio instead.
Everything the collage will teach you is either found online or in a textbook you don't need student debt to be able to buy and the college will spend most of its time bogging you down with classes and coursework so you don't have time to make a portfolio.
A degree looks pretty on the CV/resume but employers only care if you can do the job and nothing says that better than a portfolio or showreel.
the problem is that most jobs like this REQUIRE a college degree.
@@richgerow3472 That's why you go to internships whenever you can and get that experience even if you don't have a degree, by the point you have the experience to get the job you'd be out much earlier than the 4 years of college.
@@richgerow3472 Actually from my experience the degree is ideal but a strong portfolio is preferable because it's representative of your actual skill while a degree just tells them you were disciplined enough to turn up to class.
@richgerow3472 you would think that but a lot of jobs that say they require a degree don't really. Or you can bypass it with certifications.
There are jobs that do require a degree of course but it's not nearly as many as people are led to believe.
This is good advice for anything but the medical or engineering field, yk, stem. Those high paying jobs require degrees, credentials, training, and networks.
All of which are found through college because that’s the conventional location for talent.
The college pricing is actually disgusting. But I’m an iron worker right now. My father & brother are also iron workers. Fuck. This. Welding and hard, dangerous, and extremely carcinogenic. I’ve burned my scalp with slag and singed my arms. 60 bucks an hour on the high end. I almost lost my thumb today, had to put out a fire, and almost killed somebody with a crane & building last week. This blue collar work isn’t a game. It isn’t fun. My health is priceless so If that’s what it takes to not have to worry about making it back home for dinner then so be it.
No blue collar worker on this planet makes more than 120 grand a year. That’s the hard cap, unless you own a business or become a project manager for a company.
Most blue collar workers make 40-60 grand a year.
By its tone, acting, and sound effects, you'd think this was meant to be a joke. It's actually a short horror film.
Yeah, that video is just brutally honest
Since I got my Bachelor's Degree in 2005, it has helped me get only ONE job: teaching English as a second language in South Korea for 3 months in 2010. All of my other jobs have been low wage warehouse, retail, fast food, restaurant, theme park, and grocery jobs that don't even require a high school diploma, much less a college degree. I have over $116,000 in student loan debt that I haven't even made a single payment on yet because my income is too low. I was the first person in my family to ever go to college and it seems like I wasted my time.
Rest in peace, chances of paying off that debt is very low, better hope there's an afterlife and second chances given.
Why did your degree cost more than $100k?
@@nestorv7627 It didn't. That total includes significant amounts of interest and loans that I took out for a getting a teacher's license and going to grad school for a semester. My first year of college was paid for by scholarships and grants.
@@GreatestRiceMuncher Lol, why would I want to pay it off? And why would I care what happens after I die? You are extremely ignorant.
its over for u buddy boy
You forgot about the parking pass fees.
That's due to the fact this student can't afford a car
What about accomodation?
... and the athletic fee's hidden in your tuition. Even though some schools make millions off sports (without paying the athletes.) Most colleges also charge an athletic fee to every student even if they don't participate in any kind of athletics on campus.
I was an adjunct math professor, and the uni didn't give me free parking. My friends and I joked that I made just enough to pay for the parking downtown.
And then you can’t find parking even after paying the parking pass fee 🥲
I went to a 4 year school, got the degree, and couldn't find a decent paying job anywhere. 7 years later, I went to a professional school. I left with an instant job and almost debt free.
@@ashleyp409 What did you graduate in?
@@iamcleaver6854 BS in Biology.
@@ashleyp409 No wonder. What was your plan? Did you try going into Biochemistry?
@iamcleaver6854 I should have gone in with a better plan, but I was young and dumb. I was in bio pre-med. I thought I would graduatebe able to work in a lab go to med school. I also graduated in 2008, so that is a factor, but either way, I needed more education, connections, and experience to get a decent job right out of college.
@@ashleyp409 Why didn't you go to med school?
Glad to be attending Horton University every time I watch one of your videos, Roger.
3:46 missed out on calling it "Horvord" University 😁
I heard Bort Sompson and Woll Smoth were two of the most well-accomplished alumni from Horvord University. So cool!
This is why you fight tooth and nail to get financial assistance or go to a community college and get a degree you can use.
Watching this instead of studying for my pharmacy degree
😂
Please, focus on the pharmacy! After the video, of course!
Good decision. Don't study for a degree study to earn.
Why are you going to college if machines will replace you in your job?
@@HermitKing731 i can assure you they will not in the foreseeable future. Maybe 50 years from now. Now it can make your life easier.
I went to college in order to learn more about a lot of things: literature, history, philosophy, etc. And I accomplished that. If it occasionally helped me get a job, that was a bonus. But that was 1962-66.
I graduated in 2014. Didn't really help with my job prospects. But it did help me learn how to critically think, which has benefited me greatly.
I went to college to study chemical engineering...because it is actually a profession that adds value.
It was a different time back then. In those days a BA was worth something, not so much these days.
@@iamcleaver6854 Yep my degree was in CS with a masters in cybersecurity, I've never had any trouble finding a job that pays well and usually get a few calls a month just off having a linkedin profile...
Back when higher education was about learning more than what public school taught, not an overpriced trade school.
The trick is to go to a community college and transfer to a 4 year. That's what I did, ended up with only 10K in debt at 2.5% interest and my bachelor's degree and a killer government job with an awesome work/ life balance and decent money to start.
It's really all about what degree you get, and the network you build while you're in school.
Do it right and it'll serve you well, do it wrong and... well
Okay this is actually a pretty good tip
Exactly this. Both of my kids are doing this.
Sadly you get shamed by society for those first 3 years at a community college so most opt not to go.
Yeah, because we all can or otherwise should want to be government bureaucrats who lucked into the "right" connections. I hope you tell this story to every underpaid medical professional you ever meet so you get appropriate care.
Yup, you can do college cheap. Or you can opt for a spa… and drown in debt.
This is hilarious I don't know why I haven't found this channel before. I'm going to subscribe.
So true! Even in the trades. I trained as a chef through an apprenticeship. I can't tell you how many times I met culinary school grads who thought they knew everything there was to know but didn't know many basic, practical, useful procedures. Just because you can read a book doesn't mean you can cook.
2:10 The independent contractor thing hit so hard 🙃🔫 it is so true, the positions held once by older and more experienced people who were paid top dollar with a great pension and benefits are being replaced with contractor positions so fast, it makes my head spin (as of now I’m 22, CDL-A driver, some trade school)
Oddly same path as me! Going for tradeschool right now with CDL as my backup
I did auto tech and am in machining now. I feel we aren't making as good as the boomers cause they didn't have to pay anything
Yep, companies don’t want to hire you outright anymore. Worlds getting crazy.
About time Honest Ads did a video for college tuition. Long overdue.
College is 400% more expensive than it was 36 years ago. And that's WITH adjusted for inflation.
The inconvenient complexity of this entire discussion is the single term “Degree” which can be a key to wealth or a useless piece of paper.
Sounds like it’s largely a “difference of degree”.
I’ll see myself out.
As a useless piece of paper-holder. I can assure you that I did NOT get a job in my field of study. But the electives I took eventually lead to me doing something that I enjoy and pays the next best thing to a living wage. I was fortunate during the payment pause to be able to continue putting money away toward the eventual payment and then got rid of my loans entirely while they were still 0 interest after the pause ended
My college degree is a useless piece of paper. At least I got it without getting deep in debt. It was the 90s so tuitions were relatively low I went to community college then transferred to a state college and got my degree which never helped me at all.
@@eljefemaximo5420what were your degree?
Go to the cheapest state school or community college and commute/live with parents to minimize debt. Then aim to work in an industry like healthcare, or engineering/tech where salaries are more likely to hit six figures. Otherwise trade school. Don’t go to that expensive private school and study something that likely has low salary prospects or very few jobs like an arts degree.
Bingo! That's how you do it. I did it that way and my son did it that way. No college debt. Those who major in fluffy subjects and "go away to college" end up in deep doo doo. Big loans and no one but fast food places will hire you.
@@barryf5479 Smart choice! And it’s nice you could pass that advice to your son. I don’t know how anyone justifies paying so much for a fluff degree.
6:02 uh.. no? Dont go to a private school? Go to a state school, Im in my 3rd year and have less than 20k of debt, no college fund beforehand.
2 degrees, zero liveable job prospects, and grad school in my field addicted to bureaucracy and pageantry despite the harm it does to the populations we once were expected to help, this hit like a truck.
What are your degrees in? Gender studies?
@@iamcleaver6854 Sure, but your mom prefers to call it fucking.
@@iamcleaver6854 yeah, that'd be the problem
@@iamcleaver6854 Yep, but only because your mom doesn't like calling it "raw dogging."
Ooh, nice burn@@custos3249
Tech certifications, a good personal code repository and videos explaining how they work are as valuable as a degree.
Lies! I tell u.
Complete hogwash
If anything it is worth more.
Exactly what i needed today. An honest ad while i cook on a day off.
..... what are you cooking?
@@jrod1986 Meth?
@@jrod1986 steak, carrots, Mac and cheese. Turned out great.
@@shiptj01 no, actual food, meth probably would have been cheaper though. Lol.
@@armoredcoreexileNot when you factor in the hidden fee's.
Mom perspective;
Daughter with a Masters, working at a call center cannot make enough to get an apartment with 2 friends.
Son left college got an Associates degree and a welding Certificate cannot get a job welding as they require 5 years experience.
Still gotta pay my part of the loans till I’m 75 and they gotta pay theirs.
Associated degree is useless
A lot of jobs require a certain amount of experience. The problem is how to get that experience? I say we need to bring back internships, this is how people got that experience in the past. Or a college workstudy program.
@@wolfman122970 bring back? They exist still. Just that good internships are hard to get.
@@LeonidSaykin depends on the field. Associates is actually worth it for paralegal, accounting, and healthcare.
Yes I know someone with a degree that has been working at a call centre for over a year now and still looking
We live in an era where even a college degree in the STEM won’t guarantee you a job 🙃
Should also bring up how normalized it is to overwork students. The amount of tasks given to a college student are more than you'll ever do as a professional worker in any field.
I can just hear the medical interns in US hospitals laughing slightly hysterically when you say that. It blows my mind that limiting their workweeks to 80 hours was considered an improvement.
Edit to add: mind you I guess they are technically student and worker both, so that really just proves your point.
There is some small comfort in that, knowing that if you can survive the college workload even the busy season of most jobs will be considered a cake walk compared to that.
@@bemusedbandersnatch2069 And how many students, realistically, even qualify let alone get into medical interns? Oh, right, the overwhelming minority.
One field of work doesn't undo the general claim of the OP. I've worked in a chemistry lab, and had less to do than 4 credit hours of chemistry classes expected let alone the 12-16 most people take at a time.
And the chemistry lab taught me more about how it all works, in the day-to-day, than any of the chemistry classes. But if I want a higher paying chemistry job I must have the degree. I'm fortunate enough that I got most of the degree back when it was comparatively inexpensive ($1800 for a full time semester) so am just tying up loose ends now (where it's around $10k for full time at my state university per semester). It increased by about 500% in about 10 years. If education followed inflation, which could be justified with costs of operation, you'd only be looking at around 50-60% increase at most, not ten times that, in that time frame.
Also, the student-work job opportunities in my field went form paying $22/hr (with additional benefits to tuition costs/housing costs) to $12/hr (with no benefits) in that time frame.
Pretty sure that those in most "professional" fields like doctors, lawyers, engineers, teachers, and accountants that require degrees would disagree with you.
@@jacobg8640 I mean, I work and have worked in labs
its really really simple, they just want some one there for certification purposes
The current "lab" I work in is more akin to a factory than anything else (because its a major lab), but the one before that was really simple work
The small labs are the way to go
My degree was around $32,000 total, of which the state of florida paid 75% of it (50-100% is provided to residents based on high school performance metrics). The remaining fees and costs I paid through scholarships, I was just applying to anything I could with an acronym, and did this throughout the 4 years. I also worked part time for 6 of the 8 semesters, whether on campus or in co-operative work, and I did a paid internship every summer. My pay went from minimum wage to $37 an hour during college, so I saved quite a bit.
Im not suggesting that "because I did this, anyone can", but those nerdy degrees are still very lucrative and you dont need to go to some expensive high end university. I went to my local state university that doesnt have a reputation for my field of work. I graduated recently with a mechanical engineering degree, and had 5 job offers ranging from $75-110k before I got my diploma
To be fair the skit was about a Ivy league school from a kid that received zero financial aid and most likely a non stem degree.
STEM always pays off. If you're not STEM you're making my coffee. The world is in desperate need of engineers right now.
@@eljefemaximo5420 That not true either many jobs in biology are low paying so it still largely based on sectors not on acronyms.
@@southcoastinventors6583 on an average STEM jobs pay more. Science and math skills are always in the highest demand.
@@eljefemaximo5420 what a gross generalization. I didn't study conventional STEM and am doing just fine with a job in my field. Not everyone who goes to college will wind up in STEM (as it should be), nor are all of them going to wind up "making your coffee" as you felt the need to so crudely put it. Paths from college are nowhere near as linear as you assume
College degrees are great as long as you get one that actually leads to jobs. S.T.E.M., Business, Medicine, etc. However I firmly believe that a degree in something like Dance or Gender Studies is nothing more than a very expensive piece of paper.
For most employers you'd actually be better off just not telling them about your degree in gender studies, they see it as a legal liability since you're more likely to make some sort of accusation against them.
Even the "safe" ones aren't really, given the sheer number of graduates compared to the number of companies that want to take a chance on someone with no experience. I completed a degree in electrical engineering, and discovered it didn't even qualify me for an internship. My diploma is just a big, leather-bound albatross around my neck until I pay off the loans and can upgrade it to toilet paper.
You're misunderstanding something. A business degree hands you a job, a degree in photography or gender studies? You need to take what you've learned and MAKE a job. So it's not that those degrees are scams, it's that you need to seriously understand what it takes to make those degrees work and it's a LOT of effort after schooling is complete.
@@aerrae5608 How does one "make" a job with a degree in gender studies?
@@KiaStout For programming it depends on the employer and what they're looking for. With more complex systems there are a lot of background concepts that someone with a cert might not even be aware of, but will come to bite them (and the company) in the ass later on.
I’m literally “working” at a gas station while I’m watching this
😅least your working trying to get hired is more difficult than having a job right now
I went to college, got a Bachelor’s degree, and work a minimum wage job. The only good thing about that is government aid paid for my tuition and I’ve never had any college debt.
Liberal arts degree?
Gender studies degree?
Fine arts?
I went to community college, and then a state school while working and the debt still sucks, but its manageable.
I did the same route but that was a bit ago, so the SAVE plan just ate the remaining couple thousand, lol
I did the same but in the 90s managed to graduate with very little debt.
In Canada all the universities are state schools and the debt still sucks so bad.
I did and worked part time while living with my parents. No debt for me. Got my degree in Economics. Finding a job is hard though.
I watched a class discussing social contracts and how you agree to the contract because you were born (in reference to the Bill of Rights). The debate was really interesting. I was soooo excited to go to college and have those same kinds of discussions. Fast forward a decade later, I was so disappointed at how not rigorous college actually was. My brother went to a different school and it was no different. I feel so bad for the new high school grads. Only taxes are the worse scam.
Taxes wouldn't be such a scam if it paid for college like in the countries mentioned at 4:08.
Lets also not forget many collage degrees offered don't really translate to solid employment after collage. But since the college rep's job is to get you to sign up to attend their school, they are not going to tell you the degree that you want likely leads to you working in retail anyway. They also will do their best to talk you out of going to a trade school instead if you bring it up. Not because they are not a viable option. But because you might decide to not sign up to attend their collage and take on the debit that comes with it.
*college
I seen salesmen in retail look down on clients because he is "a lawyer, I cannot recommend you what to buy, my knowledge is in laws"... apparently, law degree means you get to act condescending to clients who are trying to shop in peace. I also say, they should make burger flipping classes MANDATORY for ANY doctororalawyer, or any higher education, because most "engineers" and "economists" I meet KEEP OVERSALTING THE FRIES! What's wrong with education when most grads cannot make fries in their job at McD without giving me hypertension?
@@funtechu no no, let him speak
the college collage
@@HackersSun :D
2:26 I love his excitement and fact that he doesn't realize that is necessity to survive rather than an opportunity to thrive
4:47 Don't forget textbook fees upsold to $40 a pop.... Some community colleges have switched to digital textbooks, but ivy league universities love doing things the old fashioned way.
Only $40?
@@the-thane That's how much it was back in 2003/4/5.
The cheapest textbook I’ve had was $15 and the most expensive was almost $400 with the average being closer to $250-$300 and I swear to god several times my freshman year I bought several books because I was told by the teachers it was required and we never opened them from the shrink wrap now I don’t buy any of the books until weeks after the class starts just to make sure it actually is even needed
Don’t worry you can return them for $20 though!
More like gauze fused to an open lesion. Killing the writing, so good.
1:13 NERDS!!!
I’m still going to go to college since I’ll be forced out of the house if I don’t.
Paying your own rent is probably cheaper than paying for college... But if you're gonna go make sure you choose a field that will lead to a high paying job when you get out.
@@elmateo77 I've already told my father that the certificate was for a hobby that I've abandoned, but he keeps forgetting that. (Not to mention he's only paying around $180 per course.)
If the parents have good credit score they can take the loan then pass all the houses business etc to your name and the just default in four years. God bless America 😂😂😂
The cost of college is why I am getting my AA from the local community college before I get my Bachelor's from the Local University. The tuition is like 5k a year rather than 38K. With the Pell Grant, I actually get money back each Semester. When I do transfer, I will likely have to pay closer to the stated, but even so, I will save close to 64K based off this figure.
Two things:
- CCs get a bad wrap, but if you make sure your CC is at least respected enough to allow for transfers, it is a good option to save on the first two years. Not all Community colleges are the ones from "Community". Some are good schools with little or no frills. Privet universities are normally more expensive and Financial aid does not really keep up. See if there is a State University close by and go there if you can.
- Everyone dreams of moving out and living in the dorms on campus, but it is just another expense. I know for many reasons, staying home is not an option for many. If it is, however, eat the embarrassment and stay with your parents.
The funny gimmicks that humans fall for never ceases to amaze. Despite all your rage, you're still just a rat in a cage, or something-something.
Get in a trade instead. Zero to little debt and that's where the real money is and is going to be for the foreseeable future.
Colleges do have great educational value, but that value has been overtaken by greed.
info is free. not the garbage costs of the scam
@@peterlang777 You’re not just paying for info. You’re paying for experience, tools, resources to understand and interpret said knowledge, especially if you don’t understand it, how to apply it, sometimes connections, and so on.
There’s a reason why so many, even knowing the financial burden, still take the opportunity to go to college if they can- and while knowledge is the main driving force, it’s not the only one.
I learned a lot about debt traps and the futility of efforts at self-improvement, and it only cost me my credit rating!
@@fudgen.a1249 their "interpretation" of data is something nobody needs
College is really only good for certain careers like medical, engineering, and the sciences.
A lot of other careers really do not need college. A lot of the basics are taught well enough in grade school to where you could go through a technical school for a few months or a year to get you spun up to do most any other job.
College is an antiquated means of education and really has turned into an extension of high school.
Actually, considering you start realistically paying after the 4 year college education, you get out of debt at 75. With a life expectancy of 76, you're pretty much spending the rest of your life paying.
That not the real life expectancy anymore for a recent grad closer to a 100 so that old new.
@@southcoastinventors6583 In what kind of condition?
So, no retirement 😮
@@southcoastinventors6583 nah, it's 76. why do y'all just lie online
@@CamJames It not because some in their early 20's does not live in a static world just basic advances in obesity medication can push it by years and that just the small stuff.
Thanks for this truthful take on getting a college degree today. He is really giving that high school graduate the truth about the cost of college. Where he will not go is to tell that high school graduate can make as good or more than a college graduate . If he goes to a technical training school or an apprentice program he could be working in most cases in as few as two years. He also could be earning more than that college graduate just doing things he is not qualified to do on his own. Also most of those type of jobs can not be automated so you have lifetime job security as long as you are a dependable worker and keep up with any advances in your industry.
Man college situation is really tense in the USA. This video was one of the only things that made me glad I was born in Brazil
As a hiring manager, when I see a degree on a CV it only has one value; debt. Heavy debt means chances of a more stable employee. Similar to candidates with kids.
We have to retrain them anyway, colleges do not teach up to date information. They simply can’t, because the newest technology happens in the field. It has to matriculate down to the schools and once it does it’s already old news. There are instances of needing a higher education, however they are the exception. In the run of the mill corporate job, it’s needless.
Thanks. I'm on a verge of making a big decigion. I hope it helps and I'll listen to this comment
What does IT HAS TO MATRICULATE... mean?
@@Cukito4 the newest information and methods have to pass through the various stages of testing and validation from the field before being taught at a school, the issue (as I see it) since current technology moves so fast that by the time it passes through this process this information typically becomes obsolete.
Graduated college back in 2005. The debt was tough to pay off, but once it was finally paid, nobody can take my degree away from me. Its mine forever. I didn’t want to go for a masters or higher because I realized that college turned into a business instead of what it used to be.
I don’t usually mention my degree unless it’s the actual topic of discussion, but I always let people know Im a US Army veteran who deployed to Iraq and Afghanistan, because honestly that was worse than going to college, but again, nobody can take that accomplishment away from me.
Ironically I don’t recommend to others to go to college or join the military. I strongly advise them to start their own business like I finally ended up doing. Learn a trade. Be your own boss. Now that’s what Im most proud of as a life / relationship coach ♥️
Knowledge does get dated if not constantly updated. In some areas, a matter of a couple of years makes your gained knowledge worth nothing. Basically, your degree is just a paper at this point.
@@joaopedroalbernaz Not true actually. I just don't need it for what I do. I was going to use it to become an officer in the Army but ended up getting injured. I also can use my degree for many other jobs but it's not what I chose to do in the end. A degree is very valuable when you know where and how to use it, regardless if it's dated or not.
@@joaopedroalbernaz Not true actually. I just don't need it for what I do. I was going to use it to become an officer in the Army but ended up getting injured. I also can use my degree for many other jobs but it's not what I chose to do in the end. A degree is very valuable when you know where and how to use it, regardless if it's dated or not.
I'm so glad i didnt drop into debt
Any Mathematics & Physics Majors, reading aloud?
Imagine, earning or owning a Masters of Physics and being unemployed for 19months.. that was a very rough period of time- yikes.
I got a B.S physics degree and work as a data analyst.
@javiersaenz1040 You understand the struggle. Bless your journe.
Bachelors in mathematics here, with that degree I’ve heard from so many interviewers that they’re worried I’ll use there company as a stepping stone so they won’t hire me
@Howie_2114 I've heard ridiculous prose as such throughout the 19-month stint. Once a VP seriously claimed my lexicon would intimidate his team...wow!
Even if college were free, you would still earn the same as a worker in a trade. All that would happen is that employers would have more college credentialed individuals to choose from, driving down wages. That would be true if everyone got STEM degrees - many of which will allegedly be replaced by AI. In the meantime, AI can’t literally fix a broken toilet.
I am now retiring. Have two degrees (business and engineering) and worked mostly as an "independent contractor". I don't recommend college unless you intend on a STEM degree starting with junior college and have thoroughly hashed out the numbers. More than half of the students I've met today shouldn't be in college.
Everything you said was also true 40 years ago, but the mistake is much more expensive now.
They keep lowering the admissions standards and the grading standards to access more student-loan money.
Pell Grant saved me from loans. But, I never made it into medical school because I don't function under stress thanks to depression.
lol depression doesn't affect stress
@@questcore636 stress triggers crying for me.
@@tracycraft that's a hormone imbalance
Pell Grant is great if you have no assets, make under $10,000 a year, and have parents who don't own s*** or have anything in their name.
I wouldn't be surprised if North African Lesbian Poetry exists as a degree somewhere
I hope it does. Sounds dank.
That'd be a subject of a literature phd or something.
Now that's a degree worth going into a lifetime worth of debt for, lol
We are muslims mdfka 😅
@@himno1062 I'm sure there are gay Muslims friend
Associates degree. Get most of what you'd get from a bachelor's degree while significantly cheaper at your local community college.
A degree is cute.
However, as a high school drop-out I can say it's not necessarily something one really needs.
I still managed to have two companies and multiple houses.
However I do advise youngsters to finish college or university because it makes for a nice easy and safe job in most cases.
Being an employer is fun, I can, for example, say that I can do what I want whenever I want... In reality customers mainly dictate what I can do and when.. 😂
Also : like Horton mentioned, just emigrate to the EU.
Literally EVERYTHING is better here... or you can just stay in Muricaaaa(Fuck yeah😂) and be a slave to the trump/musk tyranny.
I have always understood the superiority of the EU over the USA but times like we live now make me appreciate it even more!!🎉🎉🎉
Partly honest ad: Fully honest is that no matter what high school or college you go to, it won't make almost any difference whatsoever.
The networking (nepotism) will matter a lot more than the college degree itself.
@@Troy_Built Networking isn't nepotism, it's cronyism at best. Nepotism is when your dad gives you a job fresh out of college making $500k per year. But even cronyism is more like your childhood friend who's dad gave them a $500k per year job gives you a $150k per year job. Networking is more like a pre-emptive interview process that may or may not let you skip the future interview process because, unless you get the job from your rich drinking frat buddy, you're usually proving your value at 'x' field to the people you network with (lab partner, group projects, etc.).
Ehhh, it does kind of matter. Going to a well-regarded school with a robust program in whatever degree you want to get is a big deal. It’s also a bigger deal if the school is known for getting internships to its students.
and people think we're stupid for calling College a scam
Kids (anyone younger than me, which is almost everyone) don't believe me when I tell them how public universities were tuition-free in my state, and I went to a very good private university for the whooping fee of $500 per semester.
Um, medical careers require college
@@simoneb208 Or legal ones.
Medical and legal professions do require degrees; however, lately, schools been passing anyone who pays tuition and fees just for the money (greed) and we end up with incompetent "professionals" practising. So, yes, in today's terms, college is a scam.
Engineering, mathematics, physics careers etc require levels of knowledge and practical exposure you will not get elsewhere. Forget about the degree for a second, the knowledge alone is not a lie
college was a waste of time and money back in 1986 and I grad at 1992 ~ Today I tell kids "go to trade school"
Pretty much getting a trade such as plumber or electrician is far better as there will always be work for those trades.
And here is the kicker. When colleges are a private service provider, as long as they earn money providing the service they'll do it regardless of actual usefulness. In Scandinavia there are strict limit's on how many can take an individual education, meaning the grade requirements for medicine, psychology, law and philosophy are quite high, while engineering will take anything that has passed the required math courses and a pulse. There are no underwater tuvan basketweaving degrees as the state will not subsidise someone to take a 3 to 5 year course in something that will land them a job in retail.
As a mom it's been very difficult to talk about college without talking about the debt and how it doesn't exactly guarantee a stable job.
College was definitely the most expensive party I ever paid to get into 😂
That doesn't include all the booze and weed on weekends (and between classes). That shit adds up quick!
assuming weed heads didn't drop out of high school
for any of you folks in this situation, please for the love of yourself look into community college options where you can take classes for cheap there and then transfer the credits to a 4-year-degree at some no-name school, usually the no-name schools have cheaper tuition, and at the end of the day employers aren't gonna care where you got your degree after you get your first job. Not saying everyone is fortunate to have this option, but if you do, please take it
That's what I did. I got the last laugh as many of my friends who went to four year schools and expensive private ones for worthless degrees are now stuck whit a ton of debt and barely get by after rent bunking together 1 years later
Fortunately, I was able to do this while in high school; graduating with almost enough credits for an AA.
I have cut an entire year off my degree because of it. I don’t want to go to college, but it’s a requirement for my field.
I know a guy with a masters degree in psychology. He's a bartender
I know a guy with a bachelor's in video game design. He works in a warehouse
I know a guy with multiple degrees, in nuclear engineering and related fields. He stocks shelves at Walmart
I actually can't think of one person who has a job related to the degree they got or pursued. I know a LOT of people paying student loans they've had for over a decade though...
You do: the psychologist bartender you mentioned…
Psychology? That's like one of the most popular bachelor degrees out there with certainly not enough jobs for everyone. No wonder he's not working in his field. Your friend with a bachelor in video game design, I bet that's an art degree with nothing coding related at all. Also no wonder he's not working in his field.
@@NikitaKyndt wow it's amazing how much you think you know about people you've never met. Do me next, Mr Fortune Cookie
😭 💕 @@X.Draxius
How does one get a degree in nuclear engineering and work at Walmart?
1:14 I work for a gass station, I won't say witch one, but it's OK, and they literally had as part of training not to ingest gas under any circumstances, but we were allowed all the diesel we wanted. Lol.
College is an absolute rip-off, coming from someone who has three college degrees. If you don't know what you're going for, don't go. Bouncing from class to class trying to "find your calling" is a dreadfully expensive way of wasting time.
Yup…have a realistic goal…
degrees in what?
then there's the misery of taking engineering classes and being suggested to take get a internship on top or else getting that first job is a nightmare. also the existential crisis that we are incapable of doing any good
I drive trucks. I've worked hard and gained niche skills to end up in a position where I'm home every day and make over 100k a year. Mathematically, I'm so much better off than had I stayed in college. But there is one main difference: I work 60+ hours a week. I'm guessing most college graduates work 40 or less. What's the value of all that time with I should have spent with my family and perusing interest outside of work?
A lot of college grads work 60+ hours per week, depending on profession.
College grad in tech here, who after ~20 years working is finally finding some kind of near-financial success and routinely doing 60-80+ hour weeks ... for one project, three months of back-to-back 80+ hour weeks after we lost a dev on the team. I have worked long hours and studied after-hours almost my entire working life.
On the contrary, a lot of the professions graduates go into like finance are grueling
Here in New York, state college is tuition free and 5 free text books. No joke. No exaggeration.
Tuition is free for a New York state college if you qualify for the Excelsior program...
I graduated from a NY state college last year and I've never heard of the 5 free textbooks, but I didn't qualify for the Excelsior program.
@@rosagalavotti5599 Thx Brother, good spot check.
When I was in high school in the 1970's we had a career day were professionals from the local town came in to talk about their jobs. When the lawyer had his time to speak someone asked what it was like to be rich because he'd read that the average lifetime income of lawyers was quite high. The lawyer explained that, while he made a good living he was by no means rich. In fact he had farmers as clients who actually made more than he did.
He explained the numbers that were being quoted were thrown off by the fact that a lot of lawyers were from rich families and their "average lifetime income" included assorted inheritances, trust funds and gifts from their wealthy parents. The same is true for for a lot of "average lifetime incomes" of college graduates in general. Statistics that get quoted don't consider what the income of a first generation college graduate from a poor family are going to be because those numbers aren't going to look as good for a college recruiter.
Also, BIGLAW elites work 100 hours a week and have to do all kinds of very special favors for their VIP clients. The "lower-tier" lawyers are worse off.
And meanwhile in the 2010's and 2020's, professionals from any career field rarely come in ever at all.
Median means that literally half the people make less than that.
What they don’t tell you is that they expect you to pay that all back in 10 years.
200k/10yrs is $20,000/year or $1,667/month, not including interest.
But at $20k a year, that 15k/year difference in median income means that under the stated conditions investing in college breaks even a decade later… assuming you actually get a job that resembles that.
Keep in mind, the first decade of a career is when you make the least amount of money and loans have interest so a lot of people are unable to keep up with those payments.
Felt that 3 jobs part... literally had to work 3 jobs for a while post college.
I didn't go to college. I work in IT and supervise 4 other college grads who make less than me. My brother went to college, got his masters degree, and now teaches at a college. I still make more than twice as much as he does.
I went to college, work in Engineering and oversee the work of 7 individuals. Some educated and some not. My brother dropped out of college after a year and now works in construction. I make more than twice what he makes.
My Dad had one job. Got with the phone co. when he was a teen ager, stayed in after the army and WWII. Decided he would not assist me to get to college. I went to work, full time, to survive, no free time to attend college on my own. Paycheck to paycheck....to paycheck, for forty three years. On shit money with no benefits. I worked at fifty crappy jobs, the economy changed between my father's generation and mine. So, what do I have to show for my labors? Nothing. No house, no car, no kids, no family and I will be 69 next month. Social Security check to check....to check. Thanks, Dad.
Don't know if it will help but uh one thing I've learned while dealing with health issues is that we've already missed out on so much we are not the humans to land on the moon and we likely won't be the ones become space farers
And happiness has a threshold you can't be more happy after a certain point
So no matter who you are or how bad your life is its fine as long as your still going.
And though we don't know each other I hope you can continue to do so.
This is why the society in many asian countries is set up such that people are expected to live together with and work with/help their other family members so that they aren't crushed by debt burden. Older generation passing down capital and helping support younger generation so that the massive amount of $$ that would have gone to banks in the form of interest is instead kept inside the family one way or another.
That's America baby!
Doesnt work like that in Asia.
@@MustafaAli-lb8dq I disagree but whatever
@@jakariashafin8685 You can disagree as much as you want because Americans are egotistical but it doesnt change the fact that American education is less about education and more about making money. Thatha not really the case in Asia. This is why Asians are intelligent because we value education more. That doesnt mean that education is not expensive here. It is somewhat expensive where you can easily pay the debt within 5 years. So no big deal.
Great video!
It's not what you know, it's who you know, and it's always been this way. Success isn't about attaining knowledge, it's about creating networks.
Or you could go into the trades, electrical, plumbing, mechanics etc.....get paid while your an intern learning the trade, and then guaranteed a great paying job when finished. All my clients (I'm a dog walker) that are in the trades at doing really, really well right now. Think about it, everyone needs a plumber once in awhile. They get paid $200 an hour.
Not to mention the literal handling of your shit system
"It sounds like my options are just different levels of ****ed!"
never heard anything so relatable in all my life!
You know there’s so many things that you can learn on the Internet instead of college.
I went to college for information technology. When I graduated I was explicitly told my college degree didn’t teach me anything. Now I’m told I need to get multiple certifications and still get lucky. Without work experience no one will look at you. Entry level positions are disappearing everyday.
I dropped out of college and joined the US Army full time at the age of 19 with 3 semesters completed. I was already a reservist at the time, and switched my job from unit level communications maintainer (I fixed broken field radios) to operating room specialist. They taught us how to scrub cases, circulate, assist in surgery, and manage a sterile processing facility. You actually get paid to go through all this training as opposed to having to pay for it on your own and rack up ridiculous student loan debt. You also come out with 6 years of job experience in the US military, which is highly prized.
I exited the military at 25, and by the time I was 27 I was making over $100k/year and have ever since. I’m 51 now.
There are just so many benefits to joining the military. I could go on all day, but I won’t. It really is something to think about if you’re a capable young person.
I have yet to know anyone who went to college and was able to get a job in their field.
Seeing that growing up led me to avoid it. Especially where I live. Being what you wanted when you grow up was a lie.
Your estimate for private college tuition is painfully low. Try top schools at 65,000 to 75,000 tuition a year, then add room and board.
It's based off the median, so its actually quite accurate. The national median tuition price for private universities in 2022 was $38,185 (public universities have a median of $10,338). Yes, obviously if you go to Harvard or MIT it will be higher, but those are the outliers.
@@funtechu Having recently done the school cost comparison the costs have increased substantially since 2022. The very high cost schools might be outliers but there are a lot of outliers, not just Ivy League and the like. Room and board will add $15000 to 20000 in most instances as well.
@@CD-ht6dk It's actually the exact opposite. Tuition has gone *down* in the last few years. See nces.ed.gov/fastfacts/display.asp?id=76
Tuition for the 23-24 school year is 5% cheaper on average for public universities, 14% cheaper for private for-profit universities, and 8% cheaper for private non-profit universities.
And yes, we are taking about tuition, not room and board for an apples to apples comparison.
@@CD-ht6dk I feel like the reason for the discrepancy is that "tuition" just doesn't seem to cover a huge amount of the cost of attending private universities. At least, the good ones that actually lead to decent job prospects. Room and board obviously take up the biggest chunk of the added cost, but there's got to be way more than that. A 50k tuition at NYU ended up costing over 95k when all's said and done. Networking costs a lot, and NYC definitely adds another layer to the cost of living.
College is an investment so don’t invest your money like an idiot. If you want to invest $100k into a university degree make sure you’ll get a return on your investment.
STEM that is all
Dropped out of high school sophomore year. Became a trucker and made 70-90K a year throughout my twenties doing various routes across the US. During that time of trucking, I listened to college lectures and read many hours of books while driving related to various sciences. One month before Covid in March of 2020 I fully paid myself through a cybersecurity bootcamp at Vanderbilt University for 6 months. Was hired to teach the same class and became a SOC analyst. 3 years later became a Cybersecurity Engineer and my companies pay for furthering my education through tuition reimbursement. Knowledge and determination is all that is needed to be successful.
Not everybody has the ability to be a trucker. Those jobs are extremely competitive, so your starting point is way higher than most people. The fact you were able to learn CS on your own well enough to be invited to teach means your natural abilities are well in the top few percentiles. Sorry, but knowledge and determination pales in comparison to plain old genetics.
I wonder what college was actually shown for the "Horton University" building