Living On $32K A Year In Cincinnati, OH | Millennial Money

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  • เผยแพร่เมื่อ 23 ธ.ค. 2024

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  • @CNBCMakeIt
    @CNBCMakeIt  2 ปีที่แล้ว +51

    What's your budget breakdown? We're looking for stories from all ages, not just millennials! Share your story with us for a chance to be featured in a future installment of Millennial Money: ​cnb.cx/32TYZ2K

    • @TeddyBelcher4kultrawide
      @TeddyBelcher4kultrawide 2 ปีที่แล้ว +1

      Thank the Lord for our daily bread

    • @TeddyBelcher4kultrawide
      @TeddyBelcher4kultrawide 2 ปีที่แล้ว

      I’m gonna sit on the stones on vine street so I can see down the hill into downtown and I’ll get paid telling stories about not even the French Can conquer this land but the French return to Pittsburgh to have a little party because they used to own that land but this is American land and I’ll pay you nothing to help prevent gentrification

    • @TeddyBelcher4kultrawide
      @TeddyBelcher4kultrawide 2 ปีที่แล้ว

      If you’re not downtown you’re not really in Cincinnati but you get credit for it but not for me

    • @lordspivey
      @lordspivey 2 ปีที่แล้ว

      Why didn’t y’all ask me

    • @ipman4715
      @ipman4715 2 ปีที่แล้ว

      hope she makes her goals.

  • @FinancialShinanigan
    @FinancialShinanigan 2 ปีที่แล้ว +1687

    Omg, it's not an influencer making $10,000 an hour teaching us how to sell online courses!

    • @akirebara
      @akirebara 2 ปีที่แล้ว +57

      I know, right? Finally, not someone who makes their money off of a TH-cam channel selling their classes.

    • @bonniegaither3994
      @bonniegaither3994 2 ปีที่แล้ว +36

      That’s the only reason I decided to watch it.

    • @maxpaine1000
      @maxpaine1000 2 ปีที่แล้ว +2

      😆

    • @rickyayy
      @rickyayy 2 ปีที่แล้ว +21

      The most realistic one in awhile

    • @kellyklapp1232
      @kellyklapp1232 2 ปีที่แล้ว +10

      That's because it's Cincinnati and not LA 😆

  • @cjusino85
    @cjusino85 2 ปีที่แล้ว +1861

    Finally someone making a regular average salary. More videos like this. More realistic

    • @danielstellwag3081
      @danielstellwag3081 2 ปีที่แล้ว +37

      Cookie cutter comment

    • @NicksDynasty
      @NicksDynasty 2 ปีที่แล้ว +11

      Like my episode in living in Michigan and Ohio 😇

    • @jonathanbaker2789
      @jonathanbaker2789 2 ปีที่แล้ว +43

      she's also 22...most people are poor at that age, she's doing well

    • @lorrainea.285
      @lorrainea.285 2 ปีที่แล้ว +46

      That is NOT a “regular” salary. More like below the poverty line😭

    • @NicksDynasty
      @NicksDynasty 2 ปีที่แล้ว +38

      @@lorrainea.285 For an individual no.. And in Cincinnati? She's not living in poverty at all.... Ohio poverty line is like 14k

  • @nicolettemannella2463
    @nicolettemannella2463 2 ปีที่แล้ว +936

    Not sure how many times we need to tell cnbc that 22 year olds aren’t millennials- but, this was a great interview and loved seeing her story!

    • @alp.9672
      @alp.9672 2 ปีที่แล้ว +106

      Yea she is Gen Z for sure at her age

    • @rickyayy
      @rickyayy 2 ปีที่แล้ว +98

      She is absolutely Gen Z and not a millennial. Asinine to lump all young people as "millenials". Millennial are 30 year olds now and up.

    • @mkhanman12345
      @mkhanman12345 2 ปีที่แล้ว +4

      what about the folks from 1900-1920? Are they the Warrennials?

    • @useryeahgoodbye
      @useryeahgoodbye 2 ปีที่แล้ว +12

      I mean I feel like it’s just not a big deal considering it’s the name of the series. They may never change the name even when millennials are all old

    • @serebii666
      @serebii666 2 ปีที่แล้ว +7

      @@mkhanman12345 1900-1914 would be Edwardians. 1914-1928 Lost Generation, 1928-1945 Silent Generation. Other definitions have the Lost Generation 1883-1900 and the Greatest Generation 1901-1927, then Silent Generation onwards

  • @sha_na2902
    @sha_na2902 2 ปีที่แล้ว +536

    This segment was refreshing to see and true to life - a young professional with a common starting salary! CNBC - produce more of this type of content.

    • @KiingM
      @KiingM 2 ปีที่แล้ว +13

      @coco marineblu nope they are not.

    • @RealEstateMover
      @RealEstateMover 2 ปีที่แล้ว +7

      @@KiingM The average starting in the US is 40k, 55k for college graduates.

    • @AlexSchwartzATV
      @AlexSchwartzATV 2 ปีที่แล้ว +1

      Always nice when its not an advertisement for a guru lol

    • @alp.9672
      @alp.9672 2 ปีที่แล้ว +3

      @@KiingM starting salaries for professional training or college education is more than 30k

  • @DanielleKocher
    @DanielleKocher 2 ปีที่แล้ว +242

    Love how she allows herself to spend on things that make her happy like yoga and pottery while still saving money, and love what she does for the doggies!♥️

  • @KeniaClaus
    @KeniaClaus 2 ปีที่แล้ว +150

    Wow! I’m impressed by her, at 22 I was no where as financially savvy as her. She is going to do very well in this regard, go girl👏🏾

    • @cee_el
      @cee_el 2 ปีที่แล้ว +4

      Maybe growing up in a low income household is a big factor

    • @jj-if6it
      @jj-if6it 11 หลายเดือนก่อน

      I've never had credit card debt in my life

  • @nathanwininger9661
    @nathanwininger9661 2 ปีที่แล้ว +266

    As someone who personally knows her she is a loving and caring person who truly trys to live life to the fullest! The one month snapshot of her budget is not a great indicator of her spending because she definitely doesn't spend more than she saves. Cincinnati is a fantastic city and it was great we are represented by someone like Aspeyn!

    • @sheilamukasa-thomas1194
      @sheilamukasa-thomas1194 2 ปีที่แล้ว +5

      I agree! Cincinnatian here 👋🏾

    • @darrendent8288
      @darrendent8288 2 ปีที่แล้ว +4

      The Nati!

    • @OmniMontel
      @OmniMontel 2 ปีที่แล้ว +8

      Up in Columbus, have family in Cincinnati and Dayton, other end of the millennial generation, at 39. She's in a decent position to get ahead however she needs to find a partner who is also responsible.
      Having a partner who has spending and saving habits close to your own are a big deal.

    • @amp0647
      @amp0647 2 ปีที่แล้ว +3

      It is a hidden gem of a city, I'm in NKY

    • @alp.9672
      @alp.9672 2 ปีที่แล้ว

      @@OmniMontel That can be said for anyone in modern age living now.

  • @daviddaviedavidson
    @daviddaviedavidson 2 ปีที่แล้ว +123

    She’s very relatable...without the wearing shoes in bed part ❤

    • @BuMyBeLlY
      @BuMyBeLlY 2 ปีที่แล้ว +16

      Glad I wasn't the only one who noticed 😅

  • @mazdaohio
    @mazdaohio 2 ปีที่แล้ว +151

    She is 22 years old. That’s so young and to only be getting “help” on her cell phone (which is most likely a family plan) is impressive. She reimburses her dad for healthcare. This young lady is rocking it in life and is very achievable for a lot of people her age. She lives in a low cost apartment in an area with a lower cost of living (Ohio). She has a budget and follows it. She has no credit card debt. She even budgets for her pleasures like coffee, yoga, and pottery. I wish I was like her when I was her age. The only thing she needs to be doing is saving for retirement. The earlier you start the more money you’ll have because of compound interest and the magic of time. Even if she sets aside $50 a month in a Roth IRA, she will be set in retirement. She is so successful!

    • @ewidontlikeyou
      @ewidontlikeyou 2 ปีที่แล้ว +7

      ARe you kidding? lol. At 19 I was out paying for everything on my own and then having to help my mom out financially.... this is not impressive at all

    • @kevindurant1653
      @kevindurant1653 2 ปีที่แล้ว

      @@ewidontlikeyou No one cares about you this is about her not about you.

    • @lashondamiller2982
      @lashondamiller2982 2 ปีที่แล้ว +11

      @@ewidontlikeyou that is impressive lol why u hating 😂

    • @imhopelesslyaddictedtofent4266
      @imhopelesslyaddictedtofent4266 2 ปีที่แล้ว

      @@lashondamiller2982 not really, when you’re that age you’ve basically reached your physical and mental peak

    • @prepordietryin9119
      @prepordietryin9119 2 ปีที่แล้ว +9

      @@georgevieira6686 that's nothing. I used to have to work 168 hours a week and I used to have to walk to work in 2 ft of snow. And I was lucky to get a bowl of oatmeal when I got home.

  • @ronbaltazar8773
    @ronbaltazar8773 2 ปีที่แล้ว +226

    It's okay if she's not earning a lot of money for now. She's only 22 and is doing what she loves most which is working with animals.

    • @tracy_cakkes
      @tracy_cakkes 2 ปีที่แล้ว +36

      Most people are in the negatives at 22 so she’s doing pretty well

    • @alp.9672
      @alp.9672 2 ปีที่แล้ว +5

      22 is old enough to be out of 4 year university, I literally know ppl her same age who started at $80k

    • @alishaandcody
      @alishaandcody 2 ปีที่แล้ว +1

      She’s doing pretty well- I agree! I’d just like to see her open a Roth IRA tho and put aside just a bit- she’s got time on her side now to invest and get all that compound interest!

    • @alishaandcody
      @alishaandcody 2 ปีที่แล้ว +24

      @@alp.9672 I don’t think she’s trying to be other people though or compare herself to other people- she’s living her own path right now and seems content. ❤

    • @alp.9672
      @alp.9672 2 ปีที่แล้ว +2

      @@alishaandcody My point is people are making it seem like at 22 is not old enough for adult income, its 22, literally college grad age

  • @URBANNEWZ
    @URBANNEWZ 2 ปีที่แล้ว +32

    Fellow Cincinnatian here! Love to see it! You’re such a bright and creative soul. Wishing you nothing but the best!

  • @trailerhaul8200
    @trailerhaul8200 2 ปีที่แล้ว +112

    It is always refreshing to see someone doing what they love even though the money earned is not a lot by today standard. And she is a responsible adult.

  • @CA2SD
    @CA2SD 2 ปีที่แล้ว +42

    She seems so humble and sweet. She's on the right track and I know she's going places. *edit - grammar.

  • @GrandNebSmada
    @GrandNebSmada 2 ปีที่แล้ว +32

    As an Ohioan its honestly mind-boggling to me how people don't see this as normal

    • @ModernMoros
      @ModernMoros ปีที่แล้ว +2

      A studio here in Miami will run you a minimum of $1,500-$1,800 a month. Which is the exact reason I’m considering the Midwest. My money would go SO much further, instead of living paycheck to paycheck I could actually afford to enjoy life a little.

    • @12frankwad
      @12frankwad 8 หลายเดือนก่อน

      $2,500 a month for a studio in suburbs of NYC. Horrific. But nice to know there’s more livable places I can strive to move to

  • @Hi-nz8xu
    @Hi-nz8xu ปีที่แล้ว +12

    Finally a Gen Z with a realistic, positive view on life! 32,000 a year in a career she loves is amazing! Cincinnati is affordable and thriving. She decided happiness and a debt free comfortable life over the get rich quick influencer ideologies most people her age abide by.

  • @astar7090
    @astar7090 2 ปีที่แล้ว +13

    It’s refreshing to see a REALISTIC working wage and not “ I work as an IT specialist and live off of $990,000 a year “

  • @Akr09145
    @Akr09145 2 ปีที่แล้ว +45

    But you're only 22 years old lol. Got a huge life ahead of you! It's on you if you want to make more or no anyway! Glad to know you're happy

    • @electrikoptik
      @electrikoptik 2 ปีที่แล้ว +2

      And she’s white!

    • @lebronsinclair8012
      @lebronsinclair8012 2 ปีที่แล้ว +2

      @@electrikoptik That part lol. America cities and towns for white folks is their Wakanda. Not a worry in the world lol. At 22 that's ok but the moment you approach 30 that's bum like. I'm sorry to be blunt but that the way it is in America. I didn't create the system. I was just born into it and decided to understand it for what it is.......

    • @ladybug3380
      @ladybug3380 2 ปีที่แล้ว +1

      @@lebronsinclair8012 how much should you be making at 30?

  • @Laughandsong
    @Laughandsong 2 ปีที่แล้ว +19

    I visited Cincinnati a few years back and it's a really good city. Great museums and restaurants. Transit is so so though.

  • @jjhbball
    @jjhbball 2 ปีที่แล้ว +19

    Much more inspiring to hear about a regular person’s discipline and contentment than an outlier’s story that required a good deal of fortune.

  • @1992rao
    @1992rao 2 ปีที่แล้ว +10

    More of this please CNBC. Not more of TH-camrs and so called 'influencers'

  • @johnlabuzetta7780
    @johnlabuzetta7780 2 ปีที่แล้ว +54

    Great video!! She should be proud of herself. I wish I had the wisdom she has at her age. We love animals too and never heard of this profession. You go girl!! More of these on this topic will be great 😃 We can all use the information and inspiration during this tough time in our economy.

    • @tracy_cakkes
      @tracy_cakkes 2 ปีที่แล้ว +1

      Agreed She’s awesome

  • @gulnaazafzal8650
    @gulnaazafzal8650 2 ปีที่แล้ว +92

    I am from Cincinnati and she is right -- you can have a pretty decent lifestyle on that salary. As a student, I was making around $1000/month and living roommates and did not have a car and I was just fine.

    • @tracy_cakkes
      @tracy_cakkes 2 ปีที่แล้ว +2

      Wow that’s awesome

    • @Austin6403
      @Austin6403 2 ปีที่แล้ว +14

      You cant do that forever though. Also living without a car in Cincinnati isnt easy

    • @andrewmunlin5263
      @andrewmunlin5263 2 ปีที่แล้ว

      @@Austin6403 its easy

    • @Austin6403
      @Austin6403 2 ปีที่แล้ว +5

      @@andrewmunlin5263 i was literally in her shoes 3 years ago, in the same exact city. Was not sustainable.

    • @abcxyz-cx4mr
      @abcxyz-cx4mr 2 ปีที่แล้ว

      @@Austin6403 -
      Why do you think so exactly? Is a car necessary for that city?

  • @danwohlslagel1277
    @danwohlslagel1277 ปีที่แล้ว +3

    Grateful for people like her who devote their lives to helping animals- there isn't alot of money to be made but it absolutely makes a huge difference for the animals who would otherwise be overlooked.

  • @maxaudi2804
    @maxaudi2804 2 ปีที่แล้ว +13

    Amazing and inspiring and she has a whole life ahead of her. God bless!

  • @lesvoix9572
    @lesvoix9572 ปีที่แล้ว +1

    She's an amazing young lady. I love her heart for animals. Keep that love and zest for life, the sky is the limit. Great Story!

  • @noelleguinn7744
    @noelleguinn7744 2 ปีที่แล้ว +30

    YES more videos like this please!!

  • @adam-nw5cn
    @adam-nw5cn 2 ปีที่แล้ว +13

    honestly this is super realistic given that she's 22. there's nothing wrong with her salary imo

  • @fernandojuancadena2475
    @fernandojuancadena2475 2 ปีที่แล้ว +6

    My mom raised us 3-5 kids on what seemed like 12 to 15 no more than 20 thousand a year. This was 30-20 years ago I'm impressed we all made it into adulthood

  • @dancedj2k2
    @dancedj2k2 2 ปีที่แล้ว +8

    More stories like this would be good. She is getting help here and there, so that does help. But in general this was a great story in a realistic setting. Not some TH-camr who has a million followers and is looking at 2 million dollar New York Apartments or condos, which make most people feel like utter failures.

  • @LA-cm9ly
    @LA-cm9ly 2 ปีที่แล้ว +12

    God bless you for helping animals and your simple attitude.

    • @bjwilliams
      @bjwilliams 2 ปีที่แล้ว

      Vegan ??🙄🐶

  • @caitlinweiss8801
    @caitlinweiss8801 2 ปีที่แล้ว +6

    I used to be a nursing major and I was miserable. So, I switched to be a biology major and I know I'll make only half as much as I could as a nurse but I am so much happier and I think I'll enjoy being a biologist so much more than being a nurse.

  • @designthedays
    @designthedays 2 ปีที่แล้ว +55

    I definitely hope that when she finishes college, she is able to increase her income. Although Ohio has a lower cost of living so $32,000/year probably goes farther than other places

    • @tracy_cakkes
      @tracy_cakkes 2 ปีที่แล้ว +1

      I don’t think she was in college I think she was doing some training for her job?

    • @ashleys4263
      @ashleys4263 2 ปีที่แล้ว +9

      The cost of living in Cincinnati is comparable to other midsized cities. Her rent is very cheap and I think she actually lives in northern KY ( judging from the video) which is cheaper.

    • @alp.9672
      @alp.9672 2 ปีที่แล้ว +4

      @@ashleys4263 Like most millennial money vids, something is missing from the picture.

    • @ladydi3515
      @ladydi3515 2 ปีที่แล้ว +8

      Not as far as you might think in Cincinnati. It's actually a real city here

    • @TruTheRoyal
      @TruTheRoyal 2 ปีที่แล้ว +6

      @@ladydi3515 💯. People see this video and think okay I can move there and do the same thing. lol. The big employers like P&G, Krogers etc are only hiring a few people who fit a certain criteria. Cincinnati still has a conservative vibe so good luck if you don’t fit in. But my family has been there since the 1920’s so don’t take my word for it.

  • @TeamSztanyo
    @TeamSztanyo ปีที่แล้ว +4

    Great video and breakdown! Yes, in Cincinnati, you can make a regular salary and still live a great life!

  • @remuted8656
    @remuted8656 2 ปีที่แล้ว +8

    CONGRATULATIONS. This is so refreshing.

  • @del941
    @del941 2 ปีที่แล้ว +16

    It's wild that society got to a point where 22 year olds feel like them making 32 k a year is bad. Many 22 year olds don't even have jobs in the first place

    • @StephMecham
      @StephMecham 2 ปีที่แล้ว +3

      True that. Im making 38k at 27 and feel like such a failure. This (while still someone younger than me) at least gave me a little bit of relatability.

  • @samuelli2002
    @samuelli2002 2 ปีที่แล้ว +7

    It’s like a stipend or work study. She maybe making less for now but once she got her license then she is good to go. Please make another episode maybe 2 years after her courses and that’s where she really begins her career

  • @LearnToWin823
    @LearnToWin823 2 ปีที่แล้ว +6

    Love this realistic Millennial Money videos like this one since it is more relatable to the most Americans in their early 20s growing up from humble beginnings like Aspeyn 💯👏👏

  • @bonniegaither3994
    @bonniegaither3994 2 ปีที่แล้ว +96

    Nope, you need to set up a retirement account IMMEDIATELY! Even if you are only contributing a small amount, say, $100/month, time will work in your favor. DO IT NOW!!!!

    • @lsouthern64
      @lsouthern64 2 ปีที่แล้ว +2

      The power of compounding. Do it now!

    • @brycewalburn3926
      @brycewalburn3926 2 ปีที่แล้ว +12

      Did you see her monthly budget? She doesn't have a spare $100/month.

    • @sherylpockrose4029
      @sherylpockrose4029 2 ปีที่แล้ว +8

      If she were 30, I'd agree with you. At age 22 --- she's investing in her education --- that will lead to higher income and still plenty of time to invest for retirement.

    • @mscott1997
      @mscott1997 2 ปีที่แล้ว +6

      @@brycewalburn3926 $80 a month for coffee...

    • @brycewalburn3926
      @brycewalburn3926 2 ปีที่แล้ว +2

      @@mscott1997 a nice bag of coffee a week that you brew at home is $60/month. $80 is not ridiculous at all.

  • @PaulHo
    @PaulHo 2 ปีที่แล้ว +5

    Sis is thriving! Go off with the passion projects, pottery and yoga is lit.

  • @thegoldengatesound
    @thegoldengatesound 2 ปีที่แล้ว +44

    Good for her. Finally someone not living off constantly recording themselves talking

  • @ms.taylor2407
    @ms.taylor2407 2 ปีที่แล้ว +3

    This is what I make! And I'm around her age. Makes me feel better about myself, there's so much comparison and jealousy these days. I just focus on the progress I've made, and how far I've come. Go girl!

  • @the-bees-are-happy
    @the-bees-are-happy 2 ปีที่แล้ว +11

    I'm so glad that she acknowledges that she is lucky to not have student loan debt. She seems like a well-rounded person.

  • @mirabella2154
    @mirabella2154 2 ปีที่แล้ว +25

    I know why she's happy despite not making huge amounts of money: She gets to work with animals. I envy her.

  • @bellsofohio
    @bellsofohio 2 ปีที่แล้ว +8

    So great to see someone with such a balanced attitude towards money! I feel like most people either under-prioritize it and have the constant stress of living paycheck to paycheck, or over-prioritize it to the detriment of other aspects of their lives.

  • @budgetingdaddyuk6761
    @budgetingdaddyuk6761 2 ปีที่แล้ว +7

    Great video. Finally someone with a salary we can relate to.

  • @ChapeauMill
    @ChapeauMill 2 ปีที่แล้ว +15

    Gonna have to rename this series if they keep interviewing people born after 1996

  • @evosolutionsllc.910
    @evosolutionsllc.910 2 ปีที่แล้ว +4

    I make 45k ish a year. Started my own business and still working my regular job. I thought I knew what i wanted to do with my life but turns out that wasn't the case. So my siblings and I stay home and take care of our mother untill we find significant others that we can combine resources with and move out because that's the only way to survive comfortably in this economic sh*t hole.

  • @roberthetz5935
    @roberthetz5935 ปีที่แล้ว +1

    im an old man who loves dogs like what you are doing

  • @Mike.restelli
    @Mike.restelli 2 ปีที่แล้ว +2

    We moved from AZ to the suburbs of Cincy. We love it. Always something going on.

  • @johannalopez9766
    @johannalopez9766 2 ปีที่แล้ว +5

    Very relatable and honest, I love this one!

  • @BobbyReborn
    @BobbyReborn 2 ปีที่แล้ว +5

    Iced Coffee is indeed the best part of my day , it’s worth whatever it costs , the argument of just make it at home doesn’t factor that in

  • @clarebear9263
    @clarebear9263 2 ปีที่แล้ว +10

    Girl you’re doing so well. You have a promising future

  • @Dhi_Bee
    @Dhi_Bee 2 ปีที่แล้ว +21

    I’m glad they have stories like these because it’s much more realistic & what most people can realistically obtain or make a year. I honestly couldn’t care less about the millennials making $902143687.5 trillion a year. I want to see more normal people with average to slightly above average incomes like this. Please make more of these type of incomes! Not all of us want to be the next greedy billionaire villain

  • @gingerdad127
    @gingerdad127 2 ปีที่แล้ว +5

    Thank you for this wonderful interview. Great seeing a realistic young person, I highly commend this young woman's sensible lifestyle and livelihood. What a fabulous role model and inspiration for my 9 and 7 year olds 😇🥰🌞🤗🌻🙌

  • @Wildcat221
    @Wildcat221 ปีที่แล้ว +1

    She's pretty! I am an Army Veteran , nice to see a military father who raised such a strong, independent woman :)

  • @Austdee
    @Austdee 2 ปีที่แล้ว +3

    It’s great that she’s able to work, study, and enjoy hobbies. She’s making the most out of life

  • @VinylSkillz
    @VinylSkillz 2 ปีที่แล้ว +4

    Tell em sister. You can definitely make it on your own out here. People are just exaggerating hardships. Some make $100,000 and still say they are broke, like how?

    • @SYDAirlineEnthusiast
      @SYDAirlineEnthusiast ปีที่แล้ว +1

      If you live in California, Hawaii, or New York, it’s possible as rent in those states are crazy high.

  • @md-ayaz
    @md-ayaz 2 ปีที่แล้ว +5

    She doesn't make much but she is doesn't over spend either. She has done a lot right things.

  • @LinzyLinz7
    @LinzyLinz7 2 ปีที่แล้ว +10

    I used to be on the Vet Tech track but quickly realized the glass ceiling stops at $40-$45k in that field. (This was 2019 maybe it's changed) 😕 I loved working with animals and hate that Vet Techs are so severely underpaid for their skills and work. Personally, I decided to depart from the Vet Tech path and get a degree in Marketing. From there I was able to pursue more creative roles such as a Digital Content Manager and it's been a lot more lucrative.

    • @alp.9672
      @alp.9672 2 ปีที่แล้ว

      Yea Vet Techs are very underpaid, it is a passion job. She should just go for veterinarian.

    • @krn2683
      @krn2683 2 ปีที่แล้ว +1

      Hasn't really changed. That's a bit on the high side to be honest unless you're working in a big city. A lot of places they don't even hit $30k.

    • @HonorisCausa1
      @HonorisCausa1 2 ปีที่แล้ว

      Lucrative and less fulfilling?

  • @xoxogabrielle8005
    @xoxogabrielle8005 2 ปีที่แล้ว +1

    Love this interview! If you’ve never been to Cincy, visit OTR. It’s beautiful!

  • @cambargera
    @cambargera 2 ปีที่แล้ว +6

    I live in cincy, same age same salery. Its very easy to do here.

  • @RonniReMIX
    @RonniReMIX 2 ปีที่แล้ว +9

    If you don't have major debts, YES - you can live decently in Cincinnati, Ohio * And despite all of the remarks throwing shade on the city, it is a great US City that typically makes a great impression on people the first time they actually visit the town. Lots of good paying Jobs, Great Universities, and Great Parks, Cool Bars, Three Major Sports teams and Also, The Number one Zoo in America!

  • @chelsea7229
    @chelsea7229 2 ปีที่แล้ว +8

    Please feature more of this salary range!!!!

  • @happylife7542
    @happylife7542 2 ปีที่แล้ว +7

    Man I have to say it’s a job I would like to have when money is no issue. I guess something I can do or help when I retire. Love animals

  • @jjbdbd8279
    @jjbdbd8279 2 ปีที่แล้ว +30

    She’s not a millennial wtf 😂😂😂 millennial stops at 96 this woman born in 2000

    • @attila-man
      @attila-man 2 ปีที่แล้ว +1

      They had me thinking I was a millennial for a moment 😂

    • @FrankBelief
      @FrankBelief 2 ปีที่แล้ว +4

      Lol some sources say 1981-2000 and other sources say 1981-1996, so maybe they are going off the former year ranges. Either that or they just needed a young person to share their story lol

    • @tracy_cakkes
      @tracy_cakkes 2 ปีที่แล้ว +1

      I was born in 2000 and I’m considered Gen Z I definitely can’t relate to any millennial lol Was really cool to see someone my age

    • @Dark_Harmony
      @Dark_Harmony 2 ปีที่แล้ว

      Um...'Millennial' IS the year 2000....omg....

    • @Dark_Harmony
      @Dark_Harmony 2 ปีที่แล้ว

      @@FrankBelief A generation runs every 20 years. My 'X' generation is roughly from 1965 to 1985, (as the Baby Boomers generation is 1944 to 1964) so, Millennial starts roughly 1986 to 2006, then the 'Z's' are 2007 to now. So, Idk why Millennials think their generation time stops before or to 2000, & assume adult ages are 'Z.' Somebody sucks at math. The 'Z' generation are mostly still kids/minors.

  • @EasyEV
    @EasyEV 2 ปีที่แล้ว +1

    a very mature, reasonable perspective from Ms. Langhals.

  • @susannehuber3996
    @susannehuber3996 2 ปีที่แล้ว +5

    FINALLY a real person. Not one „how to live on 21 million a year“

  • @d8bn
    @d8bn 2 ปีที่แล้ว +21

    I love that she is doing something she loves. However, she is still getting help from parents (no college debt, no phone bill, smaller insurance payment than most). So...making it on 32K a year makes it seem like anyone can, and that's not necessarily true, especially folks who don't have parents that can help.

    • @MrKoalaburger
      @MrKoalaburger 2 ปีที่แล้ว +2

      Yeah truly it's impossible to just walk out the door at 18 and make a comfy living on your own with zero help from parents. But I think your average middle class kid will get some kinda help from parents at the start. It only gets goofy when these videos talk about how to spend, but the 22yr Olds parents dropped $10k into their account or something.

    • @missdesireindependance5194
      @missdesireindependance5194 2 ปีที่แล้ว

      If you can eliminate rent by getting a roommate or buy a condo or mobile home you can live on $32k especially if you don’t have kids.

    • @evgeniisemanov3399
      @evgeniisemanov3399 2 ปีที่แล้ว

      @@missdesireindependance5194 you can also get on a roadkill diet to lower your food expenses

  • @michaelwhite2146
    @michaelwhite2146 2 ปีที่แล้ว +2

    You go young lady!! If you're happy doing your job, you'll never work a day in your life. A lot of young people could learn from you. God bless you! 😇😇😇

  • @Hedgeflexlfz
    @Hedgeflexlfz 2 ปีที่แล้ว +36

    Even 50-60k a year is rough in most places

    • @hitsongsa
      @hitsongsa 2 ปีที่แล้ว

      No it’s not

    • @Hedgeflexlfz
      @Hedgeflexlfz 2 ปีที่แล้ว

      @@hitsongsa yes

    • @SYDAirlineEnthusiast
      @SYDAirlineEnthusiast ปีที่แล้ว +1

      It’s hard to make that much a year, but it’s plenty to live off of each year.

  • @NicksDynasty
    @NicksDynasty 2 ปีที่แล้ว +15

    What a beautiful city!!
    Cincy!!

    • @Dark_Harmony
      @Dark_Harmony 2 ปีที่แล้ว

      ...What part? Not all of it.

    • @NicksDynasty
      @NicksDynasty 2 ปีที่แล้ว +2

      @@Dark_Harmony the riverfront, roebling suspension bridge, the skyline, the hills, Eden park, the suburbs and some of the people

    • @Dark_Harmony
      @Dark_Harmony 2 ปีที่แล้ว +1

      @@NicksDynasty Hahaha, yes. Exactly. Suburbs....that are way far out. Not this inner city crap. I'm sick of the crime, creepy neighbors/neighborhood, filth & trash everywhere, bugs, rodents, noise, congestion, gun toting teens/shootings, & dangerous apt bldgs needing serious renovations, or torn down.

    • @NicksDynasty
      @NicksDynasty 2 ปีที่แล้ว +1

      @@Dark_Harmony everything I mentioned is the city, the suburbs are only mentioned once...
      Mt Adams, Mt Lookout, over the Rhine, downtown, Hyde park, walnut hills, Oakley, college hill, Mt Washington and even Clifton is nice

    • @Dark_Harmony
      @Dark_Harmony 2 ปีที่แล้ว

      @@NicksDynasty Some are nice to live in. Some are nice to visit. Some aren't nice to live in or visit. All you've mentioned are none I've lived in. Hence, the point I'm trying to make here. I don't like congestion of the inner city, which is most of those suburbs you just said. I want to be out further where it's more open. Now...tell us about Avondale. As in, Reading Rd., where I'm at. Tell us about Price Hill, where I lived before age 13. I want to be far away from this craphole.

  • @trulydearlybianca
    @trulydearlybianca 2 ปีที่แล้ว +5

    Love this! She's so relatable and really nice♥️

  • @shipwreck8847
    @shipwreck8847 2 ปีที่แล้ว +5

    Take off your shoes before you get in your bed !!! Seriously that is nasty. Who leaves their shoes on and lies in their bed. That is nasty gross AF.

  • @prepordietryin9119
    @prepordietryin9119 2 ปีที่แล้ว +2

    It's good that she spends money on things that actually give back to her. The yoga helps give her health and the pottery gives her a hobby but not only that but she's also able to sell some of her pots. Very wise, very wise

  • @teole6364
    @teole6364 2 ปีที่แล้ว +11

    I made a lot of money and still dont know where my money goes. She is amazing

    • @LK_EBM
      @LK_EBM 2 ปีที่แล้ว +3

      You need a budget. And a goal.

  • @psp785
    @psp785 2 ปีที่แล้ว +11

    Her rent is $700 everyone they interview it's something stupid like $5000 especially in new York

    • @kevinb8881
      @kevinb8881 2 ปีที่แล้ว +2

      I KNOW RIGHT!!!

  • @fleamarketkeanu
    @fleamarketkeanu 2 ปีที่แล้ว +2

    Lol, I get that Cincy is basically just the metro area, but all of the footage was of Covington.

  • @Rudolph_Manor
    @Rudolph_Manor ปีที่แล้ว +2

    At 22, I Didn't Know The Meaning Of Saving Money In My Younger Days. Now In My 30's, I Learned To Start Staying In The House To Save Money. Lol! 😂

  • @emmanuelharbor2350
    @emmanuelharbor2350 2 ปีที่แล้ว +3

    Such a genuine story!

  • @dustin7708
    @dustin7708 2 ปีที่แล้ว +1

    I was born and raised in Ohio. It’s a cheap state. You can easily find apartments in the $600-800 a month range.

  • @KT-yu8wj
    @KT-yu8wj 6 หลายเดือนก่อน

    You go girl! Keep the disciplined lifestyle you’re doing now and it’ll be a foundation of greater things!

  • @PaigeNugent
    @PaigeNugent 2 ปีที่แล้ว +1

    Just came here to throw shade at Cincinnati- got out after 38 years. No more Midwest humidity or sitting on I75 in traffic

  • @itsnick37
    @itsnick37 2 ปีที่แล้ว +2

    We need more videos like this, very curious to see where you can live under like 45-50k now. Some states in eastern part of the country and south I know nowhere west is reasonable anymore…. Cinci and Pittsburgh are 2 cities I know of with cheap living but very hard anymore to find affordable and good living…

  • @funnyvidstoday101
    @funnyvidstoday101 2 ปีที่แล้ว +1

    i love this cause most stories you hear they make over $100k or more but she make half but most important she loves what she is doing, i'm sure she can do the IT thing and make more but it not about money it something that she loves which is better than money

  • @ShiKage08
    @ShiKage08 2 ปีที่แล้ว +1

    Wow. Where do you find a place in Cincinnati for $710 a month? I'm looking all over the place and with the exception of run down areas, sketchy areas, and places that would extend my commute by at least 20 minutes (on an already nearly one hour commute), everything is $1100+ a month.

  • @bnnrose
    @bnnrose 2 ปีที่แล้ว +2

    She is doing a good job!! I went to school in Cincinnati...trying to figure out how much I got by with. Rent has definitely gone up from my day :)

  • @kaze987
    @kaze987 2 ปีที่แล้ว +2

    Great video! Very young but also very aware and taking steps to better her technical skills! Well done!

  • @jpleigh4769
    @jpleigh4769 2 ปีที่แล้ว +10

    Can yall stop including very obvious 1 time expenses into the "monthly budget" breakdown

  • @carableu
    @carableu ปีที่แล้ว +1

    Nice to see someone doing what they love!

  • @Ithus
    @Ithus ปีที่แล้ว +1

    No Kids, No Relationship Living with debt not only comes from bad financial decisions but having kids and a consistent relationship with someone else requires the funds to keep daily life going. Its very Reasonable for a single individual to live on 32k a year.

  • @NicksDynasty
    @NicksDynasty 2 ปีที่แล้ว +18

    All she needs to do is start saving for retirement tbh

    • @djkenny1202
      @djkenny1202 2 ปีที่แล้ว

      Shes only 22

    • @NicksDynasty
      @NicksDynasty 2 ปีที่แล้ว +1

      @@djkenny1202 what does that have to do with anything?

  • @ten1225
    @ten1225 2 ปีที่แล้ว +2

    The monthly budget vs the posted yearly salary is not adding up. Do they not account for taxes?

    • @AN-xs7dw
      @AN-xs7dw 2 ปีที่แล้ว +1

      nope. its misleading

  • @Osh_2017
    @Osh_2017 2 ปีที่แล้ว +2

    I live in Cincinnati so I’m glad to see this

    • @vzui1233
      @vzui1233 2 ปีที่แล้ว

      Do you know where she lives? Her apartment looks nice for that price. Do you have any recommendations in Cincinnati, Ohio?

  • @mikejanacone8328
    @mikejanacone8328 2 ปีที่แล้ว +1

    Thank you for getting actually a real person that makes a real salary 30 some thousand dollar range is what most people actually making this country

  • @DanielKimLV
    @DanielKimLV 2 ปีที่แล้ว +3

    Enjoying life is just way better than chasing after money

  • @edselgreaves6503
    @edselgreaves6503 2 ปีที่แล้ว +2

    In my country you don't get taxed unless you make above $36,000 per year net income (after expenses, deductions, write-offs and retirement fund contributions) so I always make sure to come underneath that threshold. It was a struggle at first but now it's so easy to live under that amount. I really only need about $15,000 per year and the rest is all invested.

    • @SYDAirlineEnthusiast
      @SYDAirlineEnthusiast ปีที่แล้ว

      Yes, in America, you get taxed even if you make less than a thousand. It’s sad.

  • @asnboy1084
    @asnboy1084 2 ปีที่แล้ว +8

    32k in Cincinnati is like 110k in SF

  • @authenticapparel1906
    @authenticapparel1906 ปีที่แล้ว +1

    Homeless people living on the street here in San Francisco make more than $32k a year. Most of them live out of their cars. It’s really sad. 😔

  • @tracy_cakkes
    @tracy_cakkes 2 ปีที่แล้ว +6

    Awesome video! Very much relatable. She’s got a good head on her shoulders. I’m the same age making about the same amount of money. Would love to see Graham react and share his thoughts.