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I’m gonna sit on the stones on vine street so I can see down the hill into downtown and I’ll get paid telling stories about not even the French Can conquer this land but the French return to Pittsburgh to have a little party because they used to own that land but this is American land and I’ll pay you nothing to help prevent gentrification
@@mkhanman12345 1900-1914 would be Edwardians. 1914-1928 Lost Generation, 1928-1945 Silent Generation. Other definitions have the Lost Generation 1883-1900 and the Greatest Generation 1901-1927, then Silent Generation onwards
Love how she allows herself to spend on things that make her happy like yoga and pottery while still saving money, and love what she does for the doggies!♥️
As someone who personally knows her she is a loving and caring person who truly trys to live life to the fullest! The one month snapshot of her budget is not a great indicator of her spending because she definitely doesn't spend more than she saves. Cincinnati is a fantastic city and it was great we are represented by someone like Aspeyn!
Up in Columbus, have family in Cincinnati and Dayton, other end of the millennial generation, at 39. She's in a decent position to get ahead however she needs to find a partner who is also responsible. Having a partner who has spending and saving habits close to your own are a big deal.
She is 22 years old. That’s so young and to only be getting “help” on her cell phone (which is most likely a family plan) is impressive. She reimburses her dad for healthcare. This young lady is rocking it in life and is very achievable for a lot of people her age. She lives in a low cost apartment in an area with a lower cost of living (Ohio). She has a budget and follows it. She has no credit card debt. She even budgets for her pleasures like coffee, yoga, and pottery. I wish I was like her when I was her age. The only thing she needs to be doing is saving for retirement. The earlier you start the more money you’ll have because of compound interest and the magic of time. Even if she sets aside $50 a month in a Roth IRA, she will be set in retirement. She is so successful!
@@georgevieira6686 that's nothing. I used to have to work 168 hours a week and I used to have to walk to work in 2 ft of snow. And I was lucky to get a bowl of oatmeal when I got home.
She’s doing pretty well- I agree! I’d just like to see her open a Roth IRA tho and put aside just a bit- she’s got time on her side now to invest and get all that compound interest!
@@alp.9672 I don’t think she’s trying to be other people though or compare herself to other people- she’s living her own path right now and seems content. ❤
It is always refreshing to see someone doing what they love even though the money earned is not a lot by today standard. And she is a responsible adult.
A studio here in Miami will run you a minimum of $1,500-$1,800 a month. Which is the exact reason I’m considering the Midwest. My money would go SO much further, instead of living paycheck to paycheck I could actually afford to enjoy life a little.
Finally a Gen Z with a realistic, positive view on life! 32,000 a year in a career she loves is amazing! Cincinnati is affordable and thriving. She decided happiness and a debt free comfortable life over the get rich quick influencer ideologies most people her age abide by.
@@electrikoptik That part lol. America cities and towns for white folks is their Wakanda. Not a worry in the world lol. At 22 that's ok but the moment you approach 30 that's bum like. I'm sorry to be blunt but that the way it is in America. I didn't create the system. I was just born into it and decided to understand it for what it is.......
Great video!! She should be proud of herself. I wish I had the wisdom she has at her age. We love animals too and never heard of this profession. You go girl!! More of these on this topic will be great 😃 We can all use the information and inspiration during this tough time in our economy.
I am from Cincinnati and she is right -- you can have a pretty decent lifestyle on that salary. As a student, I was making around $1000/month and living roommates and did not have a car and I was just fine.
Grateful for people like her who devote their lives to helping animals- there isn't alot of money to be made but it absolutely makes a huge difference for the animals who would otherwise be overlooked.
My mom raised us 3-5 kids on what seemed like 12 to 15 no more than 20 thousand a year. This was 30-20 years ago I'm impressed we all made it into adulthood
More stories like this would be good. She is getting help here and there, so that does help. But in general this was a great story in a realistic setting. Not some TH-camr who has a million followers and is looking at 2 million dollar New York Apartments or condos, which make most people feel like utter failures.
I used to be a nursing major and I was miserable. So, I switched to be a biology major and I know I'll make only half as much as I could as a nurse but I am so much happier and I think I'll enjoy being a biologist so much more than being a nurse.
I definitely hope that when she finishes college, she is able to increase her income. Although Ohio has a lower cost of living so $32,000/year probably goes farther than other places
The cost of living in Cincinnati is comparable to other midsized cities. Her rent is very cheap and I think she actually lives in northern KY ( judging from the video) which is cheaper.
@@ladydi3515 💯. People see this video and think okay I can move there and do the same thing. lol. The big employers like P&G, Krogers etc are only hiring a few people who fit a certain criteria. Cincinnati still has a conservative vibe so good luck if you don’t fit in. But my family has been there since the 1920’s so don’t take my word for it.
It's wild that society got to a point where 22 year olds feel like them making 32 k a year is bad. Many 22 year olds don't even have jobs in the first place
It’s like a stipend or work study. She maybe making less for now but once she got her license then she is good to go. Please make another episode maybe 2 years after her courses and that’s where she really begins her career
Love this realistic Millennial Money videos like this one since it is more relatable to the most Americans in their early 20s growing up from humble beginnings like Aspeyn 💯👏👏
Nope, you need to set up a retirement account IMMEDIATELY! Even if you are only contributing a small amount, say, $100/month, time will work in your favor. DO IT NOW!!!!
If she were 30, I'd agree with you. At age 22 --- she's investing in her education --- that will lead to higher income and still plenty of time to invest for retirement.
This is what I make! And I'm around her age. Makes me feel better about myself, there's so much comparison and jealousy these days. I just focus on the progress I've made, and how far I've come. Go girl!
So great to see someone with such a balanced attitude towards money! I feel like most people either under-prioritize it and have the constant stress of living paycheck to paycheck, or over-prioritize it to the detriment of other aspects of their lives.
I make 45k ish a year. Started my own business and still working my regular job. I thought I knew what i wanted to do with my life but turns out that wasn't the case. So my siblings and I stay home and take care of our mother untill we find significant others that we can combine resources with and move out because that's the only way to survive comfortably in this economic sh*t hole.
I’m glad they have stories like these because it’s much more realistic & what most people can realistically obtain or make a year. I honestly couldn’t care less about the millennials making $902143687.5 trillion a year. I want to see more normal people with average to slightly above average incomes like this. Please make more of these type of incomes! Not all of us want to be the next greedy billionaire villain
Thank you for this wonderful interview. Great seeing a realistic young person, I highly commend this young woman's sensible lifestyle and livelihood. What a fabulous role model and inspiration for my 9 and 7 year olds 😇🥰🌞🤗🌻🙌
Tell em sister. You can definitely make it on your own out here. People are just exaggerating hardships. Some make $100,000 and still say they are broke, like how?
I used to be on the Vet Tech track but quickly realized the glass ceiling stops at $40-$45k in that field. (This was 2019 maybe it's changed) 😕 I loved working with animals and hate that Vet Techs are so severely underpaid for their skills and work. Personally, I decided to depart from the Vet Tech path and get a degree in Marketing. From there I was able to pursue more creative roles such as a Digital Content Manager and it's been a lot more lucrative.
If you don't have major debts, YES - you can live decently in Cincinnati, Ohio * And despite all of the remarks throwing shade on the city, it is a great US City that typically makes a great impression on people the first time they actually visit the town. Lots of good paying Jobs, Great Universities, and Great Parks, Cool Bars, Three Major Sports teams and Also, The Number one Zoo in America!
Lol some sources say 1981-2000 and other sources say 1981-1996, so maybe they are going off the former year ranges. Either that or they just needed a young person to share their story lol
@@FrankBelief A generation runs every 20 years. My 'X' generation is roughly from 1965 to 1985, (as the Baby Boomers generation is 1944 to 1964) so, Millennial starts roughly 1986 to 2006, then the 'Z's' are 2007 to now. So, Idk why Millennials think their generation time stops before or to 2000, & assume adult ages are 'Z.' Somebody sucks at math. The 'Z' generation are mostly still kids/minors.
I love that she is doing something she loves. However, she is still getting help from parents (no college debt, no phone bill, smaller insurance payment than most). So...making it on 32K a year makes it seem like anyone can, and that's not necessarily true, especially folks who don't have parents that can help.
Yeah truly it's impossible to just walk out the door at 18 and make a comfy living on your own with zero help from parents. But I think your average middle class kid will get some kinda help from parents at the start. It only gets goofy when these videos talk about how to spend, but the 22yr Olds parents dropped $10k into their account or something.
You go young lady!! If you're happy doing your job, you'll never work a day in your life. A lot of young people could learn from you. God bless you! 😇😇😇
@@NicksDynasty Hahaha, yes. Exactly. Suburbs....that are way far out. Not this inner city crap. I'm sick of the crime, creepy neighbors/neighborhood, filth & trash everywhere, bugs, rodents, noise, congestion, gun toting teens/shootings, & dangerous apt bldgs needing serious renovations, or torn down.
@@Dark_Harmony everything I mentioned is the city, the suburbs are only mentioned once... Mt Adams, Mt Lookout, over the Rhine, downtown, Hyde park, walnut hills, Oakley, college hill, Mt Washington and even Clifton is nice
@@NicksDynasty Some are nice to live in. Some are nice to visit. Some aren't nice to live in or visit. All you've mentioned are none I've lived in. Hence, the point I'm trying to make here. I don't like congestion of the inner city, which is most of those suburbs you just said. I want to be out further where it's more open. Now...tell us about Avondale. As in, Reading Rd., where I'm at. Tell us about Price Hill, where I lived before age 13. I want to be far away from this craphole.
It's good that she spends money on things that actually give back to her. The yoga helps give her health and the pottery gives her a hobby but not only that but she's also able to sell some of her pots. Very wise, very wise
We need more videos like this, very curious to see where you can live under like 45-50k now. Some states in eastern part of the country and south I know nowhere west is reasonable anymore…. Cinci and Pittsburgh are 2 cities I know of with cheap living but very hard anymore to find affordable and good living…
i love this cause most stories you hear they make over $100k or more but she make half but most important she loves what she is doing, i'm sure she can do the IT thing and make more but it not about money it something that she loves which is better than money
Wow. Where do you find a place in Cincinnati for $710 a month? I'm looking all over the place and with the exception of run down areas, sketchy areas, and places that would extend my commute by at least 20 minutes (on an already nearly one hour commute), everything is $1100+ a month.
No Kids, No Relationship Living with debt not only comes from bad financial decisions but having kids and a consistent relationship with someone else requires the funds to keep daily life going. Its very Reasonable for a single individual to live on 32k a year.
In my country you don't get taxed unless you make above $36,000 per year net income (after expenses, deductions, write-offs and retirement fund contributions) so I always make sure to come underneath that threshold. It was a struggle at first but now it's so easy to live under that amount. I really only need about $15,000 per year and the rest is all invested.
Awesome video! Very much relatable. She’s got a good head on her shoulders. I’m the same age making about the same amount of money. Would love to see Graham react and share his thoughts.
What's your budget breakdown? We're looking for stories from all ages, not just millennials! Share your story with us for a chance to be featured in a future installment of Millennial Money: cnb.cx/32TYZ2K
Thank the Lord for our daily bread
I’m gonna sit on the stones on vine street so I can see down the hill into downtown and I’ll get paid telling stories about not even the French Can conquer this land but the French return to Pittsburgh to have a little party because they used to own that land but this is American land and I’ll pay you nothing to help prevent gentrification
If you’re not downtown you’re not really in Cincinnati but you get credit for it but not for me
Why didn’t y’all ask me
hope she makes her goals.
Omg, it's not an influencer making $10,000 an hour teaching us how to sell online courses!
I know, right? Finally, not someone who makes their money off of a TH-cam channel selling their classes.
That’s the only reason I decided to watch it.
😆
The most realistic one in awhile
That's because it's Cincinnati and not LA 😆
Finally someone making a regular average salary. More videos like this. More realistic
Cookie cutter comment
Like my episode in living in Michigan and Ohio 😇
she's also 22...most people are poor at that age, she's doing well
That is NOT a “regular” salary. More like below the poverty line😭
@@lorrainea.285 For an individual no.. And in Cincinnati? She's not living in poverty at all.... Ohio poverty line is like 14k
Not sure how many times we need to tell cnbc that 22 year olds aren’t millennials- but, this was a great interview and loved seeing her story!
Yea she is Gen Z for sure at her age
She is absolutely Gen Z and not a millennial. Asinine to lump all young people as "millenials". Millennial are 30 year olds now and up.
what about the folks from 1900-1920? Are they the Warrennials?
I mean I feel like it’s just not a big deal considering it’s the name of the series. They may never change the name even when millennials are all old
@@mkhanman12345 1900-1914 would be Edwardians. 1914-1928 Lost Generation, 1928-1945 Silent Generation. Other definitions have the Lost Generation 1883-1900 and the Greatest Generation 1901-1927, then Silent Generation onwards
This segment was refreshing to see and true to life - a young professional with a common starting salary! CNBC - produce more of this type of content.
@coco marineblu nope they are not.
@@KiingM The average starting in the US is 40k, 55k for college graduates.
Always nice when its not an advertisement for a guru lol
@@KiingM starting salaries for professional training or college education is more than 30k
Love how she allows herself to spend on things that make her happy like yoga and pottery while still saving money, and love what she does for the doggies!♥️
Wow! I’m impressed by her, at 22 I was no where as financially savvy as her. She is going to do very well in this regard, go girl👏🏾
Maybe growing up in a low income household is a big factor
I've never had credit card debt in my life
As someone who personally knows her she is a loving and caring person who truly trys to live life to the fullest! The one month snapshot of her budget is not a great indicator of her spending because she definitely doesn't spend more than she saves. Cincinnati is a fantastic city and it was great we are represented by someone like Aspeyn!
I agree! Cincinnatian here 👋🏾
The Nati!
Up in Columbus, have family in Cincinnati and Dayton, other end of the millennial generation, at 39. She's in a decent position to get ahead however she needs to find a partner who is also responsible.
Having a partner who has spending and saving habits close to your own are a big deal.
It is a hidden gem of a city, I'm in NKY
@@OmniMontel That can be said for anyone in modern age living now.
She’s very relatable...without the wearing shoes in bed part ❤
Glad I wasn't the only one who noticed 😅
She is 22 years old. That’s so young and to only be getting “help” on her cell phone (which is most likely a family plan) is impressive. She reimburses her dad for healthcare. This young lady is rocking it in life and is very achievable for a lot of people her age. She lives in a low cost apartment in an area with a lower cost of living (Ohio). She has a budget and follows it. She has no credit card debt. She even budgets for her pleasures like coffee, yoga, and pottery. I wish I was like her when I was her age. The only thing she needs to be doing is saving for retirement. The earlier you start the more money you’ll have because of compound interest and the magic of time. Even if she sets aside $50 a month in a Roth IRA, she will be set in retirement. She is so successful!
ARe you kidding? lol. At 19 I was out paying for everything on my own and then having to help my mom out financially.... this is not impressive at all
@@ewidontlikeyou No one cares about you this is about her not about you.
@@ewidontlikeyou that is impressive lol why u hating 😂
@@lashondamiller2982 not really, when you’re that age you’ve basically reached your physical and mental peak
@@georgevieira6686 that's nothing. I used to have to work 168 hours a week and I used to have to walk to work in 2 ft of snow. And I was lucky to get a bowl of oatmeal when I got home.
It's okay if she's not earning a lot of money for now. She's only 22 and is doing what she loves most which is working with animals.
Most people are in the negatives at 22 so she’s doing pretty well
22 is old enough to be out of 4 year university, I literally know ppl her same age who started at $80k
She’s doing pretty well- I agree! I’d just like to see her open a Roth IRA tho and put aside just a bit- she’s got time on her side now to invest and get all that compound interest!
@@alp.9672 I don’t think she’s trying to be other people though or compare herself to other people- she’s living her own path right now and seems content. ❤
@@alishaandcody My point is people are making it seem like at 22 is not old enough for adult income, its 22, literally college grad age
Fellow Cincinnatian here! Love to see it! You’re such a bright and creative soul. Wishing you nothing but the best!
It is always refreshing to see someone doing what they love even though the money earned is not a lot by today standard. And she is a responsible adult.
She seems so humble and sweet. She's on the right track and I know she's going places. *edit - grammar.
As an Ohioan its honestly mind-boggling to me how people don't see this as normal
A studio here in Miami will run you a minimum of $1,500-$1,800 a month. Which is the exact reason I’m considering the Midwest. My money would go SO much further, instead of living paycheck to paycheck I could actually afford to enjoy life a little.
$2,500 a month for a studio in suburbs of NYC. Horrific. But nice to know there’s more livable places I can strive to move to
Finally a Gen Z with a realistic, positive view on life! 32,000 a year in a career she loves is amazing! Cincinnati is affordable and thriving. She decided happiness and a debt free comfortable life over the get rich quick influencer ideologies most people her age abide by.
It’s refreshing to see a REALISTIC working wage and not “ I work as an IT specialist and live off of $990,000 a year “
But you're only 22 years old lol. Got a huge life ahead of you! It's on you if you want to make more or no anyway! Glad to know you're happy
And she’s white!
@@electrikoptik That part lol. America cities and towns for white folks is their Wakanda. Not a worry in the world lol. At 22 that's ok but the moment you approach 30 that's bum like. I'm sorry to be blunt but that the way it is in America. I didn't create the system. I was just born into it and decided to understand it for what it is.......
@@lebronsinclair8012 how much should you be making at 30?
I visited Cincinnati a few years back and it's a really good city. Great museums and restaurants. Transit is so so though.
Much more inspiring to hear about a regular person’s discipline and contentment than an outlier’s story that required a good deal of fortune.
More of this please CNBC. Not more of TH-camrs and so called 'influencers'
Great video!! She should be proud of herself. I wish I had the wisdom she has at her age. We love animals too and never heard of this profession. You go girl!! More of these on this topic will be great 😃 We can all use the information and inspiration during this tough time in our economy.
Agreed She’s awesome
I am from Cincinnati and she is right -- you can have a pretty decent lifestyle on that salary. As a student, I was making around $1000/month and living roommates and did not have a car and I was just fine.
Wow that’s awesome
You cant do that forever though. Also living without a car in Cincinnati isnt easy
@@Austin6403 its easy
@@andrewmunlin5263 i was literally in her shoes 3 years ago, in the same exact city. Was not sustainable.
@@Austin6403 -
Why do you think so exactly? Is a car necessary for that city?
Grateful for people like her who devote their lives to helping animals- there isn't alot of money to be made but it absolutely makes a huge difference for the animals who would otherwise be overlooked.
Amazing and inspiring and she has a whole life ahead of her. God bless!
She's an amazing young lady. I love her heart for animals. Keep that love and zest for life, the sky is the limit. Great Story!
YES more videos like this please!!
honestly this is super realistic given that she's 22. there's nothing wrong with her salary imo
My mom raised us 3-5 kids on what seemed like 12 to 15 no more than 20 thousand a year. This was 30-20 years ago I'm impressed we all made it into adulthood
More stories like this would be good. She is getting help here and there, so that does help. But in general this was a great story in a realistic setting. Not some TH-camr who has a million followers and is looking at 2 million dollar New York Apartments or condos, which make most people feel like utter failures.
God bless you for helping animals and your simple attitude.
Vegan ??🙄🐶
I used to be a nursing major and I was miserable. So, I switched to be a biology major and I know I'll make only half as much as I could as a nurse but I am so much happier and I think I'll enjoy being a biologist so much more than being a nurse.
I definitely hope that when she finishes college, she is able to increase her income. Although Ohio has a lower cost of living so $32,000/year probably goes farther than other places
I don’t think she was in college I think she was doing some training for her job?
The cost of living in Cincinnati is comparable to other midsized cities. Her rent is very cheap and I think she actually lives in northern KY ( judging from the video) which is cheaper.
@@ashleys4263 Like most millennial money vids, something is missing from the picture.
Not as far as you might think in Cincinnati. It's actually a real city here
@@ladydi3515 💯. People see this video and think okay I can move there and do the same thing. lol. The big employers like P&G, Krogers etc are only hiring a few people who fit a certain criteria. Cincinnati still has a conservative vibe so good luck if you don’t fit in. But my family has been there since the 1920’s so don’t take my word for it.
Great video and breakdown! Yes, in Cincinnati, you can make a regular salary and still live a great life!
CONGRATULATIONS. This is so refreshing.
It's wild that society got to a point where 22 year olds feel like them making 32 k a year is bad. Many 22 year olds don't even have jobs in the first place
True that. Im making 38k at 27 and feel like such a failure. This (while still someone younger than me) at least gave me a little bit of relatability.
It’s like a stipend or work study. She maybe making less for now but once she got her license then she is good to go. Please make another episode maybe 2 years after her courses and that’s where she really begins her career
Love this realistic Millennial Money videos like this one since it is more relatable to the most Americans in their early 20s growing up from humble beginnings like Aspeyn 💯👏👏
Nope, you need to set up a retirement account IMMEDIATELY! Even if you are only contributing a small amount, say, $100/month, time will work in your favor. DO IT NOW!!!!
The power of compounding. Do it now!
Did you see her monthly budget? She doesn't have a spare $100/month.
If she were 30, I'd agree with you. At age 22 --- she's investing in her education --- that will lead to higher income and still plenty of time to invest for retirement.
@@brycewalburn3926 $80 a month for coffee...
@@mscott1997 a nice bag of coffee a week that you brew at home is $60/month. $80 is not ridiculous at all.
Sis is thriving! Go off with the passion projects, pottery and yoga is lit.
Good for her. Finally someone not living off constantly recording themselves talking
LMAO!
This is what I make! And I'm around her age. Makes me feel better about myself, there's so much comparison and jealousy these days. I just focus on the progress I've made, and how far I've come. Go girl!
I'm so glad that she acknowledges that she is lucky to not have student loan debt. She seems like a well-rounded person.
I know why she's happy despite not making huge amounts of money: She gets to work with animals. I envy her.
So great to see someone with such a balanced attitude towards money! I feel like most people either under-prioritize it and have the constant stress of living paycheck to paycheck, or over-prioritize it to the detriment of other aspects of their lives.
Great video. Finally someone with a salary we can relate to.
Gonna have to rename this series if they keep interviewing people born after 1996
I think you are missing the big idea.
I make 45k ish a year. Started my own business and still working my regular job. I thought I knew what i wanted to do with my life but turns out that wasn't the case. So my siblings and I stay home and take care of our mother untill we find significant others that we can combine resources with and move out because that's the only way to survive comfortably in this economic sh*t hole.
im an old man who loves dogs like what you are doing
We moved from AZ to the suburbs of Cincy. We love it. Always something going on.
Very relatable and honest, I love this one!
Iced Coffee is indeed the best part of my day , it’s worth whatever it costs , the argument of just make it at home doesn’t factor that in
Girl you’re doing so well. You have a promising future
I’m glad they have stories like these because it’s much more realistic & what most people can realistically obtain or make a year. I honestly couldn’t care less about the millennials making $902143687.5 trillion a year. I want to see more normal people with average to slightly above average incomes like this. Please make more of these type of incomes! Not all of us want to be the next greedy billionaire villain
Thank you for this wonderful interview. Great seeing a realistic young person, I highly commend this young woman's sensible lifestyle and livelihood. What a fabulous role model and inspiration for my 9 and 7 year olds 😇🥰🌞🤗🌻🙌
She's pretty! I am an Army Veteran , nice to see a military father who raised such a strong, independent woman :)
It’s great that she’s able to work, study, and enjoy hobbies. She’s making the most out of life
Tell em sister. You can definitely make it on your own out here. People are just exaggerating hardships. Some make $100,000 and still say they are broke, like how?
If you live in California, Hawaii, or New York, it’s possible as rent in those states are crazy high.
She doesn't make much but she is doesn't over spend either. She has done a lot right things.
I used to be on the Vet Tech track but quickly realized the glass ceiling stops at $40-$45k in that field. (This was 2019 maybe it's changed) 😕 I loved working with animals and hate that Vet Techs are so severely underpaid for their skills and work. Personally, I decided to depart from the Vet Tech path and get a degree in Marketing. From there I was able to pursue more creative roles such as a Digital Content Manager and it's been a lot more lucrative.
Yea Vet Techs are very underpaid, it is a passion job. She should just go for veterinarian.
Hasn't really changed. That's a bit on the high side to be honest unless you're working in a big city. A lot of places they don't even hit $30k.
Lucrative and less fulfilling?
Love this interview! If you’ve never been to Cincy, visit OTR. It’s beautiful!
I live in cincy, same age same salery. Its very easy to do here.
If you don't have major debts, YES - you can live decently in Cincinnati, Ohio * And despite all of the remarks throwing shade on the city, it is a great US City that typically makes a great impression on people the first time they actually visit the town. Lots of good paying Jobs, Great Universities, and Great Parks, Cool Bars, Three Major Sports teams and Also, The Number one Zoo in America!
Please feature more of this salary range!!!!
Man I have to say it’s a job I would like to have when money is no issue. I guess something I can do or help when I retire. Love animals
She’s not a millennial wtf 😂😂😂 millennial stops at 96 this woman born in 2000
They had me thinking I was a millennial for a moment 😂
Lol some sources say 1981-2000 and other sources say 1981-1996, so maybe they are going off the former year ranges. Either that or they just needed a young person to share their story lol
I was born in 2000 and I’m considered Gen Z I definitely can’t relate to any millennial lol Was really cool to see someone my age
Um...'Millennial' IS the year 2000....omg....
@@FrankBelief A generation runs every 20 years. My 'X' generation is roughly from 1965 to 1985, (as the Baby Boomers generation is 1944 to 1964) so, Millennial starts roughly 1986 to 2006, then the 'Z's' are 2007 to now. So, Idk why Millennials think their generation time stops before or to 2000, & assume adult ages are 'Z.' Somebody sucks at math. The 'Z' generation are mostly still kids/minors.
a very mature, reasonable perspective from Ms. Langhals.
FINALLY a real person. Not one „how to live on 21 million a year“
I love that she is doing something she loves. However, she is still getting help from parents (no college debt, no phone bill, smaller insurance payment than most). So...making it on 32K a year makes it seem like anyone can, and that's not necessarily true, especially folks who don't have parents that can help.
Yeah truly it's impossible to just walk out the door at 18 and make a comfy living on your own with zero help from parents. But I think your average middle class kid will get some kinda help from parents at the start. It only gets goofy when these videos talk about how to spend, but the 22yr Olds parents dropped $10k into their account or something.
If you can eliminate rent by getting a roommate or buy a condo or mobile home you can live on $32k especially if you don’t have kids.
@@missdesireindependance5194 you can also get on a roadkill diet to lower your food expenses
You go young lady!! If you're happy doing your job, you'll never work a day in your life. A lot of young people could learn from you. God bless you! 😇😇😇
Even 50-60k a year is rough in most places
No it’s not
@@hitsongsa yes
It’s hard to make that much a year, but it’s plenty to live off of each year.
What a beautiful city!!
Cincy!!
...What part? Not all of it.
@@Dark_Harmony the riverfront, roebling suspension bridge, the skyline, the hills, Eden park, the suburbs and some of the people
@@NicksDynasty Hahaha, yes. Exactly. Suburbs....that are way far out. Not this inner city crap. I'm sick of the crime, creepy neighbors/neighborhood, filth & trash everywhere, bugs, rodents, noise, congestion, gun toting teens/shootings, & dangerous apt bldgs needing serious renovations, or torn down.
@@Dark_Harmony everything I mentioned is the city, the suburbs are only mentioned once...
Mt Adams, Mt Lookout, over the Rhine, downtown, Hyde park, walnut hills, Oakley, college hill, Mt Washington and even Clifton is nice
@@NicksDynasty Some are nice to live in. Some are nice to visit. Some aren't nice to live in or visit. All you've mentioned are none I've lived in. Hence, the point I'm trying to make here. I don't like congestion of the inner city, which is most of those suburbs you just said. I want to be out further where it's more open. Now...tell us about Avondale. As in, Reading Rd., where I'm at. Tell us about Price Hill, where I lived before age 13. I want to be far away from this craphole.
Love this! She's so relatable and really nice♥️
Take off your shoes before you get in your bed !!! Seriously that is nasty. Who leaves their shoes on and lies in their bed. That is nasty gross AF.
It's good that she spends money on things that actually give back to her. The yoga helps give her health and the pottery gives her a hobby but not only that but she's also able to sell some of her pots. Very wise, very wise
I made a lot of money and still dont know where my money goes. She is amazing
You need a budget. And a goal.
Her rent is $700 everyone they interview it's something stupid like $5000 especially in new York
I KNOW RIGHT!!!
Lol, I get that Cincy is basically just the metro area, but all of the footage was of Covington.
Newport
At 22, I Didn't Know The Meaning Of Saving Money In My Younger Days. Now In My 30's, I Learned To Start Staying In The House To Save Money. Lol! 😂
Such a genuine story!
I was born and raised in Ohio. It’s a cheap state. You can easily find apartments in the $600-800 a month range.
You go girl! Keep the disciplined lifestyle you’re doing now and it’ll be a foundation of greater things!
Just came here to throw shade at Cincinnati- got out after 38 years. No more Midwest humidity or sitting on I75 in traffic
We need more videos like this, very curious to see where you can live under like 45-50k now. Some states in eastern part of the country and south I know nowhere west is reasonable anymore…. Cinci and Pittsburgh are 2 cities I know of with cheap living but very hard anymore to find affordable and good living…
i love this cause most stories you hear they make over $100k or more but she make half but most important she loves what she is doing, i'm sure she can do the IT thing and make more but it not about money it something that she loves which is better than money
Wow. Where do you find a place in Cincinnati for $710 a month? I'm looking all over the place and with the exception of run down areas, sketchy areas, and places that would extend my commute by at least 20 minutes (on an already nearly one hour commute), everything is $1100+ a month.
She is doing a good job!! I went to school in Cincinnati...trying to figure out how much I got by with. Rent has definitely gone up from my day :)
Great video! Very young but also very aware and taking steps to better her technical skills! Well done!
Can yall stop including very obvious 1 time expenses into the "monthly budget" breakdown
Nice to see someone doing what they love!
No Kids, No Relationship Living with debt not only comes from bad financial decisions but having kids and a consistent relationship with someone else requires the funds to keep daily life going. Its very Reasonable for a single individual to live on 32k a year.
All she needs to do is start saving for retirement tbh
Shes only 22
@@djkenny1202 what does that have to do with anything?
The monthly budget vs the posted yearly salary is not adding up. Do they not account for taxes?
nope. its misleading
I live in Cincinnati so I’m glad to see this
Do you know where she lives? Her apartment looks nice for that price. Do you have any recommendations in Cincinnati, Ohio?
Thank you for getting actually a real person that makes a real salary 30 some thousand dollar range is what most people actually making this country
Enjoying life is just way better than chasing after money
In my country you don't get taxed unless you make above $36,000 per year net income (after expenses, deductions, write-offs and retirement fund contributions) so I always make sure to come underneath that threshold. It was a struggle at first but now it's so easy to live under that amount. I really only need about $15,000 per year and the rest is all invested.
Yes, in America, you get taxed even if you make less than a thousand. It’s sad.
32k in Cincinnati is like 110k in SF
It really is
Homeless people living on the street here in San Francisco make more than $32k a year. Most of them live out of their cars. It’s really sad. 😔
Awesome video! Very much relatable. She’s got a good head on her shoulders. I’m the same age making about the same amount of money. Would love to see Graham react and share his thoughts.