We Can't Afford To Live In The Area We Do!
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I’m from Columbus. They’re living in a premiere suburb outside of the city. The good thing is that there are plenty of areas right outside of Dublin that have dramatically smaller prices! Look into Hilliard, Delaware, Marysville, Plain City or even Worthington north of Columbus. The commutes from those areas aren’t bad at all depending on where the church is located in Dublin. Dublin is literally one of the most “elite” suburbs in Ohio. Lol Good luck and welcome to central Ohio! ❤️❤️❤️
This couple is not in a financial situation to move, just had a baby. I think their reasons is really stupid. A pastor that doesn’t agree with something and just leaves doesn’t sound like a good pastor to me. Just really stupid and immature, blinded by their political views
Plain City, what a name! 😄
@@wbae1340 Agreed! I don't like the changes happening in the world around me so I'm going to run away and now I'm not happy.
Yep- Hilliard is 20% cheaper and might as well be walking distance to Dublin
@@greggernetzke9014 literally! Living in Hilliard is like a hack code!
I live in the same area. Would recommend looking 15 minutes north east in Delaware. Comparable housing is cheaper and the property taxes are drastically lower.
Ahh I just commented recommending Hilliard, but Delaware is even better actually!!
Eat Beans and rice while delivering pizzas at night so that the smell of the pizza will make the beans and rice taste the same 🤣😁🙏🏽
He needs to sell his car. He can walk to work.
"Oh, hey Pastor Unwoke! I didn't know you delivered pizzas before choir practice. How are you?"
"Better than I deserve."
loool love this
@@RyanABC123 buy a 2000 car
If you deliver pizza, you get lots of free pizza.
The stress in their voices will give them a heart attack
Maybe you should stop having babies, and stop feeling entitled, no one owes you anything, if you want to live in the expensive area be ready to pay for it, being a church person doesn’t make you entitled to anything.
He does sound very entitled.
Wow you sound angry. I didn't sense any entitlement from this couple whatsoever. And I don't think they want to live in an experience area. They were called to worship. However, where I don't give them grace is not doing the research. I live in Columbus, and they have plenty of areas right outside of Dublin that they can afford to live in. 15 minute commute too depending on where the church is.
@@stevenporter863 I agree they sounded spoiled, entitled and bitter about what happened at their old church.
THIS!!!! Because they're "in the church" they're not responsible for any of their bad decisions, because they are doing God's work..whatever! Get real, be humble, and live within your means.
We can't afford to live...in Columbus Ohio??? No debts making $65K you should be fine just live frugally. A $100K mortgage is less than $1k/month, that leaves you $3k a month for gas, groceries and utilities. $2500/month for rent?? really??
I was thinking 🤔 the same thing. Something else is fishy. Lol
It's Dublin, Ohio. Very expensive yuppie area.
It's an emotional response more than anything. You can't buy a complete dump of a house for less than $1m where I live.
the numbers are off
Probably wanting to live in an expensive zip code they could not afford.
I work nights . My wife works days. No child care costs. Double income.26 years. It can be done.
who watches the kids during the day? dont you need to sleep some after night shift?
I did this several times in my lifetime. I don't recommend, especially for a family situation.. Yes, there are a few that can do it, most cannot. And I would also say the whole family will be affected in many ways, negatively by your lack of sleep, then family having to keep quiet in daytime, not to mention missing out on family daily events. Of course if you have no other options, but only temporarily, like, weeks-months, not a year or more.
We couldn’t do that. No chance.
Only if they're being honest.
Should be able to go north on 71 for about 20 minutes from Dublin and get something a lot cheaper.
Once again Dave goes easy on someone because he is a pastor they make 65k and they want to leave the free housing because it's dated. First world problems
I noticed that too. If it was a regular man making 40k his response would be different
I think its more because they cannot live there forever, and they probably have little to no privacy, and not enough space.
@@bettysmith4527 They could always pretend they live in a tiny house and think they are being very "modern". :) LOL. We lived in a fifth wheel with three kids for a couple of years while we were on deputation to go to the country where we went - and while my husband was finishing up his PhD. in Old Testament. I don't feel sorry for this couple. "needs updating?" Huh? And I didn't think 65K was all that bad for a youth or music pastor in a smallish church. In fact, I thought it was pretty good. I guess I'm out of touch.
Kate and Erin you’re trying to live in a prestigious, high income neighborhood while living on average people money. I live here in a Columbus suburb and the growth is insane (especially with Intel moving in next door in new Albany). People are selling their houses to the highest bidder and the highest bidder is normally rental companies 😳. Average rent in Pickerington is 2500 a month! That’s absurd but people pay it.
My husband and I also decided to wait a year. Things are just so crazy and not just houses, everything else you need to set up your new house (furniture, paint, new appliances, moving expenses, etc.) is also going up. Patience is key if you don't have to move right now.
So much this. My husband and I have been looking for over a year in the Columbus area. The only way we can find something decently sized in our price range is to move 40 mins + outside the city or live in a neighborhood where we are concerned about safety. The second is not an option as we are expecting our first child. We're dropping out of the home searching crowd for the time being. We've been super frustrated since we had a down payment ready to go, but we're finding peace in knowing we have reasonable rent in a good area, and we're planning to invest the down payment until things look better.
As someone from rural Colorado it blows my mind how different attitudes are around the country about travel times for work. For many of us a 30 minute commute is just so normal that a 45 minute drive isn't that big of a deal. Granted we have so many people that commute 1-2 hours to work in Aspen or Grand Junction that it just puts things in a different perspective.
Don’t have kids you can’t afford in the context of your income and location. I don’t understand how people have kids they can’t afford and can’t give a life better than they have.
Accidents happen. What do you suggest when the unplanned happens?
The world would be a better place if people would put their financial well being ahead of their petty egos, politics and fears.
🙌
I was shocked when they used the word “Woke”
That doesn’t seem like a word a pastor should be using or acknowledging.
@@chaselesser3191I have a feeling that “woke” equals LGBTQ
I wonder if Dave would have responded this way if this guy wasn’t working for a church.
Of course not and everyone knows it
"Go back to your old job"
Nope... he's also completely out of touch with people earning that amount of money because he's part of the group buying houses with cash to rent them out to lower income people.
Nope
You say that like fairly priced rentals aren’t a major help for lower income people who can’t afford to buy.
2500 a month on a 65K income is not affordable.
I live in an area where houses start at 1.5 million and apartments start at 500k. These aren't even nice properties. The only reason I'm here is because I grew up here but I will be leaving because it's currently above my salary. Sad to leave my family and community behind but that's just the reality of growing up.
I don’t understand why they’re so stressed a $100k mortgage is affordable for them and they could pay it off quickly
Agreed
So he left an affordable place where they were doing good financially because it became too "woke". And the new area is too expensive?? Maybe go back where you were before? Looks like they rushed into this decision.
woke people are the worst
I would escape too,if I were surrounded by woke insanity.🤮
@@mirabella2154 most of the dummies complaining about wokeness can’t even define it…
@@AlecArtComics You're part of it.🤮
@@mirabella2154 That’s a great argument. And go see a doctor.
I'm still curious why Dave didn't ask them to see about asking for a raise. He'd normally always say, "We gotta figure out a way to increase that income."
Yep it's about religion. He doesn't understand that Jesus don't pay the bills he'd tell any other mom to get back to work
@@ClintE55 'Jesus don't pay the bills' sounds like a country song.
Because Dave is a Simp for Jesus
@@BuckMulligan72 no. It's called he knows the reality of youth pastor and worship pastor jobs.
Unless you're able to get a gig out of mega church you're dreaming if you think you're going to get a raise just for asking.
No offense to worship pastors but there's plenty of people who can play the guitar and sing and lead.
Add to that the small churches generally have very little wiggle room when it comes to payroll.
The income question didn't need to be asked because it was already answered when they identified their careers.
LOL right! Get a second job for everyone else.
Its called dont have kids until you have your sh*t together...
👍
Truest statement ever.
True
Probably doesn't believe in birth control... you know, because imaginary sky daddy's rules and all.
Pastors run from churches that aren't perfect, when those are the churches that need you the most. That may be why you're unsettled.
Sounds like he left because the church lost their values. It happens, and I don’t blame them for leaving. I was in a church that lost their way. They lied to the congregation and kicked a youth pasted, his wife, son, and unborn baby out on the streets jobless and homeless. They went worldly and refused to listen to those who wanted to stick to values.
They either need to live somewhere that is affordable based on their 65K a year income or she needs to go to work until her husband can at least double his salary. I never understood why women would want to stay home with their husbands making so little. There are plenty of women who work outside the home, are great mothers and raise wonderful children. My mother was one of them and I plan to continue working my six figure job once I return from maternity leave. It’s unfortunate how some women feel they can’t take care of their children and work.
Raising kids is a lot of work but in this society we live in today many can’t be stay at home moms.
@John Billing no below avg
That their choice, raising kids and running the house and working also isn't easy. If she want to stay home then that's her choice to make.
@John Billing 65k is above avg household income? That means majority of Americans are poor then.
@@alp.9672 Yes, the majority of Americans are poor. But if you buy too much house, too much car and too many vacations then people will believe you're rich.
They had the children before the financial plan that's the problem
Great advice from Dave
Slow downing in order to be rational.
Hilarious. He doesn’t like woke ideology. But can’t afford to live somewhere else, and is still complaining.
Ironic.
And having kids
Even if you're anti-woke, wouldn't sticking around be the most way to serve your community as a pastor?
Classic. Meanwhile Dave praises this chumley for following his “calling” while he browbeats someone else for getting a philosophy degree. There will be a special place in hypochristian heaven for all of them.
@@rosspimental8384GOD over Socrates Everyday and twice on Sunday
@@cutehumor 😂
100K? Columbus? I mean the average cost of a house where I live is 650K. And that house would have problems. Go get the 100k mortgage. Be happy. Sometime people worry about debt a little too much.
Going from woke to broke 😂
Woke to the woke.
Savings went up in smoke. It was no joke.
Woke= the church increased the rent
Also his advice was essentially “god will provide you with everything below market value”
Columbus has a very low cost of living. Dublin is an expensive area but plenty of affordable options in other parts of town.
40 million people live in California and we have the same issues that you do in Tennessee and wherever this couple is calling from bidding wars young people can’t buy property we’re all just trying to make it here on planet earth so don’t separate yourself as you laugh out loud
Dave's smug arrogance IS mind-boggling as he laughs @ many of his callers.
California is a horrible place that is seeing population decline because of how bad it has gotten. That is why Dave is laughing at Californians. Young people cannot afford property there because it is prohibitive expensive and has been for decades.
Sizukun ah yes, people are willing to pay tons of money to live in a place that’s “horrible” and the places where you couldn’t give a house away if you tried must be great places. Nice economics lesson.
It’s difficult for everyone everywhere! I’d rather live in a place with high wages where you can be frugal and save up! And the good weather doesn’t hurt
@@ezyryder11 oh ! L.A. wages are about same as Denver, CO wages, at least in IT industry. Denver is about 20 percent cheaper and housing is 80 percent cheaper
Time to move. You don't have a right to live anywhere you want if you can't afford to do so. It's the same thing with people who grew up in super expensive areas like the Bay Area and complain how they can't afford a home there. Growing up somewhere doesn't inherently give you the right to buy a house in that same area, sorry
I agree. Let the rich people do their own grocery shopping, clean their own cars and make their own coffees :)
Render onto Caesar what is Caesar's!
You’re not sorry 🙄
Could’ve left that part out
@@MatthewChapmanYT the fact that some people don't understand how critical those lower paid jobs are to a functioning city is mind boggling.
Yet here in Central Illinois, we have a huge, beautiful house behind our church, that just needs a full time minister to move in to.. Just sayin.
It's Illinois tho
@@kbanghart better than ohio
@@chris71388 good to know lol. I have a friend who lives near springfield, he wants to move back to california.
Well….I work in Dublin and know the area too. Move to Reynoldsburg. You cannot buy in Dublin on that income. I commute from Reynoldsburg. It’s only 30 mins.
There's Delaware and Marysville right there. They sound like the type that would much prefer that. And probably less than a 30-minute commute too.
Carpool?!?
That's a pretty well paid worship pastor to be honest. I'm surprised. I figured those guys make just above broke.
Some do, but some don’t. Depends on a few variables.
I guessed $60k to myself before he said $65k. It’s not a badly paid profession often, though some definitely make a lot less.
@@patty109109 whew here in CA it's crazy. Some of these so-called independent or non-denominational churches, the pastors make out like bandits.
So they would only have to get a loan for 100k to live there? Sounds like a deal to me.
Don’t move to Nashville 😂
Lol thats my thought. That's their worry? Geez
Don't move to California either. Plus: we are probably too woke for people who can't take changes in their lives.
Yeah I have met people that didn't sell to buyers from the west coast because of politics.
Also met people that lowered the price because they liked the buyer.
Man, I wish I had these good problems here in the northeast....100, 200k house....we paying nearing a million for homes here😔
Thanks for reminding me to keep my identity and where I come from anonymous when I'm bidding for a house.
Here is a lesson for everyone! Never make a decision in haste, like you are trapped. Maybe the church will raise your pay. You can save. Maybe prices will go down some with the layoffs.
Yes, they are looking in the most expensive area of Columbus. There are decent areas that aren’t that expensive.
This is exactly why you shouldn’t have more kids than you can afford.
Exactly
A $100000 mortgage has a very low payment. Probably with taxes and everything under $1000. They can afford that.
I know the area. If you are willing to take on a little bit of a commute, you should be able to find something.
Complaining about taking on a 100k mortgage and houses going 50k over asking…. Come to Toronto lol - average house price is $1.2M and they are selling 200-300k over asking. On top that, higher taxes, and same wages. Y’all need to chill for real.
300K Gets you a piece of vacant land here. I'm shocked you can even buy a house anymore for 300k!
Land here in the Bay Area is like $1.2M. Heck a condemned house in a good location sold for $2.2M. Beyond insane,
Oh wow Dave suggested throwing their money away, i mean renting for a year just to find out how far out they have to drive for prices to drop? You can find that out in a few minutes online. These people are afraid of a $115k mortgage but are not afraid to throw away about $25k to rent for a year🙄 This lady can be a stay at home mom during the day but has to work the night shift. Good luck listening to Dave.
Tiny home mortgage free living is not permitted. You must either buy too much home or have nothing at all. Family sizes are shrinking but houses are growing.
Dublin, Ohio is one of the most ridiculously overpriced and over-hyped cities in central Ohio. Get out!
I feel the same way about home investors. I will sell to a family no matter how much money they offer me. My house ain’t great but it is mine.
Of course she decided to stay home.
It's a good choice sometimes. But while she's caring for the kids, she can make income by watching other people's kids at home too, like my wife did.
$300K in areas near Dublin will buy plenty of home within 20 mins of the church
Every life change or option has pros and cons. If it’s really important to you to leave a place of employment that’s woke then the option to go elsewhere may cost 100K. You can easily afford it and would likely pay it off quickly because you’ve done it before.
You don’t even want a 30 minute commute to be honest. The money/time paradigm there amazes people once they actually adhere to it.
What's wrong with 30 minutes?
@@kbanghart what's wrong with an unpaid hour of time that is essential for your job?
I used to commute an hour and know a lot of people who still do.
@@brianparrett114 nope, I get paid when I'm at work.
@@kbanghart is your commute a part of your work and paid time? Sounds nice.
I can’t afford to live anywhere on my teacher salary!
Hope you catch a break soon, sure you deserve it!
I wonder what the "woke" stuff they fled from?! Probably the church being more inclusive 😩🤣
As Shelley Luther pointed out, it has gotten so bad that now teachers cannot "have their students laugh at" Trans people.
"Inclusive" is a loaded term these days. Do they mean welcoming to all God's children or do they mean preaching hot button political issues you could just as easily learn about on Cnn
Heaven forbid to be inclusive...
@@mattcrouch9348 exactly, that was a pretty impressive bit of saying the quiet part out loud. Will be interesting to see if she gets elected, sadly I think she probably still has a chance.
@@gatewaysolo104 It's time to tax the churches.
The situation feels so light when you are sitting on 200 million.
Sold it below value to not sell it to someone from California. Funny? Kind of sad.
They played themselves lol
Yeah, I'd say it takes a real bigot to be that petty to your fellow Americans.
@@ezyryder11 Nah, bruh. This is the same intolerance and inability to handle different viewpoints snowflake rights complain about. Unfortunately, both sides are incredibly stupid and so brainwashed that their side is right they can’t see their blatant hypocrisy.
Dublin Ohio is one of the fanciest places here in Ohio..they could live in other areas but they go to one of the most expensive no wonder they're broke
That's a good income for a worship pastor in the Midwest. Move to a cheaper area and commute.
Dave can’t make a house for you. Get a mortgage or a smaller house. Simple. With highest inflation in a generation I wouldn’t count on being able to outsave appreciation at your income.
💯
What is a parsonage for other than to house the parson?
Don't churches provide housing, i.e. a parsonage? $65K, even in Ohio seems like not enough for a family to live the way they feel they need to live: SAHM, expensive suburb, more kids.
So when Dave recommends his callers talk to a pastor, they go to someone like him who has no more clue than the others.
First mistake was HAVING ANOTHER KID!!!! Wake up people...
daves example was kinda like what warren buffett experienced in the book "the snowball" he was trying to buy nebraska furniture mart from the really old lady who started it and she chose warrens 15 mil dol less bid because she didnt want to sell it to a german company lol.
I don’t think real estate is all that expensive in central Ohio... and for those of you who have driven through Columbus as well, who in the world would want to live there?!?
Research area prior to moving, rent until you can afford to buy. General advice to anybody.
i love how Dave thinks you can pile cash while renting
While making $65K a year lol
Why do they need to rent for a year? If it would only be a $100k mortgage, what’s the big deal? The prices they are talking about make me want to cry given the average prices of homes in my area.
If you can’t afford Ohio then you have an income problem.
Just stay in Dublin Ohio it is a suburb of Columbus just a 20 minute drive to where you want to go in central Columbus Ohio.
Dublin is very expensive. They could try a cheaper suburb like Hilliard or Worthington 😂😂😂😂😂😂
why do they keep having kids?
Because they have sex
This call gave me anxiety 😳
No money but having babies 🤷🏼♂️
How many hours a week does a worship pastor work? If it isn't a 40 hour a week job, what is to stop him from picking up another job?
Move. Next!
and get a real job
This couple shouldn't have rushed out of their area because of the "wokeness". His wife JUST had a baby AND they're homeless! Terrible time to leave. They should've waited in their paid-off home for job and decent house to buy.
It's the lady, she's pushing, I can feel it.
What are woke resources and ideologies?
Wanting children of color to attend decent schools. Equality for women. Not bashing LGBT. Respecting the environment. Ya know, all the things the callers are vehemently opposed to. Because they're so Jesus-y and all.
2:09 that was the largest mistake you have made!
Toronto is expensive, people are leaving Toronto Canada
So why can't she do food delivery and do Uber and Lyft is my question.
Won't they have to pay capital gain's taxes on the house sale if they wait?
Whats the difference between a Worship Pastor and Christian Pastor?
Just 100k? So little... houses here sell 300k.over asking.
Not everyone in the country is that stupid to pay those ridiculous prices.
Has something flipped???... The northeast isn't cheap either trust me!... I would love a house for 350k here because nothing decent exists for under 400k
They can't afford Columbus, OH?
It's not Columbus Ohio. It's Dublin.
@@ThatCho Dave said calling from Dublin and want to move to Columbus I thought. Either way, Ohio.
@@stevenporter863 No, they are currently in Dublin after moving from North East Ohio. I listened again, and the caller actually used Columbus instead of Dublin the second time he mentioned where they're located. Dublin is North West of Columbus, so what he said wouldn't make sense if they moved from Dublin to Columbus.
Still can't fathom why people who are struggling financially choose to have a baby. Its irresponsible.
65 is nice for that job I think
Especially in Ohio
They sound like divas
What is a worship pastor?
What is wrong with a church that brings on a pastor and doesn't pay him enough to live in the area and support his family while expecting him to serve those around him Answer - many things. It tells me the church leadership doesn't understand finances. He needs to find another church.
At $65k he makes plenty, they are trying to live in an area that they can't afford to live in...time to look 15min farther away, like everyone else would do when they are trying to find an area they can afford. Plain and simple, they've narrowed it down to a tiny area because they are spoiled rotten. Think outside the box
@@drillerjoe5978 no my good friend. Poor administration on the church board. They know full well the cost to live in the area where this couple is to minister. Leadership is at fault here. Not the naivety or lack there of the couple
"in the area", that's the problem, they don't need to live with a certain "class" of people...
@@drillerjoe5978 not class. They are servant’s of the Lord. This is a church leadership problem. Not class.
@@r.durante528 being in church leadership doesn't make them special...you live where you can afford, simple as that. $65k is more than plenty for any church position, period. With no other debt, I can live very well on $65k/yr and so can anyone else, regardless of what kind of "work" they do.
100k mortgage??? The real world has 300k or 400k mortgages!
I need the Youth Pastor to meditate more. Just breathe!
Get the wife working. That's what we did and it turned out just fine. Pastor's wives can work too. Or, get out of Dublin. You can also rent. You have so many options - I think you're spoiled.
Childcare for two children might take up everything she might earn. Daycare for babies is nuts. Taking care of children IS work, if it
wasn't, daycare/childcare would be free. Respect, please.
@Bookmagic Roe Not necessarily. We used private home daycare and it wasn't bad at all. Or she can work when her husband's home. We did that too - worked off shifts. When you don't have any money, you need to do what you can to get an income. That's what we did, and now we're doing great!!
Woke????
No
The church increased the rents
Mr Ramsey. Is there anyway you can reach out to me? I could really use your help.
🤣 sold house a bit below the value so he didn't have to sell it to a "Californian"
lol. these people are clowns. do research before you move. next!