Credit Card for Beginners | An Introduction to the American Credit System For International Students

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  • เผยแพร่เมื่อ 25 ม.ค. 2025

ความคิดเห็น • 48

  • @AmaraOsuji
    @AmaraOsuji  2 ปีที่แล้ว +38

    Very IMPORTANT point which I forgot to mention is DO NOT under any circumstance withdraw cash from the ATM using your credit card. This is considered a cash advance and you'll pay a very large interest on this.

  • @ayobamiaderemi9630
    @ayobamiaderemi9630 2 ปีที่แล้ว +6

    Finally got a proper explanation about how this credit score works, definitely not as scary as I always thought it to be. Great video👌🏽

  • @johnpauladimonyemma
    @johnpauladimonyemma 2 ปีที่แล้ว +6

    Your content is insightful. You just earned a subscriber

    • @AmaraOsuji
      @AmaraOsuji  2 ปีที่แล้ว +1

      Thanks for watching!

  • @chineloumelo6653
    @chineloumelo6653 8 หลายเดือนก่อน +1

    I've always been confused about this topic but it's very clear now. Thank you. I will be in the US in few months and will use your link.

    • @AmaraOsuji
      @AmaraOsuji  8 หลายเดือนก่อน +1

      I’m glad you now understand it! Thanks also for planning to use my link 😊

  • @emmanuelolamiriki3093
    @emmanuelolamiriki3093 2 ปีที่แล้ว +3

    I needed this!
    This is the best content on credit card so far.

  • @alvinibe4400
    @alvinibe4400 2 ปีที่แล้ว +1

    Audio is crisp. Also, this is the BEST CREDIT CARD VIDEO on TH-cam. Thank you for being a resource.

    • @AmaraOsuji
      @AmaraOsuji  2 ปีที่แล้ว

      Thanks for the kind words!

  • @uniqueifeomaglory
    @uniqueifeomaglory 5 หลายเดือนก่อน

    I’ve subscribed ❤thank you for the information, appreciate it

    • @AmaraOsuji
      @AmaraOsuji  5 หลายเดือนก่อน

      You’re welcome 😊

  • @olayinkaowoseni5436
    @olayinkaowoseni5436 ปีที่แล้ว +1

    Very helpful, well explained video. Thank you!

  • @akinwumiolakunle3353
    @akinwumiolakunle3353 ปีที่แล้ว +2

    Beautiful presentation and very helpful information

    • @AmaraOsuji
      @AmaraOsuji  ปีที่แล้ว +1

      Thank you! I’m glad you found it useful.

  • @maryjoanal-jarrah308
    @maryjoanal-jarrah308 11 หลายเดือนก่อน

    Very calming voice! Love it 💓

    • @AmaraOsuji
      @AmaraOsuji  11 หลายเดือนก่อน

      Thank you ☺

  • @uzomadaniel767
    @uzomadaniel767 7 หลายเดือนก่อน

    You're doing great there❤️

  • @ChizzyBoy-c4x
    @ChizzyBoy-c4x ปีที่แล้ว

    Thank you for taking the time to explain this. I appreciate it.

  • @Faithofyhwh
    @Faithofyhwh 2 ปีที่แล้ว

    Thanks for your videos Amarachi, they’re very informative

    • @AmaraOsuji
      @AmaraOsuji  2 ปีที่แล้ว

      Thanks for watching. I’m glad you’re able to learn something from them😊

  • @fafadey1508
    @fafadey1508 2 ปีที่แล้ว +1

    This is really informative, thanks for this. If possible, can you do something on filing taxes?

    • @AmaraOsuji
      @AmaraOsuji  2 ปีที่แล้ว

      Thanks for watching! Taxes are so personal because everyone’s situation is different and I’m really not sure how to cover it. But, if you’re a student, the process really isn’t difficult. You just file online and it’s pretty much a ‘questionnaire style’ process. You answer a bunch of questions, upload required documents and that’s it.
      There are different websites you can use to file and your school might provide an option for international students (mine did). If that’s the case, use it. If not, ask older students at your university for what they’ve used in previous years and just use the same one.

  • @chinwendu3713
    @chinwendu3713 2 ปีที่แล้ว

    Very insightful. Thank you for making this video as you promised 🥰

  • @blessedpromise7864
    @blessedpromise7864 2 ปีที่แล้ว

    Very insightful
    Thank you

    • @AmaraOsuji
      @AmaraOsuji  2 ปีที่แล้ว

      You’re welcome. Thanks for watching

  • @Blessedp-n6v
    @Blessedp-n6v ปีที่แล้ว

    You didn't explain how the credit card that demands a deposit works. How the deposit made relates with the credit line?

  • @queenethigwe1574
    @queenethigwe1574 ปีที่แล้ว

    Thank you amara
    ...

  • @davidmaxX14
    @davidmaxX14 2 ปีที่แล้ว

    Hey, Amara thanks for the video, you did a great thing but, I need to know how to create a SSN( social security number).
    I would love to know before I go, I have less than two months to go, so please can you?

    • @AmaraOsuji
      @AmaraOsuji  2 ปีที่แล้ว +1

      Hi David. Thanks for watching. I cover how to get an SSN in this video th-cam.com/video/atQYH4PelP4/w-d-xo.html
      You can just skip to that part although I recommend watching the entire thing if you’ll be moving soon 😊

    • @davidmaxX14
      @davidmaxX14 2 ปีที่แล้ว +1

      OK, thanks!

  • @pleasantjames3145
    @pleasantjames3145 ปีที่แล้ว

    So this means credit cards are not compulsory?

  • @ZaharaLugemwa
    @ZaharaLugemwa 3 หลายเดือนก่อน

    🥰🥰🥰

  • @davidsonubi6935
    @davidsonubi6935 10 หลายเดือนก่อน

    this system confuses me the more I try to understand it😭

    • @AmaraOsuji
      @AmaraOsuji  9 หลายเดือนก่อน

      Ah. Are you still confused even after watching this video?

  • @ekwomchiagamamah5453
    @ekwomchiagamamah5453 2 ปีที่แล้ว +1

    Lol, who go dash person credit card for Naija?? It's not our way of life here, Everything is to be paid for! In your own money, real time.

    • @AmaraOsuji
      @AmaraOsuji  2 ปีที่แล้ว +1

      Exactly. Cash or nothing. You either have the money or you don't...shikena!

  • @achonuyoung856
    @achonuyoung856 2 ปีที่แล้ว

    Be wear of bogus predators,do not allow yourself venerable to bad actors using your name,Thanks,sis, for your kind gesture,and good luck.