One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $30k of my savings in stocks this year, and I hope I make profits.
You are right. The best approach I feel is to diversify investments- by spreading investments across different asset classes like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.
I really want to get in with a financial advisor this year, especially as all markets are hitting highs. I don't want to be too optimistic and end up losing everything.
Rebecca Nassar Dunne has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.
Sometimes Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.
i was in same situation 8/7 years ago, but now Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Jennifer Maria Lanza turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
Bro my single person food cost is around 12000 with supplements . Only eating healthy food . Only hand made . 😂😂 Ankur ji je sa Karo ge kisi din bhuka mar jayo ge . Your whole day's food cost is around only 165rs . My supplement cost is that.
@@ankit.chaurasia I understand bro... it varies with cities and you know , this also I got by God grace . I was staying in PG and searching for home for around 6 months and all the rents of 1 BHK were around 15k...I would say by luck I got this
@@dynamicworldwide hey buddy...afternoon I always used to eat in my office which they are providing.... morning just a black ☕️ coffee as I follow intermittent fasting as a Lifestyle ..... and Dinner is the only meal which I spend on and my wife eats 3 meals a day at home ...... we buy rice as 1time in big bags around 25kg which lasts several months.... oil, we use home made coconut oil & some days bought from my hometown taken from our farms ( No money spent on that ) ....... that's all buddy ..... daily we buy fresh veggies and fruits sometimes from local market ...i just use ashwagandha , amla candy and no other supplements bro ...by the way my way of life is like this buddy .. I am not putting any special efforts to do this
@@dynamicworldwide hey bro..I understand it varies from persons lifestyle and the city they live also affects the cost....generally my breakfast is just a black coffee as I follow intermittent fasting as a Lifestyle and I always eat lunch in office and dinner is the only meal I eat at home. My wife eats 3 meals at home . We always buy rice in big bags around 25kg which lasts many months . Oil and some pulses we bring from our hometown grown in our lands ( no money spent on that ) ....fresh veggies, fruits, chicken ( twice a month), eggs daily and monthly once or twice eating outside , our spending is like this bro ..... and by the way we follow this naturally without any additional efforts and we don't starve 😉 ourselves to do SIP bro
Sir if someone is working in Namma Bengaluru only accommodation in a PG would be around 15500 commuting for a distance of 2 kms would cost you 100 rupees which also depends on what time of the day you’re commuting! 35000 is a hand to mouth situation here😢
Total income - 1,48,000 Rent inc water and elec - 14000 Food - 6000 Internet - 500 Subscription - 500. Travelling, Insurence provided by the company. Extra expenses - 20,000 Remaining - 1,07,000.
Mai paida hone se pehle se 5000 ki SIP kar raha hu..aur aaj marne ke 10 saal baad mere paas exactly 4.17 crore jama hua hai..Ekdum sahi Calculation hai sir aapki 🫡
Salary 60k Rent 3500 Food 5000(max) Mobile n subscribtion 1000 Transportation 5000 Alcohol 4000 Money tranfer to home 15000 Maid 2300 Investment 21000 Still left with 3200 😊
I mean the takeway from this is that just investing 5k would provide a decent amount (due to inflation )for the future, if not for you atleast for your loved ones and that fair enough
Electricity and water bill he 5k tak ata hai 🥱 food mai se bhi 2.5k nikal le as eating healthy most of time tho idhar udhar chale hi jate hai , even after emergency mai se 5-1 kare tho bhi !
Me doing Government Job Near My village : GROSS SALARY - 55K AFTER NPS EMI AND INSURANCE - 46000 At Home - 9K Rent - 3K Food - 3K Petrol - 500 Recharge - 250 Miscellaneous - 1250 Emergency - 1000 Still Investing 28K per Month and Going Home every Saturday Sunday and Eating food made by my Ma and Enjoying. Still ✌️😍
मेरे भाईसाहब ये सारी बात प्रैक्टिकल है reality और कुछ ही होती है क्युकि आपने जो बताया है उसमें से अगर बिजली का बिल ही देखे तो किसी का भी बिल 2500 से कम नहीं आता और अगर कोई फॅमिली किराये पर रहती है तो उनका रेंट ही 6000 rs होता है बाकी आप खुद समझदार है
Bura Mat Maana Sir Ji 😅 Bolna Mera Shirf Itna Hai Ki Dhyaan Se Suno Sabse Pehle Baat Ki Mujhe Abhi Iske Baare Me Puru Jankari Chahiye Tabhi Bol Paunga Ki Ye Sahab Sach Bol Rhe Hai Ya Kuch Aur And Main Baat Ki Ye Koi Baat Nhi Hoti Sab Jagah Ke Rate Alag Hai Just Like Hamre Yaha Alag Hoga Aapke Yaha Alg Bade Sagar Me Ho I Mean Thik Thak Wale Jagah To Mahenge Honge Hi Parivaar Hai Bacche Hai To Aur Kharcha Hoga To Behtar Hai Ki Risk Leke Koi Trustable Investment Kijiy Qki Baad Me Mahengai Bhadhi To Paise To Jitna Milna Hai Milega To Uska Value Badal Jayega + Aapko 15 Se 30 Saal Krna Padega Jo Ki Definately Baccho Ke Kaam Hi Aayega Use
Income - 35000 Electricity - 4500 Travel - 1500 Recharge - 1000 Un expected expenses - 2000 Medicine - 4000 Food per member - 6000 Total 4 member. 24000 Children fee - 5000 Total 42000 Loan 7000 per month !! 😢
Invest 1000 in small cap or mid cap mutual fund and spend the rest. When start earning diversify into other mutual funds, ETFs, direct stocks etc as per your financial goals..
You should mention a "NOTE" : This is not for Metro Cities people this is only for those who is having his own house bcz in metro cities 3-4 k is electricity charges only..
If you want to make around 4.5cr through a SIP of 5000 monthly with 10% increase and 12% returns every year. It will take 30 years and you will pay around 99 lacs during the tenure. However, with an inflation of 6% yearly. 4.5 cr after 30 years is 75 lac of today. Which means you are effectively paying 99 lacs to get back 75 lacs after 30 years.
Activato Abi b 67k tak ki Ad. Ati on net.. I Bought 2nd new model ka base..in 50k 2 Save 5k.. In 2010Jan.. Ab fir lu.. In exchange After 14+yrs.. 10000k. Chali.. Ya Thar(Base)5d lu.. In ₹12.99/- ??
Where are we getting water and electricity for 1500? I stay alone with mostly wfo and still water alone was around 700. Food one time costs around 200 approx so approx 12000. These are all based on banglore rates. Then we have emis, cc bills.
10 Years - Initial SIP = 5,000 - Yearly Step-up Rate = 10% = 0.10 - Number of Years = 10 - Total Months = 10 x 12 = 120 - Final SIP = 5,000 x (1 + 0.10)^10 = 5,000 x 2.593 = 12,965 20 Years - Initial SIP = 5,000 - Yearly Step-up Rate = 10% = 0.10 - Number of Years = 20 - Total Months = 20 x 12 = 240 - Final SIP = 5,000 x (1 + 0.10)^20 = 5,000 x 6.727 = 33,635 30 Years - Initial SIP = 5,000 - Yearly Step-up Rate = 10% = 0.10 - Number of Years = 30 - Total Months = 30 x 12 = 360 - Final SIP = 5,000 x (1 + 0.10)^30 = 5,000 x 17.919 = 89,595 So, the final SIP amounts after 10, 20, and 30 years would be approximately: - 10 years: 12,965 - 20 years: 33,635 - 30 years: 89,595
Sir, Honestly we can reduce rest of the expenses but rent is really expensive. Being a girl safety is very important, staying in a good location is expensive. I was living in a non furnished 1RK near South Extension not in south extension still it costed 11500.
Im pretty sure inke jo yeh breakup hote hai voh sirf voi follow kr saktai jsipe koi family ki responsibility ni hai and uske pass aur dusre sources hai income ke. Varna 35000 salary me toh -ve me jata hai kabhi kabhi month end pe
Warikooo.... Here in Pakistan 35000 is only for Electric bill 😂😂😂. + Water depend on use at least 15000 minimum... Or tum nay 1500 electric + water krdia
Total income -20000 Rent -5000 Electricity bill-1500 Fun activities -10000 Food-5000 Installment -2000 Another activity -5000 Total expense-28500 5 lakh already in debt 😂😂😂
51: 55 sir as per sec 61 if no party makes any aapp... Then payment must be applied in chronological order Module me ye likha hai aur Sec 61 me proportion ke liye debt equal standing ho na chahiye Plz sir answer me
Bro creating his own happiness
lol
Bro is giving ideas as to how u could invest not if you are already rich in social media
😂😂😂😂😂😂
fr
How??
One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $30k of my savings in stocks this year, and I hope I make profits.
You are right. The best approach I feel is to diversify investments- by spreading investments across different asset classes like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.
I really want to get in with a financial advisor this year, especially as all markets are hitting highs. I don't want to be too optimistic and end up losing everything.
Rebecca Nassar Dunne has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.
😂
4.17 CRORE AFTER MY DEATH 😂😂
Yeh kabi socha he nahi iske lyi yamraj ji se bhi aggreement karna padega 😂
Illaj karva mariz kamjor
Jab milega tab uski value aaj ke hisab se 10 lakkhhhh bhi nahi hogi
😅😅
Bhaccho ke he kaam aa jayenge
Charr carodd satra Laakkhhhh.. 🫶 🗣️ 🔥🦠🪱🐛🦠
Luv u sirr.. ek hi ❤ ki kitni baar todoke..
Iss channel par corer ke niche batt nahi hoti 😂😂
😂😂
Sapne bde dekho tbhi wha tk pauchne ki takat aayegi mn me it's all about mindset
😂😂
Jab tum 60-70 k ho jawonge tab 4-5 crore aayenge 🤣🤣🤣
@zaidsolkar4992 right 👍🤣
According to bro an employee from TCS can own TCS after 50 years 😂
The way he say lakkkkhhhh🤤🤤
Croresss...and lakhhhhh😂😂
lakhhhhhhhh 😅
Lakhhhh thu
😂😂😂😂
Actually it's irritating
The best person I have ever seen in my life .... Read the book so fulfilled ❤
It's easy to give lectures in TH-cam, but reality is full of surprises..
100% correct
Sir your motivation for investing for future by explaining is world class ❤
In reality, a salary of 33500 can only give you what's between your leg lol 😂
It's not funny. It's reality bro
You mean aand-bhaat 😭
@@mebignoseAnd lauda paw too 😂
😂
😂😂..
Sometimes Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.
i was in same situation 8/7 years ago, but now Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Jennifer Maria Lanza turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
In chennai on 26.07.2024 ( 2 persons )
Salary : 37800 rs + 1500 sodexo ( total 39300 rs )
Electricity - 500
Water - 300
Food - 10000
Phone / wifi- 1000
Subscription- NO
Health insurance - 1500
Emergency fund - 5000
Rent 1Bhk - 6000
Misc ( travel,movie,gym fee,etc)- 5000
Sip - 10000
Thank-you warikoo ji 🙏 ... really inspired by your teachings .
Bro my single person food cost is around 12000 with supplements . Only eating healthy food . Only hand made . 😂😂 Ankur ji je sa Karo ge kisi din bhuka mar jayo ge . Your whole day's food cost is around only 165rs . My supplement cost is that.
@@ankit.chaurasia I understand bro... it varies with cities and you know , this also I got by God grace . I was staying in PG and searching for home for around 6 months and all the rents of 1 BHK were around 15k...I would say by luck I got this
@@dynamicworldwide hey buddy...afternoon I always used to eat in my office which they are providing.... morning just a black ☕️ coffee as I follow intermittent fasting as a Lifestyle ..... and Dinner is the only meal which I spend on and my wife eats 3 meals a day at home ...... we buy rice as 1time in big bags around 25kg which lasts several months.... oil, we use home made coconut oil & some days bought from my hometown taken from our farms ( No money spent on that ) ....... that's all buddy ..... daily we buy fresh veggies and fruits sometimes from local market ...i just use ashwagandha , amla candy and no other supplements bro ...by the way my way of life is like this buddy .. I am not putting any special efforts to do this
@@dynamicworldwide hey bro..I understand it varies from persons lifestyle and the city they live also affects the cost....generally my breakfast is just a black coffee as I follow intermittent fasting as a Lifestyle and I always eat lunch in office and dinner is the only meal I eat at home. My wife eats 3 meals at home . We always buy rice in big bags around 25kg which lasts many months . Oil and some pulses we bring from our hometown grown in our lands ( no money spent on that ) ....fresh veggies, fruits, chicken ( twice a month), eggs daily and monthly once or twice eating outside , our spending is like this bro ..... and by the way we follow this naturally without any additional efforts and we don't starve 😉 ourselves to do SIP bro
Where was the location brother..
Can you tell the location please
Sir if someone is working in Namma Bengaluru only accommodation in a PG would be around 15500 commuting for a distance of 2 kms would cost you 100 rupees which also depends on what time of the day you’re commuting! 35000 is a hand to mouth situation here😢
Monthly expenses estimate
Electricity bill+(1AC)...3000/-
Movie 🎉 party😊........3000/-
Travelling weekend......5000/-
Food & daily essentials..10000/-
Donations........................1000/-
House,,water,,other taxes.2000/-
Saving................................. 0/-
Total....24000/-
Children school 40k
Total income - 1,48,000
Rent inc water and elec - 14000
Food - 6000
Internet - 500
Subscription - 500.
Travelling, Insurence provided by the company.
Extra expenses - 20,000
Remaining - 1,07,000.
What's your LPA? 18 Lakhs?
24 lpa
Bro really said bijli ka kharcha- 1500 💀
Not only bijli
Bijli + water bill 😅
1500 wtf 😂
Bhai summer me to 2 bhk ka Bijli bill with AC approx 7000 aata h
@@Abhi_creation_80same bhai mera bhi 7000 summers me aur winters me bhi 3000 to ata hi he
@@HECTOR-yu1bg kaunse city say ho
Char crore satra LAKHHHHH🗣️🗣️🗣️🔥🔥
Mai paida hone se pehle se 5000 ki SIP kar raha hu..aur aaj marne ke 10 saal baad mere paas exactly 4.17 crore jama hua hai..Ekdum sahi Calculation hai sir aapki 🫡
To aap swarg se comment kar rahe hai kya...🤣🤣🤣
sahi bro. ankur ji your formula is old not matching with todays reality
😂😂😢
@@se1-19-goreshankarmarutina4 Ji kahan sir, SIP karne wale aajkal nayi jagah jaate hain marne ke baad, its called TAX-o-HELL. Vahin hu aajkal 😅
SIP karne ke liye pan card chahiye jiske liya 18 year old hona chahiye
Monthly Salary - 460k
Rent - 36k
Electricity -10k
Transportation - 14k
Outside food -12k
Home food - 16k
Family 35k
Rest invest and other
Ka krte ho ji!?
Salary 60k
Rent 3500
Food 5000(max)
Mobile n subscribtion 1000
Transportation 5000
Alcohol 4000
Money tranfer to home 15000
Maid 2300
Investment 21000
Still left with 3200 😊
@@hirakjy 4000 alcohol? 😰 Paise nahi toh health ko hi bachane ke liye daaru Kam kar do Bhai 🙏
@@Sarkartraining try kar raha hu but ho nhi raha hai.. 🥲
Bhai itna Kam rent kidhar rehte ho
@@financewithsom485 rural posting hai bhai
@@hirakjykonsi job ha bhai
Food - 6k is not possible even milk 🍼 is just brought into family
I mean the takeway from this is that just investing 5k would provide a decent amount (due to inflation )for the future, if not for you atleast for your loved ones and that fair enough
Electricity and water bill he 5k tak ata hai 🥱 food mai se bhi 2.5k nikal le as eating healthy most of time tho idhar udhar chale hi jate hai , even after emergency mai se 5-1 kare tho bhi !
Never trust excel sheet 💀💀🤣
Yeah thank you sir ❤ my soul will use this money
For how Year is not mentioned.. Funny 😂
After 30 years it's mentioned at the bottom
Abe niche dekh 30 year
Me doing Government Job Near My village :
GROSS SALARY - 55K
AFTER NPS EMI AND INSURANCE - 46000
At Home - 9K
Rent - 3K
Food - 3K
Petrol - 500
Recharge - 250
Miscellaneous - 1250
Emergency - 1000
Still Investing 28K per Month and Going Home every Saturday Sunday and Eating food made by my Ma and Enjoying. Still ✌️😍
मेरे भाईसाहब ये सारी बात प्रैक्टिकल है reality और कुछ ही होती है क्युकि आपने जो बताया है उसमें से अगर बिजली का बिल ही देखे तो किसी का भी बिल 2500 से कम नहीं आता और अगर कोई फॅमिली किराये पर रहती है तो उनका रेंट ही 6000 rs होता है बाकी आप खुद समझदार है
Bura Mat Maana Sir Ji 😅
Bolna Mera Shirf Itna Hai Ki Dhyaan Se Suno
Sabse Pehle Baat Ki Mujhe Abhi Iske Baare Me Puru Jankari Chahiye Tabhi Bol Paunga Ki Ye Sahab Sach Bol Rhe Hai Ya Kuch Aur
And Main Baat Ki Ye Koi Baat Nhi Hoti Sab Jagah Ke Rate Alag Hai Just Like Hamre Yaha Alag Hoga Aapke Yaha Alg Bade Sagar Me Ho I Mean Thik Thak Wale Jagah To Mahenge Honge Hi Parivaar Hai Bacche Hai To Aur Kharcha Hoga
To Behtar Hai Ki Risk Leke Koi Trustable Investment Kijiy Qki Baad Me Mahengai Bhadhi To Paise To Jitna Milna Hai Milega To Uska Value Badal Jayega + Aapko 15 Se 30 Saal Krna Padega Jo Ki Definately Baccho Ke Kaam Hi Aayega Use
Income - 35000
Electricity - 4500
Travel - 1500
Recharge - 1000
Un expected expenses - 2000
Medicine - 4000
Food per member - 6000
Total 4 member. 24000
Children fee - 5000
Total 42000
Loan 7000 per month !! 😢
Sir students ke liye ek plan banao na...jiska pocket money 5k per month hai
Own city or outside city?
Bhai upgrade kr apne aap ko. 5k pocket money khud pr invest kr. Jb salary zada hogi to uss basis pr high investment krna
😅
Invest 1000 in small cap or mid cap mutual fund and spend the rest. When start earning diversify into other mutual funds, ETFs, direct stocks etc as per your financial goals..
You should mention a "NOTE" : This is not for Metro Cities people this is only for those who is having his own house bcz in metro cities 3-4 k is electricity charges only..
Him:You'll get 4.17 crore after 83736382 years 🥳🥳
Me: but sirrr.....
Bro I’m paying 8k light bill only 😂
10% annual stepup is the catch. Even if all expenses are kept same FOR 30 YEARS, still that consistent income increase is impractical.
6000 me konsa food ho jayega poore ghar ka ?
Rasan bhroge to hojayega
@@rockygaming7202 kahi nahi hoga bhai aaj ki mehengai me ?
Kisi ghar me 5 log hai unka milk ka hi agar 2 litre lete hai to 30*140 =4200 rupaye ho gaya
35000 rupay salary mein family sambhaalne ki baat nhi horahi hai yahan, khud ko sambhaalne ki horahi hai.
Bhai kis family m 2l doodh Peete h roz mere ghr m 5 log h 1l doodh m ho jata h 😂😂@@RandomHindu
@@Sachin.1227 tumhare yaha chota baccha nahi hoga isliye aur humari tarah 3 time chai nahi banti hogi daily.
Aur koi bahar waala nahi aata hoga roz jise chai bane humare yaha cousins daily hote hai chai pe
Salary 72k
Rent : free(company 2bhk flat)
Electricity 200 (highly subsidised)
Mobile bill. 800 (reimbursed)
Transportation 2k (reimbursed)
Cook 6k
Food 7k
Misc 2k
Medical 0
Insurance 0
SIP 20k
Stocks 30k
Saving 5-6k
Now i understood why ashneer said those words.
That's You Should Not Learn Things Online He Is Making His Imaginary Life😂
Good analysis
Yaha kalol k niche nhi aate hai 😅😅
His lakkkhhhh saying never gets old 😂😂
Abh 7000 ka accommodation dhund ke de 😂😂
Being from a lower middle class family, you have to give something to your parents also.
Sir invest kaha Kara 🎉?.??
If you want to make around 4.5cr through a SIP of 5000 monthly with 10% increase and 12% returns every year. It will take 30 years and you will pay around 99 lacs during the tenure.
However, with an inflation of 6% yearly. 4.5 cr after 30 years is 75 lac of today.
Which means you are effectively paying 99 lacs to get back 75 lacs after 30 years.
Total Salary 75k
Bijli 2000
Rent 5000
Transportation 2000
PL Emi 55000
Food 2000
Mobile 300
Internet 600
Outing 2000
Medicines 2000
Savings 4000 kabhi kabhi
School fees
Pl means
@@ashad172 personal loan
ये आदमी सबको करोड़पति बनाकर ही मानेगा 😂
In 10 years everyone will be a crorepati. But you can't even buy a bike with 1 crore 😂
Bro bike will not cost that much come on. You are taking inflation too seriously.
@@abisheikabi8610 I was exaggerating, but what you see in these videos is kinda real because of high inflation.
@@ben4wisdom5% is max. If we take that the bike which cost 1 lakh inr will cost 1.5 lakh in 10 years
What about a house @@riktamsarkar7684
Activato Abi b 67k tak ki Ad. Ati on net.. I Bought 2nd new model ka base..in 50k 2 Save 5k.. In 2010Jan..
Ab fir lu.. In exchange After 14+yrs..
10000k. Chali..
Ya Thar(Base)5d lu.. In ₹12.99/-
??
Where are we getting water and electricity for 1500? I stay alone with mostly wfo and still water alone was around 700. Food one time costs around 200 approx so approx 12000. These are all based on banglore rates. Then we have emis, cc bills.
Assumed annual inflation rate is 6% = 96 lakkk 😂
Invest kare toh kare kaha....?? Kaha invest kare?? Stocks mein invest Karun to, kaise pata lagega ki stock ki future mein price barega?? Invest koro invest koro.... Kaha invest kare oo batao... Bhai... Kahan invest karne se 100% Paisa double hoga...( Means 5 Thousand 5 crore hoga)
Monthly SIP in Nifty Small Cap 50 ETF. Add extra money whenever market dips
Add 30% LTCG after 30 years, result 0.
Iski life hi excel pe hai ❤
Kar li crore ki baat ?? Ho gya ?
U forgot to count family expenses....😅, medicine expenses
10 Years
- Initial SIP = 5,000
- Yearly Step-up Rate = 10% = 0.10
- Number of Years = 10
- Total Months = 10 x 12 = 120
- Final SIP = 5,000 x (1 + 0.10)^10
= 5,000 x 2.593
= 12,965
20 Years
- Initial SIP = 5,000
- Yearly Step-up Rate = 10% = 0.10
- Number of Years = 20
- Total Months = 20 x 12 = 240
- Final SIP = 5,000 x (1 + 0.10)^20
= 5,000 x 6.727
= 33,635
30 Years
- Initial SIP = 5,000
- Yearly Step-up Rate = 10% = 0.10
- Number of Years = 30
- Total Months = 30 x 12 = 360
- Final SIP = 5,000 x (1 + 0.10)^30
= 5,000 x 17.919
= 89,595
So, the final SIP amounts after 10, 20, and 30 years would be approximately:
- 10 years: 12,965
- 20 years: 33,635
- 30 years: 89,595
Ye single payment hai sip matlab recurring payment hota hai
sip means 5k every month
Bhagwan kare apko thoda or knowledge de
@@wantedsir13 yearly step up bhi bola hai na sir 10% se ye uska calculation hai. You do it urself and told me
@@sosulfuric I know but, ye explanation hai yearly 10% stepup ko lekr...
Total income : 60000
Electricity and water bill: 600
Transportation: 0
Food: 5000
Phone: 500
subscription:0
Miscellaneous: 1000
Health Insurance: 450
Accommodation: 6000
Emergency fund: 26000
Invest : 20000
Bhai highly recommend ek baar 15000 ki income ko bataye ki hum log 15k mai kaise Kam chalayn aur invest bhi kare 😢😢
Sir,
Honestly we can reduce rest of the expenses but rent is really expensive. Being a girl safety is very important, staying in a good location is expensive. I was living in a non furnished 1RK near South Extension not in south extension still it costed 11500.
Where we can invest sir any idea ? Or we want a long video on this and what's sip and so on. Specially on investment ❤
Total Salary - 53500
PF - 6000
Personal loan emi - 16500
Education - 12000
Bike oil - 1500
Milk - 1200
Ration 5000
Insurance - 2500
Dr - 2500
LPG - 1000
Sobji - 4000
Mob - 1000
Outdoor - 2000
Sunne me kitna acha lgta ha
In Mumbai - salary 35000
Rent - 25000
Food - 7000
Electricity - 1500
Mobile recharge - 1500
Baaki sab bhagwan ke upar 🤣
Bhai phir to berojgar rhke apne ghr baitho isse accha jaha 35k me 25k rent pe dena pd rha h
Earning: 8.5 lakhs
Bijli+pani: 8000
Send to home: 35000
Travelling: 3 lakhs
Rent: 240000
Food: 90000
Medical insurance: 20k/ year
Video starting 👍
Video ending , Amitabh Bachchan
Salary 50K
Rent 20K
Electricity 2.5K
Maintenance 1.5K
Phone 1K
Internet 800
Food 6K
Vehicle: 4K
Misc(maid, repairs, etc etc) 15K
-negative 800 😭😭😭
Can we also include inflation pls 🎉😂
Helpful for majority indians
That month when it is not a birthday month,not a festival month, travelling days , lauda what not.
Bhai log 1 baar 5000rs ko 30 baar 10% stepup karke dekho 20 increment ke baad jo amount bnega wo lagbhag aapki month ki puri salary se bhi jada hoga
Please also discount it to ascertain the true time value ofbthe lumpsum
Im pretty sure inke jo yeh breakup hote hai voh sirf voi follow kr saktai jsipe koi family ki responsibility ni hai and uske pass aur dusre sources hai income ke. Varna 35000 salary me toh -ve me jata hai kabhi kabhi month end pe
So hypothetical !! This can't be termed as financial planning in anyway
Rent 12k
transportation 5k
Food 5k
Ghar pe dena 5-6k
Bills 2.5k
Internet 2k
Miscellaneous 00
Salary 40k
Sip 4k
Other bills 10k
20 saal baad 4 cr. me 500 square feet ka plot b nhi milega 😂😂😂
भाई साहब 35000 तो 2 बच्चो की फीस चली जाती है😂
Warikooo.... Here in Pakistan 35000 is only for Electric bill 😂😂😂. + Water depend on use at least 15000 minimum... Or tum nay 1500 electric + water krdia
Total income -20000
Rent -5000
Electricity bill-1500
Fun activities -10000
Food-5000
Installment -2000
Another activity -5000
Total expense-28500
5 lakh already in debt
😂😂😂
NA for an average person in city.
This is only possible if you live with room mates in a 1RK flat and never step outside apart for work.
Sir ji , ye jo last me jo amt batate ho , wo inflation & tax adjusted batao , tax abi ka same and inflation 6-8% kuch bi rakh lo
Bhai ne boldia matlab sabko ese hi kharcha karna padega samjhe 😂😂😂
Bro can tell SIP or other mutual funds which is best for invest make a video on this bro plzzz
Major flaw in assumption is salary increasing 10% every year which never happens. 5% is somewhat realistic.
Bro living in his own moneyverse..
Sir baaki sab to nahi pata 6 hajar me khrch kaise ho sakta hai food pe month ka ispe video jarur banaiyega 1 hafta nahi chalte 6 mere to
if imagination and reality were a thing. This guy would have topped every aspect of imagination
1500/- rupees electricity bill, seriously 😮, we are giving 40,000/- rupee bill per month over 600 units in Pakistan 😢
Yeh jo ap khete ho na 4crore 17lakhs rupee in amitabh bachan style and voice … is amazing 😅
*where to invest*
20k ke upar banao sir video 💖😊
My income - 50k
Rent - 6500
EMI - 7000
SIP - 5000
Food - 5000
Hookers - 26500
Mujhe lga is baar 35k to normal rhega... lekin Fir se crore 😂😂😂
The last year sip will be of around 87247rs per month
Chalo aaj brain side m rakh k video h 😂😂
Income tax inke papa bharenge government ko😠😠😠
I want to know more about this. How to invest into nifty 50?
51: 55 sir as per sec 61 if no party makes any aapp... Then payment must be applied in chronological order
Module me ye likha hai aur
Sec 61 me proportion ke liye debt equal standing ho na chahiye
Plz sir answer me
Bhai agr 1Lkh Ho toh kaise kharch hogi usper video bnao plz❤
But the thing is sir that most of us are not just earning for ourselves but also for the family
That 6000 was personal