Great video. This month I had dental work, car oil change and spark plugs replaced, computer died, cell phone died, and water heater broke. It's an expensive month!
My wife is a teacher in Maine and looking at retirement at 59. Your videos are so neat and organized. That’s the teacher in you. Lol. It’s great to see someone share their personal financials so others can learn and see what’s possible. I hope you and your daughter and enjoying a warm breeze by the ocean this week in Mexico. Cheers~ 😎❤️🥂
Thanks for the portfolio update. I'm semi retired currently,, and just a few years younger; and have been on ACA for the last year. It's expensive!! I'm thinking of changing my plan to a cheaper alternative. Health insurance is the wild card in early retirement. A huge health emergency can certainly set anyone back financially. At the same time, I realize that I'll never be this young again, and that time waits for no one. So I struggle with the decision to fully retire. Great content btw. I've watched your videos from the beginning and see the amazing progress in quality!
My month was meh, too. Better than a major drop! Have a wonderful vacation, Julie! Looking forward to hearing about it and where you found that great deal when you get back.
Love your videos! Very relatable and encouraging for people like me who were overwhelmed by the 'gotta have a million to retire'. Thankyou,please keep posting!!!❤
Great, video! I appreciate the transparency and detailed numbers on retirement, your bill’s situation and even what you’re spending on vacation etc. I’m early 50s and in my planning phase, so this info is refreshing and very helpful 😊 Enjoy your trip 🎉
I’m two weeks away from my retirement. I have my first winter getaway planned for the entire month of February of 2026 to South Padre Island, TX as February is still off season down there. I’m definitely looking forward to escaping old man winter for a month.
I am stopping on my drive across the country to comment. I have so many miles listening to you. I am 1/4 of the way to getting 1K subs. My portfolio went down this month but I got a second class to teach through Christmas so this will give me income in December and January which are usually dry months for teaching income. I am diversifying like you. My net worth is similar to yours but I cannot live on my net worth. I can only live on my pension, adjunct teaching income, and rental properties. I have paid off all the rental down payments so my renters are paying off my properties and giving me a tiny income 😊
You had me at extra mortgage payments 😁. I am right behind you just dipping under the 30k mark this month. You are doing very well so enjoy your trip and smile. 🌹👍🏻
Thank you for the update! I'm looking forward to when I can make the leap. I need to get my buckets built up- home is almost paid, but ready to downsize. You're doing great, very inspiring!
I just found your channel and you are an inspiration to so many (including myself). To see what you’ve accomplished in a relatively short time is incredible. Also your TH-cam channel has done super! I hope one day my channel can have this type of following! You should be proud of yourself!
Love the positive vibes Julie. October was only the second down stock market month this year, so we’re still winning the long game. We really like you don’t bring in your home and vehicle into the liquid net worth updates. We see so much focus on homes and cars as assets. We view them as liabilities because you have to pay to upkeep and support them, not the other way around. We had a great savings month and had sold dividends, outside of that it was “meh” as you stated. 😊
Another great video Julie, I enjoy the portfolio updates. I laughed at "Meh", but when you are an investor, as opposed to a trader, short term performance doesn't matter as much, and your last 4 months looked good to me.
It's funny. I was just checking in on my investments and I thought, wow my safer investments did better than the pure stock portion of my portfolio. Turned on your video to hear you say the same thing. My returns this month were meh as well. Hope you're having fun in the sun with your daughter!
Great video! I just want to share what I learned about mortgage. It might be useful to those who are nearing retirement but unable to pay off the entire mortgage. You can ask your lender about Recast program. This will help to lower your monthly mortgage amount if you have a lower balance (i.e. original loan amount $300K, now $200K balance) and keep the same interest rate. Lender will ask you to pay 10% of the existing balance + about $250 fee to process the recast program. It is cheaper than refinancing and less work compare to refinancing.
Where are you documenting your TH-cam royalties? I didn't see that in your buckets? Good job being debt free. I think that is the most important. Smile your doing great!
I really appreciate your transparency, Julie. It's so helpful and encouraging to see the numbers. I look forward to your ACA video. I am likely going to go that route as well because my preliminary research shows it's going to be significantly less costly than COBRA with my soon to be ex employer. I am also starting to look at lower cost of living states (I'm in CA) because I plan on selling my townhome after I retire. Not right away but within a year of retirement, hopefully. Washington is on my list to scope out and was wondering if you had some insight/recommendations on cities and neighborhoods that I could consider and look into. Thank you in advance, Julie and have a great time in Mexico!
Thank you! Washington has some beautiful cities to live in! The west side is gorgeous but a little more expensive. The Spokane area might be good to look into! ☺
Your portfolio update is great for others but I do not check mine as often as once a month. I look about twice a year. I live in the UK and have investments that pay good dividends, which works for me. I know US stocks are not good at returning profits as dividends so my strategy would probably not work well in the US.
Yes we a re lucky here the employer has to put 11.5% of our wage every pay. I am adding to mine tryinh to copy hat they put in. Buy you are a mazing. Take care
Not too bad this month for expenses. Steady saving for retirement. I opened up a Roth IRA. The market has been ok. The month end looked drab with some loss due to the upcoming election I'm sure.
Your channel is just what I was looking for. I am also a teacher with almost 18 years in the system, and am 58 years old come January. I have about twice what you have saved in my portfolio, however some of that I am ear-marking for my disabled adult daughter who lives with me(I have been divorced now 4 years). If I go 20 years I can get full health coverage for life from the state , however I just don't know if I can make it another 2 years..plus I will get about $1000 month pension. My question to you is...did you have the option of drawing a lump sum for your pension(instead of monthly) and what happened to your unused sick days? Thanks you for your interesting and informative content and CONGRATS! (hoping to join you soon in retirement bliss) :)
@@rhondaharris3291 Thank you and welcome!! I did not have the option for a lump sum. I was able to roll 25% of my unused sick leave into my HRA account. We just lose the rest. Hang in there. It's hard to keep going when you're so tired! ☺️
@@HappyonMonday Thank you for your quick response :) I have A LOT to think about....I will continue watching your straight forward vlogs to help me decide.
I am not sure. Looks like my Ira is down, and my utility stock. Didn’t check my brokerage wit Roth and rollover Ira. Seems like when I go on there, they don’t mail me my statements.
What contingency plan do you have for replacing your car…let’s say it is a total loss…what bucket will you pull from and how much would you pay for a replacement?
Had a pretty good month. I am only 39 and plan to retire in about 10 years my husband and I are paying off debt. We have 1 sept left but we have started investing, I am just not sure how to determine what goes in the 3 buckets. We have a HYSA, Roth IRA’s for each of us, money market account, and we have crypto. We have a 19 year old that just recently moved out but we are still helping him a little financially, we have a daughter that is a senior and plans to move out this coming year, and then the baby is an 8th grader so we still have a while of supporting kids before they are grown. Just not sure if there is another account we should be investing in?
Sounds like a great plan! If you are planning to use ACA you want to make sure you have some taxable income. I'm not sure how crypto works, but your other accounts are all after tax accounts. ☺
Congratulations, hope you are happy everyday. Sure, I'll share October our portfolio did better than I expected but its last peak was July. No surprise to me because I love studying the stock market. We are about 7 years from retirement. We have about $700k in our portfolio plus equity in our home etc. I guess technically we could retire sooner. Also technically homeless people retire with no money. We love to travel and do a lot now. So when I leave my job I don't want to use that time on my couch. That is why I'm aiming for $2,500,000 in retirement. I personally do not like the bucket strategy or any withdrawal strategy. We are constantly preparing and talking with our children. Have save travels. We are heading to Orlando next week.
@@HappyonMonday I share it if you are interested. It wasn't always a happy life. I didn't grow up with a silver spoon that is why I also share my information too. I appreciate you sharing.
403b Plans have high fees and limited choices. Also, will have to pay taxes after retirement. Do you recommend investing in 403b to the max or invest in the Roth?
It depends how far you are from retirement and what tax bracket you're in. If you're in a higher tax bracket now than you will be in retirement you want to factor that in! But you do want both after tax and pretax accounts. You have to look at the big picture before you decide. 🙂
@@HappyonMonday Thank you so much! I really appreciate your help and content. So much to think about. I have 9 more years to retirement. I was thinking about a 403b. Wasn't sure about it.
@@loveletter78 No, I had several pretax accounts through work. I had a 401a, a 403b and a 457DCP. So my pretax contributions were distributed between those! ☺
FYI - I was told that next year the cost of ACA will be going “way up” with the same coverage. I will find out exactly how much is “way up” sometimes next week. I hope your cost won’t be as high as ours. Grrr
Hi I’ve been watching your videos for quite a while and I think perhaps because of how you edit the clips, it makes it look like you don’t ever blink. In your earlier videos you seemed more natural, but the style of editing you use now the scene clips are so short you’re rarely filmed blinking, so it kinda a looks a bit weird. Don’t get me wrong your videos are super informative and helpful, particularly the healthcare info, but I just couldn’t help noticing the “stare”. Enjoy your trip.
Nice neat and clean finances. Good cash flow and a solid debt free net worth. You really should be proud.
Thank you so much! ☺
Great video. This month I had dental work, car oil change and spark plugs replaced, computer died, cell phone died, and water heater broke. It's an expensive month!
Thank you! Oh wow tough month!! 😳
My wife is a teacher in Maine and looking at retirement at 59. Your videos are so neat and organized. That’s the teacher in you. Lol. It’s great to see someone share their personal financials so others can learn and see what’s possible. I hope you and your daughter and enjoying a warm breeze by the ocean this week in Mexico. Cheers~ 😎❤️🥂
Thank you!! We had a wonderful time! ☺
Thanks for the portfolio update. I'm semi retired currently,, and just a few years younger; and have been on ACA for the last year. It's expensive!! I'm thinking of changing my plan to a cheaper alternative. Health insurance is the wild card in early retirement. A huge health emergency can certainly set anyone back financially.
At the same time, I realize that I'll never be this young again, and that time waits for no one. So I struggle with the decision to fully retire. Great content btw. I've watched your videos from the beginning and see the amazing progress in quality!
You're welcome! Yes, health insurance is a big hurdle for sure. Thank you!! 🙂
I love your honesty and humility in sharing your retirement portfolio figures. Supporting you from Singapore.
@@deva387 Thanks so much!! 😊
My month was meh, too. Better than a major drop! Have a wonderful vacation, Julie! Looking forward to hearing about it and where you found that great deal when you get back.
I think most people had a meh month. 😆 Thank you I will! ☺
I enjoy watching you on youtube. I am 53 yrs old and hope to semi-retire between 55 and 58 yrs old. Thank you for sharing how this can be possible.
Thank you and you're very welcome! ☺
Love your videos! Very relatable and encouraging for people like me who were overwhelmed by the 'gotta have a million to retire'.
Thankyou,please keep posting!!!❤
@@nanceebirdlover5222 Thank you!! I will!😁
I love how humble your reporting is... keep fighting the good fight!
Thank you! ☺
Great, video! I appreciate the transparency and detailed numbers on retirement, your bill’s situation and even what you’re spending on vacation etc.
I’m early 50s and in my planning phase, so this info is refreshing and very helpful 😊
Enjoy your trip 🎉
Thank you!! I'm glad it's helpful! ☺
Good video. I love the updates, and it’s encouraging to see the overall growth of your portfolio. Enjoy Mexico !
Thank you!! 😊
Such good advice in that quote today, Julie. Congrats on the TH-cam income! 💜
@@jackiebowen6239 Thank you! 😊
I’m two weeks away from my retirement. I have my first winter getaway planned for the entire month of February of 2026 to South Padre Island, TX as February is still off season down there. I’m definitely looking forward to escaping old man winter for a month.
@@joecharrette9335 Congratulations 🎊 That sounds like a wonderful trip! 😊
Enjoy your trip! Blessings
@@TVResults Thank you! 😊
Always enjoy your monthly updates! It’s one thing to have a plan but another to execute it! Great job, and continue to prove the haters wrong! 🙏🏾❤️
Thank you so much!! ☺
I am stopping on my drive across the country to comment. I have so many miles listening to you. I am 1/4 of the way to getting 1K subs. My portfolio went down this month but I got a second class to teach through Christmas so this will give me income in December and January which are usually dry months for teaching income. I am diversifying like you. My net worth is similar to yours but I cannot live on my net worth. I can only live on my pension, adjunct teaching income, and rental properties. I have paid off all the rental down payments so my renters are paying off my properties and giving me a tiny income 😊
That's awesome! I'm glad you got another class to teach. You have a great plan with your rentals! Thanks! ☺
Thanks for sharing 😊. this is so helpful.
You are very welcome! ☺
You had me at extra mortgage payments 😁. I am right behind you just dipping under the 30k mark this month. You are doing very well so enjoy your trip and smile. 🌹👍🏻
That's awesome! Thank you! ☺
Always appreciate your information. I managed an inexpensive month. Hope the rest of the year is financially calm!
@@lulucly Thank you! Good for you! Me too. 🙂
Thank you for the update!
I'm looking forward to when I can make the leap. I need to get my buckets built up- home is almost paid, but ready to downsize. You're doing great, very inspiring!
@@mrich2245 That's awesome!! You'll get there!! 😃
I love your channel. It’s an oasis of common sense!
Thank you 😊
Thank you for the update. Wishing you well and hope you enjoy your time.
Thank you!! ☺
Thanks for sharing this great detailed video! 👏🏾👏🏾
Enjoy your well deserved vacation in Mexico! 🇲🇽 Sounds like you got a great deal! 😀🙌🏾
@ArmyVetlady-m6k Thank you I will! 😊
I just found your channel and you are an inspiration to so many (including myself). To see what you’ve accomplished in a relatively short time is incredible. Also your TH-cam channel has done super! I hope one day my channel can have this type of following! You should be proud of yourself!
Thank you so much!! 😊
You are an inspiration! Thank you for all your useful information, and I always enjoy your quotes.
Thank you and you are welcome! 😁
Love, love your videos. So relatable. Have fun in Mexico.
@@nncadi1 Thank you!! 😊
Youve done an amazing job, really.
Thanks! 😀
This is great Julie!❤ Have a wonderful trip.
@@CourtneyRobinson Thank you! 😊
Love the positive vibes Julie. October was only the second down stock market month this year, so we’re still winning the long game. We really like you don’t bring in your home and vehicle into the liquid net worth updates. We see so much focus on homes and cars as assets. We view them as liabilities because you have to pay to upkeep and support them, not the other way around. We had a great savings month and had sold dividends, outside of that it was “meh” as you stated. 😊
Thank you! I've had quite a few people comment and say I should include my house in the total for retirement, but I don't see it that way either. 😁
@@HappyonMonday I agree with @OurRetireEarlyJourney I don't include my non-liquid assets in our retirement plans.
@@MyFrayedEndsOfSanity Me either! 😁
way to go Julie you're practically a millionaire!
oh and btw, my portfolio was down 0.8% thanks to that rough last day of the month
😆Well 0.8% isn't too bad! 🙂
That was rough!
Another great video Julie, I enjoy the portfolio updates. I laughed at "Meh", but when you are an investor, as opposed to a trader, short term performance doesn't matter as much, and your last 4 months looked good to me.
@CurtisRetiredLife Thank you! I agree I just don't like to see it down. Lol 😁
Great vedio. Thanks for sharing step by step. Im leaving a lot. Instarted my CD ladder in July.
Thank you - that's awesome!! 🙂
Have a great vacation! Can’t wait to hear about it.
Thank you!! ☺
Great video! Happy to hear things are going well! Have a wonderful trip!!
Thank you!! ☺
25k grown in 4 months sounds great!
Yes I'm very happy with it!!
You've done great Julie! October was meh for me
Thank you! Me too. 😕
I'd love to know about your ACA costs. Looking forward to the video!
@@mymusicalsons I'll have that figured out and make a video in the next few weeks! 😊
Enjoy the info in your videos. It would be nice to know who or where the quotes come from...
Thank you! Yes, sometimes when I know the author I share that. But a lot of times they're just quotes I've heard and I don't know the author! 😊
Great info again and enjoy your upcoming trip! Overall in October, I was down 1%.
Thank you! That's not too bad. Could be a lot worse right? 😁
@@HappyonMonday Exactly! ☺
Thanks!!
Looks good!!
It's funny. I was just checking in on my investments and I thought, wow my safer investments did better than the pure stock portion of my portfolio. Turned on your video to hear you say the same thing. My returns this month were meh as well. Hope you're having fun in the sun with your daughter!
Funny! 😁Thank you I will! 🙂
Great video! I just want to share what I learned about mortgage. It might be useful to those who are nearing retirement but unable to pay off the entire mortgage. You can ask your lender about Recast program. This will help to lower your monthly mortgage amount if you have a lower balance (i.e. original loan amount $300K, now $200K balance) and keep the same interest rate. Lender will ask you to pay 10% of the existing balance + about $250 fee to process the recast program. It is cheaper than refinancing and less work compare to refinancing.
@@fluffie6568 Awesome! Thanks for sharing this! 😊
Recasting……adding more years to loan for a less monthly payment?
Where are you documenting your TH-cam royalties? I didn't see that in your buckets? Good job being debt free. I think that is the most important. Smile your doing great!
My buckets only have my retirement savings. I'm using TH-cam for living expenses. My pension and YT are not in my buckets. Thanks! ☺
love your channel ❤️
Thank you!! ☺
Love your content!
Thank you!! ☺
I have found that the best way to achieve my goals is to make a game out of it. Seems like you're doing that as well.
@@lifestream4191 Nice!! I like it! 😁
I do the same! And once you start seeing the results rolling in, it becomes a game you know you can win so you want to continue playing.
I really appreciate your transparency, Julie. It's so helpful and encouraging to see the numbers. I look forward to your ACA video. I am likely going to go that route as well because my preliminary research shows it's going to be significantly less costly than COBRA with my soon to be ex employer. I am also starting to look at lower cost of living states (I'm in CA) because I plan on selling my townhome after I retire. Not right away but within a year of retirement, hopefully. Washington is on my list to scope out and was wondering if you had some insight/recommendations on cities and neighborhoods that I could consider and look into. Thank you in advance, Julie and have a great time in Mexico!
Thank you! Washington has some beautiful cities to live in! The west side is gorgeous but a little more expensive. The Spokane area might be good to look into! ☺
@@HappyonMonday Thank you!
Enjoy your trip. If you ever come to Panamá let me know!
Thank you I will! ☺
Good video
Your portfolio update is great for others but I do not check mine as often as once a month. I look about twice a year. I live in the UK and have investments that pay good dividends, which works for me. I know US stocks are not good at returning profits as dividends so my strategy would probably not work well in the US.
@SimonEllwood Yes things work quite differently in other countries! 😊
Smart to refinance to 15 yrs.❤🎉 We paid off our house too.
Yes it saves a lot of money in the long run! Awesome!! 😀
Meh month for me as well. Investments had a tiny amount of growth. Bridge account is down due to paying for some future travel expenses.
Sounds similar to me!! 😁
Your doing well my super in australia bit down. But still ashead from last year. Think elevtion affecting us. I a m 60 but will retire in a few years.
@@nicolaansell6971 Thanks! Oh wow. Things are so different in different countries! 😁
Yes we a re lucky here the employer has to put 11.5% of our wage every pay. I am adding to mine tryinh to copy hat they put in. Buy you are a mazing. Take care
@nicolaansell6971 Wow that's great! 😃
Insurance should cover a mammogram as part of preventive care.
Yes it did! I have a high deductible so I had to pay around $700 out of pocket for the mammogram, ultrasound, and colonoscopy. ☺
Not too bad this month for expenses. Steady saving for retirement. I opened up a Roth IRA. The market has been ok. The month end looked drab with some loss due to the upcoming election I'm sure.
Well that's better than bad! Sounds similar to me! 😁
@HappyonMonday Your so kind. Thank you! ❤️
Your channel is just what I was looking for. I am also a teacher with almost 18 years in the system, and am 58 years old come January. I have about twice what you have saved in my portfolio, however some of that I am ear-marking for my disabled adult daughter who lives with me(I have been divorced now 4 years). If I go 20 years I can get full health coverage for life from the state , however I just don't know if I can make it another 2 years..plus I will get about $1000 month pension. My question to you is...did you have the option of drawing a lump sum for your pension(instead of monthly) and what happened to your unused sick days? Thanks you for your interesting and informative content and CONGRATS! (hoping to join you soon in retirement bliss) :)
@@rhondaharris3291 Thank you and welcome!! I did not have the option for a lump sum. I was able to roll 25% of my unused sick leave into my HRA account. We just lose the rest. Hang in there. It's hard to keep going when you're so tired! ☺️
@@HappyonMonday Thank you for your quick response :) I have A LOT to think about....I will continue watching your straight forward vlogs to help me decide.
I am not sure. Looks like my Ira is down, and my utility stock. Didn’t check my brokerage wit Roth and rollover Ira. Seems like when I go on there, they don’t mail me my statements.
I do mine all online "paperless." Hopefully yours aren't all down! 🙂
@@HappyonMonday in a few weeks I will be doing a Roth conversion. That would be a great time to be down, so I can buy more shares.
@@leisure057blank3 That's true!! 😃
What contingency plan do you have for replacing your car…let’s say it is a total loss…what bucket will you pull from and how much would you pay for a replacement?
I would pull from bucket #1! I would hope to spend less than $10k. 😊
Hi Julie; what HYSA online bank do you use if i may ask?
I use Betterment but there are lots of good ones out there! ☺
My high yield savings account is with American Express, it is at 4% right now, down from 5% over the last few months.
@@crystalgattis1073 Mine went from 5% to 4.5%.
Capital One is the one I use. AMEX also has one.
Synchrony has a good one as well. 4.2% right now
Had a pretty good month. I am only 39 and plan to retire in about 10 years my husband and I are paying off debt. We have 1 sept left but we have started investing, I am just not sure how to determine what goes in the 3 buckets. We have a HYSA, Roth IRA’s for each of us, money market account, and we have crypto. We have a 19 year old that just recently moved out but we are still helping him a little financially, we have a daughter that is a senior and plans to move out this coming year, and then the baby is an 8th grader so we still have a while of supporting kids before they are grown. Just not sure if there is another account we should be investing in?
Sounds like a great plan! If you are planning to use ACA you want to make sure you have some taxable income. I'm not sure how crypto works, but your other accounts are all after tax accounts. ☺
Congratulations, hope you are happy everyday. Sure, I'll share October our portfolio did better than I expected but its last peak was July. No surprise to me because I love studying the stock market. We are about 7 years from retirement. We have about $700k in our portfolio plus equity in our home etc. I guess technically we could retire sooner. Also technically homeless people retire with no money. We love to travel and do a lot now. So when I leave my job I don't want to use that time on my couch. That is why I'm aiming for $2,500,000 in retirement. I personally do not like the bucket strategy or any withdrawal strategy. We are constantly preparing and talking with our children. Have save travels. We are heading to Orlando next week.
Wow - sounds like you guys are doing great! Thanks! 🙂
@@HappyonMonday I share it if you are interested. It wasn't always a happy life. I didn't grow up with a silver spoon that is why I also share my information too. I appreciate you sharing.
403b Plans have high fees and limited choices. Also, will have to pay taxes after retirement. Do you recommend investing in 403b to the max or invest in the Roth?
It depends how far you are from retirement and what tax bracket you're in. If you're in a higher tax bracket now than you will be in retirement you want to factor that in! But you do want both after tax and pretax accounts. You have to look at the big picture before you decide. 🙂
@@HappyonMonday
Thank you so much! I really appreciate your help and content.
So much to think about. I have 9 more years to retirement. I was thinking about a 403b. Wasn't sure about it.
Did you max out your 403b?
@@loveletter78 You are welcome!! I have a 403b just because I was locked into only contributing 5% to my 401a and they wouldn't let me change it! ☺
@@loveletter78 No, I had several pretax accounts through work. I had a 401a, a 403b and a 457DCP. So my pretax contributions were distributed between those! ☺
How active are you with your stock portfolio? Can you share the specific one you hold? I plan to stop working in 2 years and I manage my own portfolio
I'm really very generic. I have mostly target funds. I am planning on changing my allocation soon and I will make a video about it then - thanks! 🙂
🤘
October sucked for me. Where’s the bounce?
Hopefully soon!
Would you consider living in Mexico and renting your house
Would you consider Airbnb to make extra money
I would if I had a property I could rent out! ☺
$900 You Tube income, woo whoo 🎉
Yay!! Thank you! 😁
FYI - I was told that next year the cost of ACA will be going “way up” with the same coverage. I will find out exactly how much is “way up” sometimes next week. I hope your cost won’t be as high as ours. Grrr
I sure hope not! In 2026 the subsidies might be changed. I just looked and mine looks like it will be pretty cheap. I hope yours doesn't go up! 🤞
Looking forward to retiring. However, I am 7 years away from 60
I'll go by fast! 😁
October a terrible month for me too😢
@@johnnow1 I'm sorry 😞
Our retirement accounts are down $45,709 in October.😩. I am so ready for this election to be over!
Oh gosh that's tough. 😬 Yes, hopefully it will pick back up!! 🤞
Enjoy your getaway with your daughter!
I will - thank you!! ☺
The music is nice and everything, but it's very distracting. I'm glad I found your videos. They are so full of good information. ang
Thanks for the feedback. I think most people like it but a few people find it distracting. 🙂
My portfolio earned 60k.... but I am a chicken... I have it all in safe investments....
@gurrrrlish Well 60k is amazing! 😃
Hi I’ve been watching your videos for quite a while and I think perhaps because of how you edit the clips, it makes it look like you don’t ever blink. In your earlier videos you seemed more natural, but the style of editing you use now the scene clips are so short you’re rarely filmed blinking, so it kinda a looks a bit weird. Don’t get me wrong your videos are super informative and helpful, particularly the healthcare info, but I just couldn’t help noticing the “stare”. Enjoy your trip.
@@iancvisuals707 Thanks for the feedback. I'm constantly trying to improve. 👍
Would you consider living in Mexico and renting your house
As much as I love to travel and I LOVE Mexico, I couldn't be away from my grandbabies full time like that. ☺