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I’m on a countdown, I have 27 more working days and I’m putting corporate life behind me. 40+ years is enough! I’ve enjoyed work over the years, but the last decade has been crazy and I’m ready to move on! Retirement is calling and I answered! 😉 I’m enjoying following your journey, thank you for the updates, they sure help.

I would rather die right after retiring then die before getting the chance to retire. While working my horrible job, I saw 3 coworkers die before getting to retirement. I am approaching my first year being retired anniversary and so far every day has been glorious. It has been like a waking dream every day, almost magical. Do I get bored ? Yes, sometimes I do and then I go do something different. 40 years of working, did I get bored? Yes, and I had to stick with the boredom for over 40 years.

Seven weeks to go until retirement.

My mother retired at 65 then dementia started at about 75, only 10 years or so of quality retirement after she planned for it for years , so sad, such a lesson to retire as soon as you can financially. It is such a cruel disease and it can happen to the fittest most active and intelligent people.

I didn't realise just how stressed and unhappy I've been at work and that in itself is unhealthy - thankfully, only 6 weeks to go until retirement, aged 60

I plan to retire while I’m still fit ( I wanna walk while on holidays and not sitting on a bus cause I can’t walk and gotta stay close to the toilet)

You’re right, Julie! I think the job isn’t very healthy. Work is stressful.

Thanks for this great video! I've known so many people in recent years who died unexpectedly in their 40s, 50s and 60s, which has made me make plans to retire in a few years. I want to enjoy all the time I have to the fullest and I've been trying to do something each day I enjoy now, even before retirement.

Excellent video!!! This video really resonates with me. I retired last year and a big part of my plan is getting lean and healthy by proper nutrition and exercise. I've used TH-cam and internet to study both exercise and nutrition. This plus better sleep and less anxiety has made me happier and healthier. My reason for this was watching the last generation and seeing both good and bad behaviours. Completely agree with your view!!!

A good indicator of health post retirement is to observe the lifestyle habits of the person pre retirement. If a person is a fast food eating, chain smoking, bottle guzzling whiskey type, I highly doubt this person now eats fruits and vegetables, quit smoking cold turkey, and trades in the booze for water upon retiring. But, you never know. There are exceptions to everything!

After retirement....what do you feel like you spend the most money on monthly?

So true about people dying at many ages. My son died at 29, brother died at 21, 23 and 30.

So lucky you live near mountains to hike. I live in flat hot Houston.

When I hear about someone dying shortly after retiring, the first thing I think is that they waited too long to retire.

While I was working, they did a study on employees that retired at age 65. I was surprised to see that the study showed that those who retired at age 65, on average, died at 66 1/2. That was an alarming stat. I worked at a very large corporation that, at the time, employed almost 300,000 workers. I retired early and did not want to be part of that bad statistic.

I just couldn’t keep up with 12 hr shifts driving 2 hrs back and forth. Missing all the holidays. 26 days left!! Planning on doing what you’re doing. Started tai chi for fibromyalgia since cancer! Thank you!!❤️

My days are full and active after leaving corporate six years ago! I can definitely see how some can lay around lifeless tho. You have to MOVE! My exercise of choice is jump rope, love it! 🤸‍♂️

most people retire because of their health id guess , many stats support this , especially for people who retire before age 60 ... most of those retiring before age 60 are forced due to health ... we obviously know the majority of americans do not save properly for retirement , the stats are everywhere showing this is a fact ... thats why people get the false notion that retiring is what made them die earlier

My father died 3 years after he retired. He retired at 85. He owned a business and tried to retire several times. He just couldn't do it. His mother also retired in her mid-80's. I am breaking tradition and retiring at 64 or 65.

True, retirement doesn’t cause death. Lack of a will to find fulfillment does.

I retired at 54 I am nearly 80 now. My life has been full, busy and very impactful for the community and my family. I suppose some do retire and die shortly thereafter but that does not have to be the case. Retire and do nothing, go nowhere, sit around and veg out and yes your health can and probably will deteriorate. Retirement is a chance for a new beginning, a very good opportunity to re create yourself for a new life as you leave the old one behind. Create a new you.

I got rear ended on the freeway today. First accident in over 20 years. This video title bought me no good luck today. Shame on you Julie 😢😬😂👍🏻🌹

Even if it is shaving years off my life, I am still done.

I retired at 54, and I am 65. My job was stressful for me, so I took an early retirement. I got to the point at my job that I was just not grasping all the workload. I don’t regret retiring early, but if it had been a position that I felt confident in, I would have worked longer. Some do pass away right after retirement, but something may have had a health issue they didn’t know they had. I do need to get more exercise. I live is SW PA, and winter has really been bad so far. Very good video, thank you.

My supervisor is 66yrs old. We can tell she's tired and tends to get sick. BUT she had told us, she can't afford to retire. My coworkers and I, are at a point. If she is hospitalized, we wouldn't be surprised.

Technically, I retired almost 13 years ago.. I still seem to be alive.

My M.I.L retired at 70. She passed away at 72. My husband is determined for us to retire before or at least 62

We have had so many people that I have worked with over the past 42 years that passed before they retired or shortly after they retired or they are fighting cancer. It’s really sad. I also have a few friends that have retired and like you they are living life to the fullest! I’m counting dues months… 17 more to go.

I've had multiple friends pass away within 3 yrs of retirement BUT they had bad habits: smoking, overweight, lack of movement, etc.. I chose not to be like this I get my steps in every day, hit the gym 3 days a week, hike, biking, swimming, walk where I need to go if possible. Conduct regular doctor visits annually to insure everythings in check.

Common sense. I'm loving my retirement as well. I feel like I'm 17 years old which was that time in my life just before I entered into the workforce (stress) and just before I graduated from High School. I've never been happier.

I know of a Coast Guard WWII vet who retired in 1956. He just died a year or two ago (being vague for his family's privacy). Sixty Years of Retirement! Now THERE'S a goal!!!

Both of my parents have been retired since around 2002. My Dad is now 86 and my mom 77. They were sooooo stressed working then running a business for over 40 years. Now I'm glad that they've lived together in relatively good health and stayed busy with projects and spending time with neighbors and friends. I'm one of three brothers and we all have kids for them to spend time with. I'm almost 53 and still working but at least I know my parents are enjoying their lives fully.

So my entire goal was to die after I retired just 20+ yrs to go. WOOHOO!

Great points, Julie. Everyone has that one person they know who died shortly after retiring, but that is certainly the exception, rather than the rule. Like any other phase of life, retirement requires planning. Those who fail to plan, plan to fail.

It should probably not be suprising that people who retire in the twilight of life also tend to die shortly afterwards. Also their are the same amount of stories of people who worked until the day they died.

Agreed! Thanks for the "visit", Julie! 💜

I can’t believe people say mean stuff to you!!!! That’s insane. I find your channel enlightening, I relate to your mindset a lot😊 it’s helped me feel more comfortable about my decision to retire … I’m on the final countdown: 10 days left 🎉❤🎉 ( enjoy your chosen quotes too )

😅I retired in May 2024………loving my life now and wondering how I did the daily grind for over 40 years

A dog would be WONDERFUL companion for you ! I beg you to adopt a shelter dog 🙏🏼

Do you know if ACA is still a possible solution with the new administration? I guess a part-time job without benefits would not be enough to pay for marketplace healthcare. From what I see it's like a mortgage. Maybe working for healthcare is best but with a less stressful job. I'm considering scaling back within the next 5-7 years. Mentally, I'm feeling the drain from 4.5 decades working. Btw I'm a huge Beavis and Butthead fan 😂 Love your visuals on each slide.

I like how u say muhh-nee. ❤

Well said, well explained. Everything you said about the teaching profession is so true. I understand becuase I am a teacher and want to retire this year to enjoy my personal time. God bless

It took me 36 years to make $101,000 as a teacher. This year l will retire at 59 1/2 .

My favorite financial freedom quote is..”it’s not how much you make, it’s how much you have left over”. Aka Live below your means. Another great inspirational video.

I like keeping it simple. I just use money market fund and Vanguard Wellington

Going back and watching all the older videos. I’m going to check out some of these books. I was thinking I needed a financial advisor but now I’m second guessing myself after this video.

Julie, my strategy is a modified bucket approach. Rather than holding cash and CD's in bucket one, I have been building a MYGA ladder over the past two years with various maturity dates. Another nice feature of the MYGA is that you have tax deferral, and, if needed, you may pull 10% out penalty free each year (after reaching age 59 1/2). MYGA rates are over 5% right now, and I will continue to build my ladder until they no longer meet my 5% threshold.

Great video!!

Thank you Julie for your awesome information . I have taken your lessons and set up my 3 bucket strategy for my retirement. I love it. Thanks mucho ❤

I really appreciate this type of video. It really helps to learn this. Thank you!