Which method is best to buy a car? (Tamil) | Cash vs Loan | Advantages & disadvantages

แชร์
ฝัง
  • เผยแพร่เมื่อ 7 ต.ค. 2022
  • In today's dynamic world, cars are evolving faster, which increases car lovers' passion. Few people have the ability to buy a car outright by giving cash whereas many may go for a car loan. It is important to know which method is best to buy a car.
    Watch this Tamil video @SM EDUTALK to know the advantages & disadvantages of these two (Cash vs Loan).
    For more videos, click the following link to enter the Channel Page: cutt.ly/smedutalk
    Follow me on Instagram :
    / sm_edutalk
    Make me your friend on Facebook :
    / malligarjunan.s
    DISCLAIMER: This Channel DOES NOT promote or encourage any illegal activities. Whatever shared in this video is solely for viewers’ information and educational purpose only. Before applying anything that is mentioned in this video, in practice, get an expert’s opinion. SM EDUTALK has no liability or responsibility for any decision taken by the viewer.
    Other Videos:
    Home loan down payment (Tamil) | Other expenses | How to raise money?
    • Home loan down payment...
    Differences between NBFCs and banks (Tamil) | NBFC vs Bank | Non-Banking Financial Company
    • Differences between NB...
    Differences between NEFT, RTGS & IMPS in Tamil | Best fund transfer methods | payment systems
    • Differences between NE...
    7 ways to reduce income tax with the help of your children (Tamil)| Tax saving schemes
    • 7 ways to reduce incom...
    What happens to bank loans if the borrower dies?(Tamil) |Who will take responsibility for repayment?
    • What happens to bank l...
    Is it mandatory to take home loan insurance to protect the home loan?(Tamil) Find the best insurance
    • Is it mandatory to tak...
    What happens, if EMI is not paid or missed?(Tamil) |What actions will the bank take? |How to manage?
    • What happens, if EMI i...
    Are your online payments secure? (Tamil)| RBI's new rules effective from Jan’ 1, 2022 | Tokenisation
    • Are your online paymen...
    How to double your money? (Tamil)| Rule of 72 | Finance Rule | Investment tips
    • How to double your mon...
    5 lakhs Income Tax deduction (Tamil) | Home Loan Tax Benefits
    • 5 lakhs Income Tax ded...
    Do I buy a house under construction? (Tamil) | Pre-EMI vs. Full EMI - Which is better?
    • Do I buy a house under...
    How to save tax on House Rent Allowance (Tamil) | Tax exemption on HRA | Step by step illustration
    • How to save tax on Hou...
    Can an NRI continue investing in an existing PPF account? (Tamil) | PPF account & NRI
    • Can an NRI continue in...
    Is it taxable if you sell the house? (Tamil) | Ways to Avoid Taxes | Capital Gain Tax
    • Is it taxable if you s...
    Can I buy or sell a house that is on a home loan? (Tamil) | Mortgage loan | Buying an old house
    • Can I buy or sell a ho...
    Lease Vs Rent a house(Tamil) |Which one is best?| Taking a house in lease-Expenditure or Investment?
    • Lease Vs Rent a house(...
    Long Term Home Loan - Pros & Cons (Tamil)| Low EMI | Tax benefit | Higher Interest |Home loan tenure
    • Long Term Home Loan - ...
    Six ways to pay off your home loan quickly? (Tamil) | How to reduce home loan interest?
    • Six ways to pay off yo...
    Do you want to get a home loan with Govt. subsidy?(Tamil) | Pradhan Mantri Awas Yojana (PMAY) scheme
    • Do you want to get a h...
    How to get a Home loan easily? (Tamil)| Home loan process | Step by Step | Additional fees & charges
    • How to get a Home loan...
    Must-do things before applying for a home loan (Tamil) | Mistakes to avoid | sm edutalk
    • Must-do things before ...
    Do NRIs get a Home Loan? (Tamil) | Home loan eligibility | LTV | POA | Interest Rate | Documents
    • Do NRIs get a Home Loa...
    How much can I get as a home loan?(Tamil)| Tips to increase your home loan eligibility |SM Edutalk
    • How much can I get as ...
    Eight ways to increase your CIBIL score | Credit score | Get a loan easily
    • Eight ways to increase...
    How to calculate UDS?| Undivided Share |Carpet area | Built-up area |Super built-up area | FIS |RERA
    • Undivided Share (UDS)|...
    Is it easy to get a land loan in Tamilnadu? | Land Loan Vs Home Loan
    • Is it easy to get a la...
    Types of Home Loan (Tamil) | Know the best home loan suitable for you | First-time buyers
    • Types of Home Loan (Ta...
    5 Must-do things after closing a home loan | Housing loan closure procedure | Checklist | Steps
    • 5 Must-do things after...
    Why top-up home loans are a better option to meet your financial crisis? (Tamil) | 5 Reasons
    • Why top-up home loans ...
    Is MODT mandatory in Tamilnadu while taking home loan? (Tamil)| Advantages| Stamp duty| Registration
    • Is MODT mandatory in T...
    Tax saving Fixed Deposit (Tamil): 10 things, you must know | 5 year FD | Tax benefit | Saving scheme
    • Tax saving Fixed Depos...
    Your home will save you & lead a happy retirement life (Tamil) | Reverse Mortgage | Tax free Income
    • Your home will save yo...

ความคิดเห็น • 15

  • @loftstreakracing1487
    @loftstreakracing1487 ปีที่แล้ว

    Nice explanation sir

    • @SMEDUTALK
      @SMEDUTALK  ปีที่แล้ว

      Thanks and welcome

  • @loftstreakracing1487
    @loftstreakracing1487 ปีที่แล้ว

    sir please share about 1st and 3rd angle projection

    • @SMEDUTALK
      @SMEDUTALK  ปีที่แล้ว +1

      You can watch the part 2 video as given below. But, it is better to learn the basics first. So, before watching part 2 video, please watch part 1 video.
      Theory of Projection Part 1-Introduction(Tamil)| Lecture 4 |Engineering Graphics |Dr.S.Malligarjunan
      th-cam.com/video/BLOe-IlJGC0/w-d-xo.html
      Orthographic Projection (Tamil) | Theory of Projection Part 2 | Lecture 5 | Engineering Graphics
      th-cam.com/video/LPj1-HdCbYc/w-d-xo.html

    • @loftstreakracing1487
      @loftstreakracing1487 ปีที่แล้ว

      Thanks sir
      Iam your old student sir

    • @SMEDUTALK
      @SMEDUTALK  ปีที่แล้ว +1

      @@loftstreakracing1487 Glad to hear. I am here for your help.

  • @venkadeshvenkadesh5910
    @venkadeshvenkadesh5910 10 หลายเดือนก่อน

    1 st disadvantages is best advantage

    • @SMEDUTALK
      @SMEDUTALK  10 หลายเดือนก่อน

      In budget point view, yes, it is an advantage.

  • @chatmasala6980
    @chatmasala6980 8 หลายเดือนก่อน +2

    money saving panna andha car adhu kula product uy manufacture company stop panniduranga, loan dhan best nu ninaikeran. Unga karuthu?

  • @karthikkarthik-tw9ev
    @karthikkarthik-tw9ev ปีที่แล้ว +1

    Bro new car full cash kuduthu vanga mudiyuma?

    • @SMEDUTALK
      @SMEDUTALK  ปีที่แล้ว

      Yes, you can.

    • @DTANGO14
      @DTANGO14 ปีที่แล้ว

      Online aa offline la kudukanuma ,paper work apo settlement pana (ready cash) proof kudupangala?

    • @SMEDUTALK
      @SMEDUTALK  ปีที่แล้ว

      @@DTANGO14 Yes, you can get the receipt.

  • @GayathriDg
    @GayathriDg ปีที่แล้ว

    Down payment kuduthu vangumbothu IT problem varumnu soldranga sir

    • @SMEDUTALK
      @SMEDUTALK  ปีที่แล้ว +1

      When you deposit more money as cash in the bank, they ask for the source of funds. Except for the bank, the source of funds is asked in no other place, I hope.
      Otherwise, you can do the payment by cheque or fund transfer to the dealer.