Hi nanelle, I’m here to say thank you for being an inspiration to me. I have followed you while I was in nursing school not knowing if I will pass even my final qualification exams but watching your videos always fired me up to worry about ielts and Cbt before even finishing nursing school😅 Today I’m living my best life in uk watching this and still learning from you. Thank you 🫶🏽
Let me add this to what she said about the lifetime ISA account, you can access your money earlier than the official time if you are diagnosed with a terminal disease.
If you live in the UK, you can open a low cost brokerage account with trading 212 and invest in any S&P 500 etf or individual stocks if you wish. Alternative to this is another low cost broker called InvestEngine. Here you can only buy e.t.f.
Hi Nanelle, what I want to know regarding the lifetime isa is that, is it the 25% interest accrued on the saving that you can get towards buying your first home or during your 65 years ? What i'm trying to say is that can I redraw my £4000 at the end of the year and still get my 25% interest when I want to purchase my first house?
You can't withdraw the £4000 that year. The money you put in the LISA plus the 25% interest yearly stays in your account until you want to buy a house. If you withdraw and use the money for something else you will pay a fine. You can save up to £4000 every tax year. You use both the money you save and the interest to purchase your first house. Although Nanelle will give you a better reply.
Hi Nanelle, Thanks as always for the knowledge and advice you share. Can you please do a video on pension collection. If one doesn't work up to pension age and goes back to your home country before pension age.
Kindly do the video of how to join the S&P 500. If possible send your referral link. I need to start immediately. Secondly on the Lifetime ISA, can one do it for more than one year? If yes, is it possible for me to re-invest my capital and profit gotten on the first year?
LISA is every tax year, you can decide to save for 3 years or more or as long as you want towards your first house but the amount you save I counted every tax year. Whatever you have safe in a tax year is not transferred to another as new savings but it is kept for you in your LISA account. You need to start another savings for the new tax year.
Thanks Nanelle..we waiting for the SMP 500😊
Thanks, Nans, for time information, it's so timely
1. Current account
2. Savings-emergency
3. Lifetime ISA
4. Brokerage/ stocks and shares/ index funds - SMP 500
5. Retirement/ pension
6. Credit card account
7. Slush fund
Number 6 is a no for me.
@@thetruth4782you'll. Eex it if you're in UK and want to financially stable and have assets
Thanks, Nanelle…great share 🙌!
I love these kind of videos.
Thank you for always educating us
😊😊😊😊😊😊👍😘💯❤❤
My pleasure
Great info
Thank you very much.
God richly bless you
Hi nanelle, I’m here to say thank you for being an inspiration to me. I have followed you while I was in nursing school not knowing if I will pass even my final qualification exams but watching your videos always fired me up to worry about ielts and Cbt before even finishing nursing school😅
Today I’m living my best life in uk watching this and still learning from you. Thank you 🫶🏽
woow this is so heart warming. So glad I was able to inspire you😘😘😘
Thank you Nanelle
Let me add this to what she said about the lifetime ISA account, you can access your money earlier than the official time if you are diagnosed with a terminal disease.
Thanks Nanelle, but can you please recommend some banks concerning the lifetime ISA
Very informative thank you Nanelle.
Glad it was helpful!
Patiently waiting for your next video on S&P 500
Great video Nanelle. I think it would have been great if you recommended some banks for these accounts. You look beautiful ❤
AGREED 💯👍👍
Next time!
We are waiting for the video on how invest in SMP 500
Truly
If you live in the UK, you can open a low cost brokerage account with trading 212 and invest in any S&P 500 etf or individual stocks if you wish. Alternative to this is another low cost broker called InvestEngine. Here you can only buy e.t.f.
Nanelle, you are glowing ❤
oh really ?
thank you
Very educative
Wkly done 🎉❤
Thank you for the explanation. Can you have a LISA if you have properties outside the UK? 😊
i dont think that will be a problem
Am surprised you didn't mention a credit union.
Hi Nanelle .does it aply if im from another country?
Which bank will you recommend for the emergency bank account.. kindly recommend
Good question?? 😢😮🤔👍❓❓
What if i open an ISA account today and need to buy a house in 1year time. Will i still get the help
Hi Nanelle, what I want to know regarding the lifetime isa is that, is it the 25% interest accrued on the saving that you can get towards buying your first home or during your 65 years ? What i'm trying to say is that can I redraw my £4000 at the end of the year and still get my 25% interest when I want to purchase my first house?
You can't withdraw the £4000 that year. The money you put in the LISA plus the 25% interest yearly stays in your account until you want to buy a house. If you withdraw and use the money for something else you will pay a fine. You can save up to £4000 every tax year. You use both the money you save and the interest to purchase your first house. Although Nanelle will give you a better reply.
youve answered it perfectly my dear
Thanks for the clarification
I remember u advertised LISA but u ur self didn’t use it when u wanted to get ur house
Hi Nanelle, Thanks as always for the knowledge and advice you share. Can you please do a video on pension collection. If one doesn't work up to pension age and goes back to your home country before pension age.
Great suggestion!
Do you earn interest on your retirement account?
Medical laboratory technology job need in use please help all about process come in usa to India
Second Comment 😊
1st to comment
Brokage acct
Kindly do the video of how to join the S&P 500. If possible send your referral link. I need to start immediately.
Secondly on the Lifetime ISA, can one do it for more than one year? If yes, is it possible for me to re-invest my capital and profit gotten on the first year?
LISA is every tax year, you can decide to save for 3 years or more or as long as you want towards your first house but the amount you save I counted every tax year. Whatever you have safe in a tax year is not transferred to another as new savings but it is kept for you in your LISA account. You need to start another savings for the new tax year.
you can only use it to buy your first home ir access it after retirement or you pay a fine if you redraw
@@NanelleGriseldawow
@@ehiguesemacjane1822 thanks