I AM NOT BUYING A HOUSE IN CANADA UNTIL...

แชร์
ฝัง
  • เผยแพร่เมื่อ 6 พ.ย. 2024

ความคิดเห็น • 23

  • @Sleekylizzy7393
    @Sleekylizzy7393 3 วันที่ผ่านมา +11

    Firstly i agree no one should be pressured to buy a house, but i do get the ideology behind it. Except you are waiting to get money to buy a house cash ,people are encouraged to get in early because a mortgage is minimum 25-30years & you are not advised to be paying mortgage as a retired person. Secondly knowing people who have bought in alberta living in ontario esp precon has pros & cons . Precon Builders can have alot of stress with it, secondly a bank financing a house in a province you dont live in /would rent ,would see it as an investment property which means you have to put 20% down by law. This among other factors like appreciation value of land & property over time incase of emergency disposal are why people save & buy properties in ontario. Also life is perspective somepeople are comfortable paying rent , buying cars & travelling whilst some are comfortable acquiring land. To each his own. Land acquistion or real estate howver is never a bad choice we need more blacks to acquire lands here thats how territory ownership starts (history backs this) . In markham,oakville etc occupied by the chinese cause they came in masses & joined & acquired properties there ,today its one of the most expensive places. Same for indians in the west. But before you acquire you must be well informed like time to buy , type of mortgage to get etc people should research & ask questions esp from other races. ❤❤

    • @van3390
      @van3390 3 วันที่ผ่านมา +1

      @Sleekylizzy7393 I love your contributions...Great words of advice..Thanks

    • @lilianbill201
      @lilianbill201 2 วันที่ผ่านมา +1

      Quite insightful. Thank you.

    • @khadijatsuleiman1494
      @khadijatsuleiman1494 2 วันที่ผ่านมา

      Thanks for sharing your perspective. Very insightful

  • @Faith_O
    @Faith_O 3 วันที่ผ่านมา +5

    Tomi please don't let anyone pressure you into buying house. Like u said ensure you are very comfortable before venturing you know our pole are good at this rat race of sizing up people who owns a house n who is on rent.

    • @Chukboss
      @Chukboss 2 วันที่ผ่านมา

      Smart advice 👏🏿👏🏿.

  • @dinmavlogs
    @dinmavlogs วันที่ผ่านมา

    I agree with you. Do it when you are ready. Might also help to start with investment or a starter home get on the property ladder and eventually get rental income from others to get your dream home. There are so many ways. Buying a house here seems different from Ontario, your monthly cost in a nice place not too far from Dublin (30 to 50mins) is less than renting in the city of Dublin. Also Equity increases etc ..😊

  • @adeyemioluwaseun-k2g
    @adeyemioluwaseun-k2g 2 วันที่ผ่านมา

    Brilliant stuff Tomi.

  • @iwualahchidinma8548
    @iwualahchidinma8548 2 วันที่ผ่านมา

    Tomi this is a very good insight ❤❤❤

  • @bolatitocoker9515
    @bolatitocoker9515 3 วันที่ผ่านมา

    Thanks for sharing your 2 cents on this one.

  • @van3390
    @van3390 3 วันที่ผ่านมา +1

    Hey Tomi,if you have your way and assuming you aren't constrained by provincial rules...will you leave Ontario?

  • @themortgagechics_chronicles_ca
    @themortgagechics_chronicles_ca 2 วันที่ผ่านมา

    The pressure to buy is a self imposed pressure. You only buy when you are financially ready. Very well said. Canada is no more for the faint hearted. I pray the real estate market gets better, Alberta is definitely better than Ontario, BUT even Alberta has been creeping up in the last 5 years .

  • @teefahfabs6646
    @teefahfabs6646 3 วันที่ผ่านมา

    I love the caveat!! Tomorrow you can decide to move to Richmondhill, God willing ❤ Way to go babygurl 👌🏾

  • @RuthTAjibade
    @RuthTAjibade 2 วันที่ผ่านมา

    Please take your time my dear

  • @giftedchild9490
    @giftedchild9490 3 วันที่ผ่านมา +1

    3k is not bad for Ontario. your house looks big. The rent was what discouraged me from choosing Ontario . Alberta and Saskatchewan are a different story entirely. I know folks in Ontario that can't wait to sell of their house...the mortgage is very high for them. Mortgage is good but the problem is people buy more than they can afford comfortable with, the they start ruining heletas seketas😂😂

  • @toluoladosu9394
    @toluoladosu9394 3 วันที่ผ่านมา

    In a nutshell, don't lie to yourself neither compare yourself. Everybody will be alright.

  • @van3390
    @van3390 3 วันที่ผ่านมา

    With the present high interest rates in Canada....i don't think buying a house is really economical...I think it’s draining

    • @giftedchild9490
      @giftedchild9490 3 วันที่ผ่านมา +2

      Hmmn even if it's a condo, build equity, the problem is usually that we want to buy more than what we can afford. But then again Ontario is annoyingly expensive.

    • @Chukboss
      @Chukboss 2 วันที่ผ่านมา

      ​@@giftedchild9490y'all keep shouting equity, what do you know about?😂😂. Have you factored in maintenance and others? Literally every month, something will break and you need to fix it. Are you 100% of your job? Oh, you want to join the rat race..lmao. This credit system dey shark Nigerians. Una go learn. Don't call friends and family to borrow money o.

  • @wallk23
    @wallk23 2 วันที่ผ่านมา +1

    If I may ask, are you a license realtor?. If not go get a license before asking people to buy a house from you.

  • @queenbiiiy
    @queenbiiiy 3 วันที่ผ่านมา

    😘

  • @kf2915
    @kf2915 วันที่ผ่านมา

    Most boring video to listen to.