The BEST Stocks and Shares ISA UK in 2024 (Detailed ISA Comparison)

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  • เผยแพร่เมื่อ 4 ก.ค. 2024
  • Top 5 Stocks And Shares ISA's For 2024:
    1. InvestEngine - investengine.com/chrispalmer (Up to a £50 Welcome Bonus + up to an extra £2,500 transfer bonus)
    2. Trading212 - bit.ly/41NxqGb (Free Share worth up to £100)
    3. Hargreaves Lansdown - bit.ly/3QoJiaA
    4. Vanguard - bit.ly/3kW4XNI
    5. Interactive Investor - bit.ly/3JgfLxg
    👉 Build a £100k Investment Portfolio From £0, As Fast As Possible: www.chrispalmer.co.uk
    Best Stocks and Shares ISAS 2024 Guide:
    00:00 Best ISA for 2024
    00:58 Who's included?
    2:36 Platform Fees
    5:31 Trading Fees
    8:00 Regular Investing
    9:12 Reinvesting Funds
    10:10 FX Fees
    12:07 What's on the platform?
    14:31 Fractional Investing
    15:35 What's it like to use?
    23:03 Research
    24:39 Are they safe?
    25:27 Company Age
    26:43 Reviews
    29:02 Customer Support
    30:23 Welcome Bonuses
    31:50 Unique Features
    34:21 Multi Accounting
    35:04 ISA Tier List
    38:22 My ISA

ความคิดเห็น • 177

  • @chrispalmer24
    @chrispalmer24  2 หลายเดือนก่อน +20

    I hope you guys find this useful! 🙏 This was the most work I've ever put in to a video, over 100 hours. I think the new formats so much more useful to see them side by side. You can download the full comparison here too 👉 chrispalmer.co (you'll be redirected to the downloads page).

    • @11Crack11
      @11Crack11 2 หลายเดือนก่อน

      Vanguard goes missing from A tier at 38:10 FYI

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน +1

      @@11Crack11 Thanks - luckily it's right at the end, don't get any option to edit it once it's live which sucks

    • @MrFriskyWhiskey
      @MrFriskyWhiskey 2 หลายเดือนก่อน

      Any chance of making the Stocks & Shares in an Editable Spreadsheet Format just like the other two Downloads? As it's currently in an Image Format.
      Much appreciated.

    • @DonDino2
      @DonDino2 2 หลายเดือนก่อน

      Went to that downloads page but it's just a newsletter subscription. I tried to subscribe, thinking it will take me to download the spreadsheet, but it just refreshes the same page. It doesn't seem to subscribe me to anything either.

    • @Masuiatfres
      @Masuiatfres 2 หลายเดือนก่อน

      Try to make few research before letting anyone trade for you like I did ❤ Thank you Jesus, God bless America.

  • @OFilellinas
    @OFilellinas 2 หลายเดือนก่อน +1

    Thank you for this incredibly helpful and well researched presentation!!!

  • @AR-fy2qo
    @AR-fy2qo 2 หลายเดือนก่อน +5

    Fantastic, one of the leading channels I think for clarity and help.

  • @marcosscriven
    @marcosscriven 2 หลายเดือนก่อน +2

    Wow, incredibly comprehensive and consistent approach. That must have taken ages! Subscribed, looking forward to deciding where to move my SIPP.

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน +1

      Thanks! I'm working on the SIPP one next :)

  • @JayanthDodderiChidanand
    @JayanthDodderiChidanand 8 วันที่ผ่านมา +1

    Amazing video. Covered all my queries with Stocks and Shares ISA. I think it's an outstanding job and well-presented. Thank you!!

  • @Worldwithoutboarders
    @Worldwithoutboarders 2 หลายเดือนก่อน +4

    Very comprehensive and informative, thanks.

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน

      Thanks! I try to make them as detailed as I can.

  • @vids290
    @vids290 2 หลายเดือนก่อน +9

    This was easily the best ISA comparison video ive watch for this season...thanks very helpful

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน +1

      Glad it helped!

    • @sznikers
      @sznikers 25 วันที่ผ่านมา

      ​@@chrispalmer24 thats how ISA video shall be done 👍

  • @spngardner
    @spngardner 2 หลายเดือนก่อน

    Excellent overview. I will be sharing with others. I’m intrigued by your comment on Vanguard’s representation of Rate of Return. How did you calculate your return as 14%? Could you please do a video on how these platforms present performance and what might be alternative calculations to consider? Thanks!

  • @yesmarioo
    @yesmarioo 2 หลายเดือนก่อน +3

    An amazing video Chris. Thanks for helping people make better decisions.

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน

      Thanks appreciate it!

  • @chriss9785
    @chriss9785 หลายเดือนก่อน +1

    Thanks Chris, for me that was a perfect distillation of what I need to know, thank you for all that effort. Well done and keep going 🙂

    • @chrispalmer24
      @chrispalmer24  หลายเดือนก่อน

      Thanks Chris really appreciate it 😁

  • @zaraf332
    @zaraf332 2 หลายเดือนก่อน +2

    Amazing video! Thank you ❤

  • @ben1ove
    @ben1ove 9 วันที่ผ่านมา +1

    this video is incredible - detailed and clear, massive time saver

  • @MQureshi1
    @MQureshi1 2 หลายเดือนก่อน +2

    Brilliant brilliant brilliant video! Thank you so much!

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน

      Thanks 🙏 means a lot

  • @coderider3022
    @coderider3022 2 หลายเดือนก่อน +5

    Good. Best comparison vid around.

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน

      Appreciate it. It's hard when I see others just talking about a couple when these take so much effort in comparison, so it's great to hear, thank you!

  • @PassiveFIRE
    @PassiveFIRE 2 หลายเดือนก่อน

    Hi Chris, thank you again as always. Such incredibly helpful guides and content.
    I've gone for 212 this year but am now looking for a 'global growth ETF that excludes the US, distributing in GBP'
    Do you have any thoughts or would you be able to do produce a video on it please. I'm too heavily weighted to the US in individual stocks and JGGI, so keen to have a world ETF that doesn't create a greater US overlap.

  • @sonnyjimbob
    @sonnyjimbob 2 หลายเดือนก่อน +1

    Hey Chris, i really enjoy you uploads, i find them very user friendly and easy to understand Great job..... I would like to know your opinion on the Plum app and how its ISA's stands against trading 212 and invest engine????

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน

      Hey! Thanks, appreciate it. They don't appear to have the funds I would personally buy so I'd much prefer to go for Invest Engine instead, or for individual stocks Trading212

  • @danielcroston1592
    @danielcroston1592 2 หลายเดือนก่อน +6

    This is so useful! Will you be doing similar videos on best SIIPs and Lifetime ISA? That would be amazing, I’m learning so much from your content.

  • @stephen6262
    @stephen6262 2 หลายเดือนก่อน +5

    Chris thank you for your great efforts

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน

      Thanks Stephen, appreciate it 😊

  • @joshuaokoli4236
    @joshuaokoli4236 2 หลายเดือนก่อน +3

    Thank you in advance, I needed this video

  • @megs3684
    @megs3684 2 หลายเดือนก่อน +1

    Amazimg video - thank you!

  • @dpaskalev1013
    @dpaskalev1013 2 หลายเดือนก่อน +3

    Thank you and well done for another great video Chris! Would you also consider doing a similar Lisa video, please? Thank you in advance!

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน

      Thanks! I'll add it to the list 😊

  • @andrewrutherford123
    @andrewrutherford123 2 หลายเดือนก่อน +2

    Amazing video again

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน

      Thanks Andrew 🙏

  • @chanchibadze
    @chanchibadze 2 หลายเดือนก่อน +1

    Hi Chris,
    Thank you for doing this. Great video.
    Not for ISA, but i remember last year Lightyear was one of your favourite platforms, why have you stopped including it in your reviews? Is there a reason we should avoid it?

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน +1

      Hi mate, really nice platform I’ll be doing some more with them soon, was hoping they’d have their isa for this comparison! Hopefully for the next one 🤞

  • @joshuaokoli4236
    @joshuaokoli4236 2 หลายเดือนก่อน

    Fantastics video btw! This might be a silly question but when moving your account over to another platform dont you loose the compounding interest acumilated in the previous account

    • @george6977
      @george6977 2 หลายเดือนก่อน +1

      If you can transfer in specie, between ISAs you will not be out of the market. It just means you can not trade for a few weeks until completion.
      Transfer of a pension into a Vanguard SIPP took about 6 weeks, as the old provider was slow, and I was out of the market, so some compounding loss.

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน +1

      The only thing to bear in mind depending which platform is you will typically use historical data you've built up, but you won't lose the actual money :)

  • @user-vb3nm6tt2n
    @user-vb3nm6tt2n 9 วันที่ผ่านมา

    This is so insightful! Thankyou for sharing this information, clearly shows how much efforts you've put in. Truly commendable !

  • @artsemkandra
    @artsemkandra 2 หลายเดือนก่อน

    Hey mate, I have maxed my T212 ISA every year and have a large sum of cash which I'd like to deposit into a T212 general investment account to earn 5.20%. Would you say its better to deposit this cash into a T212 GIA (same provider as my ISA) or go with another broker for protection/safety purposes? Appreciate your views, thanks.

  • @jonathanreevescad
    @jonathanreevescad 2 หลายเดือนก่อน +2

    Very well made and detailed video. Newly subribed 🎉

  • @tillairajaram
    @tillairajaram หลายเดือนก่อน +1

    Great video for the beginners who don't know anything in terms of investment and it's platform. Great job...

  • @h418lfc
    @h418lfc 2 หลายเดือนก่อน +6

    Great job Chris very informative. When you have 5 mins 😉 would you be able to do the same for 2024 sipps?

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน +2

      Thinking about it! I think it's definitely time for one, I just need to consider perhaps what should be included.

    • @adamsaunders2
      @adamsaunders2 2 หลายเดือนก่อน

      @@chrispalmer24 yes please. I need to link my dad your SIPP video to convince him to move

    • @stickymoose9043
      @stickymoose9043 2 หลายเดือนก่อน

      @@chrispalmer24would definitely like to have SIPP video as well that would really help as I’d like to move everything at the beginning of this financial year but need to know where! GREAT VIDEO on ISAs though thanks!!

  • @johnbell5370
    @johnbell5370 2 หลายเดือนก่อน +2

    Thanks for the informative video, Chris. I've had a Dodl account for a few months and am only able to add small amounts (about £40-50 a month), so now I'm thinking I should move that to an account like T212, if I'm being charged a minimum £12 a year in fees. Or is that not the best way to look at it?

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน

      Hi John! Yeah you could, it’s £1 a month so it’s not huge in the grand scheme of things but it is technically 0.5% of what you are contributing each month. You could swap it over but up to you!

  • @Thorley1919
    @Thorley1919 2 หลายเดือนก่อน +4

    Great video but one thing investors should be aware of is HL charges 0.45% for funds on top of the funds management fee. The £3.75 is just for stocks, etf’s and bonds. So if you plan to hold funds then maybe it wouldn’t be in second place

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน

      Very true. I hate that funds and exchange traded funds are treated differently! You wonder what fees some people are paying on there who don’t know 👀

    • @RajatArya
      @RajatArya หลายเดือนก่อน

      @@chrispalmer24 I have a £27k portfolio of three funds only, in an ISA and I will stick to those funds for next 5 years. I invest a a small amount (£100 per fund) Monthly, I.e three transactions monthly.
      I am currently with HL, and looking to transfer Which platform would offer me minimum charges ? ( including platform and dealing charges )

  • @Nik-do1wd
    @Nik-do1wd 2 หลายเดือนก่อน +2

    When you switch providers, do you know how long your investment is out of the market for, or is it an instant transaction on a set date?

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน

      Depends if it's transferred as the holdings or in cash, it does usually take a few weeks to go through. If you are transferring your current positions, you'll still own them, just not be able to sell any.

  • @franklaing-fi9li
    @franklaing-fi9li 2 หลายเดือนก่อน

    What’s the reason that you think Vanguard overstates your personal rate of return. Isn’t IRR a family standard metric?

  • @nickbuckle646
    @nickbuckle646 2 หลายเดือนก่อน

    Do Vanguard offer fractional shares on ETFs I thought they didn't, maybe I missed that upgrade

  • @JEKZ7
    @JEKZ7 2 หลายเดือนก่อน +1

    Hi Chris, thanks for this video! I want to transfer my ISA over from Freetrade to T212 but as in-specie transfer is still not available, would you recommend transferring as cash or wait until in-specie becomes available? Thanks.

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน +1

      Hi Jekz! Hmm not sure how long it’ll be honestly up to you. I’d be tempted to just sell and get it over. I don’t think it’s an awful time to be out of the market but of course no one knows!

    • @JEKZ7
      @JEKZ7 2 หลายเดือนก่อน

      @@chrispalmer24 yeah that makes sense to just get it done, thanks!

  • @benjamincurrie80
    @benjamincurrie80 2 หลายเดือนก่อน

    I don't think Vanguard offer fractional investing on their ETFs. Can you confirm this. Everytime? I but an ETF I have to buy the whole unit

  • @mtambay6825
    @mtambay6825 2 หลายเดือนก่อน

    Thank you for such informative video. Can you give your view of CMC invest trading platform?

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน

      Sorry never heard of it! I think it's a CFD platform which I wouldn't use

    • @mtambay6825
      @mtambay6825 2 หลายเดือนก่อน

      @@chrispalmer24 This is sister company of cmc markets for trading share with 0 commission. They have ISA ETF etc. Please check

  • @jordancurry-property4405
    @jordancurry-property4405 หลายเดือนก่อน +1

    Do you invest in index funds? Assuming you prefer invest engine for those?

    • @chrispalmer24
      @chrispalmer24  หลายเดือนก่อน

      Yeah I do mostly (Invest Engine and Vanguard currently) I have some mixed in HL and Trading212 also

  • @Jagnew.
    @Jagnew. 2 หลายเดือนก่อน

    Invest Engine, do they allow trading in pre market and after hours?

    • @robjohnson9413
      @robjohnson9413 2 หลายเดือนก่อน

      Only during set hours which are between 2pm-7pm daily

  • @ewalker9688
    @ewalker9688 หลายเดือนก่อน +1

    Brilliant 👏 👏 👏

    • @chrispalmer24
      @chrispalmer24  หลายเดือนก่อน

      Glad you liked it!

  • @jack_1596
    @jack_1596 2 หลายเดือนก่อน +1

    Great video Chris ! Who would you recommend for a SIIP? I have trading 212 for my ISA but not sure on a SIIP. Also how does the tax relief work? I am not self employed so do not submit a self assessment.

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน

      I'll get on to the SIPP comparison next :) If you are in accumulation Invest Engine is great and you can get the same welcome bonus. Tax relief will get added when you contribute, or you can do it through salary sacrifice worth looking up as it'll be cheaper tax wise perhaps.

    • @jack_1596
      @jack_1596 2 หลายเดือนก่อน

      @@chrispalmer24 My company I work for already does a SIIP which I invest in. This was just going to be another private one myself :)

  • @SupermanOG
    @SupermanOG 2 หลายเดือนก่อน +2

    Can you transfer a stocks & shares ISA and all the ££ in it from one provider to another? Given if you’re already well established with one ?

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน +2

      You can 👍 the only difference will be some let you transfer your holdings and some will make you sell and transfer as cash. I’ve sold and transferred and it’s never been an issue honestly

  • @MrKlawUK
    @MrKlawUK 2 หลายเดือนก่อน

    are you able to show some examples eg low/high cost platofrms if you do £100/£500 per month into a simple index fund?

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน +1

      Thanks I'll consider that for the next one 😀for now hopefully it's easy to work out with the fees I've mentioned

  • @nikosiliadis4992
    @nikosiliadis4992 10 วันที่ผ่านมา

    Amazing video.Just trading 212 you can not transfer your stocks to another broker.

  • @amanjha8303
    @amanjha8303 2 หลายเดือนก่อน

    Does anyone know how do I reinvest the dividends I earn from stocks in Trading 212 automatically?

    • @lolavonwrinkle1617
      @lolavonwrinkle1617 2 หลายเดือนก่อน

      Put them into a pie and select the auto reinvest option

  • @steveywonder1990
    @steveywonder1990 2 หลายเดือนก่อน +1

    The Invest Engine interface score is overly generous. To do anything you have to email them. You can't change address, or email through the interface.

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน

      Thanks that's interesting, I just tried on Trading212 you can't either. Not sure why, thought GDPR or FCA Regulation but you can on HL

  • @patrickwalsh7173
    @patrickwalsh7173 2 หลายเดือนก่อน

    In the platform fees section you've got vanguard fees as 375/m but that's the annual cap no?

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน +1

      Yeah so it's a maximum of £45 per year for the Shares/ETFs - so I'm just dividing it by 12 to bring it in line with the others which are monthly, worth noting "Funds" i.e not ETF's are uncapped. Eek.

  • @MARTINA-gc3tq
    @MARTINA-gc3tq 12 วันที่ผ่านมา

    Has anyone else had a problem with Vanguard making an incorrect tax deduction from an UFPLS drawdown?

  • @NightElff88
    @NightElff88 2 หลายเดือนก่อน +24

    Trading 212 blows every other option out of the water. The 5.2% interest is so good on top of everything else!

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน +1

      Definitely a close second for me, the interest is really nice. Have you seen the card coming too?

    • @b-m-c
      @b-m-c 2 หลายเดือนก่อน

      What is teh easiest way to set up recurring deposit from Bank Account without paying 0.7% fee? Looks like I have to manually transfer every month and then invest thereafter, am I missing something?

    • @SoMe_YT
      @SoMe_YT 2 หลายเดือนก่อน +1

      @@b-m-c Choose the bank transfer option (not the instant one), and it will give you a reference and bank details which you can then use to set up a standing order from your bank account!

    • @juliat50
      @juliat50 2 หลายเดือนก่อน

      No not really. You can get slightly more than that guaranteed with an overnight fund such as Lyxor Smart Overnight. You are losing leaving it in cash.

    • @GiovanniGeorgio69
      @GiovanniGeorgio69 2 หลายเดือนก่อน

      I find T212 to be very restrictive in terms of individual shares available. Interactive Investor RARELY don't offer a company I am looking for, and from member it was an ISA issue and not something they weren't offering

  • @joshfrancis112
    @joshfrancis112 2 หลายเดือนก่อน +2

    What about 'Moneybox'? Has stocks and shares, cash isa, Lisa and personal pension?

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน +1

      Hey Josh, they'd fall under robo investors to me - I'm not a fan of this as I feel it underperforms the market. They do have some DIY funds, but not the ones I would want, I feel most would fall at the first hurdle before getting to that part and just pick something like their cautious or balanced fund which I believe have underperformed

    • @joshfrancis112
      @joshfrancis112 2 หลายเดือนก่อน

      @@chrispalmer24 Hi Chris, what you don't like about it is just it's limited human contact and think underperformed the market? I was drawn to the app after my previous research as unlike most accounts has LISA so can have LISA, stocks and share accounts, cash isa, personal pension all in one account. I appreciate your guidance. Watched your other reccent videos and was drawn to watch invest engine. And look to use vanguard online on computer and hopefully they'll have uk app soon

    • @joshfrancis112
      @joshfrancis112 2 หลายเดือนก่อน

      ​@@chrispalmer24Hi Chris, Originally I was drawn to Moneybox because had a LISA, other isa and personal pension on one account.
      I used vanguard before on laptop but hopefully their UK app released soon. Thanks I found the video very helpful I Was going to try out invest engine

  • @GeightD
    @GeightD 2 หลายเดือนก่อน +1

    Invest Engine are currently overdue on filing their accounts with Companies House. Not a good look.

  • @Scubajunky
    @Scubajunky 24 วันที่ผ่านมา

    What about IG ?

  • @SatnamMatharu96
    @SatnamMatharu96 2 หลายเดือนก่อน +1

    I thought with HL the 0.45% fee only applies to ‘Funds’ & that there was no cap?
    and the Shares / ETFs are capped at £45 per yr?

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน +2

      Yikes I nearly panicked then, lol. Here it is:
      "While it’s free to hold shares in a Fund and Share Account, there’s an annual 0.45% charge which is capped at £45 per year for the Stocks and Shares ISA and £200 per year for the SIPP."
      But yeah funds are uncapped I have a feeling that bit may have been cropped out in the edit, thanks for adding

    • @coderider3022
      @coderider3022 2 หลายเดือนก่อน +1

      They really don’t want you buying funds on HL.

  • @mrlolmaster1019
    @mrlolmaster1019 2 หลายเดือนก่อน +5

    I dot understand the people who dislike the vanguard desktop website and say it look old and outdated, to me it look clean, modern and very usable and simple i could not ask for much more other than to be able to show your actual returns more clearly

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน +1

      It’s definitely one of the better ones, when people say that tell them to try Barclays 😂

    • @coderider3022
      @coderider3022 2 หลายเดือนก่อน +2

      Yes, it does the job and has mFA , who needs mobile app unless your trading frequently

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน

      @@coderider3022 And hopefully it'll be coming soon, the American app looks great.

  • @Matt-om8pn
    @Matt-om8pn 2 หลายเดือนก่อน

    Vanguard don’t do fractional ETFs , they do fractional index funds in my experience

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน

      Thanks - I should have said everything on there is Fractional - including stuff that isn't index funds too

  • @danjames4606
    @danjames4606 หลายเดือนก่อน

    I use plum, really user friendly. Never really hear anyone talk about it though, which does worry me slightly 😅

    • @chrispalmer24
      @chrispalmer24  หลายเดือนก่อน +1

      How much are you paying? Seems you can get 0.45% reduced to 0.10% with a subscription? Do they have the all world fund? It’s hard to see from the site. Seems okay but seems a little pointless to have over invest engine to be honest just paying extra fees for no real reason, nice UI though I used them for saving

    • @danjames4606
      @danjames4606 หลายเดือนก่อน

      @@chrispalmer24 I currently just have their basic account, so don't pay any monthly subscription. I don't think they have a global index fund from what I've seen. The main ones I've invested in are S&P, FTSE UK, FTSE Europe, Global Tech and emerging markets. I remember getting recommended to plum a couple of years back when I was very new to it all. Was a nice route in for a beginner. But I'm now wondering whether I should switch to trading 212 or Vanguard 🤔

  • @555IMPULSE555
    @555IMPULSE555 หลายเดือนก่อน

    What about Trade Republic and Freedom24 ?

    • @chrispalmer24
      @chrispalmer24  หลายเดือนก่อน

      I don't believe either have an ISA?

  • @meltedsnowman9637
    @meltedsnowman9637 2 หลายเดือนก่อน +2

    Just a bit of a correction: the interactive brokers fx fees are 0.002% (not 0.2%). I think you got confused by the fx fee being listed as 0.2 basis points. But a basis point is 0.01%. So 0.2 basis points is 0.002%. Yes, I know this seems extremely low compared to the others but that’s what they are. They’re extremely competitive in this regard.

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน +1

      Thanks 🙏 you are right. Error on my part 👍

  • @damian1690
    @damian1690 2 หลายเดือนก่อน

    Just tried to open LISA with Dodl, and it says that currently its open only for a UK citizens, what a shame... -.-

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน

      I would imagine so because it's a UK scheme so you'd need to be a resident to take advantage of it? May be worth reaching out depending on your situation.

    • @manojlds
      @manojlds หลายเดือนก่อน

      It's not just UK residents, it explicitly says UK citizens (and resident) only ​@@chrispalmer24

  • @AmeeraFry5
    @AmeeraFry5 15 ชั่วโมงที่ผ่านมา

    Tesla stock dipped severally , resulting to about 23% drop in the shares value this month. I seriously need suggestions on how to diversify my $400k portfolio made up of volatile TSLA.

    • @CaryTriana
      @CaryTriana 15 ชั่วโมงที่ผ่านมา

      Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.

  • @jaipaulrattan
    @jaipaulrattan 2 หลายเดือนก่อน +1

    Aren’t the HL fees tiered and one of the most expensive?
    0.45% on £250k, 0.25% on value between £250k and £1m and then 0.1% on £1m-2m with nothing thereafter. So if you had £2m as your fund you’d be paying £1k/month?! The cap is for purchase of each share, fund etc

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน

      Only on "Funds" - ETF's and Stocks are capped at a maximum of £45 per year, or £3.75 per month 🙂

    • @jaipaulrattan
      @jaipaulrattan 2 หลายเดือนก่อน

      @@chrispalmer24so does your video assume you’re only investing in ETFs and shares and no “funds”? You can still buy “funds” within your stocks and shares isa account on HL?

  • @user-fe2zf6kl8f
    @user-fe2zf6kl8f 2 หลายเดือนก่อน +1

    hargreaves SIPP team is poor been there - they are kind of up their ass when trying to get help but ISA team is pleasant to speak too

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน

      Oh wow that’s interesting. I’m surprised it’s a different team? When wanted help recently my request did get sent to the “regular investing team” which I was surprised by

  • @samjenkins6819
    @samjenkins6819 2 หลายเดือนก่อน

    Do you know anyway to lower the £11.95 dealing charge on Hargreaves’s. Looking to pay weekly into VUSA but that dealing charge is a bit hefty. I like Hargreaves’s and want to stay with them but if there’s no other option I might just switch to vanguard themselves

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน +1

      Regular investing 🙌 £25 per month minimum (of your money) and no charge to buy it’s a great update. Not sure if it can be done weekly though you’ll have to double check

  • @nicolacaraffini4435
    @nicolacaraffini4435 10 วันที่ผ่านมา

    Can I declare my investments in Isa’s as expense?? I have to fill the self assessment and I want to declare 20.000£ of investment in Isa’s in UK. Is it possible ? Let me know please ❤

    • @chrispalmer24
      @chrispalmer24  10 วันที่ผ่านมา

      Nope lol - I wish! It's money you've paid tax on. You can however declare pension contributions - you pay 20% tax but it's given back to you in the pension - that's the best thing about pensions

  • @chris-jh4cx
    @chris-jh4cx หลายเดือนก่อน +1

    £3/per trade for IBKR? Thats incorrect.

    • @chrispalmer24
      @chrispalmer24  หลายเดือนก่อน

      This is where it's come from: "Low Commissions: Our commissions start1 from just £3/€3 per trade for the UK and most European stocks, while US stocks start from just USD 0.005 per share." www.interactivebrokers.co.uk/en/trading/isa-accounts.php

  • @user-ot6me1jz6m
    @user-ot6me1jz6m หลายเดือนก่อน

    Why no mention of IG

    • @chrispalmer24
      @chrispalmer24  หลายเดือนก่อน

      To be honest probably one of the least popular in previous years so I excluded them. You can use this as a benchmark to compare them to though 👍

  • @spartacus4929
    @spartacus4929 2 หลายเดือนก่อน +1

    iWeb?

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน +1

      I removed them because they weren’t very popular. They are in my old ones if you want to check them out or use this as a benchmark.

    • @dominic8072
      @dominic8072 2 หลายเดือนก่อน +1

      A key thing with IWeb is the ability to buy individual UK Gilts, which isn't available on many platforms.

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน

      @@dominic8072 That's interesting thanks!

    • @mikew5274
      @mikew5274 2 หลายเดือนก่อน +1

      iWeb are great, have my isa with them which is made up of four index funds so not complicated. I pay no platform fee and £5 per trade which again has been nothing as I just leave it all be, but if I do need to rebalance it will be cheap.

    • @spartacus4929
      @spartacus4929 2 หลายเดือนก่อน

      @@mikew5274Good to hear. I have just opened one for this tax year moving isa (dev world ex uk) over to it. I am attracted by the no platform fees but also the variety of funds not available on VG. I am looking to drop 15% of my total portfolio into L&G Global Technology. Yes it is all time high, but long term ok I believe as tech is threaded through all aspects of human life now.

  • @GregGeorge189
    @GregGeorge189 14 วันที่ผ่านมา +1

    Thank you for bringing up these strategies, It's always an honor to have you here as a mentor. I appreciate you for the time being spent to educate us financially. With the help, I have netted a profit of 35k from my stock investment of 9k since following you for a few weeks now after feeling so ecstatic and heavy minded that nothing good can come out of it.

  • @WinstonFahrenheit
    @WinstonFahrenheit 2 หลายเดือนก่อน +1

    Halifax, Halifax, Halifax and your done. Goodbye.

    • @chrispalmer24
      @chrispalmer24  2 หลายเดือนก่อน +1

      Pretty high fees. What do you like about them?