Ranking My 3 Bank Accounts Worst To Best (High Yield)
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- เผยแพร่เมื่อ 22 ต.ค. 2023
- Ranking My 3 Bank Accounts Worst To Best (High Yield)
In this video I rank my 3 bank accounts from worst to best. These bank accounts include some of the best high yield savings of 2023 or high interest savings account and best checking accounts of 2023. MAking these some of the best banks and savings accounts you can put your money in 2023 to earn a high APY or interest rate. Some of these high yield savings accounts and banks have two in one checking and savings account options, so you’ll get to earn a high APY on the high yield savings account and you’ll get a checking account as well, like one of my favorite bank accounts, SoFi, with the SoFi checking and savings account combo that earns you interest on checking balances as well.
The list of best banks mentioned in the video along with their high yield savings accounts includes Capital One with the Capital One 360 performance savings account, SoFi with the SoFi checking and savings account, and Discover high yield savings account.
This video is for those looking for:
- Best high yield savings account
- High yield savings accounts
- Best high yield savings account 2023
- Best savings account
- Best savings account 2023
- Best bank account
- Best bank accounts 2023
- Best bank to open an account
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⏰LIMITED-TIME OFFERS:
💰- SoFi Checking & Savings Account (Get up to $325): bit.ly/SoFiChecking
💰- SoFi Personal Loan (Get $300): bit.ly/3Md6OIp
💰- SoFi Student Loan (Get $300): bit.ly/3Md6QQx
💰- SoFi Medical Student Loan (Get up to $1,000): bit.ly/45YBULf
💰- SoFi Private Student Loan (Get $100): bit.ly/3QrsmDQ
💳- SoFi Credit Card (Get $50): bit.ly/soficreditcard
💳- Amazon Prime Visa Card (Get Amazon gift card): amzn.to/47YjnQE
🛍- Rakuten (Get $30): www.rakuten.com/r/DAYANA3694?...
Great video and it’s true that the best fit is a different thing for everyone. I rank Sofi as #1 because their SoFi vaults are a unique feature that is highly underrated. Setting up a direct deposit and automatic vault transfers is basically an automatic budget and is truly a game changer to be able to accrue the high interest yet still keep everything budgeted in vaults. I’d rank Capital One as #2, but my #3 is Schwab Checking since their ATM card is free at any ATM worldwide, so I keep them for the ATM card only since its a game changer for that feature.
Glad to see you posting again. I love the content. Keep it coming.
Thank you my friend that's the plan! 💜
Halloween! This is good info. I use these banks myself.
I have a question for you regarding Capital One checking, is it a deal breaker for you that Capital One checking does not round up your purchase with every swipe? But SoFi does have this feature. Thanks and keep up the good work with the reviews. They are awesome. 👍👍👌👌🙂🙂
This video provides valuable insights into the world of high-yield bank accounts! I appreciate the transparency and thoroughness in ranking your bank accounts from worst to best. It's refreshing to see someone break down the pros and cons of each account, helping viewers make informed decisions about where to invest their money. Your analysis is not only informative but also engaging, making complex financial topics more accessible to a wide audience. Thanks for sharing your expertise and helping us all make smarter banking choices!
HALLOWEEN 🎃 I love my Capital One and SoFi savings accounts. I’ve made soo much interest on them 🤑🤑 btw, nice new background! 🎉❤
You have two HYSA?
Halloween
Really wanted to do SOFI, but since I’m paid in cash, it seems capital one is the best choice for the APY
Halloween!! Dayana , what do you think about the American Express saving account?
Capital one gives me $2,200 in interest with the Performace Savings.
🔥🔥
I got Charles SW for my Checking no ATM fee charge debit card and Capital one and American express for my saving both of them 4.35 not much different from Sofi but I don't have to set up direct deposit
I do get 4.5% with Sofi just direct deposit of $50 each paycheck so not much but you do still get the high yield savings which is nice
Halloween. Ally is good also. But Sofi is my main online bank.
I use sofi and I love them
Same! 😎
Good Job
Being able to deposit cash for free at any CVS or Walgreens makes CapitalOne #1 for me.
What about Ally? It's a great bank for savings.
Could you do a video on Ally, please?.
Halloween. Ally is good also. But Sofi is my main online bank.😂
I like them both but personally prefer SoFi haha! 😎
Love SOFI!
Me too! 🧡
Me too.
Intelligent, excellent speaking skills, and cute. TRIFECTA !!! from your newest subscriber !!
Haha thank you and welcome aboard my friend! 💜
I have a question for SoFi bank acc, if I set up direct deposit for the checking acc does the higher interest 4.20% also apply for the saving acc? Also does the debit card come in the mail? Sorry I’m fairly new to banking.
Yes to both
Halloween I’m still thinking of which checking & savings account to open tough choices😉
Decisions decisions... 🤔😂
Hi.. how do you create multiple accounts within the capital savings account? I want to do it but unable to
Are there any penalties for transfers from savings to checking ?
My Ranking
1. Capital One
2. Ally Banking
When i try to add my mother’s discover debit cashback external account in my cashback debit account when i entered routing number it shows error can you please reply on this problem
Do Capital one and discover require direct deposit for the higher apy like sofi? I currently have sofi and wish they offered the high apy without direct deposit...still awesome bank though
No: Capital One nor Discover require a direct deposit for the APY that they offer.
@paulprince906 what the APY without the DD?
Halloween! Let’s goo!
Thank you for watching all the way through my friend! Happy Halloween! 💜
Im seriously considering Sofi, because after hearing the rumors im just trying to get away from wells fargo. Thank you for this
You're very welcome! 💛
I am using SoFi checking and high yield savings account for 2 years now and I am more than happy. They recently integrated Zelle inside their mobile app as well (earlier you had to download Zelle app and setup with your debit card). Withdrawing money is even easier now as I have more walgreens and CVS with all point atm near me than BoFA or chase ATMs.
HALLOWEEN 🎃
also Sofi Squad represent! 😎
Discover's lowered the ATM withdrawal limit from $2,000 to a paltry $500 w/ zero notice.
Great video - are the hi yield saving account interest rates fixed or do they change periodically ?
Hey, thank you so much. 😊 HYSA interest rates are variable and can change at any time.
Hi hope all is well for everyone ❤😊
Hey hey! 👋🏽 Hope all is well my friend! 💜
i have capital one its awsome
Sure is! 🚀🚀
I have capital one 360 🥰
Great choice! 💜
We like Amex high yield currently 4.3%
Nice choice I'm actually working on a video review of the Amex high-yield savings account due to high demand hehe.
Holloween!!!
💙
Sounds like discover is the winner in my books
Made my decision easier thank you. great video.
I’m glad I could help! 💜
Can’t wait to be 18 and bank with SoFi thank you for your videos they teach a lot on a subject high-school won’t.
Thank you, that means a lot. That's the sole purpose of this channel. If you ever have any questions or need help with anything, let me know. 💜
@@DayanaPlays 🙏👍
Do I need to open up a checking account with Capitol one before opening a HYSA?
Do you recommend Cred ai card at all as a primary use?
No not necessary i had that
Halloween 🎃
Also Vanguard just released a savings account would be awesome to see you do a review on it.
Nice, I'll look into it. Thanks for watching and dropping some love in the comments! Happy Halloween! 🎃
What u think about PNC bank?
What of Western Alliance Bank, they have excellent rates above 5%
Is being able to withdraw money from Sofi via wire transfer a new feature? Or did she mistaken when she mentioned this?
Hey, thanks for pointing this out, it was a mistake on my end. SoFi does allow outgoing wire transfers, but only for home purchases and incoming wires from any domestic institution at this time.
Those are some great accounts. I love the Discover HYSA and costumer service. Great video, thanks for the information!
I appreciate you, my friend. Keep killing it over on your channel. Happy Halloween to you and the family. 🧡🎃
i really love the videos you do and the information you give luv.
Thank you! 💜
I been banking with capital one for like 6 years actually it was the 1st time that my card expired that’s how happy am with capital one but in the other hand I don’t use it daily transactions I only use it to pay some bills I actually use a credit card to use it to pay daily transactions
What about pnc bank?
SOFI just raised APY on SAVINGS to 4.6%.
I just saw that! They’re super quick at increasing rates; that’s another reason why I really like SoFi.🔥
sofi is a stinking rip. how many people are able to deposit 5k in salary each month!? they know that amount is rare that's why they made it 5k. bastards. screw em
So is Sofi better than discover?
@@AccentBwoy I like SOFI for many reasons but one of the major reasons is because I have their credit card, bank with them, and I also use them to buy and sell stocks. Being able to see all this information from my phone has simplified things for me. I can also see my credit score. You can also link accounts to SOFI. I have my 401k and my wife’s 401k among other things. I can see my net worth in pretty much real time. I also like the savings vault. Every month we have certain amount of our pay go to certain savings vaults like a vacation fund and tuition for my son’s school. I also like that SOFI has a lot of atms to withdraw money. They partnered with allpoint is the name I believe. 55,000 atm’s nationwide at no cost. When I was with TD bank I could only withdraw from TD bank so atm’s were limited.
@@AccentBwoyIf you have and Setup Direct Deposit then yet
Discover mobile deposit has a max limit of $1000 unbelievably inconvenient
❤❤❤
Appreciate the love J! 💜
🌹
Appreciate you as always! 💜
Just opened my 360 savings account after watching your videos. Really like the capital one bank just one thing I’ve noticed: when you transfer from an external bank it takes at least 5 business days to become available for use. Bummer but other than that it’s great
did you incur any transfer fees?
The capital one 360 performance savings in not a fixed rate it’s variable so it can go lower so why not do a cd where it’s fixed with a guaranteed rate
Yep highyield savings accounts have variable rates and those rates can increase or decrease at anytime. I prefer a highyield savings account over a CD because of the freedom to withdraw my money at anytime. CD’s lock you in at a fixed rate but in exchange you can’t take out your money for a set period, which I don’t like very much. 😊
Halloween 🎃
🍂 🦇 Halloween! 🎃 👻
Hehe, Happy Halloween! 🎃🧡
Vio bank and varo
Thanks for sharing! 😊
Hello, i think Current Bank is better then your 3 bank!!)
It may be for some people. My 3 banks work amazing for my personal needs & wants. 😊
Halloween 👻
Thank you for watching until the end my friend. Happy Halloween! 🎃
Halloween 🌷
Appreciate you Nelson! 💜
Blessings Dayana and don't give up, all the content you always bring is in good shape well executed and very pleased to see and learn.🌷
Halloween
Thank you for always showing love my friend. Happy Halloween! 🧡🎃
She cute
Thank you! 💜
@@DayanaPlays
You're a Cutie-Pie🤗🙂
Peace and Blessings, Just signed up for the #sofi so lets see how it goes lol... no I'm Sure I'll love it been doing too much research not to.. though i was am looking for the discover link?? if there is one that im over looking please let me know.. til then keep posting all great and informative info...
Halloween
Halloween
Halloween
🙏🏽💙
Halloween
💙
Halloween
💜