The BEST Bank Account In 2024: SoFi Checking & Savings Account Review
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- เผยแพร่เมื่อ 26 ก.พ. 2024
- In this video, I review the SoFi checking and savings account which is one of the best bank accounts in 2024. SoFi offers one of the highest interest rates and best checking accounts and best high yield savings account in 2024, making it, in my opinion, one of the best bank accounts and the best bank in 2024.
The SoFi checking & savings accounts offers no account fees, a cash back sofi debit card, a huge SoFi welcome bonus, and other SoFi rewards and SoFi benefits that other bank accounts don't offer making it a great place to put your money in 2024 to earn a high APY or interest rate. By the end of this videos you should know if the SoFi checking and savings account is worth it.
Alternatives to the SoFi checking and savings account I personally like include Capital One with the Capital One 360 performance savings account, Discover high yield savings account, Amex highyield savings account and Wealthfront Cash Account.
SoFi Bank account may be for those looking for Best bank account, Best bank accounts 2024, Best checking account 2024, Best savings account, Best savings account 2024, Best high yield savings, Best high yield savings accounts 2024, High yield savings accounts, Best bank to open an account
⏰ LIMITED-TIME OFFERS:
💰SoFi Checking & Savings Account (Get up to $325): bit.ly/SoFiChecking
💳 SoFi Credit Card (Get $50): bit.ly/soficreditcard
💳 Amazon Prime Visa Card (Get Amazon gift card): amzn.to/47YjnQE
💳 Chime credit builder (Get $100): bit.ly/3QaYYzZ
💳 Discover It Cash Back (Get $100): discvr.co/4043Efw
💳 Chase Freedom Unlimited (Get $200): www.referyourchasecard.com/18...
💳 Amex Blue Cash Preferred (Get $250-$300): bit.ly/49D4zI2
💳 Bilt Mastercard: bilt.page/r/ALIN-2O74
🛍️ Rakuten (Get $30): www.rakuten.com/r/DAYANA3694?...
📺 Watch My Other Videos:
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Ranking My 3 Bank Accounts Worst To Best (High Yield): • Ranking My 3 Bank Acco...
The BEST Savings Account NOBODY Talks About (AMEX High Yield): • The BEST Savings Accou...
High Yield Savings Accounts: You NEED This Bank Account In 2024: • High Yield Savings Acc...
Ranking My High Credit Limit Credit Cards (WORST To BEST): • Ranking My High Credit...
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#bankaccount #highyieldsavings #sofi
DISCLAIMER: I am not a lawyer,CPA, lender, realtor or a financial advisor. The content in my videos should not be taken as legal, tax, financial advice, etc, and may or may not be outdated or inaccurate as the time this video was posted. It is your responsibility to verify all information from the video on your own. This is a TH-cam video for Entertainment purposes ONLY. If any company is mentioned is because Dayanaplays has an interest in them. Links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a commission or referral bonus. PLEASE DO NOT make buying or selling decisions based on Dayanaplays videos. If you need advice, please contact a qualified professional as I am not one. - บันเทิง
⏰LIMITED-TIME OFFERS:
💰- SoFi Checking & Savings (Get up to $325): bit.ly/SoFiChecking
💳- Amazon Prime Visa Card (Get Amazon gift card): amzn.to/47YjnQE
🛍- Rakuten (Get $30): www.rakuten.com/r/DAYANA3694?...
SOFI! Great update! I love my Sofi credit card. It’s my go to card for most purchases since I get 2% on everything regardless of the category. Easy pick! 🤑🔥💳
You're the best. Thank you for always supporting me, Pollita! 💜
Can you get same perks with a secured card?
Set up a SoFi Checking & Savings in July 2023. This was one of the absolute best financial decisions I have ever made!
If you dont mind me asking please explain
Nice! 💜
❤Love it!! thank you Dayana!
Gracias a ti for your support Leo! 💜
SoFi - from newest loyal bestie. Already set up the Checking/Savings combo account. And already used their Customer Service chat. The daily deposit limits are fairly low. It would be nice to offer an unlimited deposit amount, at least for initial account funding, and/or put the deposit on-hold until the check clears. I even offered to mail a Cashier's Check to SoFi, but that is not an option. Overall, this account is still well worth it for me. Thank you for your recommendation.
Good Information and thanks for sharing Dayana!
You got it! 💜
SOFI. Very informative video. Straight to the point and no fluff. Thank you!
You're welcome! 💜
Great Video! I’m a new SoFi customer and have already received $100 in total bonuses!
Thank you and that's awesome congrats! 💙
I love sofi another excellent video and information thkyou very much for the information that you provide to us 👍
Appreciate ya! 😎
SOFI
I love SoFi too! So far it’s been great!
Twinsies! 💜
As usual amazing video ❤
Thank you so much! 😃
So tempting to sign up in the future. Lots of benefits!
Sofi.
Thank you for taking the time to drop some love hehe! Let me know if you end up signing up for the account and if you have any questions about it! 💜
*SOFI*
The 4.60 percent APY was the biggest draw for me. Much better than my previous savings account!
Yea, it's a very competitive rate! 🔥
Just got a SoFi account to try it out. It seemed cool and I love to try out different bank accounts. Any “must do” things for someone new to SoFi?
Love my SoFi accounts!
Twinsies! 💜
For the past few months I've been getting my direct deposits 4 days early for some reason. I got my military retirement check yesterday that gets paid to me on the 1st of every month with a regular bank account like Chase.
Same bro ! Im still active and i get paid hella early ! 😂
Yes Ma'am I Have Them For 4 Years She Not Lying I Promise I Love Sofi Banking
Thank you! 💜
Thank you for this information. I'm trying to get over the fear of sending ALL my money to an online bank. I'm so scared of leaving my brick and mortar CHASE, although I know I get nothing from them other than security they are 2 minutes from my house. I need to change this way of thinking :(
I'm in the same boat as you. Have you made the jump to online banking?
I was like you before but now I love online banking . I Bank with Amex HYSA and earn around $1000 in interest with in a year. with Chase bank not even $5 😐. Your money is safe because it is FDIC SECURED !!
@@devinalosa7543 Thank you for the advise. I will do some more research
It's actually safer these days believe it or not..
Great
💛
I had a question do you think Sofi is better for banking and investing or Acorns?
Any advice on international banks / investment firms? I reviewed your previous videos for the last year and do not see any posts on that topic.
Is Sofi direct deposit from paycheck or can it be from another bank? Just once at $5k to get bonus or every month? Thank you👍🏽
Capital One 360 is my cup of tea
“SoFi”. They also allow mobile check deposits of $200K while some banks/CU max at $3000.00/day. As a feeder bank they do transfer $ quickly though allow only 4/5 different banks at most I think. Not bad.
“SOFI” But i bank with the real #1… Capital One. Love your videos, so informative 👍🏽
I’ve been diligently working, saving and contributing towards early retirement and financial freedom, but since covid outbreak, the economy so far has caused my portfolio to underperform, do I keep contributing to my 401k or look at alternative sectors to meet my goals?
keep contributing! I'd suggest you consider financial advisory at this point, remember you are in for the long haul
@maria_casey that's impressive ! I could really use the expertise of your mentor . who is the person guiding you please?
Love SOFI. I have $50k in my 4.6% savings and the rest in Wealthfront at 5.00%. And yes, I still have WF for when on vacation outside of the USA and for Zelle lol.
Just saw your CC link. Does it also qualify us Plus members for 3% rather than 2%? I don’t see info on that.
I am a plus member and I received 3% for the 1st year on up to $12k in purchases.
Loved the cashback I received after the purchase posted to acct, no waiting til the next month billing cycle to get your cashback!
SoFi
Get your money right 😉 it's the only stock I own! 📈💎🙌🧑💻💸💸💸
Thanks for watching! ❤️ Why only SoFi?
@@DayanaPlays Mainly right now because I l believe it's undervalued at a discount price! I believe in the CEO and his plans for the future. They align with mine and I knew this was coming and then I found SoFi while searching for a new bank. Then I really started to do more research. Banks have been collapsing since covid and we're the only country with around 7500 banks. I believe we're going down to just a few with no branches in the future. I believe SoFi will be a part of that future! This is my first year in the stock market as a trader/investor as well and I have to say I'm loving it! SoFi being profitable now is just a bonus. 2 more quarters of profitability and they are on the s&p index! The next two years will be huge for SoFi I believe!
SOFI!
What do you think about Marcus by Goldman Sachs? They have a competitive APY and interest rate and you don’t need a direct deposit to get it. 😅
No incoming and outgoing wire fees?
If I’m in Australia can I open this bank account?
I would use it but i don't have anyway to direct deposit
I did see yo promo till after i set up direct deposit🤦🏾♂️so i missed out i got 2jobs tho?
SOFI❤
I appreciate the love! 💜
YUMMY
Social Finance!
I appreciate the love my friend! 💜
Question. So if I have the direct deposit I don’t need to deposit 5k every month or would I still need to deposit 5k every month?
Hey, it's one or the other. So if you set-up direct deposit there's no need to also deposit 5K.
Interesting, so I get 3% cash back on everything 1st year after opening sofi credit card ?
Hey, yes you’ll get a $50 sign up bonus and earn 3% cash back for the first 12 months or $12,000 total spend (whichever comes first). So between the bonus and the 3% offer that’s about $410 on year one.
Keep in mind that to receive the 3% cash back offer, you need to set-up direct deposit.
Let me know if you have any other questions. 😊
I have a question, if I create a sofi account and transfer 10K from my other account and direct deposit 700$ monthly from my payroll will I be eligible for 300$ bonus and 4.60% APY? Please help
Hey, to earn 4.60% APY on your savings account, you only need to receive direct deposits of at least $1 each month. Since you'll be receiving $700 a month, you'll easily qualify.
However, to get the $300 bonus, you need to receive direct deposits totaling $5,000 or more. Transfers from other bank accounts don't count. You can view qualifying direct deposits here: support.sofi.com/hc/en-us/articles/10546180767373-What-is-a-direct-deposit-and-what-is-considered-a-qualifying-direct-deposit
Hope that helps! 😊
Now they paying $100 per referral instead of $75
I’m counting down the days til I turn 18 and can get my money right
You got this! 🚀
do you have to do deposit 5k or more every month to get 4.6% for saving account?
Hey, to qualify for the 4.6% APY, you need to set up direct deposit and receive at least $1 in direct deposits each month. If you can’t do that, you can also unlock the 4.6% APY by depositing $5,000 a month.
Hope that clears things up! 💜
First
Second
Thank you so much J! 🥹💜
Aw thank you so much! 💜
👍
💜
Can I open a business account along with personal
You could do that just not with SoFi because they don't offer business accounts at the moment. 😊
🌹
Always appreciate the support my friend! 😊
Wait, so you have to deposit 5k a month to get the 4.6% thats the only way?
Or set-up direct deposit
Es verda que si haces un depósito directo de 300 te dan 300 saludos ?
Sofi🌷
💜
I was going get Sofi. I decided to stay with American Express. 1APY Checking and 4.25 Savings = 5.25 APY. You have to be a Amex member for 3 months to get Checking account.
does it make sense to simply add the apy's together when you have different balances in your checkings versus savings account?
@@humbledilligent I'm going for Wealth Front and Amex Savings right now Amex is 4.35 apy Savings and checking 1 apy and Wealth Front is 5 apy Savings. I'm going put small amount in each Savings account and let it grow
Is this better than ally? Shemz. I just open an ally account.😂
Ally is pretty good as well
Who the hell goes to branches anymore?
what is ur thought on UFB direct bank which offers 5.25 APR?
SoFi
💜
SOFI
💜
Sofi .
Sofi
You move too much. I am not trying to be negative. Just some positive feedback. Your video is awesome otherwise and informational.
Appreciate the feedback!
You were straight to the point and no gimmicks. I loved it. New subscribers here.
If I'm understanding this correctly, per the sofi website, if you have direct deposit, you'll get the highest apy no matter if it's $5k
Of course I could be misunderstanding what she said but I was left with the impression that I had to deposit $5,000 every month to maintain the highest apy.
When I look at their website though it says to maintain the highest apy you just have to set up direct deposit
SOFI!
Thank you so so much for always showing love my friend! 💜
SOFI
Hey, thanks so much watching til the end! 💜
SoFi
💜
Sofi
💜
SOFI !
Appreciate the love! 😊💜
SOFI
Thank you for sticking til the end! 💜
SOFI
💜
Sofi
Thanks for watching! 💜
SOFI
Appreciate the love! 😊
Sofi
Thanks for watching J! 💜
@@DayanaPlays you welcome I always enjoy your videos they are very educational.🙂