HSBC offers a currency account which gives you local details for multiple currencies. In my comparisons HSBC offers better value than Wise because it doesn't charge a fee. However, I agree they are not transparent. Revolut is still best for up to 1000£. Revolut also gives you vaults with 0.9% interest for euro account for free and its FSCS protected.
Hey Timos! Thanks for sharing your insight. I only chose to leave HSBC's foreign currency accounts out because they're similar to Barclays and just not that compelling. I have to disagree that HSBC provides more value, can you explain why you think that? They charge fixed fees on certain outbound international payments (www.hsbc.co.uk/international/currency-account/#fees) and have quite opaque exchange rates, which probably contain hidden exchange rate margin fees (I might be wrong as I can't confirm). Given the fixed fees and hidden fees you'd likely pay with HSBC, I would think Wise would be cheaper. HSBC does have more currencies available which certainly provide better value, and you have fee-free ATM withdrawals. But I just can't get on board with their high fees. Love to hear your thoughts though and why you think otherwise. ^Jonny
@@Monitodotcom thanks for your answer. I'm mainly interested in euro. GBP to EURO conversion was always cheaper in HSBC compared to Wise because of the fee that Wise charges. They also support sending euro for free in the EU. They do charge 7£ for sending dollars to other accounts which is absurd. After having tried personally all the options and given the fact that I don't convert more than 1000£, Revolut is still my go to option.
I did convert some € to £ few days ago in my global money account and the exchange rate was exactly the same than the revolut one. I'm not à Revolut expert, but the benefice I see with HSBC is the with global view the transfer are instantly performed.
In 2012, HSBC Holdings' agreement to pay a $1.9 billion fine points to a lack of adequate control processes in compliance and anti-money laundering. HSBC provided money-laundering services of more than $881 million to various drug cartels including Mexico's Sinaloa cartel and Colombia's Norte del Valle cartel.
Hey. I would suggest checking www.monito.com/ - Our comparison engine will tell you who the best provider will be, specifically for the amount you wish to transfer. ^Jonny
I'm late to this party, but I did open the HSBC account and their rates to convert between currencies were rather terrible. I closed the account without using it. Wise is so much better, at least for my use.
Thank you for this great vid. Can I ask, does this mean that while you are living in the UK and someone needs to send you some Euros, will the Euro sent to you land in your account as Euros or as GBP?
Hi. Was considering the HSBC acct as we live in Australia but have family in the uk that put money in acct for Bdays, Xmas etc and apparently no transaction fees if we use that money here ? We are also making a trip back to uk and Europe later in the year so thought same account would be good for loading our money into and spending there also ? Am I wrong?? Would one of the others be better for us. Totally confused now.
Thanks for the video man. I was really going for a HSBC card cause they sounded more established but apparently their offerings is just not as versatile as wise. Only thing bothering me about wise is that its not FSCS protected, its a bummer. I'll see how that goes.
No worries, glad you found it useful! I appreciate your concern, and I share a similar sentiment. I just don't deposit a lot of money into my Wise account, and I only budget what I need for travel purposes. They do have an investment scheme in the UK called Wise Assets which has some okay returns and is FSCS-protected, definitely worth checking out! Cheers. ^Jonny
Don't Don't Don't, Suspicious selling customer information. They asked me for my monthly expenses INCLUDING my broadband expenses!!! VERY SUSPICIOUS. HSBC UK CLOSING.
Many thanks for posting this, it seems a really well informed and objective summary of modern multi-currency banking and gives plenty of food for thought!
I use the HSBC Global Money Acc, but I use it paired with a USD Currency Account. This means for me that I can buy my USD very very cheaply at my local travel agents and the deposit that cash into my USD Account and then when I need to spend it on a card, just transfer it to my Global Money card, with no fees - one thing to note is and this is HIGHLY annoying, HSBC Branches only accept foreign bank notes not coins, lukily enough if your local travel agents are as awsome as mines are then you could ask them if they would exchange your 5x 20cents coins for a 1dollar note XD yes i have done that and HSBC gladly accepted it
I have a USD bank draft to deposit. I would prefer to deposit to a USD account so that i dont lose out with regards to conversion and will be able to spend from it when i visit the US. 6:01 Paying cheques into Revolut is difficult. What is the best way to go about this?
Very helpful video. Question please. I reside in the UK, which do you think is the best option in terms of opening a usd account for the purpose of paying school fees directly to a university in Georgia? Also if I have a wise account with usd currency, can I transfer that to a revolut account?
Hey! If I were you I'd consider using Revolut, AND given the amount you are likely to be exchanging, get their Premium account so you have unlimited fee-free currency exchange. Then just deposit the GBP into your R account, exchange for USD and send to the Georgia school. That should be straight forward and a great way to save money on FX fees. Let me know if you have further questions. ^Jonny
Hello, thanks for the video. Have you had experience with EUR withdrawals in the UK. I want to maintain a EUR bank account. However I want to have an option whereby I'll be able to make cash withdrawals from that EUR account in EUR in the UK and without a fee. I suppose that will not be possible to do through an ATM in the UK, hence Starling Bank is an unlikely option, as I expect I'd need to visit a bank branch. Do you know whether that option is available with either HSBC or Barclays bank? And whether it's fee free (withdrawal in EUR from EUR balance in the UK, no currency conversion). Thanks
I would recommend the Wise Multi-Currency Account. It is great, and I've reviewed it previously (th-cam.com/video/MK_WF1uJU1g/w-d-xo.html). In short, it is a low-fee, multi-currency account that gives you various local bank details for you to receive different currencies for free. Let me know if you have any more questions, and if you do decide to check out Wise then please consider using my affiliate link (bit.ly/3UvJs1Y). Thank you in advance. ^Jonny
I have had a bad experience with Wise bank since they closed my account with no reason as exactly they mentioned, It's really frustrating. How to complain them?? Please advise
I'm sorry to hear that, unfortunately banks and providers like WISE can do this, NatWest is an example after the de-banking/Farage debacle recently. They do have to give you a reason, what was their correspondance? Can you share some quotes. ^Jonny
Great, thank you for sharing. So you could use Revolut to make the purchase. I would suggest when you're ready to make the purchase, deposit the funds into your Revolut account via bank transfer from your UK bank account, and then in-app exchange that money for USD. There are just a few important things to remember as you'll be exchanging a large amount of money. 1. Make sure you exchange Monday - Friday as Revolut will charge you a surcharge for exchanging currencies at the weekend. 2. Get yourself Revolut Premium, our affiliate link will give you 3 months of Premium for free and with it, you'll get unlimited fee-free currency exchange. This means when you exchange from GBP to USD you'll pay no fees and receive the real, mid-market rate. 3. It's likely you'll need to verify the source of the money as it's going to be a large amount. Just make sure you have the necessary paperwork. Then once the USD is exchanged in your account then you can make the transfer to the vendor, solicitor or whoever you're paying. Let me know if you have any further questions, you can also register for Revolut via this link (bit.ly/3VSlhw5 ). Thank you. ^Jonny
Hey bro! I have my Revolut account setup presently leaving in the Uk, my family live in the united state. I don’t know how to use the app that well. What details should I give them, Incase they want to send me money… the domestic transfer only details or cross border details??
Does your family have a Revolut account? Because the best thing you could do would be to both have accounts and just send me via your 'Revtag' which would be basically a free method of transferring money. ^Jonny
I am presently resident in UAE. Now planning to move to New Zealand after few month's. I wish to open an HSBC global money account. What's is opinion. Is itcaxgood decision ???
Worst = HSBC & BOA indeed! I have a very bitter / painful experience with BOA now and HSBC Business account in the past. You do not want to taste the poison for getting the same experience! Chase = the best
Can I directly receive for instance JPY with Revolut with a SWIFT transfer? What does a local account provides that an account without local details does not?
It provides exactly that, it would give you the ability to receive a particular currency. For example, GBP local account details would allow you to receive British Pounds. As Revolut don't provide local JPY account details, if someone sent you JPY via SWIFT, depending which country you reside it would be exchanged to your local currency. For me that would mean JPY being exchanged for GBP. Hope that helps. ^Jonny
@@Monitodotcom Thank you for your answer! Which solution do you think would be the best if I were to receive regular income in JPY while living in the UK (I am setting up a contract as a freelancer)? Is it better to receive SWIFT transfers to a Revolut account? Or maybe I should open a Barclays account as they provide local account details in JPY and then use a service such as Wise to have that transferred to GBP when needed (I might need JPY later as I plan to travel in Japan in the near future) ?
This is a great question, and you basically answered it yourself 😊 We know that the main issue is will be exchanging JPY to GBP, and when we do we have to make sure you receive the best rate. So if you open a Barclays account and get a JPY current account you could receive the money from your employer, hold it and technically spend it like a local in Japan, that's a win! For that reason I think that option is best. Also when you're ready to transfer to GBP you could just use WISE via your Barclays account to a GBP account of your choice. Like I said, you answered the question yourself 😉 ^Jonny
I would recommend interactive traders LLC. They provide the all in platform for multi currency and can trade on multiple exchanges. Granted they are strict in validating your information but might be worth to check out
Thank you so much for the video. It's quite helpful. I tried installing using given link. I used my mobile number and it took me to App store to download it but this 3 months free is not applied. Can you please advise? Thank you
Hey Rum! No worries, glad you found the video useful. You’ll need to upgrade to Revolut Premium manually, it won’t automatically do it for you. Let me know if you have any problems. ^Jonny
@@Monitodotcom I found the same! £100 gets me €113.23 (HSBC GMA), €112.88 (Starling), or £112.65 (Wise), which means HSBC Global Money Account's pricing is 0.51% better than Wise's. For me, given the price differential and FSCS protection (vis-a-vis recently failed banks), I'd rank HSBC top of the list. This is counterintuitive as I also thought HSBC would trail! FYI These prices were retrieved at 7:39pm BST Tuesday 2 May. Sorry I do not have a Revolut account to get its price, though I suspect it to be on par with (if not worse than) Wise considering the prescribed margins.
Thanks. The comparison is very helpful. The biggest headache in India is exchanging for local currency at airports. Do you know if it is possible to load Wise or another card with Indian rupees from UK and then use it to withdraw cash from the airport atm?
No worries, glad it was useful. Unfortuntaly you can't directly deposit INR into a WISE account (wise.com/help/articles/2596978/how-do-i-add-money-to-a-balance). Are you baed in the UK or India? There may be an alternative I can recommend. ^Jonny
Okay great, thanks for sharing. I'd suggest just asking your family to put the transfer details into www.monito.com - Our comparison engine will then tell them who the cheapest provider will be. Currently, it looks like WISE is the best way to send money from India o the UK, but it's worth checking as exchange rates are constantly changing. ^Jonny
Hey Sagar, for a multi-currency account the best option would be Revolut, the interest you get will depend on your plan and it starts at 0.90% / 0.95% / 1.00% / 1.15%. I'd suggest opening a Revolut account, getting 3 months of Premium for free with our affiliate link (bit.ly/3VSlhw5 ) and trying it out. You can always cancel before the 3 months is over if you don't want or like it. ^Jonny
Wise have stopped offering USD accounts to new users. Hide it behind an asterisk in the terms. Obviously this video is outdated but forget Wise it's a waste of time.
Hey Will! Hopefully this is temporary at least that's what according to their website. I wouldn't say WISE are a waste of time, that seems a bit harsh. Especially considering they're one of the cheapest providers for international money transfer and besides USD account details they still provide local account details for 9 other currencies, and that's free to personal users. ^Jonny
Ahhh this is perfect timing, glad the video popped up on the search results feed, idk how you don't have more subscribers honestly buut keep it up dude 🤌🏼🤌🏼
![ILLSLICK - KILLSHOT REMIX [FULL VERSION]](http://i.ytimg.com/vi/RIK8RrqIAzE/mqdefault.jpg)
HSBC offers a currency account which gives you local details for multiple currencies. In my comparisons HSBC offers better value than Wise because it doesn't charge a fee. However, I agree they are not transparent. Revolut is still best for up to 1000£. Revolut also gives you vaults with 0.9% interest for euro account for free and its FSCS protected.
Hey Timos! Thanks for sharing your insight. I only chose to leave HSBC's foreign currency accounts out because they're similar to Barclays and just not that compelling.
I have to disagree that HSBC provides more value, can you explain why you think that?
They charge fixed fees on certain outbound international payments (www.hsbc.co.uk/international/currency-account/#fees) and have quite opaque exchange rates, which probably contain hidden exchange rate margin fees (I might be wrong as I can't confirm). Given the fixed fees and hidden fees you'd likely pay with HSBC, I would think Wise would be cheaper.
HSBC does have more currencies available which certainly provide better value, and you have fee-free ATM withdrawals. But I just can't get on board with their high fees. Love to hear your thoughts though and why you think otherwise. ^Jonny
@@Monitodotcom thanks for your answer. I'm mainly interested in euro. GBP to EURO conversion was always cheaper in HSBC compared to Wise because of the fee that Wise charges. They also support sending euro for free in the EU. They do charge 7£ for sending dollars to other accounts which is absurd. After having tried personally all the options and given the fact that I don't convert more than 1000£, Revolut is still my go to option.
I did convert some € to £ few days ago in my global money account and the exchange rate was exactly the same than the revolut one.
I'm not à Revolut expert, but the benefice I see with HSBC is the with global view the transfer are instantly performed.
I was about to start getting paid in a foreign currency and you litterally saved me from a month of headaches comparing options; thank you so much!
Glad to have helped. ^Jonny
is this sponsored by Revolut?
In 2012, HSBC Holdings' agreement to pay a $1.9 billion fine points to a lack of adequate control processes in compliance and anti-money laundering. HSBC provided money-laundering services of more than $881 million to various drug cartels including Mexico's Sinaloa cartel and Colombia's Norte del Valle cartel.
I have both wise and resolut cards for international purposes
Which is best for Bank transfer to Indonesia ? HSBC or Revolut ?
Hey. I would suggest checking www.monito.com/ - Our comparison engine will tell you who the best provider will be, specifically for the amount you wish to transfer. ^Jonny
I'm late to this party, but I did open the HSBC account and their rates to convert between currencies were rather terrible. I closed the account without using it.
Wise is so much better, at least for my use.
Thank you for this great vid. Can I ask, does this mean that while you are living in the UK and someone needs to send you some Euros, will the Euro sent to you land in your account as Euros or as GBP?
Which account are you looking at? Revolut? ^Jonny
Hi. Was considering the HSBC acct as we live in Australia but have family in the uk that put money in acct for Bdays, Xmas etc and apparently no transaction fees if we use that money here ? We are also making a trip back to uk and Europe later in the year so thought same account would be good for loading our money into and spending there also ? Am I wrong?? Would one of the others be better for us. Totally confused now.
Thanks for the video man. I was really going for a HSBC card cause they sounded more established but apparently their offerings is just not as versatile as wise. Only thing bothering me about wise is that its not FSCS protected, its a bummer. I'll see how that goes.
No worries, glad you found it useful! I appreciate your concern, and I share a similar sentiment. I just don't deposit a lot of money into my Wise account, and I only budget what I need for travel purposes. They do have an investment scheme in the UK called Wise Assets which has some okay returns and is FSCS-protected, definitely worth checking out! Cheers. ^Jonny
Don't Don't Don't, Suspicious selling customer information. They asked me for my monthly expenses INCLUDING my broadband expenses!!! VERY SUSPICIOUS. HSBC UK CLOSING.
Many thanks for posting this, it seems a really well informed and objective summary of modern multi-currency banking and gives plenty of food for thought!
Glad you enjoyed it! ^Jonny
I use the HSBC Global Money Acc, but I use it paired with a USD Currency Account.
This means for me that I can buy my USD very very cheaply at my local travel agents and the deposit that cash into my USD Account and then when I need to spend it on a card, just transfer it to my Global Money card, with no fees - one thing to note is and this is HIGHLY annoying, HSBC Branches only accept foreign bank notes not coins, lukily enough if your local travel agents are as awsome as mines are then you could ask them if they would exchange your 5x 20cents coins for a 1dollar note XD yes i have done that and HSBC gladly accepted it
I have a USD bank draft to deposit. I would prefer to deposit to a USD account so that i dont lose out with regards to conversion and will be able to spend from it when i visit the US. 6:01 Paying cheques into Revolut is difficult. What is the best way to go about this?
Very helpful video. Question please.
I reside in the UK, which do you think is the best option in terms of opening a usd account for the purpose of paying school fees directly to a university in Georgia?
Also if I have a wise account with usd currency, can I transfer that to a revolut account?
Hey! If I were you I'd consider using Revolut, AND given the amount you are likely to be exchanging, get their Premium account so you have unlimited fee-free currency exchange. Then just deposit the GBP into your R account, exchange for USD and send to the Georgia school. That should be straight forward and a great way to save money on FX fees.
Let me know if you have further questions. ^Jonny
Hello, thanks for the video. Have you had experience with EUR withdrawals in the UK. I want to maintain a EUR bank account. However I want to have an option whereby I'll be able to make cash withdrawals from that EUR account in EUR in the UK and without a fee. I suppose that will not be possible to do through an ATM in the UK, hence Starling Bank is an unlikely option, as I expect I'd need to visit a bank branch. Do you know whether that option is available with either HSBC or Barclays bank? And whether it's fee free (withdrawal in EUR from EUR balance in the UK, no currency conversion). Thanks
thanks! What kind of account would you recommend to also receive multiple currencies?
I would recommend the Wise Multi-Currency Account. It is great, and I've reviewed it previously (th-cam.com/video/MK_WF1uJU1g/w-d-xo.html). In short, it is a low-fee, multi-currency account that gives you various local bank details for you to receive different currencies for free. Let me know if you have any more questions, and if you do decide to check out Wise then please consider using my affiliate link (bit.ly/3UvJs1Y). Thank you in advance. ^Jonny
I have had a bad experience with Wise bank since they closed my account with no reason as exactly they mentioned, It's really frustrating. How to complain them?? Please advise
I'm sorry to hear that, unfortunately banks and providers like WISE can do this, NatWest is an example after the de-banking/Farage debacle recently. They do have to give you a reason, what was their correspondance? Can you share some quotes. ^Jonny
Hi Monito, I’m moving to the USA soon. What is the best way to transfer funds required for home buying?
Hey Susan. Where are you currently based? ^Jonny
@@Monitodotcom UK
Great, thank you for sharing. So you could use Revolut to make the purchase. I would suggest when you're ready to make the purchase, deposit the funds into your Revolut account via bank transfer from your UK bank account, and then in-app exchange that money for USD. There are just a few important things to remember as you'll be exchanging a large amount of money.
1. Make sure you exchange Monday - Friday as Revolut will charge you a surcharge for exchanging currencies at the weekend.
2. Get yourself Revolut Premium, our affiliate link will give you 3 months of Premium for free and with it, you'll get unlimited fee-free currency exchange. This means when you exchange from GBP to USD you'll pay no fees and receive the real, mid-market rate.
3. It's likely you'll need to verify the source of the money as it's going to be a large amount. Just make sure you have the necessary paperwork.
Then once the USD is exchanged in your account then you can make the transfer to the vendor, solicitor or whoever you're paying.
Let me know if you have any further questions, you can also register for Revolut via this link (bit.ly/3VSlhw5 ). Thank you. ^Jonny
Hey bro! I have my Revolut account setup presently leaving in the Uk, my family live in the united state. I don’t know how to use the app that well. What details should I give them, Incase they want to send me money… the domestic transfer only details or cross border details??
Does your family have a Revolut account? Because the best thing you could do would be to both have accounts and just send me via your 'Revtag' which would be basically a free method of transferring money. ^Jonny
I am presently resident in UAE. Now planning to move to New Zealand after few month's. I wish to open an HSBC global money account. What's is opinion. Is itcaxgood decision ???
Is the chase you talking about in usa ? Bc uk you need ti reside in uk ti open it
Yes it's only available for Uk residents. ^Jonny
Worst = HSBC & BOA indeed! I have a very bitter / painful experience with BOA now and HSBC Business account in the past. You do not want to taste the poison for getting the same experience!
Chase = the best
I like your smile over all your videos 😊
Thanks 🙂 ^Jonny
I'm still confused with getting 'US account details"...like living in th UK and having US details?
Precisely, you get an account that you can use to share details with so you can receive US Dollars., just like a local would in the US.. ^Jonny
Question moving from africa to euro which one is better revolut or wise?
Are you talking about sending money?
@Monitodotcom yea in that case which one is better sending it to wise or revolut
that will depend on the countries, where are you sending money to and from? @@johnadu-yeboah4906
@@Monitodotcom ghana
and to which country? @@johnadu-yeboah4906
WISE is a never for me cause its ok to add funds but its limited when sending
Can I directly receive for instance JPY with Revolut with a SWIFT transfer? What does a local account provides that an account without local details does not?
It provides exactly that, it would give you the ability to receive a particular currency. For example, GBP local account details would allow you to receive British Pounds. As Revolut don't provide local JPY account details, if someone sent you JPY via SWIFT, depending which country you reside it would be exchanged to your local currency. For me that would mean JPY being exchanged for GBP. Hope that helps. ^Jonny
@@Monitodotcom Thank you for your answer! Which solution do you think would be the best if I were to receive regular income in JPY while living in the UK (I am setting up a contract as a freelancer)? Is it better to receive SWIFT transfers to a Revolut account? Or maybe I should open a Barclays account as they provide local account details in JPY and then use a service such as Wise to have that transferred to GBP when needed (I might need JPY later as I plan to travel in Japan in the near future) ?
This is a great question, and you basically answered it yourself 😊
We know that the main issue is will be exchanging JPY to GBP, and when we do we have to make sure you receive the best rate. So if you open a Barclays account and get a JPY current account you could receive the money from your employer, hold it and technically spend it like a local in Japan, that's a win! For that reason I think that option is best. Also when you're ready to transfer to GBP you could just use WISE via your Barclays account to a GBP account of your choice. Like I said, you answered the question yourself 😉 ^Jonny
Does the promotion work right now outside the UK, lets say, in Hungary?
Yes it works in Hungary. ^Jonny
Thanks for the quick reply. ^^
No worries! Let me know if you have any issues.
Can you do a review on zing by hsbc?
Working on it buddy. ^Jonny
I need to do trading in US stocks so I need to open account in HSBC which account is best
I would recommend interactive traders LLC. They provide the all in platform for multi currency and can trade on multiple exchanges. Granted they are strict in validating your information but might be worth to check out
Thank you so much for the video. It's quite helpful. I tried installing using given link. I used my mobile number and it took me to App store to download it but this 3 months free is not applied. Can you please advise? Thank you
Hey Rum! No worries, glad you found the video useful. You’ll need to upgrade to Revolut Premium manually, it won’t automatically do it for you. Let me know if you have any problems. ^Jonny
I've yet to find an account that will allow two people to be joint AND allow multi-currency. Any suggestions?
May I ask where you're based? ^Jonny
@@Monitodotcom in the US however partner is in Australia.
Okay, that is tricky, especially because you're from different countries. Do either of you share citizenship in the US or Australia?
@@Monitodotcom not at this time.
Wise just started offering 3.71 percent interest.
I only recently published a video with their interest rates for Wise Interest on GBP balances @ 3.11! I can't keep up! ^J
@@Monitodotcom ahh.. I'm referring to the USD rate, I just opted into the other day.
HSBC money account has a better exchange rate than my Revolut Business! I have tested.
That’s fascinating! Can you send me screenshots? Also what currencies are you testing and when was this? ^Jonny
@@Monitodotcom I found the same! £100 gets me €113.23 (HSBC GMA), €112.88 (Starling), or £112.65 (Wise), which means HSBC Global Money Account's pricing is 0.51% better than Wise's.
For me, given the price differential and FSCS protection (vis-a-vis recently failed banks), I'd rank HSBC top of the list. This is counterintuitive as I also thought HSBC would trail!
FYI These prices were retrieved at 7:39pm BST Tuesday 2 May. Sorry I do not have a Revolut account to get its price, though I suspect it to be on par with (if not worse than) Wise considering the prescribed margins.
Thanks. The comparison is very helpful. The biggest headache in India is exchanging for local currency at airports. Do you know if it is possible to load Wise or another card with Indian rupees from UK and then use it to withdraw cash from the airport atm?
No worries, glad it was useful. Unfortuntaly you can't directly deposit INR into a WISE account (wise.com/help/articles/2596978/how-do-i-add-money-to-a-balance). Are you baed in the UK or India? There may be an alternative I can recommend. ^Jonny
@@Monitodotcom Thanks I'm based in the UK and it's a real hassle to get money converted at a good rate when landing in India
@@jitendrakulkarni69 I suppose then if you need INR in cash your only option is to order it in the UK and take it with you. Is that what you do now?
I'm currently living in UK, what's the best way to receive money from India?
Can I ask who will be sending you this money? Are you receiving it from a business or is it personal? E.G Family? ^Jonny
@@Monitodotcom from my family. Am an international student
Have you setup a bank account in the UK?
@@Monitodotcom yes ! HSBC
Okay great, thanks for sharing.
I'd suggest just asking your family to put the transfer details into www.monito.com - Our comparison engine will then tell them who the cheapest provider will be. Currently, it looks like WISE is the best way to send money from India o the UK, but it's worth checking as exchange rates are constantly changing. ^Jonny
Starling does not accept bank transfers (or am I missing something)?
Starling does have international bank transfers, and for a very competitive rate. ^Jonny
Which bank give good interested in Europe
Hey Sagar, for a multi-currency account the best option would be Revolut, the interest you get will depend on your plan and it starts at 0.90% / 0.95% / 1.00% / 1.15%. I'd suggest opening a Revolut account, getting 3 months of Premium for free with our affiliate link (bit.ly/3VSlhw5 ) and trying it out. You can always cancel before the 3 months is over if you don't want or like it. ^Jonny
@@Monitodotcom thank you for information
Nice 👍
Wise have stopped offering USD accounts to new users. Hide it behind an asterisk in the terms. Obviously this video is outdated but forget Wise it's a waste of time.
Hey Will! Hopefully this is temporary at least that's what according to their website. I wouldn't say WISE are a waste of time, that seems a bit harsh. Especially considering they're one of the cheapest providers for international money transfer and besides USD account details they still provide local account details for 9 other currencies, and that's free to personal users. ^Jonny
I also sent money to Australia from my uk global account and the money was on my habc australia global account in seconds no fees lol
How about currency conversion charges? How can you convert GBP to AUD via HSBC UK Global Money Account? Please explain..
Basically a Wise and Revolut bung video.
Can you have a US bank account with Revolut like you can have it with Wise ?
Where are you based? ^Jonny
revolut has MORE than 3 currencies.
Yes absolutely but I’m referring to actual local account details, these allow you to receive a currency as well. ^Jonny
@@Monitodotcom yes, local account details, more than those 3.
Ahhh this is perfect timing, glad the video popped up on the search results feed, idk how you don't have more subscribers honestly buut keep it up dude 🤌🏼🤌🏼
I'm just hyped the video found you and it was helpful. Cheers for the feedback! ^Jonny
🥺🥺🥺🥺🥺🥺🫤🫤🫤🫤🫤🫤 awesome. Revolut for sure.