How did Silicon Valley Bank fail? : Business case study

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  • เผยแพร่เมื่อ 27 พ.ย. 2024

ความคิดเห็น • 1.5K

  • @amitt319
    @amitt319 ปีที่แล้ว +3338

    Heidenberg should have studied SVB instead of Adani at the first place !!!

    • @sumanthmurthy1642
      @sumanthmurthy1642 ปีที่แล้ว +289

      Uhh why not both??
      Adani seems to be a house of cards

    • @millennialmind9507
      @millennialmind9507 ปีที่แล้ว +412

      ​@@sumanthmurthy1642 Adani will still survive, svb is gone

    • @MrSoorajsurya
      @MrSoorajsurya ปีที่แล้ว +246

      @@sumanthmurthy1642 exactly, why not both and more such companies even if they are Indian.
      Why do Indians believe that they are going to get any benefit from Adani's share price continue to be inflated ?

    • @aaditya4556
      @aaditya4556 ปีที่แล้ว +137

      What svb done is poor investing and not changing according to the situation on the other hand adani seems to be taking advantage of loopholes in the system and scamming individual investers

    • @imagine_9818
      @imagine_9818 ปีที่แล้ว +167

      Bro accept it , adani is fraud. Look at the evidence not your preconceived notions. You people are simply losing the ability to reason these days.
      Have some common sense!

  • @jimmyjoseph2365
    @jimmyjoseph2365 ปีที่แล้ว +383

    You are a good example of how to communicate so well at such a young age and even dive into such complex issues of the globe. Kudos to you! You make complex things be understood better.

    • @kpkp86
      @kpkp86 ปีที่แล้ว +7

      if they explain the link between money supply/printing and inflation, things would be much more clearer. They definitely missed this crucial info.

    • @karthikreddy8567
      @karthikreddy8567 ปีที่แล้ว +5

      Ganesh means , king of knowledge and intelligence.

    • @kdpr007
      @kdpr007 ปีที่แล้ว

      well said

  • @SurrealNatureN
    @SurrealNatureN ปีที่แล้ว +317

    Man this is one the most transparent and unbiased channels .., doesn't impose its ideologies on viewers ..explain them the topics & leave it to them to decide what's right or wrong💙

    • @kpkp86
      @kpkp86 ปีที่แล้ว +4

      if they explain the link between money supply/printing and inflation, things would be much more clearer. They definitely missed this crucial info.

    • @SurrealNatureN
      @SurrealNatureN ปีที่แล้ว +4

      @@kpkp86 ya maybe the because the length of the case study was in compliance with the length of other videos , he said that it's a big case study but released an approx 25 min video to keep it crisp and ensure that we don't get bored

    • @chaitanyak4150
      @chaitanyak4150 ปีที่แล้ว +2

      Exactly 💯, and this other channel of Akshat, who by the way is great in terms of knowledge, lately observing his hidden narrative behind videos. He paints a nicer picture of who he wants and says "you guys decide, I wont tell" ... comon are people nuts? we want knowledge not narrative. Think school is pure knowledge 🙏

    • @Anonymous-qb4vc
      @Anonymous-qb4vc ปีที่แล้ว

      not really unbiased

    • @Vichu.
      @Vichu. ปีที่แล้ว

      @@Anonymous-qb4vc he talks in Indian point of view and I wouldn't use bias as a correct word to describe.

  • @omukani9706
    @omukani9706 ปีที่แล้ว +1556

    That awkward moment when you realize that even after so many sanctions, no Russian bank has collapsed yet. whereas the side who placed sanctions is losing a bank a day (a true WA)

    • @rishabhlodha3930
      @rishabhlodha3930 ปีที่แล้ว +45

      True

    • @Gundrukdhido02
      @Gundrukdhido02 ปีที่แล้ว +79

      Because most of them are controlled by govt itself. Even after the real estate bubble burst in china, evergrande crisis govt came in and helped them immediately. Now imagine what would happen in india if crisis like everagrande ever happened.

    • @RAM_JAN22
      @RAM_JAN22 ปีที่แล้ว +64

      And no Hindenberg tries to short it

    • @RAM_JAN22
      @RAM_JAN22 ปีที่แล้ว +15

      Russia is closed economy

    • @kpkp86
      @kpkp86 ปีที่แล้ว +11

      if they explain the link between money supply/printing and inflation, things would be much more clearer. They definitely missed this crucial info.

  • @andrew.alonzo
    @andrew.alonzo ปีที่แล้ว +1564

    The impact of the SVB and SI crises has been clear as day on the regional bank ETF (KRE), which has taken a nosedive by more than 20%. This has triggered a ripple effect, causing a drop in the overall market. But, as history has shown us, a localized and narrow contagion like this presents a ripe opportunity to invest in solid and fiscally responsible companies that have substantial cash reserves on hand.

    • @Believer292
      @Believer292 ปีที่แล้ว +3

      The Collapse of Silicon Valley Bank has torn into global markets, with investors ripping up their forecasts for further rises in interest rates and dumping bank stocks around the world. I'm at a crossroads deciding if to liquidate my dipping 200k stock portfolio, what’s the best way to take advantage of this bear market?

    • @hunter-bourke21
      @hunter-bourke21 ปีที่แล้ว +2

      @@Believer292 Given that we are not accustomed to such uncertain markets, the fact that the US stock market has been on its longest bull run ever makes the widespread anxiety and excitement comprehensible. There are opportunities if you know where to go, as you noted that it wasn't difficult for me to earn more than $780k in the previous 10 months. Since I was aware that I would need a reliable and strong plan to get through these tough times, I engaged a portfolio advisor.

    • @edward.abraham
      @edward.abraham ปีที่แล้ว +1

      @@hunter-bourke21 I just started a few months back, I'm going for long term, I'm still trying to wrap my head around it, who’s this advisor you work with?

    • @hunter-bourke21
      @hunter-bourke21 ปีที่แล้ว +1

      @@edward.abraham Credits Julia Ann Finnicum, to one of the best portfolio manager’s out there. She’s well known, you should look her up.

    • @james.atkins88
      @james.atkins88 ปีที่แล้ว +1

      @@hunter-bourke21 She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

  • @DhruveelDave
    @DhruveelDave ปีที่แล้ว +238

    Now that's how you make a video on current affairs, not just reporting what's already been said in the news 10 times already.

    • @sandeshchahar8447
      @sandeshchahar8447 ปีที่แล้ว +6

      That's what most TH-camrs are doing at this point in time. One everyone is inviting the known person on their podcast. Second: Telling the same thing in the same way.

    • @Thepatriot8356
      @Thepatriot8356 ปีที่แล้ว

      USA started war by supporting Ukraine and now it will suffer the impact

    • @andrewdavid8656
      @andrewdavid8656 ปีที่แล้ว +3

      Just like madhan gowri...😂😂🤪

    • @akshatchouhan4458
      @akshatchouhan4458 ปีที่แล้ว +6

      @@sandeshchahar8447 half of them are just reading news articles at this point now lol

    • @aniketprasad3128
      @aniketprasad3128 ปีที่แล้ว +2

      Hmm let's see, that's what coldfusion tv or logically answered does.

  • @syedqudratpasha5510
    @syedqudratpasha5510 ปีที่แล้ว +35

    I am a banker by profession and was in operational banking of Hdfc Bank. Mumbai. Now I am in Airlines Industry. Son! You explained wonderfully well and deserve an applaud. Very Vivid and detailed. Keep up the good work. If you have little time. May ai know your name please. Sorry! Miss that part since I was a bit occupied with work.

  • @caesar848
    @caesar848 ปีที่แล้ว +17

    I am a UPSC CSE aspirant came through your channel few weeks ago and I must say , this is the best Economics and Business channel, helping me understating current issues way better.

  • @drpriyeshmaharana
    @drpriyeshmaharana ปีที่แล้ว +282

    Thanks for crystal clear concepts and explanation. Fall of SVB bank is an alarm for all such banks involved in such crisis 🙂... Love from Odisha...

    • @kpkp86
      @kpkp86 ปีที่แล้ว +3

      if they explain the link between money supply/printing and inflation, things would be much more clearer. They definitely missed this crucial info.

  • @molindave6081
    @molindave6081 ปีที่แล้ว +108

    Now I can sleep in peace. Great explanation, easy to understand. Even my eco proff couldn't explain this clearly.

    • @molindave6081
      @molindave6081 ปีที่แล้ว +3

      Now I gotta show him this video.

    • @prabhakarojha9275
      @prabhakarojha9275 ปีที่แล้ว +3

      When eco proff read this he can't sleep in the night Today

  • @parvatinambiar5957
    @parvatinambiar5957 ปีที่แล้ว +35

    Thank you for such clear concise explanations. You’ve made us fall in love with case studies.

  • @vagrant_gypsy
    @vagrant_gypsy ปีที่แล้ว +30

    This almost 24 minute video is enough to understand mirco and macro aspect of economics , great work ❤

  • @Isaacmeide
    @Isaacmeide ปีที่แล้ว +1230

    I'm really worried about the current bank crisis. If a bank as big as SVB could fail, I fear for a lot more. I know a friend who is running a high-growth startup, and was badly hit by the bank run. I have pulled out more than $340k from my bank. After all, the FDIC covers only up to$250,000, and the implosion could have bad effect. Looking to invest into the stock market now. Does anyone know how I could go about it?

    • @kevsmills
      @kevsmills ปีที่แล้ว

      I think the whole thing about holding stocks for long term will always apply. So I think you should get a quality broker who is able to analyze and pick stocks that will do well in the long term, else you will be in a long bear ride

    • @Emmacurtis
      @Emmacurtis ปีที่แล้ว

      @@kevsmills Very true , I diversified my $400K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $900k in net profit across high dividend yield stocks, ETF and bonds in few months.

    • @vivianecardoso0
      @vivianecardoso0 ปีที่แล้ว

      @@Emmacurtis wow ,that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio, I am so done with banks!

    • @Emmacurtis
      @Emmacurtis ปีที่แล้ว +1

      Isabel Linda Dueri” is my portfolio-coach, I found her on Bloomberg where she was featured, I looked up her name on the internet. Fortunately I came across her site and reached out to her, you can verify her yourself.

    • @ellamezo
      @ellamezo ปีที่แล้ว +1

      @@Emmacurtis Researched her accreditation. She seem very proficient, I wrote her detailing my Fin-market goals and scheduled a call.

  • @tanwisthadas7598
    @tanwisthadas7598 ปีที่แล้ว +56

    Nobody explains like you! Kudos to you and your team for explaining complex stuff with such clarity👍

  • @Iam9to5
    @Iam9to5 ปีที่แล้ว +82

    I sometimes wish I had teachers like you. You are a legend. I watch all your videos first day first show ☺️.

    • @mayankindian3750
      @mayankindian3750 ปีที่แล้ว

      Nice brother 🤗🙂😊☺️❤️🥰🇮🇳💪

    • @RC-wy4tf
      @RC-wy4tf ปีที่แล้ว +3

      Also watch ex Muslim sahil, sachwala.. they will explain you the illogical and fake theory of Islam and bring you to humanity.

    • @parmanand8999
      @parmanand8999 ปีที่แล้ว

      ​@@RC-wy4tf he won't 😀

    • @giribabu7989
      @giribabu7989 ปีที่แล้ว

      Never expect it from a teacher. bro..

  • @alexanderfinlay9639
    @alexanderfinlay9639 ปีที่แล้ว +262

    I blame the FEDs for this, because in the end they benefit by either buying off the failed banks cheaper or something. The fed can print credit as long as someone will borrow it into existence, but they cannot print product (or production).

    • @corneliajennins5714
      @corneliajennins5714 ปีที่แล้ว +3

      Every day we have a new problem. It's the new normal. At first we thought it was a crisis, now we know it's a new normal and we have to adapt. this year will be a year of severe economic pain all over the nation.. what steps can we take to generate more income during quantitative adjustment?I can't afford my hard-earned $ 180,000 savings to turn to dust

    • @anthonymilner1088
      @anthonymilner1088 ปีที่แล้ว +3

      Having an invstment advisor is the best way to go. Based on a direct encounter with a CFP named Corinne.. Cecilia.. Heaney, I can say with certainty that their skills are excellent. She helped raise over $ 580,000 in 18 months from an initially stagnant portfolio of $ 150,000

    • @Natalieneptune469
      @Natalieneptune469 ปีที่แล้ว +1

      I'm your new subscriber love your content.corinne has already made a name for herself her reviews are expectional i was able to grow an account close to a million,withdraw my profit right before the correction now am buying again .

    • @aigajenkinson2495
      @aigajenkinson2495 ปีที่แล้ว

      Corinne really seem to know her stuff. I found her website, read through her resume, educational background, qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I booked a session with her thanks

    • @myselfyuvi
      @myselfyuvi ปีที่แล้ว

      @@aigajenkinson2495 Corinne is a total fraud. She ran away with all my money. Now I'm filling a case against her!! 😭😭

  • @Barbara0015
    @Barbara0015 ปีที่แล้ว +44

    Individuals don't realize that corporations like banks are likewise motivated by greed. One of the causes of SVB's collapse was the banks' overleveraging of their assets beginning in 2020. I've never felt comfortable storing a lot of money in the bank. I merely make investments through my financial advisor, get my gains, and then spend them as I like.

    • @Agatha207
      @Agatha207 ปีที่แล้ว +2

      It’s a good time to buy and basically I’ve just got cash sitting duck in the bank and I’d really love to put it to good use seeing how inflation is at an all time high, who is the financial advisor that guides you, mind i look them up.

    • @Barbara0015
      @Barbara0015 ปีที่แล้ว +5

      My financial advisor is "COURTNEY HEATH WILLIAMS" He's highly qualified and experienced in the financial market. He has extensive knowledge of portfolio diversification and is considered an expert in the field, he has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @Agatha207
      @Agatha207 ปีที่แล้ว +3

      @@Barbara0015That’s impressive! I could really use the expertise of this advisor, please how do I connect with him?

    • @Barbara0015
      @Barbara0015 ปีที่แล้ว +3

      @ WHCOURTNEY.. He’s frequently engaged on the platform known as Telegramn, utilizing the aforementioned username

    • @Hoffmanluiz.
      @Hoffmanluiz. ปีที่แล้ว +4

      Over the years, I have learnt not to trust cooperations. I was badly hit by the '08 financial crisis. Since 2019, I’ve been focus on investing through a financial advisor and it has been paying off. No major loss has ever been recorded since i started. I’m never going back to banks full time.

  • @justice32legends
    @justice32legends ปีที่แล้ว +129

    The dollars run on debt and the world runs on dollars. What an irony!

    • @digvijaykole6746
      @digvijaykole6746 ปีที่แล้ว +12

      So who do we owe fucking thanos??

    • @hajimeisayama9842
      @hajimeisayama9842 ปีที่แล้ว +2

      ​@@digvijaykole6746 me🗿

    • @bvssrsguntur6338
      @bvssrsguntur6338 ปีที่แล้ว +10

      What a line summarizing the whole global economy in one liner. How did you come up with it? Beautiful sir

    • @brownman3654
      @brownman3654 ปีที่แล้ว +2

      No dollar runs on power.

    • @punnamrajenderreddy5537
      @punnamrajenderreddy5537 ปีที่แล้ว +4

      ​@@hajimeisayama9842 ahh the chosen one has arrived

  • @ThinkSchool
    @ThinkSchool  ปีที่แล้ว +87

    Communication Masterclass: www.thethinkschool.co.in
    Correction its March 2023 not 2022. Sorry guys.
    The communication masterclass is a Pre-recorded course and it can be done from anywhere and anytime according to your convenience.
    For clearing your doubts we come LIVE twice a month on zoom, generally on weekends.
    Visit www.thethinkschool.com

    • @sammathew1127
      @sammathew1127 ปีที่แล้ว +1

      So this was nothing but.. cascading effect as people weren't ready to wait and due to the panic.. everyone wanted their money to be safe, so most of them withdrew due to fear.
      And now the bank is short of money 💰 due to the hassle created by mass withdrawal.
      So in short.. the planning went bad or they didn't forsee that this would happen!!!

    • @pradeepkaravadi5360
      @pradeepkaravadi5360 ปีที่แล้ว

      Are we near to employment crisis, please tell about this

    • @Thepatriot8356
      @Thepatriot8356 ปีที่แล้ว

      Make video on khalistani voilence

    • @manulibora92
      @manulibora92 ปีที่แล้ว

      Tukde tukde gang , dukhi ho rahe hai ,🤣🤣🤣

    • @arofficial3344
      @arofficial3344 ปีที่แล้ว

      Will you make a follow up with the Signature Bank crisis ? US is definitely heading for 2008.

  • @Aryankism
    @Aryankism ปีที่แล้ว +15

    Message for Think School team by my sister ->
    Since the time you've introduced me to think school I've been following and learning through his every video ... Was just watching the same. Love it... as a business student it's a bliss how he breaks down every single aspect of a situation. Thank you so much for helping me keep up with the world 💜

  • @leondonald
    @leondonald ปีที่แล้ว +1475

    What happened to SVB is really scary, and goes to show that no corporation, however big, is immune to collapse. I have always had a deep-seated mistrust for corporations. I have plans to pull out most of my money, but don't know what to do with $350k sitting idly. I'd like to go into the stock market, maybe. Any ideas?

    • @DavidRiggs-dc7jk
      @DavidRiggs-dc7jk ปีที่แล้ว +1

      We fail to realize that banks are commercial enterprises that are driven by greed as well. The over-leveraging of assets by banks starting in 2020 was one of the factors that led to SVB's collapse. I've never felt secure keeping a large sum of money in a bank. In other words, I invest through my financial advisor, reap the benefits, and then spend the money.

    • @berkrix4312
      @berkrix4312 ปีที่แล้ว +1

      @@DavidRiggs-dc7jk would you mind telling me how to contact this specific coach using their service? You seem to have the solution, as opposed to the rest of us.

    • @DavidRiggs-dc7jk
      @DavidRiggs-dc7jk ปีที่แล้ว +1

      @@berkrix4312 Christine Jane Mclean, a well-known person in her field, is my advisor. I advise doing more study on her credentials. She is a great resource for anyone looking to understand the financial market because of her extensive experience.

    • @berkrix4312
      @berkrix4312 ปีที่แล้ว +1

      @@DavidRiggs-dc7jk Thanks for the advice. The search for your coach was simple. I investigated her well before using her services. Considering her résumé, she appears competent.

  • @niweditaburnwal8307
    @niweditaburnwal8307 ปีที่แล้ว +8

    Hi Ganesh.... I must say the way you explain the events is just mind blowing. I am going to join business school, so trying to undrstand all these business related terms, etc. I was trying to understand this whole SVB case and following many vlogs. But the way you explained, kudos to you.
    Also I would like to add that I usually don't put comments other than likes in any video. But this one made me do so. Thankyou so much.

  • @peterwilliams6361
    @peterwilliams6361 ปีที่แล้ว +1693

    With changes in the economy leading to instability in the stock market, some individuals may face a decrease in their investments in an effort to benefit from the current market conditions, I am considering liquidating my $725k portfolio consisting of bonds and stocks. Someone else in the same situation? Please tell me in the comments!..

    • @peterwilliams6361
      @peterwilliams6361 ปีที่แล้ว

      @Mark Reeves I have been exploring the possibility of utilizing advisors to help navigate the stock market during these uncertain times. However, I am still evaluating their potential effectiveness in providing the support I need.

    • @peterwilliams6361
      @peterwilliams6361 ปีที่แล้ว

      @Mark Reeves I was considering changing my investment strategy and planning to sell certain positions. As my retirement is coming soon,I became increasingly stressed. After thoroughly researching Christy Vallen D'souza on internet, I concluded that I had made an informed decision. Thank you for this Pointer. She seems very proficient and flexible. I booked a call session with her too.

  • @kelvinjohnson4
    @kelvinjohnson4 ปีที่แล้ว +1100

    About the current bank situation, I'm really concerned. I am worried about a lot more if a bank the size of SVB may fail. I have a friend who manages a fast-growing startup and was severely impacted by the bank run. I have taken more than $840k out of my bank. Since the FDIC only provides coverage up to $250K, an implosion could have negative consequences. presently want to invest in the stock market. Does anyone have any ideas on how I might proceed?

    • @KelvinWallace
      @KelvinWallace ปีที่แล้ว +4

      We fail to realize that banks are commercial enterprises that are driven by greed as well. The over-leveraging of assets by banks starting in 2020 was one of the factors that led to SVB's collapse. I've never felt secure keeping a large sum of money in a bank. In other words, I invest through my financial advisor, reap the benefits, and then spend the money.

    • @LionTowercoporation
      @LionTowercoporation ปีที่แล้ว +4

      @@KelvinWallace Would you mind telling me how to contact this specific coach using their service? You seem to have the solution, as opposed to the rest of us.

    • @KelvinWallace
      @KelvinWallace ปีที่แล้ว +4

      @@LionTowercoporation Colleen Janie Towe, a well-known person in her field, is my advisor. I advise doing more study on her credentials. She is a great resource for anyone looking to understand the financial market because of her extensive experience.

    • @LionTowercoporation
      @LionTowercoporation ปีที่แล้ว +4

      @@KelvinWallace I am grateful for your assistance. My finances have been in disarray, and I have experienced multiple losses in my 401k, IRA, and mutual funds. I hope that Janie can provide me with the guidance needed to rectify the situation before it reaches a critical point.

    • @KelvinWallace
      @KelvinWallace ปีที่แล้ว +4

      Do your homework and choose one that has strategies to help your portfolio grow consistently and steadily.

  • @KingDavid-jj7tk
    @KingDavid-jj7tk ปีที่แล้ว +1064

    The financial system has been artificially pumped for over a decade to ensure big pockets were lined; and now those same hands will make a fortune in the largest transfer of wealth in human history by shorting it on the way down. Inflation does have a roll, but that's to keep everyone panicked, and focused on their bills and expenses, rather than focus on the capital crimes of politicians and corporations,I'm still at a crossroads deciding if to liquidate my $338k stock portfolio, what’s the best way to take advantage of this bear market?

    • @stevensmiddlemass2072
      @stevensmiddlemass2072 ปีที่แล้ว +2

      @Alexander Webber I agree, I've been in constant touch with an Investment advisor for approximately 17 months. These days, it's really easy to buy into trending stocks, but the task is determining when to sell or hold. That's where my advisor comes in, to help me with entry and exit points , I've accrued over $337k from an initially stagnant reserve of $148K all within 18 months...

    • @ConradGosling
      @ConradGosling ปีที่แล้ว +1

      @@stevensmiddlemass2072 I need a guide so i can salvage my port-folio due to the massive dips and come up with better strategies. How can one reach this advisor?

    • @stevensmiddlemass2072
      @stevensmiddlemass2072 ปีที่แล้ว +2

      @@ConradGosling Having an advisor is essential for portfolio diversification. My advisor is Stacie Kristal Weber who is easily searchable and has extensive knowledge of the financial markets...

    • @ConradGosling
      @ConradGosling ปีที่แล้ว +1

      @@stevensmiddlemass2072 Thank you for this amazing tip. I just looked the name up, wrote her and scheduled a call...

  • @kstephendaniel306
    @kstephendaniel306 ปีที่แล้ว +5

    Kudos. Think School becomes the first to make video in SVC collapse.

  • @aditya_krishna108
    @aditya_krishna108 ปีที่แล้ว +8

    4:52
    Bro literally the same question came yesterday in my Economics board exam😂😂
    And being a regular viewer, I was able to sum that up easily
    Thanks bhaiya for all ur efforts💗💗

  • @tejaspatel7240
    @tejaspatel7240 ปีที่แล้ว +7

    I was waiting for your SVB case, and here you are with another in-depth investigation.🙌

  • @Georgehackett848
    @Georgehackett848 ปีที่แล้ว +101

    Surprisingly people are trading without fear of making losses, while so many people out there are patiently waiting for Bitcoin price to skyrocket

    • @Georgehackett848
      @Georgehackett848 ปีที่แล้ว

      @Qabil Qabil Please how can I reach this Expert Maria everyone is talking about?

  • @Harsh1223
    @Harsh1223 ปีที่แล้ว +2

    Bro, I was never able to understand how a central bank increasing its interest rate effects the inflation, but after watching this video, the topic is very clear to me.
    Thank you so much and keep up the good work.
    Good Luck.

  • @nithishkn05
    @nithishkn05 ปีที่แล้ว +22

    One TH-cam channel I can blindly believe in terms of factual and objective discussion on any topics is Think School. ❤

    • @be_civil_to_one_another
      @be_civil_to_one_another ปีที่แล้ว

      Except Saudi oil video

    • @limmanggangmei2228
      @limmanggangmei2228 ปีที่แล้ว

      @@be_civil_to_one_another why??

    • @be_civil_to_one_another
      @be_civil_to_one_another ปีที่แล้ว +2

      @@limmanggangmei2228 because Saudi video is factually wrong..
      Cost of production is 5-10USD
      Ganesh confused it for Fiscal Break even of oil price.
      My point is that anyone could make mistakes.
      And we should not blindly believe anyone,

    • @limmanggangmei2228
      @limmanggangmei2228 ปีที่แล้ว

      @@be_civil_to_one_another Oh.. 👍 thanks for clarifying

  • @chander712
    @chander712 ปีที่แล้ว +10

    Really liked the video.. Only a small addition about the Mr Jackson example is that the interest rates from central Bank are impacting directly the inter Bank interest rates (common names in Europe such known as Libor, Euribor etc.) as banks are taking loans from each other at this overnight indexed rate, so everytime the bps go up, these loans become expensive.. For common man, the interest rates are mostly fixed and have relatively very low direct impact.. That's also the reason why the home loan rates are much higher than inter Bank exchange rate as it covers these situations in advance using risk model calculations..
    *please correct if something wrong

  • @wamikaleemazam4931
    @wamikaleemazam4931 ปีที่แล้ว +11

    Love to see detailed analysis in your videos. Great work , more power to you mate.

  • @rushikeshpabalkar6943
    @rushikeshpabalkar6943 ปีที่แล้ว +7

    I like how PM Modi 👑 and Indian government ministers are working when there is crisis in the world.
    India is bright spot for world and many more to learn from our government.
    Proud to be Indian. 🇮🇳👍

  • @gagandeepsharma9793
    @gagandeepsharma9793 ปีที่แล้ว +12

    Many videos and reels are available on youtube and other platform. But waiting for ganesh and his team to analyse and take out a to the point video. finally the wait is over.

  • @AryanKohli-hkscx
    @AryanKohli-hkscx ปีที่แล้ว +1

    Always love your content! Today one of my college alumni recomended your channel in an interactive session for those aspiring for Product management/ consulting roles!

  • @debudada
    @debudada ปีที่แล้ว +27

    This channel has a bigger global impact than all the Indian channels put together , kudos to you for speaking the truth .

    • @bharathratnani9532
      @bharathratnani9532 ปีที่แล้ว

      Said the idiot that are a dime a dozen in the internet, who try to downplay 100rs of hours of researchers like think school with a few words, go clean that school lavatory you janitor!

    • @harshgada4325
      @harshgada4325 ปีที่แล้ว

      Super true

  • @mypersona8270
    @mypersona8270 ปีที่แล้ว +1

    This is a reminder for startups & government to store money in indian banks rather than US banks.
    Our RBI governer got the best governer award in the whole world. When everybody is in recession.

  • @SasiKumar-zc2ly
    @SasiKumar-zc2ly ปีที่แล้ว +62

    With all that you said, nobody could predict the downfall of this bank. It seems the only reason why it failed was because major investors decided to pull out their money at the same time.

    • @bvssrsguntur6338
      @bvssrsguntur6338 ปีที่แล้ว +15

      Agree to some level. But people are asking, banks knows this could happen as the whole market was anticipating fed rates hike for lot of time to tame inflation. And they are asking what the Hindu hating risk manger was doing?

    • @Kumar-py2ni
      @Kumar-py2ni ปีที่แล้ว

      ​​@@bvssrsguntur6338aghuram rajan?

    • @bharathratnani9532
      @bharathratnani9532 ปีที่แล้ว

      Said the idiot that are a dime a dozen in the internet, who try to downplay 100rs of hours of researchers like think school with a few words, go clean that school lavatory you janitor!

    • @pubg3188
      @pubg3188 ปีที่แล้ว +5

      @@bvssrsguntur6338 hindu hating manager?

    • @thedn3164
      @thedn3164 ปีที่แล้ว

      @@pubg3188 yes, the manager in svb bank whose work was to monitor risk. She used to do different woke shit like celebrating black history month, celebration women history month, she was funding some NGOs in india whose work was to defame hindus.

  • @sanchaytuteja7619
    @sanchaytuteja7619 ปีที่แล้ว +2

    Think school's explanations are always best for every matter. I read about this through various sources including money control pro but the way you guys explain especially keeping in mind that viewer may not know tough terminologies is best

  • @sonukharayat2694
    @sonukharayat2694 ปีที่แล้ว +36

    Thanks Ganesh and Team for the valuable case study, appreciate your good work 👍🏻

  • @bharathraj3333
    @bharathraj3333 ปีที่แล้ว

    Better than some financial news channels good explaination.

  • @darnellcapriccioso
    @darnellcapriccioso ปีที่แล้ว +1410

    Well the Collapse of Silicon Valley Bank has torn into global markets, with investors ripping up their forecasts for further rises in interest rates and dumping bank stocks around the world. I'm at a crossroads deciding if to liquidate my dipping 200k stock portfolio, what’s the best way to take advantage of this bear market?

    • @tatianastarcic
      @tatianastarcic ปีที่แล้ว

      Bad start to the year with these banks collapsing, META down 40k, ALLP down 35k, Draft Kings down 6k, NIO down 15K, ABML down 8k, and my wife doesn’t know. I'm just hanging on to Jim Cramer's words about opportunities in volatile times so perhaps, I either wait for a recovery or pick profitable investments to substitute for my loss.

    • @maiadazz
      @maiadazz ปีที่แล้ว

      Working with a reputable investing coach is now the greatest market approach. Since a while ago, I've been in contact with a coach, mostly because I don't have the breadth of knowledge or mental fortitude to handle these recurrent market conditions. I made almost $700k during this downturn, demonstrating that the market is more complex than most people realize.

    • @richardhudson1243
      @richardhudson1243 ปีที่แล้ว

      @@maiadazz I need suggestions to assist me recover my portfolio and create more effective strategies because of the huge dips. How do I locate this coach?

    • @maiadazz
      @maiadazz ปีที่แล้ว

      @@richardhudson1243 I have stayed away from all of the issues that the erratic market presents. Today, reading, research, patience, and seeking guidance when necessary are the greatest ways to break into the market. I merely copy Nicole Joi Anderson, a CFA, whose actions I witnessed on Bloomberg Business News because I am unable to handle my portfolio owing to the nature of my profession. Ever since, everything has been easy.I recommend researching her credentials further

    • @eltonmsn
      @eltonmsn ปีที่แล้ว

      You must look to buy good dividend payers (with small debts) that are going to a dip(undervaluated on stock price) and wait for dividends to pay off, such dividends payers must be from markets attached to commodities that can't go for a total colapse like mining, steel, paper, and oil

  • @sreedharmandepudi2638
    @sreedharmandepudi2638 ปีที่แล้ว +2

    Even a 5 year kid can understand the world economics when he listen to a detailed explanation like this❤.

  • @lohith_sai
    @lohith_sai ปีที่แล้ว +14

    Crystal clear clarity in understanding this concept. Thank you so much bro

  • @mohammadabdulraffi9688
    @mohammadabdulraffi9688 ปีที่แล้ว +2

    Thanks mate🙌... I actually prepared notes for my MBA interview from this video...

  • @SaiPraneethMullapudi
    @SaiPraneethMullapudi ปีที่แล้ว +85

    Firstly this is a long comment please do read it Bro it involves a topic suggestion which was ignored by the media except for the headline part.
    Hello Ganesh Anna and Parsh sir,
    Even if the video is of 1 hr we are ready to listen because more time means more detailed analysis which inturn makes us grab more knowledge.
    Thank you for making complex economic concepts so simple that even they are understandable to a class 7 student. Thank you Think School and Ganesh Bro for providing such a great content.
    Collapse of SVB Bank is must one to know. Even I wondered how people just made shorts to cover this important issue. Only Prashant Sir made a good video explaining about SVB and reason for its collapse. Iam eagerly waiting for your video to have a deep dive into economics behind SVB collapse. What's the exposure of Indian banks to our start-ups and please make a video on valuation bubble of start-ups.
    Now coming to the topic which I request you to make a video is on growing aviation market of India.
    Most of the big airlines have either ordered or in advanced stages of ordering planes in massive number like Air India placing order for 470 Aircrafts with an option of another 370, IndiGo has placed order for 500 Aircrafts in batches during recent times like the one for 300 aircrafts placed with Airbus in 2019, Jet Airways new management is planning to acquire 200 Aircrafts, new player Akasa Air is planning to place order consisting over 100 Aircrafts this year.
    So total number of aircrafts order from Indian aviation companies is likely to cross thousand aircrafts in near future.
    So if incentives offered such huge order numbers may even attract commercial aircraft OEMs like Boeing, Airbus to set up assembly line here in India. It can also serve orders from Middle East, ASEAN and Africa as well.
    Already Boeing sources aircraft components worth 1 Billion USD annually from India.
    There was news of collaboration between Boeing and GMR to setup a plane conversion workshop in Hyderabad.
    And India is also well placed geographically at the center of Asia, Africa, ASEAN and Oceania to setup maintenance hub for all commerical aircraft.
    Also cover current state of aircraft manufacturing in India covering:
    -Tata manufacturing military cargo planes for IAF like Airbus C-295 in India in near future.
    -HAL made military jets like LCA Tejas, Trainers like HTT-40 and assembly of Su-30
    -NAL Saras and under development RTA(Regional Transport Aircraft) manufacturing by HAL.
    -Reliance Aerospace manufacturing fuselage of Dassault Falcon VIP jet.
    -Tata Advanced Systems manufacturing Apache Helicopters fuselage and F-16 wings etc
    So please make a video covering all macroeconomic and business aspects like:
    1)Air Passengers number growth.
    2)Increase in number of Airports.
    3)Growth strategies of aviation companies
    4)Business strategies of the aviation companies to benefit from this massive growth potential.
    5)Probability of domestic manufacturing of these new Aircrafts.
    6)Maintenance and conversion hub ecosystem.
    7)Present state of aircraft manufacturing in India whose examples I mentioned above.
    7)Addressing potential of exports from these facilities to other countries across the region like Central Asia, Middle East, ASEAN, Africa and Oceania.
    8) Macroeconomic and socio-economic benefits of having an aircraft manufacturing, conversion and maintenance hub.
    9)Air transportation potential in building multimodal transportation ecosystem. Recently Amazon brought it's dedicated Air Cargo service to Hyderabad by seeing the fast growing e-commerce segment of India.
    10)Finally the stocks to watch out for in this growing aviation sector of India.
    If this makes video lengthy then make this video in three parts:
    1)First part covering growth potential and business strategies of the aviation companies along with stocks to watch out for.
    2)Second part regarding how government should plan to leverage such big order number by giving out incentives to attract domestic manufacturing and R&D centers of these aircraft companies and also promote maintanence and conversion hubs in India. Also mention stocks to watch out for which manufacture spares and components.
    3)Third part covering massive employment potential of creating Commercial Aircraft Manufacturing, Conversion and Maintenance hubs. Along with this also cover Air Cargo and multi modal transport potential in growing e-commerce market and number of airports in tier-2 and tier-3 cities of India. Lastly mention how it will boost tourism in India.
    Please plan this video.
    It can become one of the most viewed video as well.
    Who knows this may even reach till policymakers and ministers as well inorder to make India an aircraft manufacturing hub.

    • @sarthakpatange2630
      @sarthakpatange2630 ปีที่แล้ว +4

      Damn, you typed it all, lit 🔥 🔥

    • @SaiPraneethMullapudi
      @SaiPraneethMullapudi ปีที่แล้ว +1

      @@sarthakpatange2630 yes edited it again now. Please do mention the topic which I mentioned till it reaches Ganesh Bro.

    • @diganta2760
      @diganta2760 ปีที่แล้ว +3

      Kuch jyada hii lamba Nehi ho Gaya kya 🤙

    • @SaiPraneethMullapudi
      @SaiPraneethMullapudi ปีที่แล้ว

      @@diganta2760 haha I edited it to make it a bit shorter

    • @user-zf9wn8xs7h
      @user-zf9wn8xs7h ปีที่แล้ว +1

      🙏🏻🙏🏻 great

  • @doesntmatter8949
    @doesntmatter8949 ปีที่แล้ว +14

    I love these type of topics! Always wait for your videos as they are extensively researched👍

  • @spg6651
    @spg6651 ปีที่แล้ว +4

    Boss - It is really complex - You made it look simple -- But it is really very very complex netting of financial instruments with too much of leveraging ( Like Cycle stand in Railways station parking -- If one Cycle falls entire line cycle falls ) .. Thanks a lot -- You deserve DRONACHARYA AWARAD

  • @pradeepchinni5713
    @pradeepchinni5713 ปีที่แล้ว +1

    May be i'm too addicted to the way you explain 😆 I have to go through Sushanth explanation twice, and also I like the way you started pulling others into presentation

  • @davidk6269
    @davidk6269 ปีที่แล้ว +6

    The morning this was released, news is turning to the troubles of Credit Suisse. Uh-oh.

  • @dinitharunasiri7314
    @dinitharunasiri7314 ปีที่แล้ว +6

    I have read so many different explanations on interest rate hike done to reduce inflation and I have a relatively good understanding of economics. But the way you have explained here is the best explanation I have seen that will make sense to the layman.
    Keep up this ❤

  • @youtest1tube
    @youtest1tube ปีที่แล้ว +6

    That is one of the best, easy to understand explanation so far about the SVB crisis, you folks are amazing, keep it up

  • @rameshkatakam504
    @rameshkatakam504 ปีที่แล้ว +1

    My client is SVB, Now the bank is called as 'Silicon Valley Bridge Bank' and moreover now things are back to normal for all the employees and contractors in India

  • @user-sq6fg3pq3o
    @user-sq6fg3pq3o ปีที่แล้ว +7

    For people saying "Why Hindenberg didn't look into SVB?" , they most probably did look into SVB as well.
    They are a company that profit from shorting. Shorting is easier when the fundamentals of the company are bad and the stock prices are overvalued.
    Adani stocks were overvalued and the fundamentals as we all are aware now are shady as well. In comparison, SVB had no fundamental issue , mortgage bonds are very safe and neither were their stocks overvalued.
    The issue they faced was of liquidity and market panic.
    Now you tell me, if you were hindenberg, who would you look into and bet your money for shorting?

    • @karthikreddy8567
      @karthikreddy8567 ปีที่แล้ว

      Hidenberg is nothing but american govt.

  • @calebgodard4554
    @calebgodard4554 ปีที่แล้ว +7

    Extremely well explained. Thank you!

  • @aishwaryamohan7349
    @aishwaryamohan7349 ปีที่แล้ว +3

    Credit Suisse also please! 😬 It would be good to include concepts like g-sibs, lender of last resort, etc.

  • @vuhoahua
    @vuhoahua ปีที่แล้ว +1002

    The failure of Silicon Valley Bank has torn into global markets, with investors ripping up their forecasts for further rises in interest rates and dumping bank stocks around the world. I'm at a crossroads deciding if to liquidate my dipping 200k stocck portfolio, what’s the best way to take advantage of this bear market?

    • @pamelamonarch
      @pamelamonarch ปีที่แล้ว

      The SVB situation is a reminder that Fed hikes are having an effect, even if the economy has held up so far,” It’s precisely at times like these that investors need to be on guard against the next certainty. You don’t have to act on every forecast, hence i will suggest you get yourself a financial-advisor

    • @aadenmarousek
      @aadenmarousek ปีที่แล้ว

      I agree, having a brokerage advisor for inveesting is genius! Amidst the financial crisis in 2008, I was really having inveesting nightmare prior touching base with a advisor. In a nutshell, i've accrued over $850k with the help of my advisor from an initial $120k investment.

    • @marleycapron
      @marleycapron ปีที่แล้ว

      that's impressive!, I could really use the expertise of this advisors , my portfolio has been down bad....who’s the person guiding you.

    • @akirakrusemark
      @akirakrusemark ปีที่แล้ว

      credits to DEBORAH DIVITO WELCH, one of the best portfolio manager;s out there. she;s well known, you should look her up

    • @ryleemacmahon
      @ryleemacmahon ปีที่แล้ว

      Thank you for this tip. it was easy to find your coach. Did my due diligence on DEBORAH DIVITO WELCH before scheduling a phone call with her. She seems proficient considering her résumé.

  • @workaholicrhythm
    @workaholicrhythm ปีที่แล้ว +5

    Really good and insightful video, its just that the thumbnail said "How safe is India", and the whole video mentioned svbs' affect on India for just 10 seconds, there could have been more of its affect on India. Apart from that a really good analysis and an amazing video as always😄.

  • @ghulamhussain1764
    @ghulamhussain1764 ปีที่แล้ว +5

    Great explination and seemingly extraordinery hard work , keep it up. You are doing a great job .

  • @tejasvaidya8464
    @tejasvaidya8464 ปีที่แล้ว +5

    Credit suisse is on the way of collapse and thank you for explaining that before hand

  • @Pallavi_A_Chikhale
    @Pallavi_A_Chikhale ปีที่แล้ว +1

    Excellent explanation by making it so simple....👍👍
    Hats off to you...

  • @khageswarbadamundi293
    @khageswarbadamundi293 ปีที่แล้ว +5

    Hindenburg just missed the short position 😂

  • @BEC_MdWaqarTabish
    @BEC_MdWaqarTabish ปีที่แล้ว +2

    He is so good in technical business studies🥺

  • @prashanthkumar3754
    @prashanthkumar3754 ปีที่แล้ว +10

    Great info!!!
    Your studies are very clear ❤️

  • @NMOmprakash
    @NMOmprakash ปีที่แล้ว +1

    Excellent explanation as usual. Understood completely the issue and increased my knowledge.

  • @amanrastogi6640
    @amanrastogi6640 ปีที่แล้ว +5

    Hello Prasad what i didn't understand is why didn't you discuss the sale of SVB's UK operation to HSBC for 1 pound sterling ? It's such an important question to get an answer for .
    Btw loved the information provided in the video.
    Keep it up.

  • @priyankadas7853
    @priyankadas7853 ปีที่แล้ว

    Mannnn wht an amazing video. You hve covered all aspects of the crisis holistically. Cant thank you enough for such detailed well researched and valuable content. The way you explain these complex things is commendable.

  • @revanskywalker5215
    @revanskywalker5215 ปีที่แล้ว +6

    I will always learn something in your videos... thank you for your videos and hard work.

  • @rith6936
    @rith6936 ปีที่แล้ว

    This deserves billion views.

  • @bowxfire5275
    @bowxfire5275 ปีที่แล้ว +5

    First 30 seconds and I have learnt many things that 4 other channels that ive seen explain didn't have.

  • @subhojitniyogi5809
    @subhojitniyogi5809 ปีที่แล้ว +2

    I wonder why there's no ads coming on your videos????
    Is your channel demonetised??
    After getting such a high quality knowledgeable unbiased content for free...I think you should get what you deserve....you've earned every click on your videos...look into this matter as you're the only channel I never skipped ad on

  • @explorethehorizonte
    @explorethehorizonte ปีที่แล้ว +5

    Sir I was waiting for this case study. Thank you making boring topics intresting

  • @cloudmirchi
    @cloudmirchi ปีที่แล้ว +1

    Crisp and to the point, well explained , thanks to solve this puzzle in 23 mins :)

  • @SmarakMohanty
    @SmarakMohanty ปีที่แล้ว +5

    It is always better when one person explains. You did it for all your past videos. Do not bring in others in the video. It breaks the flow. 😇

  • @yathindrak1295
    @yathindrak1295 ปีที่แล้ว +1

    Thank you very much for your efforts to educate almost anyone! You are giving a wealth of information in a simple and clear manner...awsome!!!

  • @rushikeshkulkarni2818
    @rushikeshkulkarni2818 ปีที่แล้ว +9

    Just one question -
    You said that SVB offered interest rates of 2.33% to depositors while their weighted average interest rates from Mortgage Backed Securities was only 1.56%.
    This means that even before the start-ups decided to withdraw, SVB model was unfeasible as they had negative 0.77% returns.
    Did they have any plans for dealing with that ?

    • @myselfyuvi
      @myselfyuvi ปีที่แล้ว +2

      The plan was just to wait and watch the MBS interest rates to climb back up without having to sell it at loss. That would have worked for them had the startups not faced financial crunch and had they not requested for withdrawal from SVB.✌️

    • @rushikeshkulkarni2818
      @rushikeshkulkarni2818 ปีที่แล้ว +1

      @@myselfyuvi Oh, so the MBS have an adjustable interest rates? I did not know that! Thanks!

  • @foodculturevlog
    @foodculturevlog ปีที่แล้ว

    Think School is best place to learn basics of finance in lay man term… kudos to the team 🙏👏

  • @siddharthchitale5025
    @siddharthchitale5025 ปีที่แล้ว +3

    Best economic teacher .

  • @samarthgohel3624
    @samarthgohel3624 ปีที่แล้ว +2

    Dude your explanation is really well, keep it lit!

  • @gauthamanr1
    @gauthamanr1 ปีที่แล้ว +17

    Great work Ganesh and team. Do let us know as to what HDFC, KOTAK MAHINDRA, ICICI and AXIS banks are upto!!!!

    • @Thankan9876
      @Thankan9876 ปีที่แล้ว

      I think govt will surely support..For eg.Yes bank.

  • @deepakkumarpatra461
    @deepakkumarpatra461 ปีที่แล้ว

    Best yt channel for lifelong learner....

  • @molyoxide8358
    @molyoxide8358 ปีที่แล้ว +3

    Really this one video taught me a lot many concepts than my college.

    • @kpkp86
      @kpkp86 ปีที่แล้ว

      if they explain the link between money supply/printing and inflation, things would be much more clearer. They definitely missed this crucial info.

  • @amiitthawani
    @amiitthawani ปีที่แล้ว

    I was waiting for your video to get in-depth understanding, thanks mate

  • @cpvenkatanathanparthasarat4182
    @cpvenkatanathanparthasarat4182 ปีที่แล้ว +4

    As usual useful, backed by trustworthy stats. Keep educating the common man.

  • @parithimathi
    @parithimathi ปีที่แล้ว +1

    0:55 Collapse happened last year!

  • @RajanJ-jj4qn
    @RajanJ-jj4qn ปีที่แล้ว +3

    Moral of the Story : The whole financial/money system is epic shit that's bound to collapse eventually like a pile of cards

  • @thevinayak1866
    @thevinayak1866 ปีที่แล้ว +1

    A suggestion we need Hindi THINK SCHOOL too for those who not understand English lectures pretty well.

  • @anjalikumari8720
    @anjalikumari8720 ปีที่แล้ว +3

    Why are you checking our patience 🥲

  • @Ram_Lakshmanan
    @Ram_Lakshmanan ปีที่แล้ว +1

    SVB’s collapse is a classic example of terrible risk management and terrible liquidity monitoring! What was their Board of Directors doing? What was their CEO, CFO, or Chief Risk Officer doing? All asleep at the wheel! The US banking system can weather this shock and come out of it ok. But banks such as SVB need to be monitored more closely.

  • @ridhampatel6997
    @ridhampatel6997 ปีที่แล้ว +3

    I am preparing for CFA exam and your videos are so helpful for me. I am doing Fixed Income subject and you video on MBS came. Thank you for the video!

    • @kpkp86
      @kpkp86 ปีที่แล้ว

      if they explain the link between money supply/printing and inflation, things would be much more clearer. They definitely missed this crucial info.

    • @ridhampatel6997
      @ridhampatel6997 ปีที่แล้ว +1

      True. I think we can suggest this to Ganesh he will look in that also.

  • @davesprivatelounge
    @davesprivatelounge ปีที่แล้ว +1

    Waiting for Hindenburg report on this

  • @samyaksahuji-vc8uy
    @samyaksahuji-vc8uy ปีที่แล้ว +3

    I really love your content and the type in which you make videos and also you do a very deep case study 📖

  • @Windblade66666
    @Windblade66666 ปีที่แล้ว

    Wow the quality of this video is outstanding

  • @Bharatiya31
    @Bharatiya31 ปีที่แล้ว +4

    Hindenburg crying in the Corner 🐼👀

  • @shrey3366
    @shrey3366 ปีที่แล้ว

    Your videos helped me a lot in ibps interviews, thanks to you I am a scale 1 officer in a public sector bank now😅

  • @nikhkumar
    @nikhkumar ปีที่แล้ว +4

    Saw so many videos explaining reason of failure for SVB, but this explanation is cleared all my doubts 🙏

  • @therunner4044
    @therunner4044 ปีที่แล้ว

    I liked the video..and it also gave me so much knowledge about the situation . The thing is, I appreciate you are giving another one to express their talents in speaking, We would like to see mo other people ,talented like you, having the chance to express their talents like him!!

  • @chetansharma0154
    @chetansharma0154 ปีที่แล้ว +4

    0:56
    Its 10 March *2023* you mistakenly said 2022

  • @kdpr007
    @kdpr007 ปีที่แล้ว

    phenomenal presentation. Keep up your good work. I watch most of your episodes.