💳 See Amex Platinum and more offers: www.asksebby.com/go/topcards [ Use CardMatch to find higher offers ] bit.ly/33V4Oya [ Amex Platinum Calculator ] bit.ly/2BEUufO
The Walmart+ also lets you use Sam's Club gas stations without being a member of Sam's Club. This is a REALLY underrated perk. I don't belong to any club stores since I live alone, so being able to get discounted gas is a nice perk. I just went on a trip yesterday and the Sam's club gas was 10 cents a gallon less than the surrounding stations.
@@donaldsoles4259 Fortunately I use the other benefits too. Just pointing out that this is a nice benefit I can actually use, vs things like the private jet service.
@@jules-cb6ni what are you talking about. Amex is superior to most credit cards. You get excellent service and I get around 1 million points a year and never have had a problem with them not honoring my mr points
The only thing that keeps me on this platinum is club access. The other perks are kind of dumb and do not really apply to me. Equinox credit wtf is that? Bring back the PayPal credits. That was at least useful
The mental gymnastics with all these credits are starting to get quite ridiculous. I wish it was way more simple and easy to use like a single flexible credit like the CSR or just a lower annual fee with no credits. If they begin to mess around with the AMEX Gold more (increase fees + "bad" credits), these charge cards will soon become a turn-off for a lot of people!
You can book through FHR and still trigger the MGM offer. The booking itself won't count towards the spend requirement, but as long as you're putting the incidentals on the Platinum card when you check in and those add up to at least $500 during your stay (not hard to do with Vegas resort fees + meals) it will trigger the $100 credit.
I can somewhat understand why people are getting frustrated with adding “perks” that seem to devalue the Platinum as far as how it was viewed status wise. HOWEVER, if they are serious about adding a card between Platinum and Centurion then it kind of makes sense for them to do this to possibly make the newer card more “prestigious” than the platinum.
I think them increasing the statement credit value per point 1. Is a great thing because that builds longtime customers knowing that in case of emergency they can use points to cover expenses rather than solely travel. 2. Because realistically people use MR points for travel most often so I can’t imagine Amex would even be taking a big hit by this. And 3. Competitors like Chase already have a cash out value of 1cpp so maybe they’re just making this the standard now and are just testing it🤷🏼♂️
Walmart+ gives access to Sam's Club gas station too. In some states like California, Sam's club or Costco gas can be cheaper than regular gas station by 50¢ per gallon
@@zappyeats2579 Yeah. It really depends on the location. I am serving in the military and AAFES gas on military base is usually cheaper but not always either.
For me, the BP/Shell benefits are useless because I can only gain the cashback from the app. I want to be able to pull up to the pump, get my gas and go. And the cashback just automatically applies itself once amex recognizes the merchant.
Come on Sebby let's start a Soul Cycle Channel lol...I'm retired military and just inquired to AMEX if retirees were eligible for the Military AF waiver and we are which makes me loves AMEX even more, so now Im not scared of the Platinum Cards..I just got my Gold so once I got that sub I'm grabbing another card..Keep Crushing It!! Stay HUMBLE, Stay HUNGRY, Stay FOCUSED...~The Jarhead Entrepreneur
@@Brian-zu8qh I literally just messaged them yesterday and they send me the link to fill out. The lady I chatted with said it was good for Retirees so fingers crossed
I don’t personally shop at Walmart much but my sister and mom do. So I gave them the Walmart plus. I have a feeling Walmart is eating most of the monthly fee to try to grow their market to people that wouldn’t step into a store.
The Walmart+ credit is off-brand for the Platinum, but let's be honest...most of us watching this channel aren't in the "target" demographic of averaging $750k in annual income, and therefore aren't highbrow enough to care. 😱 I only shop Walmart for specific items, and I wouldn't pay for Walmart+ otherwise, but I signed up for the service on day one...because...What If? (Marvel reference)
I used the Walmart plus perk already. Walmart is on the other side of the city while target and Amazon charges > $10 for the same item. I placed the order at 5pm and got it delivered 10am the next day. So I’m ok with them adding perks as long as travel value doesn’t get devalued (any further)
I canceled my platinum due to "preset spending" restrictions and new annual fee.. Now, my current Gold and Green cards are back to having "No preset spending." I guess I should've waited. 🤔🤔🤔
IMO, the biggest issue I have with the Platinum card is who is this card for exactly? It's a premium credit card with a jaw dropping $700 annual fee, but I honestly cannot tell you who the target is for the card. I thought it was a travel card, but the benefits or perks they add to the card have very little, if anything, to do with travel. For 700 dollars you've got to come better than Walmart+ and $300 credits on an exercise bike. I'm just completely turned off by the Platinum card and to me it feels like Amex has no idea what they actually want the Platinum card to be. The Gold card is very simple: do you like food? Then this card is for you! Why isn't the Platinum? Very confused by Amex right now.
I can use the Walmart+! I literally just saw it 2 days ago and am using it for my vacation grocery delivery in Disney!! Also, that Equonox credit is useless to me!
If the gold had lounge access there would be zero reason to get the platinum. The equinox credit is horrible as is the entertainment benefit. A lot of the benefits would be me forcing myself to use.
The workaround for free shipping whether walmart or whomever, if you want something for $5 shipped, buy a GiftCard and for most retailers including walmart you'll get the free shipping. The scan and go option could be a time saver for those who shop in person; I personally wouldn't buy meats or produce at walmart but some people prefer to pick them out themselves and if they do, this can save time.
@@AskSebby any ideas when you’re going to do an updated Amex plat airline incidentals triggers? Planning my holiday travel and am trying to figure out how to exhaust delta when I already have lounge access
Basically sub-$100 or $250 fares depending on airline: www.asksebby.com/blog/how-to-use-the-amex-airline-incidental-fee-credit Reminder that a lot of airlines let you cancel for airline credit that you have time to use in 2022 :)
I got a target spend $500 on royal carribean and get $200 back, so that’s actually huge. Wonder how hard it’s going to be to schedule a cruise w/ the boys though.
I didn’t get the HBO max offer. I rather get more subscription offers than the $300 bike credit. Instead give me $300 credit that I can spend on any tv subscription service.
I agree that amex is the king of partnership offers. Personal experience: bulk of my spend is almost always in chase cards yet I, somehow, end up using amex offers more than chase offers. Im talking about thousands saved in amex offers compared to may be a few dozen on chase. Still figuring out why… :)
I have multiple Platinum cards and happily go to McDonalds if I'm craving 20 nuggets ¯\_(ツ)_/¯ The (now discontinued) Platinum Ameriprise was a staple among college students in the CC game since it was no-AF in Year 1.
I just applied for the amex platinum. It makes sense to me because I live in New York City.I dine a lot and I go to concerts and theater. I also I have 3 aiport near.
Look, Ive said this before the platinum card is moving toward a lifestyle card, they have lost money on travel since the pandemic. I cancelled this card. No way was I going to pay $700 for that card. I'd rather invest in them since their interest rev is increasing.
They're trying to shed Platinum card users to take strain off the lounge networks. Since they're not going to ditch loyal users, they've elected to raise the annual fee and add a bunch of extremely niche perks, and see who ditches their cards
That's the vibe I get as well. They're a victim of their own success right now. You also have a lot of different groups with different incentives. a) Card optimizers = harder to use credits; still worth? b) Families = lounge guesting issues c) "I hate poor people" = "too many people have the card!"
@@AskSebby I've been a loyal user for quite a few years. Certainly not going to ditch it unless they do something really stupid. I've been using the accumulated points yearly to fly first class to Asia, and take advantage of the lounges wherever I travel. The annual fee increase doesn't bother me, it's still well worth it. Not a fan of the niche perks though, I rarely make use of them.
I’ve been an Amex Gold member since 98 and had the Platinum card for a year Or so and in Australia, the card is only accepted mostly in larger stores and I can’t believe that Costco here won’t accept it as a US Franchise. We get many different offers here.
Hey there Sebby! So I recently received my AMEX Platinum card and made short work of the nee welcome offer to earn 100,000 membership points after $6,000. I made the purchases on Oct 10 and 11th. And paid both off on the 12th and 14th. I’m a little unsure when AMEX issues the rewards. Is it when the statement generates? How long does it usually take? Thanks in advance and keep up the great content!!
is there a way to find out what my targeted offer was for my amex platinum card? i am 90 percent sure it was for 125,000 points after spending 6,000 in the first 6 months, etc...but is there a way i can check? thank you
That Walmart benefit looks like something that is free for Amex and allow Walmart to reach out to customers who never go to their store. I would hope someone who can afford the Amex fee doesn’t do grocery shopping at Walmart…
What’s wrong with shopping for groceries at Walmart? The only arguments against is missing out on BOGOs and other sales that supermarkets have, and that Walmart generally doesn’t code as a grocery store purchase for rewards purposes.
Pretty much for the bonus or if you're at 4/24 and still want the Hyatt. Maybe some "actual" business use cases (since you can write-off the annual fee?). Feels pretty anti-climatic to me though.
hey sebby how long do these targeting amex point cashback offers usually last? i have a decent chunk of debt that i owe at a 0% interest that may get difficult to pay off in full by the time the 0% ends. If I use my 130k amex points at a 30% bonus to cover my charges, (~$1100) do you think thats still a decent enough value if it will help me pull myself out of debt overhang? I still have a good score so i can qualify for a balance transfer card with 0% apr when the time comes. Is it worth losing the value of the points but derisking vs. gaining more value while risking potentially not being able to pay off the debt in time after a balance transfer?
It seems with all the new advertisements I am seeing from Amex pushing their platinum card, it does not feel like an exclusive card anymore. Premium yes but not exclusive with not many card members. As a member the value of exclusivity is very important and to see it on commercials instead of their other cards I can’t help but feel like everyone has one
AMEX Platinum sucks now. All of the good benefits are now gone. And for them to add Walmart + ... what?!?! This is supposed to be a targeted card at high-net-worth individuals. Typically high net worth folks aren't shopping at Walmart. So this is no benefit. And Walmart gas? What high net worth individual goes to Walmart for gas?
The two main reason I got the Platinum card was for free roadside assistance and the companion airline ticket. They no longer offer either of those. They used to offer free auto insurance coverage on rental cars -- did they do away with that as well? My annual fee has gone UP from $500 a year to $700 a year, yet the benefits have gone DOWN. I'm thinking of getting rid of it.
The more "benefits and credits" Amex adds to the Platinum card, the more annoying and non-sense it becomes. Cancelling for sure in 2022 unless they give 50K+ MR points as retention offer.
@@sparkeyjones6261 you might not. But millions of people take the bait and wind up staring down 25% interest rates. Just takes a little slip in discipline. We think we're taking advantage of the credit cards, but in the meantime, they're draining people dry. Also selling your information. They're not the losers in this transaction. 🤷♂️
💳 See Amex Platinum and more offers: www.asksebby.com/go/topcards
[ Use CardMatch to find higher offers ] bit.ly/33V4Oya
[ Amex Platinum Calculator ] bit.ly/2BEUufO
Avoid amex altogether. They find sneaky ways to not honor rewards points. And their customer service is bad, much worse when you get india.
Did AMEX Business Platinum add $400 to Dell Credit?
$695 seems crazy. I have it since free for military and my parents love the Centurion lounge access.. but $695 no way I'd pay that voluntarily
The Walmart+ also lets you use Sam's Club gas stations without being a member of Sam's Club. This is a REALLY underrated perk. I don't belong to any club stores since I live alone, so being able to get discounted gas is a nice perk. I just went on a trip yesterday and the Sam's club gas was 10 cents a gallon less than the surrounding stations.
Wow! After 30000 gallons of gas, you will be well on your way to earning back the annual fee on the Plat.
@@donaldsoles4259 Fortunately I use the other benefits too. Just pointing out that this is a nice benefit I can actually use, vs things like the private jet service.
Anxiously waiting for the Dollar Store partnership.
Avoid amex altogether. They find sneaky ways to not honor rewards points. And their customer service is bad, much worse when you get india.
@@jules-cb6ni what are you talking about. Amex is superior to most credit cards. You get excellent service and I get around 1 million points a year and never have had a problem with them not honoring my mr points
@@azalex91 I know what I'm talking about unlike you alex "pirate"
LOL! Exactly
@@jules-cb6ni source “trust me bro”
TWO THINGS…
1. $300 SoulCycle bike credit = really dumb
2. You ROCKED the podcast w/ Graham Stephan! 😃👊
Yeah, how about 15 $300 credits a year, it is even more stupid. Who will possibly buy 15 bikes for personal use?
1. Agree. Would rather pay for a Peloton at that point.
2. Thank you! :)
@@eduardazayev4230 - Cleaning out my entire room right now. Gonna fill it with 30 bikes 😂
Yeah it was a great podcast.
Even the Walmart+ credit is dumb 🤦♂️ (coming as a frequent Walmart shopper)
I just tried to close my CS Platinum this morning after having it for 13 months. Got a 40,000 MR point retention offer. 🙂
Nice!
Any spend requirements?
@@erickdabandan76 Spend $3K in 3 months.
Avoid amex altogether. They find sneaky ways to not honor rewards points. And their customer service is bad, much worse when you get india.
@@jules-cb6ni You’re not experiencing the Platinum customer service line.
The only thing that keeps me on this platinum is club access. The other perks are kind of dumb and do not really apply to me. Equinox credit wtf is that? Bring back the PayPal credits. That was at least useful
The mental gymnastics with all these credits are starting to get quite ridiculous. I wish it was way more simple and easy to use like a single flexible credit like the CSR or just a lower annual fee with no credits. If they begin to mess around with the AMEX Gold more (increase fees + "bad" credits), these charge cards will soon become a turn-off for a lot of people!
Avoid amex altogether. They find sneaky ways to not honor rewards points. And their customer service is bad, much worse when you get india.
@@jules-cb6ni why do you keep copy and pasting that?
If you don’t have the time or IQ to make an Amex make sense, stick to chase. I use them both.
You can book through FHR and still trigger the MGM offer. The booking itself won't count towards the spend requirement, but as long as you're putting the incidentals on the Platinum card when you check in and those add up to at least $500 during your stay (not hard to do with Vegas resort fees + meals) it will trigger the $100 credit.
Are Amex cards mostly hype??? You shouldn't have to work that hard to make a CC worth it.
Don't think this has anything to do with Amex and more to do with low enrollment rates from Walmart+ and Walmart trying to boost its Walmart+ numbers
I can somewhat understand why people are getting frustrated with adding “perks” that seem to devalue the Platinum as far as how it was viewed status wise. HOWEVER, if they are serious about adding a card between Platinum and Centurion then it kind of makes sense for them to do this to possibly make the newer card more “prestigious” than the platinum.
Where did you hear they are adding a card?
@@mssha1980 it’s been rumored for a little while now. Nothing for certain but Sebby has mentioned it and I think credit shift has also.
I think them increasing the statement credit value per point 1. Is a great thing because that builds longtime customers knowing that in case of emergency they can use points to cover expenses rather than solely travel.
2. Because realistically people use MR points for travel most often so I can’t imagine Amex would even be taking a big hit by this.
And
3. Competitors like Chase already have a cash out value of 1cpp so maybe they’re just making this the standard now and are just testing it🤷🏼♂️
Walmart+ gives access to Sam's Club gas station too. In some states like California, Sam's club or Costco gas can be cheaper than regular gas station by 50¢ per gallon
Oh yes California. So expensive.
Where I live Sam's is more expensive then regular walmart most the time even without the 5 cents off.
@@zappyeats2579 Yeah. It really depends on the location. I am serving in the military and AAFES gas on military base is usually cheaper but not always either.
With Amex yeeting all these bonuses to people, do you see a looming devaluation coming...?
Not thrilled with the Platinum direction, but if I can keep a 40% boost in covering charges, even occasionally, I'll keep the Personal Gold.
For me, the BP/Shell benefits are useless because I can only gain the cashback from the app. I want to be able to pull up to the pump, get my gas and go. And the cashback just automatically applies itself once amex recognizes the merchant.
Come on Sebby let's start a Soul Cycle Channel lol...I'm retired military and just inquired to AMEX if retirees were eligible for the Military AF waiver and we are which makes me loves AMEX even more, so now Im not scared of the Platinum Cards..I just got my Gold so once I got that sub I'm grabbing another card..Keep Crushing It!!
Stay HUMBLE, Stay HUNGRY, Stay FOCUSED...~The Jarhead Entrepreneur
Amex will waive annual fee for platinum card?
I was told it wouldn’t be waived for retirees, only active duty. Would be cool if this is true though
@@Brian-zu8qh I literally just messaged them yesterday and they send me the link to fill out. The lady I chatted with said it was good for Retirees so fingers crossed
@@TheJarheadEntrepreneur That would be an amazing retiree perk! Would love to hear how it ends up for you. Good luck!
Walmart+ bennifit makes me mad bc I have the annual subscription
I don’t personally shop at Walmart much but my sister and mom do. So I gave them the Walmart plus. I have a feeling Walmart is eating most of the monthly fee to try to grow their market to people that wouldn’t step into a store.
I’m definitely taking advantage of the Walmart membership benefit! And I love Amex Offers!👍
The Walmart+ credit is off-brand for the Platinum, but let's be honest...most of us watching this channel aren't in the "target" demographic of averaging $750k in annual income, and therefore aren't highbrow enough to care. 😱 I only shop Walmart for specific items, and I wouldn't pay for Walmart+ otherwise, but I signed up for the service on day one...because...What If? (Marvel reference)
I used the Walmart plus perk already. Walmart is on the other side of the city while target and Amazon charges > $10 for the same item. I placed the order at 5pm and got it delivered 10am the next day. So I’m ok with them adding perks as long as travel value doesn’t get devalued (any further)
Hey Sebby Thanks for the update. Nice microphone by the way.
Thanks! :)
I canceled my platinum due to "preset spending" restrictions and new annual fee.. Now, my current Gold and Green cards are back to having "No preset spending." I guess I should've waited. 🤔🤔🤔
I'm glad they are adding more diverse things. I'm not a huge traveler so the more non-travel things the more I might get to use if I get the card.
Dude, they did increase the annual fee, to a ridiculous amount.
IMO, the biggest issue I have with the Platinum card is who is this card for exactly? It's a premium credit card with a jaw dropping $700 annual fee, but I honestly cannot tell you who the target is for the card. I thought it was a travel card, but the benefits or perks they add to the card have very little, if anything, to do with travel. For 700 dollars you've got to come better than Walmart+ and $300 credits on an exercise bike. I'm just completely turned off by the Platinum card and to me it feels like Amex has no idea what they actually want the Platinum card to be. The Gold card is very simple: do you like food? Then this card is for you! Why isn't the Platinum? Very confused by Amex right now.
Added Walmart + even though I never shop there ... It's "free"
He’s right the Canadian offers aren’t as good. I have the Canadian platinum card and I love it. I would never get rid of it.
Do existing Amex customers ever get the same targeted offer as non-Amex customers?
I can use the Walmart+! I literally just saw it 2 days ago and am using it for my vacation grocery delivery in Disney!! Also, that Equonox credit is useless to me!
Nice!
If the gold had lounge access there would be zero reason to get the platinum. The equinox credit is horrible as is the entertainment benefit. A lot of the benefits would be me forcing myself to use.
The workaround for free shipping whether walmart or whomever, if you want something for $5 shipped, buy a GiftCard and for most retailers including walmart you'll get the free shipping.
The scan and go option could be a time saver for those who shop in person; I personally wouldn't buy meats or produce at walmart but some people prefer to pick them out themselves and if they do, this can save time.
Thanks for the tip!
@@AskSebby any ideas when you’re going to do an updated Amex plat airline incidentals triggers? Planning my holiday travel and am trying to figure out how to exhaust delta when I already have lounge access
Basically sub-$100 or $250 fares depending on airline: www.asksebby.com/blog/how-to-use-the-amex-airline-incidental-fee-credit
Reminder that a lot of airlines let you cancel for airline credit that you have time to use in 2022 :)
@@AskSebby what does that mean , can you explain it to me like i was 5 please 😅
Not going to lie, 0 real value from any of these perks/offers. Even after the resigning for just the $550 AF, I’m not seeing any value at all.
Have the Amex Business Platinum and just signed up for the Amex Platnium for personal too. Should be here tomorrow. Thanks man.
Amex has time on its hands
I got a target spend $500 on royal carribean and get $200 back, so that’s actually huge. Wonder how hard it’s going to be to schedule a cruise w/ the boys though.
I didn’t get the HBO max offer. I rather get more subscription offers than the $300 bike credit. Instead give me $300 credit that I can spend on any tv subscription service.
So I checked and didn’t see any increase in cover my charges?
I agree that amex is the king of partnership offers. Personal experience: bulk of my spend is almost always in chase cards yet I, somehow, end up using amex offers more than chase offers. Im talking about thousands saved in amex offers compared to may be a few dozen on chase. Still figuring out why… :)
Those subscription offers are for all Amex cards I used my HBO offer with my Hilton Honors card back in April or May
That Walmart credit is pure rubbish! I’m thinking about canceling myself
It's a perk to scan and go because it's a PITA checking out at Walmart
Good video, Sebby.
Thanks!
Walmart??? Do people with AMEX Platinum Cards go to Walmart? and if so, would they admit to it?
They won’t admit it but you’ll be surprised! I know for a FACT !
I have multiple Platinum cards and happily go to McDonalds if I'm craving 20 nuggets ¯\_(ツ)_/¯
The (now discontinued) Platinum Ameriprise was a staple among college students in the CC game since it was no-AF in Year 1.
Err... I don't. Although, I set foot in one once about 15 years ago. We don't even have one in my city.... they were banned.
I just applied for the amex platinum. It makes sense to me because I live in New York City.I dine a lot and I go to concerts and theater. I also I have 3 aiport near.
Good afternoon Sebby!
👋
Look, Ive said this before the platinum card is moving toward a lifestyle card, they have lost money on travel since the pandemic. I cancelled this card. No way was I going to pay $700 for that card. I'd rather invest in them since their interest rev is increasing.
Amex should bring back the PayPal credit. It's pretty easy to use for us but I guess not so good for Amex.
I love these business-type videos, great stuff as always!!
Glad you like them!
Big miss!
Gotta love to see all these pretentious whiners squeal about Amex adding Walmart to the Platinum card. 😂
Sebby is the walmart + a family plan or single?
I signed up for the Walmart + immediately!
I have a 7 figure income and love Walmart so you AMEX snobs nobody cares really what card you use GROW UP! everything is going digital anyway.
Sebby, can you do one of these for the American Express Business Platinum, please?
They're trying to shed Platinum card users to take strain off the lounge networks. Since they're not going to ditch loyal users, they've elected to raise the annual fee and add a bunch of extremely niche perks, and see who ditches their cards
That's the vibe I get as well. They're a victim of their own success right now.
You also have a lot of different groups with different incentives.
a) Card optimizers = harder to use credits; still worth?
b) Families = lounge guesting issues
c) "I hate poor people" = "too many people have the card!"
@@AskSebby I've been a loyal user for quite a few years. Certainly not going to ditch it unless they do something really stupid. I've been using the accumulated points yearly to fly first class to Asia, and take advantage of the lounges wherever I travel. The annual fee increase doesn't bother me, it's still well worth it. Not a fan of the niche perks though, I rarely make use of them.
I ditched it. Going for the Venture X
Thanks sir you have been helping me for the last few years.
I’ve been an Amex Gold member since 98 and had the Platinum card for a year
Or so and in Australia, the card is only accepted mostly in larger stores and I can’t believe that Costco here won’t accept it as a US Franchise.
We get many different offers here.
Costco doesn't accept Amex in the US either.
@@gama1123 really? Wow who would have thought
@@bobj5402 they used to but I think they did a partnership with visa recently.
@@bobj5402 everyone knows..they only accept visa nowadays
Very true
#sebbysquad😎; I have no clue what AMEX is up to. I'm so confused with regards to their strategy. We will see where this is going.
Hey Sebby, is it repetitive to have the Amex Platinum and Amex Delta Reserve? Also, if so, wat would you recommend as an alternative? Thank you!
125$ off 300$ delta
Can you do a video on the Wells Fargo active cash
Wonder how this affects the Amazon business credit card profile in a few years time.
Hey there Sebby! So I recently received my AMEX Platinum card and made short work of the nee welcome offer to earn 100,000 membership points after $6,000. I made the purchases on Oct 10 and 11th. And paid both off on the 12th and 14th. I’m a little unsure when AMEX issues the rewards. Is it when the statement generates? How long does it usually take? Thanks in advance and keep up the great content!!
is there a way to find out what my targeted offer was for my amex platinum card? i am 90 percent sure it was for 125,000 points after spending 6,000 in the first 6 months, etc...but is there a way i can check? thank you
Check card match. My target offer was 150k Rewards points for $6000 spend just 3 weeks ago.
Just call amex customer service. I did to verify the 80k bonus on my business gold
Wondering Which credit card reward points can exchange for Cash to bank account?
I could have sworn that I saw you in Vegas this past weekend. I was going to say I'm a fan of your TH-cam channel, but I wasn't sure it was you.
It was probably me :)
Love how USA card users complain about the benefits in the comments and blogs while us in the UK are... *crickets*
If I get an invite to this card…if I accept will I get a credit decrease if I’m already pre approved ?
That Walmart benefit looks like something that is free for Amex and allow Walmart to reach out to customers who never go to their store. I would hope someone who can afford the Amex fee doesn’t do grocery shopping at Walmart…
What’s wrong with shopping for groceries at Walmart? The only arguments against is missing out on BOGOs and other sales that supermarkets have, and that Walmart generally doesn’t code as a grocery store purchase for rewards purposes.
@@MetroJet2000 from my experience it’s a lot of industrialized and processed food all guided by low costs vs. healthier, more natural, traceable food.
New York City doesn’t have Walmart it’s banned
:(
The green card has the same offers.
Sadly, that Royal Caribbean offer isn't an offer for my Amex Delta Reserve :(
I wish there was an easy way to "gift" or share Amex Offers :(
Looking forward to hearing your thoughts on the the new Chase World of Hyatt Business card. It's underwhelming.
Pretty much for the bonus or if you're at 4/24 and still want the Hyatt. Maybe some "actual" business use cases (since you can write-off the annual fee?).
Feels pretty anti-climatic to me though.
I’m here to watch the snobs whine and cry about others getting to enjoy the Amex Platinum 🤣
I’m here to watch the plebs seek validation online.
Cry harder
Yay! Free delivery for all of my Walmart, nine Dollar, boxed wine needs.
I despise Wal Mart.
Who watched Sebby's interview with Graham Stephan?! I am so impressed!
Thanks for watching :)
hey sebby how long do these targeting amex point cashback offers usually last? i have a decent chunk of debt that i owe at a 0% interest that may get difficult to pay off in full by the time the 0% ends. If I use my 130k amex points at a 30% bonus to cover my charges, (~$1100) do you think thats still a decent enough value if it will help me pull myself out of debt overhang? I still have a good score so i can qualify for a balance transfer card with 0% apr when the time comes. Is it worth losing the value of the points but derisking vs. gaining more value while risking potentially not being able to pay off the debt in time after a balance transfer?
It seems with all the new advertisements I am seeing from Amex pushing their platinum card, it does not feel like an exclusive card anymore. Premium yes but not exclusive with not many card members. As a member the value of exclusivity is very important and to see it on commercials instead of their other cards I can’t help but feel like everyone has one
AMEX Platinum sucks now. All of the good benefits are now gone. And for them to add Walmart + ... what?!?! This is supposed to be a targeted card at high-net-worth individuals. Typically high net worth folks aren't shopping at Walmart. So this is no benefit. And Walmart gas? What high net worth individual goes to Walmart for gas?
Walmart? People shop in Walmart used food stamps.lol
Not true
The two main reason I got the Platinum card was for free roadside assistance and the companion airline ticket. They no longer offer either of those. They used to offer free auto insurance coverage on rental cars -- did they do away with that as well? My annual fee has gone UP from $500 a year to $700 a year, yet the benefits have gone DOWN. I'm thinking of getting rid of it.
What companion ticket?
Wayyy too aggressive with the video aspect ratio editing
The more "benefits and credits" Amex adds to the Platinum card, the more annoying and non-sense it becomes. Cancelling for sure in 2022 unless they give 50K+ MR points as retention offer.
Fingers crossed on a no spend 50k offer :) www.asksebby.com/retention-offers
Annnnnnnnd this is why America is drowning in debt....
Nah, we aren't the sort of people who carry balances on our cards beyond a billing cycle.
@@sparkeyjones6261 you might not. But millions of people take the bait and wind up staring down 25% interest rates. Just takes a little slip in discipline. We think we're taking advantage of the credit cards, but in the meantime, they're draining people dry. Also selling your information. They're not the losers in this transaction. 🤷♂️
Great video, bad benefits
Bro Amex catering to broke people wtf
Is sebby at the millennium tower?
lol, not in the leaning tower.
Some feedback - your camera is too close to you. Feels like you're right in my face. Back it up a little.
MFW you live right next to my last apartment! 🤩
First 50 comments :))
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1000th thumb up! 😀
You gotta fire your barber 💯🤦♂️
Fifth!
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No points for runner up
AskSebby liked my comment - that is the only point I need to make! Ha ha
Second
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No points for runner up
First
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Wow I'm impressed your first??
Is the typical AmEx Platinum holder a typical Walmart shopper? I think not.
you'd be surprised, all US mil people qualify for platnum free and walmart delivery is used all the time.