We experienced the pinnacle of our era, but it is now gone. Like what happened to Rome, the corrupt administration will bring this nation to an end. My condolences go out to anyone who is close to retiring and may be worried about whether their pension will be enough to pay the rising cost of living. Insane fiscal policy, poor regulatory policy, poor energy policy, and poor foreign policy
50 and early retirement. I'm very worried about the future and where we're all heading, especially in terms of money and how to get by. I'm considering making my first investment in the stock market, but how can I do so given that the market has been in a mess for the majority of the year?
@@stellaadams593 Personally, I can connect to that. When I began working with "Claudia Trinidad Rivas," a fiduciary financial counsellor, my advantages were certain. In these circumstances, I would always advise getting professional help so they can steer you through choppy markets and just give you indicators and strategies for knowing when to enter and exit the market...
@@brendazvandasara Please tell me how I can think I have such skills. My funds are being murdered by inflation, therefore I'm looking for a more profitable investing strategy to put them to work.
@@gowonjake You can look up the financial advisor using her complete name on your computer; I hire her since she looks after the portfolios of renowned investors.
@@brendazvandasara I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look her up and send her a message. You've truly motivated me. God's blessings on you
The best video teaching about financial planning which should be in the syllabus of our education system as mandatory. I have noted all the rules in my notepad so that I can keep these lessons throughout my lifetime.
This is excellent - the 72 / 114 / 70 -- all good numbers to be aware. Good one. I had read a modified 4% rule, need to search what it was, and will post the link here, when I find it - that was an interesting read as well.
Dear Shankar....the way you explain is good , steady and compose....am thinking of having a relationship with ETMoney on the principle that unless you understand investment you cannot explain so well......
Thanks for this insightful video Shankar sir. All thumb rules in one place.!! Great channel content..ETMoney channel will grow exponentially with gems like this.. 👍🏼
Sir im investing in 1. Sukanya samridhi yojna= Rs 4000 p.m 2. Aditya Birla tax 96 ELSS = Rs 1000 sip 3. Axis long term ELSS = RS 1000 SIP 4. Axis blue chip direct plan = Rs 1000 sip 5. HDFC sensex index plan direct plan= Rs 1500 sip 6. Parag Parek Flexi cap direct plan= Rs 1000 sip 7. SBI small cap= Rs 1000 sip 8. Nippon small cap= Rs 500 sip 9. DSP mid cap= rs 500 sip 10. DSP equity and bond fund = rs 500 sip 11. Icici blue chip fund = rs 500 sip 12. SBI technology fund= rs 500 sip. I want to invest at least for 15 years.....is it ok or it is too much....please guide sir...I'm from a very small state of Meghalaya, we don't have any kind of financial awareness...I have learned a lot from you sir...please guide
You are doing a great job by educating people in this way and financial literacy is very essential in today's era. Thank you for your this gesture keep doing the good work
Dear ET Money Team I have selected a fund to start the monthly SIP, however while entering the bank details ET money was asking whether it is NRI account or not?. As I am residing in UAE since last 7 years I should enter my NRI bank details, unfortunately my back account in India is still not converted to NRI type and I wish to convert this during my next visit. Will this issue stop me from investing through ET money and what are the risks associated. please advise
Here's my consumer behaviour. I tend to over analyze so much regarding my impulse buying behaviour and eventually end up not buying actually what i wanted.
I don’t even know how to analyze talk more of doing the trading myself lol, how do you go about it? Because i just feel finding a place to just invest and wait for % returns is what i want
@@kalbashleyaisha9348 my comment was with respect to the expenses the speaker has spoken about in the video. As per market basket analysis we end up buying products associated to the main product bought. As mentioned by the speaker, the pricing and package is designed by companies in such a way that we end up buying more than our requirements. Either bcoz its cheap or else it could be our impulse buying behaviour. In my case whenever i wish to purchase something i tend to over analyze so much that i end up not buying the product in case of the product is only to fullfill my psychological needs.
@@aashishsoneji7507 why don’t you invest in a company that will do the trading and save you all the stress and you’ll make money, that’s what i’m looking forward to but it’s if i find a source i don’t have yet
@@kalbashleyaisha9348 hi, that i do myself as i learn from it whether its equity or mf. Not for daily trading but for investments. Surely if you want to trade there are lot of financial services firms offering trading or demat accounts to actively trade in market. For them its about brokerage earnings and certain fixed charges levied to maintain your trading or demat account One can try apps like zerodha, up stocks to actively trade in equity markets.
Great video I have a question, would really appreciate if anyone could help me with my calculations. So let's say I have a annual premium of 46880 invested for 15 years and the maturity value is 1403200 at the end 15 years. My XIRR calculations is coming out to be 8.23% Considering 46880 * 15 years = 703200 investment When I use the online XIRR tool i am getting 4.23% and CAGR around 4.73%. Using the rule of 72 the returns would be 4.8% Which one of these calculations is correct. Thanks in advance :)
Sir every good videos. How many funds should a investor has in its folio ? Should i invest in NFO or in previous mutual funds which i have in my basket? thanks in advanced.
Hey what investment is that i’m actually interested in investing and earning in maybe bitcoin or forex but i don’t know how to do it or anything about it lol
Hello sir, Sir I make an NPS account through et money app , so in nps automatically take my name that was already in et money app , so how to change the name of myself , where to submit the documents ? Please help me out 🙏
Thanks for opening the NPS account. Kindly drop a ticket on the app itself or write to our customer service team at help@etmoneycare.com for assistance and troubleshooting
Thanks for this informative video..❤️❤️❤️ I've a doubt that how 50-30-20 and 40% emi rule can both exist at the same time... I need reply on this urgently🙏🙏
Although i am not completely sure, But i think emi can also be in some form of investment. Like buying a house. So it can be taken as a kind of saving only. Maybe this is how both the rules exist.
Powerful info.. shud start teaching from high schools, & of course parents too...
We experienced the pinnacle of our era, but it is now gone. Like what happened to Rome, the corrupt administration will bring this nation to an end. My condolences go out to anyone who is close to retiring and may be worried about whether their pension will be enough to pay the rising cost of living. Insane fiscal policy, poor regulatory policy, poor energy policy, and poor foreign policy
50 and early retirement. I'm very worried about the future and where we're all heading, especially in terms of money and how to get by. I'm considering making my first investment in the stock market, but how can I do so given that the market has been in a mess for the majority of the year?
@@stellaadams593 Personally, I can connect to that. When I began working with "Claudia Trinidad Rivas," a fiduciary financial counsellor, my advantages were certain. In these circumstances, I would always advise getting professional help so they can steer you through choppy markets and just give you indicators and strategies for knowing when to enter and exit the market...
@@brendazvandasara Please tell me how I can think I have such skills. My funds are being murdered by inflation, therefore I'm looking for a more profitable investing strategy to put them to work.
@@gowonjake You can look up the financial advisor using her complete name on your computer; I hire her since she looks after the portfolios of renowned investors.
@@brendazvandasara I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look her up and send her a message. You've truly motivated me. God's blessings on you
One of the Best financial channel available..Lucid & Informative as always.
I hope I had such teacher for every Subject..Shankar sir
Again, very Clear and Crisp ! This was very informative, never came across quality content like this on YT regarding finance.
One of the best compilations I have found over searching online from 4 months... Thanks
The best video teaching about financial planning which should be in the syllabus of our education system as mandatory. I have noted all the rules in my notepad so that I can keep these lessons throughout my lifetime.
Glad that you found the content useful. Wishing you the best
This is excellent - the 72 / 114 / 70 -- all good numbers to be aware. Good one. I had read a modified 4% rule, need to search what it was, and will post the link here, when I find it - that was an interesting read as well.
Glad it was helpful! Check out the 15-15-15 and 15-15-30 rules that we featured in the "How to Build a 10 Crore Corpus" video
I am glad to say I have a financial coach always with me...Thank you sir..🙏 Happy to be part of ET Money 🌈
We are happy to help everyone in their financial journey!
Absolutely Fantastic and relevant.
Kudos for creating content which have extremely strong call to action.
Dear Shankar....the way you explain is good , steady and compose....am thinking of having a relationship with ETMoney on the principle that unless you understand investment you cannot explain so well......
I am becoming your fan.... Sir. Beautiful presention
Best video on finance on youtube
I will watch this on loop!! 👍👏
Superb explanation. Understood all the rules. Thank you sir. Thank you ET money.
Brilliant information... should be taught in school so that the generation spend wisely and in turn help our economy
Right and invest proper too you know that would help boost our economy
Thank you for sharing such informative videos. It's through your videos I have started doing financial planning and investing to grow my money.
Most welcome. Glad to know that the videos are assisting you in your financial journey
Amazing explanation and smart approach. Thank you sir
Best financial education... Thanks ETMONEY Team
Thank You Very Much For This Much Helpful Video🤗
It have cleared many doubts and i get to know very interesting thumb rules which are deadly 💖
Such a informative video sir.
Please keep making such video.
Thank you.
ET. Money ka MVP. 😎😎
Your every video has quality content for free, thank you, Sir
Sir really like your simplicity 🙏🙏
Excellent info...the rules are of great use in planning...
Glad it was helpful!
Thinks for nice information, sir ji क्या एक सरकारी कर्मचारी सीधे स्टॉक्स मैं निवेश कर सकता हैं ?
Awesome tools for financial planning and well explained. Thanks
Glad it was helpful!
Excellent content on managing money
Sir you are just wonderful, you are doing great justice to your qualifications and experience.
Excellent video sir
Thanks for all the information shared
Powerful information. Thanks
Very informative video. Things said in the video r very useful in a simplified manner.
Very precise and informative
Nice consolidated useful video 👍
Very nicely and simply explained 👌 it's very helpful 👍
Thanks a lot 😊
Quality educational video every week. Thank you for helping us.
This is the best episode till date. Very useful. Thank you 🙏
Very useful info thank you very much sir..
Thank you for sharing 🙏
Most welcome
Wonderful insights brother, really helpful
Thanks
Thanks for this insightful video Shankar sir. All thumb rules in one place.!! Great channel content..ETMoney channel will grow exponentially with gems like this.. 👍🏼
Thanks a million 4 guiding us we highly appreciate keep it up
Our pleasure! Thanks for liking
Nice presentation thank you
Excellent video. Thanks
Great rules to discipline your finances
Excellent presentation
very useful video sir.. thank u
Thanks a lot sir for providing such valuable info to us.
Thank you for sharing these rules in details. I only
wish if ETMONEY start supporting for NRI.
Simply wow👍.thank you sir🙏
Sir im investing in
1. Sukanya samridhi yojna= Rs 4000 p.m
2. Aditya Birla tax 96 ELSS = Rs 1000 sip
3. Axis long term ELSS = RS 1000 SIP
4. Axis blue chip direct plan = Rs 1000 sip
5. HDFC sensex index plan direct plan= Rs 1500 sip
6. Parag Parek Flexi cap direct plan= Rs 1000 sip
7. SBI small cap= Rs 1000 sip
8. Nippon small cap= Rs 500 sip
9. DSP mid cap= rs 500 sip
10. DSP equity and bond fund = rs 500 sip
11. Icici blue chip fund = rs 500 sip
12. SBI technology fund= rs 500 sip.
I want to invest at least for 15 years.....is it ok or it is too much....please guide sir...I'm from a very small state of Meghalaya, we don't have any kind of financial awareness...I have learned a lot from you sir...please guide
Very good video, I want to thank you for sharing this info. Really appreciated.🙏
thanks to etmoney ...❤️
Rule of 72 only works accurately for percentage from 6 to 10. Be aware of that. But great job beside of that.
I want this svp..to be my financial planner...what to do??
Very good way explaining things in a simple way
Very Good Information. Please keep it up.
Every citizen should be taught
Really useful and excellent info 👍
30:35:35 should be taught to children from childhood.
Out of 100 ₹ pocket money, child should return ₹30 back to parent. Invest ₹35, spend ₹35
Thank you
Thank you ET MONEY👍
excellent video. Thanks
Very informative content
Sir , should all the monthly savings small or large be invested in SIPs ? What is the advantage or disadvantage of it ?
Highly insightful
Nice info.Thanks
Glad it was helpful!
As usual one of the best insightful video.Many many thanks ET Money!
Thank you for your appreciation, Amar
Bullet points of personal finance of life time experiences. Well put information.
What are you into sir?
Just curious really 😊
Loved it...thank yoi
Excellent Message, awesome presentation - Thanks a lot
Fantastic Mr. Nath
You are doing a great job by educating people in this way and financial literacy is very essential in today's era.
Thank you for your this gesture
keep doing the good work
Our pleasure!
Informative! thanks
Very useful.
Thanks
Dear ET Money Team
I have selected a fund to start the monthly SIP, however while entering the bank details ET money was asking whether it is NRI account or not?. As I am residing in UAE since last 7 years I should enter my NRI bank details, unfortunately my back account in India is still not converted to NRI type and I wish to convert this during my next visit.
Will this issue stop me from investing through ET money and what are the risks associated. please advise
A very informative video as always. Thank you so much for entire ET Money team for the great efforts 👌😍
Thank you Sachin KN
Here's my consumer behaviour. I tend to over analyze so much regarding my impulse buying behaviour and eventually end up not buying actually what i wanted.
I don’t even know how to analyze talk more of doing the trading myself lol, how do you go about it? Because i just feel finding a place to just invest and wait for % returns is what i want
@@kalbashleyaisha9348 my comment was with respect to the expenses the speaker has spoken about in the video. As per market basket analysis we end up buying products associated to the main product bought. As mentioned by the speaker, the pricing and package is designed by companies in such a way that we end up buying more than our requirements. Either bcoz its cheap or else it could be our impulse buying behaviour.
In my case whenever i wish to purchase something i tend to over analyze so much that i end up not buying the product in case of the product is only to fullfill my psychological needs.
@@aashishsoneji7507 why don’t you invest in a company that will do the trading and save you all the stress and you’ll make money, that’s what i’m looking forward to but it’s if i find a source i don’t have yet
@@kalbashleyaisha9348 hi, that i do myself as i learn from it whether its equity or mf. Not for daily trading but for investments.
Surely if you want to trade there are lot of financial services firms offering trading or demat accounts to actively trade in market.
For them its about brokerage earnings and certain fixed charges levied to maintain your trading or demat account
One can try apps like zerodha, up stocks to actively trade in equity markets.
Nice informative video again..thank you sir
Very very useful info , thanks
Great video
I have a question, would really appreciate if anyone could help me with my calculations.
So let's say I have a annual premium of 46880 invested for 15 years and the maturity value is 1403200 at the end 15 years.
My XIRR calculations is coming out to be 8.23%
Considering 46880 * 15 years = 703200 investment
When I use the online XIRR tool i am getting 4.23% and CAGR around 4.73%.
Using the rule of 72 the returns would be 4.8%
Which one of these calculations is correct.
Thanks in advance :)
Thank you for the insight Sir. Very good video.
Very informative
Superb
Very good message Thanks🙏
Awesome video.. Thanks.
Great info
Thanks for watching!
Thanks 🙏
Awesome video & info share sirji
Sir every good videos.
How many funds should a investor has in its folio ?
Should i invest in NFO or in previous mutual funds which i have in my basket?
thanks in advanced.
Hey what investment is that i’m actually interested in investing and earning in maybe bitcoin or forex but i don’t know how to do it or anything about it lol
time in the markets is always better than timing the markets
How much % to withdraw money from retirement funds to make sure fund is enough for 100 years
Awesome 👍 👏
Thanks 🤗
Nice video. Thanks for collating it
Most welcome Mayank Verma
Very much appreciated!
Excellent one.
Hello sir,
Sir I make an NPS account through et money app , so in nps automatically take my name that was already in et money app , so how to change the name of myself , where to submit the documents ?
Please help me out 🙏
Thanks for opening the NPS account. Kindly drop a ticket on the app itself or write to our customer service team at help@etmoneycare.com for assistance and troubleshooting
Excellent & new information to me. Very helpful
What will you do now
??
Just curious
Excellent
Thanks for this informative video..❤️❤️❤️
I've a doubt that how 50-30-20 and 40% emi rule can both exist at the same time... I need reply on this urgently🙏🙏
Although i am not completely sure, But i think emi can also be in some form of investment. Like buying a house. So it can be taken as a kind of saving only. Maybe this is how both the rules exist.
Excellent information.