Maxlife Insurance: The Ultimate Guide to New Term Life Policies in Tamil | term insurance in 2024

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  • เผยแพร่เมื่อ 9 ก.พ. 2025
  • for premium quote, WhatsApp to 9994266772
    pls send Name
    Date of birth
    Annual income
    Education
    location
    Sum assured required
    Click the below link to invest in mutual funds, Nps and corporate FD
    Investor App - www.assetplus....
    app.aliceblueonline.com/OpenAccount.aspx?C=SSP533
    Click the above referral link and open demat account
    for more details call 9994266772
    OUR WEBSITE:
    www.excitemutu...
    Nivas narasimhan is an AMFI REGISTERED MUTUAL FUND DISTRIBUTOR since 2016.
    He started his career a project trainee in ICICI PRUDENTIAL MUTUAL FUND in 2003.
    Then worked for STANDARD CHARTERED BANK, ICICI PRUDENTIAL LIFE INSURANCE,
    KOTAK LIFE , EXIDE LIFE & HDFC LIFE as a Branch manager.
    MAX LIFE TERM INSURANCE REVIEW
    Term Life insurance playlist
    • Best Term Life insuran...
    Features of Max Life Smart Total Elite Protection Term Plan
    Max Life Smart Total Elite Protection Term Plan offers several options to customise your term insurance plan, given the fact that every individual can have different insurance needs. The following are the options to choose from to design your own term plan:
    Unlock Financial Security: Discover Maxlife Smart Total Elite Protection in Tamil
    Use
    Insider Secrets Revealed: Maxlife Insurance's Smart Total Elite Protection in Tamil
    Use
    Maxlife Insurance 2024 Preview: Transforming Lives with Smart Total Elite Protection in Tamil
    Use
    Secure Your Future Now: Maxlife's New Term Life Policy in Tamil for 2024
    Death benefit
    Option to pay your premiums as per your budget
    Longer coverage duration: Choose your desired policy term with coverage available up to 85 years of age
    Accelerated Critical Illness Benefit*%
    Accident Cover*%
    Max Life Waiver of Premium Plus Rider*%
    Max Life Critical Illness and Disability Rider*%
    Special Exit Value
    Terminal Illness
    Cover Continuance Benefit
    Insta Payment on Claim Intimation
    Disclaimer:*%On payment of additional premium
    Unique Features of Max Life Smart Total Elite Protection Term Plan
    The following are some unique features of Max Life Smart Total Elite Protection Term Plan:
    • Cover Continuance Benefit
    As per the benefit, the Policyholder is allowed to defer the due premium for up to 12 months from the due date while maintaining the full risk cover under the base plan and attached riders (if any). This option is allowed to be chosen after completion of 3 policy years, provided all due premiums have been paid, and the policy is in-force.
    • Insta Payment on Claim Intimation
    An accelerated benefit of 2 Lakhs out of base sum assured shall be payable, provided mandatory documents are submitted, and the subsequent pay out shall be made after the claim is approved.
    • Special Exit Value
    Option to receive all premiums paid back, in any policy year starting 30th policy year, but not during the last 4 policy years. No additional premium to be paid to avail this benefit.
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ความคิดเห็น • 98

  • @asokanp948
    @asokanp948 8 หลายเดือนก่อน +1

    சூப்பர் பாலிசி. மிக அருமையான தகவல்.வாழ்கியில் பாதுகாப்பு மிக முக்கியம் என்பதை தெளிவா தெரிய படுத்தியுள்ளார். வாழ்த்துக்கள் 👌👌👌🙏🙏🙏

  • @Santhosh-x8s7j
    @Santhosh-x8s7j 2 หลายเดือนก่อน +1

    Sir my name santhosh July 2024 na 1 lakh invest panna max life flexi laa yearly 1 lakh for 5 years around 5 lakhs payment katanum 2029 varai avunga enketa sonnathu after 5 years you can get 10 lakh nu sonnaga ethu true ah sir but na 4 months before invest pannitan 1 lakh. Pls tell me sir

  • @arjunanj3569
    @arjunanj3569 5 หลายเดือนก่อน +2

    Super 👌 very good covid 19 death amount company sappittachi nalla max coy

    • @nivasexcites
      @nivasexcites  3 หลายเดือนก่อน

      @@arjunanj3569 what happened? Can you share the experience

  • @23vinothan
    @23vinothan 11 หลายเดือนก่อน +1

    what is midcap momentum index fund? what is the pro and cons of it?

  • @jayaramsi
    @jayaramsi ปีที่แล้ว +4

    Thank you for nice explanation.I am 37 and NRI. I took same policy upto age of 65 ( 28 years) and I have doubt regarding NRI residence paying premium from Indian savings bank account because I paiding from ordinary savings account in future it may create any issue if anything please let me know it would be affect in future anycase my family make claim

    • @nivasexcites
      @nivasexcites  ปีที่แล้ว +1

      No issues in claim, if you have mentioned yourself as a NRi. If you pay through NRE account, you can get GST REFUND 18%

  • @NITHY-l5j
    @NITHY-l5j 6 หลายเดือนก่อน +1

    மாத தவனையில் பிரீமியம் செலுத்தி வருகிறோம். ஆனால் 12ஆல் பெருக்கி வரும் தொகை பாட்ன்டில் குறிப்பிட்டுள்ள தொகை குறைவாக உள்ளது. ( Monthly premium : 5000 x 12 = 60000 ஆனால் பான்டில் 56818 வருட பிரீமிய தொகையாக காட்டப்பட்டுள்ளது. இதன் formula ?

    • @nivasexcites
      @nivasexcites  6 หลายเดือนก่อน +1

      Gst should be the difference

  • @shincyjohn7818
    @shincyjohn7818 2 หลายเดือนก่อน

    Sir I had joined a max life insurance policy via axis bank term period of 8 yrs payment and maturity at 12 yrs but I had paid only first premium and can’t pay the remaining as my father deceased now it has been 3 yrs how can I get my paid premium amount

  • @nirmalselvaraj1142
    @nirmalselvaraj1142 3 หลายเดือนก่อน

    Any possible to get term insurance for diabetic patient?

  • @SMART_MOBILES_VSI
    @SMART_MOBILES_VSI 11 หลายเดือนก่อน +2

    Sir i have doubt
    Naan fulla katti mudichiten madaisi vara payan padala na katna amount koduthuruvangala ilaiya sir? After 65 years kalichu

    • @nivasexcites
      @nivasexcites  8 หลายเดือนก่อน

      At the age of 60, you can cancel and get premium refund

  • @dhanakodimani4783
    @dhanakodimani4783 ปีที่แล้ว

    hello sir..i am ulcerative colitis patient.. can i get this policy??..

  • @mohanhasini6357
    @mohanhasini6357 ปีที่แล้ว +1

    Hi Sir, pls can u do 2024 best term insurance policy. Iam planning to buy new term insurance policy. This is the first time iam buying the policy.

    • @nivasexcites
      @nivasexcites  ปีที่แล้ว

      Pls whatsapp to 9994266772

  • @aruns3747
    @aruns3747 ปีที่แล้ว

    Its been a more than a year..so pls post medical insurance details as well for family

  • @mahaboobkhan3576
    @mahaboobkhan3576 10 หลายเดือนก่อน +1

    Thank you sir

  • @ArunKumaran-mb3ug
    @ArunKumaran-mb3ug 10 หลายเดือนก่อน +1

    Sir na oru company la mothly 20000rs salry vangurean , policy bazzar la term life insurance edukalam nu check pannea avnga customer care la irunthu enakku call pannanga , avanga kitta na 1core coverage konda term life insurance venum nu kettean but avanga 1core term life insurance ku neenga eligible kidayathu ongaloda salary yearly 2 lakh tha varuthu , ongalukku 50 lakhs tha eligibil nu solranga sir , salary high ah iruntha tha high coverage amount edukanum nu rules edhuvum erukka sir . Ila vera lisurance company la insuranc try pannalama . Plz explain sir🎉🎉

    • @nivasexcites
      @nivasexcites  9 หลายเดือนก่อน +1

      Income proof is a must for term insurance. Your annual income into 25times, you can take insurance (for age below 35).

  • @mahadeermohamed6405
    @mahadeermohamed6405 ปีที่แล้ว +1

    As NRI, in future if no job at abroad and eventhough paying premium from saving account after no jobs in abroad, will they waive the gst?

    • @nivasexcites
      @nivasexcites  ปีที่แล้ว

      No. You will get gst waiver only if you pay through NRE account and you have to submit address proof every year

    • @mahadeermohamed6405
      @mahadeermohamed6405 ปีที่แล้ว +1

      @excitenivas thanks for reply. But after 5 years no job. But I would able to pay premium and paying then incase of something happened them the insurance company will settle the amount to family?

    • @nivasexcites
      @nivasexcites  ปีที่แล้ว

      Yes. They will settle the claim even if there is no job in future. So regularly paying premium is a must

  • @sudharsanmohandoss146
    @sudharsanmohandoss146 10 หลายเดือนก่อน

    Due we have single/one time premium option available?

    • @nivasexcites
      @nivasexcites  10 หลายเดือนก่อน

      Regular pay Annual mode ie best

  • @vinothpalani7861
    @vinothpalani7861 ปีที่แล้ว +1

    Hi sir,
    Bajaj or max or icici... Which is good term insurance plan... And trustworthy ?
    My expectation - easy to claim, no fraud should be happened..
    Also, online or offline? Which one is good way to take term insurance ?
    Kindly reply me sir... Thanks in advance

    • @vinothpalani7861
      @vinothpalani7861 ปีที่แล้ว

      Hello sir.. Kindly reply

    • @Sheela-qk6hf
      @Sheela-qk6hf 8 หลายเดือนก่อน +1

      Claim Ratio Maxlife is best

    • @UmaSweetie-t1g
      @UmaSweetie-t1g 7 หลายเดือนก่อน

      Hi sir maxlife is good

  • @anandvijay319
    @anandvijay319 8 หลายเดือนก่อน +1

    Sir Enga appaku age 65 Farmer Avaruku Enna insurance yedukalam pls pls sollunga

    • @nivasexcites
      @nivasexcites  8 หลายเดือนก่อน

      Take health insurance

  • @sudhakark1909
    @sudhakark1909 10 หลายเดือนก่อน +1

    Can i update or change nominee name after certain period

  • @dheepakm4577
    @dheepakm4577 4 หลายเดือนก่อน +1

    My friend surrendered his policy after 6yrs no benefit..

    • @nivasexcites
      @nivasexcites  3 หลายเดือนก่อน

      @@dheepakm4577 how can he surrender Term plan?

  • @kalaivani1333
    @kalaivani1333 8 หลายเดือนก่อน +1

    sir amma 17 varudangalukku munnal eranthuttanga avanga 30000 aayitam kattirunthanga monthly payment 10000 3month kattirkkanga yengalukku muthirvu thogai yenna varum sir

    • @nivasexcites
      @nivasexcites  8 หลายเดือนก่อน

      It depends upon the type of policy you have taken. Pls check with insurance company

  • @saravanp.saravanan7676
    @saravanp.saravanan7676 11 หลายเดือนก่อน +1

    Sir tem insurance la 64 critical Illinois mattum add pannuna ok thaane sir

    • @nivasexcites
      @nivasexcites  11 หลายเดือนก่อน

      Not required. Good health insurance is enough

  • @chathapuramganesanvenkatsu3168
    @chathapuramganesanvenkatsu3168 ปีที่แล้ว +1

    Can I do portable the term insurance from A company to B company

    • @nivasexcites
      @nivasexcites  ปีที่แล้ว

      Not possible in term insurance

  • @DeeshaaDS
    @DeeshaaDS ปีที่แล้ว +2

    Hi sir, thanks for the nice suggestions always.
    Please clarify my doubt regarding form 10E for IT.
    I had applied 10e for AY 2023-24. Now i need to apply for AY 2024-25(for different arrears) also. For previous (AY 2023-24, i.e.FY 2022-23) year's income, should I include the arrears(For which 10e was submitted last year) or salary without arrears to be mentioned.
    Thanks in advance.

    • @nivasexcites
      @nivasexcites  ปีที่แล้ว

      Sir, pls approach a tax consultant or auditor.

    • @DeeshaaDS
      @DeeshaaDS ปีที่แล้ว

      Ok sir. Thank you

  • @ranjithrkamath5458
    @ranjithrkamath5458 ปีที่แล้ว +1

    I am sure there wont be any financial dependency on me after 60 years but confusion here is whether I have to opt insurance till 70 years (policy term 40) or till 60 years? Considering advantage & extra premiums
    2 advantages -
    1. 10 years additional coverage (mostly likely nominee will get death benefit)
    2. Smart exit option where I can take back all premiums paid between 59 yo 66 year age.
    But for 70 years, my premium increases by 7,100 rupees per year including critical illness & Waiver of Premium Cover riders.
    Could you please provide your personal opinion here?

    • @nivasexcites
      @nivasexcites  ปีที่แล้ว +1

      Pls take cover upto 65. And simultaneously build a corpus of 5 to 6crores by the age of 65. Then you don't have to worry about policy.

  • @abineshj348
    @abineshj348 ปีที่แล้ว +1

    sir my age is 23 can i get a term life insurance till 99 years or till death means what is the best policy to buy please help me sir..??

    • @nivasexcites
      @nivasexcites  ปีที่แล้ว

      Take upto age 65. That is enough

  • @vinodsS-uw4oy
    @vinodsS-uw4oy ปีที่แล้ว +1

    Sir my weight is 117kg which life insurance I have to choose plz refer something

    • @nivasexcites
      @nivasexcites  ปีที่แล้ว

      Pls reduce weight.. that's the best option available. If you apply two things can happen, 1. Policy will get rejected. Or 2. Premium will be rated up. You will have to pay high premium.

  • @g.jeganbebin6204
    @g.jeganbebin6204 8 หลายเดือนก่อน +2

    நான் Max life insurance இல் Term policy வச்சிருக்கேன். ஆனால் எனக்கு hard copy இதுவரைக்கும் கிடைக்கவில்லை. கேட்டால் covid19 அப்புறம் யாருக்கும் கிடைக்கவில்லை என்று சொல்கிறார்கள்

    • @nivasexcites
      @nivasexcites  8 หลายเดือนก่อน

      If you request, they will send you

    • @g.jeganbebin6204
      @g.jeganbebin6204 8 หลายเดือนก่อน +2

      @@nivasexcites request பண்ணியாச்சு. இப்போ சொல்றாங்க. After covid19 யாருக்கும் hard copy கொடுக்குறது இல்லை னு சொல்றாங்க. இதனால் எதாவது problem future இல் வருமா?

    • @nivasexcites
      @nivasexcites  8 หลายเดือนก่อน

      @@g.jeganbebin6204 if you have soft copy, take a printout and keep it. No issues will come

  • @EzhuTamizha
    @EzhuTamizha ปีที่แล้ว +2

    Good things will reach late and wins. Thanks for the information ❤

  • @pskarthic
    @pskarthic ปีที่แล้ว +3

    02:45 most of us would not need term insurance after 60 because they won’t have much dependencies at the age, that person demise wouldn’t impact anyone financially

    • @nivasexcites
      @nivasexcites  ปีที่แล้ว +1

      It will affect his wife, if she is a dependent on his son or daughter.

  • @ARUNKUMAR-mr9hy
    @ARUNKUMAR-mr9hy 3 หลายเดือนก่อน +1

    NRI eligible ah intha plan ku

    • @nivasexcites
      @nivasexcites  3 หลายเดือนก่อน

      @@ARUNKUMAR-mr9hy eligible only

    • @ARUNKUMAR-mr9hy
      @ARUNKUMAR-mr9hy 3 หลายเดือนก่อน

      @@nivasexcites eligible only athoda stop pannitinga bro

    • @nivasexcites
      @nivasexcites  3 หลายเดือนก่อน +1

      @@ARUNKUMAR-mr9hy income has to be 10Lakhs. Education Should be 12th or 10th plus 3yrs diploma

    • @ARUNKUMAR-mr9hy
      @ARUNKUMAR-mr9hy 3 หลายเดือนก่อน

      @@nivasexcites ok thankyou

  • @chobhu1
    @chobhu1 ปีที่แล้ว +1

    Superb video !1

  • @vinoth9537
    @vinoth9537 ปีที่แล้ว

    Sir age 38 i need return payment insurance
    coverage 3 cr need ur best advice please sir

    • @nivasexcites
      @nivasexcites  ปีที่แล้ว

      WhatsApp your details to 9994266772

  • @SathyarajSathyaraj-y4e
    @SathyarajSathyaraj-y4e 5 หลายเดือนก่อน +1

    சார் எனக்கு ஒரு பாலிசி வேண்டும் உதவி தேவை

    • @nivasexcites
      @nivasexcites  5 หลายเดือนก่อน +1

      WhatsApp to 9363254007

  • @jayaprakashjaganathan1703
    @jayaprakashjaganathan1703 ปีที่แล้ว +1

    Excellent 👌

  • @giricimat
    @giricimat 8 หลายเดือนก่อน +1

    Sir, my Age 38.what is the max term i can go for.. up to 70 age or 80..

    • @nivasexcites
      @nivasexcites  7 หลายเดือนก่อน

      65 is enough

  • @Ramesh-bd1kz
    @Ramesh-bd1kz 6 หลายเดือนก่อน +2

    அண்ணன் எனக்கு ஒரு பாலிசி வேண்டும் உதவி பன்னுவிங்கள

    • @nivasexcites
      @nivasexcites  6 หลายเดือนก่อน

      Bro, if you are eligible we can get you. Pls WhatsApp to 9994266772

  • @akasha179
    @akasha179 8 หลายเดือนก่อน +2

    Best plan..... 🎉

  • @SanthoshS-re8ee
    @SanthoshS-re8ee ปีที่แล้ว +1

    Thanks ❤

  • @manick7475
    @manick7475 10 หลายเดือนก่อน +1

    Hi Sir - Could you post a video about Mutual funds and Term Insurance nominee.details? Also please talk about MWPA and Trust Formation which will be very useful. Thank you

  • @badguy5194
    @badguy5194 11 หลายเดือนก่อน

    Anna na ungka kuda

  • @marimuthur6705
    @marimuthur6705 6 หลายเดือนก่อน +1

    Sir MAX LIFE STEP vs Smart Secure Plus which one you suggest ?

    • @nivasexcites
      @nivasexcites  6 หลายเดือนก่อน +1

      If cover is above 2crore, choose STEP

    • @marimuthur6705
      @marimuthur6705 6 หลายเดือนก่อน +1

      @@nivasexcites what if 2 cover sir ?

    • @nivasexcites
      @nivasexcites  6 หลายเดือนก่อน +1

      Minimum Sum assured in STEP is 2crores

    • @silambuanitta4724
      @silambuanitta4724 2 หลายเดือนก่อน +1

      Is there any premium changes in STEP plan. I heard recently they introduced 50 lakhs onwards.

    • @nivasexcites
      @nivasexcites  2 หลายเดือนก่อน +1

      Yes. They have reduced the premium also

  • @nrameshkannankannan
    @nrameshkannankannan ปีที่แล้ว +1

    Online link send send me sir

  • @badguy5194
    @badguy5194 11 หลายเดือนก่อน

    Anna

  • @lovestatusall1608
    @lovestatusall1608 11 หลายเดือนก่อน +2

    நான் கட்டிய பணத்தை 1வர்டத்தில் எப்படி வாங்குவது
    பேங் சொன்னது பொய் அதனால்

    • @nivasexcites
      @nivasexcites  11 หลายเดือนก่อน

      Register a misseling complain

  • @btechdeepa
    @btechdeepa 9 หลายเดือนก่อน +1

    Thank you sir

  • @lovestatusall1608
    @lovestatusall1608 11 หลายเดือนก่อน

    நான் கட்டிய பணத்தை 1வர்டத்தில் எப்படி வாங்குவது
    பேங் சொன்னது பொய் அதனால்

    • @nivasexcites
      @nivasexcites  11 หลายเดือนก่อน

      Not possible as per rules. If they have given wrong commitment, you can write misselling complaint.

    • @nivasexcites
      @nivasexcites  11 หลายเดือนก่อน +1

      Not possible as per rules. If they have given wrong commitment, you can write misselling complaint.