02:45 most of us would not need term insurance after 60 because they won’t have much dependencies at the age, that person demise wouldn’t impact anyone financially
Thank you for nice explanation.I am 37 and NRI. I took same policy upto age of 65 ( 28 years) and I have doubt regarding NRI residence paying premium from Indian savings bank account because I paiding from ordinary savings account in future it may create any issue if anything please let me know it would be affect in future anycase my family make claim
Sir my name santhosh July 2024 na 1 lakh invest panna max life flexi laa yearly 1 lakh for 5 years around 5 lakhs payment katanum 2029 varai avunga enketa sonnathu after 5 years you can get 10 lakh nu sonnaga ethu true ah sir but na 4 months before invest pannitan 1 lakh. Pls tell me sir
Sir I had joined a max life insurance policy via axis bank term period of 8 yrs payment and maturity at 12 yrs but I had paid only first premium and can’t pay the remaining as my father deceased now it has been 3 yrs how can I get my paid premium amount
Hi Sir - Could you post a video about Mutual funds and Term Insurance nominee.details? Also please talk about MWPA and Trust Formation which will be very useful. Thank you
@excitenivas thanks for reply. But after 5 years no job. But I would able to pay premium and paying then incase of something happened them the insurance company will settle the amount to family?
மாத தவனையில் பிரீமியம் செலுத்தி வருகிறோம். ஆனால் 12ஆல் பெருக்கி வரும் தொகை பாட்ன்டில் குறிப்பிட்டுள்ள தொகை குறைவாக உள்ளது. ( Monthly premium : 5000 x 12 = 60000 ஆனால் பான்டில் 56818 வருட பிரீமிய தொகையாக காட்டப்பட்டுள்ளது. இதன் formula ?
Sir na oru company la mothly 20000rs salry vangurean , policy bazzar la term life insurance edukalam nu check pannea avnga customer care la irunthu enakku call pannanga , avanga kitta na 1core coverage konda term life insurance venum nu kettean but avanga 1core term life insurance ku neenga eligible kidayathu ongaloda salary yearly 2 lakh tha varuthu , ongalukku 50 lakhs tha eligibil nu solranga sir , salary high ah iruntha tha high coverage amount edukanum nu rules edhuvum erukka sir . Ila vera lisurance company la insuranc try pannalama . Plz explain sir🎉🎉
Pls reduce weight.. that's the best option available. If you apply two things can happen, 1. Policy will get rejected. Or 2. Premium will be rated up. You will have to pay high premium.
நான் Max life insurance இல் Term policy வச்சிருக்கேன். ஆனால் எனக்கு hard copy இதுவரைக்கும் கிடைக்கவில்லை. கேட்டால் covid19 அப்புறம் யாருக்கும் கிடைக்கவில்லை என்று சொல்கிறார்கள்
@@nivasexcites request பண்ணியாச்சு. இப்போ சொல்றாங்க. After covid19 யாருக்கும் hard copy கொடுக்குறது இல்லை னு சொல்றாங்க. இதனால் எதாவது problem future இல் வருமா?
Hi sir, thanks for the nice suggestions always. Please clarify my doubt regarding form 10E for IT. I had applied 10e for AY 2023-24. Now i need to apply for AY 2024-25(for different arrears) also. For previous (AY 2023-24, i.e.FY 2022-23) year's income, should I include the arrears(For which 10e was submitted last year) or salary without arrears to be mentioned. Thanks in advance.
I am sure there wont be any financial dependency on me after 60 years but confusion here is whether I have to opt insurance till 70 years (policy term 40) or till 60 years? Considering advantage & extra premiums 2 advantages - 1. 10 years additional coverage (mostly likely nominee will get death benefit) 2. Smart exit option where I can take back all premiums paid between 59 yo 66 year age. But for 70 years, my premium increases by 7,100 rupees per year including critical illness & Waiver of Premium Cover riders. Could you please provide your personal opinion here?
Hi sir, Bajaj or max or icici... Which is good term insurance plan... And trustworthy ? My expectation - easy to claim, no fraud should be happened.. Also, online or offline? Which one is good way to take term insurance ? Kindly reply me sir... Thanks in advance
Super 👌 very good covid 19 death amount company sappittachi nalla max coy
@@arjunanj3569 what happened? Can you share the experience
சூப்பர் பாலிசி. மிக அருமையான தகவல்.வாழ்கியில் பாதுகாப்பு மிக முக்கியம் என்பதை தெளிவா தெரிய படுத்தியுள்ளார். வாழ்த்துக்கள் 👌👌👌🙏🙏🙏
what is midcap momentum index fund? what is the pro and cons of it?
02:45 most of us would not need term insurance after 60 because they won’t have much dependencies at the age, that person demise wouldn’t impact anyone financially
It will affect his wife, if she is a dependent on his son or daughter.
Thank you for nice explanation.I am 37 and NRI. I took same policy upto age of 65 ( 28 years) and I have doubt regarding NRI residence paying premium from Indian savings bank account because I paiding from ordinary savings account in future it may create any issue if anything please let me know it would be affect in future anycase my family make claim
No issues in claim, if you have mentioned yourself as a NRi. If you pay through NRE account, you can get GST REFUND 18%
Sir my name santhosh July 2024 na 1 lakh invest panna max life flexi laa yearly 1 lakh for 5 years around 5 lakhs payment katanum 2029 varai avunga enketa sonnathu after 5 years you can get 10 lakh nu sonnaga ethu true ah sir but na 4 months before invest pannitan 1 lakh. Pls tell me sir
Sir I had joined a max life insurance policy via axis bank term period of 8 yrs payment and maturity at 12 yrs but I had paid only first premium and can’t pay the remaining as my father deceased now it has been 3 yrs how can I get my paid premium amount
Sir i have doubt
Naan fulla katti mudichiten madaisi vara payan padala na katna amount koduthuruvangala ilaiya sir? After 65 years kalichu
At the age of 60, you can cancel and get premium refund
Any possible to get term insurance for diabetic patient?
Hi Sir - Could you post a video about Mutual funds and Term Insurance nominee.details? Also please talk about MWPA and Trust Formation which will be very useful. Thank you
hello sir..i am ulcerative colitis patient.. can i get this policy??..
sir amma 17 varudangalukku munnal eranthuttanga avanga 30000 aayitam kattirunthanga monthly payment 10000 3month kattirkkanga yengalukku muthirvu thogai yenna varum sir
It depends upon the type of policy you have taken. Pls check with insurance company
Its been a more than a year..so pls post medical insurance details as well for family
Thank you sir
As NRI, in future if no job at abroad and eventhough paying premium from saving account after no jobs in abroad, will they waive the gst?
No. You will get gst waiver only if you pay through NRE account and you have to submit address proof every year
@excitenivas thanks for reply. But after 5 years no job. But I would able to pay premium and paying then incase of something happened them the insurance company will settle the amount to family?
Yes. They will settle the claim even if there is no job in future. So regularly paying premium is a must
Good things will reach late and wins. Thanks for the information ❤
Most welcome
மாத தவனையில் பிரீமியம் செலுத்தி வருகிறோம். ஆனால் 12ஆல் பெருக்கி வரும் தொகை பாட்ன்டில் குறிப்பிட்டுள்ள தொகை குறைவாக உள்ளது. ( Monthly premium : 5000 x 12 = 60000 ஆனால் பான்டில் 56818 வருட பிரீமிய தொகையாக காட்டப்பட்டுள்ளது. இதன் formula ?
Gst should be the difference
Sir na oru company la mothly 20000rs salry vangurean , policy bazzar la term life insurance edukalam nu check pannea avnga customer care la irunthu enakku call pannanga , avanga kitta na 1core coverage konda term life insurance venum nu kettean but avanga 1core term life insurance ku neenga eligible kidayathu ongaloda salary yearly 2 lakh tha varuthu , ongalukku 50 lakhs tha eligibil nu solranga sir , salary high ah iruntha tha high coverage amount edukanum nu rules edhuvum erukka sir . Ila vera lisurance company la insuranc try pannalama . Plz explain sir🎉🎉
Income proof is a must for term insurance. Your annual income into 25times, you can take insurance (for age below 35).
Hi Sir, pls can u do 2024 best term insurance policy. Iam planning to buy new term insurance policy. This is the first time iam buying the policy.
Pls whatsapp to 9994266772
My friend surrendered his policy after 6yrs no benefit..
@@dheepakm4577 how can he surrender Term plan?
Sir Enga appaku age 65 Farmer Avaruku Enna insurance yedukalam pls pls sollunga
Take health insurance
Can I do portable the term insurance from A company to B company
Not possible in term insurance
Sir my weight is 117kg which life insurance I have to choose plz refer something
Pls reduce weight.. that's the best option available. If you apply two things can happen, 1. Policy will get rejected. Or 2. Premium will be rated up. You will have to pay high premium.
Can i update or change nominee name after certain period
Yes you can
Sir, my Age 38.what is the max term i can go for.. up to 70 age or 80..
65 is enough
நான் Max life insurance இல் Term policy வச்சிருக்கேன். ஆனால் எனக்கு hard copy இதுவரைக்கும் கிடைக்கவில்லை. கேட்டால் covid19 அப்புறம் யாருக்கும் கிடைக்கவில்லை என்று சொல்கிறார்கள்
If you request, they will send you
@@nivasexcites request பண்ணியாச்சு. இப்போ சொல்றாங்க. After covid19 யாருக்கும் hard copy கொடுக்குறது இல்லை னு சொல்றாங்க. இதனால் எதாவது problem future இல் வருமா?
@@g.jeganbebin6204 if you have soft copy, take a printout and keep it. No issues will come
Sir tem insurance la 64 critical Illinois mattum add pannuna ok thaane sir
Not required. Good health insurance is enough
Hi sir, thanks for the nice suggestions always.
Please clarify my doubt regarding form 10E for IT.
I had applied 10e for AY 2023-24. Now i need to apply for AY 2024-25(for different arrears) also. For previous (AY 2023-24, i.e.FY 2022-23) year's income, should I include the arrears(For which 10e was submitted last year) or salary without arrears to be mentioned.
Thanks in advance.
Sir, pls approach a tax consultant or auditor.
Ok sir. Thank you
sir my age is 23 can i get a term life insurance till 99 years or till death means what is the best policy to buy please help me sir..??
Take upto age 65. That is enough
Due we have single/one time premium option available?
Regular pay Annual mode ie best
I am sure there wont be any financial dependency on me after 60 years but confusion here is whether I have to opt insurance till 70 years (policy term 40) or till 60 years? Considering advantage & extra premiums
2 advantages -
1. 10 years additional coverage (mostly likely nominee will get death benefit)
2. Smart exit option where I can take back all premiums paid between 59 yo 66 year age.
But for 70 years, my premium increases by 7,100 rupees per year including critical illness & Waiver of Premium Cover riders.
Could you please provide your personal opinion here?
Pls take cover upto 65. And simultaneously build a corpus of 5 to 6crores by the age of 65. Then you don't have to worry about policy.
Superb video !1
Thank you
அண்ணன் எனக்கு ஒரு பாலிசி வேண்டும் உதவி பன்னுவிங்கள
Bro, if you are eligible we can get you. Pls WhatsApp to 9994266772
Sir age 38 i need return payment insurance
coverage 3 cr need ur best advice please sir
WhatsApp your details to 9994266772
NRI eligible ah intha plan ku
@@ARUNKUMAR-mr9hy eligible only
@@nivasexcites eligible only athoda stop pannitinga bro
@@ARUNKUMAR-mr9hy income has to be 10Lakhs. Education Should be 12th or 10th plus 3yrs diploma
@@nivasexcites ok thankyou
Hi sir,
Bajaj or max or icici... Which is good term insurance plan... And trustworthy ?
My expectation - easy to claim, no fraud should be happened..
Also, online or offline? Which one is good way to take term insurance ?
Kindly reply me sir... Thanks in advance
Hello sir.. Kindly reply
Claim Ratio Maxlife is best
Hi sir maxlife is good
சார் எனக்கு ஒரு பாலிசி வேண்டும் உதவி தேவை
WhatsApp to 9363254007
Excellent 👌
Thank you
Thanks ❤
Welcome
Anna na ungka kuda
Sir MAX LIFE STEP vs Smart Secure Plus which one you suggest ?
If cover is above 2crore, choose STEP
@@nivasexcites what if 2 cover sir ?
Minimum Sum assured in STEP is 2crores
Is there any premium changes in STEP plan. I heard recently they introduced 50 lakhs onwards.
Yes. They have reduced the premium also
Best plan..... 🎉
Online link send send me sir
WhatsApp to 9994266772
Anna
நான் கட்டிய பணத்தை 1வர்டத்தில் எப்படி வாங்குவது
பேங் சொன்னது பொய் அதனால்
Register a misseling complain
Thank you sir
நான் கட்டிய பணத்தை 1வர்டத்தில் எப்படி வாங்குவது
பேங் சொன்னது பொய் அதனால்
Not possible as per rules. If they have given wrong commitment, you can write misselling complaint.
Not possible as per rules. If they have given wrong commitment, you can write misselling complaint.