Why Your Home Loan Will Get Declined and How to Avoid It
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- เผยแพร่เมื่อ 5 ต.ค. 2024
- Declined: How Banks decide if they'll Approve or Decline your home loan?
It’s never been harder to get your home loan approved.
In today’s video you will learn; Why do home loan applications get declined? The exact steps to increase your chances of approval! The five reasons you’ll get declined after pre-approval.
If you don’t want to get your home loan declined, watch this video.
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This country needs a revolution…
Hi I would like to ask because we have an approved home and land package, We are paying for the land for 7 mons now. We have a problem with our build. We were supposed to start last Aug but the permit was not approved. Our build is going to cast a shadow to the established houses. So we have to change to a single storey house. I would like to know. Do we have to reapply for the loan or just update the bank?thanks
Thanks Grace, that's a great question. It would be wise to let the bank know of the changes. They'd likely need to complete a new valuation as well as update the loan approval. So yes, they will need to most likely re-assess the application.
Does the bank require credit card statements as well?
Each bank is different with assessment, some will and some won't need a credit card statement.
Thanks for watching :)
@@MortgageBrokerAustralia
No, thank you. Very informative video as always.
What about investments? Do you need to declare them?