10 Cheapest Car Insurance Companies in 2024
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- เผยแพร่เมื่อ 21 ต.ค. 2023
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I am so frustrated and disgusted. I drive less than 1000 miles a year and have an old car. I did have fairly inexpensive insurance, but they raised it $120 per year for no reason. I have no accidents, no tickets. If I get insurance-by-mile, they want to monitor everything about my driving. Forget that nonsense. Getting even one more quote literally makes me nauseous.
same story here, they increased my premium by 25%, which works out to be 260 more per year
Same. In the past 24 months my liability only insurance, no tickets or accidents for years. Went from 177$ every 6 months to 317$ every 6 months. Just turned 71 years old. The older i get the greater the cost. Just no reason for this. No wonder so many uninsured motorists on the streets 10:05
@@rockygraziano2339 There is no end to the corruption, greed, lack of ethics or immorality in the political-corporate sector that's pulling all the strings right now. Read: this fascist government. The name of the game is for the ultra-rich to keep getting richer and steal everything from the people while they torture and kill us. They get a demented pleasure out of it. But little do they know....🎆 we are in the era of the burning ring of fire......❤🔥Praise Jesus, the Father, and the Holy Ghost.🙏
It's bs..they charge good drivers for the BAD drivers...ie if your area has a lot of auto accidents your rate will increase even if you are a perfect driver!!!!!
@@rockygraziano2339 The answer lies in the response you provided. At the age of 71, and especially after turning 60, insurance carriers categorize you as a high-risk driver, akin to a teenage driver. They base this assessment on the assumption that your cognitive skills have declined, increasing the risk to other drivers. Additionally, being on a fixed income suggests you may lack the financial means to cover car repairs, potentially leading to more claims in the future. Surprisingly, having a history of no accidents or claims could be interpreted as complacency in driving, heightening the likelihood of filing a claim. The subsequent increase in premium rates serves as a subtle indication that they prefer not to have you as a customer. If in doubt, observe their response when you inquire about a senior discount.
Car insurance isn’t cheap anymore, it’s basically what auto payments used to be 200-300
Mine is more then double that because I hit a deer last year
@@stevemanning9576 yup, even if it’s not your fault they will get ya. Here in az insurance is 200
ARE YOU KDIDING ME?!!!! THAT WASNT YOUR DAMN FAULT. SMH @@stevemanning9576
Insurance mandated by state law, ( more extortion by fascist corporate government $$$$ ) Had enough yet??? Slaves.
@@stevemanning9576 You let them do that to you?
Leslie, progressive being one of the better price and perceived companies on your list, absolutely floors me. It is who I have now and while I knew an insurance increase was coming from my area I was not expecting a 43% increase in my bill. With no tickets or accidents from October to November, my policy increased by that much, 40%. I’m paying more than my car value in 10 months of coverage through them. My night is now getting spent searching for a new insurance.
I'm in the same boat, AAA raised my rates to an absurd ratw
Liberty just lost their minds too
Same 😩 un-freak’s believable what my Progressive rates have skyrocketed to in one stinking year. 🤬🤬 astronomical.
They just decided to jack up my rate from $60/mo to $98/mo because I had them switch me over to a car which has more safety features and is 8 years newer. What a pathetic slimy company. I'll be cancelling and looking elsewhere if they don't drop it back down.
The same thing is happening everywhere regardless of the insurance company. Mine went from under $700 2 years ago for a 6-month term to $1300 to renew this month.
Thank you for this detailed review!!
I have progressive but looking for a cheaper insurance i bank at think is there insurance good?
Thank you for your honest review! I’m thinking about AAA or USAA. Hopefully they are in my state!
I have aaa not cheap.... and usaa was even more
Great video with very detailed information on each company. Incredibly done and thank you for the thoroughness!! This is a line of business where pricing is prevalent and people are also constantly taking advantage of since insurance is a necessity for basic human life
thank you for this detailed review
Which do you think is the best for an SR-22 included? This was already a Great help, exact the information I was looking for. Thank you so ao kich, you saved me a lot of time
have you decided or gotten any followup answers to this question? i am in the same boat.
Same
@shotty. Progressive and Geico and maybe Root are competitive for higher risk and SR22. Sometimes the local high risk company if you find one like Cure Auto if they’re in your state
hello, please tell me approximately the prices for car insurance and generally what documents are needed for this
Great video keep up the good work
What states are you not an insurance broker in?
my rate for farm bureau NC is currently 80$ a month was paying 60 for Geico but they raised it to 110$ so I switched. I just have liability for 2 cars.
Like your vidoes, any comments on Hartford Auto Insurance?
Hartford has been one of those okay companies that slowly grow. The have decent coverage, decent reviews and good about their day. They remind me of Mercury and Farmers
I just left USAA after 14 years. They were overcharging me for insurance and did not want to adjust my premium.
What insurance you’re with now? I’m shopping for bundle insurance
Usaa double my insurance rate. Went from 150 to 300 a month…. No tickets or accidents
get an online quote from progressive direct. cheapest I've seen so far. all of the companies are getting greedy though.
Yeah i switch to progressive save $300 over 6 months from usaa. I gotta keep shopping every 6 months thou.
Wawanesa raised it 45% No tickets, claims, or accidents. It seems all car insurance premiums are being raised to make up for their losses of their customers with electric vehicles that are so expensive to repair/replace.
I'm very very pissed tf off at nationwide. No accidents in my life. Never even used insurance. And progressive and nationwide have both jumped prices on me! About 40% its bullshit!!! In tennessee! HelpA
Same on the west coast. Progressive has gotten greedy recently. My price went from $55/mo to about $100/mo. Ridiculous.
@@nefariumxxxfor 2 car they want 750$ in north cal
May I ask 1) if the same vehicle was used throughout for comparison, 2) age of vehicle, 3) type of vehicle? Also, I agree with the source article in dropping USAA down ... I mean I know EVERYBODY raised rates this year tremendously with the first renewal due in 2023, but USAA was 30% increase! The 'raise' coincidently exactly cancelled my 30% 'savings' for allowing their telltale Safe Driver app on my phone. Honestly, its almost unsustainable at this point. Thanks for the deep dive and your recommendations.
Edit: It was actually dig-in when I finally tried that combination to find the article ... and disregard my first 3 questions as the article didn't say either?
What needs to happen is that people set up insurance companies outside the fascist corporate government. Unsustainable is right! Why should people support outright ROBBERY? It's unbelievable how corrupt this country has become. It's always been corrupted but never to this level.
if i’m a 23-24 yr old driver with a history of consistent tickets, & i need an SR-22, where should i start?
i’ve been told only progressive will likely insure me, but it seems impossible to shop or find a start. Any help is very appreciated, thanks
I love your videos. Very informative
I'm currently with Geico should I looking for another company? If yes, Which ones for suggestion? thanks
As long as you have the coverage and price you need, why shop? If it’s been 3-5 years then it wouldn’t hurt to check options
Triple AAA does not off car insurance but agents that can find you car insurance!
I had USAA for 6 years, & I am very disappointed. They dropped me without notice & they over charged. Haven’t been in an accident & because I was a new driver the fees were extremely high. Never again.
Just happened to me what’s going on
I live in Pennsylvania and companies like donegal, erie, and Penn National seem to be very reasonable. Do you ever do location-based surveys are these companies usually cheaper
I had a not great year with accidents and a speeding ticket and suddenly this year (4 months after an at fault accident involving only my vehicle) and suddenly my monthly rate went up by 250$ from my last one with Progressive. Trying to find out who might be the best to go to. Based on this video I’m leaning towards Geico or AAA because I have great credit but was curious what you think.
Both are worth a look. :)
Geico charged you for making changes so I wouldn’t get geico. It’s giving free money.
@@shenetresmileswtf does “it’s giving free money” even mean. I wish it was trendy to speak in complete sentences
I'm shopping to see which of the 2 States is cheap to get just Auto insurance for on my 2005 Honda Element. Can u help with that in ur company?
What two states are you comparing? Just keep in mind, whichever state the car is keep the majority of the time is the state you’re required to use.
Usually wherever your primary residence is
@@ThinkInsurance From what I understand, u can have a SD plate & live somewhere else. The driver's license may be questionable.
The two I'm considering r NV & SD.
What’s the best insurance if you need to add a youth driver?My StateFarm is going up from $110 to over $500 monthly for a 3k car I purchased for him.
I have a couple of videos that are meant for young drivers. Geico might be an option.
Cheap insurance is not good for claim service 😊
Timestamps would be nice
i will look into it
Geico has screwed me twice. I've been hit by other drivers twice and they said I was as fault (even with dashcam video of the incident) and raised my rates.
Man geico feels like a scam. I’m paying almost $150 a month where as back in 22 my bill was like $90. I don’t understand I’m a good and cautious driver with a near spotless record aside from one very minor fender bender back in like 2018 and yet my bills almost doubled it’s fucking stupid. Even with my good driver discount that’s still a sizable chunk of my paycheck. I got fluctuating hours damnit. I work at an arcade and it’s our off season
@@supanerdreviews4056can u reccomend a cheaper insurance my bf hates geiico too
@@supanerdreviews4056how old are you? Geico was charging me over 700 when I got my first car, I think I was 18 at the time.
They definitely don't care. My neighbor had an accident and blamed it on me . I was lol because I'm like they just don't go around paying anyone. I guess she already knew they did I will never deal with them again
Hi can you please tell me the name of your company?My son needs a good insurance in no and I’ll be moving to Nc Thank you for the info
Are you licensed in Washington state?
All of these companies quoted me over $600 for 6 months. Commonwealth casualty quoted me $350. For 6 months.
I live in Illinois. MetroMile for 5 years, now they are no longer writing new business in Illinois. Nationwide refused to cover me (no accidents or claims for many many years), Liberty Mutual wanted $600 for 6 months. Almost went with Allstate, but their computer servers kept crashing (allegedly). Now with GEICO starting March 1, $283 for 6 months.
I pay 350 a month with Geico in Miami. No accidents, No Claims, No tickets. Same insurance for 17 years....... I'm shopping around
@@JohnVKaravitis Same... I was with them as well for 3 years. Also in IL.
How are these prices legal? My 19 year old son recently bought a 2015 f150 and his insurance payment is $350 a month. He's paying less for his truck payment. SMH
I had USAA in Michigan moved to North Carolina kept USAA and was vary happy with the pricing but when I moved back to Michigan last year I was told they didn't provide auto coverage to the "Grenadier" level anymore in Michigan and Michigan is the only state they don't cover.
NC 45yo male USAA all my life I have 3 - early 2000's Chevy trucks and a 2007 Acura TSX all paid for. No accidents, No tickets, No claims I was paying $196 a month which I thought was high and I just received a message from USAA that my insurance is increasing and My February - August premiums will be $615 a month! Somebody please make sense of this for me?
Tell them you are cancelling unless they drop it back down. Cheapest quote I've seen is through "Progressive Direct". Do it online yourself, don't go through an agent who wants to make a commission.
We have to stand up
I switched to NC Farm Bureau same coverage I had with USAA $132 a month@@canwejustloveeachother2550
farm bureau of nc is currently 80$ for 2017 charger and 1993 aerostar was paying 60$ for geico but they raised on me to 110$ a month. just for liabality
It's all based on your credit, and zip code of incompetent drivers that lead to higher premiums. Folks refuse to drive smart, competent.
Are these prices per quarter, 6 month or year?
I didn’t find exactly where it said but I’m confident it’s annually
Progressive jacked up $300 and I was paying $400 so before may I got to switch and it was due to that damn Snapshot due to Texas highways even before all this Geico looked even cheaper so now I'm switching to Geico..All Cus Statefarm got greedy after covid. Used to only pay 300 cus of the tracker in the window not going crazy on every step I took but then they thought charging 700 cus of flooding in Florida every week to other states was a great idea
Geico just raised their prices by about $20-$25 per month in Arizona...
what about the hugo insurance? can you tell me ?
Hugo is a whole video in itself. They are a tech company selling insurance based on the pay as you go model. Last time I checked, the ability to turn your insurance on/off was only available in CA Ana IL and, they left CA.
Whenever someone says, we’re techies and engineers first and insurance second, I tend to get a little scared. They could be a good company but I need to do more research on them.
@@ThinkInsurance When someone is as poor as I am all I care about is having it legal to be able to drive.
@@ThinkInsurancedamn they always leave Cali :/ why is that??
Because California has laws that restrict them from making certain increases. Good for you the driver but we’re seeing it not be good because the insurance companies can’t afford to operate with a profit.
Geico is gone way up now I’m trying to find new insurance I don’t have full coverage and it’s at $1075
Do you cover Florida
I don’t directly. I have several agents that do if you fill out the quote in the description
Every time I have called Geico they have been the highest insurance
Im 19 in brooklyn and i got rates for like 2k a month its crazy
Shit is ridiculous
I’m 25 in MA , I got rates 1k/month 😅
Thank you for your good review.
You remind me so much of Chris O”Dowd!
Just quoted all mine…. Liberty mutual was over $6k…… everyone else was under $800.
Wth….is this a typo or you meant $6K
@@AllAboutPurple 6,000 for a 6 month term. Ridiculously high
@@tylerstewart2474
Wow…do recommend any other insurance company? 😳
@@tylerstewart2474sounds like they just don’t wanna cover you for whatever reason
USAA is definitely not cheap, at least in Florida lol. They are always about a grand more every 6 months.
Bro that's cheap af
I’m with Toyota insurance when I started with them I was paying around $230 per month for full coverage on 1 car I hit a deer and had a total claim because of it they went up to $580 per month something to think about
That's crazy. That's more than a car payment
@@alfx5432 I completely agree inflation has gone way out of control
Insurance companies are SCAMS. Unfortunately, not many people realize that and keep paying outrageous amounts. I play musical insurance companies. When they raise my rates, I move on and can usually find a better deal. Unfortunately, I have "bottomed out." My insurance company just raised my rates for no reason. I am not happy about it, but so far, I haven't been able to find anything for less. It's just the principle of the whole thing. They raise rates because they can. They don't care a thing about customer loyalty or good driving records.
I filled out the form in the link that you provided yesterday and have heard nothing. Was expecting various quotes today. Was this a data harvesting thing?
Lol, you give me too much credit for data harvesting… I can look into it if you want to reply to the thank you email.
I have 50ish agents signed up to help in various states right now but it might be time to find more 🤷🏽♂️
do i get dinged on my credit report every time i get a quote for car insurance?
Has nothing to do with your credit
That's not true most insurance companies do what they call a soft credit history or credit check on a potential or future customer. And no that does not ding your credit they still look at your credit when evaluating you.@@TruckingaccrossUSA
I was about to sign up for a free quote from your site, but agreeing to getting advertisements (spammed) in my email and phone is just too much.
100% Understandable. You don’t need to if you don’t feel comfortable. My disclosure is very similar to all the comparison websites. I put that in place so it allows me to forward your information to an agent legally.
I also have the agent that gets your info sign a similar form that they won’t sell your information or spam anyone.
Be known if the agent doesn’t call and text you and try to set up a time to talk, I would be disappointed. ☹️
Do you have an experience with Capital Insurance Group?
Not much - I believe they’re an independent agency that would likely quote Auto Owners more often
What car ins do you have?
How long does it take to get to the point
🤷♂️
Im not trying to knock you off your grind or hustle but we usually won't need more than 1-2 insurances so naming 10 options made me want to just skip to the second half to the end so minimize the length and duration and more people would be more prone to clicking on the video since majority of the masses have shorter attention spans and simply can't watch this video, but great video and great information as well keep up the good work thank you
I appreciate the feedback. There’s a few reasons I do it that way but I’m open to trying a shorter version 😀.
You can watch the video at a faster speed…..
all you complaining about 2,3-400$ I’m quoted 700$!!! At 19 ,it’s ridiculous.
Per month?
Your fine I pay $883
You have no business in a grown man conversation! He mostly speaking to ppl with a driving record, you’re young and considera treat on the road!
I’m paying like 187 I’m new to all this I’d like to know what you think of that price
Not bad....
Pretty good I pay 205$ for a ford f250 used to pay 180$ apparently we pay more. If they are more accidents in our area. And apparently for luxury cars it's more 280 for a e63 amg.
But geico charges you for making changes to you policy
They don't charge you for making changes to your policy That's absolutely ridiculous. If you add more coverage they will increase the price. But now they do not charge you to change a policy whether you go up or down on your coverage.
You do know the link to your quote form doesn't work.
I just tried it. Works on my end 🤷🏽♂️. You can go straight to www.thinkinsuranceguide.com/bestquote if it’s acting up on you.
these prices are not even close to reality at least in Michigan he's quoting 6 mos policies prices not yearly prices and all of them are half of what they really are for 6 mos. this info must be from 10 years ago not in 2023
I was paying $138mo. For full coverage in Phoenix AZ mo. I moved to Utica New York, paid off my 2008 Nissan Versa and got liability and pay $370mo. What the? Why?
What is the cheapest car insurance for the state of Michigan. 49102
It is difficult to say In Michigan. There is a lot more variables because of their PIP and options you have. I would fill out the quote in the description. Most likely you’ll end up talking to John. He’s super knowledgeable and can check multiple companies for you
Auto ins is is through the roof
You’re reading from an article? Would rather be hearing YOUR advice.
My guy! Thanks for the comment. All though I do give my opinion on here I did make the video you're talking about with all my picks. It's on my channel from a few months back
FUNNY STORY:
My HS buddy family needed cheaper car insurance so they studied consumers reports and followed their advice and bought this discount car insurance. Being a teen driver it didnt
take long for them to have a claim. They reported it but the ins co dragged heir feet of paying the other driver to the point he threatened to sue the family as he wanted compensation for his loss. The ins co finally after 9 or 10 mo paid off.
LESSON LEARNED-
You get what you pay for. Me & my wife have has State Farm for 50 years. They always pay
promptly they take care of whatever the situation is.
!
Out of 20 companies I checked 20 companies Farmers is the highest so far. Out of those 12 are Allstate just with different agents and different prices. LMAO and of course high market values are not helping one bit.
My car is 25 years old I'm 75 years old what is my price for insurance, I'm a very careful driver
They don't care!! I am in the same boat as you. I hardly even drive (but still need to keep a car due to care responsibilities) yet this fascist country demands that I continue to pay outrageous amounts for car insurance. Money down the toilet.
Maybe if we boycott they'll get a clue
@@hangemhigh3578 Nope, the system is rigged so we'll get a ticket if caught driving uninsured, SR22 on record making us "high risk" and then pay even higher prices for minimum liability coverage. It's messed up. Alternative is no better if you get in an accident and the other guy sues you into bankruptcy because he fakes some injury.
Anyone recommend State Farm?
State farm makes u pay over 1000 to renew.
I have the bare minimum and I’m paying $180 a month. I have a great driver record and live in Florida 😩
I have Geico the policies are for 6 months. The prices you quote are for 6 months.
nice
I have never ever paid anywhere near what this guy is saying the minimum average is and i always carry full coverage right now I pay $500 a year for full coverage
with what company?
@@shotty. auto-owners
Do you offer policy in Georgia? I am 62 y.o. male. no ticket. no accedent. excellent credit. older car/2012 chevy malibu. took a defensive driving course in 2023. Looking for minimum coverage
My agency is about a month away from being able to quote Georgia but I if you filled out the quote, it’s forwarded to an agency like mine that will help.
What is your link
I'll open it on desktop computer...in this cell it disappeared
@theresiamariawidjaja2174 www.thinkinsuranceguide.com/bestquote
Progressive has terrible customer service
I am so frustrated and disgusted. I drive less than 1000 miles a year and have an old car. I did have fairly inexpensive insurance, but they raised it $120 per year for no reason. I have no accidents, no tickets. If
nice ifno
Wawanessa#1
They’re not a horrible option in CA
I am 55 I have Geico. I don’t care if I have an agent or not. I have 3 vehicles, 1 full coverage, 2 just liability. I pay 237.00 per month
Is the rates your saying $262 per month??? $2000 per month?? or year?
How is nobody talking about the general
Geico sponsored that article
Gieco raise my payments twice. They keep telling me NJ law change so I have to pay more bullshit
Who goes along with the gig drivers?
why dont you ever talk about geico
Shhh 🤫 we don’t speak its name….
😆, they don’t show up in reports nearly as much if at all anymore. They used to be the biggest spender of commercials but since they stopped most of their budget 2+ years ago they’ve been off the radar as much.
I don’t mind them but don’t really see them show up anymore 🤷🏽♂️
ALLSTATE? It costs a lot of money to have two NFL quarterbacks in your commercial. Who do you think is paying for that?
Wow
All crooks, they should put on the bill their overall profit once a year....rate goes up around 20.00 every 6 month on renewal saying cost of auto repair, a d I have no claims...
ie; progressive ceo take home pay in 2022 13,000,000 lotttto strrrrresssss
Cheapest
You talk to much get to the point.
It’s called being thorough and detailed. I’d rather have a long video with over detailing vs brief, vague information, specially on a subject as this one. If it’s too detailed then very easy solution: switch videos. Doug is notorious for being this in depth so idk what was expected besides that.
@@OnEst_Opinionthis isn’t supposed to be a long thorough video response. In California, we’re getting piped by insurance companies raising their premium rates. I’d rather have him list the companies from cheapest to most expensive. Straight to the point. Im debating to take the bus as a commute at this point😂
Hahaha
Chill
How can it be monetized? 10mins + duh. 😅
It not true cause I have tried it self
Bidenomics
We gotta get rid of, Joe Biden.
Just came from insurance companies to avoid and here we are! The one's you said to avoid are presumably the cheapest 💀.
A lot of people buy based on price, sometimes the lower rated company is still one of the top. 4/14/24 I have a video coming out about the problem with buying cheap 😉
@@ThinkInsurance I understand buying cheap but even if you are to pay 3k a year for a so called Premium full coverage insurance it's often useless when you need it.
You're referring car insurance companies for the person who makes a million dollars a year what a crap review
Literally a giant waste of time
u r clueless,
Waste of my life thanks a lot man