VTI vs VOO - Which Is The Best Vanguard ETF Index Fund? S&P 500 Index vs Total Stock Market Index
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- เผยแพร่เมื่อ 21 ต.ค. 2024
- VOO and VTI are two of the most popular Vanguard ETF Index Funds available to be traded on the stock market. VOO is the Vanguard S&P 500 Index Fund and VTI is the Vanguard Total Stock Market Index Fund. They're technically the ETF version of the Traditional Index Fund, but they essentially hold the exact same investments.
In this video, we’re going to take a look at both of these Vanguard Index ETF Index Funds to find out what are the similarities, what are the differences, which one is better, and which one should you actually be using within something like your Roth IRA and Taxable investment accounts?
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Which one is the best Vanguard Index Fund to invest in:
To be honest with you, they’re both great and you can’t go wrong with picking either. If you want a little exposure to those mid, small, and micro-cap companies, while still playing it safe with the majority of your money, then VTI is going to be the ETF for you.
If you’re not interested in messing with those smaller companies and want to stick with the heavy hitters in the stock market that you know will keep you safe then go with VOO.
And if you still don’t know then put a little bit of money into each one every time you invest.
Not investment advice, but I can tell you that I personally hold both of them within my overall money invested. I do have more put into an S&P 500 Index fund like VOO because my 401k is one of my larger accounts… and my employer doesn’t offer something equivalent to Vanguard’s Total Stock Market Index Fund so I don’t really have a choice.
No matter what, I think that one of these two, if not, a little bit of both, should make up a decent portion of your overall invested money to set yourself up for retirement.
The more important thing is to just get your money invested asap, no matter what the stock market is doing, because timing is everything and WHEN you invest will determine your returns more than anything.
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Disclaimer: This video is for entertainment purposes only. Everyone's situation is different so do your own research before making any decisions with your money. If you need help then contact a Certified Financial Fiduciary before trying anything that is mentioned in this video. I prefer a Fiduciary financial advisor that charges an hourly fee as opposed to an ongoing fee based on a % of your portfolio. Always remember that incentives determine the type of advice they give you so one that charges an hourly fee is less likely to be problematic.
#VanguardIndexFunds #VTI #VOO
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Vug vs VTI ?
If you’re looking for straight growth then VUG. If you want a little more blended cut on the edge of growth then VTI or VOO
I’m looking to know if growth or value will be the play moving forward? Perhaps half growth and half reit for balance? Or half vti and half qqq…. Thoughts ?
I have zero clue what’s going to be the play going forward. Because of that I personally just buy the whole market through VTI.
What do you think of vnq?
Just started investing $100 a month into VOO! I’m just getting my feet wet and don’t know much about investing but I’m excited to get things rolling!! I do have a Roth 401k with my employer as well.
Same. Thinking about investing around $500/mo due to not having $6000 lump sum to dump right away into my Roth
Thank you so much for this video. Do not know if you will see my comment, but this is something I have been debating for awhile. I plan tomorrow to start with VTI. I started investing actually during the pandemic so getting a lot of 230-400% return on investments on stocks like Discover, CPE, SSL, few airlines, and Boeing, but want something to hold for life basically. Going to take your advice on the VTI :). GREAT VIDEO! GOT A NEW SUBSRIBER MY DUDE!
Glad you found it helpful. Thank you for the feedback!
I own VTI, VOO, VUG, VGT. with VTI being the bigger holding many of these have overlapping holdings but each of them have their own niche and pros and cons and I think having a bit of all of them works for me.
You said the magic words and I’m so glad you did- that you’re aware of the portfolio overlap within your holdings. There’s nothing wrong with having portfolio overlap as long as you understand why it makes sense based on your investment goals. It sounds like you know why it makes sense for you. Nice job because many people don’t understand this and blindly hold a bunch of overlapping ETFs without a good reason 👍🏻
I like how etfs pay dividends at different times and I like how it’s a little random too but grows over the years
@@JarradMorrow I think it's hilarious when people poo poo funds with overlapping stocks, as if they contaminate each other.
You are a great explainer. You give a lots of necessary info in a very accessible way and don’t waist not a second of your videos. Thx!
Glad it was helpful!
You can't go wrong with either VTI or VOO, both great choices!
👍🏻
Nice video, I am 20 years old and have been investing in stocks for the first time all throughout the year building my portfolio to a little over 30k, I have just decided to buy my first fund… I went with the VOO fund
Great choice
I wish I start investment when I'm 20 . You are way way way bigger potential to be rich. Time is money Early start better ... keep it up .good luck .
@@crackercookiecreammango2909 same, I wish I started 5yrs ago when I was 20
I’m also 20 and starting to invest for the long run. I’m invested in VTI, VOO, SSSS, and BTC
damn im just abt to turn 20 and getting started i thought i was late, kinda scary cause it feels like i dont know what im doing
I didn’t think to use the TIFs to get the additional historic performance of the ETFs. Great idea! I’m leaning towards VOO. Thanks, great video as always!
Glad it was helpful!
Great job explaining the difference between VTI and VOO. Easy to understand.
Glad it was helpful!
Jarrad, your videos are terrific and very informational. I have been in Vanguard for about 18 years and I have learned more it by watching a couple of hours of your videos. I now have a better understanding of ETFs and how they work. In your opinion, is the Personal Advisor Service (PAS) that Vanguard is currently offering, worth the money spent for the service? Please advise (if you can). Thanks
Meh. There's not enough difference in returns over the long run to worry about it. I use VTI. But I would not lose a minute of sleep if I were in VOO. My only point of preference would be if I were going with a two fund portfolio and skipping international stocks. Then I would definitely favor the S&P 500 because you will get a better shot at some international diversification with the large cap stock fund. But that's probably my only argument for either. If you are really hung up on which one to go with, just flip a coin. Heads or tails, you will win.
Solid points. Thanks for sharing your thoughts 👍🏻
Ok, I have to ask ..toward the end of the video you show a shot of your car savings account...is that a taxable account? If so, why would you do that? Whats the time horizon using those funds for purchase of a car? Won't the account be taxed when you go to use it? I just want to know if I'm missing something.
Great question. I released an update on investing for my future care a couple of months ago in this video: th-cam.com/video/buAZcX44nYw/w-d-xo.html
I just bought a small amount of both and will start automatic monthly contributions to them.
Hi Jarrod, do you have a video of any recommendations for somebody just starting out at age 58. I know, pretty late to the game. Any ideas? Also I love in canada, does that make a difference on what I can invest in?
Invested $3k into VTI today and invested $3k into VOO a couple weeks ago, looking forward for a long term investment. Possibly put $15k in each over the next years and buy other investments like VGT and VYM for better exposure
Nice! Really think before you start adding additional funds like VGT and VYM to your portfolio. Not saying they're terrible at all, but technically all of the stocks held within those two ETFs are already in VTI and VOO. I've seen that creating complexity within your holdings feels like a good thing to do, but it ends up hurting your overall returns and causes you to end up trading more when one of those specialty ETFs starts to underperform in the short term. Do whatever makes you feel comfortable and keep you investing for the long term, but that's my two cents
@@JarradMorrow awesome, thanks for the advice. Sounds like I should be good for a long term investment with VTI and VOO, correct? Since most of the other ETFs are made up from similar stocks
Yes, VTI and/or VOO are literally all you need for exposure to U.S. based companies. At some point you may want to add an international holding like VXUS, but that's completely up to you.
Here are a few videos I released to give you some additional context to my comments:
Why I simplified my portfolio: th-cam.com/video/FTip3vx2Kzo/w-d-xo.html
2 fund vs. 3 fund portfolios: th-cam.com/video/u7JeoXYG2sE/w-d-xo.html
Your videos are so incredibly helpful! This one in particular helped with my initial concerns about already having some money in both VTI & VOO. Thanks Jarrad!
Glad it was helpful! In a perfect world you'd hold one or the other, but we don't live in that kind of reality 👍🏻
I invest in vti. I'd rather have full exposure than only 500 companies. Just my opinion. They both closely follow each other so ypu can't go wrong with either. I'm just a firm believer in full diversification. Don't invest in vti and voo. Pick one. They closely follow one another, so it's almost pointless. I have 70% in vti, 20% in vxus, 5% in bnd, and 5% in gld. Not to mention physical gold, crypto, and single stocks that I own. I'm basically on everything.
great video! I'm considering VTI, would it make sense to invest in one of Vanguards mid cap etf as well? would that be overinvesting since VTI contains mid cap stocks?
Just buy VTI and go to sleep
Sounds good to me!
Lol.. ive been sleeoing 6 months now
.. when I wake up I peek again.. I can't believe how much financial and investment crap is on utube now... have you guys been noticing that almost every single ad now is this old guy saying the world is ending tomorrow and the entire Financial system will crumble into a huge volcano that consumes the whole Earth in financial Doom.
literally been combing through SOOO many videos and this is what i needed 😭
That actually sounds like a pretty good plan once you really think about it man because otherwise you would be trying to find which stock is best and which stock is the best dividend and you would be worried about this and t worrying about that. It's better to just buy vti and fall asleep
But it’s boring
I have VTI in my Roth and VOO in my regular brokerage.
I like it!
Hi Jarrad. Thank you for all you do.
Question What is the difference in investing between VTI and VTSAX
Glad the videos are helpful. The difference is that one is a tradition index fund and the other is the ETF version of that index fund. I actually have a whole video where I break down the difference which will explain it in more detail:
th-cam.com/video/xmOMBIBGo0A/w-d-xo.html
Thank you so much, and thank John Boggle for offering the lowest fee to customers.
Awesome video! I recently started investing into VOO but I'm now thinking I should invest into VTI instead. Also, I'm wondering if it's beneficial to combine VOO/VTI with a growth ETF like QQQ/VUG. What're your thoughts?
I do VTWG
Why? They are almost the same and they have a 86% overlap (similarities). You would be investing in the same company twice.
Thanks for the VOO and VTI comparison. Very helpful. What do you think of investing in VGK?
Thanks. No opinion other than I'd personally prefer to hold a total international fund over a fund that's focused on 1 specific region.
@@JarradMorrow thanks. Looking to add VXUS in portfolio.
How trustworthy is Vanguard? Is there any risk that Vanguard just disappears with my money?
Great question. I address that concern in this video th-cam.com/video/kHusyEeVl24/w-d-xo.html
VOO and chill. Warren Buffett even owns some. However, it's probably more important that you just do something with your money and not leave it in cash than which index fund you put it in.
Thank you for the analysis. Id like to hear your take on QQQ? Any drawback?
Yea, lots of drawbacks. Not very diverse which I'm not a fan of. There's no rationale behind why it holds those limited number of stocks other than the fact they're a part of the Nasdaq. 80% of the holdings are concentrated in only 3 sectors. Those 3 sectors are at the top of the list of more volatile sectors. If you want to buy this fund then you need to understand what role it would play in your overall asset allocation and how you think it's going to get you closer to whatever financial goal you have. Glad to see you're asking the question about drawbacks instead of blindly investing in something 👍🏻.
@@JarradMorrow Got it. Thx!
Hi ! I wanted to know about the MER fees. When do you pay the fee ? On the last day of the year or its monthly ?
Great video! I'm currently in both VOO & VTI. A while back I told myself why not both. Your video just reinforced my thinking. Thanks brother!
Jarrad, you do such a wonderful job of explaining topic. THANK YOU!
Wow, thank you!
I work for a nonprofit hospital. I have access to Fidelity 403B pre-tax and 403B Roth. Curious your thoughts on Roth vs Pre-Tax contributions? OR traditional IRA. I think my income will be less in retirement. I have a Roth outside of work. Vanguard Total Stock Market Index and Vanguard Total Bond Index.
Thanks
Would you invest in these etfs within a Roth IRA? Or just a standard brokerage account is there any benefits to a brokerage account? Seems like a no brainer to do it in a Roth?
Thanks for the education. It really helps me feel better when I can make informed decisions
You are so welcome!
Would you also recommend holding these outside of retirement accounts? ie. With post tax money
Both of these funds are tax efficient enough to hold in taxable brokerage account.
is there a good time to buy or just buy? they both keep going up, and I don't know if I should wait or not.
If you're investing for the long term (5+ years) then just ignore the price and buy on a set schedule (i.e. weekly/monthly). I remember back when VTI was trading at $117 per share (it's $233/share today) I was wondering whether or not I should wait because the price was at an "all time high" at that point. Luckily I had leaned enough about stock market history to ignore that natural thought. I've been dollar cost averaging into the market since then and will continue to do so.
@@JarradMorrow Thank you so much!!
Nice analysis appreciate the tips and time spent on this. Just what I wanted to know
I see a TON of videos comparing VYM to SCHD which makes sense on an apples to apples basis, but literally NONE comparing say one of those two to something like ANGL. I would love your take on that. I'm considering buying some ANGL shares.
Thanks for the video Jarrad. They are all very informative. I was wondering why more people don't do videos on VONG or VUG. Two large Growth ETF's that have done well and are still doing well. Especially this year.
What is your opinion on the ETF: KOMP? I recently got into a portfolio that has all 4: VTI, KOMP, VWO, VEA
It depends on the allocation you have for each one
@@JarradMorrow I'm investing in Betterment, where they auto adjust the asset allocation the closer to get to your target date. They also have auto deposits options for hands off investing until your target date.
Jarrad, what are your thoughts on Vanguard Wellington VWENX? I tried the search feature on your channel to see if you have made a video about Vanguard Wellington but nothing came up. Could you share your thoughts on Wellington vs. VTI/VOO? You are so appreciated and this is so much fun :)
I don't know enough about the fund to have an opinion to be honest. I have gotten a ton of questions about it recently though so I might eventually make a video breaking down my thoughts
vanguard has done insane amount up platform upgrades since this video has been released. I would have agreed with you then, but as of now Vanguards platform is really good.
I’ll have to revisit them
I like both the voo and vti. What other vanguard etf would be good for a retiree?
So for those that want to invest in VTI and VOO should we use Vanguard or M1 finance? Thank you
I personally like M1 Finance because the user interface is a lot better, but I also know a lot of people who don’t mind Vanguard’s at all so it’s up to your personal preference. Open an account with both and play around with each a little bit before depositing money. There’s no harm in opening an account with multiple brokerages even if you don’t plan on using both
@@JarradMorrow Awesome thank you!
I ended up just doing both.
Dude, you crushed it. Thank you,
Thanks, Geoff!
Hola Molly! Thanks for your content Jarrad. I love the info!
No problem!
It's been 2 years since this, so have the small cap index funds been performing worst like you predicted?
Hi guys, I just want to hear your opinion. I am currently invested only to Vanguard S&P500 ETF and I want to expand my exposure to the world market. So I am planning to add the FTSE All-World ETF on my portfolio. But what do you guys think I should do with the allocations when it comes to the two ETFs? Should I go for 50/50? Not asking for financial advice but I just want to hear your opinions.
What website are these comparisons made on?
How about Vanguard (VOOG)?for investing ?instead of VTI & VOO?
I have VOOG & VTI, but more VTI..If I am not mistaken VOOG holds less stocks than VOO
I currently invest in VTI in my Roth IRA and VOO in my taxable brokerage account
Love that strategy
Any particular reason for not having them reversed?
@@giovannibloom6433 no reason at all for me , I just like to see a different fund in a different account but you can do vise versa or hold the same thing in multiple accounts
Great info as usual! Is it a good move to own both since both of them have almost the same portfolio?
I appreciate the kind words! I wouldn't call it good or bad. I think in the long run it'll be a coin flip and one will probably perform a little better by less than half a percent. If you forced me to choose one or the other then I'd personally go with VTI just because it gives you a little bit of exposure to those mid and small cap stocks.
@@JarradMorrow Thank you so much!!!
👍🏻
How about VOOG?
Great video. Very good explanation!
Appreciate the feedback 👍🏻
Wow!! Thank you dude. You absolutely killed it!!
All depends on the investor and what that investor looks for in an index fund. From a performance standpoint, VOO is proven slightly better. Take that for what you will.
How do you transfer trust accounts from Vanguard to M1?
Once you log into your M1 Finance account there should be a way to transfer it. I've never transferred that specific type of account so I don't have the first hand knowledge.
You have impeccable manners.
Thank you!
Very helpful video - thank you!
Thanks for the feedback. Glad it was helpful!
After watching this I'll be adding $1000 to my ROTH (which will max it out) to go along with my positions in VNQ and VYM. Thanks for all the help Jarrad! #hulksmash
what would be a Vanguard UK version of then funds?
Do a little of both
Why?
Clear and concise video, thank you!
Thank you for the feedback! Glad it was helpful!
I just invested into VTSAX. Would it be worth it to invest into these, too?
VTSAX is the same thing as VTI so no need to add anything else
@@JarradMorrow so no need to invest in VOO either? Sorry for the confusion & thank you for the reply. You are tremendous help
There's quite a bit of portfolio overlap since 99% of VOO's holdings are within VTI so there's technically no reason to hold them both at the same time. That being said, if holding both makes you feel better then go for it because it's not going to destroy your overall investing plan. I personally hold quite a bit of an S&P 500 fund (not VOO, but exactly like it), but that's only because a total U.S. fund isn't offered in any of my 401k accounts. For the accounts where I have more investment options I choose to invest the money into VTI because I like the broad exposure. In the end, returns for VTI and VOO are going to be extremely close because the top 500 holdings within VTI is VOO and the weighting of those 500 in VTI is pretty heavy.
Are VOO and VTI for retirement only or can I trade them like regular stock?
Since they're both ETFs they can be bought and sold during normal market hours. I talk about that in detail in this video th-cam.com/video/xmOMBIBGo0A/w-d-xo.html
@@JarradMorrow ty
Quality content Jarrad
Thanks, Angelo!
Your M1 Roth IRA Portfolio, how is that 80% gain? numbers don't match up. weird.
They display it as the money weighted return so that could be why it looks odd to you?
SP500, or VOO etf, track the largest companies that trade on the US stock market, NOT all of which are US companies as you say. They are the largest, but not always the most
Stable, as you say. The reason to invest in VOO or VTI is diversification, however Never in history has the SP500 been so concentrated in such few mega cap companies.
One can also invest in equal weight ETF's of the sp500.. like RSP.. where it isn't so dependent on the top 25 companies to perform.
Thank you for the education! My current 401 just says state st s& p 500. Not sure what that means. I am looking to transfer old employer nest egg into roth and putting vanguard vti. Hmmmm
The state street s& p 500 fund should be pretty close to VOO. Not the same thing so there will be minor differences, but it's close enough. That would be the number 1 choice for myself within my 401k as a long-term buy and hold investor if something like VTI wasn't available
Great vid. Nice work.
Glad you enjoyed it
Thanks for the information. I want to buy ETFs and hold them for long term, but I'm tired of watching videos. What is the best ETFs? Thanks again.
How about vtsax vs VOO?
Like the watch.. Whats the brand?
Thanks. It’s a Garmin Fenix 6X Sapphire
What about VUG, better performance over the last 10 years, and the expense ratio is just 0.04%, and also SCHX the expense ratio is 0.03% with a slightly better returns than VOO
VUG only invests in growth stocks, while VTI invests in the total market. Growth stocks have outperformed value stocks in the last decade, but we don't know if that trend will continue. With VTI you are covered for both, whereas if you only invested in VUG, you will miss out if value stocks end up outperforming the next decade.
Yes and if you can invest in hindsight, you're 100% right we would choose the winners. Problem is the future will be different. You don't invest looking backwards but forwards.
Past performance doesn't not determine future returns. You'd think people would know this by now, but yet fall victim to the "but it did better for the last 10 years" trap. If you're holding got 25+ years, 10 years doesn't matter.
Thank you so much for this. I want VOO but it's so expensive
With an index fund ETF don’t worry so much about the price per share like you would when buying an individual stock because it’s not as relevant. With something like a VOO you’re buying a basket of 500 different stocks with completely different price points. Some are overpriced, some are underpriced, and some are priced perfectly. The point of investing in something like a VOO is to get the average return among all 500 of those companies. Just buy the ETF on a regular basis, ignore the price per share, and move on.
When the price per share of VOO was $340 earlier this year my irrational mind was telling me not to buy because it looked “so expensive”. I reminded myself that I shouldn’t be paying attention to price and that it’s more important to just get my money invested asap. Glad I invested that $5k at the time because the price per share is now $439 and I’ve been earning money from the dividends as well. As much as I know about investing, I still second guess myself. If you’re a reader then I highly recommend checking out The Psychology of Money. Very good book that teaches you about those sorts of things
@@JarradMorrow Wow thank you so much for this detailed, well thought out response. I appreciate you a lot! Lets keep making this money! I went ahead and pulled the trigger on VTI. Will eventually buy some VOO too to have both as well!
Expensive doesn’t matter when you can buy fractionally
@@anthonyjames4319 I thought ETFs dont allow fractional shares
@@Zeecash22 yes the do.
What are the equivalent Fidelity funds?
Cant remember the ticker symbols off the top of my head, but I list them in this video: th-cam.com/video/fZdTCk0fKh0/w-d-xo.html
@@JarradMorrow thank you. Is there a reason why you prefer vanguard vs Fidelity?
I prefer Vanguards ownership structure over any of the others so that's why I stick with their funds whenever I can. That being said, if you feel comfortable with Fidelity then go with their funds. I briefly touch on the difference between Vanguard and Fidelitys fund ownership structure at this specific point in this video: th-cam.com/video/6thUQJuwN2U/w-d-xo.html
Why is the expense rate more on the admiral funds?
I don't know for sure, but I'd assume the ETF version is much cheaper to run/manage. Vanguard has always been really good about reducing investor cost to the bare minimum so there must be an inherent extra cost associated with the admiral shares.
How would you invest a million dollars between VOO, VTI and VUG and why? what are your two cents?
I’d personally put 100% in VTI and go do something productive with my life
What about the vangaurd total world stock etf sticker vt vs voo?
If you’re looking for that international exposure then going with VT as opposed to VOO and an international ETF would make your portfolio less cumbersome.
VTI for its greater diversificatin
Agreed
What fix income ETF would you suggest?
I don't invest in any bonds at this time. If I did then I'd personally put my money into BND.
@@JarradMorrow Thank you for your reply..How about ant dividend stock funds?
I’m not a big fan of dividend investing during the accumulation stage of investing. Doesn’t make sense to me so I stick with ETFs like VTI and VOO
@@JarradMorrow Just looking for income at my age..Thank you.
How old are you?
Nice comparison! Love the verbiage that you use, I can tell you have read a lot of Jack Bogle and JL Collins.
Don't read JL Collins, but I do Jack Bogle
@@JarradMorrow It was the "Self-Cleansing" that lead me to JL
Make a video on VB small cap blend and VO mid cap blend ETfs please
Do I just keep putting money into VOO for a long period of time?
Buy and hold
Thanks!
If my 401k offers vfiax do I pay extra since it isn’t the vanguard platform?
Since it's the admiral shares I believe you will pay the higher expense. The good news is that VFIAX's expense ratio is only .04% and VOO is .03%. It's so close that it's nothing to worry about. Definitely be happy that they offer you VFIAX because in other 401k's they offer an S&P 500 fund that has a higher expense ratio than .04%.
Sorry but you must have Vanguard as a sponsor. "SPY" was the first ETF that started in 1993. S&P500. "SPLG" is the same as that, it started in 2005 at .03 base cost. I recommend "SPLG" to all my friends. I have nothing against Vanguard cept they never or hardly split. SPLG is more suited to a new little investor that is just starting out with little money.
😂 I wish Vanguard sponsored me. If you don't have access to fractional shares then I can see why SPLG would make sense but at this point, most investing platforms offer that. This makes an ETF split irrelevant. VOO has the same expense ratio as SPLG but with VOO you actually have ownership within the fund when you invest in it. Thanks for sharing your opinion 👍🏻
Plz compare NOBL TO VOO, VTI …thanks
I'm an avid monthly and quarterly backyard fund manager. I love charts and stuff. I can't just buy one fund I have to have like 5 and trade the worst performing one quarterly
What do you think of VT?
I don't hate it. My personal opinion is that it holds too much international, but I wouldn't call someone an idiot for investing it at all.
I’m big on voo, if I go to vti I’ll do it for the div and more stability
VTI has a lower dividend. It's not lower by much (.14%), but that's something to keep in mind.
You're better off holding vti over the long run because it contains small cap stocks. The last 10 years are very rare that large cap stocks about paste small cap stocks
Where is that shirt from
All of the shirts I wear in all my videos are American Apparel. They’re cheap and I like the fit.
@@JarradMorrow their jeans are amazing too! Flex fit
with VTI being about half the cost per share of VOO Is it better to have more money invested or more shares
One having a price per share that's lower than the other doesn't mean it's "cheaper". You'll want to choose one over the other based on the goal of that ETF and ignore the price.
The only justifications for having more shares are 1) if the dividend per share is significantly greater than the other (and growth between the two is similar) and 2) if you want to use call and put options to make extra money/lower your cost basis on your shares. Since fractional shares exist, looking at the stock price is moot. Think in terms of percentages rather than dollar cost.
Good channel dude
Appreciate it
Thank you for this
No problem 😊
How's vti in taxable account and voo in roth ?
Both of those are good within either account
@@JarradMorrow Cool 😎 my 401k s&p taxable account vti and Roth IRA voo let’s go!! 😎🔥💰
What about QQQ compared to these
What about it?
Great video like always!
Most people talk about VOO (SP500 ETF - Expense ratio: 0.03%) but what about FXAIX (SP500 - Mutual fund - Expense ratio: 0.015%)? FXAIX performs slightly better than VOO over time so I am wondering why people are only talking about VOO?
Probably because VOO can be traded on just about any brokerage platform but FXAIX's availability is much more limited?
VOO is the best
Hi, and what about Vanguard all world accumulating ETF (i am non USA) - maybe not so great results according the past as ETF copying SP500 but better diversification,cheap, nice results and I think for decade investing should be more safe.
Or am I miss sth and I am wrong?
Do you mean the Vanguard FTSE All-World? It’s very good and far more diversified than either S&P 500 or Total US Market Index. FTSE All-World is similar to MSCI’s AWCI, it’s the global market including emerging markets, but almost exclusively large cap and mid cap companies.
Vanguard also has another (newer) global market ETF, the Vanguard ESG Global All Cap ETF which also includes small cap companies (hence the name). It’s based on ESG criteria and still manages to contain 5868 companies, more than the non-ESG All World at 3801. It’s weighted slightly more towards tech which can be a good or bad thing depending on your preferences.
Personally, I’m invested in the Global All Cap ETF but again, both are really good. The S&P 500, of course, is also very good, just less diversified and almost 100% US.
Why: is VOO so expensive? Wouldnt it make sence to invest in a cheaper ETF?
What makes it expensive? The expense ratio is very low
You don't have to buy a full share, fractional shares exist. You can always buy $100 of VOO if all you want to invest is $100.
So buy VOO got it 💪🏽
Whatever works for you 👍🏻