I enjoy Tae's content. Very simple and correct information. I am in VFIAX because VFINX was the first broad index fund when I started investing decades ago. The reality is I prefer VTSAX now, but the difference is negligible. If you are invested in either you are doing just fine.
Thank you for the breakdown! I have my money in the S&P 500 and was a little concerned when I found your channel but your breakdown gave clarity and peace that as long as I am in one of these funds, then I am setting myself up for success long term. I just found your channel but I am grateful that you focus on slow growth and not these get rich quick schemes. Also great editing and putting former videos to watch at different points. I am a young guy who's family does not have any investing experience and am trying to create generational wealth and education so these videos are extremely important.
I started investing over 20 years ago...I just wish I had done better research and use vanguard instead of my employer suggestions....I will make sure my children invest with knowledge... Thanks for all your videos!
EXCELLENT straightforward breakdown of the composition difference between the two funds and the relatively small difference in returns (over the long haul). For simplicity, I started building a position in VTSAX (outside of my employer-sponsored 401K) many years ago and I continue to build upon my VTSAX position via my Vanguard brokerage account in addition to a relatively small VTSAX position in my ROTH IRA.
Thank you for the breakdown! You outlined everything very well. I personally hold both in my portfolio - VTSAX in my Roth IRA and VFIAX in my long term investment account. Like you said, you cant really go wrong.
This was the video I was looking for, thanks! I started with VFIAX, and seeing the ways they're similar and different, I think it's still best for me needs at this phase in life. I'm glad to know for sure!
Your videos have been very helpful for me in making decisions as a new investor! Thank you also for the reminder that both are good options and it’s better to chose one then to spend all your time investing! Your analogy of the body building was a great way to think of it!
That was an AWESOME analogy!!! I understand to most degree, however, your break down between the Two is Wonderfully insightful! THANK YOU Mr. KIM! Gamsahamnida!
VTSAX & VTI in separate accounts - good video You hit much of the pertinent information, such as cap breakdown in VTSAX. However, we need to see the percent loss both funds from 2007 until April 2009.
In the past 30 years how many times did these funds have a negative return? How long after did it take to earn what was lost? Do you still pay fees on negative years?
So a total market index vs a large cap index fund? Why not VTSAX vs FSKAX both are total market. The difference is VTSAX requires a min of 3k, FSKAX has a slightly lower PE, and maybe a minor % difference allocated for large cap. other than this its the TOTAL market…
Thank you! Tae. I wonder if its worth converting from a Traditional to a Roth? I have a my Vanguard set to up a Traditional. I do have a Fidelity Roth IRA. My assets are split 50 50 in Vanguard and Fidelity? A sandwich generation guy.
I dont have a magic answer, but my father started in his 40s and now closing in on 65 he's got about $175k. With a paid off house and social security, thatll do quite fine.
I don't have Total Market option offered in my 401-k, which is administered by Fidelity. I researched and created a total market portfolio using the S&P 500 option available (FXAIX). In essence I combined FXAIX (83%) (Large Cap) with FSMDX (8%)(Mid-Cap) and FSSNX (9%)(Small Cap). What do you think about this approach? Thanks.
Often with Fidelity you can open a Brokeragelink account. Then you can move money from your regular 401K account into the Brokeragelink and have access to pretty much everything Fidelity offers and even ETFs such as VTI the ETF version of VTSAX.
@@RatherBDiving1 yes but then brokerage links often have fees involved in them. If you don't have to pay them fees it's probably better off not to pay them.
I just can’t do mid or low or even international and I just stick with the s and p 500, none of them comes close to bringing in the same amount as a and p 500. S and p 500 all the way.
I believe it was mentioned in the comments…but I have access to VSMPX through my employer (but not VTSAX). What are the major differences between these two index funds? Would you expect similar performance between the two? Thanks--great videos.
VSMPX is institutional share (minimum $100M) so has lower expense ratio of 0.02% vs. VTSAX 0.04%. But no difference otherwise. Pretty much identical funds.
The great part about S&P 500 index funds is they filter for the highest quality. If a company is failing or not performing well, it's only a matter of time until they get removed from the index and replaced by something better. In contrast, small cap indexes tend to be a haven for zombie companies and meme stocks. Bad companies can actually fail INTO small-cap indexes because they got demoted from larger-cap indexes. It's almost like small-cap indexes reward mediocrity since they add bad companies and remove the best companies (who get promoted to larger-cap indexes).
That would depend on what you want. Do you want 18% of your fund in international and do you want long-term Bonds in your portfolio? Vanguard Star fund is what it is and the question is is it right for what you want? By you asking it tells me you don't know and you need to choose your asset allocation and then choose a fund. You're doing it backwards you're choosing a fund and then asking if it's okay
You need to buy the etf version of the fund and it will be free. Like VOO. It’s exactly the same fund but with no minimum and lower fees. Easier to trade too. Fidelity also has their own version of these two funds which are FXAIX for S&P500 and FSKAX for total market. It’s tracking the same index so it’s investing in the same companies and the performance is identical.
Great content but I can't help but notice your hands dancing around the entire time. Public speaker body language is important but it's a bit distracting in this case.
I enjoy Tae's content. Very simple and correct information. I am in VFIAX because VFINX was the first broad index fund when I started investing decades ago. The reality is I prefer VTSAX now, but the difference is negligible. If you are invested in either you are doing just fine.
As an investor over 30 years, I can tell you know your stuff and it is 100% true
I like how you basically word this so that us that never knew how to pay attention to this can understand it better.
You did great job at structuring and presenting this information. Thank you 🤝
Thank you for the breakdown! I have my money in the S&P 500 and was a little concerned when I found your channel but your breakdown gave clarity and peace that as long as I am in one of these funds, then I am setting myself up for success long term. I just found your channel but I am grateful that you focus on slow growth and not these get rich quick schemes. Also great editing and putting former videos to watch at different points. I am a young guy who's family does not have any investing experience and am trying to create generational wealth and education so these videos are extremely important.
I started investing over 20 years ago...I just wish I had done better research and use vanguard instead of my employer suggestions....I will make sure my children invest with knowledge...
Thanks for all your videos!
EXCELLENT straightforward breakdown of the composition difference between the two funds and the relatively small difference in returns (over the long haul). For simplicity, I started building a position in VTSAX (outside of my employer-sponsored 401K) many years ago and I continue to build upon my VTSAX position via my Vanguard brokerage account in addition to a relatively small VTSAX position in my ROTH IRA.
Thank you for the breakdown! You outlined everything very well. I personally hold both in my portfolio - VTSAX in my Roth IRA and VFIAX in my long term investment account. Like you said, you cant really go wrong.
Thank you, I appreciate your thorough explanation!
I have both..for better balance personal preference.
if you don't mind me asking im a teen and trying to familiarize myself with stocks, so do you invest in both equally or one more than the other?
@@JA-iu8bo I invest about 60% in VTSAX and 35% in VFIAX.
@@renitasanders7032 where does the other 5% go Taco Bell IX lmao
There is literally no point in owning both. It’s basically redundant. Just pick one and go with it.
Great video, I love the simplicity and clarity of your speech, you just got a sub
Lol - the body building vegetable example spoke to me. Thanks! Going to just bite the bullet and get one now and the other in a few months 😊
This was the video I was looking for, thanks! I started with VFIAX, and seeing the ways they're similar and different, I think it's still best for me needs at this phase in life. I'm glad to know for sure!
Your videos have been very helpful for me in making decisions as a new investor! Thank you also for the reminder that both are good options and it’s better to chose one then to spend all your time investing! Your analogy of the body building was a great way to think of it!
That was an AWESOME analogy!!! I understand to most degree, however, your break down between the Two is Wonderfully insightful! THANK YOU Mr. KIM! Gamsahamnida!
Tae you’re my new favorite channel! I really enjoy your content and presentation style. Keep up the good work!
Great comparison! You answered all of my questions. Cheers 🍻
Tae consider making a podcast! You'd blow the other podcasters out of the water.
I have both in my Roth IRA. Play both sides so you never lose... except when the stock market crashes lol
Excellent explanation comparing the 2 funds
Thank you for your video, it's educational and encouraging. I have VTSAX in my Roth IRA .
I was ready to ditch my VTSAX for VFIAX, now I won't. Thank you.
Great job. Exactly what I wanted to see and information I wanted
Thank you so much for sharing your knowledge ❤
Excellent comparison! Thank you!
Excellent summary!!
Great video Tae. 👍
Thanks for the through breakdown
I like them both so I have both and vb and vo
Great comparison. This needs more views
Thanks!
This just what I needed - Thank you!
Glad it helped!
Nice video, I would prefer S&P 500, VFIAX.
Good stuff Tae 👍🏾👍🏾👍🏾
VTSAX & VTI in separate accounts - good video
You hit much of the pertinent information, such as cap breakdown in VTSAX. However, we need to see the percent loss both funds from 2007 until April 2009.
great explanation, thanks tae
Very well explained, thanks for sharing your knowledge (Y)
I’ve been putting a significant part of my portfolio into VSMPX. I believe it’s nearly identical to VTSAX, but with a lower expense ratio of 0.02.
you have $100,000,000 ...?
@@ProMethod2 I have access to it through my workplace 403b ROTH, and therefore, don’t have to meet a minimum to contribute.
@@ProMethod2it’s an institutional fund for whatever corporation he works for
Would it be too complex to invest in both VTSAX and VFIAX?
Thanks!
Both
In the past 30 years how many times did these funds have a negative return? How long after did it take to earn what was lost? Do you still pay fees on negative years?
The fact that 500 companies make 80-85 percent of the total stock market shows there is major stratification in corporate power
vanguard index funds vs. fidelity funds?
So a total market index vs a large cap index fund? Why not VTSAX vs FSKAX both are total market. The difference is VTSAX requires a min of 3k, FSKAX has a slightly lower PE, and maybe a minor % difference allocated for large cap. other than this its the TOTAL market…
BOTH!
VFIAX
How has vtsax been these last few months? I wonder if since it is spread out with so many companies that it holds its own or not.
I have $20,000 to invest. Which one will give me a better return per month and how much?
Thank you! Tae. I wonder if its worth converting from a Traditional to a Roth? I have a my Vanguard set to up a Traditional. I do have a Fidelity Roth IRA. My assets are split 50 50 in Vanguard and Fidelity? A sandwich generation guy.
Is it a good idea to get BOTH? If so, what percentage should I invest in each???
How can I compare the dividend growth between the 2?
And good new the expensive Ratio has gone down to .03% now
I dont have a magic answer, but my father started in his 40s and now closing in on 65 he's got about $175k. With a paid off house and social security, thatll do quite fine.
Hi Tae, please do an update of these 2 index funds. I'm in the process of may be buying VTSAX. Thanks
Great video
I don't have Total Market option offered in my 401-k, which is administered by Fidelity. I researched and created a total market portfolio using the S&P 500 option available (FXAIX). In essence I combined FXAIX (83%) (Large Cap) with FSMDX (8%)(Mid-Cap) and FSSNX (9%)(Small Cap). What do you think about this approach? Thanks.
That sounds great! You’ve pretty much recreated what a total market would represent within your 401(k)!
Often with Fidelity you can open a Brokeragelink account. Then you can move money from your regular 401K account into the Brokeragelink and have access to pretty much everything Fidelity offers and even ETFs such as VTI the ETF version of VTSAX.
@@RatherBDiving1 yes but then brokerage links often have fees involved in them. If you don't have to pay them fees it's probably better off not to pay them.
I just can’t do mid or low or even international and I just stick with the s and p 500, none of them comes close to bringing in the same amount as a and p 500. S and p 500 all the way.
I believe it was mentioned in the comments…but I have access to VSMPX through my employer (but not VTSAX). What are the major differences between these two index funds? Would you expect similar performance between the two? Thanks--great videos.
VSMPX is institutional share (minimum $100M) so has lower expense ratio of 0.02% vs. VTSAX 0.04%. But no difference otherwise. Pretty much identical funds.
The great part about S&P 500 index funds is they filter for the highest quality. If a company is failing or not performing well, it's only a matter of time until they get removed from the index and replaced by something better. In contrast, small cap indexes tend to be a haven for zombie companies and meme stocks. Bad companies can actually fail INTO small-cap indexes because they got demoted from larger-cap indexes. It's almost like small-cap indexes reward mediocrity since they add bad companies and remove the best companies (who get promoted to larger-cap indexes).
VTSAX all the way!
Martin Sarah Brown Carol Taylor Michael
can you do vffsx vs voo?
Meh. If you're really losing sleep over this, just flip a coin. Heads or tails, you will be a winner.
Why not both?
Is there an S&P 1000 to get more mid cap companies?
Charles Schwab has a similar fund called the Schwab 1000
👍👍👍
Please make a video about REITs
Thanks for the feedback! I’ll definitely add that to my list for future content!
Great video! The ‘bouncing hands’ as he speaks is slightly distracting however
Haha. Thanks for the feedback! I’ll work on that for my next video. Thanks!
Hi go du
Anyone have thoughts on VGSTX for a Roth?
That would depend on what you want.
Do you want 18% of your fund in international and do you want long-term Bonds in your portfolio? Vanguard Star fund is what it is and the question is is it right for what you want?
By you asking it tells me you don't know and you need to choose your asset allocation and then choose a fund. You're doing it backwards you're choosing a fund and then asking if it's okay
Fidelity wanted to charge me $75 to buy
You need to buy the etf version of the fund and it will be free. Like VOO. It’s exactly the same fund but with no minimum and lower fees. Easier to trade too. Fidelity also has their own version of these two funds which are FXAIX for S&P500 and FSKAX for total market. It’s tracking the same index so it’s investing in the same companies and the performance is identical.
Interesting fidelity actually has .02 expensive ratio compared to .03 vanguard. Way to come out swinging lol
Great content but I can't help but notice your hands dancing around the entire time. Public speaker body language is important but it's a bit distracting in this case.
Great video
Thanks!