Hi! I am extremely indecisive when it comes to choosing from different options when I am really excited about buying an item (such as a budget planner). So I decided to just use a notebook I already had and this video showed up on my feed! Thank you so so much Also, this is my very first time budgeting (first full-time job, apartment, etc.) so I’ll try this out for a year and if I stay persistent I’ll reward myself with a fancy budget planner later 😄
No need it. Congrarularions just start with low %$ for savings and little by little increase the amount .I was negative -$ and start slow with 1% the good thing is start saving some % of your money. 🙂
I just stumbled across your account while looking for help to create a budget without paying for it. It was so overwhelming searching through all the apps and spreadsheets that are out there. In the end, I just stopped and decided while I am in debt I don't need to be spending money on a luxury. I need to be writing and feeling the weight of that debt. I think it's the motivation I need to rid it once and for all. Thank you for creating this series! I'm a little late in the year but I consider this practice for 2025.
I prefer the pen and paper approach. When you write items down on paper it helps you think more about your budget. You can open up that notebook anywhere you are without needing to rely on a computer which is a nice bonus.
OMGeee! - I randomly ordered the Mintra notebook a few days ago & knew this was how I wanted to use it. Feels like destiny to come across your video. I haven't watched the full video yet & I already love it - Thanks for posting!
Been searching for days for a good idea of what to include in the budget planner I am trying to lay out. This is BY FAR the most useful information I have found! I am making my own pages for an old happy planner cover/discs/dividers but using your layout as a guide.
I usually use the budget mom but I decided this coming year to do it in a notebook, that way I can make it the way I want to do it. Thank you for the video.😊
i wanted to thank you for your videos. I'm very ashamed of my debt, even though i keep accumulating on it....(smh). your openess and realness on your debt amount, how you put it out there help me face the actual number of my debt. i was afraid to see that number in black and white but seeing you put it out there for us to see helped me be brave and to face it also. Thank you for this video and the courage you gave me to face my debt and the true number i need to confront and start paying down.
Isn't it just wild how things pop up in your feed on social media?? Like you were definitely supposed to see exactly what you just saw. I have been out of work for 7 months and I am accumulating so much debt. I don't have the extra money for a new planner so I'm using my Mead, single subject, spiral notebook for my planner. I can't draw a straight line if you payed me, but I'm going to try. Thanks ❤️
new subscriber!! this year I’ve decided to have a more hands on technique on our finances. I’ve been researching and watching yt budget videos and felt a little overwhelmed. I came upon your channel and this is exactly what I needed. simple and easy to follow and recreate. thank you so much. please keep sharing and I’ll keep watching and learning. 😊
Love this. I use a smaller notebook and I do something similar but weekly. Last year I used 100 sheets notebook and it worked for the whole year. I bought a 200 sheets for this year. Been looking for more ideas to add. Thanks. I look forward to seeing more of your videos.
This is exactly what I'm looking for! Thank you for sharing it. I see so many templates available for purchase but am never really sure which one will work for me & I like to create my own. I'll try this & looking fwd to watching the rest of the vids in this series.
Tracking our expenses helped us figure out our budget categories. We used pretty much the same ones since 2018 which helps make budgeting a little easier. Good luck and happy budgeting ❤️
Just found you and love your simple budget setup planner. I do a similar thing but use a bullet journal purchases from Amazon or Walmart to accomplishing planning. I also use excel to keep the budget over if balances and account information and print out and clip in the journal. Love these videos and I’ve subscribed to your channel
Hey there!! Thank you so much for watching 😊 Bullet journals are so great to use, especially the dot grid ones. I wish I discovered budgeting with a spreadsheet sooner because it has simplified my budgeting process.
That budget breakdown though 👌🏾👌🏾 I think that's gonna help me so much going forward!! Invaluable information Nilza 🤍 Thank you!! 😘 (New subbie here btw 😃😃)
No problem! I'm working on setting up my 2023 budget notebook. Can't wait to share. It just won't be a series like this one, but I will be using one and sharing how I use it to budget 😊
Nice I do the someting, I put my monthly payments in secuence they due date. That way is easy if you get pay weekly, byweekly or monthly. That way you start paying in sequence and know who much money to rollover for the next payments🤑
I have a total of seven categories: Household Expenses, Personal Expenses, Loan(s), Credit Cards, Subscriptions, Cash Envelopes, and Savings. I have created my own budget planner using Word.
So funny, but ChatGBT pulled up your video when I asked for a simple budget method using a spiral notebook. I am trying to get a better handle on things! My husband keeps it all in his head (but I'm visual).
Hi Natasha! I totally forgot that I got rid of my free resource library, which was where the blank calendars were. You can download the budget calendars here: drive.google.com/file/d/1YBVxbkihvrQpQMYnovo1rdxBgZlbm4gR/view Hope this helps! Happy budget planning ❤
I do like your system but the only drawback is if im being honest is you need to print a little larger and be more specific with your entries its hard to see it. But i got a lot of good ideas That I did not see in other TH-camrs budget videos I too started my own notebook because I couldn't find one that really met my needs
I Nilsa! I LOVE your name!! Mine is Nilza btw 😊 I appreciate your honesty so much! I'm using my phone this year to film because I think it's better than the one I was using for filming overhead videos. Hopefully it'll be better. Thank you for still being here and watching. I'm glad you were able to take away something for you budget notebook. Good luck with everything ❤️
Are you referring to the budget overview/master list page? That's to have a dedicated area to refer back to when budgeting. I budget biweekly so having something to refer back to with the dates and bills helps me plan better. This was especially helpful for me when I was first learning how to budget.
Hi! I am extremely indecisive when it comes to choosing from different options when I am really excited about buying an item (such as a budget planner). So I decided to just use a notebook I already had and this video showed up on my feed!
Thank you so so much
Also, this is my very first time budgeting (first full-time job, apartment, etc.) so I’ll try this out for a year and if I stay persistent I’ll reward myself with a fancy budget planner later 😄
Loving the series. The budge breakdown is awesome! Now I know where my money is going. Those hidden expenses. Thank you.
Yes this method is perfect . Inexpensive, no stikers and every month you adjust or change wherever you need. 👌
No need it. Congrarularions just start with low %$ for savings and little by little increase the amount .I was negative -$ and start slow with 1% the good thing is start saving some % of your money. 🙂
🙂
🙏
Very nice. No stikers no expensive materials and using the esential pen paper and highligter. It function perfect for me.
Thank you! I get distracted when I use stickers.
I just stumbled across your account while looking for help to create a budget without paying for it. It was so overwhelming searching through all the apps and spreadsheets that are out there. In the end, I just stopped and decided while I am in debt I don't need to be spending money on a luxury. I need to be writing and feeling the weight of that debt. I think it's the motivation I need to rid it once and for all. Thank you for creating this series! I'm a little late in the year but I consider this practice for 2025.
I prefer the pen and paper approach. When you write items down on paper it helps you think more about your budget. You can open up that notebook anywhere you are without needing to rely on a computer which is a nice bonus.
OMGeee! - I randomly ordered the Mintra notebook a few days ago & knew this was how I wanted to use it. Feels like destiny to come across your video. I haven't watched the full video yet & I already love it - Thanks for posting!
Thank you for the video. This was an inspiration on how to start budgeting even on a low income.
Been searching for days for a good idea of what to include in the budget planner I am trying to lay out. This is BY FAR the most useful information I have found! I am making my own pages for an old happy planner cover/discs/dividers but using your layout as a guide.
I usually use the budget mom but I decided this coming year to do it in a notebook, that way I can make it the way I want to do it. Thank you for the video.😊
I love the bbp workbook! But I do find that budgeting in a notebook allows you to customize it to how you prefer to budget.
i wanted to thank you for your videos. I'm very ashamed of my debt, even though i keep accumulating on it....(smh). your openess and realness on your debt amount, how you put it out there help me face the actual number of my debt. i was afraid to see that number in black and white but seeing you put it out there for us to see helped me be brave and to face it also. Thank you for this video and the courage you gave me to face my debt and the true number i need to confront and start paying down.
Isn't it just wild how things pop up in your feed on social media?? Like you were definitely supposed to see exactly what you just saw. I have been out of work for 7 months and I am accumulating so much debt. I don't have the extra money for a new planner so I'm using my Mead, single subject, spiral notebook for my planner. I can't draw a straight line if you payed me, but I'm going to try.
Thanks ❤️
new subscriber!! this year I’ve decided to have a more hands on technique on our finances. I’ve been researching and watching yt budget videos and felt a little overwhelmed. I came upon your channel and this is exactly what I needed. simple and easy to follow and recreate. thank you so much. please keep sharing and I’ll keep watching and learning. 😊
Thank you so much! I am so happy this helped you because I know there are a lot of other budgeting videos out there. Good luck and happy budgeting!
I am so here for this series! Thank you!
Love this. I use a smaller notebook and I do something similar but weekly. Last year I used 100 sheets notebook and it worked for the whole year. I bought a 200 sheets for this year. Been looking for more ideas to add. Thanks. I look forward to seeing more of your videos.
Caliber 5 subject with folders. I do carry it with me. Bought 2 at CVS and with all my discounts I paid only .51 for both.
Absolutely beautiful presentation. Thanks for sharing. Have an amazing day.👏👍
I love this ❤ It's so important to start where you are.
This is exactly what I'm looking for! Thank you for sharing it. I see so many templates available for purchase but am never really sure which one will work for me & I like to create my own. I'll try this & looking fwd to watching the rest of the vids in this series.
I have done a budget notebook, but have been looking for catagorgies seeing as I am new to budgetting. Thank you SO MUCH!!!!!!!!!!!!
Tracking our expenses helped us figure out our budget categories. We used pretty much the same ones since 2018 which helps make budgeting a little easier. Good luck and happy budgeting ❤️
Looking forward to all the videos! I am going to set up a notebook like this.
I never noticed you had labels on your highlighters. I just did the same thing I always forget my colors and categories 😍
Omg that is a great idea!! I should do the same cuz im always scribbling if the color matches....noted!!
Crazy, I was thinking about making videos on how to build your own budget planner💞
Great series! I am enjoying your budget spreadsheets, but pen and paper budgeting is awesome. I didn’t know you have a newsletter.
Just found you and love your simple budget setup planner. I do a similar thing but use a bullet journal purchases from Amazon or Walmart to accomplishing planning. I also use excel to keep the budget over if balances and account information and print out and clip in the journal. Love these videos and I’ve subscribed to your channel
Hey there!! Thank you so much for watching 😊 Bullet journals are so great to use, especially the dot grid ones. I wish I discovered budgeting with a spreadsheet sooner because it has simplified my budgeting process.
Thanks for sharing!
That budget breakdown though 👌🏾👌🏾 I think that's gonna help me so much going forward!! Invaluable information Nilza 🤍 Thank you!! 😘 (New subbie here btw 😃😃)
Love your handwriting
Thank you so much. You are so much help!!😊
No problem! I'm working on setting up my 2023 budget notebook. Can't wait to share. It just won't be a series like this one, but I will be using one and sharing how I use it to budget 😊
Such a great video and tips! New subscriber here to support you ❤
I love this!
Thank you 😊❤️
Nice I do the someting, I put my monthly payments in secuence they due date. That way is easy if you get pay weekly, byweekly or monthly. That way you start paying in sequence and know who much money to rollover for the next payments🤑
Yes exactly! I don't like it when I accidentally don't put them in order, but that's what white outs for right? Haha
I have a total of seven categories: Household Expenses, Personal Expenses, Loan(s), Credit Cards, Subscriptions, Cash Envelopes, and Savings. I have created my own budget planner using Word.
Love your videos! What pen are you using?
I did a 3- ring binder
Love this thank for this I’m going through a divorce and starting a new chapter this is so helpful
Wishing you all the best on your financial journey ❤️
Great Great Content
So funny, but ChatGBT pulled up your video when I asked for a simple budget method using a spiral notebook. I am trying to get a better handle on things! My husband keeps it all in his head (but I'm visual).
Nice
Thank you!
How do I see your newsletter? I would like to access the calendar.
Hi Natasha! I totally forgot that I got rid of my free resource library, which was where the blank calendars were. You can download the budget calendars here: drive.google.com/file/d/1YBVxbkihvrQpQMYnovo1rdxBgZlbm4gR/view
Hope this helps! Happy budget planning ❤
I do like your system but the only drawback is if im being honest is you need to print a little larger and be more specific with your entries its hard to see it. But i got a lot of good ideas That I did not see in other TH-camrs budget videos I too started my own notebook because I couldn't find one that really met my needs
I Nilsa! I LOVE your name!! Mine is Nilza btw 😊
I appreciate your honesty so much! I'm using my phone this year to film because I think it's better than the one I was using for filming overhead videos. Hopefully it'll be better.
Thank you for still being here and watching. I'm glad you were able to take away something for you budget notebook. Good luck with everything ❤️
New subbie here🎉
I will use a note book and a monthly only planner to hold my bills
i have always used a notebook for my bills
If you are already writing down daily expenses and recording monthly set bills. Why would you need a breakdown?
Are you referring to the budget overview/master list page? That's to have a dedicated area to refer back to when budgeting. I budget biweekly so having something to refer back to with the dates and bills helps me plan better. This was especially helpful for me when I was first learning how to budget.
Netflix $20.00 never see it this cheap?
Can you please take out the loud bubble pops sound. They are very jarring.
Is that when the texts pop up?