I took the lic policy and now I am regretting it because I'm getting much much better return through mutual funds and stocks. Regarding retirement cover and other accidental or death cover. You have your PF. Also, we can take term insurance.
Same. My father took it when I was younger and after I started earning, transferred the responsibility of paying a premium. Hate it. Getting much higher returns on my mutual fund investments
You guys are not just one of the, I'll rather say you are, hands down, the best personal finance channel in the country. I wish even I could be a part of your venture somehow.
At the time of giving the policy,agent never tell these terms and conditions clearly..worst part of the agent,they should not cheat the customers..they should tell termination terms surrender terms minimum return amount with interest %
Mere ko to ek policy ka dus gun batake policy thama Diya jab deed aaya to 4 chota chota policy tha. 24k yearly ka liya tha abhi 12 saal hogaya, abhi bhi 8 saal baaki hai. usme bhi money back policy ka money back kut jayega. Bolne ke waqt agent 12-15 lakh maturity amount bataya tha abhi khud calculate karney par 7 lakh bhi mushkil hal.
Thank u for this topic , LIC is just not worthy as Life insurance vs investment are totally different things , LiC can give max to max 8 percent return in long term and with very little life coverage as compared to term insurance ..The LIC has its roots in two words in it , one Life Insurance and another word is India , people think that LIC is govt of India"s own insurance company and blindly believe the agents who first impress our senior members and then approach the newly earning busy guy through them ...I was also victims of LIC but now came out of it ...Thank u for bringing this part in notice of everyone 🙏🙏🙏
Hey even i am fooled by the Lic people and have paid 50k premium for the first year .. now i want to surrender it and they are saying i will get nothing back... I will have to invest minimum of 2 years and then i can withdraw.. please let me know how to come out of it
Thanks for the explanation for how to surrender the LIC policy. Questions: If I have paid the premium for 12-13 years, do I have to return the tax benefit for all 13 yrs and how that will be calculated.
The most important fact is ....majority of the people consider LIC as an investment ....but it is not an investment product.... it's an insurance product.....these guys are talking about surrendering a LIC policy.....but this same person will tell you to take a Health insurance plan....but why ? How much will you get at the time of maturity? Its 0.... then why should we take that plan? Because it will protect us during our health issues.... Similarly LIC policies will protect your family in case of any mishap....So never ever surrender a policy....u will regret it later.....think before purchasing a life insurance policy....if you don't want to buy endowment or money back policies then buy Term insurance plans but never ever surrender a running policy
@@debjyotibose8372 Term insurance does not provide any return.......it only provide the insurance coverage when any mishap ( death/disability) happen.....MF does provide better returns compared to LIC ....
LIC is mainly for lower middle class family in which people want to invest very less amount for long time. In my area daily labour people doing LIC and paying 400-3000 per month,
Keep doing such content so that after any mishap those family's life style degrades easily. Life Insurance is a basic need for every persons. In other developed countries it is mandatory but people here thinks that it is a investment option.They always try to skip it.But any life insurance always protects you particularly of you are the only bread earner in the family. But some youtubers for their views always try to use such topic so that people can easily catch.Ultimately it will ruin their future. Yes new generation is completely against any type of insurance and one day that will cost for them.
Not all can take term insurance , and please don't take from private insurance. They don't illustrate all the clauses. So after death people don't get what they were assured of.@@debjyotibose8372
Thanks. suppose someone not paid premium for 5 years. Now I have two sets of queries.. option-1 suppose the customer goes for reviving option to pay ( premium + late fees ) then will the customer get sum assured with late fees amount at maturity or just the sum assured?.. option -2 After 5 years, the customer decides to surrender the policy. what are the options with him --is premium amount unpaid is compulsory to pay? -is late fees for 5 year is compulsory to pay?
Guys if you want to stop the plan but don't want to loose on money. Then just stop paying premium. It'll be converted to paid up plan and you will get the amount+bonus after maturity. Just stop paying the premium
2012 me Policy li thi 2032 me mature hogi...ab tak sabhi premium diye hain...lekin ab nhi dena chahta... maturity ke time amount Milne me problem toh nhi hogi ?
@@jsuryakt Wow thank you so much man. The agent is one of my trusted relative, idk how I got tricked like this as an educated fellow. The amount is huge, I mean at least huge to be debited from monthly salary. I thought he is doing something with low amount so I got agreed but now I'm totally f*cked. Thanks a lot and what are the consequences?
There is no point of surrendering your policy. You are bound to lose money. Either you don't take policy or if you have taken continue it. If you need money you can take loan on your policy, which is 90% in case of in-force policy. (In lapsed policy it's 85% of your paid-up value). The interest rates are considerably low as compared to personal loan.
Not taking policy is easier said than done, most people aren't even aware the polices that have been sold to them. It is only 5-6 years after paying the premiums, they understand what they've gotten into
If somebody has taken it and premimum is still payable, I would suggest go with good term plan first and keep this policy as well. I think it will still give returns equivalent to PF. So why to surrender and take loss. If sombody havent taken any insurance then go with Term plan only.
Currently lic policy is good for nothing, your money will be devalued at the time of maturity. They best way to earn through your savings is SIP & investment in good fundamentals stocks like gov. PSU.
bolne mai dukh hota hai but papa ne bewakoofi krke saal ka 25k ka lic kra rkha hai aur itna gussa ata hai aur sbse bdi baat ye hai ki jo policy hai usmai papa ka dob se lekr sab info galat hai aur saalo se wo pay kre ja rhe hai
I am going to surrender all my LIC policy now. Also, my wife will surrender all her LIC policy and will buy term life and health policies instead. My medical is free since i and my wife both are in central government office still i will buy a health policy since there are not much benefits after retirement where i need my health insurance more. LIC is a total waste. Will be getting a huge loss after surrender but still better than incurring further losses.
My father has taken LIC policy on 2009 and in 2023 we stopped paying premium now when we go to branch for surrendering policy they say we will deduct the premium amount u have paid and they say there is no surrender value and no bonus for you. 😂😂 My family has 6 policies there and they are saying same for each of them. What to do any suggestions ?
Surrendering the lic policy whether the agent can manipulate anything. Without an agent can we go directly to lic office and surrender the policy. Plz reply me
Hi ma'am, I surrendered a Jeevan Anand (endowment policy) after 6years. I lost 90k from the original amount paid. Do I need to return the Tax Return which I got under 80C over the period of last 6years? Please let me know.
The Title should be how to surrender a policy not how to get rid of LIC policy. Although you have explained very well how to surrender a policy but it seems like you're saying That LIC policy is totally worthless which shouldn't be the moto 👍🏻
LIC is the biggest fraud and the greatest legalized scam ever happened in India. All insurances are scams. LIC being the biggest one. NEVER EVER PUT MONEY IN LIC OR ANY INSURANCES. THEY SIMPLY SELL YOU HUGE LOSSES. THATS THE THE TRUTH OF THESE POLICIES.
Madam I have a question. If I pay for 3 years & after that I take a policy loan..And I do not repay nothing of loan/interest/premiums, what will happen?
Hello, I have two LIC policies: Jeevan Labh and Jeevan Anand. I have been paying premiums continuously for the past five years. If I choose to postpone premium payments now, will I still receive all paid amounts with interest at maturity, or will the policies be canceled, resulting in a loss of the amount I have paid? Please confirm.
If i surrender a policy after 4 years , resulting in an obvious loss where the surrender value is lower than the total premium paid, Do i still need to pay any tax on the surrender value received ?
Abhi tk mene LIC m 1 saal m 25000 Rs daale hain.. Now I wanna close the policy as I am getting much better plans than LIC... Should I close it or continue with it because in case of Closure ,my 25000 will be 0
Actually this AC room people don't realise that 70% Indians withdraw their fixed deposit and SIP before time or maturity only because they have easily got liquidity. That's why people are taking educational loans and personal loans. for their long term goals 😇 LIC or other endowment policy develops the habit of saving among people.
I paid 1lakh on the spot in LIC for example 16 years and the due date is in February 2027. If I want to quit before 5 years how much and what losses will be.
Maine bajaj alliance term insurance policy liya tha 1 week pehle medical v complete ho gaya policy number issue ho gaya hai lekin policy issue nhi hua hai maine cancellation ke liyai mail send kr diya hai kitne din me refund aayega mera aur kitna time lagta hai Kya mera medical charges deducted hoga Lekin maine policy issue hone ke pehle hi cancellation raise kr di hai mujhe pura refund milega ya medical charges deduct krke
Hi! I have a policy with LIC that matured in October 2023. It was originally purchased from the LIC branch in Gwalior, but I no longer live there. Since I didn’t have the original policy bond, I reached out to an LIC agent to handle the maturity claim process on my behalf. The agent charged me 3,000 rupees, explaining that an indemnity bond and a few other formalities were needed. However, it’s been two months, and I haven’t received any updates from him. What steps should I take next? Please advise.
I have paid Lic policy for 3years.....and amount I paid till now for 3yrs is 70 thousand....so now I want to surrender my policy,how much amount I will get from the LIC AFTER cancellation of the policy???
Guyes , you are comparing Guranteed Returns VS Non Guranteed Returns . people are talking about amezing returns but is any one taking the gurantee of the invested amount ? For the safer side we should have mix of all investment options . Guranteed as well as non Guranteed.
Agar me 2 saal premium (LIC) bhar ke use Use paid up me convert krwata hu to kya per year bonus milega ya nhi? Kya maturity ke time bonus add hokar milega? Please anyone answer me
Mam mere father 1996 mai biman kiran policy liye the 4,5 saal premium diya usko baad se nhi diya toh aab kya continue karwa sakte hai aur nhi toh .kya jo paisa jama kiya wo mil sakte hai?
Hi,im stuck up with lic policy i have money back policy 20 years plan, yearly 12,000 premium its been 11 years till date how much surrender value & money back or bonusses in total refund will i get ????
Sir main aditya birla secure plus plan 50000 yearly premium 3 saal tak diya...aur nehi de sakta hoon...mera ye jan na hai ke main agar yeh policy aisehi rah deta hoon to kaab mujhe 1.5 lak ke aas paas milega??? Sir maine 3 saal premium diya but or nehi desakta hoon....main kaise near about full payment withdrawal kar sakta hoon...???
So i've didn't get my lic surrender amount in 15 days . Will they pay me with the interest as they've said in their website and how can i get interest or they'll give my Existing amount
Jaha ka lic branch ha wahi ka address proof chahiye kya jese me ab delhi shift ho gya hu but policy bihar ka h us time address v wahi ka tha but ab delhi ka h
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lic folks were not feeling about surrender value , you just explained it much easier with short and crisp video.Thank You.
I took the lic policy and now I am regretting it because I'm getting much much better return through mutual funds and stocks. Regarding retirement cover and other accidental or death cover. You have your PF. Also, we can take term insurance.
Same. My father took it when I was younger and after I started earning, transferred the responsibility of paying a premium. Hate it. Getting much higher returns on my mutual fund investments
Will MF give life cover..?
Fixed Deposit You have to deposit 100% Amount ..Will it cover life ?
Do not mixed up insurance and investment. Both are different things. If you want return they go to stocks etc and if you want insured get the policy
Very nicely explained
Short and clear. i can't say sweet bcz I am policy holder (purchased through relative who didn't explain me t&c)
Tq fr details
🤣🤣🤣🤣that is why seniors says FD is best because at least we get intial amount
😅
But mutual fund is best 👍
But also get 1 % penalty
Exactly
@@arcrazy79271% penalty on interest not principal amount
Lic is totally Midclass financial trap
Pls dont leave youtube guys,sincere request from a young person
This video makes life much easier. Thank you so much!
Absolute pleasure 🙌
You guys are not just one of the, I'll rather say you are, hands down, the best personal finance channel in the country. I wish even I could be a part of your venture somehow.
Thank you for the compliments 🙌
Why don't you send across your CV to bekifaayati@gmail.com
It would be better to show in screen the calculations..so we can also get whole idea in much better way.
Agree
This
At the time of giving the policy,agent never tell these terms and conditions clearly..worst part of the agent,they should not cheat the customers..they should tell termination terms surrender terms minimum return amount with interest %
There motive is to sell you lic policy anyhow. And they try to sell it so hurrily. Not even focuses on what details are you filling.
Mere ko to ek policy ka dus gun batake policy thama Diya jab deed aaya to 4 chota chota policy tha. 24k yearly ka liya tha abhi 12 saal hogaya, abhi bhi 8 saal baaki hai. usme bhi money back policy ka money back kut jayega. Bolne ke waqt agent 12-15 lakh maturity amount bataya tha abhi khud calculate karney par 7 lakh bhi mushkil hal.
Surrender krdo policy @@pnctashiding3396
Thank u for this topic , LIC is just not worthy as Life insurance vs investment are totally different things , LiC can give max to max 8 percent return in long term and with very little life coverage as compared to term insurance ..The LIC has its roots in two words in it , one Life Insurance and another word is India , people think that LIC is govt of India"s own insurance company and blindly believe the agents who first impress our senior members and then approach the newly earning busy guy through them ...I was also victims of LIC but now came out of it ...Thank u for bringing this part in notice of everyone 🙏🙏🙏
Completely Agree, hopefully the video reaches a wider audience to create awareness on a mass scale 🙏
Hey even i am fooled by the Lic people and have paid 50k premium for the first year .. now i want to surrender it and they are saying i will get nothing back... I will have to invest minimum of 2 years and then i can withdraw.. please let me know how to come out of it
@@phoenixmail2830 Hey bro! did you find any solution?
@@phoenixmail2830 i also want to know if u found any solution to this
@@phoenixmail2830
liked it, very straight forward and relevant. No bakwas/gyaan.
Thanks for the explanation for how to surrender the LIC policy. Questions: If I have paid the premium for 12-13 years, do I have to return the tax benefit for all 13 yrs and how that will be calculated.
Same question??
Arre bhai why she will tell, she is not insurance expert, go to ur nearest branch, asking her is like asking a teacher about building a house.
I have the same question
जो LIC लेने का सोच रहे है उनसे मेरा विनर्म निवेदन है की इन्शुरन्स ना ले... 🙏🙏
The most important fact is ....majority of the people consider LIC as an investment ....but it is not an investment product.... it's an insurance product.....these guys are talking about surrendering a LIC policy.....but this same person will tell you to take a Health insurance plan....but why ? How much will you get at the time of maturity? Its 0.... then why should we take that plan? Because it will protect us during our health issues.... Similarly LIC policies will protect your family in case of any mishap....So never ever surrender a policy....u will regret it later.....think before purchasing a life insurance policy....if you don't want to buy endowment or money back policies then buy Term insurance plans but never ever surrender a running policy
Bilkul sahi kaha aapne
Then i would prefer to go with term insurance with 100x times more return and MF
@@debjyotibose8372 Term insurance does not provide any return.......it only provide the insurance coverage when any mishap ( death/disability) happen.....MF does provide better returns compared to LIC ....
LIC is mainly for lower middle class family in which people want to invest very less amount for long time.
In my area daily labour people doing LIC and paying 400-3000 per month,
Thank god atleast somebody is telling the fact.
Keep doing such content so that after any mishap those family's life style degrades easily.
Life Insurance is a basic need for every persons. In other developed countries it is mandatory but people here thinks that it is a investment option.They always try to skip it.But any life insurance always protects you particularly of you are the only bread earner in the family. But some youtubers for their views always try to use such topic so that people can easily catch.Ultimately it will ruin their future.
Yes new generation is completely against any type of insurance and one day that will cost for them.
I would rather go for term insurance and MF
Wat you are speaking man ?
Term insurance - ✅
investment - ❌
Go for term insurance
Not all can take term insurance , and please don't take from private insurance. They don't illustrate all the clauses. So after death people don't get what they were assured of.@@debjyotibose8372
Best part of the video is ..How to get rid of Worst LIC policy
एलआईसी एजेंट या कंपनी का फ़ायदा क्रति है ग्राहक का नहीं
Love the great work you do.
You earned a subscriber today.
Thank you 🙌
Aap ne jo samjaya kash vo agent vale batate to aaj 21000 nai faste 😢😢
Thanks. suppose someone not paid premium for 5 years. Now I have two sets of queries..
option-1
suppose the customer goes for reviving option to pay ( premium + late fees ) then will the customer get sum assured with late fees amount at maturity or just the sum assured?..
option -2
After 5 years, the customer decides to surrender the policy. what are the options with him
--is premium amount unpaid is compulsory to pay?
-is late fees for 5 year is compulsory to pay?
Guys if you want to stop the plan but don't want to loose on money. Then just stop paying premium. It'll be converted to paid up plan and you will get the amount+bonus after maturity.
Just stop paying the premium
2012 me Policy li thi 2032 me mature hogi...ab tak sabhi premium diye hain...lekin ab nhi dena chahta... maturity ke time amount Milne me problem toh nhi hogi ?
@@aryanvipin11 nhi hogi
Maine LIC customer care se baat krke pucha tha
Aik baar aap bhi baat krke dekho to feel more confident
@@jsuryakt Hey my lic agent has done it in neft mode what to do now?? 🥺
@@chinmayee.j4806 go to your bank and disable auto pay
@@jsuryakt Wow thank you so much man. The agent is one of my trusted relative, idk how I got tricked like this as an educated fellow. The amount is huge, I mean at least huge to be debited from monthly salary. I thought he is doing something with low amount so I got agreed but now I'm totally f*cked. Thanks a lot and what are the consequences?
Cute cute cute knowledge 😊
Great info and clarity provided 😊
Crisp and clear explanation..thanks
Beautiful explain with beautiful lady
Bahut Easy tarike se bataya aapne
kindly make a video upon bajaj alliance policy if someone has to surrender it.
Mam bahat hi badhiya explain kiya aapne Thank u....
Helpful & nicely explained
Very lucid and simplified..kudos and thanks
Thank you so much for this wonderful information 🙏🙏🙏
Good information..thanks
Thank you dear... It was very helpful.. 😘😘😘
There is no point of surrendering your policy. You are bound to lose money. Either you don't take policy or if you have taken continue it. If you need money you can take loan on your policy, which is 90% in case of in-force policy. (In lapsed policy it's 85% of your paid-up value). The interest rates are considerably low as compared to personal loan.
Not taking policy is easier said than done, most people aren't even aware the polices that have been sold to them. It is only 5-6 years after paying the premiums, they understand what they've gotten into
@@bekifaayati can u suggest best way to get out of such a trap after 5 yrs into it? Surrender or paid up option? Pls enlighten us
@@Doshi.Akshay brother it's not trap... People must understand value of life to ur family.
@@sevago9245chup re faltu agent
@@paraskhedekar1907😆😆
Thanks for info
Explained in very simple way. Thanks .
If somebody has taken it and premimum is still payable, I would suggest go with good term plan first and keep this policy as well. I think it will still give returns equivalent to PF. So why to surrender and take loss. If sombody havent taken any insurance then go with Term plan only.
Returns equal to PF seems a little far fetched
Thank you #bekifaayati 🥰🙏
Maidm aapka voice bahut achcha
Good thanks
useful info, thanks
Clean and clear to understand
a humble request to please make a video on LIC's jeevan surabhi plan 107 policy. thanks in advance!!
Why she will make video, what she knows, its like u r asking medicine from a engineer, go to ur nearest branch.
Absolutely Right 👍🏻👍🏻
Currently lic policy is good for nothing, your money will be devalued at the time of maturity. They best way to earn through your savings is SIP & investment in good fundamentals stocks like gov. PSU.
Thnk u ❤️
Lic is the instrument of financial loss
bolne mai dukh hota hai but papa ne bewakoofi krke saal ka 25k ka lic kra rkha hai aur itna gussa ata hai aur sbse bdi baat ye hai ki jo policy hai usmai papa ka dob se lekr sab info galat hai aur saalo se wo pay kre ja rhe hai
Maturity ka amount agar taxable hai toh kis tarah hoga, other sources me ya capital gain??
Thanks
That hair band ❤
I am going to surrender all my LIC policy now. Also, my wife will surrender all her LIC policy and will buy term life and health policies instead. My medical is free since i and my wife both are in central government office still i will buy a health policy since there are not much benefits after retirement where i need my health insurance more. LIC is a total waste. Will be getting a huge loss after surrender but still better than incurring further losses.
Hi how do i know what is the lumsump i will be getting after completing the said yrs of premium
My father has taken LIC policy on 2009 and in 2023 we stopped paying premium now when we go to branch for surrendering policy they say we will deduct the premium amount u have paid and they say there is no surrender value and no bonus for you. 😂😂
My family has 6 policies there and they are saying same for each of them. What to do any suggestions ?
Nice video however we should carry our original lic policy as well 👌
Money waste. Get term insurance and invest the rest of the money.
Thank you
link for the form 5074 please. thanks for the video.
Please make one video on postal life insurance PLI
Surrendering the lic policy whether the agent can manipulate anything. Without an agent can we go directly to lic office and surrender the policy.
Plz reply me
Hi ma'am,
I surrendered a Jeevan Anand (endowment policy) after 6years. I lost 90k from the original amount paid.
Do I need to return the Tax Return which I got under 80C over the period of last 6years?
Please let me know.
Did you got any tax notice or anything while filing the ITR?
The Title should be how to surrender a policy not how to get rid of LIC policy. Although you have explained very well how to surrender a policy but it seems like you're saying That LIC policy is totally worthless which shouldn't be the moto 👍🏻
LIC is the biggest fraud and the greatest legalized scam ever happened in India. All insurances are scams. LIC being the biggest one. NEVER EVER PUT MONEY IN LIC OR ANY INSURANCES. THEY SIMPLY SELL YOU HUGE LOSSES. THATS THE THE TRUTH OF THESE POLICIES.
Helpful video mam❤️
Thanks mam 🙏🙏🙏
Madam I have a question. If I pay for 3 years & after that I take a policy loan..And I do not repay nothing of loan/interest/premiums, what will happen?
Nice 😅😅credit score b to kam hoga
Hello, I have two LIC policies: Jeevan Labh and Jeevan Anand. I have been paying premiums continuously for the past five years. If I choose to postpone premium payments now, will I still receive all paid amounts with interest at maturity, or will the policies be canceled, resulting in a loss of the amount I have paid? Please confirm.
If i surrender a policy after 4 years , resulting in an obvious loss where the surrender value is lower than the total premium paid, Do i still need to pay any tax on the surrender value received ?
Abhi tk mene LIC m 1 saal m 25000 Rs daale hain.. Now I wanna close the policy as I am getting much better plans than LIC... Should I close it or continue with it because in case of Closure ,my 25000 will be 0
Hi dear can u give a video about dhfl premerica life insurance pls
Should we surrender our LIC policies. Is LIC safe anymore
I started paying lic since 5 months (12years tenure ) i feel that i should stop paying it ... Pls suggest me
Special surrender value k bare me nhi bataya
Actually this AC room people don't realise that 70% Indians withdraw their fixed deposit and SIP before time or maturity only because they have easily got liquidity. That's why people are taking educational loans and personal loans. for their long term goals 😇
LIC or other endowment policy develops the habit of saving among people.
Finally got the right video
Cab i go any other branch of lic office bcz i have changed my house where i was living earlier.
I paid 1lakh on the spot in LIC for example 16 years and the due date is in February 2027. If I want to quit before 5 years how much and what losses will be.
LIC me link account ka hi pass book dena h ya dusra pass book same person ka chalega???
Maine bajaj alliance term insurance policy liya tha 1 week pehle medical v complete ho gaya policy number issue ho gaya hai lekin policy issue nhi hua hai maine cancellation ke liyai mail send kr diya hai kitne din me refund aayega mera aur kitna time lagta hai
Kya mera medical charges deducted hoga
Lekin maine policy issue hone ke pehle hi cancellation raise kr di hai mujhe pura refund milega ya medical charges deduct krke
once surrender request has been applied, how long does it take to get money in my acc?
Can u do video on how to recovery the lost amount any hacks...
Can u pls make one vedio on jeevan saral 165 plan taken in 2011 at 24 yrs of age and for 25 ur
If possible pls
Can i surrender my ulip plan after 2 years as the lic officers are rejecting and saying i have to continue till 5 years .
Hi! I have a policy with LIC that matured in October 2023. It was originally purchased from the LIC branch in Gwalior, but I no longer live there. Since I didn’t have the original policy bond, I reached out to an LIC agent to handle the maturity claim process on my behalf. The agent charged me 3,000 rupees, explaining that an indemnity bond and a few other formalities were needed. However, it’s been two months, and I haven’t received any updates from him. What steps should I take next? Please advise.
I have paid Lic policy for 3years.....and amount I paid till now for 3yrs is 70 thousand....so now I want to surrender my policy,how much amount I will get from the LIC AFTER cancellation of the policy???
is policy bond necessary
Guyes , you are comparing Guranteed Returns VS Non Guranteed Returns .
people are talking about amezing returns but is any one taking the gurantee of the invested amount ?
For the safer side we should have mix of all investment options .
Guranteed as well as non Guranteed.
Jevan tarun policy me lic ke website par new user account kesi banate hai
Hi mam plz help me i want to surrender lic policy after 2 years. Will i get any money or not??
Mam, do i get 80% of what i paid as premium or 80% of the grown-up amount as per SIP after 13 yrs of investment.
Agar me 2 saal premium (LIC) bhar ke use Use paid up me convert krwata hu to kya per year bonus milega ya nhi?
Kya maturity ke time bonus add hokar milega?
Please anyone answer me
Mam mere father 1996 mai biman kiran policy liye the 4,5 saal premium diya usko baad se nhi diya toh aab kya continue karwa sakte hai aur nhi toh .kya jo paisa jama kiya wo mil sakte hai?
I have taken policy in 2010. I want to claim my policy but I'm unable to claim.mere pass policy number wagera bhi hai plz help me mam kya karu?? 🙏🙏🙏
is surrender value is our profilt like if our surrender value is 90 thousand then its our porfit or only 90 thousand we will get after surrender
Hi,im stuck up with lic policy i have money back policy 20 years plan, yearly 12,000 premium its been 11 years till date how much surrender value & money back or bonusses in total refund will i get ????
My father has a policy, maturity date 2024, should we surrender now
Sir main aditya birla secure plus plan 50000 yearly premium 3 saal tak diya...aur nehi de sakta hoon...mera ye jan na hai ke main agar yeh policy aisehi rah deta hoon to kaab mujhe 1.5 lak ke aas paas milega???
Sir maine 3 saal premium diya but or nehi desakta hoon....main kaise near about full payment withdrawal kar sakta hoon...???
I would recommend never surrender LIC policy if you don't have money problem. It is best insurance company in India baki sab bewakoof banati hai.
101% सही जवाब देने हैं, यह लड़की दूसरे बीमा कंपनी का प्रचार भी कर रही है सोचिए सरकारी बीमा कंपनी को कहां ले जाएगी जनता समझदार है
Do I have to repay the amount I have saved in last few years under 80C?
So i've didn't get my lic surrender amount in 15 days . Will they pay me with the interest as they've said in their website and how can i get interest or they'll give my Existing amount
Jaha ka lic branch ha wahi ka address proof chahiye kya jese me ab delhi shift ho gya hu but policy bihar ka h us time address v wahi ka tha but ab delhi ka h
Madam Maine 2011 mein ek policy li thi 1 saal hi policy ka premium diya uske baad nahi diya kya policy maturity ke waqt mere paise wapas milega