LIC पॉलिसी को सरेंडर करने से पहले इस वीडियो को जरूर देखें | lic policy surrender rules
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- เผยแพร่เมื่อ 14 ต.ค. 2024
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is video me maine lic policy surrender rules ke bare me puri jankaridiya hai, agar aapko aisi hi video dekhna pasand hai to mere is channel ss tech knowledge ko subscribe jarur kar lijiye.
thanks for watching..
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#licpolicysurrenderrules #licsurrenderrules #liccloseruls #sstechknowledge
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एल आई सी में भूलकर भी पैसा न लगाएं सिर्फ दलाल यानि एजेंट एवम एल आई सी को फायदा होता है ग्राहक को नुक्सान होता है
Bilkul sahi baat bola
सत्य कहा
Sahi
Bilkul सही
Bilkul sahi LIC na nikale
एलआईसी द्वारा आपको सही सलाह दिया गया था।जिससे आपको फायदा हुआ। आपके द्वारा अच्छी जानकारी बताई गई।वेरी नाइस
Same suggestions are given to me as i have 18 premium of policy he suggested 20 premium must pay after that surender it thank you so much for confirmation
अच्छी जानकारी दिए हैं सर आप बहुत ही डिटेल जानकारी दिए हैं, पॉलिसी को paid up में कन्वर्ट कर सकते है
L.I.C. सबसे घटिया स्कीम ही नहीं बल्कि ये भारत का सबसे बडा़ Scam है....!!!!
मत लगाए एलआईसी में पैसा
Lic se badhiya kuchh nhi h
Aapki baaat sai hai bhai per condition itni kharab hai k ghar k kkhaarche hii nahi pure ho rahe lic ki kist bach hi nahi pati
Thank you🙏❤ bhai sab ne apni video banai but this is with real proof.
Bhai sahab ap ise paid up me convert kijiye agar premiums pay nhi kr skte to.
Ye pehle 3 tha but corona ke bad minimum 2 premiums bharne hi padenge
Bahut hi Sundar tarike se samjhaya sar aapane
Yahi to video chahiye thi bahut der se dekh raha tha mil nahi rahi thi... thank you bhai...
बहुत अच्छी तरह से जानकारी दी सर, 🌺🙏🙏
बहुत ही अच्छी जानकारी दी आपने धन्यवाद ❤❤
Thanks bhai
Bahut help mila aapka video se 🙏🙏🙏
Sir lic karane se pahle agar video aapki dekh lete toh lic nhi karata
केवल जीवन सरल टेबल 165 में ही 10 साल बाद जमा धन से इतना ज्यादा अमाउंट सरेंडर पर मिल सकता है क्योंकि इस पालिसी में 10 साल बाद सरेंडर पर लॉयल्टी एडिशन जुड़ के मिलता है।
Ye shirf table no 165 ki baat hai kaunki 10 saal baad loyalty addition lag jata hai isliye surrender value jyada mil raha hai baaki schemes mein easa nahi hota ji 🙏
Absolutely right
ye only for Table 165 ke liye hai
Money back policy plan... Agar 10 saal baad surrender kre to bhi.. Double pausa milega kya?? Plz give me reply🙏🙏🙏🙏🙏🙏
@@BeginnerTraderNifty50 nahi Sir जितना जमा किया उसमें से मनी बैक माइनस करके मिलेगा
Bhai mera 4 sall huva he ab me surrender karna chahta hu to muje pure paise milega ya fir katke plzz javab dena
Ye bhai ne samjhya to bahut ache se per ye kudh he lic agent hai BCz lic pe kon lene se acha hai aap surrender ker do
Pehle likh toh shi le tu jahil
बहुत अच्छी तरह से आपने समझाया
धन्यवाद 🙏🏻
सरजी।मैंने आज से ठीक दस वर्षों पूर्व बजाज एलियांज समूह की एक पाॅलिसी ली थी जिसका प्रीमियम १००००/- रूपए था जिसे मैं केवल एक ही बार जमा कर पाया था जिसके अक्टूबर २०२२ में मुझे मैच्योरिटी का मैसेज भी आया उनके आफिस में जाने पर उन लोगों ने कहा कि आपको एक भी पैसा नही मिलेगा क्योंकि वे लोग कह रहे हैं कि लगातार तीन प्रीमियम जमा करना अनिवार्य था किन्तु दूसरा प्रीमियम भी जमा नहीं कर पाया तो क्या सर मेरे १०००० रूपए नहीं मिलेंगे? क्या करने से वे रुपए मिल सकेंगे। कृपया बताएं।।
SIR ONE MORE INFORMATION IN JEEVAN SARAL IF YOUR PREMIUM HAD BEEN PAID CONTINOUSLY FOR.TEN YEARS YOU CAN TAKE EARLY MATURITY ANY TIME BEFORE POLICY MATURITY THIS IS ONLY APPLICABLE IN JEEVAN SARAL AND NOT IN OTHER PLAN IN OTHER PLAN YOU CAN REDUCE THE POLICY TERM AND INSTEAD OF SURRENDER YOU CAN TAKE PAID VALUE MATURITY FOR REDUCED INSURANCE AMOUNT AND PREMIUM TERM PERIOD
Yes
What if premium is paid for 8 years . What will be surrender value after 12 years
Any policy of LIC is not working for common people, good return is lured but the return after 15 to 18 years is not even able to beat the Inflation rate.
bahot achi trh se smjhaya
Lic karana mere jivan ka sabse bada bhul hua hai
Kaise bhai
@@raza654 koi benefit nhi hai apna pura paisa nhi mil pata surrender karne par
मेरी मति मारी गई थी जो एलआईसी किया
Same bhai
Lic मध्ये गुंतवणूक करून सरासरी ग्राहकांना फायदा होत नाही. माझं एका policy मध्ये नुकसान झालं. मुद्ल पैसे सुध्दा मिळाले नाहीत.
Sir maine November 2019 me new endowment policy li hai, jise ab November 2022 me surrender karna chahta hu, suggest me amount kitna milega. Sum assured 500000, policy term 14 years, Premium 3037+tax per nonth
Mera lic policy jivan saral table no 165 hai isliye ise 10 sal bad surrender karne par bonas bhi milta hai iske alawa jitni bhi policy hai unme ye tarika kam nahi karega
khuch nahi milega.
35000+
बहुत अच्छी जानकारी मिली है
बहु उत्तम सूचना प्राप्ता। धन्यवाद
What if premium is paid for 8 years . What will be surrender value after 12 years?
I have one lic labh policy.. I paid three year and it is 10/16 term policy... I dont want to surrender but i stopped my premium... So what will get after 16 year maturity period?
We need answers of the above questions.
U should do paid up
After 10 year xirr returns only 3% in the 2nd case sir.where inflation is 7%. Negate 4% on return
Lic is the worst investment ever.
Better to put money in index mutual fund if no knowledge about stock.
a h s kk lic b s h
Sir, bahut achha suggestion raha aapka aap se aur kuch jankari chahiye sir,kaise aapse sampark kare .🙏
Vistar se Samjhane ke liye बहुत-बहुत dhanyvad 🙏🙏👍👍
Good morning friend hiiiii thanks l love you too aapki jankari hme bhut aashi lagi ji very very thanks hiiiii
Life saving and money saving information. Thank you Sir.
Lic karte waqt jo interest dikhata ha wo 15 saal ya 20 saal baad uska kuch bhi valuation nahi hotah.. Tab tak mehengai bohot baad chuka hota ha.. Usse acha 3 saal ka post office recaring acha ha
Sir,What about that policies which premium paid only 2 years?ok.guide pl.any new notification from L.i.c.for these policies.Thank you.
नमस्ते जनकारी के लिए बहुत बहुत धन्य वाद,
Your voice so beautyful👍
Ye 165 plan m hota h bas and ulips mein agar market value achi rhi toh....iske alawa kbhi bhi koi bhi policy surrender krne mein jama se kam milta h
Ha bilkul sahi hai
Very Simple explanation. Best video in this field. Thsks.
Bahut bahut dhanyvad Sar apna bahut acche Se Samjhe Aaya Hai
It's valuable for every lic policy holder thanks
जीवन शान्ति पालिसी को यदि 10 या 15 वर्ष बाद सरेण्डर करने पर वीमा धनराशि पूरी मिलेगी या नहीं?
Sir meri policy ko 10 year ho gye ...11 year ka 3rd month chl rha hai but meri policy ka surrender value ab bhi hmre jma kiye hue total amount se km hi dika rha hai....aisa kyu 10 ke baad jma se zyada dikhna chahiye surrender value jaisa ki aap video me bta rhe hain...but police me to Aisa nhi hai....???
Surrender value kaha dekhe??
Mere saath bhi same hua
Aap kitne saal ki policy thi
12 year me 60 hajar jama Kiya aur mil raha h 53000
Maine ak 16 yrs ka Endowment policy liya. Yearly kiya maine. 3 yrs premium diya. Premium 22,500/-.
4 yrs k liye 16 August 2022 me premium date tha. Lekin meh nahi diya. Money prlm ho gaya. 1.Agar meh surrender koru to kitna milega ?
2. Agar premium nahi deke aisei sor do agle 10 sal k liye. Tab kiya hoga.
Plz brother reply korna.
Bahut achha samjhaya thanks
thank you sir,,for this valuable info,
but im afraid its 2024 ,companies are changing rules by their own profit
There is lot policy of Lic is lapsed..Lic hold huge money of lapsed policy.
For the first three years lic is also in lost for your policy .after 3 years they invest your money in life fund . And if any remaining amount is there , then that money is taken government of India and give it to senior citizens welfare fund . Lic doesn't take your any penny for their use.
Thank u so much sir I have so much need of this video u have got so much knowledge to me regarding lic
❤
श्री मान जी नमस्कार, मैने अपनी बीमा पालिसी नवम्बर 2012 मे शुरू की थी, लगातार नवंबर 2019 तक प्रीमियम भरा था, लेकिन लाकडाउन की वजह से 2019 के बाद प्रीमियम नही भर पाया... अब अगर मै अपनी पालिसी सरेंडर करू तो नुकसान होगा....या जमा राशि मिल जायेगी.....नवम्बर 2022 मे पालिसी को 10 साल पूरे हो जायेंगे.....कृपयाकर बताने का कष्ट करें।
bhai policy jo shuru krke 10 saal complete kr lo uske baad hi use surrender krna ....agr apna paisa with interest pana chahte hai to
Best knowledge for me.. thanks 👍
Liked your Honest video, people should help each other with such informative videos
bde bhai aapne smjhaya to acha pr aapki calculation me glti h aapko 122540 jmma krne k baad aur 10 year ka time brbaad krne k baaad 164644 hi amount aayaa h aapke haath me to aapka ROI bhi just 5% h pr aap dekhoge to aapne 10 year waste kr diye, agr muzhe 5th year me bnd krna h 5-10 hjaar ka loss jhel k bnd kr dun tpo bhi mai apne 5 saal save kr paaunga jo paisa LIC me waste hone wala h wo achi jgh invest ho k acha return dega aur ye 5% bht easily cover ho jaaayega, but the way i love your video aapne sch me pura detail me smjhaaya
ni ho pate. 60% dete hai wo. 5-10 ki baat hi nhi hai. mere paas policy me 68000 de chuka hu, agr withdraw kru to 41900 ayenge. Agr mai index me bhi daal du aur 12% interest lgau anually to bhi 74000 bnega sirf. wo bhi jb 12% nikal paye hr saal. Aur ye video k hisab se agr 120000 pr 164000 milre hai, iska mtlb total ka 13rd as interest mil rha hai jo ki mere case me 68000/3=34000 bnra hai. Iska mtlb agr 10th year me withdraw kru to 68000+34000= 1020000 mil payega jo ki 12% wale rate se jyada hai. Baki dekhte hai quotation le k, kuki plan ka bhi difference hota hai, sbko same surrender value nhi milti
@@ragnarok9127 tum time k saath calculate kro bde bhai, maine saari LIC plan aur sb mutual plan ka 10 year ka nikaal k dekha h , koi bhi LiC 6,7 percent cross nhi kr rha h, mere pass khud ek ghtiya plan h 6 saal pehle liya tha uska IRR value 5% jaayega 20 years me
Very helpful information.. thankyou sir
Very useful information
Thanks 🙏
75/मिलता हैं सर 3,बाद आप इसको सेल्डर kreyga तो
Kis ग्रह से आए हो आप
आपकी भाषा समझ nhi आ रही😁😁
Sir ji bahot achhi information.
Nice Calculation with Proof
Lic Ka agar 10 sal ho jaye toh Nikal lene se nuksan hoga keya ? Koi order copy mil sakta hai Please help me
Thanks.. good video, I have some query .. after Register In Lic Premier Service, is there any extra charges ?? please make a video online for online - existing polices premium payments, for normal user & Premier users...
no extra charge
lic of india 3 year join kya but abhi mai close karna chahta hu ab mai close karna chata hu kya karna padega
Pessa kaha se milega sare to agent ko commission me chala jata hai. Tabhi to LIC ko Sarkar bech rahi hai
Sahi kha bhai
true
Namaskar sirji , Sirji Lic ki Jeevan akshay plan (F) liya hua h . Toh kya esko surender kr skte h . Amount 1185000/- h , aur kitna kaat k milega Esme amount. Please sirji ek video bhi bna dijiye ga es p.
Very useful information... thank u..
Mai yearly 116000/- pay karta hu, pura 16 years term hone ke baad withdrawal karte samy tax kitna% tax laghegha
Thank you sir samjhane ke liye
MAINE 6 LAKH .....Deposite KIYA...Six year hua...an main surrender karna chahata hunn..kitna percent cut karega...plez bataona
LIC ka stap bahut laparwah hote hai. arjent me paise ki jarurat tha eshliye maine LIC me loan apply kiya 1 mah se chakar kat raha hu. abhi tak loan nahi mila sirf LIC ofice ke karmchari ki laparwari ke vajah se. LIC utna achha nahi hai jtna log samjhte hai.
Bhai mere plane ka maturity perod 12 sal ka he abhi mai 8 year bad surrender karna chahta hu ,kitna % paisa wapas aayega , 100% milega ya nhi 😊😊😊
Meri kisht pr month h 4037 muje kitna milega 10 saal ho gyaw h
Jma punji + interest
Sahi baat Bataiye Aapne Dhanyavad.
Very detailed video thanks for making it ❤
Thanks bhai batane ke liye ki 10 year ke baad nikalna hai
Valuable information. Thank you
Sir hmare aadhar card or pan card m name or date of birth or lic bond m name or date of birth different h to uske liye kya krna hoga plzz solve this issue
Aap apane lic main branch chale jayiye waha se thik ho jayega
How to download lic surrender quotation?
maximum kam lic office ja kar hi hota hai lic me, online aap sirf premium hi jama kar sakte hai
Nice it's useful information
wonderful videos....
Party dwara nb ke liye diye check par yadi check return hota hai to agent se kya2 katauti ki jati hai
Very nice and useful information.....
Thanks
Sir mera policy 20 year ka hai jisme 11 year pura chala diye hai aur mujhe surrender karna hai to mujhe agent kah raha jitna jama kiye ho uska aadha milega kya kare sir bataiye
Kuchh solution mila ho toh hame bhi bataye😢
Hmare chacha isme bure fanse h,
Ek lakh bhar diya unhone 4 sal me,
21 sal ki policy le rakhi, agent bol raha abhi Surender kiya tha ek lakh ki bajay 86000 hi milenge😢
Bichare ab loan lene ka soch rahe h lekin isme bhi LIC ko fayda h tabhi loan suggest kr raha hai agent
Nice information 👌🏻👌🏻
Badiya information diya hai vai
great analysis 😊
Very informative video..
Nice video brother ...
Thanks for video..
Just one thing, u haven't calculated GST amount in premium.. if we added then there is less difference between what we paid and what we will get..
Very useful information
20 saal ki lic hai ..
per year 3000 rs…
12 years complete ho gye hai
36,000 rs jama kar diye
Ab break karu to lagbhag kitne milege
Is video me maine jis lic policy ke bare me bataya hai o hai jivan saral table no 165 yadi aapki bhi yahi policy hai tab to aapne jitna bhi jama kiya hai uska double milega lekin yadi aapki lic dusri hai tab to uska surrender value nikalna padega tabhi pata chalega
@@sstechknowledge kya aap lic agent hai
@@sstechknowledge par meri lic complete hone me abhi 8 years bache hai.. to kya abhi bhi mujhe 36,000 ka double mil jayega.. agar jiwan saral waali hui to
@@sstechknowledgemaine check kiya.. jiwan saral hi hai.. aur table 165 term 20 hai..
36,000 jama hai 12 saal ho gye hai
Main lic agent nahi hu lekin maine lic se kayi bar loan liya hai jisase mujhe isake bare achche se pata hai,
Yadi aapki bhi lic policy jivan saral hai tab to aapko bhi 10 sal ke bad lagbhag double milega,
Yadi aap chahen to apne lic ka loan value aur surrender value dono hi apne whatsapp se hi pata kar sakte hain,
Isake liye maine ek video bhi banaya hai aap chahen to us video ko mere isi channel se dekh sakte hain
Lic ne india Wale ko bahut loot liya aur hum lootne nahi denge. Ye ghatiya company dubna chahiye 🙏
insurance plan a contract hota hai contract mein Kai sharte hoti hai. UN hisab se policy chalti hai Jo koi karar ka bhang karega, use nuksan uthana padega. is video mein jo calculation bataya hai vah sirf plan 165 ko hi lagu karta hai.
kya aap private company ke insurance agent ho?
Agar aapki gyan k hisab se LIC thik nahi hai to apna gyan sudhar kijiye.....LIC ne Indian Economy ko strong kiya hai......loot to private insurance Co. karti hai
@@lifevalue9234 customer ko sirf loot rhe
Fayda sirf agent aur company ko
sir 1500 ka plan tha 16 year ka mature hone ke bad account me 45000 jama hue he or paisa ayega ki nahi
Very helpful video 🙏
Sir ji lic ki Jeevan akshay policy (f) surender karwani h . Toh kya yeah surender ho jyegi . Esko surender ki cotation kya hum lic customer app se bhi nikal skte h.
Sabhi lic policy ki surrender value ( cotation ) lic customer service se nikal sakte hain
Very nicely explained
Question - Agar Lic policy per loan le liya hai aur fir premium nahi de paa rahe hai toh es case mai kya ho sakta hai jisse loss na ho?
Loan interest time par paid krte rhe, loss nhi hoga
Stop Paying LIC premium now and invest in Mutual Fund
LIC nikal kar bohot galati ho gai meri
Usse acha to mai stock market me SIP karta
Lic worst hai .go for mutual fund and sip
Lic me bhi mutual fund hai,sip koro lic me
10 years से पहले पालिसी सरेंडर करने से कम और 10 years premium देने के बाद सरेंडर करने पर दिये हुए amount से ज्यादा मिलता है | क्या यह हर पालिसी में लागु होता है ? Please reply 🙏🏼
केवल जीवन सरल टेबल नंबर 165 में काम करेगा
@@sstechknowledge Thanks
very goodsandes
Sir Mera jiwan Anand policy for25 yr hei 2013se,9sal ho suke he,kya is bar primium Dene k baad 10yr bala.isi hofte,pura joma Kia hua mil sakta he kya,yaa upto11 yr Tak ,matlab 10yr complete karna hoga,
समझा nhi
विश्व का सबसे लुटने वाले बैंक LIC है
LIC Bank nahin hai vah sirf insurance corporation hai
@@rajeshtripathi617 बोलचाल की भाषा में बैंक ही माना जाएगा
जैसे:-स्टेट बैंक आफ इंडिया को बोलचाल की भाषा में लोग सरकारी बैंक कहते हैं
Ha🙏🌹
Thank you for right information