越儲錢越窮。喺無限印錢的世界下點樣保護你家產 [投資, 黃金, 股票]

唔好再擺啲錢喺銀行到啦。你知唔知咁樣同燒錢冇分別。嗰價值一年比一年少。係依個無限印錢嘅經濟下你點樣為你嘅家產保值呢? 除咗樓同股票,買黃金都可以保值但係點樣買黃金先至最抵呢?
Patreon ➡ / ahju
阿豬iBanker短炒投資精讀班 ➡ www.ahjutradin...
IB 連結 ➡ bit.ly/3DX0Jul
Leaving cash in the bank is no different from burning it. The value of your capital drops year after year. What can you invest in to preserve your capital in this age of unlimited money printing? Besides buying property and stocks, gold is a good option. But where can you get the best deal?
#保值 #通脹 #Ray Dalio #黃金

[@mchristm5210]

你好叻仔!加上幫助港人的善良正面心態，i appreciate your kind assistance ! Thanks for sharing !

[@recreationgroup]

請繼續分享黃金買賣，我是新手一名，覺得你分析很有道理，多謝你！

[@MrAdmin00]

綜合而言, 世界經濟已經俾一班所謂金融精英玩爛咗. 除咗印錢之外, 各國政府基本上無對策/無勇氣改正以前錯誤. 海量印錢即係溝淡市民財產, 由市民為金融精英找數. 呢種情况下所有commodity都會升價, 對平常人而言, 買一噸猪肉或者咖啡豆用作投資係不設實際. 但係黄金, 白銀算係容易管理/買賣.
實金一定唔好去周大碌買, 出名金商有各國(Canada, Australia, British)金幣或金條, 買賣手續費約為5.5%.
Robert建議黄金投資以實金為主, etf係建基於信任系統之上. 2008年雷曼事件已經顯示出呢個信任系統穩定性. 香港銀行存款保障上限50萬, 黄金etf究竟有幾多保障呢? 千萬唔好以為etf冇可能會爆, 將"冇可能"呢三個字應用於人生重要決定係非常危險. 總之記住diversify, 保本為上.

[@beedee7663]

Ju ju, 我早十几年前已把我在老千集團打工七年被贈的金牌，想忘記過去的辛酸，賣掉了，雖然好像只是得四両，但當年賣出好像是得幾千元或千几元，總之同現今每両差价好大，真係揼心口!

[@anferneechoi]

好多謝你以一個簡單而又易明的技巧來說明，讓我明白到賺咗黎的錢，一定要好好管理它們。加油吧

[@anferneechoi]

亞豬哥，可否有link for 富爸爸窮爸爸？謝謝你

[@sailingllu3282]

儲存錢如太久錢當然會隨通賬貶值,但當股/樓或其它投资在一个感受到
唔太明朗的情況下保留手上的现金流是非常重要的,其目的是為下一次机會做準備。

[@anferneechoi]

亞豬哥，我想知道多啲有關黃金ETF的買賣資料🙇🏻

[@raymondchoon]

In the US and Canada, the capital gain tax and income tax prevent buying and selling frequently because it will end up owing the government a lot of taxes. Now, I hold mutual funds and bonds on a long term basis. Some mutual funds pay between 3% and 5% of dividends. Furthermore, the fluctuation of mutual funds is not like stocks and ETFs.

[@agnestse4413]

Yup. It is true. You have to pay almost 30% if you wanna cash in all your 401k plans.

[@kittyyi9277]

So easy to understand, you did a great job👍🏻 well now I start to save money to buy gold then 😅

[@AhJu]

Thanks Kitty!

[@Realalhrsonho]

謝謝你，再重幾年前做了3個月貴金屬後，延續金融知識

[@Bonnietwytnycsy]

Hiya 阿豬, 我想請問怎樣開戶口買金? 是否到你下面提供嘅Link開戶就可以?因0知識,都是因為開始追你嘅片才知道有ETF 呢樣野, 請指教, 謝謝.

[@wallaceho9666]

阿豬，好多謝你用心嘅製作，對我呢啲投資初哥真係好大提醒🙏🏻

[@AhJu]

you are welcome Wallace

[@bonto5726]

動盪時代點保

[@ss7ss928]

但如果一個風暴就可以令大部份甚至成副身家一朝冇晒

[@littlerabbit12341]

我認同銀紙會貶值，但唔係幾認同黃金會保值... 因為古代嘅時候三兩黃金已經可以做好多嘢，但係依家三兩黃金都買唔到幾多野☹️

[@burburleo]

英雄所見略同 ，1500左右已入價。💪🥳

[@AhJu]

勁! 💪

[@nganyungmo1654]

600左右已入貨

[@diyer1190]

正啊多謝阿豬介紹。黃金ETF呢樣嘢等於黃金的價值。有冇話入場費要幾多先可以。

[@paulho23ph]

我有入D實金，係外國入, 買賣差價3%，鍾意摸住D實金嘅感覺，金同田黃會伴我訓覺，手感好好。

[@kccathyng]

I got 2 ounce of gold last year . Felt great

[@joycelau1120]

周大福差價最大, 千萬别幫襯。六谷價合理好多 今日先知 太遟

[@dominiku168]

I still like real estate better than gold, everyone needs a place to live even when the city got lock down during the pandemic. Real estate gives me steady rental income every month. Not like gold unless the stock gives you monthly dividend but those stock tends to be very volatile. I used mortgage from the bank as leverage and made minimum down payment. My result usually made 3-4 folds return for a 10 years amortization. Real estate not only provide steady income. It can also creates your wealth. Its still a safest investment in my point of view.

[@AhJu]

Thanks for sharing your insights

[@elsac4433]

create awareness to public in the sense of money and financial and inflation is very good video. thank you

[@florencelau16]

諗起阿爺話當年走難，一人一條金條先上到船.
同埋金價呢期回左少少,大家可以考慮下.

[@olivetsang6568]

阿豬最平係恆生銀行買金

[@chingkong3730]

Like! 可唔可以開一集講下加拿大的稅項？ 本身有樓有股票，諗緊如果要移民加拿大，駛唔駛賣哂d股樓去避左個capital gain tax? 另外，如果要買美股，加拿大要交咩稅？Thanks!

[@raymondchoon]

Warren Buffett 投資公司，但不買股票。

[@lamgungun1066]

Thank you for sharing Ah Ju , really helpful ! May I ask , I’m going to move to Canada Edmonton city , how do I buy the ETF your recommended ? Should I buy through their local banks ? And which bank is more secured ? Is it a good time to buy now ?

[@megaseedtm]

3x 歲 已做10多年金融, 真係年輕才俊

[@AhJu]

俊唔俊就唔知啦😏

[@beedee7663]

係呀！益晒d基金囉!但亦唔穩定!

[@maryl2871]

一直都支持你嘅影片！！！不過，留意到你有少少懶音:P 哈哈

[@sik8789]

感覺現時買什麼也很貴,股票也貴,黃金也貴,樓價又買唔起,也不知道用什麼途徑可以資金保值

[@pdaboy]

Super informative

[@AhJu]

Glad you liked it

[@sherrychu3636]

Hi 你好，多謝你保貴资料。請指教怎樣買GoldETF？

[@carmen19sone]

好有用 感謝分享😄

[@jovylo]

Thank you very much 阿豬

[@seiyachan]

通脹不嬲都有, 係人為製造, 另一種稅!

[@kaveyiu]

呢條片真係好好，support 。我一路都有投資開美股，都係打算考慮緊移民。屋企都有啲結婚時的飾金，睇完你條片 都打算賣走換ETF. 己經subscribe 左你. 加油，支持你出多啲片

[@jasonlau6047]

阿豬，我叫Jason，係一家五口嘅爸爸，我係因為search移民資料而發現你呢個channel。我由你開頭分享你買解要移民，至係開始轉講投資，至而家，就開始一直追你呢個channel，但好似冇講點樣買，我意思係點樣開個投資戶口買ETF，係銀行買就好似比佢收好高佣金，可以分享一下點樣做嗎？(我絕對是投資初哥😅)

[@AhJu]

Hi Jason, you just need to open a stock brokerage account. It can be thru your bank HSBC or open with brokers like Interactive Brokers, TD, Charles Schwab, etc.

[@hongkongerinuk7851]

好多謝你既分享，我舊年己經想買黃金，只係要走佬，唔知點處理D實金，過海關係一個問題，之後去到英國治安就係更大既問題。我對投資O認識，香港D銀行都有D叫金紙既野，咁響IB買，同我響香港既銀行買有冇咩分別？

[@marinawong9662]

I like Ray Dalio’s talks too. He is often interviewed.

[@AhJu]

he is a smart guy

[@AdeleMak]

Bitcoin未有ETF住，可以睇下GBTC呢個ticker，但高溢價同賣出時有限制，最好都係買”實物”番黎儲在cold wallet

[@caros3649]

cold wallet係咩意思，咩機構

[@LeoChanlch]

即係offline wallet 嘅意思 ie. Ledger nano S

[@clementli99]

Very informative, 我讀U既時候唔係讀金融同財經，現在出來打滾多年，請問現在又有咩渠道可以增加及了解金融同財經智識而又可以幫助我投資呢，TH-cam雖然有很多，但係無乜中心而又有點零碎~

[@AhJu]

Clement Li 雖然有啲舊但係富爸爸窮爸爸算俾到金融和投資嘅入門知識。至少你知道咩係asset咩係liability.咩係投資咩係支出。希望幫到你啦。如要再深入的書可以再問我

[@ve5394]

I love your videos, brilliant! Thank you for your effort and sharing!
香港人加油!

[@AhJu]

Thanks Ve!!!!

[@hunghinglau3043]

古人為乜嘢叫你儲錢買地買樓，
當你又餓又窮時都有個天花板擋雨，有四邊牆擋風，
肚餓時可以食樹皮掘樹根，食土，
全世界冇一樣嘢係保值，請記住，
當打仗時，一兩黃金都可能買不到一斤米，
當乾旱時，出十兩黃金我都不會買一杯水畀你，
最保值嘅東西，就是當你擁有時，餓不死你😒

[@AhJu]

打仗樓也會破壞。政權改變亦可以沒收。
那最好應該是麵包？

[@hunghinglau3043]

如果饑荒時你擁有的係麵包，
我見過嘉頓嘅麵包存放一個月都不會發霉，就是說你有一個月命，
但是飢荒往往係一年到兩年的時間，
中國每一次飢荒，都係死三個香港的人數，可怕嗎？

[@laupa9603]

hunghing lau 咁應該係帶流動資產走佬⋯⋯

[@rmb943]

以極端結果考慮不現實，針對可能性大的吧

[@cindychan5540]

請問今時今日金價已經上升至千八美元，還可以入市嗎？

[@queeniechow1390]

豬豬,提議你下次可以教人點用IB戶口買賣股票, 因為TH-cam都冇啲好好嘅IB 買賣教學，可能會吸引到多啲新手做你粉絲

[@wendymang971]

有條link片教IB開户，我用了些時間開了，睇片教

[@wendymang971]

我都想你教点買IB買賣

[@warrantbuffet]

The downside of investing in gold is that it cannot create passive income. How do we deal with this problem ?

[@AhJu]

You can sell a bit of gold every year to raise cash

[@newclearfitballm_m4848]

young man, you are terrific!

[@AhJu]

thank you

[@user-uu4pl4bj3p]

可否解释一下点解，巴菲特又喜欢持有甘多现金仓位？其实我都十分好奇。

[@bb1599]

好有趣 D公仔

[@SirDLAM]

Great Video!! 我一直有追你嘅TH-cam，請問如果同你一樣，下年將會賣香港樓移民去加拿大，係加拿大買咗樓之後剩返啲cash係咪應該係加拿大買Gold ETF(但冇派息)? 定係加拿大有其他高息投資，可以用嚟幫補加拿大生活費，求建議🙏🏾

[@AhJu]

Thanks for watching all my videos D. LAM! Let’s see how the market environment is next year? It would help to have yielding assets to create passive income. But let’s see next year what asset yields are like. 見步行步

[@SirDLAM]

阿豬移民日記 等你嘅建議💪🏾💪🏾💪🏾

[@kenau7069]

我是住在加拿大四十二年，加拿大是一个安份守已的社会主義的国家，不会有一朝發達的机会，你安份守已工作，不会餓親你，但如果你想食息过活，除非你有过仟萬加币，否则很难負担日常開支，不吃不喝，一个小家庭的開支，( 不需付房貸，)亦要三四仟加币，地税，保险，水电煤，汽车保险，手机費，等等，

[@marinawong9662]

我而家住美國，我嘅囡囡係加拿大讀書。相比之下加拿大貸款買樓嘅話，利息比美國低。喺銀行存款嘅話，利息反而比美國高。如果係短期之內需要用嘅錢，可以考慮存GIC. 雖然我本人有買少少Gold ETF,但係唔鍾意佢唔派息。我在美國已經投資房地產幾年啦。當時價位低嘅時候買咗幾間condo, 現在收租。美國仍然有好多地方買出租屋可以有6-10% cash on cash return, 而且仲計埋俾人管理嘅費用。我亦都有參加apartment syndication. Cash on cash Return 比較低，但係升值嘅空間比較好(有把握)因為 apartment 升值比較有控制，普通樓宇(condo) 係睇市場價，控制唔到。這裏解釋一下：喺美國apartment係指同一公司擁有整個大廈。condo 係指大廈入邊所有嘅單位係individually owned. Cash on cash return只係計每年租金嘅Return, 冇計賣出去之後嗰個升值嘅Return

[@flw2882]

Marina Wong 多謝分享

[@laueuel]

Thanks for sharing, I really like your channel.

[@AhJu]

Thanks for your compliment Simon

[@wellwellwe11]

支持！

[@cheukyingcherrytong7011]

Thankssss! 下次講加拿大買樓，雖然唔想香港買，但加拿大又有doubt

[@CanCan-2023]

Cheuk Ying Cherry Tong 長遠睇好多倫多...一定比香港好

[@micll3229]

Are there enough physical gold to cover the gold ET F ? Some said the amount of paper gold is far exist the amount of gold ever produce! What about silver?

[@AhJu]

I like gold more than silver. Better “store of value”.

[@cgskbh71]

想知如何開戶買黃金ETF, 新手，請指教🙏

[@olivetsang6568]

支持阿豬

[@bruceluk1551]

Thanks for your video, I just withdrew from HK stock market, and considering another investment, your information was very useful.

[@AhJu]

Your welcome Bruce. Glad you found it helpful

[@JLhk24]

想請教 在英國買那隻 Gold ETF 好? 這些產品是否銀行沒有?

[@allezvenga7617]

Thanks for your sharing 👍

[@hkklnktt]

啊豬，我愛你

[@kennyyu522]

very good. thanks

[@jlai7838]

Yes please send me more information on buying gold ETF tks

[@jellyb4309]

想問下而家金升左甘多，還值得買2840嘛？

[@gloriajasonkwong149]

多謝你的指教

[@frankieping912]

Thanks

[@kaylahui9987]

Thanks for sharing

[@chanjoe3102]

阿豬， 多謝你的介紹及分享。

[@MrByeung88]

Thanks for sharing, any interest rate for buying this ETF? and interactive broker seems unfamiliar to us, is it reliable or any other way to buy ETF in HK?

[@AhJu]

Hi Benny! Interactive broker is a listed company with $16bn usd market cap. You can always use other brokers like Charles schwab, or even Hsbc, boc or Citi.

[@kdiggity1]

@@AhJu what about the smaller firms such as Usmart or Valuable Capital?

[@darktealglasses]

@@AhJu What's the requirements to open an account?

[@canonpachelbe8317]

有興趣

[@_arsene_]

nice video

[@chillgal7491]

Thanks for sharing , 請問那裏開戶買黃金好？

[@AhJu]

I use IB

[@louislo6200]

好好呀

[@andyleung7553]

Thanks for your sharing

[@AhJu]

多謝Andy你嘅支持!

[@makkwong]

黃金某程度上是追通脹,但不能超越通脹

[@Kwunkwun933]

但金價升咗但黃金etf跌wor，我唔明點解啊

[@pokmanny]

我係因為個卡通先subscribe 🙈

[@AhJu]

Thanks Pokman!

[@lingcheng7046]

請問SGOL ，今日去睇下，佢的52週高低差咁遠？冋埋見佢係17.03， 是否好價 呢？

[@cheukwai75]

Hello阿豬，好鍾意你個channel， 多謝你既分享，學到好多野。想問下你之前喺呢度分享過一個管理收入支出既理財apps，請問個apps叫咩名呢?

[@AhJu]

Expense manger

[@queeniechow1390]

豬豬，金而家$1800入唔入好呢？上望幾多？

[@kkwong4276]

謝謝你。請問在interactive Brooker 內買ETF，到時，是否提取美元？还是可以轉取回其他货幣？

[@AhJu]

Of course. You can withdraw in USD or other currencies. Actually I use IB to concert HKD to USD all the time.

[@sheleyyeung6947]

Can you tell us more about IB?

[@siuhongshum1455]

好正呀，我都想知多啲

[@woonpinyap233]

Hello 我在英国生活，请问在英国怎样买gold ETF?

[@sunnyfin7134]

香港銀行能買到呢兩隻黃金ETF嗎？

[@sunboy97]

Thanks for your info, How do the ETF charge the management fee? do we need to hold the ETF for certain period of time or otherwise we need to pay penalty fee?

[@AhJu]

If is automatically reflected in the ETF price

[@sheleyyeung6947]

香港 邊間行有做 ETF？

[@aprilkwan8530]

hi. i really like you video style. very informative. (1) I would like to know the average rate of return for buying ETF. (2) if i buy in HK now, does it count as investment which i need to pay tax on the investment income if i moved to Canada in later years? thks.

[@AhJu]

1) depends ETF of what 2) yea after you become Canadian tax resident

[@alantang1009]

HSBC 本人以為自己好醒，$33 元買入，現在😩😩😩😩

[@yukmingwoo3441]

係邊度可以買到黄金?

[@rosetsoi3769]

你好！請問你是否應該在香港銀行內買黃金？

[@lancelanake1421]

Hi, 我是马来西亚人， 我完全没有一个概念怎样买黄金，你可以教我吗？

[@happylonglong5514]

唔知係咪低B問題, 不過都好想請教你, 一隻股票尋日低收(如$300), 點解今日可以高開($320)? 中間收市時間應該無得trade, 點解收,開市價不一致? 學股票幾個月貨仔, 要跟你好好學習

[@mtong3752]

Any Gold ETF I can buy in Australia stock market?

[@ranunhonda3774]

多謝祢分析和知識分享👍👍今日日本政府接受香港金融專業人士、又多一個選擇👍👍
①想請問6月末是第5年英国保誠保険是美金計寸、現悪劣環境.應該怎様🤔🤔😱
②現在香港銭.應轉真他貨弊或買美国股票🤔
想廳下袮的意見🙏🙏

[@AhJu]

Hi Honda. Thanks for our comment
1) I’m not sure what that is
2) I think US stocks have gone too far. I won’t be surprised if it corrects later this year. Comparing HKD to USD, I think the latter is safer
Hope that answers your questions

[@ranunhonda3774]

好happy祢回覆😃🙏
①保険是人寿、今年最後1年付款、如果解約失去好多、怎様辧😥😥
②香港銭→買日元好?
或遅些🙏🙏
金融対我沒有縁`自從看了朱先生分析和見解。老後一個人在日本做民宿、只做熟人介紹,可能....😄

[@allyto6577]

Ranun HONDA 人壽險是長遠的保障計劃，如非必要，不建議隨意退保，而且你已是最後一次供款，更不值得退。有些人壽計劃有現金價值可提取，注意提取后會影響保障額。

[@linhoifung1612]

您好，謝謝分享，請問如何通過香港戶口買到黃金ETF? 有沒有推介

[@AhJu]

香港有2840 and 3081

[@darktealglasses]

Already subscribed LOL

[@christykoo019]

多謝分享! 十分認同你嘅講法。請問GLDM又點睇呢? 我見佢management fee比gld平。

[@AhJu]

呢個都諗得過

[@777Donaldtrump]

How about buying voo to against inflation?

[@flw2882]

現在金好高、我都係1516、不過、真係唔想啲錢越來越貶值😖

[@patwai3573]

多謝分享！請問有冇英國黃金ETF介紹（同美國SPDR GLD.US一樣有實金支持及跟黃金價同步走勢）？謝賜教🙏🙏

[@AhJu]

iShares Physical Gold ETC [SGLN]

[@patwai3573]

@@AhJu 謝指教🙏🙏

[@damonvader2889]

阿豬大哥,係香港買2840,ok嗎?

[@kdiggity1]

請間有冇賣買平台推薦？

[@92439375]

存錢=燒錢 講得好