I Really Want To Go To A Big Name School But I Can't Afford It
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- เผยแพร่เมื่อ 3 มี.ค. 2018
- I Really Want To Go To A Big Name School
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I chose a cheap community college for my first 2 yrs of college. No one has EVER asked where I got my first 60 hrs of college credit from!
I know this is late but im doing the same thing. Do you have any advice on making sure your credits transfer to a 4 year university?
You're right. They ask where you graduated (if they even care at all)
Leadwolf620 make sure to research the school u wanna transfer to requirements and see what’s the max amount of transferrable credits
@@LEM620 Make sure credit hours match or are more at your community college. Also read the description for example friends of mine transferred in with physics 1 and physics 2, but my University would not take their credits into the engineering program because their physics classes were not Calc based physics. Just that word "calc" not being in their CC description set them back a whole year in graduation due to pre-req.
Leadwolf620 get the entire associates it makes the process much simpler
Caller: But -
Dave: *Mute*
I was wondering who else noticed that! 😂🤣
always notice
🤣🤣🤣💀
😂🤣
Was wondering the same lol
Started off at a nice 4 year school and realized that I was basically throwing money away. The next year I went to a community college and took as many classes as I could that transferred back and now I am back at my original 4 year school and going to graduate with no debt. Go to community college. It’s not worth being in debt.
Good job.
Completely agree. First year of my undergraduate at a big university was overpriced. I took some community college classes over the summer at a fraction of the cost, and they were much easier. The teachers were also better as it was not their side job. Most university professors are teaching because they have to as part of their tenure of which they are held to little standard. Or you get TA's who also don't care and are just trying to pay for their graduate research. A community college teacher's full-time job (in most cases) is to teach you so you learn it. Often times, the teachers do it part-time because they are also professionals in the field they teach in giving you more info and practical knowledge in the class.
My undergraduate degree says nothing about the classes I took in community college, and no one has asked except out of curiosity.
$40,000 before graduating high school...I wouldn't call that broke haha
Yeah, and UCLA out of all places. My entire bachelor's degree was less than 40k. Not only would I have graduated with no debt, but I'd even have a small of savings left over. ... The things I wish I could go back and do differently.
Cody McGuire Band uyu
that's how much mommy and daddy have for his college
In Commifornia that aint much
@@dashmow9809 my parents saved 0 dollars and 0 cents for my college
student: should i take out a loan?
dave ramsey: im bout to save this mans whole career
Dude Fresno state is right there. $3,100 bucks a semester. Live at home, same some money. Go to community college first.
masterjedi89 Agreed. We have 4 local campuses of community college too. I did 3 years at CCC before transferring to CSU Fresno.
He got into UCLA. Ain’t no way he is going to a subpar college like Fresno State.
@Anna annanymous Yeah, real nuts. He can't afford it.
@@sicboy83 hes got 40k. if he works he can
Fresno state is a fine school and many of the people I went to high school with attended and still attend today. If his heart is set on UCLA he should consider the Community College route. I was born and raised in Fresno and was also dead set on UCLA in my senior year in high school. I went the Community College route and transferred to UCLA in 2018. If I had to make the choice again I wouldn't change a thing.
It amazes me how people don’t see 2 years at CC and then transfer for the next 2 as a completely viable option for anyone regardless of income
People see CC as a stigma ("poor/dumb people school") and don't realize you ca transfer and get the same degree in the end.
Brandon Driver well you do see a lot of dumb people from high school crowding those campuses up because its free for the first two years
@@santana8797 free?
@@brandondriver1377 There's always that stigma, but if you do community college correctly, you will have less debt
Social life? You make your best friends those first 2 years.
I went to community college for my first two years. English 101 is the same whether it is at UCLA or the local community college. I completed a Associate Degree and transfer program to the University of Minnesota. By doing that, I was able to pay for college entirely through my savings and never took out a student loan.
Same...2 years of community college, then my employer had pretty good tuition assistance for the final 2 years when I transferred schools....I paid for a small bit of it and graduated with ZERO in student loans
I don’t qualify for fafsa due to my mom making over 100k so I can’t afford it unless loans
His parents gave him $40,000 just for graduating high school. Let that sink in.
To be fair, they probably saved it from the time he was born to the time he graduated (aka approximately $2222 per year for 18 years).
Blake B that’s a privilege if I’ve ever heard of one
@@michaelscott6216 It's really not, it's called being a responsible parent and saving for your child's future.
Blake B having parents who are capable of handing over $40k for their child’s education is an absolute privilege in every sense of the word
@@michaelscott6216 It's literally putting away less than $3000 a year for 18 years. Don't be mad at him that his parents were financially responsible; it's not his fault your parents were the opposite way. My parents were also irresponsible with their money and didn't save for my college, yet I don't think he's privileged.
He's gonna go to UCLA anyway, watch. Maybe he'll do it the way DR advised him to, but at that age, people are still very impressionable regarding big names. They're like moths to the flame sometimes, literally.
So true but if you’re a Ramsey follower, you’re less affected by that
At that age I was like that I wanted to go to the biggest big name school not worth it. I went to community college and I’m at a dream job
100% this kid has student loans now, no way any of what Dave said changed his mind.
I went to a CC right after high school even after being admitted to a few different State schools. I did CC in 2.5 years, worked and saved money. Transferred into Sacramento State to study accounting and got through it with NO debt. I worked 30 hours a week and took 15 units, living on my own. I’m now working at a Big 4 accounting firm $$$ where some of my coworkers are deep in student loan debt as they took the private school/ expensive UC route. Same ending result just different paths.
No, NOT the same ending result. You graduated with NO DEBT. Your co-workers have BIG DEBT. Give yourself a pat on the back. You earned it.
Going to a community college was probably the best decision my parents made for me. I, too, wanted to go to a state university (I did NOT want to go to a community college at the time because I thought it was beneath me). But a four year university was way too expensive and that meant that I had to get a student loan to cover just the first semester of college (which has NEVER been an option for me). Little did i know that I was going to be changing my major in the middle of my sophomore year in college. If I had done that at a state university, I would have been so deep in debt...and yes, applying for scholarships is a must!!!
Kris Milko took me some convincing that community college is an underrated choice. But when I went, it wasn’t so bad. Not to mention the course work tends to be easier than at a university
Take it from a 30-something paying off ~$59k in student loans and who works at a community college, take AP courses and exams, CLEP/DANTES, and get your general education courses out the way at a community college. He could save ~$60k in his first two years. I mean, what sounds better? Paying $5-6k or $32k per year for the same coursework?
I'm also from Fresno. I went to community college after high school, then I got accepted to transfer to UCLA and a couple other smaller UCs and CSUs. I hope this kid decided to take the path I did. I avoided so much useless debt and now when I transfer I will be in the upper division courses that actually matter and not general ed that is the same everywhere. I'm going for Electrical engineering.
I'm listening to this as a 32 year old. And of course I agree with what Dave is saying. But I can't help but think this kid is going to take out the loans anyway.
When you're a senior in high school is so hard to see forward ten years. I felt the kid's heart sink when Dave said community college. And yet I know that's the right advice.
All high school across America should play this before the Principal speaks to students. Enuf Said.
If I was him I would look into Air Force ROTC. Free college if he can get a scholarship, 4 years of work experience most likely in an aerospace field, benefits of being a veteran and security clearance(which gets you the cool jobs) when he gets out and looks for civilian work.
given his dream line of work, I say that is a great idea.
Well said aja23!
Man I’m getting so much value from this man right here❤️ much love sir, I’ve also decided to go to community college to save money. Thank you so much
Great advice! My community college in California is $46 per unit. For 60 units of General Ed, that’s $2,760. Not exactly free, but still the best deal out there haha. And even better if you work and save
Wow, CA community colleges charge nearly double now compared to when I was attending (between 2009 and 2011). Still, $46 per unit is dirt cheap. I paid $26 per unit so for 60 units of general education, it totaled a mere $1,560. I then transferred to UCLA, which charged just over $11,000 per year (between 2011 to 2013). I graduated with very little debt, but unfortunately, I got a political science degree. After I graduate law school in a few months, I'll be stuck with $180,000 of debt. But I'm still glad I'm not saddled with undergraduate debt on top of that law school debt!
@ A Benavidez: I checked -- it's over $14,000 per year (in-state) at Berkeley now. It looks like tuition hikes will continue into the foreseeable future. Insane!
Awesome thing if you get financial aid, which most do, you get a waiver that cost all your courses FREE
That's the best deal ever! lol
Santa Monica College is right within the area of UCLA. In consultation with counselors at both schools, it's pretty easy to make sure the credits from SMC transfer to UCLA.
loriloristuff hes from fresno its better to take junior classes there and later transfer because the relocation costs are too expensive. but personally if i got into ucla i would just go directly there 😂
loriloristuff plus he can still attend junior college classes (in the summer and winter sessions) and have ap credits that allow him to graduate in 3 years.
There's no point in having the kid go to SMC since he lives in Fresno. As far as I'm aware, all California community colleges have articulation agreements with UC schools, including UCLA. He won't get priority simply by going to SMC. Though SMC is indeed great; I transferred from SMC to UCLA in 2011 and I wouldn't have done it any other way. SMC was $26 per unit back in 2009 compared to over $10K per year at UCLA.
Ok. You don't have to gang up on me. All I heard was that he wanted to move to UCLA.
GEE, some people!
How were we ganging up on you? Lol
I ended up with almost 30k of loans after I graduated college and I will never take out a loan ever again
great advice. student loans make people slaves
My cousin worked three years between high school and college and saved up almost $90,000. He then went to University of Iowa and was able to work part time while going to school and didn’t have to worry about losing his job or anything like that. More kids need to take a few years off between high school and college and save up money and maybe learn what you really want to do.
Every high school needs to teach finance 101.
God bless you Dave!! 🙏🏾😇
I went to community college 2 years and transfered to a CSU for the latter 2. Graduated with no loan or debt. Worked a minimum wage full time thrugh college and making $75000 4 years later
What major did u graduated?
Worked 20+ hours weekly all through high school, college, and my last year of grad school and graduated without debt. In addition to the income, working through school: 1. helped me stay focused; 2. improved my grades (graduated with honors from all schools), 3. made me more efficient; 4. improved my CV/resume that helped me obtain positions in recession-afflicted markets. Presently, I have two college students working for me during the weekends; they both study and do their homework/class projects during their lunch hour and before their shifts (both want to be doctors/scientists). These are children of immigrants and English is not even their mother tongue. Think about that for a minute.
My colleague is a chemical engineer and went to MIT. I’m a mechanical engineer and i went to a state college. She went out of state while i went instate. She still owes student loans and have none. The outcome of this is that we started at the same time and at the SAME salary. Work smarter and not harder!
California Community college + work and parents savings. Writing this from my dorm as a transfer student at Georgia Tech studying Aerospace Engineering. 10/10 would community college again.
He either burped or said “but”. Either way:
Dave: MUTE
Everyone needs a Papa Dave 😂
Kelley Morse ha! I caught that too! 🤣
Yeah, I think that was a "but". I hope that kid listened to Dave. Something tells me he didn't though. But if he earns lots of money with that major he mentioned, he just needs to make a plan and continue living like a college a kids for a few years after he graduates. Hold off couple of years or so before starting a family, and he should be fine.
I’m currently in the California Community College route. I’m planning I transferring fall 2020. I enjoy the free tuition, it’s just the cost of books which bothers me as a frugal person. I’m glad I’ll be done by the end of next summer, so I can get out of my living situation. I’m planning on working while going to a UC.
Please listen to Ramsey! Have a friend who was in Air Force, works part time at Jet Propulsion Lab and is also attending community college. When he completes CC, his GI bill will pay for engineering school (there are also opportunities if you work for JPL with schools like CalTech and reimbursement for tuition at places like Northrop). If you go to CC, you can start interning at JPL (they have a bunch of opportunities for CC students such as NCAS and SIRI; I myself did NCAS a few years ago and have a friend currently doing SIRI, which is on their campus (they put you up in hotel and shuttle you daily to the lab), so you have actual experience before even going to University). CC in California is either mostly free or 47 a credit in state. You may also not even end up in Aerospace; some people I know who studied it ended up at places like Apple because the pay was better (aerospace is having a huge problem keeping talent because tech (SV) is poaching their talent). Also, if you have a prof who also works in aerospace (or at a particular lab) it helps with recommendations. Good luck!
If he was good enough to get into ucla he could easily apply to the air force academy.
I've been listening to Dave for a long time and I still think that student loans can be great (sometimes)
From what I've observed, there's 3 problems that cause the student loan crisis:
1) People use them very frivolously.
2) They take their time paying them back when they're finished.
3) They're used for degrees that don't offer a rate of return.
I new I wanted to be a software engineer and that I only NEEDED a 2 year degree at a tech school to make it happen. 2 years total tuition was $30,000. I got $15,000 in grants and $15,000 in loans. For that $15,000 I borrowed, I was able to get a $50,000 income right after college. I was an amazing investment with very little risk. Is avoiding loans always better? Of course.
But this is an example of when student loans are OK!
All community colleges link up with 4 years in any given area.
I'm a college professor who has worked at multiple top 150 Universities....and I can tell you everything Dave said is correct. Beyond transferring in all (or many) of the general education requirements (though if you are wed to a specific state school like UCLA you will see every state school has that one 'local' community college they typically accept transfers from without any problems (partner community college). Finally, I had a student recently become a secret service member. And it wasnt his major that did it; it was his major PLUS (with an emphasis on the plus part) doing security work while in the bachelors and masters programs (and then we he was done he was so marketable the federal agencies lined up to take him). Degree + Work (in the field you want to get a job in) almost guarantees you upward mobility in the workplace. Because so few students actually commit to that level of work. You dont start in the dream job - you work you way to it!
My friend is getting a free associates degree from Long Beach Community College after he moved to LA for his now-ex wife several years ago. He worked low-end part time jobs before starting at community college. He ended up getting a job with Boeing in L.A. first as intern, then got hired on full time. He recently got laid off because of pandemic issues and he is planning to move back to Texas and finish an engineering Bachelors degree. With a part-time job during his Bachelors, he should graduate with an engineering degree, no debt, and already 5 years of experience with Boeing. Couldn't be prouder of him.
Good advice Dave. I wouldn't normally post to a video, but hopefully this helps some young ones out there. I swallowed my pride and went to a community college while working in a factory. When I jumped into my bachelors degree I stopped working and focused, took out some loans and some grants. I graduated with almost no debt and paid it off within 2 years while in the aerospace industry. I look back and wonder if I missed out on a lot by not being on campus and partying the first few years . . . but no debt and buying a house within 3 years of graduating was a cool feeling.
Big name isn’t worth the opportunity cost.
Save the money, go to community college and invest the rest!
Great advice
I went to a community college
and currently I’m working at my dream job while continuing in bachelors.. both are city schools and I’m doing just fine
If you can't afford a big name school, then don't go to the big name school. Go to your local in state publicly funded university instead where the tuition bill is 1/4 of an out of state or private college. As long as the college is accredited and you majoring in STEM or medical, then the college you go to won't matter.
UCLA is a local school. He just happens to live in California, and it happens to be the big name school. I think it’s interesting how Dave is against taxation for the rich but is ok with using free community college. Where does he think the money comes from?
Or law, but try to keep the spending low.
@@NotShowingOff There are alternative schools. Like local colleges.
That guy wanted to say something at the end. Dave just shut him down :)
The advice is very good, you can't have your cake and eat it too...
Dave is savage with that mute button. I love it!
Cost of attendance at UCLA is ~$35k a year. UCLA pays the rest of tuition ($15k) not covered by gift aid for families making under 80k. If you have no gift aid, tuition will be fully covered. That leaves $20k still needed. Work a part time job to come up with half of that $10k. Try and get as many scholarships as possible to get the remaining $10k covered and cover the rest in student loans.
I spent 5yrs at UC Irvine (almost the same cost of attendance as UCLA) and finished with $35k in student loans. Could have finished with much less loans if I worked my first two years and not have taken summer school in 2 of my 5 years.
Some degrees it is extremely difficult to keep up with assignments and work a full time job. In my electronics engineering degree we were regularly up until midnight in the lab working on assignments and tests. That stuff takes a lot of time and energy to figure out.
Where you get your degree doesn't matter nearly as much as how much effort you put into learning.
Yeh i think a year at CC wouldn’t be bad. The only advice I have is don’t take any classes that are direct pre reqs for any of your majors classes. Because at CC they may not teach you something that you will be expected to know once you get to UCLA. Happen to me when I took gen chem 1 and intro bio at CC. And I would caution against not going to CC for too long because what happen to me and what I’ve seen across the board is people exhaust their gen Ed’s and then only have majors classes to do. Well you usually can’t end up taking 5 or 6 majors classes together on the same semester just because of pre reqs and how things are offered together. So, then you end up doing an extra year at the big school. Plus I would caution against working much once he gets into the program at UCLA. Because he’s going to be probably taking hard classes in dynamics, static’s, fluid mechanics calculus, differential equations and the likes.
My wife and I both graduated from Fresno State with just a few grand worth of loans. Where I currently work in a smaller town in California, there are grads from top colleges around the country. Our household income is very well into the six figures. Plus Fresno’s real estate is super affordable.
And for what it’s worth, we both worked 30+ hours multiple jobs while being full time students.
It was worth it because we graduated with almost no student loans. But we had no lives besides each other.
I definitely recommend going to community college first, when I was in high school community college had such a bad rep I felt guilty that I didn’t have the financial means to go to a university right out of high school. I went for a year and get a lot of money refunded back to me because my classes were so cheap! Now I’m at Uni with two years left and I haven’t had to take out any loans and I got enough grant money from the school my next year is free! I’m also living at home which also cuts down on expenses. This is just my journey so far everyone has their own but there’s definitely a way to go through school with little if not zero debt. I know living at home can seem like a dealbreaker for most people but it can set you up to have little debt when you graduate!
sad part is when you dropout, no degree and with debt.. yeah community college is the probably the best way to go to school
Definitely not what that kid probably wanted to hear, but it's what he needed to hear.
I would tell him to start at Community College first, which Dave Ramsey correctly advises him.
I think most people want to live in the moment and create wonderful memories like that, but you also need to see the real world. You need to work, make money and pay some bills. This way, you know how things work and you will make better decisions in life.
Yep you can work and get through school at same time. I was a full time student, married with a kid, and drove a truck 60 hours a week when I graduated in ‘15 with an Economics degree and didn’t take out a loan or fill out a FAFSA.
I would love for your to share how you did that. That is incredible!
pamperedgurl I was doing classes online and had a iPad that I would download my books on to and use the accessibility features for vision impaired so Siri would read the books to me while I drove. Obviously not every text book in an Economics degree was conducive for this but took a lions share of the weight off my back with the books that I could absorb the knowledge by listening. Since I was working full time driving a truck it paid for my classes. My wife was very helpful throughout the process as I was burning the candle on both ends and a lot of this completed degree can be attributed to her help with everything else around the house I didn’t need to focus on while I focused on my studies.
Went to college for 1 year and dropped out. It was community college so I paid 100% of it and don't have any student loan debt cause I worked 30-35 hours a week. My wife went to an out of state 4 year school, didn't work a day, socialized, and now we have over $100K in student loan debt
You can probably overlook that if she makes 10 times what you make.
I just wish the internet existed in it’s current form in 2020 as it did in 2004.
If you got into UCLA, you can probably defer admittance. Do the community college route. Work and save more $ in the interim. Get to UCLA and either have all the cash you need to pay for it, or only need very reasonable amounts of debt. It’ll save a lot of pain going forward.
As far as the other things colleges sell to trick you into going: it’s not really all that fun. Maybe for like the first few weeks. But I still remember my shock when, for the first long weekend I was a college student, most of my friends went home. Some college experience that was.
It's been two years since this video was posted. I wish Tyler can give an update on what he's done
You're a bright guy! You'll make a ton of money regardless of where you go to school!
The classes transfer from community college to another school but the GPA does not. The easy classes that can pad your GPA will be done at the community college.
Any school that is regionally or nationally accredited is the school to attend. They all have to meet the same requirements for the accreditation.
Community Colleges are the way to go for your first two years. Same classes as four year or private schools at a fraction of the cost.
For everyone who wants to go to big name colleges after high school, don’t do it. I went to a community college when I got out of high school and was there for a year and a half. Then I transferred to UCI. It’s honestly the same thing. Don’t waste your money just to do general ed classes when you can do them at CC for literally cheaper or literally free with state waivers.
I’m a big fan of Dave’s and I’ve been listening to him and following his baby steps for the past few months and because of him it looks like I will be done paying off debt within the next 18 months. However, I do have to say that as a 31 year old still paying off student loans (about $11,000 left) I absolutely do NOT regret borrowing money for school and going to the college I did - which by the way wasn’t a big name school, but an expensive liberal arts school with a strong program in my field. The reason I don’t regret it is that I’m so happy with where my career is now and the connections I made because of going to that school. Of course, this might have happened just as well if I had gone to a cheaper school, I’m not saying that expensive or big-name schools are better, but I do think that if you feel a pull to go to a certain school, you should go to that school and work hard to pay off your loans while you’re in school and shortly after graduating. I had a very “out of sight out of mind” attitude towards my student loans while I was in school. I had jobs all through college and used the money to buy clothes and other material things that I didn’t need. Even while I was living expense-free with my parents for 3 years after college, I was making a lot of money and spending most of it on stupid things. THAT is what I regret now. I could have easily been done paying it off by the time I was 25.
At CPP, there are aerospace classes beginning freshman year
I went to community college first before transferring to an in state university for my degree. Graduated with zero debt. Unless you're rich and your parents have money to burn, I don't see any real reason why anyone would do anything else.
Get a scholarship! One thing great about those big name schools is that they are loaded, not only the school and federal government(state also if you are local) provide various types of scholarship and assistantship, there're also many private organizations giving money to the students. Contact the financial aid office see what your options are
You have to be careful with transferring from community college to university.. Many universities may not accept some of the general ed. classes. Often will end up taking 5 years..
Community college saved me a boatload. Worked out fine. I don’t think student loans are the devil. Just don’t get in over your head. Plan your education and the first working years of your career.
Community college GPA doesn't transfer to 4 yr schools. So you have to do great in 4 yr school as you have less classes to boost it up.
$40,000 is enough to pay for 2 years of community colleges and 2 years of instate college by it self!!! Wth!
Aeronautics and jet propulsion means 80k or more starting. He can pay 100k of debt off in 2-3 years anyways, even without income from internships during the summer.
Dave in the beginning Mhmm mhmm mhmm 😂
Idk about Dave’s advice sometimes on the extreme no-debt. Somewhere like UCLA for a high paying field could absolutely be worth it. Many academic or high tech fields do recruit from the top schools, and the connections you get there may make or break your career. If he can get a $150k job straight out of college with $50k debt in 4 years, it makes no sense to struggle 8 years for a degree debt free. He will be able to pay it off much faster than he can scrape together from odd jobs. Maybe when he’s 30 and he’s just graduated, he’ll look at his friends with 8 years work experience earning 3x his salary for the past half decade, debt long since paid off, and wonder what he struggled so hard for. If this guy lives on his own, a minimum wage job might not even break even, much less save up $100k for living and expenses. Ramsay is living in the past when odd jobs still mattered.
Let’s be real, how can you turn down UCLA for a community college lol cmon. Just take out the loan like everybody else , he’ll easily pay that off with that degree
Terrible advice
Dave needs to recommend working at places like UPS. They provide tuition reimbursement for every year you work. I believe the max they give you is 15k
CC for basics and work for 2 years to pay most of the 4th year, if not I'm sure you will be fine graduating in jet propulsion with
Went to Clark College and got my associate's fresh out of high school for almost nothing. Now I'm doing classes online for 1/4th of the price and trying to work as hard as I can to be on campus just 1 year. Hopefully it works out
Junior College in California is free?? I don’t think so.
lutador13 I didn't think so either. I think it was in the 70s or 80s. But not currently.
It is if you are low income. Units are free and then add on top of that income based grants
Pell Grants pretty well cover Community College in California.
Wow! I just looked it up. Late last year Gov Brown signed a bill to offer the 1st year of Jr College at no cost to 1st time students. (The Pell Grant has always been available to low income students but if he's got $40k he likely won't qualify.)
CA State Employee Pensions are massively underfunded, and we can afford to change the locks on doors in our k-12 schools (they only lock from the outside so it's extremely dangerous in an active shooter situation) but let's go ahead and add another expense.
High Midnight how do you know he's going to get a pell grant?
Wow. That figure has to include room and board. I did my undergrad at UCLA starting in 2002 and my first year of tuition was $3700 (for the whole year, not per quarter!). The last year was like $6400. It’s mind boggling how dramatically all associated costs of school have continued to rise.
Yeah...I attended UCLA (undergraduate) from 2011-2013...the tuition was a bit over $11,000 a year. However, that's nothing compared to my law school tuition now.
Yes, I attended a community college (Santa Monica College) from 2009-2011. Fees were $26 per unit, so I only ended up spending a couple thousand dollars my first two years. I was in the honors/scholars program, which allowed to apply to UCLA via “TAP” (Transfer Alliance Program). It basically put my application in the “priority” pile, but didn’t guarantee admission like TAG. I did TAG for other UC schools though (UCSD and UCSB). If I could do it all over again, I wouldn’t change a thing. Personally, two years of a traditional undergraduate university “experience” isn’t worth tens of thousands of dollars to me.
government paying have meant lottery money for these schools
Community college is truly the best, and sadly most underutilized option for people to improve themselves. In two years you can get into law enforcement, welding, nursing, or you can transfer to a university and graduate with half of the debt your classmates have.
Dang...how is college that expensive in America? I went to a Canadian university (domestic student) and paid close to $60k for my Space Engineering degree. Got some grants and bursaries every year as well and 2-3 entrance scholarships. I have $22k in student loan debt right now and hope to pay it off in less than 2 years.
Yeah I was on probation when I was college zzz such a waste of time!
the thing with big name schools is they tend to have really good financial aid that for some people makes them cheaper options than public schools
I’m one that’s always irritated with my younger self.
California has pretty good financial aid programs for in-state residents at their universities so it's worth mentioning that the actual cost of his education could be significantly lower if his family income is less than 177k. I mean if he has 40k in savings as a teenager it might not be though.
Uhhhh...CC in California isn’t free. Idk where Dave is getting that information.
Forsure bro do the 2 years at tech it you’re future self will thank you !
Does he cut out the phone call when the music starts playing ?
He should apply abroad. Top universities in Europe and Japan both have much cheaper tuition costs, and after getting a bachelor's there you come back stateside for graduate school with a corporate scholarship or ROTC.
Um no, community college's are not free in California
Community college is not free in CA. It is not too expensive, but not free!
I'm so broke I play water pong....
Keep in mind thst with an aerospace engineering job you can make about $80k+ a year right after graduating and will be employed immediately. If he was going in as an art major, for sure the community college route would be the best choice.
The community college route, to complete the general education requirements, will work for any major. Whether you're going to school for art, law, or whatever, the general education requirements are all the same.
CC is probably a gift from God!
Definitely go to community college first. I graduated with my associates debt free and now am going to a private college. I had to borrow 5 because I didn’t look hard for scholarships. I’ve made a lot of mistakes but they’re learning mistakes since I am the first of my family to college or in my direct line. Something is learned that I can pass off to other first generations is study hard! Do not get C’s they’re basically D’s and an D is a F; a B should be your lowest grade. Apply to colleges near you even if you never pictured yourself at that school apply and tour it. I applied at another private college and would’ve had to borrow an additional $10000 on top of the government loans. And definitely look for scholarships I’m still trying to figure that out myself.
Edit: from reading the comments I highly recommend talking to an advisor to help you transfer or get into the school they’ll tell you if your credits transfer or find the information you need
Is Community College In California free for people out of state/country?
Wait..community college is free in CA? It's pretty reasonable in TX (192 for 3 credit hours..not counting books), but either way, people need to stop looking at the big "college life" and start researching prices. There are more affordable options if you can get over the glamour of your dream school.
I went through a very expensive private school. It was an incredible experience that I will remember for the rest of my life, but it put me in debt (even with a scholarship and working) that took me three years to pay off after graduation. As much as I loved it, it would have been much easier on me financially to go to a state school or even a community college the first two years. ROTC or some type of military service would also have worked well in an effort to stay out of debt. By the way, I went to a state school for my graduate work, and the cost was roughly 1/3 that of a similar private school. After a few years in the real world, where you graduated from makes no difference.
I decided to attend the coast guard academy. I will be paid to go to school and have a shot at becoming a helicopter pilot.
Also I plan on majoring in EE
I had 3 jobs when I was in college. I finished college with only $10000 in student loan debt.
It used to be that school debt was no big deal but sadly those days are over. Debt for college is no longer worth the risk. In fact your often much worse off with student loans. No one wants to say that but it's the truth. Pay cash or don't bother.
I'd drop $40k into a rental where it's paid all in cash, rent it. Use that rental to cash flow school or put a down into rental of a two bedroom, get a room mate or two and live in the living room and get a job for school.