Your videos were recommended to me by a friend, who has been following you for a long time. I started in January 2023, and did a no spend January and a no spend February. I can’t believe how much money I have saved in 2 months. I am prepared to do a no spend March, as well. It is so satisfying to see my bank account balance going up. I have also trimmed my grocery spending by 10% by being much more careful about what I put in my cart. I wish I had found you years ago.
Putting cash/money you would have spent on extras such as coffee/takeaway in a jar is really motivating even over a month. I broke a magazine addiction this way and had enough for a short break at the end of the year!
I too try to have a no spend week the last week of each month. That is giving me 52 no spend weeks a year which works out to at an extra 3 none spend months. I will also continue to try and have my usual. 3 no spend months, usually January,July and November.
“Maybe you’ve let things slip… your getting a bit lackadaisical in the supermarket & not sticking to your plan & not sticking to your budget” - blush 🤦♀️🤚 that was me this month. I bought way too much for the pantry & freezer. Thankfully it won’t expire anytime soon but I got too many costly treats & specialty items. Resetting for July. Going to try to do a no spend month to even it out…and try not be triggered by talks of food scarcity or seeing my pantry emptying out
I learned a lesson recently, yes I went off the rails on spending! When I reconstructed as to why I determined it was because I did not follow my usual habit of checking my budget every few days. I guess I’m the type of person who must see it written down and then frequently reminded of what I must do!
I am terrible at no spend months. I am doing better the months I dont have any restrictions for myself! 😂 What I have done, and is a success for me, is to budget away all the money. Sinking funds, vacation, whatever. I give myself a little spending money. If you get the urge to buy something, or you are invited out with friends, you will not ruin your budget, or feel deprived. I give myself around 50 Euro per month. Then I can save up for something I want, or go out with friends, or just that ice coffee I am craving. These days its the local strawberry stalls. The best snacks in the world. 😊😊
Thankyou for sharingfrugal queen 👸 and frugal King 🤴 voice of.a angle heart ❤ of gold .loveyourfrugal 💰 challenges .saving no spendmonthes😊lov it.your tips and tricks 🎉❤❤❤lov u so much its help me being frugal life brilliant fantastic life😊learning from a guardian angle bless u ♥ and 👪 family 👪 ❤ ♥ 💖 💙 💕 👪 lov from 🇬🇧 💷 🇬🇧 💷 🇬🇧 💷 😊
Thanks for this video. As usual, timing was incredible. Exactly what I needed to hear. I was berating myself for overspending with my grocery shop today. A few great deals on dark chocolate and crackers and vegan pies. Nice to know that everyone else needs a reset from time to time. I will drink my camomile tea and eat some chocolate, neither of which were on my shopping list, and try not to be too harsh on myself. After all, July can be a no spend month. I feel better now .
I hadn't thought of planning my time before. My mostly free hobby this year is my vegetable garden. I think I'll plan things around that, and preserving food. It will keep me busy so I spend less.
Hi Jane Thank you kindly for sharing your knowledge. I can see that planning is a big part in no expending month. I enjoyed watching your videos immensely. I learn every time I see one. Take care and many blessings to you and all your family.
Joining you both with a no spend July. Thanks for the tips on preparing for the no spend month. I am re arranging my garden which is in need of some major work. I have most of the materials to do this. So all the work will keep me occupied and hopefully by the end of July I will have a lovely patio to sit out on.
Thank you both for another one of your great videos with a wealth of information and encouragement! Perhaps Mike might be inclined to turn the camera around every so often and give us a wave hello, or goodbye🌞🦋🌺🐝😃
Spot on Jane! I definitely need to press my frugal reset button. I had a bit of a windfall and I’ve spent a bit ott lately. Thanks for the pep talk, it was in the nick of time for me!
I'll join the July no spend. Just got the last of the clearance plants. I'll take July to enjoy the fruits of my labor and also make sure my house is in order. Great Video.
I like the "put the frugal reset button"! Thank you for this reminder. I have very bad eyes and I will get my new glasses next week. The normal health insurance here in Germany does not pay my glasses, so I had to wait and save for a new one for years, because my new one will costs 1.240 ,- Euros. It is what it is ....and so I say thank you for this very helpful "idea" of a frugal reset button with no spend months. You are very helpful❤.
Thank you Jane and Mike for this nice clear video which I have found very inspiring! I'm going to have my first ever no spend week and then my first ever no spend month now I know how to prepare and how to go about it! Love your channel and bless the day very recently that I first saw it
I seem to plan my year on a no spend theory ! Forest dog walks are a good one to get out , reading either in the garden or in front of the fire . Tidy the garden shed , tidy my wardrobe . I too have a stack of wood to sort for winter . I also do a financial spring clean too, checking out if we can save money on our bills insurance/energy ( not easy at the moment)I just switched my bank account and got £125 for doing so !
I'm going to do the 3 month no-spend in Jan (to recover from the holidays), May (it's after Easter and before Hubs' birthday) and October (to honor the month when I started my frugal journey). I'm also doing no-spend last week of the month, every month. We're living off of hubs' retirement and we never eat out, I hate it, never go anywhere, both disabled, the only spending was me blowing lots of money on stuff. Well, I sure don't need anymore stuff. It's a relief not to spend. Thank you so much for your help. ❤🥰
We aren’t spenders as such don’t get me wrong in my 40’s shopping at the weekend was a way of life. We try to get what we want for the best price we can and don’t waste our hard earned pensions. We pay out bills monthly if it’s possible with extra charge I’m in the U.K. and pay Council Tax, water rates, gas, electric, TV licence I like my money to trickle out of my account. We have been really watching the amount of gas/electric we use I’m cooking extra potatoes and veg in the hob steamer making the most of the 20mins of gas. We ping the extra new potatoes to go with salad or slice and pan fry instead of chips, using the oven less and filling it up when it goes on. Yesterday I did a traybake of roast veg for our meal and some was set aside to make a roasted veg curry for today, sausage rolls and cheese n onion pasties were put in the oven for meals to come. That’s for the video Jane and Mike it’s good reset and recheck the money budget…….. Love Wendy ♥💋
I had knee replacement three months ago so it’s been difficult to get out still can’t drive but sure is helping the pocketbook. My pantry freezer and fridge we’re pretty well stocked so didn’t need to buy anything but milk bread and fruit once a month ❤
We're having very speedy months coming up. We scheduled three trips in a row because we want to take them while we still can. August will be our no spend month to reset our budget. Working now plan for food on our vacation so we don't spend alot eating out.
I happened to see your comment under the video Dawn posted today & your account name intrigued me so I checked it out. I am SOO GLAD I did!! I've watched a few of your videos so far & throughly enjoy your content. Looking forward to following along for the well needed tips, tricks, inspiration & getting to know more about living in France. I did all the youtube things I can-hit subscribe, liked the videos & turned my notifications on.
Thank you , some really good ideas that I’m going to do. Definitely going to plan what I want to get done in July and also think of 4 places to go to for a day out 😊 have kind of lost my way since retiring in April, this will be a perfect way of getting focused.
@@jacquelinejordan1588 thank you , it wasn’t planned, I only knew two weeks before but I’m very glad it did , feel so much happier. I just need to get into a bit of a routine now, it’s all seemed a bit unreal until this week. Are you happy you retired ?
@@christinerose9648 hi Christine, I retired last year, but it was planned. The best advice that I can give is don't try to commit to lots of things and over commit, then when you are ready decide how you want to spend your time. Just be. Do what matters to you and your quality of life and be kind to yourself. At the end of the day you experienced a sudden loss. Hopefully there are plenty of opportunities for doing things for free or volunteering near you. Take care x
@@margarethoughton6288 thank you so much , I haven’t decided on anything just yet , am pottering and crocheting. I have jury service in July so after that I can investigate things to do. Unfortunately there isn’t much close by and I don’t have a car as we have gone down to one and my husband uses that for work. We will see, I’m sure something is round the corner xxx
Thank you so much for your take on a no spend! I might join you in July for a mindful low spend. I do have an important birthday so it's not going to be a complete no spent, but beside that I could join you. And celebrations can be mindful and low spent for me anyway and still be a lot of fun. 🙂
Thank you! This is very helpful and gives me ideas of where to start. Thinking of a “no spend month” had felt overwhelming. Appreciate you making this video!
Purchased some tomato plants on clearance at the local garden center. It has been a difficult spring for gardens. There is a high Covid risk again in our area, so we are avoiding going most peopled places.
I can see why the idea of a no spend month needs thought and planning. August means school holidays, but I have been saving for the holidays since Christmas, as well as Ebay selling so I have everything covered and hopefully some to spare in my "holiday envelope". So alth I'll be spending, it's not additional spending, if that makes sense? And I'm still saving a bit alongside it.
I don't do no spend weeks on purpose. They just happen🤷 there are lots of months that I won't spend anything extra other than pay the bills. Many months there will be 1, 2 and sometimes 3 weeks that I don't need anything. July is going to have a few extras in there. I'm working on my garden area and need some things for that and the stove is on it's last legs so need to replace it.
Really enjoyed the the video we are doing a no spend June/July as we get our pension in the middle of the month. So thank you for sharing Ciao from Italy! !
I love your videos and great ideas. I try to be frugal and careful here in West Cornwall. I love trying to be inventive with using up the food we have in the house. I love making ‘Stone Soup!’ Do you know the story? A soup can be delicious made out of anything you have left in the fridge . The only question I would like to ask, with respect, is why do you use a dishwasher at all? You may have already addressed this and I have missed it somewhere. The only time we use ours is Christmas or when we have large gatherings, which is rarely! Keep up the good work and I’m enjoying becoming more frugal in these days when money is so tight. Thank you x
I'm getting ready to check your videos, but do you have any suggestions for a beginning budgeter? Like a how to video? I love your stuff and you're very matter of fact, but also easy to comprehend for me, so I'm hoping you have one.
Greetings Jane andMichael from Chehalis Washington USA , I am not getting advanced notification on the new videos ,and can't get into live chat 😟 the subscribed is on an the bell for notification is on.
Have you had to adjust your budgets for the increase in cost of fuel and utilities and food? If yes, where did that extra come from please? If that's not too nosey a question! We've noticed our shopping going up by 25% in these last few weeks (in the UK) and petrol is just bonkers too.
We can’t adjust our budget. We can’t add money we don’t have. Our supermarket budget stays 75€ a week/300€ a month. We have to make it work. We have to watch our consumption of energy too.
I love the idea of putting the washer on a timer. I think I'll look into what our power company does with rates on lower demand hours, thank you. I hang my clothes instead of using the dryer. Do you have issues of the clothes wrinkling more when they sit in the washer during the night?
Er... I think I'm having a no spend this year, so far, anyway. Apart from the weekly shop and the fuel, which is around every 2 or 3 weeks, I've not bought anything.....Ooh, I did buy 2 T-shirts to replace my worn out ones. Hmmmm, that's it. We used to have the first Saturday of the month as a take away night but we decided to stop doing it this year as it was getting too expensive. We will only have one for special occassions or emergencies only. So far, neither have happened.
I’ve been thinking about doing a no-spend 4week period instead of a specific month. ( the last 2 weeks in July and first 2weeks in August, for example). It works out to be the same amount of time. Maybe I’m missing the whole point of no-spend month. ???
I will try and cut back. However, with rising prices, we can only do our best. We’re still trying to build a pantry and a few extra non food items too. Thanks for the feedback
Thank you for the great video. It's very motivated. Immediately entered “no weeks to spend” in the calendar. Do you have any tip for toll-free accounts to use for the reserves? Currently I keep the money in envelopes but often some are taken out and then it's missing... I'm looking forward to more videos from you. ( translated with Google ;) )
Well thought out plan. I have seen other You Tubers do a "no spend" month, but what they have actually done is spent a lot of money the month before for the next month which completely negates the whole idea of it! Thanks for sharing 🥰💐🌱🌞🌛🍒🏜💗✝🪐
![เปิด อาณาจักร หมื่นล้าน "สาระตั้ม" l [Nickynachat]](http://i.ytimg.com/vi/3XE0nPF4YkQ/mqdefault.jpg)
Your videos were recommended to me by a friend, who has been following you for a long time. I started in January 2023, and did a no spend January and a no spend February. I can’t believe how much money I have saved in 2 months. I am prepared to do a no spend March, as well. It is so satisfying to see my bank account balance going up.
I have also trimmed my grocery spending by 10% by being much more careful about what I put in my cart. I wish I had found you years ago.
That is awesome!
Putting cash/money you would have spent on extras such as coffee/takeaway in a jar is really motivating even over a month.
I broke a magazine addiction this way and had enough for a short break at the end of the year!
That’s a great idea
I put that money immediately toward a debt on no spend days! ❤️
Thanks for reminding me about making the last week of the month, a "no spend week." I am making this one of my new routines. It all helps.
I like the idea of making the last week of the month a no spend week. Good luck!
M’y husband and I have adopted this No Spend week at the end of each month idea!
I too try to have a no spend week the last week of each month. That is giving me 52 no spend weeks a year which works out to at an extra 3 none spend months. I will also continue to try and have my usual. 3 no spend months, usually January,July and November.
“Maybe you’ve let things slip… your getting a bit lackadaisical in the supermarket & not sticking to your plan & not sticking to your budget” - blush 🤦♀️🤚 that was me this month. I bought way too much for the pantry & freezer. Thankfully it won’t expire anytime soon but I got too many costly treats & specialty items. Resetting for July. Going to try to do a no spend month to even it out…and try not be triggered by talks of food scarcity or seeing my pantry emptying out
Happy to help Mimi
And good luck with your frugal reset
I learned a lesson recently, yes I went off the rails on spending! When I reconstructed as to why I determined it was because I did not follow my usual habit of checking my budget every few days. I guess I’m the type of person who must see it written down and then frequently reminded of what I must do!
You saw your trigger and you’re able to do something about it, good luck 👍
I am terrible at no spend months. I am doing better the months I dont have any restrictions for myself! 😂 What I have done, and is a success for me, is to budget away all the money. Sinking funds, vacation, whatever. I give myself a little spending money. If you get the urge to buy something, or you are invited out with friends, you will not ruin your budget, or feel deprived. I give myself around 50 Euro per month. Then I can save up for something I want, or go out with friends, or just that ice coffee I am craving. These days its the local strawberry stalls. The best snacks in the world. 😊😊
Thankyou for sharingfrugal queen 👸 and frugal King 🤴 voice of.a angle heart ❤ of gold .loveyourfrugal 💰 challenges .saving no spendmonthes😊lov it.your tips and tricks 🎉❤❤❤lov u so much its help me being frugal life brilliant fantastic life😊learning from a guardian angle bless u ♥ and 👪 family 👪 ❤ ♥ 💖 💙 💕 👪 lov from 🇬🇧 💷 🇬🇧 💷 🇬🇧 💷 😊
Thanks for this video. As usual, timing was incredible. Exactly what I needed to hear. I was berating myself for overspending with my grocery shop today. A few great deals on dark chocolate and crackers and vegan pies.
Nice to know that everyone else needs a reset from time to time. I will drink my camomile tea and eat some chocolate, neither of which were on my shopping list, and try not to be too harsh on myself. After all, July can be a no spend month. I feel better now .
I hadn't thought of planning my time before. My mostly free hobby this year is my vegetable garden. I think I'll plan things around that, and preserving food. It will keep me busy so I spend less.
SUCH a great video Jane & Mike - loved all of your tips and plan to follow them myself. Great work!!
Thanks so much!
Hi Jane
Thank you kindly for sharing your knowledge. I can see that planning is a big part in no expending month. I enjoyed watching your videos immensely. I learn every time I see one. Take care and many blessings to you and all your family.
I like the idea of making the last week of the month a no spend week. Thanks for sharing.
We did it in January along with you.
This week we went into a second hand shop and only got what I needed, a beautiful butter dish
Organization is the key to everything
Wow, I see 17K subscribers! Congratulations!!!🏆🌟🏆 I enjoy all of the content on your channel, thank you.
Joining you both with a no spend July. Thanks for the tips on preparing for the no spend month. I am re arranging my garden which is in need of some major work. I have most of the materials to do this. So all the work will keep me occupied and hopefully by the end of July I will have a lovely patio to sit out on.
Thank you both for another one of your great videos with a wealth of information and encouragement! Perhaps Mike might be inclined to turn the camera around every so often and give us a wave hello, or goodbye🌞🦋🌺🐝😃
Spot on Jane! I definitely need to press my frugal reset button. I had a bit of a windfall and I’ve spent a bit ott lately. Thanks for the pep talk, it was in the nick of time for me!
I'll join the July no spend. Just got the last of the clearance plants. I'll take July to enjoy the fruits of my labor and also make sure my house is in order. Great Video.
Good luck and it’s always good to get jobs done and stay out of the shops
I’m really going to try the July no spend too, been making plans tonight 😊
Very helpful video, Jane. Thanks for being so informative and encouraging!
I like the "put the frugal reset button"! Thank you for this reminder. I have very bad eyes and I will get my new glasses next week. The normal health insurance here in Germany does not pay my glasses, so I had to wait and save for a new one for years, because my new one will costs 1.240 ,- Euros. It is what it is ....and so I say thank you for this very helpful "idea" of a frugal reset button with no spend months. You are very helpful❤.
Geht mir genauso
Congratulations on 17k
Thanks for all your advice on frugal living and budgets🙏🏽👍🏽❤️
Thanks very much
Thank you Jane and Mike for this nice clear video which I have found very inspiring! I'm going to have my first ever no spend week and then my first ever no spend month now I know how to prepare and how to go about it! Love your channel and bless the day very recently that I first saw it
Beautiful video, Jane! Thank you for your tips about pressing the frugal reset button. A timer on a washing machine sounds lovely.
Great idea own parameters. Everyone is different. Start small maybe don't go out for dinner...
I seem to plan my year on a no spend theory ! Forest dog walks are a good one to get out , reading either in the garden or in front of the fire . Tidy the garden shed , tidy my wardrobe . I too have a stack of wood to sort for winter . I also do a financial spring clean too, checking out if we can save money on our bills insurance/energy ( not easy at the moment)I just switched my bank account and got £125 for doing so !
Great tips Jane ! Thank you for your time. Love your channel. Regards from Spain.
All good points Jane. I am going to try one non spend week a month.
I'm going to do the 3 month no-spend in Jan (to recover from the holidays), May (it's after Easter and before Hubs' birthday) and October (to honor the month when I started my frugal journey). I'm also doing no-spend last week of the month, every month.
We're living off of hubs' retirement and we never eat out, I hate it, never go anywhere, both disabled, the only spending was me blowing lots of money on stuff. Well, I sure don't need anymore stuff. It's a relief not to spend. Thank you so much for your help. ❤🥰
You've turned this around
We aren’t spenders as such don’t get me wrong in my 40’s shopping at the weekend was a way of life. We try to get what we want for the best price we can and don’t waste our hard earned pensions. We pay out bills monthly if it’s possible with extra charge I’m in the U.K. and pay Council Tax, water rates, gas, electric, TV licence I like my money to trickle out of my account. We have been really watching the amount of gas/electric we use I’m cooking extra potatoes and veg in the hob steamer making the most of the 20mins of gas. We ping the extra new potatoes to go with salad or slice and pan fry instead of chips, using the oven less and filling it up when it goes on. Yesterday I did a traybake of roast veg for our meal and some was set aside to make a roasted veg curry for today, sausage rolls and cheese n onion pasties were put in the oven for meals to come. That’s for the video Jane and Mike it’s good reset and recheck the money budget…….. Love Wendy ♥💋
Thanks for watching
Thank you from another Jane all the way over in Australia! I really enjoy your videos.
Thanks for watching
I had knee replacement three months ago so it’s been difficult to get out still can’t drive but sure is helping the pocketbook. My pantry freezer and fridge we’re pretty well stocked so didn’t need to buy anything but milk bread and fruit once a month ❤
Get well soon
We're having very speedy months coming up. We scheduled three trips in a row because we want to take them while we still can. August will be our no spend month to reset our budget. Working now plan for food on our vacation so we don't spend alot eating out.
Thank you for you're Motivation,and Inspiration.👍
Thanks very much
I happened to see your comment under the video Dawn posted today & your account name intrigued me so I checked it out. I am SOO GLAD I did!! I've watched a few of your videos so far & throughly enjoy your content. Looking forward to following along for the well needed tips, tricks, inspiration & getting to know more about living in France. I did all the youtube things I can-hit subscribe, liked the videos & turned my notifications on.
Thanks very much and you’re very welcome
Very timely! About to do a LOW spend in July.
Good luck
Thank you , some really good ideas that I’m going to do. Definitely going to plan what I want to get done in July and also think of 4 places to go to for a day out 😊 have kind of lost my way since retiring in April, this will be a perfect way of getting focused.
Thanks for sharing Christine, even we need to reset our focus from time to time
Congratulations on your retirement. I retired in June 2020 and it takes a little while to find your feet in retirement.
@@jacquelinejordan1588 thank you , it wasn’t planned, I only knew two weeks before but I’m very glad it did , feel so much happier. I just need to get into a bit of a routine now, it’s all seemed a bit unreal until this week. Are you happy you retired ?
@@christinerose9648 hi Christine, I retired last year, but it was planned. The best advice that I can give is don't try to commit to lots of things and over commit, then when you are ready decide how you want to spend your time. Just be. Do what matters to you and your quality of life and be kind to yourself. At the end of the day you experienced a sudden loss. Hopefully there are plenty of opportunities for doing things for free or volunteering near you. Take care x
@@margarethoughton6288 thank you so much , I haven’t decided on anything just yet , am pottering and crocheting. I have jury service in July so after that I can investigate things to do. Unfortunately there isn’t much close by and I don’t have a car as we have gone down to one and my husband uses that for work. We will see, I’m sure something is round the corner xxx
Great tips as always. O stated the bucket in the shower i don't run dishwasher or washing machine until after 7 p.m.
Hi Jane …thank you for another wonderful video full of good , sensible advice . ❤️
Thank you so much for your take on a no spend! I might join you in July for a mindful low spend. I do have an important birthday so it's not going to be a complete no spent, but beside that I could join you. And celebrations can be mindful and low spent for me anyway and still be a lot of fun. 🙂
Thanks very much
Y'all always have such good suggestions! I'm going to try my first no spend month!
Thank you! This is very helpful and gives me ideas of where to start. Thinking of a “no spend month” had felt overwhelming. Appreciate you making this video!
That's really hard. Since moving to New house. We're lucky yesterday was the first day we eat at home & had a no spent day!.
Purchased some tomato plants on clearance at the local garden center. It has been a difficult spring for gardens. There is a high Covid risk again in our area, so we are avoiding going most peopled places.
I can see why the idea of a no spend month needs thought and planning. August means school holidays, but I have been saving for the holidays since Christmas, as well as Ebay selling so I have everything covered and hopefully some to spare in my "holiday envelope". So alth I'll be spending, it's not additional spending, if that makes sense? And I'm still saving a bit alongside it.
Great reminders Jane, thks!
I'm planning a no spend month in July. Weather should be nice, so when I'm not in work I can go out on my bike or long walks.
Thanks very much
I don't do no spend weeks on purpose. They just happen🤷 there are lots of months that I won't spend anything extra other than pay the bills. Many months there will be 1, 2 and sometimes 3 weeks that I don't need anything. July is going to have a few extras in there. I'm working on my garden area and need some things for that and the stove is on it's last legs so need to replace it.
Yes, lovely video and very useful too!
Thank you for the video!
Lots of good ideas here, very motivating!
Thanks for watching
Really enjoyed the the video we are doing a no spend June/July as we get our pension in the middle of the month. So thank you for sharing
Ciao from Italy! !
grazie per aver guardato il nostro video
I really love your videos.
Thanks very much
I love your videos and great ideas. I try to be frugal and careful here in West Cornwall. I love trying to be inventive with using up the food we have in the house. I love making ‘Stone Soup!’ Do you know the story? A soup can be delicious made out of anything you have left in the fridge . The only question I would like to ask, with respect, is why do you use a dishwasher at all? You may have already addressed this and I have missed it somewhere. The only time we use ours is Christmas or when we have large gatherings, which is rarely! Keep up the good work and I’m enjoying becoming more frugal in these days when money is so tight. Thank you x
Like everyone Gerry, it’s a personal choice. Thanks for watching
Fair enough! Hope you didn’t mind me asking!😊
I'm getting ready to check your videos, but do you have any suggestions for a beginning budgeter? Like a how to video? I love your stuff and you're very matter of fact, but also easy to comprehend for me, so I'm hoping you have one.
We have many videos on budgeting and here’s one. th-cam.com/video/YMlqhqbDj2g/w-d-xo.html
Another fab video ☺️
Thanks for watching
Greetings Jane andMichael from Chehalis Washington USA , I am not getting advanced notification on the new videos ,and can't get into live chat 😟 the subscribed is on an the bell for notification is on.
There’s no live chats or premieres any more the videos are always 5pm Paris time, Wednesday, Friday and Sunday
We are very careful with our money - both on pensions and hubby still working but running down his business.
Have you had to adjust your budgets for the increase in cost of fuel and utilities and food? If yes, where did that extra come from please? If that's not too nosey a question! We've noticed our shopping going up by 25% in these last few weeks (in the UK) and petrol is just bonkers too.
We can’t adjust our budget. We can’t add money we don’t have. Our supermarket budget stays 75€ a week/300€ a month. We have to make it work. We have to watch our consumption of energy too.
I love the idea of putting the washer on a timer. I think I'll look into what our power company does with rates on lower demand hours, thank you. I hang my clothes instead of using the dryer. Do you have issues of the clothes wrinkling more when they sit in the washer during the night?
I set my timer so the cycle finishes at 7am
Got it, thanks
Er... I think I'm having a no spend this year, so far, anyway. Apart from the weekly shop and the fuel, which is around every 2 or 3 weeks, I've not bought anything.....Ooh, I did buy 2 T-shirts to replace my worn out ones. Hmmmm, that's it. We used to have the first Saturday of the month as a take away night but we decided to stop doing it this year as it was getting too expensive. We will only have one for special occassions or emergencies only. So far, neither have happened.
I think what you’re describing will soon be the norm for more and more people
I’ve been thinking about doing a no-spend 4week period instead of a specific month. ( the last 2 weeks in July and first 2weeks in August, for example). It works out to be the same amount of time. Maybe I’m missing the whole point of no-spend month. ???
Any period of time that works for you
👍👍👍
When you do a no spend month do you also cut back on your grocery budget, our do you keep it the same?
I will try and cut back. However, with rising prices, we can only do our best. We’re still trying to build a pantry and a few extra non food items too. Thanks for the feedback
Don’t know about no spend months. I wouldn’t like to tell you how many no spend years I have had
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Thank you for the great video. It's very motivated. Immediately entered “no weeks to spend” in the calendar. Do you have any tip for toll-free accounts to use for the reserves? Currently I keep the money in envelopes but often some are taken out and then it's missing... I'm looking forward to more videos from you. ( translated with Google ;) )
Our bank charges are 11€ a month for 4 accounts
Well thought out plan. I have seen other You Tubers do a "no spend" month, but what they have actually done is spent a lot of money the month before for the next month which completely negates the whole idea of it! Thanks for sharing 🥰💐🌱🌞🌛🍒🏜💗✝🪐
I will make a food plan, especially for items that have been lingering and just supplement with fresh.
I don’t have more money to spend the month before. I spend as normal.