HOW TO APPLY FOR A PERSONAL LOAN IN THE UK PLUS TIPS TO GET APPROVED | CORRdapya TV

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  • เผยแพร่เมื่อ 11 ต.ค. 2024

ความคิดเห็น • 128

  • @Teamfresco22
    @Teamfresco22 3 ปีที่แล้ว +2

    Hi Ma'am, please keep uploading po more contents. Sobrang inaabangan po namin ang vlogs mo :) very informative. :) thank you and godbless po!

    • @CorrBinoya
      @CorrBinoya  3 ปีที่แล้ว

      Hello Carla! Much appreciated☺️ Godbless din

  • @sreenathmn3913
    @sreenathmn3913 3 ปีที่แล้ว +2

    Brilliant explanation😊

    • @CorrBinoya
      @CorrBinoya  3 ปีที่แล้ว

      Thank you that means a lot to me☺️

  • @romanehenry1375
    @romanehenry1375 2 ปีที่แล้ว +3

    HI, Which bank did you use and how long were you in the UK prior to applying? Thank you.

    • @CorrBinoya
      @CorrBinoya  2 ปีที่แล้ว +2

      Hi, I’m with HSBC. 4 years in UK when I applied for the loan.

  • @TomWonshik-ng7di
    @TomWonshik-ng7di ปีที่แล้ว +474

    Thank you for the video and teachings it is remarkable and also helpful on loan and grants but then got to know about Gettybalance and after making so much enquires about them I realized it has been a highly prestigious institution and will recommend also to anyone trying to get a loan.

    • @thorstenecki1168
      @thorstenecki1168 ปีที่แล้ว

      Apparently I looked up on "Getty balance " and I was intrigued on how they support their members with the loan grants.

    • @sergiofernandez8507
      @sergiofernandez8507 ปีที่แล้ว +1

      Yeah! me too , so amazed on what I googled up .... I had no idea they could even be so much more to it.

  • @mariavictoriatan
    @mariavictoriatan 3 ปีที่แล้ว +3

    Hi Ma’am, credit score is based in your financial status in the UK only or also in the past outside UK?

    • @CorrBinoya
      @CorrBinoya  3 ปีที่แล้ว

      Hi Maria. Credit history only in the UK.

    • @Jacob77-
      @Jacob77- 3 ปีที่แล้ว +1

      *VISINCYBERRS*
      *VISINCYBERRS*
      *VISINCYBERRS*
      Is The Best when it comes to This Aspects......

    • @Jacob77-
      @Jacob77- 3 ปีที่แล้ว

      *VISINCYBERRS*
      *VISINCYBERRS*
      *VISINCYBERRS*
      Is The Best when it comes to This Aspects......

  • @denniscostales99
    @denniscostales99 2 ปีที่แล้ว

    Hello mam,,well explained....i like the way you explain it mam,,simple,,and easy to understand....maybe your ilokano mam....kuradapya is an ilokano word....hope i will meet you in the future...love it mam...keep up the good vibes and keep smiling...

    • @CorrBinoya
      @CorrBinoya  2 ปีที่แล้ว

      Please watch out for FAQ AskCorr Episode 4. I featured your comment. Thank you!☺️

  • @leovirorog9552
    @leovirorog9552 2 ปีที่แล้ว

    God bless mdam manage well ur blessings

  • @leovirorog9552
    @leovirorog9552 2 ปีที่แล้ว +1

    Wow a blessing

  • @Supremerob20
    @Supremerob20 2 ปีที่แล้ว +2

    After you fill in the reason for your loan, do they then question you or ask for proof about it? eg home improvements, will they ask for quotes or building plans?

    • @pinayinuk
      @pinayinuk 2 ปีที่แล้ว +1

      No they won't ask proof

  • @hanadahmedvlogs3508
    @hanadahmedvlogs3508 2 ปีที่แล้ว +1

    Hi Corr. When ever I try to get a loan they ask for insurance charge upfront! Is it normal or is it scum?? Help me out.

    • @CorrBinoya
      @CorrBinoya  ปีที่แล้ว

      Better apply loan directly to your bank.

  • @aneettathomas2272
    @aneettathomas2272 ปีที่แล้ว +2

    Hi,If Iam a new resident from another country what is the eligibility criteria

    • @stephenmarino11
      @stephenmarino11 ปีที่แล้ว

      Dm me for loan @Jefferyloan

    • @CorrBinoya
      @CorrBinoya  ปีที่แล้ว

      You can’t take a loan in the UK if you are not a resident in the UK.

  • @rubyvarghese581
    @rubyvarghese581 หลายเดือนก่อน

    Heyyy that’s very informative. I have been working in NHS for about 5yrs now as a specialist nurse and wanted to take loan in UK to pay my overseas home loan back in India. Is it possible to do that? What reason should I give to get approved as this is my very first loan in UK and my credit score is 815. Any tips on this please?😊

    • @CorrBinoya
      @CorrBinoya  หลายเดือนก่อน

      You can give it a try. If you think your salary can cover your loan, and if you feel that you have build a good credit history then why not try. You can use one of the purposes of loan that I have mentioned, but never mention that you will send the money to your home country😉

  • @tahasaadan5982
    @tahasaadan5982 4 วันที่ผ่านมา

    Hello can you please tell on which company or website i should apply for a loan?

    • @CorrBinoya
      @CorrBinoya  3 วันที่ผ่านมา

      Try with your bank where you have an account with.

  • @bestymusic4845
    @bestymusic4845 ปีที่แล้ว

    Thanks for the video.I have been hoping to get a loan so I can start non profit counselling work but I have no idea where to start. I have really bad credit and live in the UK is there anyone you think could help ? Thanks George

    • @CorrBinoya
      @CorrBinoya  ปีที่แล้ว

      The only thing I could suggest is build a good credit score or else you will end up taking bad loans.

  • @mattkaczmarczyk6953
    @mattkaczmarczyk6953 ปีที่แล้ว

    Keep posting xxx

  • @georgeeduard807
    @georgeeduard807 7 หลายเดือนก่อน

    Did you apply through experian or directly on hsbc app/online?

    • @CorrBinoya
      @CorrBinoya  7 หลายเดือนก่อน

      Directly on Hsbc online banking app

    • @georgeeduard807
      @georgeeduard807 7 หลายเดือนก่อน

      @@CorrBinoya is it not better through experian? What do you think?

  • @chickennuggets4445
    @chickennuggets4445 3 ปีที่แล้ว +1

    Hi ma'am! Thank you for this, super helpful po. I just have a question po, I just arrived here last April. Became a band 5 RN last June. Wala pa po akong 1yr dito, possible po ba na makapagloan din ako? badly needed funds po sana kasi so I can bring my dependent

    • @CorrBinoya
      @CorrBinoya  3 ปีที่แล้ว

      Hello po. As long as you have existing credit transactions, like meron kang credit card or mobile contract na binabayaran through direct debit. If meron ka ng credit history, check your credit score. You will see doon if fair-excellent score mo. If wla ka kasing credit history, mahina ang credit report mo but I think u can still make loan, kaso papatayin ka sa interest. Inquire first with your own bank.

  • @myknae2911
    @myknae2911 3 ปีที่แล้ว

    Nagagwapa man ka samot maam cor kada tutok nako sa imoha sa video!😍😆❤️👍

    • @CorrBinoya
      @CorrBinoya  3 ปีที่แล้ว +1

      Hala uy basi mutuo nako ana😂 anyways highways, thanks Danae! Tubagon nko to imo pangutana unya kay grocery mode sa ko

    • @myknae2911
      @myknae2911 3 ปีที่แล้ว

      @@CorrBinoya hahaha! Thank you maam cors!!!❤️❤️❤️

  • @myknae2911
    @myknae2911 3 ปีที่แล้ว +1

    Maam cor, what are the factors that will affect credit score? I mean sometimes it decreases, i don't know how that happens.

    • @Jacob77-
      @Jacob77- 3 ปีที่แล้ว +1

      *VISINCYBERRS*
      *VISINCYBERRS*
      *VISINCYBERRS*
      Is The Best when it comes to This Aspects......

    • @Jacob77-
      @Jacob77- 3 ปีที่แล้ว

      *VISINCYBERRS*
      *VISINCYBERRS*
      *VISINCYBERRS*
      Is The Best when it comes to This Aspects......

    • @CorrBinoya
      @CorrBinoya  2 ปีที่แล้ว

      Please watch out for AskCorr Episode 4: General UK-related questions. Thank you!☺️

  • @sathiakter6284
    @sathiakter6284 2 ปีที่แล้ว

    Very good

  • @sukhichangli8795
    @sukhichangli8795 18 วันที่ผ่านมา

    Hi my Experian score is 997 and i want to apply loan but no pre approve loan show on it

    • @CorrBinoya
      @CorrBinoya  18 วันที่ผ่านมา

      You have to inquire with your bank if you will be eligible for a loan.

  • @jermstonacao8315
    @jermstonacao8315 3 ปีที่แล้ว

    Ikaw najud te! Google pa more! God bless!

    • @CorrBinoya
      @CorrBinoya  3 ปีที่แล้ว

      I know right😂

  • @BB-lc2cm
    @BB-lc2cm 2 ปีที่แล้ว +1

    How is that possible ? My credit score is 985 (experian) and the best offer I have found for a personal loan of £ 22500 is 22.9% APR?

    • @CorrBinoya
      @CorrBinoya  2 ปีที่แล้ว

      Maybe it’s about timing. I have been building my credit score since 2017, and i have not taken out any loan not til this year☺️

    • @robys5117
      @robys5117 2 ปีที่แล้ว

      Hi, the offer you received was from a soft search calculator , or it was from a full application from th bank?
      Thanks now

    • @robys5117
      @robys5117 2 ปีที่แล้ว

      Message was for BB

  • @noriebethabaniza1433
    @noriebethabaniza1433 6 หลายเดือนก่อน

  • @GeetanjaliChavan
    @GeetanjaliChavan 7 หลายเดือนก่อน

    Do they ask for the receipt once you spend the loaned money?

    • @CorrBinoya
      @CorrBinoya  7 หลายเดือนก่อน

      Nope.

  • @helenstudio5468
    @helenstudio5468 ปีที่แล้ว +1

    Are loans considered public funds?

  • @mattkaczmarczyk6953
    @mattkaczmarczyk6953 ปีที่แล้ว

    Didn’t know it was that easy with HSBC

    • @CorrBinoya
      @CorrBinoya  ปีที่แล้ว

      As long as you have good to excellent credit score😊

  • @pinayinuk
    @pinayinuk 2 ปีที่แล้ว

    I get personal loan and got approved tapos I payed after 5 days without interest but I guess I shud not pay so fast

    • @CorrBinoya
      @CorrBinoya  2 ปีที่แล้ว +1

      Yes build your credit history by paying long term.

  • @CarlSmith-ri2yf
    @CarlSmith-ri2yf 10 หลายเดือนก่อน

    Thank you for the video. Do you know if there is any ways i can get a loan ? I really could do with some extra money to pay for some healthcare treatment. I am working full time but with the cost of living still struggling. I would be super grateful for some help. I have a laptop and a couple of hours of daily free time. I lost my two front teeth in a car accident and want to get it sorted . It's going to cost around £3,000, and it would change my life, as you would not believe. I am currently working in a office full time and sometimes do removals on the weekend. I would get it done if I got into finance, but i ruined my credit rating years ago with bad life choices. I'm just a genuine hard-working guy and would be super grateful for some help. Word's can't describe how happy i would be for some help.

    • @CorrBinoya
      @CorrBinoya  10 หลายเดือนก่อน

      Hi Carl. That’s a terrible situation. I hope i can help you, but I just shared my personal experience about taking loans, Im not really an expert for that matter😊

  • @shreyaskunder6562
    @shreyaskunder6562 3 หลายเดือนก่อน

    How many years you lived in Uk while making this video? Bcoz lot of loans has requirement of living in uk for 3 year.(one of the few videos explaining things clearly) Thankyou😊

    • @CorrBinoya
      @CorrBinoya  3 หลายเดือนก่อน

      Hi! I was on my 4th year of stay in the UK when I made this video☺️

  • @yourchilinmusic
    @yourchilinmusic 11 หลายเดือนก่อน

    Can someoane who have gone throw same sitution like this give me some tips advice?
    I have a 800 credit score, credit history with debit set on account for 6 months, i have a basic hsbc account and i wanna take a personal loan of 17-20k what would be the canches to get aproved?
    im planing to upgrade to advance account do i need to wait after that?
    There is any other lender or bromer where can i apply?

    • @CorrBinoya
      @CorrBinoya  6 หลายเดือนก่อน

      There’s no harm in trying to apply for a personal loan online. The thing is you won’t be too sure of you will get a good APR rate since it is your first loan.

    • @ratheeshchandrasekharan8792
      @ratheeshchandrasekharan8792 หลายเดือนก่อน

      just checking did you apply for that loan in HSBC ? if yes, was it approved ?

  • @shakeelahmad-er2kj
    @shakeelahmad-er2kj 2 ปีที่แล้ว +1

    Hi mam good morning,i hope you ll be doing good,i had an offer from experian about 2 months before,and i was likely to be approved for 15k admiral loan with best APR,but when they called me i was unable to explain them that where i will spend that money, so they rejected my loan,when you have time plz just write to me few striking steps so that they will get satisfaction and pass my loan,many thanks

    • @CorrBinoya
      @CorrBinoya  ปีที่แล้ว

      Hi! I actually mentioned this in the video.

  • @krishnachaitanya9408
    @krishnachaitanya9408 10 หลายเดือนก่อน

    It’s been 15 months I’m in UK and I don’t have a credit card , will I get personal loan ?

    • @CorrBinoya
      @CorrBinoya  10 หลายเดือนก่อน

      It’s hard to tell as you don’t have proof to the creditor that you are able to pay off any debt. Having a credit card is one way to build a credit score I’m afraid.

  • @Maria723-b4y
    @Maria723-b4y 3 ปีที่แล้ว +1

    Ma'am what bank po kayo?
    Barclay's ba?
    Thankyou very much.
    In need of your help.

    • @CorrBinoya
      @CorrBinoya  3 ปีที่แล้ว

      Hi Ms. Pickels, I’m with HSBC po☺️

  • @sreenathmn3913
    @sreenathmn3913 3 ปีที่แล้ว +2

    Can you pls let me know if 729 is a good score? Will I be eligible to apply?

    • @CorrBinoya
      @CorrBinoya  3 ปีที่แล้ว

      Hi Kindly check with credit score checking apps. But i think your score is fair.

    • @angeladennis337
      @angeladennis337 3 ปีที่แล้ว

      I recommend you message Berry, he is a private lender , with good interest rate just text ⬆️ ⬆️ ⬆️

  • @fread4945
    @fread4945 2 ปีที่แล้ว +1

    After completing how many months IN UK ,we can apply for a personal loan??

    • @Michael_ralphy_On_Instagram
      @Michael_ralphy_On_Instagram 2 ปีที่แล้ว +2

      I was able to start up my new fishery business with the help of this agent Alexander. I’ve been hearing about giving out funds for business. He really made it easy for me to choose a different and more profitable business.

  • @marufmollik8467
    @marufmollik8467 2 ปีที่แล้ว

    Good

  • @yumyumfoodsindiaspora
    @yumyumfoodsindiaspora 2 ปีที่แล้ว

    How do I build my credit score. Do I need to get a credit card

    • @CorrBinoya
      @CorrBinoya  2 ปีที่แล้ว

      Yes you do, and make sure to be diligent in paying debts.

    • @yumyumfoodsindiaspora
      @yumyumfoodsindiaspora 2 ปีที่แล้ว

      @@CorrBinoya please do you know any care home that can provide Sponsorship for senior carers. I am in Nigeria. I have the compliance documents ready

  • @lifeofranco
    @lifeofranco 9 หลายเดือนก่อน

    is there charge for paying loan early?

    • @CorrBinoya
      @CorrBinoya  8 หลายเดือนก่อน

      As far as I know, no charge for paying your loan early but you will still have to pay all the interest fees.

  • @mahalakshmivenkatesan2108
    @mahalakshmivenkatesan2108 ปีที่แล้ว

    Hi ma'am I just reached UK two days ago ,when I can get personal loan from hsbc bank, thanks 🙏❤️

    • @CorrBinoya
      @CorrBinoya  ปีที่แล้ว

      Hi! Please watch out for my Ask Corr Episode 6 as I feature and answer your question.

  • @rosedekbeautytherapistandc5440
    @rosedekbeautytherapistandc5440 11 หลายเดือนก่อน

    Its nice info but you reading very fast need to slow down let the people to get the info and understand.

    • @teees554
      @teees554 10 หลายเดือนก่อน +1

      Listen faster

    • @Ketology2024
      @Ketology2024 4 หลายเดือนก่อน

      @@teees554 Or slow the video down.

    • @CorrBinoya
      @CorrBinoya  4 หลายเดือนก่อน

      @Ketology2024 😅😅😅

  • @johnwolfenden5275
    @johnwolfenden5275 2 ปีที่แล้ว +1

    After I got upto 300K trading with Mrs Valerie Anne Yarvin.I bought a new House and I'm now able to send my kids to a better school in the states thanks to Mrs Valerie Anne Yarvin . When someone is straight forward with what he or she is doing people will always speak up for them.

    • @matthewpaul7077
      @matthewpaul7077 2 ปีที่แล้ว

      HOW!!😊 I know it's possible, my sister always get 40K every week, I would appreciate if you show me how to go about it.

    • @philipnavas3211
      @philipnavas3211 2 ปีที่แล้ว +1

      She's awesome, perfect and a genius. I've made up T0 $162,050 trading.

    • @rogerloera7471
      @rogerloera7471 2 ปีที่แล้ว

      I think I’m going to try it out

    • @lucysandra909
      @lucysandra909 2 ปีที่แล้ว

      I checked her up on Google ,she is a verified and licensed broker
      I'll invest $5,000 with her

    • @arnieanderson3081
      @arnieanderson3081 2 ปีที่แล้ว

      So delighted seeing my broker talked about on TH-cam, This was exactly how i got recommendation about Mrs Valerie Anne Yarvin, At first i was a bit skeptical but eventually i gave her a trail with my little investment i got huge profit

  • @amrojakhter8080
    @amrojakhter8080 หลายเดือนก่อน

    Hello

    • @CorrBinoya
      @CorrBinoya  หลายเดือนก่อน

      Hey☺️

  • @fultonanthonydejesus7993
    @fultonanthonydejesus7993 ปีที่แล้ว

    Hello po,
    Tanong ko lang po kung pwede maapprove sa loan kung 6 na buwan palang sa England/ uk? salamat po!

    • @CorrBinoya
      @CorrBinoya  ปีที่แล้ว +2

      You need to build a credit history po if your planning to take out a big loan. Pero if you are planning to loan small amount, i think you can but with high interest.

    • @garyfern7653
      @garyfern7653 ปีที่แล้ว

      @@CorrBinoya Buang are you single I need you in my life

    • @CorrBinoya
      @CorrBinoya  ปีที่แล้ว +1

      😂😂😂

    • @garyfern7653
      @garyfern7653 ปีที่แล้ว +1

      @@CorrBinoya haha 😂 I’m serious 💐😘🤗

    • @CorrBinoya
      @CorrBinoya  ปีที่แล้ว +1

      I’m happily married dear😆

  • @kalamuddin4253
    @kalamuddin4253 3 หลายเดือนก่อน

    Am looking for a loan

    • @CorrBinoya
      @CorrBinoya  2 หลายเดือนก่อน

      Contact your bank dear

  • @beaujamo
    @beaujamo 2 ปีที่แล้ว

    Lamats!

    • @CorrBinoya
      @CorrBinoya  ปีที่แล้ว

      Thanks for watching😊

  • @brightomonghodion3941
    @brightomonghodion3941 ปีที่แล้ว

    How can I get loan anyone to help need £9000 for my school fees

  • @rosenbiserov3133
    @rosenbiserov3133 2 ปีที่แล้ว +3

    Hello can I contact with you?

    • @CorrBinoya
      @CorrBinoya  2 ปีที่แล้ว

      Hi. Message me here or in my IG

  • @menaandrews9491
    @menaandrews9491 3 ปีที่แล้ว +2

    Oh my God you are so interesting, can we be friends. Coming to London of the 9th as a registered nurse with the NHS, I believe I can learn a lot from you. Hit me up let’s connect

  • @markscott2991
    @markscott2991 ปีที่แล้ว +1

    47crbertech