▸▸▸ www.365daystofire.com/ Enrollment is now open for our 365 Days to F.I.R.E. Program for 2025 Sign up and get: ◼ Completed F.I.R.E. Plan, Stock Investing Plan, Real Estate Investing Plan, etc. by the end of program ◼ Daily F.I.R.E. Actions ◼ Monthly Live Q&As ◼ Small Accountability Groups ◼ Quarterly Book Club ◼ 3 Meet-ups in Portugal, including a 2-Day Conference with us in Porto! ◼ Private Facebook group ◼ Lifetime access to daily tasks, recorded live Q&As, recorded book club meetings, Facebook group, and resources ◼ Discounted future meetups as 365 Days to F.I.R.E. program alumni ◼ And more! To learn more and enroll NOW, go to: www.365daystofire.com/
One thing that wasn't explicitly said: choosing the right spouse. Two people working together makes this so much easier. They have worked together to make this happen. It would have been exponentially harder to do this with only one person carrying the weight. Plus one person carrying the weight can lead to resentment. Alone you can go fast but together you can go farther.
I feel everyone should be doing these things with or without a partner. Being married with whom may be "right" doesn't mean you'll never divorce later.
For married folks a partner on same page gives you steam ie encouragement to keep at it, ideas, and double income, otherwise if married and not same page, you may build as your spouse digs a hole or doesn't encourage. A single person can do achieve this too, self motivation.
I am a 26 year old "retiree". I am a veteran living off of my pension in Mexico 💫. I have an apartment with a ocean view, weekly maid, etc. Everyone's path is different but it is possible.
Having multiple income sources is very crucial to financial growth as the election is fast approaching and No one knows what the economy holds for the citizens of America Depending on who is elected.
This guy is very blessed to be married to her. I can see it in his eyes how happy he is. I pray that my 20 year old son will meet a good woman and stay clear of the floozies
When you reach your Million $, believe me all kinds of Young Beauties will come chasing for your company. You can then show off your beautiful partner.
I'm 21 years old, from portugal, completely crazy about financial independency, hopefully i can make it along with everybody else. Keep motivated guys we are all going to make it :)
I’m from New York and I’m 16 but I really love travel and don’t only want to stay in America my whole life. I want to be financially independent that way I can travel to different countries or even move to another one.
Christina always gives me those supportive auntie-vibes... It's almost as if I can hear her say: "Go on child, you can do it. Just believe in yourself. Ain't nobody gonna do it for you"
It was this year that my wife and I have gotten serious about investing. Partly because of you guys. I also watch videos from Chris Hogan, Graham Stephan, and more. I have learned so much. My wife and I have already knocked out $15,000 in debt this year. By May of next year we should have $25,000 of our debt cleared out. On top of that we have saved up around $1,200 and, put about $2,500 in an investment account for ourselves and a few hundred dollars for our 2 year old. We at least want to give our daughter a great head start in life.
You should look into investing in the stock market. I started investing in August 2020 and ive tripled my investments already. Look into uranium stocks, the bull market is barely starting. The 3 top undervalued stocks are penmf, anldf, and wstrf. Financial fortune youtube can teach you more about it. Good luck
2 people on the same mission is a blessing from God. Yall are Blessed 🙌🏽 Nowadays everyone just thinkgs about their needs & wants. #keepgoong yall!!!🎉🎉
@@PercyOrdonez i been doing odd jobs since 16. i have sold Magazines to people. been a youtuber, wrote for a Magazine aswell, i have always been willing to move to where i can get a job so i have worked in malta, the uk and sweden, i also sold mousepads with a 24 dollar profit each. and ofc i have invested my money in index funds, stocks and some crypto.
My wife and I, sat down and made budget. When we saw how much we could save in one year. We were stunned. In one year, we could have the down payment for investment property. I already have a side hustle, which pays pretty good. Thanks for making these videos. You've definitely inspired us both.
@@OurRichJourney , you know America is still the only best country in the world to build wealth right?! no country can just print more money like the US can and still no countries in this world will hold it accountable for. LOL
This will be a 5 million + subscriber channel in 2 years . Stay humble , stay informative and the sky is the limit . Thanks for sharing your stories and helping others understand how all this works.
I taught my kids personal finance at a very young age. both 14&16 respectively and are making above $2k passively. if the younger generation can take their mind of the social media, they can learn to make more money and earn freedom.
Great content as usual. Thank you both so much for your continued inspiration. In part because of your videos I finally became debt free in 2020. Paying off a total of over $140,458 thousand in debt(student loans, car loan and business debt). I am now saving 50% of my income and looking into side hustles that will further boost my income. I pray for continued blessings for your family. Thanks again for all you do❤
@@lreally Whatch all their vdo’s There is tons of information. One way of attacking your debt would be to live below your means and pay down your debt. Track your spending and See were you can budget.
@@lreally basically what @ay Wa said. I lived way below my means even when I was making only 30k per year. One way I accomplished this was moving back in with my parents. I know not every body has this option but I had it and I used it. I saved alot just from this perspective alone while still contributing to house hold expenses like rent and food. Another thing I did was increase my income. I was fortunate enough that my degree gave me a return on my investment even tho I did take quite a bit in loans to attain it. Every spare bit of change I got like tax returns I threw at my debt. I was obsessive about paying it off because I really hated the monthly drain on my paychecks. Now that I'm debt free I can't describe how liberating it is to know that all the money I used to pay someone else can now be used to build my own wealth. I wish you all the best in crushing your debt.
Love seeing you two helping regular people find success. Kids, normal jobs, work-life balance, and retired early. Truly living the dream!! Until seeing this video I've felt like I have our plan for FIRE fairly well sorted, but we have yet to lay out a withdrawal strategy sooooo there's work yet to do!! Thanks for pointing out the details and making it really feel possible!
Thank you so much for your kind words! And I LOVE that you are now going to work on your withdrawal strategy - getting everything in place for when you reach FIRE!!!
Thank you sooo much for all you do. since 2021 I started investing and I am in my 50's but learning from scratch from you guys and I am a slow learner lol making mistakes but still learning and keep moving forward. people laugh at me because I am older now and they tell me its too late, but I feel even if I save 100k I will still be better off than $0 dollars lol. Anyway now I am teaching my sons and keep sending them your finance videos so they can have more knowledge about all of this compound interest and hoping that they will be ok when I'm gone. many blessings to you and your family.
I’m always impressed and inspired by you two. I only wish we had discovered these ideas when we were in our 20s instead of now in our 50s. I truly do believe it’s never too late, but to accumulate savings takes time.
My fiancé and I are 22 and HUNGRY to become financially free. I love your videos. We’re so eager so we’ve definitely made some financial mistakes but we are learning ❤
Do you guys have videos where you discuss your income during that 8 year time frame. That is a lot of money to save in eight years, so I’m trying to put it into perspective.
Love that you saved 70% of your income. We are huge savers so we're going to go calculate our savings rate right now to see how we match up! Great job you two. Loving your energy, positivity and general ambiance between the two of you!
I'm very impressed at how well you've thought this out! We both worked in financial services and have put a fair bit of thought and analysis into our finances, but you guys are next level!
God Bless You both!! My husband has the same haircut as Aman and I have been cutting his hair at home with a clipper and saved thousands of dollars over the past 10 years!! Thanks for sharing!!
WHEN you were in your investing stage where were u putting your money? Etfs or individual stocks? Can u clarify what ones you poured your money in monthly
Great advice! I sell on eBay as a side hustle and most of my investment comes from that. I also make sure I max on my Roth every year and 15% to my 401K.
Guys, we absolutely enjoyed watching you share how you've achieved your dream of early retirement. What we love beyond everything you shared is your undisputed focus as a couple in order to achieve your goal and it's a joy to see you living a beautiful life with your children. Good work, guys! 😊
The two of you are amazing. Could you do a video on whether the pandemic/stock market had any effect on your plans, any fears or decisions that had to be made? Did you end up having to use any emergency funds or still business as usual?
I love this concept, im working on financial independence but i dont want to retire early tho, will work till Im able, vacations twice a year is good enough
@@naturalbeauty_abena1230 facts! It’s good to have someone on the same wave length as you but until then, you just have to focus on self development 👌🏾
Grantulations you guys on your journey I have been watching your videos from the beginning being Portuguese my self I proudly say I love you guys for sharing theses ideas bringing tourists and migrants into the country bringing money into the economy I saw a video you guys uploaded regarding over paying for a home witch you mentioned affecting locals having to pay extra so true they all ready struggling as is average 600 euro a month very difficult to live on You guys contributing to this beautiful country of mine I appreciate and thank you both glad you enjoy your stay in Portugal and love you have given us and we love you guys in return xx agracos e beijihnos a voces e as meninas mwah 💋
I found your channel through listening other podcast. I love your journey and tips and tricks to reach financial independence. The greatest thing is that you guys are a family of 4 with an average salary. I am a single mom of one beautiful girl. I look forward retiring in the next 11 years!. Thank you so much for all your videos
Thank you both for sharing such useful information. I’m fairly new to investing, but I’m really learning a lot. Retiring at 39 sounds like a plan for me. That’s less than five years away, but if I dive into this now, I believe it’s totally doable. Bless you guys for starting this channel! 😊
Please note that the TH-cam pages and affiliate marketing creates multiple streams that earn over 7-10k per month in USDs. That’s already great income even without the investment.. great inspiration
You guys have been my cheerleaders. Your videos, your energy, your tips. I've sliced my debts in half. Refinanced a lot of them. The start of 2020 I had maybe $50-$100 left over every month, I've gotten that number to $500 a month; budget, attack debt, worry about your own life and needs, refinance, work more. Just having a few hundred extra a month and a few thousand in savings feels great. You feel secure. Thank you guys for motivating me and making me feel like I've got control of my life and future. Much love!!! 💗💗💗💗
Robert - You are INCREDIBLE!!!! Congrats on cutting your debt in half and finding more money to save! I LOVE that you're motivated and that you've made such positive financial moves!!! 💗💗💗💗💗💗💗💗💗💗💗💗
I am a big fan of your. Have just hit 1 Million at age 40 but can’t retire yet. Have two children which is 20 years from now to finish college and have family to take care back home. I am glade that I found your channel at least, plan to start our children to become financial independent at age 30. Great job and Thank you.
This couple is goal. Thank to you guy, I start adopting a minimal, simplistic lifestyle. I have a long way to go but I'm getting there. Grateful for you guys ☺️☺️☺️🙌🏿🙌🏿🙌🏿🙌🏿 keep inspiring us to FIRE.
Wait, youtube recommended this video!!! Binge watching all your videos!! Great job. I want to retire at 40 years!!! Thank you for the tips.. Edit: new sub!
Good solid practical advice for us all here - I’m based in the Uk and love to see others share that mindset and strategies are the key for financial success :) thanks for a solid video!
Really hope you both get back to talking more about Portugal move related things like the real estate process, any financial adjustments you made, etc since that experience makes you both one of a kind in terms of information!
Hello. I just enrolled in your NEW Stock Market Investing Course!!! I'm very excited to learn the investment game as I start a new job that offers 401Ks, ect
That's fantastic!!! Check out all the benefits your job offers - and when you can begin contributing to the 401(k)!!! :) When we worked in the Bay Area, we got our public transportation (Bart) paid for!!! :)
Hi. FYI. - someone created a spam/fake account, called it Our Rich Journey, and used our photo to respond to your post. IT IS NOT US. If you ever need to know if it is truly us commenting, check to confirm the check mark next to our name (which means the true Our Rich Journey verified by TH-cam). Do NOT call the number the fake account provided. It is a spammer trying to take your money. We reported the account and removed the comments. However, you may still see the comment in your notifications. Please report the fake channel.
Such an awesome story! I’m on a similar journey and documenting it as well. Hope to be there in the next 5 years 😀 looking forward to having those extra 40+ hours to do what I want with.
Love your videoes. My wife and I too saved 75% of our income just so we could invest in real estate. We now have enough passive incomes to let our two university-graduate boys retire in their 30s if they so wish to! Nothing is impossible with sensible savings and investments! I wish all your viewers a rich journey.
That's awesome that you guys are so in sync with investing. My husband does not trust investing and doesn't have patience (or time, he works a lot as a project manager) to learn.
Hi. FYI. - someone created a spam/fake account, called it Our Rich Journey, and used our photo to respond to your post. IT IS NOT US. If you ever need to know if it is truly us commenting, check to confirm the check mark next to our name (which means the true Our Rich Journey verified by TH-cam). Do NOT call the number the fake account provided. It is a spammer trying to take your money. We reported the account and removed the comments. However, you may still see the comment in your notifications. Please report the fake channel.
I’m a Federal EE and my wife is a private sector EE; your videos are eye-opening. We made over $250k and only saved, 15% of our income last year, and it seems it just wasn’t enough. No more; using your videos as inspiration and support, we will make a significant change this year. We will retire in 9 years.... Thank You for what you do and keep up then phenomenal work.
Hi. FYI. - someone created a spam/fake account, called it Our Rich Journey, and used our photo to respond to your post. IT IS NOT US. If you ever need to know if it is truly us commenting, check to confirm the check mark next to our name (which means the true Our Rich Journey verified by TH-cam). Do NOT call the number the fake account provided. It is a spammer trying to take your money. We reported the account and removed the comments. However, you may still see the comment in your notifications. Please report the fake channel.
It’s the argument of deciding to ‘live large’ when you ‘retire’ or make the most out of the blessed days we have in the present. Live for today, don’t live in the hope for tomorrow.
@@OurRichJourney2020 set my life on fire and now 2021 my Fire journey is in full swing .7 years from now 2028 I will ..i must be back to check on this comment and I will be retired ! Heaven please see me through.
Just found you guys and I'm so inspired! I'm getting a later start than I'd like but, better late than never. The budget sheet is awesome. I keep playing around with it because making that needle move is so motivating! Thank you for taking the time to teach us everything they should have taught us in school :)
You guys retired from corporate which is amazing. But you still have a purpose and passion for running this TH-cam channel and selling your services. So thats amazing too.
I recall them doing a video on this. I remember that they both said they can now focus on their hobbies and their children. They keep setting new goals. I cant see any downside in retiring early at all.
Thank you for sharing the amount for retirement. Everyone has a different goal. I think 2 to 3 million is a good amount depending on where you live. Wish I thought of this years ago. You guys are very lucky. Smart - but lucky too. Thanks for sharing.
How do u select a financial investment firm? Isn’t a fiduciary the most important, and second also avoid fees on products sold that are usually hidden.
Great video! Do you have a video or tips regarding the best banks for expats in Portugal (traditional vs online banks) and the cheapest way to transfer funds from a US bank?
What recommendations do you have for an early 50 yo starting over again? Where would you invest $1000 if that is all you have to start with? What side hustles do you recommend during the pandemic when there is so many restrictions? Thank you so much!!!!🙏🏻❤🦋
![I'm 50 with $1 Million | Can I Retire Early? [Case Study]](/img/n.gif)
▸▸▸ www.365daystofire.com/
Enrollment is now open for our 365 Days to F.I.R.E. Program for 2025
Sign up and get:
◼ Completed F.I.R.E. Plan, Stock Investing Plan, Real Estate Investing Plan, etc. by the end of program
◼ Daily F.I.R.E. Actions
◼ Monthly Live Q&As
◼ Small Accountability Groups
◼ Quarterly Book Club
◼ 3 Meet-ups in Portugal, including a 2-Day Conference with us in Porto!
◼ Private Facebook group
◼ Lifetime access to daily tasks, recorded live Q&As, recorded book club meetings, Facebook group, and resources
◼ Discounted future meetups as 365 Days to F.I.R.E. program alumni
◼ And more!
To learn more and enroll NOW, go to: www.365daystofire.com/
One thing that wasn't explicitly said: choosing the right spouse. Two people working together makes this so much easier. They have worked together to make this happen. It would have been exponentially harder to do this with only one person carrying the weight. Plus one person carrying the weight can lead to resentment. Alone you can go fast but together you can go farther.
I feel everyone should be doing these things with or without a partner. Being married with whom may be "right" doesn't mean you'll never divorce later.
Thanks for sharing Robert! Having a partner on the same page is definitely helpful!!!
From experience, you're 100% correct.
For married folks a partner on same page gives you steam ie encouragement to keep at it, ideas, and double income, otherwise if married and not same page, you may build as your spouse digs a hole or doesn't encourage.
A single person can do achieve this too, self motivation.
Agree 10000%
Just hit the millionaire club this past week. My wife and I are inching closer. Although we’re a bit older at 42/43. We plan to FIRE in 10 years.
CONGRATULATIONS!!! That's fantastic!
So just cuz your at a million dollars you think you can retire? I would think a million goes really fast. Anyways, congrats 🎉
@@aaronvigil9910 million saved and million invested are two different things
@@Lamarrhezekiah For sure, let that shit compound. Set & forget, baby!
richman!
I am a 26 year old "retiree". I am a veteran living off of my pension in Mexico 💫. I have an apartment with a ocean view, weekly maid, etc. Everyone's path is different but it is possible.
LOVE your points - thanks for sharing!!! Also, I'm just picturing your ocean view now - LOVELY!!! :)
You can use your pension in Mexico? My wife is a Navy Veteran.
@@davidbown2707 the pension is through direct deposit. It's their money to spend so yes they can use to fund their life in Mexico.
How do you get a pension at 26?
@@michaeltedesco2667 I’m
Thinking the “pension” is VA disability
Im a young black man trying to get where you guys are in life this is motivation
Same but a woman lol.
17 year old asian with 4k
But i feel If i can hit 2.5m in 10 years, Id rather build it even more than retire
Eric - You WILL get here! Stay positive and motivated! We're rooting for you!!! :)
Having multiple income sources is very crucial to financial growth as the election is fast approaching and No one knows what the economy holds for the citizens of America
Depending on who is elected.
@@cnbc9713 if trump does not win it would be a curve ball
Idc what the news says, they said he’d lose last election and guess who won
This guy is very blessed to be married to her. I can see it in his eyes how happy he is. I pray that my 20 year old son will meet a good woman and stay clear of the floozies
Also pray he will be a good man to that good woman you are praying for him to be blessed with
I pray your son never marries a woman period. There’s nothing in it for him. 💯
i pray too. he will get a good wife - if hes looking for the right qualities and not botox face and fake faced ones.
I love these two - they break things down so simple
So sweet!
Much respect to you guys. I'm a black American getting ready to retire at 41. The only thing I'm missing is a gorgeous woman to share my life with :)
Congrats on getting ready to retire! :) You'll find your partner! :)
@Que_Rico not always the case
@Que_Rico Yeah, not always the case. God will provide the right woman for him =)
@Que_Rico true.....
When you reach your Million $, believe me all kinds of Young Beauties will come chasing for your company. You can then show off your beautiful partner.
I'm 21 years old, from portugal, completely crazy about financial independency, hopefully i can make it along with everybody else. Keep motivated guys we are all going to make it :)
I’m from New York and I’m 16 but I really love travel and don’t only want to stay in America my whole life. I want to be financially independent that way I can travel to different countries or even move to another one.
I love seeing people who created a plan and stuck to it and are enjoying their rewards. So happy for you.
Aww - thank you so much Anthony!!! :)
My entire
2021 is for sticking to my plans.
I'm 35 and just investing now. I'll be happy to retire at 50, maybe a few years earlier. I'm also trying to emigrate out of the US.
Retiring by is incredible! The average is much higher!
Christina always gives me those supportive auntie-vibes... It's almost as if I can hear her say: "Go on child, you can do it. Just believe in yourself. Ain't nobody gonna do it for you"
I'm so glad I'm putting those vibes out there! Hehe! Love those auntie -vibes!!! :)
They’re definitely relatable. In my case, they’re more like my college friend’s, younger siblings. Amon looks very Habesha.
@@Jen-eb5dy My husband is Eritrean. He said the exact same thing.
ikr... they are so knowledgeable but also laid back. They make me feel inspired and motivated to turn my life around.
lol
On the early retirement grind as well. My FAT FIRE goal is 3.5 million. Wishing everyone luck and persistence!
It was this year that my wife and I have gotten serious about investing. Partly because of you guys. I also watch videos from Chris Hogan, Graham Stephan, and more. I have learned so much. My wife and I have already knocked out $15,000 in debt this year. By May of next year we should have $25,000 of our debt cleared out. On top of that we have saved up around $1,200 and, put about $2,500 in an investment account for ourselves and a few hundred dollars for our 2 year old. We at least want to give our daughter a great head start in life.
That's great, Vairon. You and your wife are definitely on mission. You can do it!
Awesome this story is helping so many thank you for sharing
You should look into investing in the stock market. I started investing in August 2020 and ive tripled my investments already. Look into uranium stocks, the bull market is barely starting. The 3 top undervalued stocks are penmf, anldf, and wstrf. Financial fortune youtube can teach you more about it. Good luck
Getting inspiration and motivation from my young friends. At 55 better late than never. Wish I had this mindset in my teens
same. in my early 30s now, but better late than never!
Same ! I am 26 , I only started getting interested in this at 25
What gets measured, gets managed. If anyone aspires to FIRE, we need to track, Net Worth, Savings Rate, Income and Expenses religiously.
Agreed!!! :)
I am 26, a broke PhD candidate. I am planning to finish my thesis soon and focus on making money after to retire in my early 40s ! Wish me good luck 😄
Good luck Camelia. I also plan to retire at 45. I am 26.
2 people on the same mission is a blessing from God.
Yall are Blessed 🙌🏽
Nowadays everyone just thinkgs about their needs & wants.
#keepgoong yall!!!🎉🎉
13 years left. hopefully retireing at age 35!
That's fantastic - on track to retire before 40!!! :)
I want the same and I’m 23 now!
Till what? Till You hit a million?
What!!! Really, how?
@@PercyOrdonez i been doing odd jobs since 16. i have sold Magazines to people. been a youtuber, wrote for a Magazine aswell, i have always been willing to move to where i can get a job so i have worked in malta, the uk and sweden, i also sold mousepads with a 24 dollar profit each. and ofc i have invested my money in index funds, stocks and some crypto.
My wife and I, sat down and made budget. When we saw how much we could save in one year. We were stunned. In one year, we could have the down payment for investment property. I already have a side hustle, which pays pretty good. Thanks for making these videos. You've definitely inspired us both.
Thanks for sharing! Your comment demonstrates how great it is to sit down and create a budget!!! I LOVE that you and your wife did this!!!
Gosh, I love this positive, inspirational couple is a world that is going bonkers; very hopeful and impactful....w/actionable steps.
Wow - thank you so much for your kind words!!! So glad you're enjoying our videos!
@@OurRichJourney , you know America is still the only best country in the world to build wealth right?! no country can just print more money like the US can and still no countries in this world will hold it accountable for. LOL
They are so inspirational!
I love the fact you specified that this is not a get rich fast scheme
crypto currency is also a nice way to invest $1000 and change your life
1q
Wow!! 7 accounts.. Phased retirement plan. $2.5 Mil.. Thanks, Christina & Ahmad.
Hey there Curtis!!! Thanks for watching (as always!)! Have a fantastic week!!!
This will be a 5 million + subscriber channel in 2 years . Stay humble , stay informative and the sky is the limit . Thanks for sharing your stories and helping others understand how all this works.
Wow! So nice of you - thank you Eman!!!
I taught my kids personal finance at a very young age. both 14&16 respectively and are making above $2k passively. if the younger generation can take their mind of the social media, they can learn to make more money and earn freedom.
Exciting! I should be FI in 2 years, before my 35th bday. Working hard to ensure it happens. 😌
You two are very blessed that you found each other because you have to have a partner that thinks like you.
Great content as usual. Thank you both so much for your continued inspiration. In part because of your videos I finally became debt free in 2020. Paying off a total of over $140,458 thousand in debt(student loans, car loan and business debt). I am now saving 50% of my income and looking into side hustles that will further boost my income. I pray for continued blessings for your family. Thanks again for all you do❤
Hey! How did you attack your loans?
@@lreally Whatch all their vdo’s There is tons of information. One way of attacking your debt would be to live below your means and pay down your debt. Track your spending and See were you can budget.
@@lreally basically what @ay Wa said. I lived way below my means even when I was making only 30k per year. One way I accomplished this was moving back in with my parents. I know not every body has this option but I had it and I used it. I saved alot just from this perspective alone while still contributing to house hold expenses like rent and food. Another thing I did was increase my income. I was fortunate enough that my degree gave me a return on my investment even tho I did take quite a bit in loans to attain it. Every spare bit of change I got like tax returns I threw at my debt. I was obsessive about paying it off because I really hated the monthly drain on my paychecks. Now that I'm debt free I can't describe how liberating it is to know that all the money I used to pay someone else can now be used to build my own wealth. I wish you all the best in crushing your debt.
@@dynamitestacey2230 thank you
@@aywa1578 thank you
Love how transparent you both have been on this journey! Such a great video
Thank you so much!!!
Your videos are part of my Sunday routine now. That along with action items from your videos. Thank you for always keeping us so motivated!
Yay! Thank you Jay! So happy to hear that!!!
Wow this is one of the first videos that say things that are not on every blog page. Thank you so much
Love seeing you two helping regular people find success. Kids, normal jobs, work-life balance, and retired early. Truly living the dream!!
Until seeing this video I've felt like I have our plan for FIRE fairly well sorted, but we have yet to lay out a withdrawal strategy sooooo there's work yet to do!! Thanks for pointing out the details and making it really feel possible!
Thank you so much for your kind words! And I LOVE that you are now going to work on your withdrawal strategy - getting everything in place for when you reach FIRE!!!
Thank you sooo much for all you do. since 2021 I started investing and I am in my 50's but learning from scratch from you guys and I am a slow learner lol making mistakes but still learning and keep moving forward. people laugh at me because I am older now and they tell me its too late, but I feel even if I save 100k I will still be better off than $0 dollars lol. Anyway now I am teaching my sons and keep sending them your finance videos so they can have more knowledge about all of this compound interest and hoping that they will be ok when I'm gone. many blessings to you and your family.
52yoa here, never too late. You need people around you who don't laugh but get it (like you do).
I’m always impressed and inspired by you two. I only wish we had discovered these ideas when we were in our 20s instead of now in our 50s. I truly do believe it’s never too late, but to accumulate savings takes time.
My fiancé and I are 22 and HUNGRY to become financially free. I love your videos. We’re so eager so we’ve definitely made some financial mistakes but we are learning ❤
Do you guys have videos where you discuss your income during that 8 year time frame. That is a lot of money to save in eight years, so I’m trying to put it into perspective.
Love that you saved 70% of your income. We are huge savers so we're going to go calculate our savings rate right now to see how we match up! Great job you two. Loving your energy, positivity and general ambiance between the two of you!
I've used your budget for almost a full year now! Love it
Katia - that is so awesome!!! So glad you're using it and that you're finding it helpful!!!
so tired of working a 9 to 5, not that i dont fit my bills, i just dont know how long this would last. so much work
I'm very impressed at how well you've thought this out! We both worked in financial services and have put a fair bit of thought and analysis into our finances, but you guys are next level!
Wow so much Respect. I hope to break the chain of poverty in my family. Let God guide you. Stay blessed.
I think this is first time that I remember them sharing exactly how much they have. Most of the time, they omit the actual number.
I'm from the beautiful island Barbados and this video really inspired me to enter the index fund market and retired at an early age.
Life is good! Looks like Amon got a new shirt 👀. Love your channel.
LOL! Yes! Thank you!
😂😂😂😂
God Bless You both!! My husband has the same haircut as Aman and I have been cutting his hair at home with a clipper and saved thousands of dollars over the past 10 years!! Thanks for sharing!!
Yes - home hair cuts can result in lots of savings over the long run! :) Melea is in charge of haircuts for now! :)
WHEN you were in your investing stage where were u putting your money? Etfs or individual stocks? Can u clarify what ones you poured your money in monthly
Hi guys! Thank you for the gift of your Chanel. My husband and I won’t be able to retire early but we are using your information to help us retire.
Great advice! I sell on eBay as a side hustle and most of my investment comes from that. I also make sure I max on my Roth every year and 15% to my 401K.
That's incredible!!!
Guys, we absolutely enjoyed watching you share how you've achieved your dream of early retirement. What we love beyond everything you shared is your undisputed focus as a couple in order to achieve your goal and it's a joy to see you living a beautiful life with your children. Good work, guys! 😊
Wow! Thanks so much for your kind words!
The two of you are amazing. Could you do a video on whether the pandemic/stock market had any effect on your plans, any fears or decisions that had to be made? Did you end up having to use any emergency funds or still business as usual?
This wonderful couple helped me to be on the right track !! Thank you so much from North Carolina 😍!
Hey there Seena! So glad you're on the right track! So happy that we get to be a part of your journey!!! :)
I can feel the happiness and the fiscal responsibility in this video! Way to go and I’m not only listening but putting it into action. Thank you both!
Thank you Mimi! I LOVE the part about taking ACTION!!! Love, love, love it!!! :)
I love this concept, im working on financial independence but i dont want to retire early tho, will work till Im able, vacations twice a year is good enough
Ugh I am so grateful I found your Chanel last year.. I hope to marry someone with whom I can do those things with 🙏🏾🙏🏾 stay Bless stay Wealthy !
Myriam - We're so happy you found our channel!!! :)
Truth...having a like minded partner is key. Until then I will grind and make it God grace.
@@naturalbeauty_abena1230 facts! It’s good to have someone on the same wave length as you but until then, you just have to focus on self development 👌🏾
Grantulations you guys on your journey I have been watching your videos from the beginning being Portuguese my self I proudly say I love you guys for sharing theses ideas bringing tourists and migrants into the country bringing money into the economy
I saw a video you guys uploaded regarding over paying for a home witch you mentioned affecting locals having to pay extra so true they all ready struggling as is average 600 euro a month very difficult to live on
You guys contributing to this beautiful country of mine I appreciate and thank you both glad you enjoy your stay in Portugal and love you have given us and we love you guys in return xx agracos e beijihnos a voces e as meninas mwah 💋
I am 30 this year. Hopefully it is not too late to plan for early retirement.. 😊
Never too late! Good luck
I like when you talk about your elderly parents when they come in and live in to your house ❤️... Such a lovely couple
You two are so amazing. Such great spirits. Love from Dayton Ohio.
Hello there in Dayton! Thank you so much Steve!
I found your channel through listening other podcast. I love your journey and tips and tricks to reach financial independence. The greatest thing is that you guys are a family of 4 with an average salary. I am a single mom of one beautiful girl. I look forward retiring in the next 11 years!. Thank you so much for all your videos
Your wife is so dang happy I know Amon does his job!!!!💖
Hehe! 💖💖💖
Happy wife happy life
One of the best channels out there, thks for sharing, my kids watch your kids video on investing most mornings, ❤🍀
Thank you both for sharing such useful information. I’m fairly new to investing, but I’m really learning a lot. Retiring at 39 sounds like a plan for me. That’s less than five years away, but if I dive into this now, I believe it’s totally doable. Bless you guys for starting this channel! 😊
So excited to hear you're on the FIRE journey! You can do it!!!
Please note that the TH-cam pages and affiliate marketing creates multiple streams that earn over 7-10k per month in USDs. That’s already great income even without the investment.. great inspiration
You guys are incredible. True role models to all!!! 💪🏿💪🏿💪🏿
Thank you so much!!!
A great inspiration that it can be done for a lot of people. Thank you
You guys have been my cheerleaders. Your videos, your energy, your tips. I've sliced my debts in half. Refinanced a lot of them. The start of 2020 I had maybe $50-$100 left over every month, I've gotten that number to $500 a month; budget, attack debt, worry about your own life and needs, refinance, work more. Just having a few hundred extra a month and a few thousand in savings feels great. You feel secure. Thank you guys for motivating me and making me feel like I've got control of my life and future. Much love!!! 💗💗💗💗
Robert - You are INCREDIBLE!!!! Congrats on cutting your debt in half and finding more money to save! I LOVE that you're motivated and that you've made such positive financial moves!!! 💗💗💗💗💗💗💗💗💗💗💗💗
Robert - Very cool to hear about the steps you have taken. I am always inspired by people who take control of their lives, as you describe.
How much you make?? I am living paycheck to paycheck
A little over $1,600 a month. Doesn't include money from side jobs and hustles. @BadWeatherfreak
@@arjay1566 so you h
Pay rent or mortgage?
I am a big fan of your. Have just hit 1 Million at age 40 but can’t retire yet. Have two children which is 20 years from now to finish college and have family to take care back home. I am glade that I found your channel at least, plan to start our children to become financial independent at age 30. Great job and Thank you.
This couple is goal. Thank to you guy, I start adopting a minimal, simplistic lifestyle. I have a long way to go but I'm getting there. Grateful for you guys ☺️☺️☺️🙌🏿🙌🏿🙌🏿🙌🏿 keep inspiring us to FIRE.
You've already started, which is an accomplishment already! You are on your way - you can do it!!!
I don’t know how I just now found you guys, but I’m glad I did.
Wait, youtube recommended this video!!! Binge watching all your videos!! Great job. I want to retire at 40 years!!! Thank you for the tips..
Edit: new sub!
Good solid practical advice for us all here - I’m based in the Uk and love to see others share that mindset and strategies are the key for financial success :) thanks for a solid video!
Really hope you both get back to talking more about Portugal move related things like the real estate process, any financial adjustments you made, etc since that experience makes you both one of a kind in terms of information!
Hi there Mike! More Portugal videos to come!!! :)
I admire both your amazing financial success/work ethic and your ability to reply/heart to every comment 👍
Hello. I just enrolled in your NEW Stock Market Investing Course!!! I'm very excited to learn the investment game as I start a new job that offers 401Ks, ect
That's fantastic!!! Check out all the benefits your job offers - and when you can begin contributing to the 401(k)!!! :) When we worked in the Bay Area, we got our public transportation (Bart) paid for!!! :)
How can I sign up for this course
Every time I get down and want to give up on my journey I turn to you guys and your inspiring family! Thank you for being you and sharing!
Hi. FYI. - someone created a spam/fake account, called it Our Rich Journey, and used our photo to respond to your post. IT IS NOT US. If you ever need to know if it is truly us commenting, check to confirm the check mark next to our name (which means the true Our Rich Journey verified by TH-cam). Do NOT call the number the fake account provided. It is a spammer trying to take your money. We reported the account and removed the comments. However, you may still see the comment in your notifications. Please report the fake channel.
Such an awesome story! I’m on a similar journey and documenting it as well. Hope to be there in the next 5 years 😀 looking forward to having those extra 40+ hours to do what I want with.
I'm just getting here. Loving your channel. My husband and I will be subscribing!
Love your videoes. My wife and I too saved 75% of our income just so we could invest in real estate. We now have enough passive incomes to let our two university-graduate boys retire in their 30s if they so wish to! Nothing is impossible with sensible savings and investments! I wish all your viewers a rich journey.
That's awesome that you guys are so in sync with investing. My husband does not trust investing and doesn't have patience (or time, he works a lot as a project manager) to learn.
Hi. FYI. - someone created a spam/fake account, called it Our Rich Journey, and used our photo to respond to your post. IT IS NOT US. If you ever need to know if it is truly us commenting, check to confirm the check mark next to our name (which means the true Our Rich Journey verified by TH-cam). Do NOT call the number the fake account provided. It is a spammer trying to take your money. We reported the account and removed the comments. However, you may still see the comment in your notifications. Please report the fake channel.
Hi - FYI. You were spammed again. Do NOT call the number.
@@OurRichJourney I won't
This is so inspiring! I’m a new financial creator and I hope one day my channel inspires people in the way that you both have inspired me!
I’m a Federal EE and my wife is a private sector EE; your videos are eye-opening. We made over $250k and only saved, 15% of our income last year, and it seems it just wasn’t enough. No more; using your videos as inspiration and support, we will make a significant change this year. We will retire in 9 years.... Thank You for what you do and keep up then phenomenal work.
Whats an EE?
@@barrythompson7651 employee
This is exactly what I needed to hear today. I love how yall continue to move as a unit on this journey. I know that makes things so much easier.
Thank you! We're so happy to be a part of your day today!!! Have a great week! :)
Hi. FYI. - someone created a spam/fake account, called it Our Rich Journey, and used our photo to respond to your post. IT IS NOT US. If you ever need to know if it is truly us commenting, check to confirm the check mark next to our name (which means the true Our Rich Journey verified by TH-cam). Do NOT call the number the fake account provided. It is a spammer trying to take your money. We reported the account and removed the comments. However, you may still see the comment in your notifications. Please report the fake channel.
@@OurRichJourney I've been reporting lots of them, I got yall!
It’s the argument of deciding to ‘live large’ when you ‘retire’ or make the most out of the blessed days we have in the present. Live for today, don’t live in the hope for tomorrow.
This video set my life on F.I.R.E .Lot's of thanks for this and now let the challenge begin .
LOVE your comment!!! Let that challenge begin!!! :)
@@OurRichJourney2020 set my life on fire and now 2021 my Fire journey is in full swing .7 years from now 2028 I will ..i must be back to check on this comment and I will be retired ! Heaven please see me through.
Do you have a video on how to pullout and live off of your retirement money?
You Guys are the Dave Ramseys Every Day Millionaires. Amazing!
Thanks for the Free Budget sheet and thanks for being such great role models for us folks trying to reach independence.
Yes! So glad you got the budget Lillian!!! Hope you're finding it useful!!!
When you say saving over 70% of your income, is that pretax or after tax? Thanks
You guys are my favourite You Tubers! So positive and inspirational. Thank you.
Wow, thank you! You are so kind!!!
I'm loving, loving your channel. Everything I need to know or have questions about I'm finding with your videos. Thank you so much for sharing.
Awesome! Thank you! Cheryle
Great videos guys!
Im 50 should I invest in VOO+ SCHD in my Roth Ira?
Just found you guys and I'm so inspired! I'm getting a later start than I'd like but, better late than never. The budget sheet is awesome. I keep playing around with it because making that needle move is so motivating! Thank you for taking the time to teach us everything they should have taught us in school :)
The main point I got out of this is like many have said choose your partner carefully and work together for a common goal! Great content!
I'm investing over 50 percent of my income into etfs. I only started this year but my mortgage is paid off. What more can I do?
You guys retired from corporate which is amazing. But you still have a purpose and passion for running this TH-cam channel and selling your services. So thats amazing too.
Hello Our Rich Journey, i was wondering do you have any regrets of retiring early?
Good question! They should do a video about things they wish they could go back and tell themselves
Lol...probably not retiring earlier! 😂
@@flaca1433 LMAO 🤣
@@reginatheresa199 im sure they might have a few regrets, maybe?
I recall them doing a video on this. I remember that they both said they can now focus on their hobbies and their children. They keep setting new goals. I cant see any downside in retiring early at all.
Believe and you’ll achieve! Mindset is key! I’m a strong believer in positive thinking too. Thanks for your wonderful tips!
You need to join AMWAY
Thank you for sharing the amount for retirement. Everyone has a different goal. I think 2 to 3 million is a good amount depending on where you live. Wish I thought of this years ago. You guys are very lucky. Smart - but lucky too. Thanks for sharing.
Thanks for sharing!! Numbers are all relative depending on so many factors. Some people may need more, some people may need less! :)
How do u select a financial investment firm? Isn’t a fiduciary the most important, and second also avoid fees on products sold that are usually hidden.
Great video! Do you have a video or tips regarding the best banks for expats in Portugal (traditional vs online banks) and the cheapest way to transfer funds from a US bank?
What recommendations do you have for an early 50 yo starting over again? Where would you invest $1000 if that is all you have to start with? What side hustles do you recommend during the pandemic when there is so many restrictions? Thank you so much!!!!🙏🏻❤🦋
Thank you so much for continuing to share your story with everyone! You're going to be helping so many people to follow in your footsteps.
Thank you so much Kienen!!