► Go to our partner trymintmobile.com/financialtortoise to get premium wireless for as low as $15 a month. Special offer: New customers can get any plan for $15/month when they purchase a 3-month plan. $45 upfront payment required (equivalent to $15/mo.). New customers on first 3-month plan only. Speeds slower above 40GB on Unlimited. See trymintmobile.com for more details.
Frugality lets you maintain a balance where only your priorities come first , leading you to a secure financial future. I am avoiding debt , saving and investing around 40 percent of my income. I have a high paying engineering job, and I live upstate MN. since covid my expenses got extremely low. I have zero debt on a 7 figure portfolio, low rent and truck paid off. So i can just save. feel lucky and grateful i got a great financial planner
Thanks for sharing, I just looked her up on the web because this is equally important to me, and I would say she really has an impressive background in investing.
Sometimes Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.
After the '08 financial crisis, I've learned not to trust corporations. Since 2020, I've been investing with a financial advisor and have had no major losses, so I'm not going back to relying solely on banks.
I'm cautious about giving specific recommendations since everyone's situation varies, but I've worked with "Melissa Elise Robinson" for years and highly recommend her. See if she meets your criteria.
I have ADHD and I used to be a constant hoarder or 'collector' as I phrased it. Minimalism made my life so much better. Don't get me wrong, I am not a perfect minimalist. The impulsivity that comes with ADHD and the dopamine spike from new buys is hard to resist and there are times I have failed at resisting. However, after downsizing around 50%-60% of my possessions over the last 2 years, it has really helped my mental health, finances and executive function. It has massively improved my ability to say no to things and I am finding it easier to resist wanting to buy any shiny thing that draws my attention. I even managed to go on my first holiday abroad a year back which is something I was never able to do before.
Great advice again. I’m myself a minimalist for about two years now. I was so surprised how much money I was blowing just on coffee everyday. I’m not rich at all but it’s nice now having a nice emergency fund and able to max out my Roth every year. Which I wasn’t able to do before.
My biggest realization recently is that the more stuff I buy, the more tax I pay to the government. So spending less money on items helps me save money on tax
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .
In fact, I had no prior experience or understanding when I began investing in 2018, but by the end of 2019, I had made a profit of almost $750k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.
@@hunter-bourke21bravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
*Gertrude Margaret Quinto* is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
The sunglasses case as an example of minimalism did make me chuckle a bit. While of course I respect it, it doesn’t seem like the quintessential minimalist item, haha. I’m glad the world is moving in the direction of minimalism! Better for the environment, anti-consumerism, and promoting real contentment and engagement in the world. Great video :)
Thank you for this. So much practical advice. Really enjoyed how you presented a quote and then explained how we can implement these principles in our lives today.
Me and my family become homeless I was 15 over the next few year we lost all our belongings from leaving them at places and them being stolen. Now have a decent job and salary and roof over my head, but now I can't stop buying things. Buying something new and keeping it feels good.
Buy the Champion sunglasses from Costco. I have 1 in each car. No case needed. UV Rated and made in same factories as higher priced brands. At $29 if it falls apart, throw them away.
Creating wealth entails establishing positive routines, I had only $78k to my name at 42 when I first woke up to this reality. I chose the stock market as a medium of growth, got an excellent financial advisor, Financial management is a vital subject that many avoid, often leading to future regrets.
(P2) I totally agree about quality over quantity , I have a couple of jackets which I purchased in my college days ( 1 Addidas & 1 puma) and they are still solid gold, I just had to repair the zip of 1 one of them. However when a couple of years back I purchased a stylish pair of shoes from an unknown brand that were cheap I had blisters on my feet, I dreaded to wear them and it soon succumbed to wear and tear. I gave this context because I wanted to share a valuable lesson that I learnt in my indulgence in materialism to my relationships, I rather have a couple of long quality meaningful relationships rather than a bunch of shallow toxic ones.
Thx you for this video. After having my couch for seven years, it finally broke and I took over a month to try to find a replacement. This additional information was very helpful.
This time last year I considered investing without much knowledge and decided to have a consultation with a fiduciary, and it was incredibly insightful. One year and a couple of months in, and I'm almost debt free. I truly cannot stress enough how helpful experts in this field are!
With copytrading, you could be sipping coffee on a balcony overlooking a bustling city skyline or lounging on a pristine beach, all while your investments work for you. Picture the freedom to pursue your passions, travel the world, and create lasting memories with your loved ones, all because you took the initiative to harness the power of copytrading and build the life you've always dreamed of.
I'm celebrating a $60k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me just one of the things copy tradee can do.
Can't share much here, I take guidance from ‘Sophia E Haney’ a renowned figure in her industry with over two decades of work experience. I'd suggest you research her further on the web.
My life changed when I realized that no one was coming to save me. If you take your life seriously you will see a lot of improvement. I made the decision to start cryptocurrencies earlier last year at 38, just 1 year plus a few months since I started, I have grown my portfolio to over 100k, I know this isn't much but it wasn't easy to inspire myself. I really thank God for my journey so far and also connecting me with the right people.
It doesn't matter how long you wait, in this markêt opportunities must come. Invest for the long haul. It's important to make informed choices rather than relying on luck or impulse. it's best to partnēr with an advisor.
What, can’t wait to pay crazy properly taxes on 1.7 ml ?😅 I would rather rent but invest in other good growth location , buy for 600k and rent it out, get some tax benefits
@@loft27ss the closest 600k home is about 100 miles inland in Fresno or Bakersfield. That's a hell of a commute to live in a place I really don't want to be to own a home on the gamble of appreciation.
GREAT vid as usual , 🙏🏽thanks, However, my only worry is: do you want to spend so much time on researching a sunglass case...? If I had worked on my new book for that hour, in the long run it would serve me better, maybe? 🧐
really need to be very careful with this... we are put on this earth to LIVE... constantly saving for the rainy day, you will one day wake up and realize you're in your 70's/80's and have not really lived your life as you should have, and now it's too late to spend that money and enjoy certain things (too late to do active things and travel). lots of us have hobbies, and that's one way to find an escape from the mundane day to day. honestly, i can't imagine spending every moment looking at the my retirement tracker and arguing with my wife why she didn't buy the wholesale eggs on sale vs the organic cage free ones...
💯most people are going into debt to buy things to impress others and to pretend they're successful when they're not. Yeah bro you can finance a 60k depreciating car to get girls or you can buy a beater car with cash and then save up 40k for a downpayment for a house, which is an asset that appreciates in value. Living below your means is how you get ahead financially.
I hate all of the self-storage warehouses that are eating up the beautiful landscapes everywhere. They’re so ugly, and just filled with everyone’s disgusting junk. 👎
The market's volatility makes DIY dangerous. You do not need to identify the next NVDA to be successful in investing. Choose top-tier ETFs, dividend aristocrats, and a trusted advisor. I turned $180k into $200k in quarterly dividends, which is an exciting milestone
For the regular, the strategies are fairly demanding. In actuality, most professionals who have the necessary expertise to pull off such trades effectively carry them out.
Since I haven't taken any concrete action, I have been thinking about getting one. Could you refer your advisor to someone else? I sincerely could use some of your assistance.
I called her, and she tried to convince me to send her $10,000 and when I refused, she threatened to put a lein on my home. I hung up but then got a foreclosure notice. WHATEVER you do, do not look her up.
2 หลายเดือนก่อน
"Enough" is important. Please make sure you allow enough time for words to come out of your mouth clearly and not talk too fast.
A tip I learned years ago is to pack only one pair of underwear and just use the flip technique. Just keep flipping them every day inside out and then flip them back to normal the next day and it saves room when you pack and you only have to wash 1-2 pairs.
![CAMPปลิ้น | EP.83[2/2] ประสบการณ์ขนหัวลุกจากตำนานวงการผี!](http://i.ytimg.com/vi/T_kFecQw7Ds/mqdefault.jpg)
![ประสบการณ์ จ้าง Developer ที่ผมจะไม่มีวันลืม [ภาค1]](http://i.ytimg.com/vi/bzivN4KDg-k/mqdefault.jpg)
► Go to our partner trymintmobile.com/financialtortoise to get premium wireless for as low as $15 a month. Special offer: New customers can get any plan for $15/month when they purchase a 3-month plan. $45 upfront payment required (equivalent to $15/mo.). New customers on first 3-month plan only. Speeds slower above 40GB on Unlimited. See trymintmobile.com for more details.
Frugality lets you maintain a balance where only your priorities come first , leading you to a secure financial future. I am avoiding debt , saving and investing around 40 percent of my income. I have a high paying engineering job, and I live upstate MN. since covid my expenses got extremely low. I have zero debt on a 7 figure portfolio, low rent and truck paid off. So i can just save. feel lucky and grateful i got a great financial planner
I realized that the secret to making a million is saving for a better investment.
please can i get your consultants info? or should i drop mine?
@@kalineats Dianne Sarah Olson' is her name. In her area, people consider her to be a genius. Look her up; she's well regarded in her field.
Thanks for sharing, I just looked her up on the web because this is equally important to me, and I would say she really has an impressive background in investing.
bot ahoi
Sometimes Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.
After the '08 financial crisis, I've learned not to trust corporations. Since 2020, I've been investing with a financial advisor and have had no major losses, so I'm not going back to relying solely on banks.
Market behavior can be complex and unpredictable. Mind if I ask you to recommend this particular coach to whom you have used their services?
I'm cautious about giving specific recommendations since everyone's situation varies, but I've worked with "Melissa Elise Robinson" for years and highly recommend her. See if she meets your criteria.
I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip
Walking out of Costco or Target and not buying anything besides groceries since you realize you do not need more "stuff" is a nice experience.
Sure. Resisting the urge to splurge and sticking to just the essentials feels like a victory for both your wallet and your peace of mind.🙂
I have ADHD and I used to be a constant hoarder or 'collector' as I phrased it. Minimalism made my life so much better. Don't get me wrong, I am not a perfect minimalist. The impulsivity that comes with ADHD and the dopamine spike from new buys is hard to resist and there are times I have failed at resisting. However, after downsizing around 50%-60% of my possessions over the last 2 years, it has really helped my mental health, finances and executive function. It has massively improved my ability to say no to things and I am finding it easier to resist wanting to buy any shiny thing that draws my attention. I even managed to go on my first holiday abroad a year back which is something I was never able to do before.
Not wanting too much made my life easier and I realized you can have all the money in the world and still be unsatisfied.
Great advice again. I’m myself a minimalist for about two years now. I was so surprised how much money I was blowing just on coffee everyday. I’m not rich at all but it’s nice now having a nice emergency fund and able to max out my Roth every year. Which I wasn’t able to do before.
My biggest realization recently is that the more stuff I buy, the more tax I pay to the government. So spending less money on items helps me save money on tax
I have a North Face jacket from 2011. It's definitely a little worn in some places but it still looks good and works well.
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .
Exactly ! That's my major concern and what lucrative investment can one venture into with the current rise in economic downturn
In fact, I had no prior experience or understanding when I began investing in 2018, but by the end of 2019, I had made a profit of almost $750k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.
@@hunter-bourke21bravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
*Gertrude Margaret Quinto* is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
The fact that nobody talks about the forbidden book 'Arab money secrets'
This is on another level.
Too deep for some.
It's oil 😂
Is keeping women as domestic servants part of their wealth building plan.
Stop spamming. Stop pumping your own book.
The sunglasses case as an example of minimalism did make me chuckle a bit. While of course I respect it, it doesn’t seem like the quintessential minimalist item, haha. I’m glad the world is moving in the direction of minimalism! Better for the environment, anti-consumerism, and promoting real contentment and engagement in the world. Great video :)
NEED A ROOM TOUR.
Even if it's a short. 🎉❤
Love the look and feel. The book shelves, the weight rack and the simplicity.
Hello from Kashmir, India.
Thank you for this. So much practical advice. Really enjoyed how you presented a quote and then explained how we can implement these principles in our lives today.
Me and my family become homeless I was 15 over the next few year we lost all our belongings from leaving them at places and them being stolen.
Now have a decent job and salary and roof over my head, but now I can't stop buying things. Buying something new and keeping it feels good.
My northface inner and fleeces still works well 25 years later
Buy the Champion sunglasses from Costco. I have 1 in each car. No case needed. UV Rated and made in same factories as higher priced brands. At $29 if it falls apart, throw them away.
Creating wealth entails establishing positive routines, I had only $78k to my name at 42 when I first woke up to this reality. I chose the stock market as a medium of growth, got an excellent financial advisor, Financial management is a vital subject that many avoid, often leading to future regrets.
(P2) I totally agree about quality over quantity , I have a couple of jackets which I purchased in my college days ( 1 Addidas & 1 puma) and they are still solid gold, I just had to repair the zip of 1 one of them. However when a couple of years back I purchased a stylish pair of shoes from an unknown brand that were cheap I had blisters on my feet, I dreaded to wear them and it soon succumbed to wear and tear.
I gave this context because I wanted to share a valuable lesson that I learnt in my indulgence in materialism to my relationships, I rather have a couple of long quality meaningful relationships rather than a bunch of shallow toxic ones.
Tae, did you just throw your wife under the bus as an excuse to buy new North Face?! 😂 Love the channel.
Thank you mr Kim great channel
Thx you for this video. After having my couch for seven years, it finally broke and I took over a month to try to find a replacement. This additional information was very helpful.
I love Mint Mobile!
Such great advise, I am definitely on board.
appreciate your message.....I would not spend that much time or effort for a glass case....we all have our own methods and limits
agreed, a minimalistic approach on spending time on something that's not as expensive.
Don’t believe this crap. He has MacBooks and iPads and iPhones and 5,00 books, etc all over this video. He’s a spender.
This time last year I considered investing without much knowledge and decided to have a consultation with a fiduciary, and it was incredibly insightful. One year and a couple of months in, and I'm almost debt free. I truly cannot stress enough how helpful experts in this field are!
Bro you forgot the rest of the scam comments
What!?
With copytrading, you could be sipping coffee on a balcony overlooking a bustling city skyline or lounging on a pristine beach, all while your investments work for you. Picture the freedom to pursue your passions, travel the world, and create lasting memories with your loved ones, all because you took the initiative to harness the power of copytrading and build the life you've always dreamed of.
I'm celebrating a $60k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me just one of the things copy tradee can do.
Do you invest with a professional broker? I'd appreciate it if you show me how to go about it.
Can't share much here, I take guidance from ‘Sophia E Haney’ a renowned figure in her industry with over two decades of work experience. I'd suggest you research her further on the web.
Use her name to quickly conduct an internet search.
SHE’S MOSTLY ON TELEGRAMS APPS WITH HER NAME.
Success is getting your wants
Happyness is wanting your gets
Thanks for great content as always! I need to sign up for that phone service, $15 monthly.
Thanks mr kim, subscribed.
My life changed when I realized that no one was coming to save me. If you take your life seriously you will see a lot of improvement. I made the decision to start cryptocurrencies earlier last year at 38, just 1 year plus a few months since I started, I have grown my portfolio to over 100k, I know this isn't much but it wasn't easy to inspire myself. I really thank God for my journey so far and also connecting me with the right people.
What's the best way to kick things off? And how long until the lnvestment starts bringing in profits?
It doesn't matter how long you wait, in this markêt opportunities must come. Invest for the long haul. It's important to make informed choices rather than relying on luck or impulse. it's best to partnēr with an advisor.
I hope you don't mind recommending your advisor since you mentioned something like that.
One of the most unsatisfying feelings is having a high networth but still not being able to aford owning a home.
The two cannot both be true lmao. Either your net worth is not that high, or you’re being picky about your home.
@@Great_PatBingsoo I live in santa barbara ca. The bottom of the market for a single family home 1.7m
My goodness, and I thought my place is crazy to have a median house price of one mil Australian dollars.@@rossderer6154
What, can’t wait to pay crazy properly taxes on 1.7 ml ?😅 I would rather rent but invest in other good growth location , buy for 600k and rent it out, get some tax benefits
@@loft27ss the closest 600k home is about 100 miles inland in Fresno or Bakersfield. That's a hell of a commute to live in a place I really don't want to be to own a home on the gamble of appreciation.
Thank you for great insight on minimalism.
GREAT vid as usual , 🙏🏽thanks, However, my only worry is: do you want to spend so much time on researching a sunglass case...? If I had worked on my new book for that hour, in the long run it would serve me better, maybe? 🧐
Great info 👍 👌
Nice book shelf
Big thanks from Romania🇷🇴
really need to be very careful with this... we are put on this earth to LIVE... constantly saving for the rainy day, you will one day wake up and realize you're in your 70's/80's and have not really lived your life as you should have, and now it's too late to spend that money and enjoy certain things (too late to do active things and travel). lots of us have hobbies, and that's one way to find an escape from the mundane day to day. honestly, i can't imagine spending every moment looking at the my retirement tracker and arguing with my wife why she didn't buy the wholesale eggs on sale vs the organic cage free ones...
If I'm not making car payments and monthly insurance, being better off? I can see it.
Great advice
What about dividend ETFs such as VIG, or does VTI provide sufficient dividends?
Side note: I want a home library with a squat rack too
Thought the sunglass case spill was gonna lead to a sponsor. Who shops for that lol
How many physical books do you own?
what camera do you use?
💯most people are going into debt to buy things to impress others and to pretend they're successful when they're not. Yeah bro you can finance a 60k depreciating car to get girls or you can buy a beater car with cash and then save up 40k for a downpayment for a house, which is an asset that appreciates in value. Living below your means is how you get ahead financially.
Um, aren't you in Europe? Is this video pre-recorded?
Love this! Minimalism truly helps focus on what matters and build wealth mindfully. We sent you an email, take a look.
Just don't go out to eat. You'll be sur
prised.
I still don't know what streaming is and don't care to know, have books to read
I hate all of the self-storage warehouses that are eating up the beautiful landscapes everywhere. They’re so ugly, and just filled with everyone’s disgusting junk. 👎
I have learned a lot concerning crypto progress this time and would like to join in. I wish I can get good mentor ?❤
I thought am the only one desperate to invest in crypto this time.
I have made a lot of mistakes trying to do it on my own,I really need direction or help of a pro in the field.
Laundry day?
You are ❤❤❤
Now you consider your wife in this thought process, every thing is out the door.
“Fewer”, not “less”.
The market's volatility makes DIY dangerous. You do not need to identify the next NVDA to be successful in investing. Choose top-tier ETFs, dividend aristocrats, and a trusted advisor. I turned $180k into $200k in quarterly dividends, which is an exciting milestone
For the regular, the strategies are fairly demanding. In actuality, most professionals who have the necessary expertise to pull off such trades effectively carry them out.
Since I haven't taken any concrete action, I have been thinking about getting one. Could you refer your advisor to someone else? I sincerely could use some of your assistance.
*Layan Talia Chokr* is her name,You are most likely to find more info when you look her up on the internet.
Thank you! I entered her full name into my browser, and her website came out on top. I filled her form and i hope she gets back to me soon
I called her, and she tried to convince me to send her $10,000 and when I refused, she threatened to put a lein on my home. I hung up but then got a foreclosure notice. WHATEVER you do, do not look her up.
"Enough" is important. Please make sure you allow enough time for words to come out of your mouth clearly and not talk too fast.
Please tell retirees who have a next egg how to allocate funds. I’d like to have 3 funds only.
Yes I did, thank you.
A tip I learned years ago is to pack only one pair of underwear and just use the flip technique. Just keep flipping them every day inside out and then flip them back to normal the next day and it saves room when you pack and you only have to wash 1-2 pairs.
😂😂😂 EWWW!!! Or just try **Never Wearing Underwear**
You probably never heard about hygiene and bad smell is your friend😮
north face jackets i have has a zipper problem. Arc'teryx is popular here but its expensive
This is a very difficult concept for most women, and a very easy concept for most men 🙋🙋
Opposite in my case. My husband has a collection that occupies 2 rooms in the house. My own stuff fit comfortably in my closet. 😊
@mpjsac8951 - same here. i’m a minimalist and husband is maximalist
Love your videos! Your name means poop in filipino💩
😂😂😂
Cool.
Sent you an email do check ❤