It is truly amazing how Paul has never ever replied to a comment in 10 years and pumps out garbage car finance promotion videos and still makes somewhat of a living from this channel 😂😂 business 101
Just browsed his videos and all is something like: My new car or story of old cars like who the F cares what cars this guy buys. TH-cam algorithm fail again
To be fair, it is what car finance companies do - allow people to access vehicles they don’t have access to if they don’t effectively use car finance products.
All these people that want to rag on Paul for financing his car seem to have nothing better to do with themselves. If you enjoy trying to bring other people down, especially during the holiday season, then so be it. I haven't seen one of Paul's videos in quite a while and I'm just happy to see him smiling and enjoying life. I also rather like the car to boot! Merry Christmas!!!
@@Sean_Farmer Granted there are probably a few misery guts in the comments that will turn anything into a negative but I think for most viewers they're sick of being pushed BS videos where the main objective is to sell you something so the creator gets their commission. It's one thing promoting let's say a tracker or ghost alarm but pushing finance/debt onto your viewers for a little commission is not a great look.
@@Sean_Farmer I agree. Let's remember they are here watching Paul's content and helping him make those payments while he neither knows or cares who they are. And they think he's the mug. Brilliant.
Put in “around 15-20%” well it’s either 15 or 20% it’s not an about figure. When you gave @8k towards it they didn’t say ok cheers for that 15-20% deposit
Not with depreciation, owning a car is a surly not worth it, if you’re selling the car within 3-4 years. Get a cheap loan and pay as little as you can for it.
Financing a car is a total mugs game. For people with no patience and no money but wanting something flash and expensive that they truly can't actually afford.
why would you drop 50k on a car when u can pay monthly £800 and that 50k you can invest in other things which make you money over time, people who dont like finance dont have a brain
@@TheoButler-c5qThat's all fine if you got 50k but alot of peeps financing are young kids who don't have 50k to their name but just want the latest flashy thing without really understanding how the finance works.
I thought you were going to go over the financial but all you have done is plug the finance company multiple times. Would have been nice to have had some meat on the bones of the story.
focus on the cars. We are not interested in finance You said you have some plans for this car. Share them in a nex video soon to get the momentum going
I don't know if Paul will see this but just in case, I'll say this Your audience based on these comments don't want finance talk - Personally, I'd love to see you take that thing to Wales, strap a GoPro to your head and go for a proper blast. Give us some external mic clips from the intake and the exhaust, get some PROPER car content made with this M3. See if Archie, Sam or TGE's about, get them to bring one of their cars out. Collaborate. I'm confident your uploads would start to get much better reception. Just the words of a previous avid watcher though
Love the G80 M3 (got one myself) it truly is a super saloon but that color is awful mate. Reducing your balloon is great if you plan to keep the car for the full term of the PCP. Brand new M cars are on 4.9% APR through BMW finance , some great deals to be done on monthly payments.
Craziest thing ever…. If you put more money down and take a higher payment, your balloon payment at the end is lower. Why didn’t we think of this before? INSANE
My grandad loves the exterior colour of this car and the group of 12 year old kids in balaclavas who hang around outside my local McDonalds love the interior spec. Perfect car if you're a 70 year old Chav
I don’t want to be negative but another vid where Paul try’s to position himself as some sort of consumer advice expert…..I somehow didn’t take that away from this ,or the 3 or 4 other vids he’s done on the same topic in the past. Each time he’s come across as having a limited knowledge and understanding of the funding products. Best of luck with the new car, great choice.
I'm a bit lost. You guys don't buy cars to own, you only buy them to drive a year or two and then off they go so why pay any more then needed? BTW that car is in the ultimate old man spec. 🙃
I’ve had 2 cars on finance/lease but my car i have now i bought outright I had a Mercedes A Class 2018 plate brand new on lease for 4 years from 2018-2022. Paid just under £300 a month along with the £1000 deposit. As soon as that lease was up i gave it back, i felt like a cock as i had nothing to show for the last 4 years of paying nearly £15k In March 2022 i bought a 2017 Seat Leon FR outright for 12k and I’ve loved that car more than i loved ‘the brand new flash Mercedes’ Be smart with your choices and just save up
Paying a huge deposit while increasing the monthly payment as a ‘depreciation beater’? congratulations on one of the biggest untruths on the internet. You’ll be crucified financially if you come out of the deal early.
debt???....it isn't your car .....the car market has changed buddy....all cars will depreciate except at the crazy 'Art Collection' end ..... look at the GT3 RS how they have tanked..... You guys have got to get used to cars tanking in value.... it's going to impact on a lot of you...
G80 M3 🔥🔥🔥 definitely my dream car to buy next Maybe 911…. Not enough doors or tech. Not as quick or fun on a normal road where I live Will be using BR Automotive though for the finance
Thanks for the analysis! Could you help me with something unrelated: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?
The winner here is the finance company making a fortune from selling money, it’s not about you or the car… it’s just selling money 😂 buy something you can afford! Even curry’s is selling fridges monthly now
BMW M3 Comp in Oxide grey, silverstone interior. Ultimate pack this car. Oxide is discontinued aswell on M3. Great car and spec. And value they're at a place now £50k thats more attractive.
🤦♂️ I really hope you have: 1. Extended warranty 2. Breakdown cover 3. A great relationship with your dealership which will deteriorate over the following year.
Do any of the people commenting on Paul financing cars understand that there are tax advantages in doing so, because they are for his business. He needs to get cars to the channel when they are appropriate, not 5 years after their use by date
You know you can only really afford something when somebody walks up to you offering you above market value for something you own and you decline because you like your car, watch, house whatever. Financing is a big trap folks
Its been a while since i watched this channel the reason i stopped watching this channel as it was going down hill constantly promoting companies etc today i decide to watch it and what do you know promoting companies again. Sorry im unsubscribing the best times was when you got the Iron man R8.
If you ever got somebody to write down the finance numbers in real terms, you’d seldom buy anything. This channel has been a tutorial to live beyond your means for years and years.
I financed a car to own out right! And that’s it! Will never do that again and will run the car till it’s death lol. Where it goes wrong is when people always finance a car for every new model comes out!
You spread the depreciation over your monthly payments. And you put more down. You didn't beat depreciation. Save up and buy cash. That's the cheapest way because there is no interest.
It is truly amazing how Paul has never ever replied to a comment in 10 years and pumps out garbage car finance promotion videos and still makes somewhat of a living from this channel 😂😂 business 101
The man is a bell end
He has a full time job
@@mbiqbal5175 so why interact with him and boost his place on the algorithm?
Basically a video to promote a car finance company. Congratulations on the new car
Another ad🎉🎉🎉 so he is basically paying off depreciation every month 🎉🎉🎉
Just browsed his videos and all is something like: My new car or story of old cars like who the F cares what cars this guy buys. TH-cam algorithm fail again
Talks more about the finance than the car
That’s been the norm for this channel for a while now
Exactly lol
Lillian Stanley Finance congratulations on your new car
To be fair, it is what car finance companies do - allow people to access vehicles they don’t have access to if they don’t effectively use car finance products.
Next few episodes: tacky wrap, black wheels, exhaust, sell car, and get another downgrade
Armytrix
But yet you’re watching :)
Then end up in Watford Tesco vlogging
Top tip
Don’t finance your car, save up and pay for cars in full then no need to worry about interest and balloon payments…
Facts
Finance is a killer of blood sweat and tears
Totally depends on the terms and interest.
Top tip. Do what you want with your money.
@@stevefitchett6193 It's not ''your'' money, it's finance.
All these people that want to rag on Paul for financing his car seem to have nothing better to do with themselves. If you enjoy trying to bring other people down, especially during the holiday season, then so be it. I haven't seen one of Paul's videos in quite a while and I'm just happy to see him smiling and enjoying life. I also rather like the car to boot! Merry Christmas!!!
Makes me laugh that the people ragging him will probably have some sort of finance on the cars they have.
@@Sean_Farmer Granted there are probably a few misery guts in the comments that will turn anything into a negative but I think for most viewers they're sick of being pushed BS videos where the main objective is to sell you something so the creator gets their commission. It's one thing promoting let's say a tracker or ghost alarm but pushing finance/debt onto your viewers for a little commission is not a great look.
@@Sean_Farmer I agree. Let's remember they are here watching Paul's content and helping him make those payments while he neither knows or cares who they are. And they think he's the mug. Brilliant.
Put in “around 15-20%” well it’s either 15 or 20% it’s not an about figure. When you gave @8k towards it they didn’t say ok cheers for that 15-20% deposit
Great financing deal? Yes, great for a bank, not for you. Just save money, and buy a car at once. That is the best possible deal you can get.
100%
Not with depreciation, owning a car is a surly not worth it, if you’re selling the car within 3-4 years. Get a cheap loan and pay as little as you can for it.
@@NeilRP42 But he paid more than needed at the start and is also paying much more than the minimum each month.
A 13-minute advert. Great.
Financing a car is a total mugs game. For people with no patience and no money but wanting something flash and expensive that they truly can't actually afford.
Fact
why would you drop 50k on a car when u can pay monthly £800 and that 50k you can invest in other things which make you money over time, people who dont like finance dont have a brain
@@TheoButler-c5qbecause that £800 a month on a depreciating asset is a liability.
@@TheoButler-c5qHahaha paying £800 monthly for a car you can’t afford, seems like you don’t have a brain 😂
@@TheoButler-c5qThat's all fine if you got 50k but alot of peeps financing are young kids who don't have 50k to their name but just want the latest flashy thing without really understanding how the finance works.
Sad how much this channel has fallen on its arse. Used to religiously watch
When car youtubers become car finance experts...
So from an R8 to an almost 4 year old M3... Buy a car in one payment, you'll save way more.
Even older M3 look way better. This one is really a downgrade.
Who can afford £50k in 1 payment???
@NeilRP42 People that know how to use money. 👍
So magnitude finance the company you were promoting last time ain’t the best thing since slice bread now 🙄
I thought you were going to go over the financial but all you have done is plug the finance company multiple times. Would have been nice to have had some meat on the bones of the story.
I like that you didn’t go for the touring like most people have. This reminds me of your old M3, reliving the 4 door saloon life. It’s a great spec🙌🏼
When will this channel go back to the hurrican / gallardo days you need it's lost it's identity you need a stand out car again i loved this channel
How to fix the cost of living crisis
Yay! Guys start your new year with a massive chunk of debt, monthly outgoings and balloon payments👍
focus on the cars. We are not interested in finance
You said you have some plans for this car. Share them in a nex video soon to get the momentum going
I don't know if Paul will see this but just in case, I'll say this
Your audience based on these comments don't want finance talk - Personally, I'd love to see you take that thing to Wales, strap a GoPro to your head and go for a proper blast. Give us some external mic clips from the intake and the exhaust, get some PROPER car content made with this M3. See if Archie, Sam or TGE's about, get them to bring one of their cars out. Collaborate. I'm confident your uploads would start to get much better reception. Just the words of a previous avid watcher though
Love the G80 M3 (got one myself) it truly is a super saloon but that color is awful mate. Reducing your balloon is great if you plan to keep the car for the full term of the PCP. Brand new M cars are on 4.9% APR through BMW finance , some great deals to be done on monthly payments.
It’s quite ironic that the channel is called Supercars of London when you haven’t had one for years! Spotting them on a street abroad doesn’t count.
Would never recommend financing a depreciating asset. Makes no sense to me unless you can write it off
Craziest thing ever…. If you put more money down and take a higher payment, your balloon payment at the end is lower. Why didn’t we think of this before? INSANE
Bro want from owning a V12 Lambo, to financing a BMW? GG
Think he had to buy a house and a bunch of other more important life things I think
To be fair I mentiok3d so.etime ago his priority was securing a house..etc didn't make sense owning a lambo to him st the time.
Makes sense
@@certifiedbidryexactly. I think some people struggle with the concept of having responsibilities and goals outside TH-cam.
Bet this guy takes the bus 😂
Grandpa spec…I love it✅ Congrats Paul
My grandad loves the exterior colour of this car and the group of 12 year old kids in balaclavas who hang around outside my local McDonalds love the interior spec. Perfect car if you're a 70 year old Chav
Congratulations Paul on your M3
Video is about 13 minutes too long
Nice like the m2 by far
Doesn't look like it's an Ultimate Pack car as it is missing the Driving Assistance Pack
We need a garage tour of your cars. And I hope this car doesn't hurt your credit on the house in the future.
I don’t want to be negative but another vid where Paul try’s to position himself as some sort of consumer advice expert…..I somehow didn’t take that away from this ,or the 3 or 4 other vids he’s done on the same topic in the past. Each time he’s come across as having a limited knowledge and understanding of the funding products.
Best of luck with the new car, great choice.
This channel is like an angel with clipped wings
I'm a bit lost. You guys don't buy cars to own, you only buy them to drive a year or two and then off they go so why pay any more then needed? BTW that car is in the ultimate old man spec. 🙃
I just watched a 13min ad
I’ve had 2 cars on finance/lease but my car i have now i bought outright
I had a Mercedes A Class 2018 plate brand new on lease for 4 years from 2018-2022. Paid just under £300 a month along with the £1000 deposit.
As soon as that lease was up i gave it back, i felt like a cock as i had nothing to show for the last 4 years of paying nearly £15k
In March 2022 i bought a 2017 Seat Leon FR outright for 12k and I’ve loved that car more than i loved ‘the brand new flash Mercedes’
Be smart with your choices and just save up
If people did not finance new cars we would not have new cars on the road
I actually really like the colour.
I bought myself an RS5 for xmas, it's a few years old but I bought it outright. It's ALL mine
Supercars of London Great Video and Congratulations on getting your G80 M3 and Merry Belated Christmas to you your family and all of your Subscribers
Paul would you simply fuck up about finance ,, people is sick of you banging on about it by now . Concentrate on the main points which is the car 🎉
Congrats on the new car- be nice to hear details of the indicative financials to which you refer, Paul
Lol when im trying to explain my latest bs purchase to my wife. "But hunny, ill sell it for what i paid" 😅 if a banks involved, the bank always wins.
This is an amazing spec ❤🎉
Paying a huge deposit while increasing the monthly payment as a ‘depreciation beater’? congratulations on one of the biggest untruths on the internet. You’ll be crucified financially if you come out of the deal early.
debt???....it isn't your car .....the car market has changed buddy....all cars will depreciate except at the crazy 'Art Collection' end ..... look at the GT3 RS how they have tanked..... You guys have got to get used to cars tanking in value.... it's going to impact on a lot of you...
G80 M3 🔥🔥🔥 definitely my dream car to buy next
Maybe 911…. Not enough doors or tech. Not as quick or fun on a normal road where I live
Will be using BR Automotive though for the finance
Congratulations man well done very nice car 👏🏾
Never have i heard less info and more name drops, lilly and stanley lilly and stanley man maths lilly and stanley 😒
I thought it was Lillian Stanley 😂
Id google if i cared more 😅 @apt9238
Blah Blah Blah
Welcome back to M-town! Was good to meet you at Gatwick a few weeks back, Paul
Thanks for the analysis! Could you help me with something unrelated: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?
Epic car Paul,
But the head rests in the rear need leveling up , 😮 it's affecting my OCD 😂 .
Yes I have a problem 😅.
Congrats on your new Supercar!!
😂
😂
What Super car do you have now? Can you do a garage update. Super Cars of London channel minus super car now.
The fall off of this channel is remarkable
You always have plans which never materialise !
Basically a finance video.
Quite possibly the best colour and spec . . . . . Really.
The winner here is the finance company making a fortune from selling money, it’s not about you or the car… it’s just selling money 😂 buy something you can afford! Even curry’s is selling fridges monthly now
As good as it may be, its not a car id look back at each time i walked away from it.
The front is hideous
Do he still have the gtr
Let’s go!!!! 🎉
The bank are delighted. They've just reduced their liability if the values plummet.
I'm surprised videos like this are actually allowed anymore
This channel dead now. No interesting videos anymore just finance company adverts
How long until he wraps it, new exhaust, new wheels then before long it’s up for sale with video titled “why I am selling my M3” 😂
Love the colour, what was it again ?
BMW M3 Comp in Oxide grey, silverstone interior. Ultimate pack this car. Oxide is discontinued aswell on M3. Great car and spec. And value they're at a place now £50k thats more attractive.
You can now buy a brand new M3 competition for around 75k and apr of 4.9% - makes for a great buy
What is the monthly payment?
🤦♂️
I really hope you have:
1. Extended warranty
2. Breakdown cover
3. A great relationship with your dealership which will deteriorate over the following year.
Congrats on your family car
Do any of the people commenting on Paul financing cars understand that there are tax advantages in doing so, because they are for his business. He needs to get cars to the channel when they are appropriate, not 5 years after their use by date
You know you can only really afford something when somebody walks up to you offering you above market value for something you own and you decline because you like your car, watch, house whatever. Financing is a big trap folks
I’ll look forward to the next video but if you can afford this car at this price this is the best option
if you watch tj hunt video his camera man brought an f80 in that colour and the put satin onit and it just pops more
Don’t you need to state if your video is a sponsored ad?
Its been a while since i watched this channel the reason i stopped watching this channel as it was going down hill constantly promoting companies etc today i decide to watch it and what do you know promoting companies again. Sorry im unsubscribing the best times was when you got the Iron man R8.
Should have bought a new M5 that would have been an interesting story..👍
Love that colour at the moment
Why hasnt your channel blew up yet you need to callaborate with MarkMcaan or matt armstrong.
Soooo...where's the supercar?
Metallic beige with a light interior. That's probably the most boring looking G80 M3 I've ever seen
Nice car but it looks like it has bigs bunny’s teeth in the gril
great car, proper old man spec though. Pop a Lexus badge on it and you'd call it beige ;)
It's nice to drive but the balloon payment will always on my mind...
i would be interested but would have been nice to have figures on the screen to show what you were talking about
If you ever got somebody to write down the finance numbers in real terms, you’d seldom buy anything. This channel has been a tutorial to live beyond your means for years and years.
Plaisir de te voir, joyeux Noël ! Belle M3 👏🥂
Light color exterior with a light color interior doesn’t look very nice in my opinion
Can’t handle this clown anymore. All he bangs about is finance .
I financed a car to own out right! And that’s it! Will never do that again and will run the car till it’s death lol.
Where it goes wrong is when people always finance a car for every new model comes out!
Every other video it’s finance finance finance
wrap it satin black, like your old M3 😅👌🏽🔥
Paint the wheels silver
Little bit boring...lol... but happy holidays!
pffff mate with the finance ad.....
love the car. Im in love with new gen m3/m4 but those rims are asss
This video is a great example of why this channel died
You spread the depreciation over your monthly payments. And you put more down. You didn't beat depreciation. Save up and buy cash. That's the cheapest way because there is no interest.
What an ugly looking car. Surely children must cry as it drives a long. Only winner here is the financing company.
Peaked with the Merci.
Nice , congrats Paul
Very nice sports saloon, but sorry not really a Supercar as the channel name suggests