Increase Your Capital One Credit Limit Every 120 Days
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- เผยแพร่เมื่อ 9 ก.พ. 2025
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After 6 months of big spend, they raised my Quicksilver from $400 to $3400. I think that i escaped the bucket 😂
Wow! Big congrats on getting that increase Tristin.
@@calbarton Thank you! I had requested one the previous day, but was denied. I was quite surprised when I saw it when I woke up.
Matches me experience with family. Super heavy usage of the available credit limit, then get denied for an increase only to be automatically raised a few months later. Legitimately from $300 to over 5k limit.
I got that on my savor card in may now I’m here
@@jbell8963 That seems to be common. Someone else commented that they got a similar increase.
Took a capital one platinum from $750 to $6500 in about 6 months. I was only using the card to rent cars the whole time. Constantly paying off the rental a few times a month. Never once’s asked for a increase
Man, this was right on time. Just did a CLI request and was approved for an additional 4k on my QS card.
Great video. I see Cal post a Capital One video. I drop everything I am doing and click on it
Hell yeah! thank you so much for the support.
I always use your advices and strategies, my credit score raises really, thank you 🙏🙏🙏🙏
Thank you. I really appreciate the kind words!
I make 179k a year and they gave me 300 😂 limit 😂
Hilarious, I make $140k and got a secured card with them over 10 yrs ago. They still won't graduate the card and rep can't answer why. My Quicksilver has a $9,500 limit but I'm locked in at $800 for life I guess on their Platinum card.
They are savage lol. I’m convinced that Capital One only exists to keep us humble 🤣🤣🤣
Dawg I know how you feel. I make just under 196k and I got 500 😂😂😂😂
Thats crazy. Making you start from the bottom 😂😂😂
Max and pay repetitiously every month, and it will soar upwards rather quickly! 😊
Cal I love your channel I've been dealing with capital one since 1993 and they suck
That's true
They really do
All depends on the individual person.
Bro I just tried this and it gave me a 3k increase from a 15 to 18k limit.
Usually Capital One only allows every 180 days. So interesting you're able to do with 120. I tried after 143 just now and it said I had recently received a credit limit increase.
I was told 6 month between approvals. My first approval was 3 months after getting it. 100 big dollars. Pathetic
Excellent information.
Thanks!
Glad it was helpful!
I have the quicksilver one going on eight years now they kept giving me small credit increases but for some strange reason, I requested Credit increase last week and they gave me $3000 now. The credit line is $4800. I’ve been using the card a lot even going over the limit a few times, but I always paid in full. So let’s see in about four months. I’m gonna do another credit line increase request so hopefully I can get that card to 10k so it looks like I might be out of the bucket I mean, I had the car for eight years with on-time payments
the gave 30k as a starting cl. will be asking cli next month.
so u product change the quick sliver to Venture x card with no hard Inquiry
Correct
@calbarton can u product change to a savor one card with a soft pull too or just the high Maintenance cards
@@bigcee6374I can confirm yes. I product changed from a Platinum card to the Savor One 2 weeks ago
@@bigcee6374also to the savor one if you have the offer in your account
You can pretty much freely switch between Quicksilver and Savor (SavorOne is now Savor and the original Savor Rewards is gone). They are considered equivalent cards by Cap1.
Edit: I would personally never PC to Venture X. You would be giving up the 75000 point sign up offer.
So question I only got approved for the capital one Quicksilver card. My approval amount was only 300. How do I raise that amount and yes in another video you are right when I applied for this card it dropped credit score by 10 points that sucked because I’m just barely starting this journey unfortunately at the age of 52.
I have this card and had a 10k limit. They dropped my limit to 5k. I called them and used the card. But because I paid the balance before the statement they still saw zero! Not happy!
Can you share the product change link? 5:09
I don’t believe this works for a low end bucket ie:500-1000 limit I honestly think closing those cards in good standing might be better then fighting tooth and nail with them.
That's a very reasonable opinion. I can't argue with taking your business elsewhere.
Recommendation.
If you want to keep the old account credit history.
Get a second cap1 card. Use it for 1-2 years. Raise its limit as much as possible. Then close that new card while requesting to have the available credit lines merged.
Heard that’s a thing with Cap1.
Use 50% of your credit limit and pay it all off every month when the bill comes in. Do this for 3 months. On the 4th month after you pay off your bill to a $0 balance, ask for a credit increase. Yes your credit score will come down a little but that's only temporarily for the 3 months that you use 50% of your credit limit.
Right with those high ass APRs, balance transfer and $ advance fees. Far better off going to a credit union hands down for sure.
@@jackfrost99You don't have to have a 0. I've done 2 diff cards 47% and 45%
What is the secret product change page?
I upgraded the quicksilver to the savor 1 about a week ago. Is the savor 1 able to help me get better increases? My capital one card is the lowest limit card I have in my wallet at 3.9k
Good job
Thank you!
when you ask an increase are you asking for the exact $1000 increase? and if so do they sometimes give you more or just that amount you asked?
What do you do for a living my friend?
Hey there! If you're asking me, I operate a media business.
@calbarton awesome! That's what my brother does seems to be pretty lucrative... He does stuff like that for healthcare. Enjoyed your video. I started off with a $300 limit and I'm at 2800 for the Quicksilver. I have another card they offered me to replace my Walmart card and it's up to $4,500 and it started out at 300. I'll try your system. I've been with them since the 2018. Thanks again for the video and for the reply back.
What’s the link for capital one I have had capital one two years no credit increase 🤔
I got the card with a 10k max. I used up 90% of my card and paid it off in 4 months with 0% interest. I'm wondering if now is a good time to ask for an increase
it is ! i recently opened my savor in July 16th with a 3k limit within the month i asked for a random increase and was able to get 5k more on that Savor one plus my another 2k on my QS once i upgraded from the reg. Platinum
How can you get limit increases with capital one for your past sins now ?
I'm not sure if product changing will help you escape the bucket. I remember you saying this before, and that you have to close one and reopen an account
Way below capital one lines of 50 k usd lines
you forgot that $395 fee??
Took bro 16 mins to explain 2 minutes . Thanks
Cal with Capital one increase requests, are they a Hard pull or a soft pull?
Ok saw it was soft pull. So, I do a annual request on the app then once I recieve my credit statement?
Did the request come with a hard pull
He said Cap1 only does soft pulls. U can always call & ask before u request a cli. Better safe than sorry
It simply doesn’t work for me man….I wish , 8 years still under $4,000
Which card th
Wow. I started with a secured $200 year and a half ago after bankruptcy, and they had been increasing my limit little by little. I'm at 4500 now. I had been asking for it every few months. Start asking. You never know if they will give you.
I’ve tried everything with capital one. Highest limit is 5k on savor one. My quicksilver is 1200, venture one 2000, bass pro 5000. I’ve product switched and have tried different spending/ payment methods.
Dude like the video consider your self lucky I've had no such luck with Capital one i have three cards with them I have carried 0 balance i have carried a balance under a hundred dollars i have three cards with them my oldest line with them is 9 years i also have three cards with CHASE cards with Amex An AA credit union Capital one treats me like im a irresponsible child so im not asking for an increase from them ever. 😂lol
CAP! No way, no how. 😂
It depends on what bucket list you're in. If you're in the low bucket, you will be lucky to get one small credit increase once a year
This 90, 120 days don't work, even paying your balance off by the statement date and even putting many usage swips on the card. Those in the decent to high bucket list will work just how you been explaining.
Hello Cal
My credit score is not increasing from more than 9 months
Its just increased from 748 to 749
So is this the average highest score?
I have quick silver for 1yr 5months 300 limit how can I grow
Max it out and pay it off monthly.
This doesn’t apply to 90% of the ppl watching this video brotha lol anyone with over a 700 score wouldn’t be watching this video the ppl watching are in the lower buckets looking to see how they can get out capital one is brutal with low credit people
I mean I have a 810 FICO score and I've been stuck in a capital one bucket. This is just showing me that I may need to apply for a new card with them.
My credit score is 822..
i had a credit score 560 when i got my card with $500 limit, every few months they automatically increase the limit i'm up to $5600 now, the bucket is a lie
Yo
Capitol one knows you black ⚫️ person
820 denied everything 😮
Good job