@@eile4219Yeah I’m confused on how it’s $800 per month to charge it. A few of my coworkers have them and they don’t have that high an electric bill. One of them rents and they can actually charge theirs for free according to their lease. Maybe he’s just driving that much more. Idk. I bike everywhere to save money for a house and my races.
That's for his Uber driving job, but his profits are not worth the job. But now he signed up for another 12 months so he's stuck for now. He needs to make plans to make the change when the lease is up.
his problem is not living in LA, he would have exact same financial problems even if he moves to west virginia or new mexico. Why is he paying for a Tesla when he's this broke? He's choosing to live way beyond his means and they just tell him to move to a cheaper place?! He would buy expensive stuff he can't afford doesn't matter where he lives!
This is my favorite duo of the Ramsey personalities, possibly because both of them embraced the Baby Steps and successfully got out of debt and gained control of their financial situations. Very inspirational.
They are great! They almost act like Ramsay in their own way if that makes sense lol. Like straight to the point brutal honest, immediate feedback and advice
@jamesfeeney -- If Dave had taken the call, he would have called him out for having a baby with his "partner". He'd have told the guy to get married TOMORROW.
@@elnoraabduqadir2297 100% same, my girl (and I) deliberately drank enough alcohol to force an abortion 🤣if you don't have 3-5k in savings you don't want no kid, finish schooling first (we both in trade school)
Totally lost any sympathy from me when he said, "Partner," (not wife) plus "pregnancy." Sleeping with someone you are shacking up with and not married to only produces problems.
@reese85 Well, there is no doubt you are going to wear out your car quicker, and furthermore, its value will decrease quicker due to more mileage. Heck, more time on the road by itself exposes you to accidents, road rage, etc but that is a conversation for another day, lol. With that said, my advice to folks is do Doordash or Uber if you want BUT be very detailed in factoring in the cost of driving. Too many people downplay the cost while focusing on their incoming revenue. Imagine someone working a home based side gig for a call center, and the equipment was provided. Very little cost to make that revenue. I hope you would agree with that assessment.
@GAFB1122 i would hope if you doin DoorDash or uber for a living, you’re not worrying about holding value to your car but the only wear and tear I can think of or see happening! Is mileage goin up of course, brakes/rotors, and constantly needing an oil change. The risk of being in an accident can or do go up but as far as road rage. I guess that depends on where you live or work at cuz I drive for a living and don’t experience much road rage at all
It’s extremely sad that any woman would allow this type of man to impregnate her, extremely irresponsible of her. And extremely hateful towards her unborn child.
4200 net income - 1600 rent - 610 car - 330 car insurance - 800 charging cost - 300 phone and cable - 400 groceries $160 left for utilities? Water/electricity He needs to get rid of the car.
@@SLangel18 he needs to get a cheaper spot, my 19 yr old son rents a room in a home in Pasadena CA in a beautiful area for 825 utilities included…this guys living way above his means
Me: 3600 net income -$1,800 mortgage and HOA -$140 car insurance -$190 phone (3 lines) -$50 cable -$150 electricity -$30 gas bill -$200 groceries -$160 gas for car No car payment 😊
for real! Move to a corolla or camry...some 4 cylinder, he might be at a $300-400 payment, car insurance would be cut 75% and $400 gas at most.....take away cable too. Save $1300/month right there.
On top that, there is no LEADERSHIP in this relationship. Neither one of them is stepping up and saying NO MORE. Time to sacrifice and be uncomfortable for a while.
Managing Money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains.
Sharing is caring. My family got introduced to Joseph Nick Cahill,a financial consultant about four years before my dad retired. That was what changed things, and I think my retirement income will be on the right track, luxury cars and trips.
I can certainly vouch for him on that.he can streamline your investment based on your personal future goals and the uniqueness of your financial situation, such that both your current and future financial goals are put in view and adequately provisioned for.
image the savings getting a used camry...no charge cost, easily $200-300 off the payment, and save $200+ on insurance. All the while, only spending around $300-400 at most on gas each month.
Anyone out there looking to make a living driving uber or Lyft, DO NOT BUY EXPENSIVE VEHICLES. Buy a Toyota Corolla or a Honda civic. Great MPG with low maintenance and low insurance cost.
Right? My ears almost popped when I heard that. I thought about doing ride sharing on the side with my Honda Accord, but I was worried about the impact on its life. I would never buy a Tesla only to hammer it down fast with wear and tear!
Minimum wage in LA is currently $17.28 per hour… he could easily remedy the situation in a few weeks if he got a different job and ditched the car and associated charging and insurance costs. Pride and vanity are getting the best of him.
@@TheSomewhatDarkSoul My point is this guy isn’t one of the people that call in with $150k-$250k in debt that HAS to get a very high income job and or 3 jobs just to survive and have the possibility of digging out. Take the Tesla and it’s charging/insurance cost out of the equation this guy can pay his bills on minimum wage and doesn’t even need to eat rice and beans. His situation is tenable. If he takes it a step further and cuts the cable bill and keeps only the phone he might be even better off. Any amount over minimum wage and he might actually be able to set some money aside. He’s going to need it when those baby costs start rolling in (diapers, formula, cribs, car seats)…
@@JamesJamersonIsAGod I truly honestly do not understand dave ramsay fans. They will all hold the same sentiment of "Increasing the min wage will just make everything else cost more" While also suggesting this guy could pay all his bills with min wage lol If this guy lives in LA where min wage is 17 do you not honestly truely think that LA has kept up with THAT min wage so that hes basically making min wage in every other state as well?????? It doesn't matter if min wage is 17 if when he gets off work his rice and beans hes supposed to eat still cost 40 dollars lol.
Of course there's no urgency toward the situation, they live in California and they know how long it will take to evict, to shut off the utilities. They're playing the game. They can't move. What landlord would rent to them when they're behind on rent, utilities, car payments, etc. You say there are place that only care if you have cash money, but... they don't have cash money, either. Their only hope is to move in with someone else or to get a cosigner.
something about this story isn’t adding up. i wish they would have asked his partners monthly earnings, monthly totals for rent, utilities, cable, phone, food. it’s like we are getting an incomplete picture of his situation.
@@MrTmenzo That’s why people shouldn’t get EVs if they can’t charge them in apartments. If the complex doesn’t have them, you’re stuck using the public ones
I’ve driven by so many evicted homes and seen everything sitting out front. And I’ve always wondered. How do people end up in this situation? Finally, this helped me understand the mindset these people. No sense of urgency, no personal responsibility, no problem solving skills and no determination to fix the issues.
My personal experience, I was struggling with mental health, divorce, single mom and after so many calls to mortgage company.. I finally gave up and lost the house..I didn’t put myself here because I bought a Tesla. I guess each person have their own experiences and bad choices.
Exactly. This idiot does Doordash,Uber as a main job in Los Angeles with a pregnant unemployed useless "partner". He isn't paying his bills,yet still has cable and two vehicles he can't afford. And he renewed his lease for an apartment he can't afford. So his listless attitude is to be expected. That's why he's broke.
Move? How about getting rid of the $2k per month in transportation? He could ride the bus to a minimum wage job ($15/hr in CA) and still come out ahead compared to keeping that stupid Tesla
Wonder why PGE is some of the most expensive power in the world. It is so guys like this can “invest” in scams and drive Uber instead of get a real job.
@@carterwgtx lived in CA for 40 years til recent moved to GA, not sure where you get this info from but your shit will def get cutoff by probably the 60 day mark lol
Im born and raised in LA. When i told family and friends back in the early 2010s that i would have a kid overseas everyone thought i was crazy. I had a son 3 years ago in the Philippines where me and my Filipina wife live a very upper class lifestly for 2k a month. I got the last laugh
and they want to indoctrinate children at an earlier age and still give more free college because its been working so great for so many.... but have no fear, some DMAGA politician will promise to pay if they vote for them.....
I paid $1800 for my last car. That's $1,800, nothing more to pay, here's your title, not $1,800 per month. And I'm not exactly what you'd call poor, either. Priorities.
I appreciate the comment about finding something that you can walk to you as a job. I work from home full-time Monday through Friday until 5 PM or a little later. However, it’s really hard to find a second job that lets you start at let’s say, 6 PM till late, or better yet weekends only. Our truck just blew up and we can’t afford a new vehicle and I need a walkable 2nd job
@@galileykwong7017 yes he does. The standard deduction is about 14k. He makes more than that. Uber for sure reporting to government his earnings too. Have fun with those taxes/interest/penalties when you don’t file/report/pay your taxes .
@@galileykwong7017 Yes he does. Driving for rideshare is an independent contractor. You have to pay taxes. Being your own boss have more taxes you have to pay, then a w2 employee.
Me. Retired in CA. Making $2300. Pension. 3 weeks later my landlord said she was gonna double my rent. I went online and bought a small home in Tx for $23k cash. No more rent. No mortgage. No debt. Life is so good. So blessed
guy is very negligent you do not need to be having kids at all until you get your finances in order. sell the car and move into a cheaper area and get married!
What’s killing him is the car. I make 4200 a month after taxes with a 1600 rent with a child. I have to paid off cars with basic coverage for 35 a month and that’s in Florida. 1700 a month for a damn Tesla????
Move to a corolla or camry...some 4 cylinder, he might be at a $300-400 payment, car insurance would be cut 75% and $400 gas at most.....take away cable too. Save $1300/month right there.
No matter what you think of California, it is 15% of the US economy and the worlds 5th largest economy. The taxes that Georgia sends to Washington do not cover what Georgia gets back from Washington. About 10 states pay the taxes that pay the bills for this country. The rest of the states are freeloaders.
@@genestevenson-l7v that 15% was built 2 decade ago. It is failing now. Don’t be proud of what your grandparents did be proud of what you did. Except California can’t.
@@theGrayArea2 this is mostly true but to say it has nothing to do with location is absolutely silly. Living in GA and living in CA is basically a different financial world
Social status is what keeps us poor. When he first listed out the expenses, the answer was right there. Rent $1600 each, Tesla, phones bill and cables $150 each lol.
Yup. My husband and I have internet, no cable, share a paid off car. He walks to work, rent a cheap apartment, work 50 some hours most week DINKS (no kids). I buy whatever food and drink I want (like take out and expensive pop). That's my expensive habit. It's for me, not to show off. My husband and I don't live in California, either.
I think when this individual told them what he makes they should have asked if the figure he gave was gross or net. I think many people when asked what they make say their gross salary/earnings instead of net. If he gave them his gross earnings before taxes come out his situation would make a bit more sense. And it's pretty clear he doesn't want to move elsewhere from LA or cut cable. The tesla is the most obvious cut but they should see if they can maybe get out of the lease and move elsewhere.
He's the dumbest Tesla owner in history. He must be using charging stations constantly. My friend has one and she spends around $40 a month to charge...because she charges at home while she sleeps and hasn't stopped at a gas station or public charger for the 2 years she owned the vehicle.
@@jasonleatherwood2172 Yeah...like I said, dumbest Tesla owner ever. They're not a good car for someone who drives constantly and has no downtime. They're a commuter car, not a taxi.
@@jasonleatherwood2172 Doesn't matter do the math bro hes lying he ISNT spending 800 a month in charging. This is just adding onto the average room temp iq ramsay fans anti propaganda against EV's. He doesn't spend that bro hes looking for a pity party. It IS cheaper to charge vs gas.
@@MrFrankEast ive seen superchargers charge 40$ seen that with my own eyes if he is doing that every other day thats 600$ be probably has to charge 15-20 times a month if he is on the road 8 hours a day running ac on high
I live in the South Bay section of LA. My rent for a 1br is 1800. 2brs are 2400-2800. They just have to move to South Bay. No homeless encampments on this side of town, close to the airport and beach and rent is way cheaper
If you followed him around and watched every $1 he spends each month, my guess is a lot is being spent on eating out. Seriously, he still has cable and is spending $800 a month charging a Tesla??? Lots of bad decisions here.
Don't drive a Tesla or any EVs when you're renting as supercharging is ridiculously expensive. My Tesla is paid off and I charge it at my own house and it only adds $30 to our electricity every month.
I’m surprised that neither George or Jade told Dan that he and his girlfriend need to get married immediately because Dave Ramsey would have told this individual to get married immediately and to combine finances.
The 800 they are spending on charging can be addressed quickly by charging local without fast charging. If he was resourceful you can find that in LA. Also that high cost is likely cause of ubering...
I try so hard not to judge because I’ve been dumb with money too but cmon you don’t need a Tesla. LA is way overrated and not affordable to the average person. Move, sell the Tesla, get a regular job and pay your bills!!
you don't have a job, you are paying $1740 a month + maintenance, interest, late fees, and depreciation towards this car to earn $4500. your net pay can't be more than $1500 a month. get a real job!
Agree with their advice but George, it’s unlikely that he’ll be able to find a job that he can walk or bike to in LA. Everything in LA is far apart and the city isn’t built for pedestrians AT ALL. My cousin lives there and just got hit by a car while she was on a morning jog in her neighborhood.
My best advice to anybody reading this is to not live in a high-cost index state like Hawaii, New York, California and Massachusetts. If you just take the time to look online at homes for 2 hours a day you'll find the perfect house for you at the right price, like for example I have seen mansions in Texas for around $300,000. Why are you going to spend 1.3 million on a three-bedroom house in California that doesn't look all that great and probably is a little bit dilapidated and is smaller than your Texas Mansion. Also, I saw gas in Lake Tahoe was $7.14 per gallon one time. Just do your research online and do not live in a state with a lot of taxes or will tax you heavily. I think a lot of people move to California and New York without thinking about the financial problems they will get into later, and they're just concerned about living in a nice place, and then later they get so tired of the costs they leave California in a mass exodus.
![[Live] : ONE 169 วันนี้!! "อนาโตลี vs อูมาร์"](http://i.ytimg.com/vi/IK3YZVWuFJg/mqdefault.jpg)
Why pay for a Luxury car but not rent or electricity? This is just stupid.
😂😂
Tesla does not produce "luxury" vehicles.
@@danieljohnson4418 you’re right. Tesla just produces overpriced crap.
They are trying to impress people who don’t even care about them.
Wants to keep the "well to do" image
Dude seriously needs to get a grip. He has no sense of urgency. He’s borderline pathetic letting it get to this point. 🤦
It must be all the soy lattes he’s drinking 🤦🏻♀️
Not borderline. Fully pathetic. He’s not a man; putting himself, his girl, and his baby in a bad situation
@@CarnivoreStork he’s gay. He’s in denial. He is drinkin more than soy
@@CarnivoreStork you win the internet for the day. Well done. You can take the rest of the day off.
@@CarnivoreStorkwhat a stupid comment
Money going to a Tesla instead of electricity and rent with a baby on the way. That’s where my sympathy ends.
$800 a month for charging tesla is way more expensive than me just with with regular gas lol
That’s why he is calling in. You would surprised people don’t know this.
@@eile4219Yeah I’m confused on how it’s $800 per month to charge it.
A few of my coworkers have them and they don’t have that high an electric bill. One of them rents and they can actually charge theirs for free according to their lease.
Maybe he’s just driving that much more. Idk. I bike everywhere to save money for a house and my races.
But, but, but... it's my right to have a nice new car.
That's for his Uber driving job, but his profits are not worth the job. But now he signed up for another 12 months so he's stuck for now. He needs to make plans to make the change when the lease is up.
I don’t understand people. Broke as a joke and driving a Tesla.
Sort of hard to feel sorry for him!
Tesla are relatively inexpensive vehicles (here). That's why I drive one :)
his problem is not living in LA, he would have exact same financial problems even if he moves to west virginia or new mexico. Why is he paying for a Tesla when he's this broke? He's choosing to live way beyond his means and they just tell him to move to a cheaper place?! He would buy expensive stuff he can't afford doesn't matter where he lives!
It's called "The American Way" buy now, don't pay for it later, go into debt instead, and then call The Ramsey Show and play the dumb victim card.
Man! A TESLA?? This guy needs to be driving an econobox for now. I know for a fact that a car seat WILL fit in one.
This guy left me speechless, even the way he responds "yeah". Says he won't do anything about this.
This is my favorite duo of the Ramsey personalities, possibly because both of them embraced the Baby Steps and successfully got out of debt and gained control of their financial situations. Very inspirational.
Agreed!
Yesss….I really like Jade 🥰🥰🥰
They are great! They almost act like Ramsay in their own way if that makes sense lol. Like straight to the point brutal honest, immediate feedback and advice
Irresponsible people having children! Don’t have children if YOU have NOTHING to offer them!!!
@jamesfeeney -- If Dave had taken the call, he would have called him out for having a baby with his "partner". He'd have told the guy to get married TOMORROW.
Wow!! You gave me a baby when you can’t even give me lights?? God bless that lady and her child 🙏🏾
hey he has no lights, what else can he do in total darkness 😂
He lost me when he said Tesla. Get a cheaper car.
Me too😂
He lost me when he said baby on the way. I don't understand why broke people have kids.
@@elnoraabduqadir2297 100% same, my girl (and I) deliberately drank enough alcohol to force an abortion 🤣if you don't have 3-5k in savings you don't want no kid, finish schooling first (we both in trade school)
Totally lost any sympathy from me when he said, "Partner," (not wife) plus "pregnancy."
Sleeping with someone you are shacking up with and not married to only produces problems.
@@elnoraabduqadir2297 usually it’s not planned usually broke people don’t plan anything, they just blow like a leaf in the wind
Biggest mistake is relying on Uber or Doordash for a living. It killed my car.
People never factor that in. Sorry that you had to learn the hard way.
How exactly did it kill your car?
@reese85 Well, there is no doubt you are going to wear out your car quicker, and furthermore, its value will decrease quicker due to more mileage. Heck, more time on the road by itself exposes you to accidents, road rage, etc but that is a conversation for another day, lol.
With that said, my advice to folks is do Doordash or Uber if you want BUT be very detailed in factoring in the cost of driving. Too many people downplay the cost while focusing on their incoming revenue. Imagine someone working a home based side gig for a call center, and the equipment was provided. Very little cost to make that revenue.
I hope you would agree with that assessment.
@GAFB1122 i would hope if you doin DoorDash or uber for a living, you’re not worrying about holding value to your car but the only wear and tear I can think of or see happening! Is mileage goin up of course, brakes/rotors, and constantly needing an oil change. The risk of being in an accident can or do go up but as far as road rage. I guess that depends on where you live or work at cuz I drive for a living and don’t experience much road rage at all
That's Uber's whole business model, offloading insurance and depreciation onto people who can't do math.
He drives a Tesla, hasn't been able to pay his utilities regularly for a year, and chose to make a baby during that time. Brilliant.
$150/month each for phone and cable! Drop cable. Mint Mobile, $15/month.
Mint mobile you have too pay 3 months in advance
@@Perry-o5iand your point is?
Yeah man. I pay 45/ mo for internet and 25 for my cell phone (visible) ... no cable. I just have a roku and stream stuff
That's honestly not bad. I pay $185 for just 3 phone lines and $55 for cable internet. Those are standard, average prices nationwide
If he is paying $150, his phone is financed. He can't switch until it's paid off
It’s amazing how these are the guys that women tend to start a family with
They are "available" due to being unencumbered by any real responsibility
It’s extremely sad that any woman would allow this type of man to impregnate her, extremely irresponsible of her. And extremely hateful towards her unborn child.
4200 net income
- 1600 rent
- 610 car
- 330 car insurance
- 800 charging cost
- 300 phone and cable
- 400 groceries
$160 left for utilities? Water/electricity
He needs to get rid of the car.
I also wondered if this was after putting money back for taxes? I feel like that isn't the case either!
@@SLangel18 he needs to get a cheaper spot, my 19 yr old son rents a room in a home in Pasadena CA in a beautiful area for 825 utilities included…this guys living way above his means
Rent is to high also
Me: 3600 net income
-$1,800 mortgage and HOA
-$140 car insurance
-$190 phone (3 lines)
-$50 cable
-$150 electricity
-$30 gas bill
-$200 groceries
-$160 gas for car
No car payment 😊
for real! Move to a corolla or camry...some 4 cylinder, he might be at a $300-400 payment, car insurance would be cut 75% and $400 gas at most.....take away cable too. Save $1300/month right there.
On top that, there is no LEADERSHIP in this relationship. Neither one of them is stepping up and saying NO MORE. Time to sacrifice and be uncomfortable for a while.
I’m pretty sure a lot of people learn from this because most are in the same situation.
But $800 is just too crazy !!!!
Note; Not all who drive Tesla is Rich !!!
Managing Money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains.
This aligns perfectly with my desire to organize my finances prior to retirement. Could you provide me with access to your advisor?
Sharing is caring.
My family got introduced to Joseph Nick Cahill,a financial consultant about four years before my dad retired. That was what changed things, and I think my retirement income will be on the right track, luxury cars and trips.
I can certainly vouch for him on that.he can streamline your investment based on your personal future goals and the uniqueness of your financial situation, such that both your current and future financial goals are put in view and adequately provisioned for.
TH-cam is free, cut the cable
😢😮😅😊😂
$800 to charge my Tesla “Ohhhh no!!!”😂😂😂😂😂😂😂
I had no idea. Thats insane
Math ain't mathin! 😂 Love it!
$800 a month to charge your Tesla? 🤣😂 wow dude
Must be a Cybertruck.
"But he's not having to pay for gas!" Insane.
@@travisbickle1455 no way he getting a cybertruck for $600 month lol not in his wildest dreams
image the savings getting a used camry...no charge cost, easily $200-300 off the payment, and save $200+ on insurance. All the while, only spending around $300-400 at most on gas each month.
@@zerafians8145 I would love to know how you would only pend 300-400 dollars a month on gas driving Uber full time. That is delusional haha
Anyone out there looking to make a living driving uber or Lyft, DO NOT BUY EXPENSIVE VEHICLES. Buy a Toyota Corolla or a Honda civic. Great MPG with low maintenance and low insurance cost.
Right? My ears almost popped when I heard that. I thought about doing ride sharing on the side with my Honda Accord, but I was worried about the impact on its life. I would never buy a Tesla only to hammer it down fast with wear and tear!
I heard alot of people will rent a car. Then it's not ruining theirs and it's less than what they make a day
@@honieebean I don't know if some rental companies will allow you to do ridesharing with their vehicles.
Minimum wage in LA is currently $17.28 per hour… he could easily remedy the situation in a few weeks if he got a different job and ditched the car and associated charging and insurance costs. Pride and vanity are getting the best of him.
Why does minimum wage have anything to do with it? Wtf are you even talking about?😂
@@TheSomewhatDarkSoul My point is this guy isn’t one of the people that call in with $150k-$250k in debt that HAS to get a very high income job and or 3 jobs just to survive and have the possibility of digging out. Take the Tesla and it’s charging/insurance cost out of the equation this guy can pay his bills on minimum wage and doesn’t even need to eat rice and beans. His situation is tenable. If he takes it a step further and cuts the cable bill and keeps only the phone he might be even better off. Any amount over minimum wage and he might actually be able to set some money aside. He’s going to need it when those baby costs start rolling in (diapers, formula, cribs, car seats)…
Should just become a trucker, work for UPS, work for Amazon or deliver mail if he wants to drive all day.
@@JamesJamersonIsAGod I truly honestly do not understand dave ramsay fans.
They will all hold the same sentiment of "Increasing the min wage will just make everything else cost more"
While also suggesting this guy could pay all his bills with min wage lol
If this guy lives in LA where min wage is 17 do you not honestly truely think that LA has kept up with THAT min wage so that hes basically making min wage in every other state as well??????
It doesn't matter if min wage is 17 if when he gets off work his rice and beans hes supposed to eat still cost 40 dollars lol.
To decide to have a child with all his problems is stupid. Wake up America.
Excellent episode! Lots of people can learn from this as lots of people are in more or less the same situation.
This guy isn’t going to take any of the advice. He wants to keep doing stupid but get different results.
Calling a woman pregnant with your child your "partner?" Doesn't sound like an unsustainable situation
No commitment whatsoever on his side is how I see it. Sad for that new little human coming into this world. Silent victim. 😢
I wonder how much of the rent the child will be responsible for
Thought it was his boyfriend at first by the way he talks 😂
Of course there's no urgency toward the situation, they live in California and they know how long it will take to evict, to shut off the utilities. They're playing the game.
They can't move. What landlord would rent to them when they're behind on rent, utilities, car payments, etc. You say there are place that only care if you have cash money, but... they don't have cash money, either. Their only hope is to move in with someone else or to get a cosigner.
something about this story isn’t adding up. i wish they would have asked his partners monthly earnings, monthly totals for rent, utilities, cable, phone, food. it’s like we are getting an incomplete picture of his situation.
considering how inapropriately "chill" he sounds about the situation, I wonder if weed is involved somewhere
'It's like we are getting an incomplete picture". Always!
Might as well change the name of the show from Ramsey to "Victim Call-In"
agreed wish Dave was on today...
@@mariad3011 Now that would have been a classic!
😂😂😂😂
$800 in ev charging … doesn’t seem right
California electricity might be more but I'm in the Chicago suburbs and...from my napkin math that would be like 45,000 miles per month
Probably because he is using his car full time for ubar
Probably not charging at home and using the fast chargers.
@@MrTmenzo That’s why people shouldn’t get EVs if they can’t charge them in apartments. If the complex doesn’t have them, you’re stuck using the public ones
@cyoohoos i use the public one. 7-8 bucks a fill up versus 50 with gas. The inconvenience is there, don't get me wrong. But the cost still maths
I’ve driven by so many evicted homes and seen everything sitting out front. And I’ve always wondered. How do people end up in this situation?
Finally, this helped me understand the mindset these people. No sense of urgency, no personal responsibility, no problem solving skills and no determination to fix the issues.
My personal experience, I was struggling with mental health, divorce, single mom and after so many calls to mortgage company.. I finally gave up and lost the house..I didn’t put myself here because I bought a Tesla. I guess each person have their own experiences and bad choices.
💯
Question: "How did you go broke?" Answer: "Slowly at first, then all at once".
Exactly. This idiot does Doordash,Uber as a main job in Los Angeles with a pregnant unemployed useless "partner". He isn't paying his bills,yet still has cable and two vehicles he can't afford. And he renewed his lease for an apartment he can't afford. So his listless attitude is to be expected. That's why he's broke.
He already destroyed the value of that car with $800 worth of miles every month.
Move? How about getting rid of the $2k per month in transportation? He could ride the bus to a minimum wage job ($15/hr in CA) and still come out ahead compared to keeping that stupid Tesla
Yup
Gotta love California where you can just not pay your utility bills for a year and the power and water stays on!
The taxpayers will pay for it just like student loan forgiveness 😂
Wonder why PGE is some of the most expensive power in the world. It is so guys like this can “invest” in scams and drive Uber instead of get a real job.
@@carterwgtx lived in CA for 40 years til recent moved to GA, not sure where you get this info from but your shit will def get cutoff by probably the 60 day mark lol
@@theGrayArea2 it for sure will not if you simply apply for a program. It isn’t the 90s anymore. lol.
@@theGrayArea2 imagine listening to a call about it and still not believing it. lol. Let’s guess who you vote for.
That "noooo!" "Yaaaaaay.. " is classic
Im born and raised in LA. When i told family and friends back in the early 2010s that i would have a kid overseas everyone thought i was crazy. I had a son 3 years ago in the Philippines where me and my Filipina wife live a very upper class lifestly for 2k a month. I got the last laugh
Very scary situation to be in . After maternity leave, then you have a big fat daycare bill . Seem like they just need to budget better 🤔
WAIT!! It costs $800/month to charge a Tesla? I spend less than 1/10 that to gas up my Toyota each month (& it was much cheaper to purchase)
$800 a month to charge is insane. I've never heard anything like it. I drive an EV myself (ioniq), and I spend about $20-30 a month on charging.
He drives Uber so he drives all day. This is a business expense.
It doesn't none of you boomer middle aged ramsay fans will actually do the math to understand this guy is straight up lying.
Trying to keep up with the Joneses syndrome 😂😂😂
Honestly, some people don’t know how to manage money.
and they want to indoctrinate children at an earlier age and still give more free college because its been working so great for so many....
but have no fear, some DMAGA politician will promise to pay if they vote for them.....
He's NOT going to leave LA. If he's going to stay in Cali then he needs to move to Fresno!!
Or Bakersfield
@@greggpurviance7252 yes! Bako is on the rise. 🙏🏽👍🏽💪🏽
@@jeffreywhitaker5154wait actually?
@@papa1802able ??????????
What a mess! Haha
Not ready to be parents.. driving uber with a Tesla 😂 he’s destroyed the value so good luck getting out of that thing.
Was just about to say this., it’ll be worth nothing
Has $1740 on transportation
They need a hooptie. Transportation expenses are killing them.
He drives Urbor etc.
I paid $1800 for my last car. That's $1,800, nothing more to pay, here's your title, not $1,800 per month. And I'm not exactly what you'd call poor, either. Priorities.
$3200 for an apartment is ridiculous. They could easily move somewhere for $2,00 even in Los Angeles.
A 15 yr old Toyota for under $5k sounds real good right about now.
The problem with the caller and “partner” is golden spoon
A 15 year old Toyota for under $5k always sounds good, to me. Cars are absolute money pits. The more you spend, the more you lose.
Sell the car.
City bus pass is $70 a month
Why doesn't this man have a real job? Their questions are all over the place. Where is Dave?
I appreciate the comment about finding something that you can walk to you as a job. I work from home full-time Monday through Friday until 5 PM or a little later. However, it’s really hard to find a second job that lets you start at let’s say, 6 PM till late, or better yet weekends only. Our truck just blew up and we can’t afford a new vehicle and I need a walkable 2nd job
2:26 George I like the way you said Oh No.
Thank God for Tennessee
I’m right here with you. One of the lowest costs of living in the country!
Why does he talk like a Valley Girl?
Sounded like he was zoned out on something...
He is a valley girl
Valley boi
Feminine man 🤷🏽♀️
A lot of men in California have become feminized unfortunately
1 year behind on water, electricity and gas. Still chooses to get pregnant. 😢
It is pretty obvious what is keeping them in LA. When you don’t have to pay the bills why leave.
You do have to pay. He is making this up. I cannot believe people fall for this.
@@drn13355 lol. Welfare recipients spotted. You for sure don’t google it bud.
@@drn13355 I simple google search would disagree. Can always spot the government assistance users.
@@drn13355 it is 100% true. Just because you think it is ok doesn’t make it not true. Try to use google or be quiet.
@@drn13355 well let’s see I know multiple people that have had this issue with their rented so you are wrong.
Solution: Move to Georgia with Josh.
lol I thought the same thing and watched those videos in the same order
😂😂😂😂
Of course they are forgetting about taxes?
They always forget about taxes 😂
Based on his income, he doesn't need to pay taxes. He even qualify for food stamps.
@@galileykwong7017 yes he does. The standard deduction is about 14k. He makes more than that. Uber for sure reporting to government his earnings too. Have fun with those taxes/interest/penalties when you don’t file/report/pay your taxes .
@@galileykwong7017 Yes he does. Driving for rideshare is an independent contractor. You have to pay taxes.
Being your own boss have more taxes you have to pay, then a w2 employee.
@@jimmymcgill6778 exactly. This is America. Only the super wealthy can avoid paying taxes.
George just spoke about this phone call on the Iced coffee hour, just finished listening to that and happen to came here.
Charging shouldn’t cost that much, especially charging at home. Do people know you are supposed to charge at night?
1. in debt
2. a baby on the way
3. Tesla
4. CA
4 problems this man has in one. No wonder.
Tesla lol
Yea I know so many broke people driving big cars. My neighbors have not 1 but 2 Wagoneers on a $65k income. (Military so you can’t hide income)
@@reviewsbygen5591 They might be admirals and generals. lol.
She is too 🤦🏾♂️
Tesla: Someone probably convinced him he would save money on gas.
Me. Retired in CA. Making $2300. Pension. 3 weeks later my landlord said she was gonna double my rent. I went online and bought a small home in Tx for $23k cash. No more rent. No mortgage. No debt. Life is so good. So blessed
Each of them can get annual phone plans that cost less than $150, by switching to Mint Mobile. Heck, start with that small step!
guy is very negligent you do not need to be having kids at all until you get your finances in order. sell the car and move into a cheaper area and get married!
Common sense isn’t so common anymore.
Classic . 😂😂😂😂
What’s killing him is the car. I make 4200 a month after taxes with a 1600 rent with a child. I have to paid off cars with basic coverage for 35 a month and that’s in Florida. 1700 a month for a damn Tesla????
Move to a corolla or camry...some 4 cylinder, he might be at a $300-400 payment, car insurance would be cut 75% and $400 gas at most.....take away cable too. Save $1300/month right there.
I find it telling how so many of these calls from California…
Being taught to be a victim instead of take responsibility. Why work hard when you get as much stuff for free.
@@dylanfogarty2771 I’ve lived in both CA and now GA, nothing to do with location, simply about the people being raised
No matter what you think of California, it is 15% of the US economy and the worlds 5th largest economy. The taxes that Georgia sends to Washington do not cover what Georgia gets back from Washington. About 10 states pay the taxes that pay the bills for this country. The rest of the states are freeloaders.
@@genestevenson-l7v that 15% was built 2 decade ago. It is failing now. Don’t be proud of what your grandparents did be proud of what you did. Except California can’t.
@@theGrayArea2 this is mostly true but to say it has nothing to do with location is absolutely silly. Living in GA and living in CA is basically a different financial world
Get more credit cards. Problem solved.
Social status is what keeps us poor. When he first listed out the expenses, the answer was right there. Rent $1600 each, Tesla, phones bill and cables $150 each lol.
Yup. My husband and I have internet, no cable, share a paid off car. He walks to work, rent a cheap apartment, work 50 some hours most week DINKS (no kids). I buy whatever food and drink I want (like take out and expensive pop). That's my expensive habit. It's for me, not to show off. My husband and I don't live in California, either.
This guy sounds like he doesn’t know what he wants, he’s like umm yeah it sucks, what should we do, bro wake up and take action 😅
I want to move to a State/County where I don’t have to pay utilities for an entire year!
Might as well just live in your car at this point
$800...I'm going to pretend that I didn't hear what I clearly just heard😆
This guy won’t change a thing, can already tell in his tone. That Tesla has got to go.
If you find yourself in a hole stop digging!
😂
I think when this individual told them what he makes they should have asked if the figure he gave was gross or net. I think many people when asked what they make say their gross salary/earnings instead of net. If he gave them his gross earnings before taxes come out his situation would make a bit more sense. And it's pretty clear he doesn't want to move elsewhere from LA or cut cable. The tesla is the most obvious cut but they should see if they can maybe get out of the lease and move elsewhere.
800$ in gas is 200 gallons at 30 mpg the average sedan is 6000 miles a month tell me how tesla is cheaper than a camry
He's the dumbest Tesla owner in history. He must be using charging stations constantly. My friend has one and she spends around $40 a month to charge...because she charges at home while she sleeps and hasn't stopped at a gas station or public charger for the 2 years she owned the vehicle.
@@penguin12902 he drives for a living he peobably drives that car 30 hours a week though
@@jasonleatherwood2172 Yeah...like I said, dumbest Tesla owner ever. They're not a good car for someone who drives constantly and has no downtime. They're a commuter car, not a taxi.
@@jasonleatherwood2172 Doesn't matter do the math bro hes lying he ISNT spending 800 a month in charging. This is just adding onto the average room temp iq ramsay fans anti propaganda against EV's. He doesn't spend that bro hes looking for a pity party. It IS cheaper to charge vs gas.
@@MrFrankEast ive seen superchargers charge 40$ seen that with my own eyes if he is doing that every other day thats 600$ be probably has to charge 15-20 times a month if he is on the road 8 hours a day running ac on high
Bro go head and move to Darby Pennsylvania and call it A day!
I live in the South Bay section of LA. My rent for a 1br is 1800. 2brs are 2400-2800. They just have to move to South Bay. No homeless encampments on this side of town, close to the airport and beach and rent is way cheaper
I don’t get it… the answers and solutions seem pretty obvious… why even call in?
Like before, it sounds as if they are LIVING BEYOND THEIR MEANS. SOO sad!!
If you followed him around and watched every $1 he spends each month, my guess is a lot is being spent on eating out.
Seriously, he still has cable and is spending $800 a month charging a Tesla??? Lots of bad decisions here.
Don't drive a Tesla or any EVs when you're renting as supercharging is ridiculously expensive. My Tesla is paid off and I charge it at my own house and it only adds $30 to our electricity every month.
I’m surprised that neither George or Jade told Dan that he and his girlfriend need to get married immediately because Dave Ramsey would have told this individual to get married immediately and to combine finances.
I am so glad I didn’t have a husband that sounds like him.. We got married, had a baby and my husband never sounded like him…
Caller is the poster child for Los Angeles California’s relationship/financial mindset
Cable? Nobody needs cable with free apps, free streaming
Welcome to America!
What on Gods green earth is happening. I am confused.
The 800 they are spending on charging can be addressed quickly by charging local without fast charging. If he was resourceful you can find that in LA. Also that high cost is likely cause of ubering...
I try so hard not to judge because I’ve been dumb with money too but cmon you don’t need a Tesla. LA is way overrated and not affordable to the average person. Move, sell the Tesla, get a regular job and pay your bills!!
Play dumb games, win dumb prizes
If he hasn't paid over the course of the last year, WHY did they create a life? They were broke before she got pregnant...
This guy is Bill Lumberg. "Yeeeeahhhhh..."
you don't have a job, you are paying $1740 a month + maintenance, interest, late fees, and depreciation towards this car to earn $4500. your net pay can't be more than $1500 a month. get a real job!
What? We knew this was gonna go off the rails when said first kid and partner. It only got worse from there
Agree with their advice but George, it’s unlikely that he’ll be able to find a job that he can walk or bike to in LA. Everything in LA is far apart and the city isn’t built for pedestrians AT ALL. My cousin lives there and just got hit by a car while she was on a morning jog in her neighborhood.
Only in California you still have water and power after not paying for a year.
Omg this is crazy!!!
Put this baby up for adoption. Kid deserves a better life than to be raised by these idiots
Next time I see a Tesla I know it could be someone like this guy.
My best advice to anybody reading this is to not live in a high-cost index state like Hawaii, New York, California and Massachusetts.
If you just take the time to look online at homes for 2 hours a day you'll find the perfect house for you at the right price, like for example I have seen mansions in Texas for around $300,000.
Why are you going to spend 1.3 million on a three-bedroom house in California that doesn't look all that great and probably is a little bit dilapidated and is smaller than your Texas Mansion.
Also, I saw gas in Lake Tahoe was $7.14 per gallon one time.
Just do your research online and do not live in a state with a lot of taxes or will tax you heavily.
I think a lot of people move to California and New York without thinking about the financial problems they will get into later, and they're just concerned about living in a nice place, and then later they get so tired of the costs they leave California in a mass exodus.