So much here that can be dialed down, especially with that income. If you can eat out, you can become a coupon saving queen while baby is sleeping and cook at home (make sandwiches). That is a massive car payment and car insurance.
Tight budget for sure. I'd guess that Verizon may be their internet, not their phone bill. I think it's huge progress that they've even written this down, though -- having this information is a great start!
yikes! their budget is really tight. if i were them, i'd cut off the subscriptions too. also, no fun, travel, and dining spending at all. look at other insurances that are cheaper. so glad i paid off my student loans during the pandemic. took advantage of the 0% interest rate.
Is that water bill a month? I thought they usually did it every three months. I don’t know because I live somewhere where it’s included in my rent and it’s usually about $40
I have to watch that video yet, but with my credit in low 600s, 3 vehicle events, and I was quoted $172/ month to have $0 deductible for comprehensive. That was the lowest i could get of 4 companies lol
I have a 750ish credit score, 0 incidents on my driving record and yet my insurance is still 150$ for comprehensive(and thats with deductibles).a lot of the cost depends on location. Where I live we have the highest car insurance rates in the country(or one of them) so no matter how well I take care of my record and how safe my car is I will be paying due to the high accidents in my area.
Let me get this straight, they want a new house, pay off student loans and pay for a child on one income!! The word stupid is reserved for certain people, like this!
I was able to get my grocery list down to $160 per week for a family of 4. 🙌🏽
No one cares!
So much here that can be dialed down, especially with that income. If you can eat out, you can become a coupon saving queen while baby is sleeping and cook at home (make sandwiches). That is a massive car payment and car insurance.
This is one of my favorite video series! It's incredibly helpful for learning how to navigate my budget. :)
Thanks so much!! I love creating these :)
Tight budget for sure. I'd guess that Verizon may be their internet, not their phone bill. I think it's huge progress that they've even written this down, though -- having this information is a great start!
ahhh that makes sense.
yikes! their budget is really tight. if i were them, i'd cut off the subscriptions too. also, no fun, travel, and dining spending at all. look at other insurances that are cheaper.
so glad i paid off my student loans during the pandemic. took advantage of the 0% interest rate.
No one cares!
PECO (usually said Pee-Co) is electricity in Pennsylvania
def get rid of you tube, thats 67 a month, I think mom will go back to work, because they like to eat out alot.
PECO is an electric utility, and I'm betting Verizon is their internet (FiOS).
Is that water bill a month? I thought they usually did it every three months. I don’t know because I live somewhere where it’s included in my rent and it’s usually about $40
Philadelphia you need 2 incomes and people here are obsessed with eating outside the home.
Definitely. Both things are true for most American cities.
I have to watch that video yet, but with my credit in low 600s, 3 vehicle events, and I was quoted $172/ month to have $0 deductible for comprehensive. That was the lowest i could get of 4 companies lol
I have a 750ish credit score, 0 incidents on my driving record and yet my insurance is still 150$ for comprehensive(and thats with deductibles).a lot of the cost depends on location. Where I live we have the highest car insurance rates in the country(or one of them) so no matter how well I take care of my record and how safe my car is I will be paying due to the high accidents in my area.
The Verizon could be their internet bill.
where do you find the free spreadsheet you mentioned? Thanks! I love all your videos. they are very helpful and i am learning a lot.
www.debtfreemillennials.com/toolkit Thanks for being here!
My car insurance is even more than theirs 😢 $182
Mine is $65 what on earth are you doing
@user-nb8tg3xf3u well i have 2 cars. But other than that 🤷♀️ i have a perfect driving record
@@shilohmorris5527 never met someone who could drive two cars at once
I live in Florida our average for people my age is $400 20% of drivers aren’t insured it’s a no fault state
@@priggssss 400 a month is insane I can't believe how expensive the coast is
Let me get this straight, they want a new house, pay off student loans and pay for a child on one income!! The word stupid is reserved for certain people, like this!