The streaming services can add up quickly now and have been swapping around monthly on some of them instead of having all of them every month. It allows the one that don't have to add some new content so by time reactivate it, there are plenty of new shows and movies to watch on there for the month or 2 that keep it active.
I work in a school im in the same boat i have to do uber and doordash to get extra money. I also just added a $3000 dental bill and now have dental payments even though i have dental insurance. This is on top of other debt. I was trying to get out of debt but i just got deeper in it. And I actually by accident had dropped my phone in the toilet.
What I don’t understand is why not pay debt first If u don’t have a job then you cannot pay your debt If thats paid of u at least don t have to worry about that
For gifts i have a budget of £40 pet person but ig i find something cheaper i dont spend the full budget everyone gets one gift unless its my neice and nephew
Hey Justine - I've talked to you before in the comments of videos and have a question. Im legally blind so I can not drive a car. I live in Nashville independently and use Uber and Lyft for transportation. There's not really any public transit here. Besides cabs, is there other alternatives to Uber and Lyft that you know of? I ride with friends when I can. I'm debt free and use your budget toolkit religiously to help me reach my financial goals.
A lot of times your ins or disability can help with car rides places. Contact your local disability office to see if they provide services like that. Sometimes its just for doctors appointments, but every little bit helps. And sometimes if you live close to a retirement home, they have a van that takes the seniors places a few times a week. Try and see if you can sweet talk the manager into letting you ride with them to places like the grocery store or mall. It's worth a shot.
I'm confused about the car market in the US. It seems strange to me that 6k would be considered a super cheap car. I assumed that cars were just super expensive there but I've just looked it up and used cars are cheaper in the US than in New Zealand (where I live). 6k is a pretty good budget for a decent car, is it not? my car was 5500 NZD (3390 USD) and I consider it a nice car (not fancy, but good!). I feel like maybe we value having nice cars less here?
No 6k is a barely running probably going to visit the mechanic soon car. If you want a decent car that will last several years 15k would be what you need. However the car market is entirely dependent on what someone will spend. So it fluctuates.
![[안방1열 풀캠4K] 베이비몬스터 'DRIP' (BABYMONSTER FullCam)│@SBS Inkigayo 241110](http://i.ytimg.com/vi/AQ4RIghEvUs/mqdefault.jpg)
I don't see much wiggle room in rent unless she gets roommates or something, $850 is a pretty decent price these days 😢
Unless you live in section 8 housing, $850. is cheap these day's. I pay $1360. for a 1 bedroom. Times are tough!!
I’d definitely drop the gift fund down & trust me I totally understand giving gifts b/c I’m that person. It’s only temporary. U got this❤
Teachers also need to stop spending on their classrooms. They need to start demanding better budgeting from their employers or forgo decorations.
Subscriptions need to go 100% if you are spending more than you make. Those aren’t necessities.
I put 1/2 my income towards rent. It is quite hard lol but i am super super frugal.
You ain't lyin'! And you have to be these days. Can't even go for a drive no more lol
Unfortunately I'm kinda in the same boat where my rent is also 50% of my income. 😭
I noticed she is putting money to classroom supplies. What about soliciting donations from parents, in kind or in cash for this.
The streaming services can add up quickly now and have been swapping around monthly on some of them instead of having all of them every month. It allows the one that don't have to add some new content so by time reactivate it, there are plenty of new shows and movies to watch on there for the month or 2 that keep it active.
I work in a school im in the same boat i have to do uber and doordash to get extra money. I also just added a $3000 dental bill and now have dental payments even though i have dental insurance. This is on top of other debt. I was trying to get out of debt but i just got deeper in it. And I actually by accident had dropped my phone in the toilet.
What I don’t understand is why not pay debt first If u don’t have a job then you cannot pay your debt If thats paid of u at least don t have to worry about that
I love these videos
Get a night job as a server and that monthly income will double. That’s what I do.
I need this. Teach me! Lol
For gifts i have a budget of £40 pet person but ig i find something cheaper i dont spend the full budget everyone gets one gift unless its my neice and nephew
Hey Justine - I've talked to you before in the comments of videos and have a question. Im legally blind so I can not drive a car. I live in Nashville independently and use Uber and Lyft for transportation. There's not really any public transit here. Besides cabs, is there other alternatives to Uber and Lyft that you know of? I ride with friends when I can. I'm debt free and use your budget toolkit religiously to help me reach my financial goals.
A lot of times your ins or disability can help with car rides places. Contact your local disability office to see if they provide services like that. Sometimes its just for doctors appointments, but every little bit helps. And sometimes if you live close to a retirement home, they have a van that takes the seniors places a few times a week. Try and see if you can sweet talk the manager into letting you ride with them to places like the grocery store or mall. It's worth a shot.
These are great recipes although the watergate slad doesnt translate to the engligh pallet. Might try it though if i can find the ingredients
I'm confused about the car market in the US. It seems strange to me that 6k would be considered a super cheap car. I assumed that cars were just super expensive there but I've just looked it up and used cars are cheaper in the US than in New Zealand (where I live). 6k is a pretty good budget for a decent car, is it not? my car was 5500 NZD (3390 USD) and I consider it a nice car (not fancy, but good!). I feel like maybe we value having nice cars less here?
No 6k is a barely running probably going to visit the mechanic soon car. If you want a decent car that will last several years 15k would be what you need. However the car market is entirely dependent on what someone will spend. So it fluctuates.
Good point. I’ve had my car 5 years and have only needed new tires and wiper blades but there’s definitely some luck there
I do the same thing
Random question is your emergency fund the same as your savings
Yes. The emergency fund is savings for any unexpected expenses.
We have separate ones. We have an emergency fund that is fully funded and then we have a savings for other things like projects, travel, etc.
"How much can you walk?" What??
Bicycle and Bus before Uber or walking. Efficient, super cheap, and the bus will keep you dry in increment weather.
100$ for cell phone in canada is pretty standard sadly. We pay some of the highest phone/internet in the world