Financial Literacy for Beginners & Dummies - Personal Finance Education Money Audiobook Full Length

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  • เผยแพร่เมื่อ 30 พ.ค. 2022
  • Financial literacy is crucial for anyone who wishes to achieve financial freedom. Managing money and planning our finances, also known as personal finance, for different stages and situations is sensible if we don’t want to find ourselves in a mess. Those who lack this management or planning skill often end up feeling lost.
    They struggle to pay off their debts and stay on top of their bills. Educating yourself in financial knowledge is a life skill necessary to have if you don’t want to live your entire life living paycheck to paycheck. Even if you manage to make ends meet, an emergency, such as a medical problem or car crash, can dent your pocket. Your financial situation can improve drastically when you know how to budget your money and learn to invest it in the right places.
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ความคิดเห็น • 182

  • @InvestInYourself
    @InvestInYourself  11 หลายเดือนก่อน +13

    Also check out how smart investors make money: www.audible.com/pd/B07ZH52W23/?source_code=AUDFPWS0223189MWT-BK-ACX0-169157&ref=acx_bty_BK_ACX0_169157_rh_us

    • @shirionjohnson7935
      @shirionjohnson7935 3 หลายเดือนก่อน

      I would love and appreciate if you could share the names of the books you shared with your friends/family, Please?

    • @namurwacaroline6294
      @namurwacaroline6294 หลายเดือนก่อน

      Why do you call us dummies 🤔🤔😒😒😒😒😒

  • @Riggsnic_co
    @Riggsnic_co 4 หลายเดือนก่อน +95

    Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market

    • @bob.weaver72
      @bob.weaver72 4 หลายเดือนก่อน +1

      Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

    • @martingiavarini
      @martingiavarini 4 หลายเดือนก่อน +1

      The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

    • @TheJackCain-84
      @TheJackCain-84 4 หลายเดือนก่อน +1

      That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?

    • @martingiavarini
      @martingiavarini 4 หลายเดือนก่อน +1

      When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.

    • @TheJackCain-84
      @TheJackCain-84 4 หลายเดือนก่อน +1

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @Natalieneptune469
    @Natalieneptune469 9 หลายเดือนก่อน +167

    I love how you take your time to educate your viewers we all strive towards financial stability and a better Life. It is easy to achieve this through the right investment, by living frugally and budgeting. I'm grade I learnt early in life to work hard for financial freedom

    • @Patriciacraig599
      @Patriciacraig599 9 หลายเดือนก่อน +2

      Even though I engage in investing, I feel disheartened by my lack of expertise in assessing the performance of individual companies and determining the optimal timing for stock purchases. The erosion of my financial reserves due to inflation adds to my concerns. At this point, I require precise market trajectory information, but I find myself unsure about the appropriate course of action.

    • @PhilipMurray251
      @PhilipMurray251 9 หลายเดือนก่อน

      Considering the prevailing economic climate, I recommend seeking a mentor or a knowledgeable advisor who can provide guidance and support.

    • @AUstinnesc
      @AUstinnesc 9 หลายเดือนก่อน +1

      I have been contemplating pursuing that approach myself. I currently hold a substantial number of stocks, but their value has begun to decline, leaving me uncertain about whether to hold onto them or sell.

    • @Aziz__0
      @Aziz__0 9 หลายเดือนก่อน +2

      I wholeheartedly concur, which is why I opt to entrust the day-to-day decision-making to an investing coach. With their specialized knowledge and extensive research, it is highly unlikely for them to underperform. Their expertise is centered around harnessing the asymmetrical potential of risks while also employing measures to safeguard against unfavorable outcomes. I have been collaborating with an investment coach for more than two years

    • @AliceHh_
      @AliceHh_ 9 หลายเดือนก่อน

      Interesting, I could really use the expertise of this advisors, who's the person guiding you?

  • @helenoliver4838
    @helenoliver4838 8 หลายเดือนก่อน +98

    Investing in the stock market is the best option to make a passive income. Virtually all the markets are crazy, most people pay more attention to the shiniest position on the graph, I’m keeping a diversified portfolio.

    • @greenquake11931
      @greenquake11931 8 หลายเดือนก่อน

      To manage investment risk, consider maintaining a broad diversification of your investments that reflects your personal risk tolerance, time horizon, and the nature of your financial goal.

    • @helenoliver4838
      @helenoliver4838 8 หลายเดือนก่อน

      Remember, diversification is an approach to help manage investment risk. It does not eliminate the risk of loss if security prices decline. Because investing can be complicated, consider working with a financial professional to help guide you on your wealth-building journey.

    • @mariahhayes5089
      @mariahhayes5089 8 หลายเดือนก่อน

      who would you endorse? I've been in the shadows for too long.

    • @helenoliver4838
      @helenoliver4838 8 หลายเดือนก่อน

      @@mariahhayes5089 'My consultant is 'BRIDGET MARY TUROW", look her up online if you care for supervision.

    • @mariahhayes5089
      @mariahhayes5089 8 หลายเดือนก่อน

      @@helenoliver4838 Thank you so much! Found her webpage and left a message. Hopefully, she responds.

  • @gameaddictgonewild4391
    @gameaddictgonewild4391 ปีที่แล้ว +272

    Bruh. A "dummie" wouldnt be here. I seriously gave all my friends the books to read.. But no one does. I stopped trying. Some people just dont want to learn. They make excuse's all day long when i asked if they have read any of the books i supplied them with.

    • @immahoodlum6157
      @immahoodlum6157 ปีที่แล้ว +34

      I noticed that all the greatest audiobooks on TH-cam have to least views like the most life-changing ones it's crazy.

    • @gameaddictgonewild4391
      @gameaddictgonewild4391 ปีที่แล้ว +24

      @@immahoodlum6157 Name me 3 that changed you( for the good), and i will name mine. XD
      But ye,, you're absolutely right. People way to busy with tiktok or other short content. "They dont have time" for books :I
      Books are too expensive they say..
      I always tell them to watch Jim Rohn.
      It will change theyr perspective. But no one does..

    • @CaptainSierra
      @CaptainSierra ปีที่แล้ว +2

      Which books?

    • @gameaddictgonewild4391
      @gameaddictgonewild4391 ปีที่แล้ว +14

      @@CaptainSierra By far: the richest man in Babylon by george s clason on 1. Because it had immediate impact on how i spend.
      2th,, outwitting the devil by Napoleon Hill and every other book that had a impact on my personal development. Outwitting the devil changed my perspective in smoking,, etc. So thats quite value able to me.
      3th Harry Potter series.
      The books tell a lot more than the movies, and you cant dislike Harry Potter.
      What about yours?

    • @CaptainSierra
      @CaptainSierra ปีที่แล้ว +1

      @@gameaddictgonewild4391 well I’m just getting started so I can’t say I’ve completed reading anything that I can full on support recommending but I did just grab “the personal MBA” by Josh Kaufman because I heard it’s supposed to summarize a lot of business topics and explain terminology that would sum up all of getting a business degree 😊 maybe check out the reviews I just received it in the mail yesterday so I can’t say anything yet. I work long 12 hour shifts and haven’t been able to sit down with it so I found this video while hoping to listen to things I can learn since I can’t sit to read at the moment 😊

  • @Mr-sweeny
    @Mr-sweeny 6 หลายเดือนก่อน +82

    Putting well-earned money into the stock market can’t be over emphasized for first - time investors, unlike a bank where interest is sure thing! Well, basically times are uncertain, the market is out of control, and banks are gradually failing. I am working on a ballpark estimate of $5M for retirement, and I have a good 6-figure loaded up for this, could there be any opportunity for a boomer like me? I'm nearly 60.

    • @hankmarks69
      @hankmarks69 6 หลายเดือนก่อน +1

      Sincerely it's best to seek an advisor right now, unless you're canny yourself. As a business owner in both the service industry and eBay reseller of all product categories, I can tell you we’re in a deep recession and everyone is running out of money

    • @PhilipDunk
      @PhilipDunk 6 หลายเดือนก่อน +1

      Very true, people downplay advisors role, until burnt by their mistakes. I remember just after my layoff early 2020 amidst covid outbreak, I needed to stay afloat, hence researched for license advisors. Thankfully, I came across someone of practical knowledge, and decades of experience, my stagnant reserve of $325K has yielded nearly $1m after subsequent investments so far.

    • @mikeroper353
      @mikeroper353 6 หลายเดือนก่อน +1

      @@PhilipDunk That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?

    • @PhilipDunk
      @PhilipDunk 6 หลายเดือนก่อน +1

      My Financial adviser is Vivian Carol Gioia she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @mikeroper353
      @mikeroper353 6 หลายเดือนก่อน +1

      @@PhilipDunk Thank you for this Pointer. It was easy to find her handler, She seems very proficient and flexible. I booked a call session with her

  • @vitorcavalcante4917
    @vitorcavalcante4917 8 หลายเดือนก่อน +3

    I'm Brazilian, I'm going to start watching your videos, I urgently need financial education, success 😂

  • @murrayent1able
    @murrayent1able ปีที่แล้ว +4

    Thank you for sharing this! 🙏🏾 I will use this knowledge to grow my LiveGood and Neumi business 😊

  • @juanverdugo4372
    @juanverdugo4372 ปีที่แล้ว +4

    Excelente guidelines for money issues, thank you

  • @Historyteacheraz
    @Historyteacheraz 5 หลายเดือนก่อน +4

    Great book! A Teenager’s Guide on how to Invest Like Warren Buffett and Charlie Munger is another great investing book.

  • @williamtrapp1694
    @williamtrapp1694 6 หลายเดือนก่อน +4

    Great information. I sent this to all my friends, kids and grandkids. Great my Christmas shopping is done. Lol

    • @InvestInYourself
      @InvestInYourself  5 หลายเดือนก่อน

      Perfect, glad to hear it helped.

  • @melaniemcdonald9090
    @melaniemcdonald9090 5 หลายเดือนก่อน

    made 38 trades with this, some good parts and bad parts but overall great video mate

  • @mlfitness67
    @mlfitness67 5 หลายเดือนก่อน

    Just what I need ❤

  • @esmeraldagems9487
    @esmeraldagems9487 9 หลายเดือนก่อน +8

    It's crazy but the more money I get the more I save and budget. And I'm more careful with it. The less money I have the more careless I get. I think it's because I just get too discouraged when things get bad. But I love having extra money, even though I never have a lot like some people but it makes me feel like I have control and confidence on my life.

  • @1rasINK
    @1rasINK 9 หลายเดือนก่อน +3

    I kept thinking I already know this information throughout the audio; but that is when I realized too that the tittle was okay enough as it is sort of true that most if not all of that information pertaining to money is not taught in public schools.

  • @MrDualz420
    @MrDualz420 ปีที่แล้ว +4

    I'm here to learn

  • @markdbey
    @markdbey 5 หลายเดือนก่อน +3

    After this… I won’t be such a “Dummy”… 😌
    I needed this… Thanks.

  • @goddessk4610
    @goddessk4610 6 หลายเดือนก่อน

    Omg it's been a couple years since I watched they channel. I literally couldn't support after all the damn disrespect. And to finally see her leaving him!!! Thank goodness.

  • @shrivardhantalari7397
    @shrivardhantalari7397 2 ปีที่แล้ว +18

    Hello sir ! I am from 🇮🇳 and appreciate your hardwork and service that you provide your audiobooks for free with quality I hope you will keep doing it thank you so much!☺😄

  • @prashkrish1981
    @prashkrish1981 8 หลายเดือนก่อน

    Nice Book for a beginner

  • @k50159
    @k50159 5 หลายเดือนก่อน

    Thanks so much

  • @lifeofelisha_joy6149
    @lifeofelisha_joy6149 ปีที่แล้ว +15

    When the student is ready, the teacher will appear.

  • @k50159
    @k50159 5 หลายเดือนก่อน

    Can’t wait to get my hands on a copy

    • @InvestInYourself
      @InvestInYourself  5 หลายเดือนก่อน

      Thank you very much. Buying my book is much appreciated.

  • @kennypyne7821
    @kennypyne7821 ปีที่แล้ว +6

    I’m sorry but this voice is the reason I struggle with some audiobooks

  • @JoeM370
    @JoeM370 7 หลายเดือนก่อน +7

    This content is awe-inspiring. A related book I read was a motivational force. "Mastering Money Mindfulness" by Benjamin Hawk

  • @bworjoloh
    @bworjoloh ปีที่แล้ว +6

    Best budgeting apps 1:22:15

  • @djreinaazteca
    @djreinaazteca 5 หลายเดือนก่อน

    Thank you

  • @MrSuccess1987
    @MrSuccess1987 2 ปีที่แล้ว +2

    Love all your projects 😻😻😻😻

  • @DawsonStrother
    @DawsonStrother 21 วันที่ผ่านมา

    I’m here to learn

  • @0samakllc
    @0samakllc 5 หลายเดือนก่อน

    Investing is the way to go

  • @clevelandrainey5842
    @clevelandrainey5842 ปีที่แล้ว

    Thank you 🙏

  • @user-kn2qz3tf9d
    @user-kn2qz3tf9d ปีที่แล้ว +1

    2.40 investing

  • @lindahebb4832
    @lindahebb4832 6 หลายเดือนก่อน

    Thank you o

  • @gumaryae
    @gumaryae ปีที่แล้ว +6

    Just listened to this whole book at work🔥🔥🔥🔥🔥🔥😭

  • @Rek567
    @Rek567 ปีที่แล้ว +2

    Amazing content. Thank you.

  • @blank9358
    @blank9358 8 หลายเดือนก่อน +2

    Chap 1 0:00 - 24:57

  • @raulmacias647
    @raulmacias647 ปีที่แล้ว +1

    To learn - Master Yoda

  • @Kelseynbarker
    @Kelseynbarker 5 หลายเดือนก่อน

    My goal this quarter is to pay off my debts then my goal start investing 😮

  • @kauzo7650
    @kauzo7650 6 หลายเดือนก่อน +1

    1:47:43

  • @financialeducation2675
    @financialeducation2675 2 ปีที่แล้ว +2

    Great!!!

  • @faresk27
    @faresk27 ปีที่แล้ว

    5:00

  • @Dw1nna
    @Dw1nna 7 หลายเดือนก่อน

    3:21 - Chapter 1

  • @MsLsY
    @MsLsY ปีที่แล้ว +2

    Bookmark 56:50

  • @9lucciofficial
    @9lucciofficial ปีที่แล้ว +1

    22:22 What is financial Literacy.

  • @fran3300
    @fran3300 ปีที่แล้ว +13

    Financial goods
    Financial services
    Financial activities
    Scarcity
    Supply & demand determines the price of things.
    Cost/benefit, don't be tricked by ads.
    Quality/quantity when offering incentives
    Net worth = own - owe i.e. assets - liabilities
    Never compare your net worth to others
    Increase net worth 10% each year
    Debt/income ratio

  • @Esmeraldalunamaria
    @Esmeraldalunamaria ปีที่แล้ว +7

    Nice video. But let me talk about something important, I see a lot of young and old making mistakes that I think shouldn't be. I think everyone, young or old, should have an investment plan that increases their financial return by three to six figures. The investment can be your retirement plan or your future plan, whatever it was you wanted, but what matters most is that you have a profitable investment.

    • @linda-pc1kr
      @linda-pc1kr ปีที่แล้ว +5

      If you can't find a way to multiply money, one day you'll wake up to find that the money you thought you had is gone. Investment is the key.

    • @Miguelangel29033
      @Miguelangel29033 ปีที่แล้ว +2

      You're right, but any Investment without proper guidance and experience is suicidal.

    • @Esmeraldalunamaria
      @Esmeraldalunamaria ปีที่แล้ว +1

      @@Miguelangel29033 You are absolutely right, we also have lots of expert, real ones with certificate and firm IDS out there waiting for investors someone like Ms. Rose shursen.

    • @Esmeraldalunamaria
      @Esmeraldalunamaria ปีที่แล้ว

      @Leo You can communicate with her on 👇👇

    • @Esmeraldalunamaria
      @Esmeraldalunamaria ปีที่แล้ว

      INSTAGRAM

  • @YorieSmith
    @YorieSmith 7 หลายเดือนก่อน

    9:41

  • @therealsopaid8014
    @therealsopaid8014 8 หลายเดือนก่อน

    43:17

  • @therealsopaid8014
    @therealsopaid8014 8 หลายเดือนก่อน

    1:22:16

  • @warrenhawkes8757
    @warrenhawkes8757 3 หลายเดือนก่อน +1

    This audiobook is an excellent product, but I'm not exactly sure it's for beginners and/or dummies. The frequent use of financial jargon, sometimes defined, sometimes not, can leave a listener feeling lost. Considering our society's poor math and verbal skills, each chapter should probably be an hour class.

  • @0samaK
    @0samaK หลายเดือนก่อน

    I have no job right now and income is not generating letting the divine work through me to get the divine income

  • @FinanceForAll23
    @FinanceForAll23 6 หลายเดือนก่อน

    Financial Literacy series: th-cam.com/video/ZMojrLN-foc/w-d-xo.html

  • @denmarkmores5679
    @denmarkmores5679 หลายเดือนก่อน

    2:41:00

  • @wbeomn
    @wbeomn 5 หลายเดือนก่อน

    3.15

  • @owenanderson5414
    @owenanderson5414 8 หลายเดือนก่อน

    47:40 . why would you classify a car / home as an asset.

    • @owenanderson5414
      @owenanderson5414 8 หลายเดือนก่อน

      stop yappin u sound like a brokie

    • @owenanderson5414
      @owenanderson5414 8 หลายเดือนก่อน +1

      sorry bro my bad

  • @dennismccoy1997
    @dennismccoy1997 ปีที่แล้ว

    Informative book but the audio should be higher

  • @echampion
    @echampion 2 ปีที่แล้ว +1

    👍🏾👍🏾👍🏾👍🏾

  • @financialeducation2675
    @financialeducation2675 2 ปีที่แล้ว +1

    👏👏👏

  • @user-kn2qz3tf9d
    @user-kn2qz3tf9d ปีที่แล้ว +1

    1.37 bankruptcy

  • @mwenyamutale1513
    @mwenyamutale1513 5 วันที่ผ่านมา

    My baby is 2 months old with 3 months baby milestones and I thought he was falling behind lol

  • @rokastamasauskas3968
    @rokastamasauskas3968 ปีที่แล้ว

    1.20

  • @kiaundriabellerose5027
    @kiaundriabellerose5027 5 หลายเดือนก่อน

    📑
    2:27:23

  • @c.marquez8821
    @c.marquez8821 ปีที่แล้ว +1

    Book mark
    00:54:28

  • @EbrahemWemer-kj4du
    @EbrahemWemer-kj4du 9 หลายเดือนก่อน

    bst app

  • @sephiroth1class22
    @sephiroth1class22 8 หลายเดือนก่อน

    😏

  • @michaelyoung3762
    @michaelyoung3762 ปีที่แล้ว +3

    I love the grounded reality of this channel, its normal to see so many investors panic amid a worsening bearish market but it is also important to note that the market situation is nothing new in the crypto world. Several factors are driving negative sentiment in the stock and crypto markets right now including inflation, a shaky stock market, rising interest rates, and recession fears. As a result, BTC has dropped significantly from its all-time high, breaking below several key technical levels. As a crypto investor, the current situation might seem bleak. However, there are several tried and tested expert suggested investment strategies that can help you accumulate the current crypto storm, in few weeks of implementing trade with accurate signals directly from Theo Ryan I have been able to accumulate over 22 btc despite the current state of the market.

    • @isabellawilliam77
      @isabellawilliam77 ปีที่แล้ว

      Hello...I have been looking for such a profitable signal's and guides from a pro trader for some time now how do i contact him?

    • @michaelyoung3762
      @michaelyoung3762 ปีที่แล้ว

      @Theo917
      That's 👆his username

    • @michaelyoung3762
      @michaelyoung3762 ปีที่แล้ว

      You

    • @isabellawilliam77
      @isabellawilliam77 ปีที่แล้ว

      @@michaelyoung3762 Thanks for sharing his telegram details, this gave me a small amount of hope thanks, i’ll surely reach out to him and start learning the right way, tired of loosing from price drops,

    • @marko3972
      @marko3972 ปีที่แล้ว

      I'm also a subscriber of his signal's, and if I were to rate their accuracy I would say 95%

  • @EricaYE6
    @EricaYE6 ปีที่แล้ว

    This is not a beginner's guide.

  • @roksanag.
    @roksanag. หลายเดือนก่อน

    This book really is for dummies 🤦‍♀️ isn't it a common practice to do what's advised in the book? I'm surprised we even need to be told about this.

  • @jitkaedullantes9392
    @jitkaedullantes9392 ปีที่แล้ว

    Y

  • @msconnleon
    @msconnleon 4 หลายเดือนก่อน

    Elizabeth Warren? REALLY🤣🤣🤣🤣🤣🤣

  • @rockyblumble
    @rockyblumble 7 หลายเดือนก่อน

    I recommend everyone here who wants to get their limiting beliefs crushed to the ground, to read the book "The Millionaire Fastlane". Absolute lifechanger.

  • @Raymondjohn2
    @Raymondjohn2 5 หลายเดือนก่อน +97

    Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market

    • @audeywolsh
      @audeywolsh 5 หลายเดือนก่อน +2

      Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

    • @maga_zineng7810
      @maga_zineng7810 5 หลายเดือนก่อน +2

      The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

    • @usieey
      @usieey 5 หลายเดือนก่อน +2

      Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with this person

    • @maga_zineng7810
      @maga_zineng7810 5 หลายเดือนก่อน +2

      My advisor is Natalie Lynn Fisk she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

    • @usieey
      @usieey 5 หลายเดือนก่อน +1

      I am going to look her up, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.

  • @kauzo7650
    @kauzo7650 6 หลายเดือนก่อน

    41:39

  • @maxsterszz
    @maxsterszz 3 วันที่ผ่านมา

    1:44:15