▸▸▸ www.365daystofire.com/ Enrollment is now open for our 365 Days to F.I.R.E. Program for 2025 Sign up and get: ◼ Completed F.I.R.E. Plan, Stock Investing Plan, Real Estate Investing Plan, etc. by the end of program ◼ Daily F.I.R.E. Actions ◼ Monthly Live Q&As ◼ Small Accountability Groups ◼ Quarterly Book Club ◼ 3 Meet-ups in Portugal, including a 2-Day Conference with us in Porto! ◼ Private Facebook group ◼ Lifetime access to daily tasks, recorded live Q&As, recorded book club meetings, Facebook group, and resources ◼ Discounted future meetups as 365 Days to F.I.R.E. program alumni ◼ And more! To learn more and enroll NOW, go to: www.365daystofire.com/
I just found these videos. Very well done. I retired this month at 62. My wife will retire at 60 next year. We currently have 1.8 million in tax deferred Investments, my pension, and no bills other than the basics. We did this by following most of the things these guys talk about. Be persistent, your'e going to blink your eyes some day and be my age.
My big question that no one covers is regarding health insurance. If you are not receiving it from an employer and are not eligible for Medicare, how do you find affordable healthcare? Isn’t it just as much as a car payment? I’m really worried about that. Thanks 🙏🏽
O Bailon you would just invest the 6k you have and contribute the 4k later when you have it available or add what you can to your account per paycheck or monthly. Whatever works best. I have a Roth IRA through my employer but I went and opened an investment account with vanguard on the side and invested the 10k in ETF’s and stocks.
Equally talented, equally eloquent, equally beautiful, like-minded, equally hardworking, equally loving and equally cheering!! What an amazing and blessed couple and a family. It is so inspiring and uplifting to watch your videos. Thank you for making YT a better site to visit and inspire people.
@@missing1person Greed. I trade but on the daily time frame so that it's much less stressful. I just look at the charts for 20 mins or less each evening.
Our Rich Journey love your video, I have learn so much... have a question.. I’m a government worker will be eligible to retire in 5 yrs.. have money in tsp and and Roth tsp and just started HSA.. what strategies you guys recommend for me to do that and have income Nd just work part time or something similar... I’m 39 yrs old married.. thanks
This channel has been critical to my financial independence journey. Since I started binge watching your videos, I am now FIRE'ing on all cylinders. Appreciate the work you put on this channel to better the FIRE community.
📈Looking to learn how to invest? Enroll in our Stock Market Investing Course: www.ourrichjourney.com/investingforfire 🔥Learn more about financial independence and retiring early: Enroll in our F.I.R.E. Master Class: www.ourrichjourney.com/firemasterclass ✈Want to move to Portugal? Enroll in our Moving to Portugal Course: www.ourrichjourney.com/movingtoportugal
I have no idea how I ended up on your channel, but really love the videos. None of this information was new to me, but I really kept watching b/c of the couple dynamic. Keep it up!
I followed exactly what y'all suggested and just added in some Blue Chip Stocks ie. Apple and I'm up 18% since May, thank you for all you do. You both are great
The "advantage" is the dividend not the stock appreciation as other stocks appreciate also or depreciate. Also, many experts say dividends are accounted for in the price of the stock so it will appreciate less than an identical stock without an dividend.
I just last week actually i just found you channel last week and you guys are such an inspiration. I am 51 year and would like to reire early. Thank you for making your course affordable.
Thank you for sharing your knowledge. Everything you speak on not only makes sense, but by providing the list of index funds that are working for you, you give your viewers actionable information. Thank you!
@@luiscoronel1524 What do you recommend to day trade? Ameritrade? or Webully? and how do I efficiently follow the stocks. I want to day trade commodities
@@roundtrip385 I dropped my Robinhood account and opened up a vanguard account.. right now its just a simple investing account i hope to connect my 401k from my job and start doing etfs index funds and mutual funds like Amon and Christina! let the dividends and growth come my way!!! lol
I opened a Fidelity account and just basically copied your strategy two days ago and I'm already watching my money grow. Wish I had done this back in March! I know the market fluctuates and 2 days of growth isn't a sure indication of things to come but I'm very optimistic. And much of this positive attitude and trust in my investments is thanks to you two. I have learned SO MUCH from watching your channel for the past few weeks. I am so grateful and impressed by the fact that you have chosen to share this knowledge and experience with us. Thank you so much.
One of my favorite companies is O Realty Income, known as monthly divided stock. They have been paying and increasing dividends for over 40 years. Now could be a good time to buy and if you don’t need an immediate income, you opt to reinvest your dividends to purchase more shares. For me this company is a gift that keeps on giving. Thank you for your well done and generous videos.
You have really helped someone who never learned anything finance-related from my parents! It isn’t that difficult to understand when you break it down into easy pieces for us newbies. Thank you!
I've watched endless amounts of couples on youtube talking about FIRE and their frugal living, and you guys are by far the best. I'm still very early on in my retirement journey, but really enjoy and learn from watching your videos! Thank you :)
Yes! Thank you for showing the calculations and the percent increases as well as the exact fund names and companies. All the information is helpful and inspiring.
A lot of bigger companies (e.g. vanguard and fidelity) recommend a higher allocation to international stocks to reduce volatility. Are you concerned about your relative lack of international stocks compared to what they recommend (especially since you are no longer living in the USA)? I would love to hear your ideas.
After doing a lot of research, I decided to remove international stocks completely from my portfolio. Even some people like Warren Buffet don’t recommend international. International stocks are even more volatile than US stocks. And US economy has been stronger than any other country. Moreover, US currency is not the same as other countries. Also, blue chips or US companies In the s&p500, already have exposure overseas. Historically, international stocks have performed poorly. Don’t take my advice, do more research. I may be wrong and international stocks can outperform US stocks in the next 10 years.
TheBlackMage3 yes and no. I think and vanguard made a recommendation as did my fin advisor recommend allocating to international. I agree as well, 2040 on China, India and Latin America will be growing at a faster pace than the US. I do have some allocation with vtwax (50/50 US and international). My fin advisor did recommend vtiax and Vtsax over the vtwax. Have I allocated more to international? Not too much I’m still USA based for the most part, the last 20 years and I think the next 10 years USA will have a better return.
I can't speak for anyone else. I am younger and more risk tolerant, so I just analyzed how international etfs have fair'd in the last decade and....they have not done well (compared to the U.S. market). You always hear "keep a diversified portfolio with international exposure" but the international market as a whole has not been doing well, even before this crisis. Personally, instead of VXUS, I buy VEA and VWO and adjust accordingly to what exposure I want. In regards to volatility, would rather put that money towards various domestic bonds vs anything in the international market, but that's just me. Keep in mind, given my investment strategy, I am more focused on growth rather and that's what guides my decision making and why I don't load so much of portfolio on international offerings. Where people live does not always play that big of a role on what they invest in. For example, the U.S. holds more than 50% of the worlds market share, with Japan being a distant second. That just shows the popularity of the U.S. market regardless of where someone resides. I am trying to find the chart, but a few weeks ago there was a chart of the most popular stocks in Europe by country, and most of the #1s were American stocks. Yes....most of them were Tesla. A bit less than half had their own country's corp as their favorite stock, such as the Netherlands with Shell.
Yes and no. I really respect Ray Dalio but remember that he says only 15% of your portfolio should be international and by that specifically in Aian markets like Hong Kong. Also, what hits the US usually hits other countries like a domino effect. This could really hurt your potential. I recommend staying in the US market only or with 10% in Asian markets. When the time comes for China's currency to challenge the US dollar you will know to invest more abroad at that time.
I love love love love how clear everything is explained! subscribed! I am 26 years old and am going to implement alll your recommendations as much as possible! early retirement - here I come :D
I wished I had found your course first. I just paid $200 for a similar course. Yours is less expensive, have more content and have a workbook! Man!!!!! However, I will invest in your workbook.
The Vanguard funds you recommend only seem to be available to US citizens. For those of us who don’t live in the US - like yourselves now you are residents of Portugal, how do we do this type of investing? Are you paying tax in Portugal or the US or both? Love the channel and would love to join the journey but it only seems to be good for US citizens?
Just stumbled on this channel and omg, you both are so cute together and so well-spoken, what an intelligent move during the pandemic. Congrats on your retirement!
Hello. When investing in dividend portfolio for income, what type account should I be starting off with? A non-retirement account or a type of retirement account? What did you guys do? Thank you.
So when you say your living off of your dividends are you guys reinventing the dividends payouts or are you guys are not reinventing the dividends but withdrawing them?
When markets drop, that is the BEST time to invest, particularly in the quality index funds and ETF. Thanks for going over your portfolio. 😊 I have been watching your channel for over a year and absolutely have learned from your videos and have taken action! (As Amon always points out its importance) . Thanks for all the wisdom you impart on others.
Great video guys, witch investing broker are you using. I leave jn the UK, and I'm useing 212, looks alright but the the portfolio pies could be better , also don t have many ETFs available
Love this!!! I think one of the big concerns that my wife and I have when it comes to retiring early is the cost of health care. With all the uncertainty around health care costs in the future, how have you incorporated this into your FIRE "number"?
One the advantages I have for my healthcare cost is I am about to complete 20yrs a reservist. After 20yrs, I get access to Tricare and the VA to reduce my future healthcare. If one of you can spare the time to do some reserved duty check it.
One thing I have to keep telling myself is stay consistent. I’m invested in all 3 of those but I love yal consistency and no matter what the market does yal keep pushing. #MyMotivation
Hey Guys. Great video. Quick question. What is the best order, correct order or most effective order to start investing by vehicle investing? FOR self employee... eg. Roth IRA, HSA, 401 solo Roth IRA, 401 Solo.
When youre building separate portfolios, do you need to open separate accounts? E.g. if i want 1 portfolio for growth and one for dividends can I build these portfolios in my one fidelity account?
whoa. i had no idea what I was doing and bought $10k worth of mutual funds on March 23rd, which ended up being the lowest market day. My returns now in August are 71%, 65% and 59%. This shit is insane. Now I’m scrimping and saving every cent to invest more, but I have since learned index funds are the way to go for someone like me.
I’ve put my reading list aside to listen to ur videos. They’re so insightful and well researched. Can you guys make a video on how to read and understand all the abbreviations, etc on the stock market app
HI, thx for sharing... loving it! I would like to ask you which broker do you use for VYM/FZROX/FZILX/FSRNX, and also if oyu now how European can invest on them.
We use Fedility and Vanguard. We've heard Interactive Brokers is what a lot of investors non-US citizens us to invest in ETFs. But we have never used them so we cant say if they are good. Thanks for asking.
Hey BW, the letter in front of the fund typically tells you which brokerage account it comes from. VYM is Vanguards while the other three are from Fidelity. But if the fund is an ETF you can buy it with any brokerage account. European investors do have access to US markets I would check the big brokerage accounts like Vanguard, Schwab, and Fidelity, or look for mobile app alternatives like Robinhood or Revolut. Just be aware of tax implications when selling stocks and collecting dividends. Peace
Hey guys I recently I started investing in a portfolio and right now my investments are in a model moderately aggressive. Is that a wise choice or should I do my own allocation?
Our Rich Journey yes indeed bc of your videos, a couple months back I ran across one of your videos, before the covid19 outbreak. For the past month and a half I’ve done research on investing, and if I hadn’t watched all your videos and done research, I would have just been putting money in my savings not realizing the potential of growth I could have in 30 years! Here’s to the future!
what is the best account to invest for savings or liquid money? individual brokerage account and investing into high dividend index? thank you in advance for the advice...
Prevent the market from dipping to low below 20,000.It didnt recover on it's own and has very little to do with tremendous research or it's a deck of cards that should be taken advantage of.Bravo to you guys!
Hello, really new to investing and I just opened up a Roth IRA with Fidelity a few days ago. Is it true that the Zero Expense Ratio funds pay dividends every year as opposed to quarterly? I'm wondering what the catch with the Zero expense ration index funds are.. It seems like everyone should buy them but it doesn't look like they are. Why is that?
I caught the beginning of the original portfolio investments and moved into the same three and I got FZROX - in @ $8.54 for 36.82% gain, FZILX in @ $7.66 for 20.63% gain and FSRNX in @ $11.24 for a 19.57% gain as of June 2nd. For all you on the fence, yes investing is a risk but they seem to do the research, show you their results and do relatively well doing it. It pays to listen. Thank you both for the education.
Hi guys! Just basic questions, What is the difference between investing ETF’s , index fund and stocks to Mutual Fund? Is there is difference getting divedend?
I’m not usually the emotional type but I just wanted to say I love you guys. I am so excited for the investment course. I’m definitely going to register!
These two are as cute as a button. I totally want to go visit them in Portugal and be like the "fan vlog" where they talk with and interview someone on their own rich journey on their channel. Portugal has some amazing spots
Hi Chritina & Aman! I am semi new to your site but I have already learnt a lot from a few weeks of watching your vidoes on investing . I am interested in taking your training course . Are there any discounts for it ? Thanks
Eventhough I love your dividend strategy I’m personally ALL IN on TSLA. This yesr alone I 3x my $$$. No other company is or will continue to grow at such a fast rate period. TSLA will go to 7k in less than 3 years. That is a 15x ROR in 36 months!🔥🔥🚀🚀🚀🚀 Btw, these upcoming IPO’s are going to make me a lot of $$$: 1) SHLL 2) Palantir - PALAN Stock splits this month: 1) TSLA - Hell yeah 😎 2) AAPL - The stock that started it allfor me when I bought at $92.50 six years ago.
I appreciate you both for being so open and transparent! It is clear and easy to understand. Would you do another segment on IRA investing? How is this a benefit if this is an option within a 401k plan?
As a starter, would it be wise to only invest in 'Vanguard FTSE All-World UCITS ETF'? It pays 2% dividend and the spread is good. Or should i also invest extra in higher dividend yielding etf's, small cap and emerging markets? My goal is long term buy and hold.
@@Namedeeznuts Yes but what makes a portfolio good and what does not? I don't necessarily need dividend etf's because i'm investing for long term. I'm just wondering what to look for besides in a etf portfolio.
Hey guys, quick question for you. I'm based in the UK but would like to learn from you guys. When I go to open a UK Vanguard account however, there doesn't appear to be options such as VTSAX. Are they only available to those based in America? Thanks, I hope you're well and safe
▸▸▸ www.365daystofire.com/
Enrollment is now open for our 365 Days to F.I.R.E. Program for 2025
Sign up and get:
◼ Completed F.I.R.E. Plan, Stock Investing Plan, Real Estate Investing Plan, etc. by the end of program
◼ Daily F.I.R.E. Actions
◼ Monthly Live Q&As
◼ Small Accountability Groups
◼ Quarterly Book Club
◼ 3 Meet-ups in Portugal, including a 2-Day Conference with us in Porto!
◼ Private Facebook group
◼ Lifetime access to daily tasks, recorded live Q&As, recorded book club meetings, Facebook group, and resources
◼ Discounted future meetups as 365 Days to F.I.R.E. program alumni
◼ And more!
To learn more and enroll NOW, go to: www.365daystofire.com/
I just found these videos. Very well done.
I retired this month at 62. My wife will retire at 60 next year. We currently have 1.8 million in tax deferred Investments, my pension, and no bills other than the basics.
We did this by following most of the things these guys talk about.
Be persistent, your'e going to blink your eyes some day and be my age.
@@eligijusan9132 did you blink? Have you joined AARP yet?
Now you can go to casino everyday with no worries and you get to play willie Nelson at 9$ max bet
Congrats on your retirement
Congrats and enjoy your retirement.
My big question that no one covers is regarding health insurance. If you are not receiving it from an employer and are not eligible for Medicare, how do you find affordable healthcare? Isn’t it just as much as a car payment? I’m really worried about that. Thanks 🙏🏽
I was too young to invest when the market crashed in 2008 but I was ready for covid 2020. I invested 10k and I’m holding for the long term.
Same dude! I just opened my Roth IRA, but one question, when people say invest 10K but you can only contribute 6K where does the rest of the 4K go?
@StevenDehoyos - Yes! Investing long-term! :)
@OBailon - You may have other tax advantaged options (like 401k, HSA, 529, etc.) or you could always open a traditional brokerage account!
Wow, I am positioning my niece for that, I am 10-13yrs away from retirement, so I HAVE to do as much of this as possible.
O Bailon you would just invest the 6k you have and contribute the 4k later when you have it available or add what you can to your account per paycheck or monthly. Whatever works best. I have a Roth IRA through my employer but I went and opened an investment account with vanguard on the side and invested the 10k in ETF’s and stocks.
People around me at 22: buys coke with their paycheck
Me at 22: buys coke stock with my paycheck
very smart move, watch then go broke slowly,
lol good one.
LMAOOOO
Yep then the dividend pays for both!
Well done.
Equally talented, equally eloquent, equally beautiful, like-minded, equally hardworking, equally loving and equally cheering!! What an amazing and blessed couple and a family. It is so inspiring and uplifting to watch your videos. Thank you for making YT a better site to visit and inspire people.
I'm sick of the day trading crap, I'm doing the smart investing.
Thanks for sharing.
Day trading gives me anxiety!
@@TETrading yea it is not healthy, better off working a day job.
@@missing1person Greed. I trade but on the daily time frame so that it's much less stressful. I just look at the charts for 20 mins or less each evening.
Lol I agree I thought about this today...etf, index fund let's go
Seriously! So tired of those ads.
Investing 101, YOUR video and common sense should be required viewing in every 9-12 grade. Thank you!
100%!
Your communication skills is outstanding. Love this video. Everytime I watch your videos I feel smarter.
Thank you for the kind words :-)
Julissa32 me too! 😀
Our Rich Journey love your video, I have learn so much... have a question.. I’m a government worker will be eligible to retire in 5 yrs.. have money in tsp and and Roth tsp and just started HSA.. what strategies you guys recommend for me to do that and have income Nd just work part time or something similar... I’m 39 yrs old married.. thanks
Are*
@@dawsonsschittcreek5395 you beat me to it
About 11 min mark has the breakdown
1. FZROX
2. FZILX (international)
3.FSRNX (real estate)
Wonderful video as always guys!!!!!!🥰🥰
This channel has been critical to my financial independence journey. Since I started binge watching your videos, I am now FIRE'ing on all cylinders. Appreciate the work you put on this channel to better the FIRE community.
I've been basically a 2 fund person for years, but this has inspired me to once again look into high dividend options.
📈Looking to learn how to invest? Enroll in our Stock Market Investing Course: www.ourrichjourney.com/investingforfire
🔥Learn more about financial independence and retiring early: Enroll in our F.I.R.E. Master Class: www.ourrichjourney.com/firemasterclass
✈Want to move to Portugal? Enroll in our Moving to Portugal Course: www.ourrichjourney.com/movingtoportugal
That's great at what you do. What do you do for health insurance?
I have no idea how I ended up on your channel, but really love the videos. None of this information was new to me, but I really kept watching b/c of the couple dynamic. Keep it up!
I followed exactly what y'all suggested and just added in some Blue Chip Stocks ie. Apple and I'm up 18% since May, thank you for all you do. You both are great
@@Wilfred-u3q LOL
An advantage of holding dividend-paying stocks which people don't talk about much is the opportunity for stock appreciation as well.
they did mention that in there too
The "advantage" is the dividend not the stock appreciation as other stocks appreciate also or depreciate. Also, many experts say dividends are accounted for in the price of the stock so it will appreciate less than an identical stock without an dividend.
DRIP!
Fact. Recently found Altria (MO). Pays around 8% and is a dividend king so relatively safe.
I just last week actually i just found you channel last week and you guys are such an inspiration. I am 51 year and would like to reire early. Thank you for making your course affordable.
How do I distinguish between a dividend stock vs a growth stock? Are there any specific numbers I can look at beyond the dividend yield ratio? Thanks!
I was right now years old when I finally understood dividend stocks vs growth stocks. THANK YOU!
You were smart to move to Portugal. It's absolute chaos in America now.
We hope things will get better.
@@OurRichJourney How is it in Portugal???
So does that mean you’re moving too?
Not really. Things are just fine here.
No chao in Democratic controlled cities and states.
Thank you for sharing your knowledge. Everything you speak on not only makes sense, but by providing the list of index funds that are working for you, you give your viewers actionable information. Thank you!
You guys are WINNERS!!! Lord please let this be me soon. Complete black EXCELLENCE!! Thank you guys sooooo much!!
It WILL be you soon!
Its excellence regardless of colour !
this is best channel on investing I've found on youtube.
I love you guys I'm trying to get where you at 8 years from now just started my first $200. I'll try to invest 200 a week
Miya Yahlana buy "save"
@@you4976 best time is now while the market is crazy. i sold all my tesla shares ans boeing and CCL made a good amount
@@luiscoronel1524 What do you recommend to day trade? Ameritrade? or Webully? and how do I efficiently follow the stocks. I want to day trade commodities
@@roundtrip385 I dropped my Robinhood account and opened up a vanguard account.. right now its just a simple investing account i hope to connect my 401k from my job and start doing etfs index funds and mutual funds like Amon and Christina! let the dividends and growth come my way!!! lol
It adds up quick. Keep going.
I opened a Fidelity account and just basically copied your strategy two days ago and I'm already watching my money grow. Wish I had done this back in March! I know the market fluctuates and 2 days of growth isn't a sure indication of things to come but I'm very optimistic. And much of this positive attitude and trust in my investments is thanks to you two. I have learned SO MUCH from watching your channel for the past few weeks. I am so grateful and impressed by the fact that you have chosen to share this knowledge and experience with us. Thank you so much.
One of my favorite companies is O Realty Income, known as monthly divided stock. They have been paying and increasing dividends for over 40 years. Now could be a good time to buy and if you don’t need an immediate income, you opt to reinvest your dividends to purchase more shares. For me this company is a gift that keeps on giving. Thank you for your well done and generous videos.
You have really helped someone who never learned anything finance-related from my parents! It isn’t that difficult to understand when you break it down into easy pieces for us newbies. Thank you!
I've watched endless amounts of couples on youtube talking about FIRE and their frugal living, and you guys are by far the best. I'm still very early on in my retirement journey, but really enjoy and learn from watching your videos! Thank you :)
Just discovered this channel. Excellent! Do you reinvest your dividends? How do you withdraw the dividends for your living expenses?
Yes! Thank you for showing the calculations and the percent increases as well as the exact fund names and companies. All the information is helpful and inspiring.
Glad it was helpful!
Thank u honest people teaching u how to make your money work for u
A lot of bigger companies (e.g. vanguard and fidelity) recommend a higher allocation to international stocks to reduce volatility. Are you concerned about your relative lack of international stocks compared to what they recommend (especially since you are no longer living in the USA)? I would love to hear your ideas.
After doing a lot of research, I decided to remove international stocks completely from my portfolio. Even some people like Warren Buffet don’t recommend international. International stocks are even more volatile than US stocks. And US economy has been stronger than any other country. Moreover, US currency is not the same as other countries. Also, blue chips or US companies In the s&p500, already have exposure overseas. Historically, international stocks have performed poorly. Don’t take my advice, do more research. I may be wrong and international stocks can outperform US stocks in the next 10 years.
TheBlackMage3 yes and no. I think and vanguard made a recommendation as did my fin advisor recommend allocating to international. I agree as well, 2040 on China, India and Latin America will be growing at a faster pace than the US. I do have some allocation with vtwax (50/50 US and international). My fin advisor did recommend vtiax and Vtsax over the vtwax. Have I allocated more to international? Not too much I’m still USA based for the most part, the last 20 years and I think the next 10 years USA will have a better return.
I can't speak for anyone else. I am younger and more risk tolerant, so I just analyzed how international etfs have fair'd in the last decade and....they have not done well (compared to the U.S. market). You always hear "keep a diversified portfolio with international exposure" but the international market as a whole has not been doing well, even before this crisis. Personally, instead of VXUS, I buy VEA and VWO and adjust accordingly to what exposure I want. In regards to volatility, would rather put that money towards various domestic bonds vs anything in the international market, but that's just me. Keep in mind, given my investment strategy, I am more focused on growth rather and that's what guides my decision making and why I don't load so much of portfolio on international offerings. Where people live does not always play that big of a role on what they invest in. For example, the U.S. holds more than 50% of the worlds market share, with Japan being a distant second. That just shows the popularity of the U.S. market regardless of where someone resides. I am trying to find the chart, but a few weeks ago there was a chart of the most popular stocks in Europe by country, and most of the #1s were American stocks. Yes....most of them were Tesla. A bit less than half had their own country's corp as their favorite stock, such as the Netherlands with Shell.
They included an international fund in their video, so would say they like the idea as well.
Yes and no. I really respect Ray Dalio but remember that he says only 15% of your portfolio should be international and by that specifically in Aian markets like Hong Kong. Also, what hits the US usually hits other countries like a domino effect. This could really hurt your potential. I recommend staying in the US market only or with 10% in Asian markets. When the time comes for China's currency to challenge the US dollar you will know to invest more abroad at that time.
I love love love love how clear everything is explained! subscribed! I am 26 years old and am going to implement alll your recommendations as much as possible! early retirement - here I come :D
Best Chanel on TH-cam! May God continue to bless you guy😇
So cool!!! Thank you so much for your comment!!! :)
Pls continue to update us with your portfolio. Thank you so much for sharing your knowledge
Man, I love how transparent you guys are.
I wished I had found your course first. I just paid $200 for a similar course. Yours is less expensive, have more content and have a workbook! Man!!!!! However, I will invest in your workbook.
This is such a beautiful marriage
Aww....thank you so much :-)
I agree
It really is. I like that these guys work together for the betterment of everyone in the family
Relationship Goals! Love the partnership and that you both on the same page and work together to meet your goals!
On video it is lol.
I'm a new subscriber, and I'm just now starting my journey. Thank you for all of this information. I will be following for tips from now on
Welcome aboard Romeo! Thanks for subscribing!
Thank you for being generous in sharing your knowledge and experience , God bless !
MOST SENSIBLE INVESTING I'VE HEARD ON YOU TUBE SO FAR.
This looks like a POWERFUL COUPLE!!!!!!!
Simple explanation. I am fully vested in real estate but slowly trying to learn to invest in ETF/Index funds. Thanks for the video.
The Vanguard funds you recommend only seem to be available to US citizens. For those of us who don’t live in the US - like yourselves now you are residents of Portugal, how do we do this type of investing? Are you paying tax in Portugal or the US or both? Love the channel and would love to join the journey but it only seems to be good for US citizens?
Between when you left your jobs and when you moved to Portugal, what did you get for health insurance? Which specific plan and what was the premium?
Just stumbled on this channel and omg, you both are so cute together and so well-spoken, what an intelligent move during the pandemic. Congrats on your retirement!
Hello. When investing in dividend portfolio for income, what type account should I be starting off with? A non-retirement account or a type of retirement account? What did you guys do? Thank you.
Your advice is Golden. I started out this month from your advice.
Thank you
Fantastic! Love that you're learning about investing!!!
So when you say your living off of your dividends are you guys reinventing the dividends payouts or are you guys are not reinventing the dividends but withdrawing them?
When markets drop, that is the BEST time to invest, particularly in the quality index funds and ETF. Thanks for going over your portfolio. 😊 I have been watching your channel for over a year and absolutely have learned from your videos and have taken action! (As Amon always points out its importance) . Thanks for all the wisdom you impart on others.
For real that s&p500 went from minimum 10K to 3K giving game opportunity to gain that admiral shares and a few ETFs buy and hold
What quality index funds and ETFs do you guys recommend investing now for long term ? I am a self employee so I need to get This going for 20 yrs.
Great video guys,
witch investing broker are you using. I leave jn the UK, and I'm useing 212, looks alright but the the portfolio pies could be better , also don t have many ETFs available
The rich stay rich by spending less with more of investment, while the poor stay poor by living with high expenses and little or no investment.
Wawwww 😍 😍😍😍
GREAT WORDS💯💯
Really Really 🙄🙄
What about the poor who have interest in some investment but no capital?
Unlike the stock market and financial market, Forex has no centralized location, since it operates 24hrs everyday in different parts of the world.
That's a bunch of bs the rich stay rich by rigging the system like buying politicians and government to make laws in their favor.
do you suggest dividend etfs for IRA roth account? I was originally going to invest index all stock fund for the retirement
Love this!!! I think one of the big concerns that my wife and I have when it comes to retiring early is the cost of health care. With all the uncertainty around health care costs in the future, how have you incorporated this into your FIRE "number"?
One the advantages I have for my healthcare cost is I am about to complete 20yrs a reservist. After 20yrs, I get access to Tricare and the VA to reduce my future healthcare. If one of you can spare the time to do some reserved duty check it.
How do you address health care? You move to an industrialized country
Invest in a HSA, if you havent already
Love the Series!!! Keep up the great work you are doing. You guys are educating us!!!!
Peace!
Thank you so much :-)
@@OurRichJourney
You're welcome and I shall purchase your course very soon .... it's too affordable not to!
Thank You!
One thing I have to keep telling myself is stay consistent. I’m invested in all 3 of those but I love yal consistency and no matter what the market does yal keep pushing. #MyMotivation
Hey Guys. Great video. Quick question. What is the best order, correct order or most effective order to start investing by vehicle investing? FOR self employee... eg. Roth IRA, HSA, 401 solo Roth IRA, 401 Solo.
love how simple you make everything sound when you're going over finance topics!
When youre building separate portfolios, do you need to open separate accounts? E.g. if i want 1 portfolio for growth and one for dividends can I build these portfolios in my one fidelity account?
whoa. i had no idea what I was doing and bought $10k worth of mutual funds on March 23rd, which ended up being the lowest market day. My returns now in August are 71%, 65% and 59%.
This shit is insane. Now I’m scrimping and saving every cent to invest more, but I have since learned index funds are the way to go for someone like me.
Would you mind sharing which mutual funds you invested in? I'm new to all of this as well.
@@TripleBlsdNHlyFvrd look into sphd monthly paying dividend low price like 30 a share
Looking at the details/snapshot, how do you know the share price you are buying at , or if its currently low or high?
Would be great if you can do an updated video on mutual funds in light of the feds possibly reducing interest rates to or below 0. Thanks.
Great suggestion for a video :-)
I’ve put my reading list aside to listen to ur videos. They’re so insightful and well researched. Can you guys make a video on how to read and understand all the abbreviations, etc on the stock market app
HI, thx for sharing... loving it! I would like to ask you which broker do you use for VYM/FZROX/FZILX/FSRNX, and also if oyu now how European can invest on them.
We use Fedility and Vanguard. We've heard Interactive Brokers is what a lot of investors non-US citizens us to invest in ETFs. But we have never used them so we cant say if they are good. Thanks for asking.
Hey BW, the letter in front of the fund typically tells you which brokerage account it comes from. VYM is Vanguards while the other three are from Fidelity. But if the fund is an ETF you can buy it with any brokerage account. European investors do have access to US markets I would check the big brokerage accounts like Vanguard, Schwab, and Fidelity, or look for mobile app alternatives like Robinhood or Revolut. Just be aware of tax implications when selling stocks and collecting dividends. Peace
@@OurRichJourney Hi guys, any reason why you choose those two (Fidelity and Vanguard) over Schwab ? Just curious
Hey guys I recently I started investing in a portfolio and right now my investments are in a model moderately aggressive. Is that a wise choice or should I do my own allocation?
Great Video! Me and my wife have been on board since you guys started in March! Stay Safe.
Thank you so much for being with us for so long :-) We really appreciate the support.
New Our Rich Journey videos are the best thing about every Monday morning in Sydney, Australia
You have really helped with my overall financial literacy, thank you!
That is awesome! We are so glad to help :-)
Our Rich Journey yes indeed bc of your videos, a couple months back I ran across one of your videos, before the covid19 outbreak. For the past month and a half I’ve done research on investing, and if I hadn’t watched all your videos and done research, I would have just been putting money in my savings not realizing the potential of growth I could have in 30 years! Here’s to the future!
what is the best account to invest for savings or liquid money? individual brokerage account and investing into high dividend index? thank you in advance for the advice...
Where do you start with a $1000? Any advice plz.
Check out out investing playlist! :)
Prevent the market from dipping to low below 20,000.It didnt recover on it's own and has very little to do with tremendous research or it's a deck of cards that should be taken advantage of.Bravo to you guys!
What scares me about retiring early and living in the US is how expensive family health care is.
When you retire early you still have to keep an eye out for expenses. That why it is important to think about how inflation plays a role.
That why they moved
@@holyarmageddon19 they did? Where to?
@@Maybelove88 south America they made a video on it.
@@holyarmageddon19 was looking at a few just now. Thanks for answering!
Hello, really new to investing and I just opened up a Roth IRA with Fidelity a few days ago. Is it true that the Zero Expense Ratio funds pay dividends every year as opposed to quarterly? I'm wondering what the catch with the Zero expense ration index funds are.. It seems like everyone should buy them but it doesn't look like they are. Why is that?
I love the fact this series continues to give updates. Not only do we get to learn but can also see the real advice in action!
Could you please give ideas for someone who lives in Australia and doesn't have access to US mutual funds and investments
A fantastic video as always, full of so much information. Thank you!
Thank you so much!!!
I caught the beginning of the original portfolio investments and moved into the same three and I got FZROX - in @ $8.54 for 36.82% gain, FZILX in @ $7.66 for 20.63% gain and FSRNX in @ $11.24 for a 19.57% gain as of June 2nd. For all you on the fence, yes investing is a risk but they seem to do the research, show you their results and do relatively well doing it. It pays to listen. Thank you both for the education.
Great results so far on those stocks that were ‘on sale’. I look forward to your Sunday updates thank you.
Thank you! We love sharing :-)
@@OurRichJourney do you have investments in Treasury bonds through Fidelity? Just curious
Hi guys! Just basic questions, What is the difference between investing ETF’s , index fund and stocks to Mutual Fund? Is there is difference getting divedend?
I’m not usually the emotional type but I just wanted to say I love you guys. I am so excited for the investment course. I’m definitely going to register!
These two are as cute as a button. I totally want to go visit them in Portugal and be like the "fan vlog" where they talk with and interview someone on their own rich journey on their channel. Portugal has some amazing spots
Congratulations from Brazil. I've discovered your channel a few weeks. Soon you will be speaking portuguese. 😀
Emphasize sticking with the plan!!! I had my doubts but let my auto withdraw do its thing. Growth over Time wins out as it pays out.
I just bought my first little bit of dividend yielding ETFs - thank you for this video! Really helped me a lot 💛
Great to hear! Thanks Lucy!
Any thoughts on VOO? Any reason you don’t buy sp500 fund? Thank you and great message 👍🏽👍🏽
Nice. You two are an inspiration.👍🏾
Thanks so much
Can you recommend fidelity dividend ETFs or Index funds. Which do you recommend ETF's or Index funds? Pros and cons of each? Video idea?
Hey guys! Great video as always! Stay safe! .....and yep when the market went down, like you all I went running in with afterburners on!
Good stuff!
Hi Chritina & Aman! I am semi new to your site but I have already learnt a lot from a few weeks of watching your vidoes on investing . I am interested in taking your training course . Are there any discounts for it ?
Thanks
I love you guys sooo much you don’t even know❤️❤️🥺
You are too sweet! Thank you Litzy!
Always great watching your videos! Thank you!
You may have answered this. However, what is the best way to stay up on whether or not a company has ended dividend pay? How do you manage that?
Great video, common sense solutions to a chaotic world. Spread the word and help free the people.
Thank you!❤️
You guys are the best been watching for a while and have learned so much and doing great myself so thank you so much for all your information
Eventhough I love your dividend strategy I’m personally ALL IN on TSLA. This yesr alone I 3x my $$$. No other company is or will continue to grow at such a fast rate period. TSLA will go to 7k in less than 3 years. That is a 15x ROR in 36 months!🔥🔥🚀🚀🚀🚀
Btw, these upcoming IPO’s are going to make me a lot of $$$:
1) SHLL
2) Palantir - PALAN
Stock splits this month:
1) TSLA - Hell yeah 😎
2) AAPL - The stock that started it allfor me when I bought at $92.50 six years ago.
Glad I found this at age 5 , hopefully I'll be rich soon
LMMFAO
I appreciate you both for being so open and transparent! It is clear and easy to understand. Would you do another segment on IRA investing? How is this a benefit if this is an option within a 401k plan?
As a starter, would it be wise to only invest in 'Vanguard FTSE All-World UCITS ETF'?
It pays 2% dividend and the spread is good.
Or should i also invest extra in higher dividend yielding etf's, small cap and emerging markets?
My goal is long term buy and hold.
Most of the vanguard are very good for that
@@Namedeeznuts Yes but what makes a portfolio good and what does not? I don't necessarily need dividend etf's because i'm investing for long term. I'm just wondering what to look for besides in a etf portfolio.
Thanks to you guys. I'm keen on learning new invest!ng path even with as low as 10% consistent return I'm good
smashing like button for you guys always.. great video!
Hey guys, quick question for you. I'm based in the UK but would like to learn from you guys. When I go to open a UK Vanguard account however, there doesn't appear to be options such as VTSAX. Are they only available to those based in America? Thanks, I hope you're well and safe