Always great info TB, I just returned from the Waterfront Inn on Thursday night. I've been down several times this summer activity looking for a home. Hope to be down fulltime in May 2024. Keep up the good work, I always enjoy your videos.
Thanks so much Ton, really appreciate the feedback and kind words. Also, 2024 is right around the corner and you'll be here before you know it. Stay Awesome!
We just bought new in Newell, and we were prepared for the bond. What we weren’t prepared for is the interest rate, which is proposed to be just north of 5%. And being front-end loaded like a mortgage, it’s mostly interest the first 10 to 15 years. I could leave all that too! Enjoy your informative videos!
Welcome to TV franomts7512, appreciate you taking the time to watch and comment, for sure neighbor! Yeah that bond thing is funky nut unfortunately no way around it. ;-/
Appreciate the honesty in both good & bad . We’re almost 20 miles north of Boston & gas is creeping up and currently $3.79 here . Hopefully permanently down there within 6 months. Thanks for the content 👍
Thank you sfl3036, always trying to keep it real. Shirley and I love it here however... like any where else, you have to take the good with the bad. Gas is averaging between $3.69 & $3.79 here, not great! ;-/ PS as Jerry and Linda would say, "See you when you get here"!
Thanks for your honesty as always. We purchased a 3 yr old Block CYV in Bradford in May, paying about 2K which includes $300 for sink hole coverage. Gas in NJ also getting close to $4.00.
I know that the insurance is very high in this state. I moved up here from Englewood Florida north of Venice. I was pretty heavily insured despite the thought that the area I was in never saw more than a CAT 2 hurricane. When Ian hit our house I was pretty glad that I was over insured. What hit Englewood was a CAT 5. My insurance covered everything and truthfully I got back more than I paid in that first year that I was there. So here in TV though I am in a flood zone X I have flood, sink hole and hurricane insurance. I had no problem insuring my Solar System, but I was surprised that the lightning protection system I put on my roof made no difference in my insurance cost.
@thevillagesdeluna Idalia is coming. I pray it's not going to get as strong as they are predicting. And that it doesn't vere off to the east again which is what Ian did. Looks like it's going more towards the Eastern Pan handle at this point anyway.
Regarding homeowner's insurance, one Village TH-camr said he shopped around and found homeowner's insurance for less than $1,000 for a $400K block & stucco home. Another TH-camr said his homeowner's insurance went up about $100 for the year, and he was good with that. Maybe the key is to shop around for homeowner's & car insurance. Regarding the bond, if I do buy a home in The Villages, most likely it would be a preowned home north of Lake Sumter Landing. Those homes either have the bond paid, or a low bond balance.
Appreciate your input lauralampe1664, there are always options to shop around. The trick is choosing which coverages to tweak in order to pay a reasonable price. Of course this is an individual choice and you need to be comfortable with the risk, liability factors. Thanks for watching!
I have seen a handful of videos on insurance from villagers, and common theme seems to be dont use the villages insurance. Have you shopped around and found the same ? or just havent been there long enough to dig in. Wife and I are looking to life style visit in March 2024 and doing our best to "check things out before hand" on topics like this. Thanks for sharing your videos. We have taken a lot of notes !
You are most welcome and I'm sure you'll enjoy your visit! On the Insurance front I did shop and for the most part each was close in price for both car and home. It's becoming very challenging to say the least. Thanks for watching and commenting!
Great video as always. We own in Citrus Grove but currently reside in California. I’m a firm believer every state has positives and negatives and I own in 2 of the most beautiful states in the union. My take on the bond, pay it in full if you can, don’t waste money on interest. We too have a Nova filter, it’s a winner. If you pick a lot and build like we did in. 2021-22, we designed our kitchen and bathrooms etc. and you can pick refrigerators etc. we also opted for a range credit and installed our own. There are ways to get around things if you build. Overall the Villages is exactly as advertised so do your due diligence and make your own decisions. For us it will be our dream retirement and we have no regrets! Keep up the good work, your future full time neighbor.
I also bought a new home in DeLuna. But I did not build because I needed a veranda for my 2 small dogs. I would have loved to pick out my appliances because I hate the refrigerator I have and I will replace that at some point. I also will replace my range which currently is gas and I know everyone loves their gas ranges, but I find it too hot to both cook on and to cook in the oven. So I have a designer spec home and I have so far replaced all the lighting because I hated it. They were all black mesh and very masculine which I am not. If the hurricane season turns out to be a bad one I will probably replace all the windows with impact windows also. I have a lot that is large and if I want to put a pool in I can and may at some point. But I love my home and I love the layout. All the rest I consider cosmetic and changeable.
I agree with you on the ease of entering the neighborhoods with the red button on the gates. I do believe that they do at least video (or take a snapshot) of each and every vehicle going through the gates.
Interesting I never heard that nut have seen cameras popping up in places just not an entrance. I'll keep a look out and thanks for jumping in keithr5638
I have heard from other videos if you comparison shop on insurance a much better rate is relatively easy to find! Have you tried checking with other insurers?
Regarding lack of clothing stores, I have a suggestion… May I suggest that you simply say It’s a disappointment to folks here who enjoy shopping. Thanks for reading my comment and considering this option in future.
I recently listened to an insurance update video by another TH-camr, David Monty. You should take a few minutes and review it. You don’t have to stay with The Villages Insurance Company. Hope you find it helpful. Thanks for all your informative videos.
Thanks so much for your suggestion and yes, I did shop around. However, looks like I need to do that in more detail come November when our premium comes due. Stay Awesome!
Was surprised to hear you mention insurance. I live two streets over from you and my home insurance went down $150. We also have one car, and pay $1400 a year. Not sure about the Villages insurance company, but I would shop around. You are definitely on the high side for paying for insurance. If you want to see our coverage just let me know.
Thanks Gone_flying and I would certainly be interested in reviewing your declaration page. Feel free to email me here or just let me know what works best for you. I would love to make a change!
Being of Mexican Heritage with half Asian grandchildren, I can tell you it is only white lberals who would even mention "diversity" as an issue. The Villages is the most welcoming place to everyone no matter who they are. If certain people choose not to move here, who cares? There is a word for people who worry about skin color, and there is none of that in TV. If you want Diversity, go back to the northeast. As far as insurance, it is a bit higher than up north, but you save 10 times as much in Taxes, so who cares? You are still way better off.
Well Ed, everyone is entitled to their own opinion however people are asking about diversity because they don't live here. I would never put anyone in a box. It's a valid question, and we try to provide assistance on all things TV. Thanks for watching.
I have heard there's approximately 177,000 citizens in the Villagers? Not sure how true it is !!! As far as shopping , you mentioned, what village is close to it ??? You mention refrigerator , and spending $$$$$ for a home, I have to agree with you. That's like the homes in my region , since 2021 - present, new homes in this region jumped up from 180K to $480K , my point is , the homes size etc , has NOT changed and now the homes prices went up over 2 1/2 times or more. They are so basis, nothing fancy.
I think that number is a little high. But you have to remember The Villages covers 3 counties and is about 14 miles long at this point and growing. I am also in DeLuna and the Villages close to us are Fenney and Marsh Bend.
Hiya Carol, it can be a challenge for sure and yes, if you don't a Plan B options you can't utilize TVH. It should be easier! Thanks for your comment and cheers!
Well again not heard that but I will keep a look out and report back should that happen. Totally weird that they would single manufacturers and not provide coverage. Thanks Becky for watching and your input!
@@thevillagesdeluna I’m just speculating, as I was an insurance adjuster for over 20 years. My guess is that they probably have paid out too many claims that have had serious bodily injuries. That’s usually one of the factors.
Hi TB. I always enjoy your honesty with your videos. I feel your frustration. The insurance was a major issue for us and that’s why we’re no longer considering moving to Florida or TV. The realtors in TV deceive buyers and push you to sweep concerns under the rug. The houses are not that appealing either. For the money you pay, the houses are cheaply made. We decided to stay where we’re at and just enjoy traveling. DeSantis has done nothing to address the insurance crisis. Makes you wonder what kind of president would he make if he can’t handle his own state. Thanks again for a great video. 🙋🏻♀️❤️
Thanks nf2885 for your honestly and clarity as well. As much as we love a lot of aspects about Fl and TV there are some serious concerns creeping in. You are spot on...our current leadership has failed the people here and thanks goodness that most of the country now see's what we know. Stay Awesome!
My home owner insurance went up $80 a month. ADT security told me it would help lower cost of my insurance, I called them and told them about my insurance going up. I don’t even use the security system told them I should cancel with them because it didn’t help with the cost of insurance, they to.d me it would cost me $900 to cancel so I’m stuck until 2025. Scam
Always great info TB, I just returned from the Waterfront Inn on Thursday night. I've been down several times this summer activity looking for a home. Hope to be down fulltime in May 2024. Keep up the good work, I always enjoy your videos.
Thanks so much Ton, really appreciate the feedback and kind words. Also, 2024 is right around the corner and you'll be here before you know it. Stay Awesome!
We just bought new in Newell, and we were prepared for the bond. What we weren’t prepared for is the interest rate, which is proposed to be just north of 5%. And being front-end loaded like a mortgage, it’s mostly interest the first 10 to 15 years. I could leave all that too!
Enjoy your informative videos!
Welcome to TV franomts7512, appreciate you taking the time to watch and comment, for sure neighbor! Yeah that bond thing is funky nut unfortunately no way around it. ;-/
Appreciate the honesty in both good & bad . We’re almost 20 miles north of Boston & gas is creeping up and currently $3.79 here . Hopefully permanently down there within 6 months. Thanks for the content 👍
Thank you sfl3036, always trying to keep it real. Shirley and I love it here however...
like any where else, you have to take the good with the bad. Gas is averaging between $3.69 & $3.79 here, not great! ;-/ PS as Jerry and Linda would say, "See you when you get here"!
Thanks TB. I learned a few things I didnt know; higher car insurance and the need for a water system. i appreciate your work.
Thanks David and really appreciate the feedback and you taking the time to watch the video. SA!
Hey TB!
Good to see you at PB today at Waterlilly! Hope to play with you next time. Nice video too
Gordy from DeSoto
Most excellent Gordy, great to see you again and looking forward to PB next time for sure! Thanks for connecting and SA!
Thanks for your honesty as always. We purchased a 3 yr old Block CYV in Bradford in May, paying about 2K which includes $300 for sink hole coverage. Gas in NJ also getting close to $4.00.
Thanks Anthony for sharing and for watching!
I know that the insurance is very high in this state. I moved up here from Englewood Florida north of Venice. I was pretty heavily insured despite the thought that the area I was in never saw more than a CAT 2 hurricane. When Ian hit our house I was pretty glad that I was over insured. What hit Englewood was a CAT 5. My insurance covered everything and truthfully I got back more than I paid in that first year that I was there. So here in TV though I am in a flood zone X I have flood, sink hole and hurricane insurance. I had no problem insuring my Solar System, but I was surprised that the lightning protection system I put on my roof made no difference in my insurance cost.
Wow Karen, super glad you were covered and hopefully we never have to got through anything like that...fingers crossed. Stay Awesome!
@thevillagesdeluna Idalia is coming. I pray it's not going to get as strong as they are predicting. And that it doesn't vere off to the east again which is what Ian did. Looks like it's going more towards the Eastern Pan handle at this point anyway.
Lets pray it stays away but be prepared just in case@@karenstasik2979
Regarding homeowner's insurance, one Village TH-camr said he shopped around and found homeowner's insurance for less than $1,000 for a $400K block & stucco home. Another TH-camr said his homeowner's insurance went up about $100 for the year, and he was good with that. Maybe the key is to shop around for homeowner's & car insurance. Regarding the bond, if I do buy a home in The Villages, most likely it would be a preowned home north of Lake Sumter Landing. Those homes either have the bond paid, or a low bond balance.
Appreciate your input lauralampe1664, there are always options to shop around. The trick is choosing which coverages to tweak in order to pay a reasonable price. Of course this is an individual choice and you need to be comfortable with the risk, liability factors. Thanks for watching!
I have seen a handful of videos on insurance from villagers, and common theme seems to be dont use the villages insurance. Have you shopped around and found the same ? or just havent been there long enough to dig in. Wife and I are looking to life style visit in March 2024 and doing our best to "check things out before hand" on topics like this. Thanks for sharing your videos. We have taken a lot of notes !
You are most welcome and I'm sure you'll enjoy your visit! On the Insurance front I did shop and for the most part each was close in price for both car and home. It's becoming very challenging to say the least. Thanks for watching and commenting!
Great video as always.
We own in Citrus Grove but currently reside in California. I’m a firm believer every state has positives and negatives and I own in 2 of the most beautiful states in the union.
My take on the bond, pay it in full if you can, don’t waste money on interest.
We too have a Nova filter, it’s a winner.
If you pick a lot and build like we did in. 2021-22, we designed our kitchen and bathrooms etc. and you can pick refrigerators etc. we also opted for a range credit and installed our own. There are ways to get around things if you build.
Overall the Villages is exactly as advertised so do your due diligence and make your own decisions.
For us it will be our dream retirement and we have no regrets!
Keep up the good work, your future full time neighbor.
I also bought a new home in DeLuna. But I did not build because I needed a veranda for my 2 small dogs. I would have loved to pick out my appliances because I hate the refrigerator I have and I will replace that at some point. I also will replace my range which currently is gas and I know everyone loves their gas ranges, but I find it too hot to both cook on and to cook in the oven.
So I have a designer spec home and I have so far replaced all the lighting because I hated it. They were all black mesh and very masculine which I am not. If the hurricane season turns out to be a bad one I will probably replace all the windows with impact windows also. I have a lot that is large and if I want to put a pool in I can and may at some point. But I love my home and I love the layout. All the rest I consider cosmetic and changeable.
Thanks jerry-49erfan all solid points, appreciate you sharing your thoughts! So happy to hear that you'll be joining us soon and SA!
I agree with you on the ease of entering the neighborhoods with the red button on the gates. I do believe that they do at least video (or take a snapshot) of each and every vehicle going through the gates.
Interesting I never heard that nut have seen cameras popping up in places just not an entrance. I'll keep a look out and thanks for jumping in keithr5638
My friend who lives in The Villages says a camera takes a photo of the license plate when a car goes through a gate.
Stay safe.
Thank you pathoulf, all good here so far...lucky once again!
I have heard from other videos if you comparison shop on insurance a much better rate is relatively easy to find! Have you tried checking with other insurers?
Thanks ritafaulkner And even though I did shop it maybe it's time to do that again...much appreciated! SA!
Regarding lack of clothing stores, I have a suggestion… May I suggest that you simply say It’s a disappointment to folks here who enjoy shopping. Thanks for reading my comment and considering this option in future.
Very good point and thanks for watching and you input!
I recently listened to an insurance update video by another TH-camr, David Monty. You should take a few minutes and review it. You don’t have to stay with The Villages Insurance Company. Hope you find it helpful. Thanks for all your informative videos.
Thanks so much for your suggestion and yes, I did shop around. However, looks like I need to do that in more detail come November when our premium comes due. Stay Awesome!
I also watched Dave Monty's insurance video. Very informative.
Was surprised to hear you mention insurance. I live two streets over from you and my home insurance went down $150. We also have one car, and pay $1400 a year. Not sure about the Villages insurance company, but I would shop around. You are definitely on the high side for paying for insurance. If you want to see our coverage just let me know.
Thanks Gone_flying and I would certainly be interested in reviewing your declaration page. Feel free to email me here or just let me know what works best for you. I would love to make a change!
*Keep up with the good work on your videos New Subscriber / Viewer*
Thanks for subbing and welcome aboard debbiec6216!
@@thevillagesdeluna Your welcome!
Being of Mexican Heritage with half Asian grandchildren, I can tell you it is only white lberals who would even mention "diversity" as an issue. The Villages is the most welcoming place to everyone no matter who they are. If certain people choose not to move here, who cares? There is a word for people who worry about skin color, and there is none of that in TV. If you want Diversity, go back to the northeast. As far as insurance, it is a bit higher than up north, but you save 10 times as much in Taxes, so who cares? You are still way better off.
Well Ed, everyone is entitled to their own opinion however people are asking about diversity because they don't live here. I would never put anyone in a box. It's a valid question, and we try to provide assistance on all things TV. Thanks for watching.
I have heard there's approximately 177,000 citizens in the Villagers? Not sure how true it is !!!
As far as shopping , you mentioned, what village is close to it ???
You mention refrigerator , and spending $$$$$ for a home, I have to agree with you.
That's like the homes in my region , since 2021 - present, new homes in this region jumped up from 180K to $480K , my point is , the homes size etc , has NOT changed and now the homes prices went up over 2 1/2 times or more. They are so basis, nothing fancy.
I think that number is a little high. But you have to remember The Villages covers 3 counties and is about 14 miles long at this point and growing. I am also in DeLuna and the Villages close to us are Fenney and Marsh Bend.
Thanks again debbie and it looks like karenstasik covered your question, I think?
Gas prices here in Massachusetts range from $3.70-$3.90 and still going up.
UGH! I ceratinly appreciate you sharing and taking the time to provide input!
You forgot to mention how hard it is to find a qualified primary care doctor! Horrible ! And I have Medicare.
Hiya Carol, it can be a challenge for sure and yes, if you don't a Plan B options you can't utilize TVH. It should be easier! Thanks for your comment and cheers!
Insurance companies are starting to not cover Hundai and Kia. You might be getting a surcharge for having the car that you do.
Well again not heard that but I will keep a look out and report back should that happen. Totally weird that they would single manufacturers and not provide coverage. Thanks Becky for watching and your input!
@@thevillagesdeluna I’m just speculating, as I was an insurance adjuster for over 20 years. My guess is that they probably have paid out too many claims that have had serious bodily injuries. That’s usually one of the factors.
Hi TB. I always enjoy your honesty with your videos. I feel your frustration. The insurance was a major issue for us and that’s why we’re no longer considering moving to Florida or TV. The realtors in TV deceive buyers and push you to sweep concerns under the rug. The houses are not that appealing either. For the money you pay, the houses are cheaply made. We decided to stay where we’re at and just enjoy traveling. DeSantis has done nothing to address the insurance crisis. Makes you wonder what kind of president would he make if he can’t handle his own state. Thanks again for a great video. 🙋🏻♀️❤️
Thanks nf2885 for your honestly and clarity as well. As much as we love a lot of aspects about Fl and TV there are some serious concerns creeping in. You are spot on...our current leadership has failed the people here and thanks goodness that most of the country now see's what we know. Stay Awesome!
@@thevillagesdeluna believe we did our homework. You helped us quite a bit. We are thankful and appreciative.
My home owner insurance went up $80 a month. ADT security told me it would help lower cost of my insurance, I called them and told them about my insurance going up. I don’t even use the security system told them I should cancel with them because it didn’t help with the cost of insurance, they to.d me it would cost me $900 to cancel so I’m stuck until 2025. Scam
correct me if I'm wrong . Is it ADT or your insurance said it would cost you $900.00 to cancel ???
That's horrible for them to do that to you .
Holy moly, that's horrible ronniedelaplain...hope you can get that straightened out. Please keep us all posted if something changes!
@@debbiec6216
They said I was under a 3 year contract the salesman never mentioned that they said it was in my policy