American Reacts to Germany's 'Kindergeld' FREE MONEY FOR HAVING KIDS?
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- เผยแพร่เมื่อ 27 ก.ค. 2022
- Thank you for watching me, a humble American, react to this video about Kindergeld and child benefits. It's very interesting to me to learn about the social systems in Germany. Thanks for subscribing!
"just the idea of getting help from the government is wild".... that is what governments are there for my man!
exactly. governments havent got any money. money owns by tax payers and it should be normal that the leaders of a country give it back to them, in this case when they grow up they will have a better chance to be part of a growing, developing and nice community which is also good for the whole country, economy, etc., etc.
but usually governemnts use the tax payers money for different purposes which called corruption or something like this...
No, governments do manage the contradictions of individuals in a capitalists in order for the system as a whole to proceed. Social welfare is just functional.
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Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future
Investment now will be wise but the truth is investing on your own will be a high risk. I think it will be best to get a professional👌
Again: Nothing is free in Germany, not even "Kindergeld". We, the people, pay for it because we, the people, have decided, that it makes sense to support a young family financially since at least the mother can't work full-time anymore.
The system benefits the parents as well as the newborn because the parents have actually time to spend with their child.
Isn't "socialism" just cruel?
Americans are paying taxes also. Their people are paying - but don´t get anything significant.
@@rinne4896 But Americans pay less taxes, as far as I know, compared to Germany. Here you pay up to 42% income tax, +19% VAT on most products, + around 38 other tax forms (for example: mineral oil tax, entertainment tax, sparkling wine tax, vehicle tax - to mention just some), wich are hidden within the prices of many services and products. It adds up quickly in daily life. I don't know of any country, other than Germany, that has invented more forms of taxes.
I love the "we the people"😂
@@NeinDochOhh Americans pay less in taxes. But then they have to pay for health, education, etc. on the side. If you include all the expenses they pay in addition to their tax, the bill will probably be no less than in Germany. But the coverage will probably be inferior.
Here is a link to an American family who have settled in the Copenhagen area, who have made a video comparing taxes in the USA and Denmark. Germany is probably not that far from their example.
th-cam.com/video/ltXyIzFEYFY/w-d-xo.html
@@NeinDochOhh in fact, in the US it depends on the state you live in, because there are state taxes and federal taxes. And including health insurance in te US they pay more and gain less.
Getting money for your kids, is a normal thing in Europe, especially Northern Europe...oh those terrible Socialist values! 🤣 Using tax money on the people?! what a wild idea!! 🤣
hello from Denmark 🌸🌱
That's why libertarians are stupid ... they only think about themselves and dont think it through when thinking about their "no government" wet dream. They completely FAIL TO SEE THE PROBLEM ... that it is the BUREAUCRATS ALLOCATING MONEY BADLY which makes their government "a bit s.h.i.t.e.".
They have the idea, to not give money anymore if a family has more than three kids
@@dutchgamer842 So the additional kids should starve? PS have you heard of the recent SCOTUS decision making anti-abortion laws legal in the US?
@@nctpti2073 If parents depend on the government to raise their kids, they are doing something wrong. The money from the government is just supporting the parents. It's not to replace the parents own responsibility to generate income out of a job to raise kids. The kids won't starve to death with less or without support from the government normally. You would just have less money to spend.
@@dutchgamer842 What a naive position you have. You seem to assume there is full employment, that everyone can find a job that they are both capable of and that pays enough to cover their expenses (which could well include child care). This may be a shock to you, but there are poor in the world, even in developed countries. And it is not always their fault.
You also seem to assume that kids do not eat, do not need clothing, do not require a larger apartment with proper sleeping capacity for them. Where do you think that money comes from? You think that an already struggling family just magically finds money on their own? Would you rather they resort to crime to feed their kids?
I think it works like this everywhere in Europe, only the amounts are different. In Hungary, it is called "family allowance". This is not "free money" from the government. Child rearing is a national strategic interest. You get it from the tax-paying citizens of the country, so that we can secure the nation's future together.
Yes, it is common thing across Europe. Czech rep. and Slovakia has similar allowances.
Only if those kids end up being tax payers. If not you are actually generating problems with tax payers money, like single parent house hold and other things that get messed with welfare. So instead of rational pension/tax policy we give more and more money to ppl just to reproduce and get even more people dependent on government...
The german system s called social capitalism.
It combines free market capitalism with a very solid social security net.
And... It's awesome 😀👍
Absolutely. And PLEASE, nobody mistake that for Socalism, that is a very very different concept. What we (and most of Europe for that matter) have realized is, that capitalism is a very powerful engine running on greed as fuel. A well engineered engine needs a solid body and framework to do useful work. If you decide that the useful work you want it to do ia to benefit the people of the country, the framework you use to control your engine is called social capitalism. :D
@@MrI3inford Hint: "socialism" doesnt really exist, BECAUSE ... if something exists there must be a CLEAR DEFINITION for it. Werner Sombart counted the number of different definitions for "socialism" in the 1920s ... and came up with 260! That number has only grown in the 100 years since then!
[The ONLY way to create a definition IMO is to start with the WORD itself ... "-ism" = "ideology of"; "social" = "being nice to people" BUT since it is an ideology it is about PROMISES and PRETENDING ... a.k.a. "politician's promises of free stuff". It isnt a perfect definition, but that's where I would start.]
@@Muck006
Interesting thought. Thank you. I usually approach this a bit differently. To me words are merely labels we give to concepts and their use can change over time and with context. What I am advocating for is not to use a false equivalence. When people label any type of government intervention (usually one they don't like) as Socialism, it appears to be done for two different reasons: 1. To state that whatever this is, this is no longer capitalism (which I think is wrong) and 2. To draw a comparison to 20th century government models which called themselves Socialist, where the economy was owned, planned and executed by the government (which also isn't the case here)
Anyway, this is an interesting and fascinating topic for discussion, but I don't feel, that a TH-cam comment thread is the right place to do this.
Thanks again for your respectful and thoughtful comment. I appreciate the engagement.
@@MrI3inford Generally I'd support going for the literal meaning of a word to help achievi g common ground.
BUT "socialism" and its movements have a long history. Framing and labelling has its also especially the misuse of framing like it is done especially from the (far-)right today.
Therefore your approach is misleading, not really helpful for recent political "debates" and to me outright dangerous because of allowing the opportunity to go even farer from scientific perspectives, approaches and discussions.
Are you kidding me!!! Canada has had family allowance ( child benefits) since 1945! I automatically assumed the US had the same benefit. I’m 76, my parents received it for me as well as my brother. I received it for all three of my children.
Never assume the USA to be similar to your country on social topics. Some of them seem to be willing to give an arm and a leg if only it means they are special.
In Germany we have something called the "Generationsvertrag" (generation contract). It means that the current generation of workers, with their contributions to the pension insurance, pays the pension for the current generation of pensioners. But since people are getting older and older due to medical progress and at the same time fewer and fewer children have been born since the 1970s due to contraception, we have a problem! We need more children! And in order for people to have more children, they must be offered every possible form of support. That is why there is Kindergeld, Kinderzuschlag, Elterngeld, Baukindergeld etc.
And that's why nobody complains about having to pay taxes that benefit other people's children.
Because these people make an important contribution to society by raising the children who will later pay YOUR pension.
And hopefully pay into the health insurances as well, and social welfare, and... the list goes on and on. Everybody will benefit from these social safety nets sometime in their life.
Yes, it is possible to fall through the cracks of the system, even in Germany. Yes, there are many people who will suffer from old age poverty because we simply can't pay the same pensions anymore. But is it still better than in many countries? Yepp, definitely.
Schröder broke that ... a bit ... when he changed the laws because the insurance companies needed a new model to make money. The state-pension money was cut down ... and now we pay more money than we would have paid for the bureaucrats ... because the insurance salespeople want to make a profit.
but it is a myth that the pensions are low because of the low birth rates, the pensions are so low because we don't engage all people in the pension system, the money is there but we dont collect it
It would be nice if the children were allowed to be more children again... the side effect of the aging population is that children have to limit themselves more... I have 4 and what I've experienced in the last 5 years... I had something unbelievable not in my childhood. Simply disgusting :(
Das System fliegt uns aber bald um die Ohren.
You know it is really weird to see reactions for simple things like this, which I as a kid thought were normal everywhere in the world. Now with 35 I know better but videos like this remind me of the good things I used to toke for granted.
That's what I thought, too.
Im 34 and still figuring out how horrible are governments outside Europe 😬
Yes, Germans do pay relative high taxes. But that Americans pay less is just a myth / a lie. If you add Federal Tax, State Tax, Local Tax, Sales Tax and other Premiums (like your contribution for healthcare), that you have to pay in the US, you'll end up with roughly 43% of taxes from your income.
This is almost identical to German taxes, but without the same level of a welfare state by far.
So what you'll (and the society that you live in) get out of this is far worse at the same cost. You're getting cheated and most of you guys don't even realize it.
Right American's pay more taxes and the cost of living is higher.
You get a larger military... that's it.
@@ChRW123 A popular opinion, but questionable. The US military spending is roughly around 7...8% of GDP, while Europeans cripple around at the popular 2% mark. Germany specifically at 1.2% if I remember correctly. This difference of 6...7% is not all of the US tax money by far, or at least only a very small portion of the "missing" amount of money. Even with this larger spending for military, it should still be enough to fund free universities or universal healthcare. But I guess much more elements of the US system needs to be tweaked for this to work, than just the basic funding.
@@ChRW123 Maybe this is more related to everything being bigger and more distant in the US, while also being less dense in population. That means, that roads, pipes, electric wires, etc. will have to be build for that larger size and greater distances. The construction and maintenance will also have to be paid by fewer tax payers at the same time. Propably one of the key issues with US taxes, when compared with European countries.
@@dnocturn84 No! The biggest problem why the US Americans get less out of their taxes is because almost everything is done by privat companies instead of the government itself. So from every dollar tax a big amount goes into the pockets of shareholders and managers to make your rich people richer. And every reasonable discussion about this problem is immediately stopped with the slogan "this will be communism".
Hi Ryan, look at your video at about 1:25, you will see the monthly payments. Up to zwo kids it’s 204€ per kid, for the third kid it’s 210€ and from the fourth kid onwards the monthly payment raises to 235€. It is a compensation for food, clothing, school needs (pen paper etc) a.s.o.
You can have it paid like outlined, or getting „Kinderfreibetrag“ for your tax bills. For the yearly income tax revenue it deducts the overall taxable income by the amount of „Kindergeld“ for the year (like 204€ x 12). More popular to people with mid to high income to reduce their taxes while people with lower income will benefit from the monthly payments.
They are not "benefits", they are RIGHTS.
And who pays for these "rights"? We ourselves. Some rights.
@@rainerm.8168 Yeah, I thought I would puke when I read that statement.
It is pure socialism to take money from others and distribute it.
That's why it would never fly in the US.
Now I am all for supporting disadvantaged people, but that is nowhere a "right".
Rights are inalienable. If you don't have a society capable of sustaining those payments they will cease, so they aren't rights, they're benefits and privileges of a society capable of sustaining them...
@@rainerm.8168 That's called solidarity and redistribution.
@@daveofyorkshire301 Personal rights (for citizens and/or humans) are inalienable, insofar they draw their legitimacy from natural law. But if we call solidarity/social mechanisms "rights", they are positive law - they are legitimate because we, the society, have agreed on that. You are right in this particular case, I admit that. Kindergeld is a privilege. But some other, similar principles are indeed called rights, although they are heavily debated. Like the right to live on a decent home or to have a job. Some countries or states have included them into their law, although their practical application might be difficult.
The only insanity is the absence of welfare in the US. As well as the lack of understanding of social welfare as an investment in the future of a countries prosperity. Even from a capitalist perspective it makes sense in the long run.
The US problem is that they have TONS OF ILLEGALS ... and they dont "require" an ID. Back when I grew up in the 70s (in Germany) there were loads of stories on TV that included fake IDs in the USA, which seem to be easy to get. That is where the "free" USA FAILS, because to limit welfare to those who actually deserve it ... you need to KNOW WHO THEY ARE! Thus a HARD TO FORGE ID is a necessity for everyone! There is also a CULTURE of "being lazy" in certain circles ... or "getting lots of kids from many dads to get child support from them".
No it doesnt, and it actually makes whole bunch of things worse for all of us. Like housing crisis, now inflation and energy crisis. Imagine the shit storm when we get to global food and water shortage. (that we are somehow on our way with war in Ukraine) Every welfare housing allowance rises prices for all of us, not to mention taxes and all the bureaucracy behind it. It is just a simple way those damn leftists get elected. Spend other ppls money and slowly ruining everything in the process.
Short term VS long term. The US is currently leading the charge in sacrificing the futur for short term gains.
The Question of how much was answered at 1:40 at the left side, 204 Euro each month for the first child, 204 Euro for the second child, 210 Euro for the third child and 235 Euro for each additional child.
So for five children you will recive 1.088 Euro each month.
+ 300,-- Corona + 60.000,-- when you build a house - which is actually not that much considering the house prices.
it's a bit annoying to show the amounts for half a minute, then getting bored of the same picture being shown so long, in the meantime even complain about bad english (???) on the right side, ignoring the left side, until finally deciding "let's skip this" when the display with the amounts still didn't change, but then almost immediately asking how much it is :-(
The video might have put an English translation of the term "Monatliches Kindergeld" next to the image, than the symbols would have been information enough for viewers.
@@hypatian9093 c'mon, there are nice pictograms - it isn't hard to understand what 1-5 pictures of a human with numbers next to them could mean.
@@Anson_AKB Yeah, he seems not to be the brightest candle on the cake^^
Try the channel "My Merry Messy Life". They are an American Family that immigrated to Germany last year. They also have a video on "Kindergeld" (child benefits).
m.th-cam.com/video/NCIbqtUIbag/w-d-xo.html
And for more in depth videos about Germany look into “The Black forest family”
Hallo from Denmark, I think its the same in most of Europe here in Denmark you get child support until the kid is 18, the amount is depending on the age of the child. The current rates are 637,68usd per quater for 0-2 years of age, 504,47usd for 3-6, 397,16usd for 7-14 and 132,39usd for 15-17 years og age.
Both Sweden and Norway have largely had the same benefits for many years, so we can ask all Americans: isn't socialism terrible... :-) . .
Interestingly, kids are a country's future and thus supporting parents is good for a society ;)
The woman are encouraged to hate men hence the lowest b/rates in recorded history, Caucasians are literally dying.
I'm really shocked since I've seen these videos in the last few weeks regarding the situation in the US. I always knew that they have really bad working conditions, but the whole life reality for the people in the US seems worst as I could ever imagine. It's a shame for such a rich country like the US
*worse than, not worst as.
@@TheNomad94 I'm sure your german is flawless !!
@@williamroutliffe9494 Why thank you! I actually have a Bachelor's degree for it!
Similar Kindergeld Systems exist in many countries, not only Germany
Luxembourg (265 euros - 1 child)
Germany (204 euros - 1 child)
Switzerland (between 185 and 375 euros*)
Denmark (145 euros - children 0-3 years)
Ireland ( 130 Euro - 1 child)
Norway (129 euros - per child)
Poland (120 Euro - per child)
Sweden (120 euros - 1 child)
France (120 euros - from the second child)
Iceland (115.25 euros - married parents)
Great Britain (105 euros - 1 child)
Austria (114 euros - 1 child)
....
Italy (38.65 euros - depending on annual income)
Spain (24.25 euros)
Turkey (10 euros)
Greece (5,87 Euro)
Lithuania - 80.50 euros for 1st and 2nd child and i think it's more if you have 3 or more children
Hey Ryan, do you remember me? I am disabled and my mum gets payd my allowence still. I am 30 now and it is not going to end anywhere soon. If she dies, I will be devastated but the payment will transpher over to my self. I think its there to help us disabled folks with Our additional needs.
Similar system in Australia. Parents get paid Family Benefits for having children to help with the costs of raising them
Not only do parents get money, they also get freebees and cheaper entrance fees for the entire family for public pools, cinemas, zoos, public transport, museums, and many more things.
Students, as you've already learned in a previous video, also get benefits and freebees.
Not freebees. We all pay taxes for it. And that's absolutely okay. I've got no kids, but I'm happy when my money helps families.
there is also parental allowance "Elterngeld" in germany. During the child's first year, you continue to receive 60% of your income while you are at home.
Another one of those things that are common in the EU, if not most of Europe as well as Australia etc. and we find surprising that Americans in the US don't only don't know about it but don't even have it.
And to be exact, the 'kindergeld' is for as long as the kid goes to school.
PDVism and the weird thing is, that they tell you it somehow impedes their freedom. They will also tell you that your a leech, lazy and they don't want to pay for your health insurance via taxes. Weird. Apparently solidarity is not what a lot ( not all, at least, I hope so!!) of US cicitzens are about. They are so brainwashed about socialism ( social democracy is not socialism) that they reject all the obvious benefits. They prefer their reactionary and flawed system, because it's their notion of their so called freedom.
That money is not for saving, it‘s a help for the costs a child brings.
If you’re interested in these themes try the channel Simple Germany.
The Kindergeld is to secure a minimum of the child's cost of living. Kindergeld can be switched to a tax deduction witch works in favor of people with high(er) income (Kinderfreibetrag).
It isn't even mandatory that the child lives in Germany. If you are taxable in Germany and have a child, you are eligible for Kindergeld.
If you want to know more about Germany, watch the Black Forest Family channel.
Or from My Merry Messy Life
or by Heyley Alexis.
They are all Americans living in Germany
The amount was shown in one of the graphics. They pay 204 € for the first kid and 210 for the second and third from the forth onwards it is 235 as far as I remember.
Now it was raised by €15, so 219€ for the first child, 225€ for the second and 250€ for every other.
By the comments issued before mine: There are some that answer your question at around 1:46 "Are there other countries with these benefits?" and I try to answer your question "How do I not know about this?": Many US Americans complain abroad that their stateside education about other countries is poor and often wrong. The indoctrination that the USA is the best country in the world gets shattered when you learn about freedom and benefits in other countries. In, especially Western, Europe generally the laws are similar when it comes to health care, vacation, social security. Here, health care is cheaper for the most part when you need it, compared to the US. Here, you have a minimum of at least 20 work days per annum of paid time off for vacation -- and you are required to take it. You just encountered a small part of social security, Kindergeld, but there is a lot more...
A few have mentioned the Black Forest Family. Here's the link: th-cam.com/users/BlackForestFamily
Other Americans in Germany are: th-cam.com/users/PassportTwo, th-cam.com/users/Mymerrymessylife, th-cam.com/users/HayleyAlexis, and there are a lot more. You will get the TH-cam recommendations when you start viewing the above -- even those to Americans in other European countries.
full ack! Add Evan Edinger living in the UK. th-cam.com/users/evan
Yes, we pay more taxes in Germany, but in the end we get something back. OK, how much each individual profits from the system can be debated, but in my view, the benefits exceed the drawbacks on a general level.
Edit: As a single with an adult son who does not live with me any more, I pay ~42% in taxes and social security contributions. Lower income means lower taxes and contributions, I am pretty far up the tree in that regard.
Actually total taxes paid out of income is similar for US and EU citizens (federal and state combined) The tax is just spend differently.
Actualy, at average, German income Tax is 2% lower as the average income Tax in the US.
>> You allow yourself to make a mistake in thinking bc you dun exclude importent parts to be equal.
A: At average, a German worker pays 38% Tax -> bought 2 Insurances already with that
>> Hold on
B: At average, a US worker, pays 22% Tax -> bought nothing until now
*>>* you can not compare those numbers (after Tax), you have to exclude a germans Insurances costs, he does *buy* which he would otherwise buy over private paths, instead tax paths.
C: At average a German worker pays with
-> 7% his 100% premium HC (in US terms spoken)
-> 12% his Retirement insurance
-> 19% are his insurances costs from 38%
---> 38 - 19 = *19%* Income Tax.
>> A at average 50/50 ratio of Give/Get
If we would add *cost of living* and total average costs for the US worker side for his at average silver premium HC, covering 70% costs, IF they do not deny and also average Retirement savings,... The US worker has at average *-992€* by only this 2 factors from his (after Tax) income. Single!.
>> This means, related to the US
--> looking just at average income *does not care.*
--> looking just at average cost of living *does not care.*
*Both are needed* to compare correct.*
Look, if you take 2.870 average income at the German side vs 3.480€ at US side *after Tax,*
>> you A: did not include HC & Retirement costs for both sides, just for 1 side
>> you B: did not include costs of living
--> to get a grib about, at average *"free money"* each side has left.
--> No wonder local purchase power is arround 2,94% higher in Germany.
Lets say cost of living, is *49.77%* higher in the US, (surprise it reaches this amount),
>> The average US worker would need, *+49%* income, to have equal free money as the German worker.
The truth is, after including average HC & retirement costs, the US side *already has arround 190€ less free money left.*
>> On top arround 45% higher costs of living.
>> The US worker already can not compete after HC & Retirement insurances costs, then does the cost of living hit him hard,...
>> This means The german worker not only has more free money, but 100% security now&then vs US worker side now 70% only and loses *all* after getting fired (today).
////
Actual *today* data:
>> *Consumer Prices* in Germany are *14.61% lower* than in United States (without rent)
>> *Consumer Prices Including Rent* in Germany are *25.83%* lower than in United States
>> *Rent Prices* in Germany are *44.34% lower* than in United States
>> *Restaurant Prices* in Germany are *19.07% lower* than in United States
>> *Groceries Prices* in Germany are *30.96% lower* than in United States
>> *Local Purchasing Power* in Germany is *2.94% higher* than in United States
>> ...
And Germans are Rank 4, in the world related to cross savings. Bc they can.
////
>> Knowing that, same proccess is vs other countries.
>> Ger vs Sweden if you include their higher cost of living, you will fast see,.. OH,.. it is the same/bit less/bit more...
>> Actualy, today data:
*Average Monthly Net Salary (After Tax) :*
Sweden: 27,281.94 kr (2,616.78 €)
Germany. 28,896.68 kr (2,771.66 €)
>> *Consumer Prices* in Germany are *5.87% lower* than in Sweden (without rent)
>> *Consumer Prices Including Rent* in Germany are *1.96% lower* than in Sweden
>> *Rent Prices* in Germany are *9.55% higher* than in Sweden > *Restaurant Prices* in Germany are *17.08% lower* than in Sweden
>> *Groceries Prices* in Germany are *13.69% lower* than in Sweden
>> *Local Purchasing Power* in Germany is *8.04% higher* than in Sweden
////
*Remember:* Only income or only cost of living *does not care.*
*Both are needed*
Cheers
@@aw3s0me12 Wow. Amazing job! Finally someone with a macroeconomic understanding. Unfortunately already too many numbers for an American attention span.
@@johannesheinsohn6956 Especially for Ryan's attention span here. He isn't even able to concentrate on his own video while recording it. So he simply missed the information how much the Kindergeld is already at the very beginning of his presentation.
@@manteltje awesome comment! Thanks for this detailed information and research of the differences between the US and also Sweden. I did know that, but to see the actual numbers is 🤔😄 great.
Unfortunately the commentor didn't answer, I bet he hasn't even read until the end. Bc to understand ur comment, one should have a basic understanding of social plans in different countries. Reading the comments here, let me to think... alot of people outside don't have them.
It's important to know that the money from kindergeld has to be used to actually benefit the child. This could be clothes, furniture, school supplies, nutritious food, etc.
If parents are found to spend the money on themselves, a supervisor/money guardian is put into place. In any case, when teens turn 16 (iirc) they can apply to have the benefits paid directly to themselves. However, in most families I know this time period is usually dealt with in a mix of allowance/savings/parent spending for the teen unless there are some other family issues.
When I moved out to study, my mother simply transferred the entire amount to me every month. My brother chose to do an apprenticeship and he lived at home. My mum and my brother decided that she would keep the benefits as his contribution to rent, groceries, etc but she secretly put it all in a savings account and gave it to him when he passed his apprenticeship. My mum was always very clear that this was OUR money not hers.
Sorry, you are wrong. The money hast not to be used to benefit the child. As a parent you are committed to care for the child, regardless of Kindergeld. If you neglect your child the Youth Welfare Service will act. But all this is not connected to Kindergeld.
@@nicklenz7030 sorry, here is a quote from Wikipedia
"In Ausnahmefällen kann das Kind nach §47 EStG einen Abzweigungsantrag stellen, nämlich dann, wenn die Eltern ihrer gesetzlichen Unterhaltspflicht nicht nachkommen und so das Kind nicht vom Kindergeld profitiert."
@@zwergnase1989 Der genannte § 74 besagt, dass das Kindergeld an das Kind ausgezahlt werden kann, wenn Unterhaltspflichtige der Unterhaltsverpflichtung nicht nachkommen. Mehr ist dort nicht geregelt, also bspw. kein Zusammenhang zwischen der Höhe des Kindergelds und dem Umfang der Realisierung der Unterhaltspflicht.
The amount of Kindergeld is listed in the graphics starting @ 1:22
Kindergeld is €204 for the first and second child. €210 for the third and €235 for any additional child.
Yes, thank you for commenting as I was about to
If you want to hear about social standards for families in Germany, you should visit the channel of 'My merry messy life'. There you find a lot actual videos about family life in Germany.
I made this same recommendation!
You can make thousend recommendations. He will not read one on them. He is a fire and forget man. Those never answer a post people are imho not the best, at least not the most interested people. Most uploaders so do reply here and there. Easy to find out who is or pretends to be interested in readers.
We also have this in Belgium. 1. when the baby is born, the parents get about 1150€ and then monthly an amount of about 170€/month per child. Additional depending on the income, parents get an extra amount/year for school (up to about 1000€), people don't have to apply for it. Just to be clear, it's not the parents who make the "kindergeld", but the children. It's meant to prevent child poverty.
I think this is everywhere in Europe. We have that in the Netherlands too. Families get money for their kids (350 euro) but also money as a help to pay the rent, money to pay sports, money to heat your home or all the above together , depending on the income.
Belgium has the same sort of system. You receive 1100€ when your kid is born and 160€ per month per kid. There are bonuses when you have more kids I think (not sure I don't have kids) You get a small bonus every year at the beginning of the school year for supplies. All this goes on until the kids leave school (university) and enter the job market.
Teenagers can still apply for weekendjobs or vacationjobs but are limited to a certain amount to not lose there parents childsupport. What is even more important is that children are a huge tax benefit. A single person / married couple with no children pays full taxes. Base tax is 33% of income tax. Take off 11% of income tax per child so if you have 3 children you don't pay income tax. I oversimplify things here but it's a fair representation. Have a nice day
I mean, as somebody that studied some taxation, that's indeed very simplified.
But yea, more kids means more money and more taxbreaks.
A lot of money spend on your kids is also money you can put into your taxes, reducing your taxable income. Reducing your taxes.
A lot of things that involve your kids are subsidized, making them cheap.
Etc. etc.
@@Londronable bc kids are expensive! If you’re not just keeping your kids in a basement on the bare minimum they will still cost you. Which isn’t to say its not a good thing but it’s not like you make money by having a child
@@ja_u true but extreme right politicians in Belgium always claimed that immigrant families made 7+ children to profite from this exacte situation. No real statistics to confirm but hey anything to rile up the following .... I call bs but who am I right.
Actually, most European countries do have some sort of Kindergeld, however, it does vary vastly between countries. Germany has the second highest Kindergeld across Europe with 219 € right now for the first and the second kid (only Europe's richest country, Luxembourg, has a higher Kindergeld), most other countries have around 100 to 150 € per child. Greece only as 6 €.
Wait until you hear about Elternzeit and how much vacation days we get
Finishing education does not only mean going to college or university after finishing school but includes training for a job, this training is taking 3 years in most jobs and is the normal way to take if you dont go to univerity or something like that after school
The mounthly amounts per child are actually shown at 1:42 on the chart called „Monatliches Kindergeld in €“ (monthly child allowance in €). Btw. Kindergeld literally means „children money“. Great video. :)
You know Ryan,,this is called support from the government for the citizens. So if you think Taxes are bad..think again.
Child support does not cover all expenses but it helps.
The US is not family friendly at all even if some people think it is.
Again..germany and orher european countries putting their taxes to good use instead.of finance millitary.
And yes watch a more extensive video or more about things which seem so outlandish to americans.
1:50 you're basically staring at the chart that shows how much you get and still missed it entirely 🤣
Here in the UK we get something ca!led Family Allowance..we get £21.80 every week for the first child and £14.45 weekly for every extra child. So on average for a family or single parent with two kids, an extra £145 a month is given, not a huge amount but very welcome when things are tight..the allowance is tax free and paid from birth to 16 or 20 if child stays in full time education...that's around £34,800 over the two kids childhoods...😊
The one we have in Sweden ends at 16. But for those still studying (do not include College/University, there different money to get for that) it just change name and only comes 10 months/year instead of 12 months/year. It ends after june the year you fill 20 or when you stop studying (whatever comes first).
It's paid by the relatively high taxes. However if you consider the problem that you have no state pension in the US and your insanely high healthcare costs the average spending in the US is at the same level than other countries. The major difference is what the money is spend for most countries in the world don't spend insane amounts on a defence budget or better named war budget considering what amounts have been spend on Iraq and Afghanistan wars. These amounts are even higher than benefits of all the natural resources of both countries would be worth it American companies would have get hold on it. But as it's the case normally in the US the cows have been socialised and the benefits are kept in the hands of the rich. This is by the way also the basis of your health industry the young people that are statistically healthier are privately insured and hen people get old and would cost the insurance money a socialised system called MediCare jumps in and bares the costs.
You are conned in so many ways and funnily you don't realize it and is someone tells you the truth he is called a socialist and for some miracle reason this is the end of all thinking of you because socialist is evil by definition.
US citizens pay actually more all costs and taxes considered when compared to other countries.
@@HH-hd7nd I think you are right for the normal people but wrong when you consider that aguy like Trump with a self proclaimed 7 billion dollar value pays only 750 dollar a year as income tax and still there are plenty people (mainly poor) out there who say this is the right thing to do let the poor pay for the rich.
@@habi0187 Which is exactly the problem in the USA: The rich are looting the country while the poor are robbed into oblivion.
We have alot of the same things in the scandinavian countries...and yes it not free, we pay for it via our taxes but we as a society has decided that is for the common best and give families the best options
Not only in Germany but in the NETHERLANDS TOO.
And in Austria, portugal, france, italy - maybe not in the ukraine?
every euro invested in children is money well spent, after all, our children are the future
If you‘re planning on visiting for some first hand experiences make sure to reach out to your viewers. We‘re happy to save you some money by letting you use our guest room and show you around. Always happy about US tourists who are actually interested in expanding their horizon instead „Karen-ing“ around Europe 😂
Same here in the Netherlands. Parents get monthly paid for their children (kinderbijslag) and get monthly financial support for daycare and for their housing rent (huurtoeslag) and their healthcare insurance (zorgtoeslag).
In Finland you also get €500 a month to help with rent and food as you start studying. So you have small income at least for 4-5 years. As an adult with kids you get a bigger amount to help. Mind you that studying is free over here.
Yes we have in the netherlands childbenifits too, and it depends on how old the child is how many children you have. Payments are every quarter and stops when the child becomes a legal adult at 18 years old.
Ik spreek en ik hou van nederlands 😃🇳🇱🇳🇱
And you don't need to have a job to receive the benefits.
The same thing goes for every Nordic country as well.
Free College
Free University (you even get paid 200$/month when you are signed in) then you can take out loans on top of that) Interest rate 2%/year. Volentary pay in moore, to shorten the 50year pay off time)
Con: You pay about 25-40% in tax on salary. But that pays for free healthcare as well. No insurances needed.
Ambulance for a broken leg, cast, unlimited time in hospital with 3 meals a day. 0 $/€
Heart transplant. 0 $/€
Everything 0 $/€
US is a fucked up county!
I'm glad you're interested in Germany with all its possibilities and mistakes. we're certainly not perfect, but we do a lot of things much better than america
him wondering how much families get after getting impatient and skipping exactly that part at the beginning is great.. :D
Hi Ryan, to get a better understanding about the German social system which not just includes child and family supports or living and working in Germany you should keep watching the McFalls from "My merry messy German live". They are an American family who moved to Germany, Bavaria at the begin of the pendamic and can provide you with better information and comparison.
If you don't work in Germany you get money from the state every month! Even if you don't feel like working! 563€ every month (for a single). In addition, the apartment rent is also covered by the state.
Its called "Bürgergeld" (citizen money)
The amounts and some details may be different, but the allowance for raising children is a common practice in I think all European countries. Including here in Romania, parents receive a certain amount of money monthly for each child up to 18 years old, and if the child continues his studies until 25 years old.
In the UK in addition to the weekly payments other people have mentioned. Children's clothes, shoes etc are 0% VAT (sales tax). 3 and 4 year olds can get up to 30 hours of free child care per week. Primary school starts age 5. Children living more than 3 miles from school get free transport.
I would never start a sentence with "In the UK in addition..." if you want to compare yourself to Germany.
The burden on parents in the UK is far higher than in Germany. In the UK, the cost of living is higher, rents are higher, wages are lower.
If the British state gave a small bonus here and there, then that's nice, but just a drop in the ocean.
Germans, on average, earn £8,800 more a year than Brits, so there's no need to exempt children's clothing from VAT. In addition, there is no obligation to dress, i.e. no school uniform that would have to be bought separately. Etc.
@@nettcologne9186 I wasn't comparing UK to Germany. I just couldn't see the point of repeating what a number of other people ha already said. About payments to parents in the UK.
@@grahamsmith9541 0:29 But this channel is about Germany and not the UK.
Benelux countries, Swiss, Austrians and Scandinavians have a very similar system as the Germans...from child benefit to the health system. The British don't.- So if you comment, you must also explain that the UK has a lower standard of living, school uniforms are compulsory, and there are tuition fees of up to £10,000 a year, while in the above countries it is almost free. You forgot to mention that and that bothers me about your comment.
@@nettcologne9186 I hope you are going to say the same thing to all the other people. That commented about the UK system and are not just picking on me.
@@grahamsmith9541 For your peace of mind, all the Brits I could find here today in the comments section have received a message similar to yours.
i watched a lot of your videos recently (TH-cam's decision... but really enjoying them!!) Most of the things that are talked about in the videos you watch are less german specific but more universal outside of north america... "Kindergeld" for example was introduced in many countries to battle the low birth rates.... as an incentive or rather less financial burden to raise children...
Also... very very very few (actually can't think of any) benefits you get from the german state that are only for germans.... immigrants have the exact same right, benefits and obligations as natural born citizen in germany
We have something called “barnbidrag” (child contribution/subsidy) and “studentbidrag” (student -“-) here in Sweden. The parents get the sooner until the child is 16 and then they decide whether or not they want to study at Gymnasium and University.
Same type of thing happens in Canada.
It used to be called a Baby Bonus cheque but now it's called the Canada Child Benefit and is calculated by income.
In Switzerland, we get CHF 400 or about $400 per month for our daughter. These payments will continue when she goes to university till she’s 25. It’s regardless of nationality or income, as long as you’re here legally and are registered in your local community.
In the second sheet on the left side were the exact numbers
Correct. 219 euros for the first 2 kids, 225 euros for your third child and every child after 250 euros a month...
"Zuschlag" means something added over and above some basic amount.
Money has to flow and in Germany a lot of money flows through many hands. The average German pays very high taxes compared to Americans. But unlike Americans, who never see their taxes again, Germans have a whole range of benefits from high taxes. The money comes back to them in many ways. Child support (Kindergeld) is just one example. There is so much more. The principles and laws at work here are un-American through and through. But that doesn't bother anyone in Germany. Americans have a deep distrust of their state, despite the many American flags in the country. Here in Germany you hardly find German flags, but we say "we are the state".
In the USA "charities" get lots of money from people ... which isnt necessary in Germany, because many things are also "sponsored by the state". This is a better system, because money gets distributed more equally instead of going to only a handful of very popular topics (animals and children) ... while other things are left barely funded.
@@Muck006 "Charities" are not a system. "Charities" are promotional events that allow business leaders to use money stolen from their customers to present themselves as benefactors to the American public. Charities can support you, but they are not obliged to do so. In Germany, you have a legal right and nobody can deny you that. Also, it's not just about children and animals. The system runs through the whole of society, culture, sport.
In the previous slide they show the amounts beside the children graphics,. It depends on how many children one has, so children may be entotled to different amounts, depending on whether they are the first, second, third, fourth and so on
When my son was young, it was only 60,00 Marks a month. But I did not receive Muttergeld, because my son was born in the States.
Here in Finland you get 94,88€ in a month for the first child 104,84€ for the second 133,79€ for the third and 163,24€ for the fourth child until they are 17 years old.
We in Poland also have state aid for children:
1) - $ 100 per month for each child aged 0-18
2) - an additional $ 200 for the second and each next child 1-2 years
3) - $ 65 annually for each child in September, to help with school expenses (books etc)
4) - every year you can deduct from tax 230-570 USD for each child (the more children you have, the higher the amount for each child)
5) - you are on holiday for a year after the baby is born and you are paid your normal monthly salary
6) - if a woman has not worked before, she gets 210 USD every month for a year after giving birth
This is for everyone, and besides, low-income people get:
6) - $ 210 when baby is born for baby equipment
7) - additional monthly USD 23-30 for each child 0-24 (if studying)
6) - $ 42 / month if you are a single parent
7) - various other extras, if your child has a disability, studies outside the home, you have a lot of children, etc.
8) - $ 85 for 2-3 years after the baby is born, if you do not wish to return to work
In addition, of course, there is healthcare, childbirth and all tests for free.
Most pregnant women in Poland stop working as soon as they find out that they are pregnant and receive their normal salary until delivery.
USA seems to be some third world country ... Give it up and come to Europe, to civilization:😃
P.S. Education on all levels is also for free of course..
What a weird video. To me it was surprising to hear that there are countries that don't do this
If it has the potential of benefitting average or low income families, you can always count on the US to decide against it. Too bad if the dishwasher-to-milionaire career path does not work out for you 🤷♂️. But yes, I was surprised as well. It's such a common-sense policy it's hard to imagine why a soxiety would not do this.
I often read comments like ,, Oh but you pay sooo much more taxes,, maybe but what they don't say is (or don't know) is that a lot of money goes back to the community
Additional to the goverment Child Support depending on your employer you can recieve additional monthly payment for beeing married and having children. For example while working in public Services you get 125 € for your spouse and 115 € per child every Month as a Part of your monthly paycheck.
Same here in the UK, called Family Allowance, think it's about €100 a month for the first child, slightly less for subsequent children...
Here in Finland, it is currently
94,88 euros for the first child per month
104,84 for the second child
133,79 for the third
163,24 for the fourth
182,69 for the fifth & subsequent children.
In addition, single parents receive an extra 63,30 euros for each child.
It is paid until the child turns 17.
It is meant for covering the living costs of the children and that is what most families also spend it on; not many families are so wealthy that they would be able to save it for the future for the kids when they grow up.
We have that in belgium and also study money for kids. 160 euro is basic and then extras. In august we get 50 per child yearly for starting school. And a disabled child can get to 500 euro.
In the Netherlands the Kindergeld is lower. We do not have kindebaugeld but we can deduct interest paid for a mortgage from taxes which you can also get paid back in advance on a monthly basis if you want and that is also quite substantial
Australia also has "family payments". I think Sweden does also. Australia has an Austudy payment for students too
You should check out the videos of the black forest family. They have a lot of really good videos that go into depth about the differences between the US an Germany. (Healthcare, work culture, benefits, houses...)
My Merry Messy Life is a TH-cam Channel of an American family which moved to Germany and they did good videos of different topics, one of them about how the German goverments supports families and similar things about having kids in Germany, I can highly recommend. :)
You can see the amount that parents receive in child benefits on the left side of the second slide.
It's 204€ for 1 child, 204 + 204€ for 2 children, 204 + 204 + 210€ for 3 children and so on.
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This is not the only state support for families in Germany, for example there is also the "Elterngeld". Parents get paid a large part of their salary if they stay at home with the newborn/toddler for up to 14 months, part-time work is possible, parental allowance is most effective if both parents take part, then the period is extended again.
One of the goals was to create more equality between spouses and to increase the birth rate again, which was also successful. The average birth rate increased from ~1.35 (period 2000 - 2010) children to ~1.55 (period 2010 - 2020). But there are much more factors, so its not sure which part the "Elterngeld" had in this.
Wikipedia:
The parental benefit (Elterngeld) is a transfer payment dependent on the net income as compensation for specific disadvantages in the early phase of starting a family and is therefore a parent-related, time-limited compensation benefit. Parents who are not or not fully employed to look after a child or who interrupt their employment to look after their child are entitled to parental allowance. It is intended to support parents in securing their livelihood and is therefore designed as an income replacement benefit.
We have a similar same system in Finland like in many European countries. Tax money well spent!
Similar system in Denmark. 0-2 years around 625 euro per 3 months payed out in child support.
3:10 There is a special childrens educational savings program. You pay through the childhood any amount and the state will top up.
It's the same in Switzerland, parents get child allowance per child/every month from birth till 18 yrs old, and 25 if they're still going to School.
The numbers for Kindergeld are shown on the slide at 1:40. Moreover, the biggest benfit is missing from that tutorial video: parents can get up to three years of paid parental leave per kid. Such systems are common in Europe.
Similar child maintenance money applies in Australia, but not to the extreme 25 age limit, where child maintenance money, even scaled up for each extra child is paid to parents.
Some much is paid that for lower income families their child benefits can exceed the tax they pay on income. And here the minimum taxable income is approaching $20,000 and base minimum wage for 40hr per week work is well above that. The amount per year is in many thousands and us still supported further with childcare and preschool fees supplemented. Then public schooling is free, and so on. The lower income people are living in negative tax region by some margin.
"My Merry Messy Life" do have some really good videos which are going deeper than this one. ✌
at minute 1:30, the chart shows how much child benefit ("Kindergeld") is paid in Germany. 204 € for the first child per month. Another 204 € for the second child per month. Another 210 € for the third child and 235 € for each additional child. A family with 5 children gets 1088 € per month child benefit. The child benefit is an invention of the Nazis, which was copied in many countries in Europe because it is popular. At that time only for nationals with "Aryan descent". From September 1936 there was 10 Reichsmark monthly for white-collar and blue-collar families whose monthly income was less than 185 Reichsmark and at the beginning only from the 5th child. The child benefit of 10 Reichsmark was then paid from 1938 onwards, starting with the 3rd child. After the war, the racial distinction was dropped. From 1961 there was child benefit from the 2nd child. From 1975 already for the first child. There is a problem with the immigration of poor families with many children, or only their parents, from poor countries in Europe, who then receive child benefit in Germany.
Just search for the phrase "child benefit" which is what we call it in Ireland and I belive the U.K. do too. Like other comments I think it is common in Europe
Well , France is paying " Kindergeld " as well, its even slightly higher , 132 Euro / month 1 st + 2nd child ( each) , 3rd child 302 and each other 170 Euro . Sweden pays it as well but its more difficult to compare because Sweden has its own currency . It may be that you pay lower taxes in the USA but you have to pay a price for it = low to no support from your Goverment . Healthcare for all , Pensions for all at Age , free Education ( even higher ones ) , Worker rights , payed sick leave , the list is long in which other developed Countrys help their Citizen and the USA not . The USA is a countrys made for Million and Billionaires , not the 97% of the normal to low incomes .
We have the same programs in Canada and also in the province of Québec... and it's call Canada child benefit & Quebec child benefit
This is what happens if you have a government not just by the people but also actually for the people
Yes child benefits are common practice in Europe and UK. Here in Britain every child gets child benefits under 16yrs old and if they stay in education until 20yrs old. Benefits will be paid to the parent(s) with whom the live with. Its not much these days against the cost if living rises about £88.00 × 4 weeks for eldest chokd and £14 thereafter for each additional child. There are also free childcare for pre-school children...eligibilty apies depending on scheme...but all 3-4yr olds get min 30 free hours per year. Additionar benefits may be available sunject to parents income/householdsituation.
The amount list at 1:25 was 204 € for the first and second child, 210€ for the third child, and another 235 € for each further child. It seems that these numbers were from before 2021, as it stated that the numbers will each increase by 15€ per kid per month. That's the Kindergeld, the children's money. This money is paid completely regardless of the income of parents, just to support anyone with raising their kids.
In most of Europe governments pay some form of support for children living in their country as well. But as the EU has full freedom of movement as well as taking jobs anywhere within the EU it would be possible to be registered fro example close to the French border but inside Germany, and have a small tiny residence somewhere in the Alsace region and apply for some similar support from the French goverment as well. Basically the statement of "Nope you can't apply for multiple support payments from governments of different countries. Choose which one you want, and that's the one you will get". That's the comment from 1:53.
Then there's the Kinderzuschlag, the children's add-on, that is added if a family has very low total income. This obviously IS dependent on a low income. That's the additional money payment of 185€ per month you saw at 3:39.
4:55 that 300€ bonus per child was a one-time bonus to help cover COVID related costs for home schooling and other exceptional expenses if they had recieved Kindergeld in Sep 2020.
6:00 Yepp, you get 12,000 € per child under 18 to cover a mortgage if you build or buy a residence in Germany.
In Germany the decimal point is actually a comma, and the points indicate the thousands, millions, billions, positions in a number, just like it is done in the USA with commas. Yepp, it is paid out in 1,200€ installments per year per child as a support for home builders or buyers.
Yep we even have this in the UK. We are a middle class family and still get just short of £100 (about €100) a month for our child.
Here in the UK we have something similar its called Child Benefit and is usually paid directly to the mother. This stops I think at 16
Or until out of full time education
1:22 the infographic on the left shows what you get per child/month in Germany: 204 EUR for the first + 204 EUR for the second child + 210 EUR for the third + 235 EUR for each child from the third onwards (these benefits have been raised by 15 EUR in 2021). These benefits will be paid to anyone, no matter what income or nationality. As long as you are legally resident in Germany, you are entitled to these payments.
It's not true that it is not allowed to have similar payments from foreigns countries. If you receive foreign payments that are lower then the german payments then you wil receive only the difference so that you in total have the amount of the german payments. So only if the foreign payments are higher than the german ones then you recive nothing. I know this because I'm a tax advisor and I ask a lot for these benefits for dutch habitants that work in Germany.
Canada has a child tax credit monthly payment. When I was a kid it was called baby bonus.
Also in the uk we have family allowance until 18 which is £21.80 a week for the first child then for every other child £14.45 paid to the mother or father
Nettcologne,if you read what I wrote you will see that I was just stating a fact not making a comparison I can’t as I’ve never lived in Germany