Is the DOJ About to Change How You Buy a Home?

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  • เผยแพร่เมื่อ 25 ธ.ค. 2024

ความคิดเห็น • 60

  • @lowbarb
    @lowbarb 26 วันที่ผ่านมา +12

    Yep had to do that with 1 agent and now tied to them for 60 days and tbh they suck. Still waiting on them to send me ms listings and its been over 2 weeks...

    • @mikeurban
      @mikeurban  26 วันที่ผ่านมา +3

      I've seen this so many times. I've had so many people asking me how they can get out of their contracts. I've even had people that have denied signing anything and the agent took them through anyway, which is a finable offense. (as of right now)

  • @DefinitelyNotRin
    @DefinitelyNotRin 26 วันที่ผ่านมา +8

    I was an idiot and signed a six month agreement. No problem admitting it but it still was a trap. There was NO way to view a home without signing. But how do I know if my agent is any good until a showing? Well , I would suggest signing an agreement to only view one home to start, and make sure to sign a shorter agreement if you choose to go forward with them.
    My agent is TERRIBLE. And why should they try? I'm forced into using them for 6 months. They don't have to care or try at all.
    I'm putting off my home buying until that contract expires. This whole fiasco has done nothing but hurt home buyers and sellers.

    • @mikeurban
      @mikeurban  26 วันที่ผ่านมา +1

      It's been a nightmare and you're not the only one. People should take your suggestion but a lot of companies don't offer single property tour forms unfortunately (ours does), but many don't. Sorry you're having a bad experience. 🙏🏻

    • @DefinitelyNotRin
      @DefinitelyNotRin 26 วันที่ผ่านมา +1

      @@mikeurban I agree. I have been saying this. I'm not even in the business, just a first time home buyer. I would gladly pay a small viewing fee. Heck, I could even be someone to do these viewings myself if it's anything like how my current agent acts. I'll take the money.

    • @lindataylor7334
      @lindataylor7334 26 วันที่ผ่านมา

      You can terminate the purchase agreement any time as you like. All you need is to text your agent and tell him that you would like to terminate your purchase agreement with him. We did twice already. It’s really terrible to sign a 6 month agreement with a stranger. We only sign a one month now. 90% of agents would sign for one month. You can even sign for one day. If they don’t agree, keep looking till you find one.

    • @mikeurban
      @mikeurban  26 วันที่ผ่านมา

      I believe you’re referring to a buyer agency agreement. It's important to note that, depending on your location, these agreements cannot always be freely terminated. In many cases, the decision isn’t solely up to the agent you signed with-it requires the approval of the broker of record as well. If you haven’t encountered any challenges with this yet, it’s likely due to fortunate circumstances, but it’s something to be aware of.
      Additionally, buyer agency agreements are designed to protect both parties. Working with someone you don’t know involves mutual trust, and these agreements help ensure that both the agent and the client are committed to the process. Depending on your market and the type of property you're looking for, the home-buying journey can easily span six months or more, from finding the right property to having your offer accepted and closing the transaction.
      While a one-month agreement might work in areas with sufficient inventory, it requires careful evaluation by the agent to ensure their time is spent productively with clients who respect their expertise and commitment. This balance is essential for maintaining a professional and efficient working relationship..

    • @emorymadisonhomebuyers
      @emorymadisonhomebuyers 26 วันที่ผ่านมา +1

      Man you gotta use Urban in your company name, that’s fire for Boston. Boston wholesaler here showing love

  • @H33t3Speaks
    @H33t3Speaks 26 วันที่ผ่านมา +10

    Renting, wins again!

  • @jeffreycarter3066
    @jeffreycarter3066 26 วันที่ผ่านมา +7

    I think it will turn off buyers. They will just go direct to the seller. I wouldn’t want to be tied to an agent right off the bat.

    • @mikeurban
      @mikeurban  26 วันที่ผ่านมา +1

      It definitely turns off buyers, I agree! It's like going to a car dealer and being forced to buy that brand even before you see the cars. As for going directly to the seller, I haven't seen that happen much esp. here in MA when sellers opt for designated agency.

    • @sindyarenas5758
      @sindyarenas5758 21 วันที่ผ่านมา

      I think that’s the point lol. And it makes buyers look closely at what they’re paying for cuz before many buyers thought it was free, not realizing it’s just being paid for in the price of the house. Buyers have technically always paid it, they just didn’t know. I think that distinction is important, thus a buyers agreement

  • @akaElvira666
    @akaElvira666 26 วันที่ผ่านมา +4

    We are living in the era of ruthless greed.

    • @mikeurban
      @mikeurban  26 วันที่ผ่านมา

      You nailed it

  • @BorKagan777
    @BorKagan777 26 วันที่ผ่านมา +6

    So confusing. I am going to downsized next year and afraid even thinking about.

    • @mikeurban
      @mikeurban  26 วันที่ผ่านมา +1

      @@BorKagan777 start the process of getting an idea of fair market value, repairs, updates and cleanup much prior to the actual list date. Try to aim for a q2 launch of the property, but more importantly figure out if you need to sell before you buy which can be a bit more complicated. This way you figure out ways to mitigate risk and retain leverage

  • @mrfriendly9956
    @mrfriendly9956 26 วันที่ผ่านมา +5

    Honestly, I feel like it was a setup. If I heard this correctly, the person who had “no clue” they had to pay a buyer agent, not only made a profit from their legal action but conveniently then had a new plan. Talk about double profit!

    • @mikeurban
      @mikeurban  26 วันที่ผ่านมา

      @@mrfriendly9956 you are correct. The biggest double dip ever

    • @mikeurban
      @mikeurban  26 วันที่ผ่านมา

      @@mrfriendly9956 and then created a company to compete with the industry with the money they won. Can't make this stuff up

  • @michaele8896
    @michaele8896 26 วันที่ผ่านมา +1

    Its bad now, but it was really really bad before! I will take this over how it was.

  • @techotalks5466
    @techotalks5466 26 วันที่ผ่านมา +2

    Hold onto your home, rent it out, go live elsewhere and live off the rental income. Homeowners are getting screwed

  • @zgirl1999
    @zgirl1999 26 วันที่ผ่านมา +2

    I disagree with you about negotiating commissions. I have sold 8 homes in the past and every agent I have used automatically wrote a commission for a buyer’s agent 3%. No negotiations. I only sold one home FSBO in California where I offered a buyer’s agent commission of 1%. Realtors are dishonest these days and they always find a way how to cheat.

    • @mikeurban
      @mikeurban  26 วันที่ผ่านมา

      @@zgirl1999I'm surprised you sold 8 homes and no agent told you it was negotiable. That said its to no direct benefit to the listing agent to charge 3% buyer agent commission, other than keeping your home in line with what other properties on the market are offering and staying competitive. Out of the hundreds of listings I've sold, there's probably 80% of those sellers asked if it's negotiable before I told them. Were the homes you sold in MA or all around the country?

  • @ProvocateuAstrology2
    @ProvocateuAstrology2 26 วันที่ผ่านมา +2

    I was a broker back in the 1980s.At symphony property is near northeasteuniversity it was the heyday of real estate and I had a blast

    • @mikeurban
      @mikeurban  26 วันที่ผ่านมา

      If you ever want to get back in the saddle let me know !! We would be thrilled to have you

    • @ProvocateuAstrology2
      @ProvocateuAstrology2 26 วันที่ผ่านมา +1

      Do you know Robert Weintraub?

    • @mikeurban
      @mikeurban  26 วันที่ผ่านมา

      ​@@ProvocateuAstrology2We may have crossed paths before but not personally

  • @brucebarry1204
    @brucebarry1204 26 วันที่ผ่านมา +1

    This has been going on for awhile now. Why is he acting like it’s brand new?

  • @GeeMak999
    @GeeMak999 26 วันที่ผ่านมา +5

    They better hurry

    • @mikeurban
      @mikeurban  26 วันที่ผ่านมา +1

      @@GeeMak999 I agree let's see how it plays out

  • @jrc2905
    @jrc2905 26 วันที่ผ่านมา +7

    Come on, a lot of real-estate agents are thieves. If person contacts an agent, and that house is a really good deal, they either buy it themselves or work with a corporation and offer cash and the house never gets to the market. I know of real-estate agents who own a hundred houses that never made it to the market. I have heard stories about agents working together sneaking into foreclosed houses and seeing what it looks like before they bid. If you deny this than you have no creditability. 40 percent of home are now owned by capital venture companies and that is why homes have become more expensive. I just left this comment and went to look at the news and this just popped up. From Business insider, "Baby-boomer homeowners got rich from skyrocketing house prices. Now they can't find retirement housing.

    • @mikeurban
      @mikeurban  26 วันที่ผ่านมา

      The majority of licensed realtors are not buying the homes they were supposed to list-that claim is unsupported by data. While it may happen occasionally, it’s far from the norm. However, you're absolutely right about institutional buyers scooping up inventory, often sidelining those who need a home for personal use. A telling metric here is the percentage of cash sales, which has more than doubled in the Boston area since pre-pandemic levels. Foreclosures being sold internally without hitting the market is another troubling trend. Every industry has its bad actors, but in real estate, the top 20% of knowledgeable and trustworthy agents are responsible for 80% of the business.

    • @jrc2905
      @jrc2905 26 วันที่ผ่านมา +4

      @@mikeurban I agree it is not the majority. But there are enough doing it to change the market and keep first time owners out. Who needs to own a 100 houses.

    • @AJourneyOfYourSoul
      @AJourneyOfYourSoul 26 วันที่ผ่านมา

      "According to current data, large institutional investors like "Capital Ventures" own a relatively small portion of the residential real estate market, with estimates placing their total share at around 0.7% of single-family homes nationwide, meaning they own less than 1% of the overall housing stock."

    • @sindyarenas5758
      @sindyarenas5758 21 วันที่ผ่านมา

      @@AJourneyOfYourSoullocation matters. If they own a small percentage nationwide but it’s concentrated in one area, they are manipulating whole markets

  • @jmp9023
    @jmp9023 26 วันที่ผ่านมา +4

    Mike Urban for local Representative!

    • @mikeurban
      @mikeurban  26 วันที่ผ่านมา +1

      @@jmp9023 that's a humbling suggestion and while I don’t currently have any plans to step into that role, I deeply care about our community and its growth. If people truly felt I could make a difference in that capacity, I’d be open to exploring how I can serve in ways that align with their needs. For now, I’ll continue doing the best I can here. Appreciate your support!

  • @billperkins6168
    @billperkins6168 26 วันที่ผ่านมา +2

    Justifiably irate

    • @mikeurban
      @mikeurban  26 วันที่ผ่านมา

      💯

  • @bostonlisa
    @bostonlisa 26 วันที่ผ่านมา

    Everyone needs to say NO I’m not signing

  • @adrabruzzese7610
    @adrabruzzese7610 26 วันที่ผ่านมา +1

    I knew the listing agent gets paid when the property sells but i always thought the buyers agent was given money from the listing agent. Ive bought and sold. I used the same agent for listing and buying because he was so good. I find most of them are not.

    • @mikeurban
      @mikeurban  26 วันที่ผ่านมา

      @@adrabruzzese7610 that's exactly how it work(ed) and I feel like the general public knows this but somehow, someway, the lawsuit still ended up in a massive payout in favor of the plantiff

  • @Yocko93
    @Yocko93 26 วันที่ผ่านมา +1

    Seller financing is the way to go. Everyone gets the best benefits from the sell.

    • @mikeurban
      @mikeurban  26 วันที่ผ่านมา

      There's almost no scenario where seller financing is in either parties best interest. Normally it doesn't enable the seller to buy another home, since they usually don't own their home outright and their debt to income ratio would still be holding debt from their previous home they are renting. If they do own the home outright it can work and they can potentially buy a replacement home

    • @Yocko93
      @Yocko93 26 วันที่ผ่านมา

      @@mikeurban as long sellers being flexible we can get creative.

  • @MelaineNatividad
    @MelaineNatividad 25 วันที่ผ่านมา

    Thanks for the forecast! I need some advice: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?

  • @ProvocateuAstrology2
    @ProvocateuAstrology2 26 วันที่ผ่านมา

    You pay the national association of realtors and in your feet and they go and screw things up by settling at case blame them

    • @mikeurban
      @mikeurban  26 วันที่ผ่านมา

      Did you see the recent article (Which I'm going to cover) where they have volunteers on their payroll earning 6 figures?

  • @FlowMoni
    @FlowMoni 19 วันที่ผ่านมา

    Bro i live in boston trying to buy my first house ever can you help me on that

    • @mikeurban
      @mikeurban  19 วันที่ผ่านมา

      Of course I can, happy to help, Just shoot me an email or text or book a time on my calendar

  • @JP-xq7fo
    @JP-xq7fo 26 วันที่ผ่านมา

    Wait why is Merrick Garland’s DOJ involved?

    • @mikeurban
      @mikeurban  26 วันที่ผ่านมา

      Basically the DOJ didn't think it was right for listing agents to offer buyer agent compensation on the MLS since buyers didn't know what their agents are being compensated. They wanted to make that compensation part of the offer, but it backfired to an extent and SOME buyers are paying for their agents

  • @ArcherNews50-m4h
    @ArcherNews50-m4h 11 วันที่ผ่านมา

    I really enjoy your content, but in general, I think the real estate industry is a scam. For anybody, a buyers or a sellers agent to be getting 3 to 4% of $1 million property for essentially no work is ridiculous. I’m looking forward to the day where we can contact a seller and use a real estate attorney for the paperwork. No other leeches need to participate.

    • @mikeurban
      @mikeurban  11 วันที่ผ่านมา

      Appreciate that. However you can literally do that today, it's just most people don't.