StashAway vs Wahed Invest vs MyTheo | An Honest Review Of The Robo Advisors In Malaysia

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  • เผยแพร่เมื่อ 24 ม.ค. 2025

ความคิดเห็น • 256

  • @MillennialFinanceMalaysia
    @MillennialFinanceMalaysia  4 ปีที่แล้ว +9

    Which Robo Advisor do YOU like the most? Dont forget to use our links if you want to try one out!
    Stashaway - themillennialfinance.com/stash
    Wahed Invest - emibin1

  • @rhyzruslan6886
    @rhyzruslan6886 4 ปีที่แล้ว +30

    Really enjoyed this video as it was easy to digest and sounds like a friend explaining it. You've obtained a new subscriber! Keep up the good work.

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +3

      Wow that means a lot to us! Really trying hard to make things as simplified as possible in a generally complex field. Thanks :)

  • @snipergirl21
    @snipergirl21 4 ปีที่แล้ว +8

    I can't believe it took me this long to find your video. Thank you so much for summing up everything so nicely and giving me some food for thought as to my next round of robo investments. Liked and subscribed!

  • @azri79
    @azri79 4 ปีที่แล้ว +23

    Used SA and Wahed. SA seems way more mature in terms of user experience and financial info. You can switch investments, multiple portfolio, money/time based returns, etc. Wahed is lacking in user experience - no web interface, single portfolio... but I like how easy to transfer funds in to Wahed and also the return summary. Very straightforward. Not tried myTheo..
    Thanks for the review.

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว

      Yep we agree with you! Definitely pros & cons to both

    • @aswadsalleh5698
      @aswadsalleh5698 4 ปีที่แล้ว

      Sir which you prefer SA or Wahed?I'm new to this online investment...friends prefer Wahed but SA seems good as well...

    • @azri79
      @azri79 4 ปีที่แล้ว +7

      I think you hve to decide based on your investment preference. First is whether you want to just invest in shariah compliance instrument - that's wahed. No preference on that, then see if you want to invest all overseas or mix of local stocks (wahed). If you want opinion based on returns, no straight answer. It's investment anyway, depending on your risk appetite and market performance. So far both equally good. Either way should be fine I think.

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +1

      @@azri79 Echo what Azri says here. Very well written! :)

  • @ammarfikri1593
    @ammarfikri1593 4 ปีที่แล้ว +6

    Finally, Im glad I subscribed on a good channel rather than subscribed just for ‘support’. Well done!!

  • @elmaelias1937
    @elmaelias1937 4 ปีที่แล้ว +13

    Thank you for being super thorough! Helped loads, keep up the good job guys.

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว

      Thanks for watching! :)

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      @gonzalezmiller8033 4 ปีที่แล้ว

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  • @aqib160
    @aqib160 4 ปีที่แล้ว +2

    From Raiz Investment Video, and now sampai sini. Thank you bro. banyak info share. Tengah nak berjinak-jinak dalam investment.

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +2

      Haha boek bro. Slow slow nanti confirm jadi 👍

    • @whitesand2117
      @whitesand2117 3 ปีที่แล้ว +1

      @@MillennialFinanceMalaysia terima kasih kerana letak translate kat bawah amat mudah untuk saya faham berkenaan mytheo kerana saya baru ke reg untuk mytheo..

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  3 ปีที่แล้ว +1

      @@whitesand2117 haha no problem, good luck!

  • @Paka2able
    @Paka2able 4 ปีที่แล้ว +2

    Fantastic and refreshingly honest review. There aren't many people covering personal finance in Malaysia. Keep it up

  • @izzat2717
    @izzat2717 4 ปีที่แล้ว +2

    You don't know how much this video give values to me bro. Keep up the good work.

  • @emoboi4916
    @emoboi4916 4 ปีที่แล้ว +2

    Ay man thanks for the insight, would love to hear more about these robo advisors on a longer run. Keep it up!

  • @JJUmusic
    @JJUmusic 4 ปีที่แล้ว +3

    Subscribed! this is a very good breakdown of the options for robo advisors that we have here in Malaysia. I have been investing heavily in StashAway for nearly 2 years and am satisfied with the results I have gotten from it. But of course in the spirit of 'don't put all your eggs in 1 basket', I have always wondered where else i can consider investing my money in. Thanks Emir (hope i spelled that right haha) for the great breakdown in this video!

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +1

      Yo you spelled that nail on hahaha I'm impressed. Anyways yeah you have a good point, great that you're already so heavily invested but never hurts to put a bit of your assets in something else :)

  • @yunhuachaang1350
    @yunhuachaang1350 3 ปีที่แล้ว +1

    Thank you so much for the honest review, I really like you video in explaining!

  • @alfreddoon3797
    @alfreddoon3797 4 ปีที่แล้ว +3

    Good info about the three robo advisor enter in malaysia..for the next, try to review platform investment about robo advisor with non robo advisor..

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +1

      Glad that you liked it :) What do you mean by non robo advisor platforms? Can you give us some examples?

  • @TulunTokou
    @TulunTokou 4 ปีที่แล้ว +4

    finally, i have found the real explanation the pros and cons rather than sucking blood channel with motive selling their product at the in of their story. however, could you explain more deeper each of this platform? your explain more on the top shell only. lets go a bit deeper.

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +2

      Hey! We can definitely go more in depth, but because we're reviewing all 3 platforms, that would make the video a lot longer. Maybe we'll do another video for each platform individually in the future :)

    • @TulunTokou
      @TulunTokou 4 ปีที่แล้ว

      @@MillennialFinanceMalaysia would love to hear that soon!

  • @580113085391
    @580113085391 4 ปีที่แล้ว +4

    Hi I found your videos extremely informative, but I would like more information on the akru Malaysia, It is the latest robo advisor in Malaysia, Can you do a review on this platform please

  • @tatiana98anjek
    @tatiana98anjek 4 ปีที่แล้ว +4

    Signed up for stashaway excited to try!!

  • @haikalyadzid1761
    @haikalyadzid1761 4 ปีที่แล้ว +3

    Great review, really makes me understand more, which is important and which is not. Looking forward to more content from you :)

  • @Bryan871110
    @Bryan871110 3 ปีที่แล้ว

    What about Akru?

  • @kamarulzainizainal1980
    @kamarulzainizainal1980 3 ปีที่แล้ว

    Is there any possibility those robo are scam? How to know they are not scam? License by the authority ? I dont know how to verify.

  • @steakcraftsman
    @steakcraftsman 4 ปีที่แล้ว

    Just subscribed. Thanks for the clarity!

  • @goldenoh7859
    @goldenoh7859 4 ปีที่แล้ว +4

    Thanks, was looking for mytheo review.

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว

      No problems! Did this address your questions or do you still have some thoughts?

    • @goldenoh7859
      @goldenoh7859 4 ปีที่แล้ว

      @@MillennialFinanceMalaysia ya thanks, you covered everything. Appreciate it 🙏

  • @sherlyow
    @sherlyow 4 ปีที่แล้ว +1

    Thanks for the clear review... you have earn yourself a new subscriber

  • @kartiksreedharaan3594
    @kartiksreedharaan3594 4 ปีที่แล้ว +1

    Guys, 1st of all loved all your videos, very enlightening! I know you guys have reviewed most of the robo-advisors , if not too much..can you guys talk abit the locally developed Akru robo advisor? Thx a bunch guys

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +2

      Thanks so much for the support Kartik! Already creating our account for Akru, coming soon :)

  • @muhammadnaqiuddin9143
    @muhammadnaqiuddin9143 4 ปีที่แล้ว +2

    I hope stashway will give us choice to invest in shariah compliance company. I like stashway but i go for wahed as wahed claimed that they only invest in shariah compliance stock. ✌🏼

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +4

      Thats exactly what we're waiting for too man! So far only seen some people get partial shariah complaitn portfolio, but having full ones would definitely draw a large crowd

    • @faizshah7792
      @faizshah7792 3 ปีที่แล้ว

      You can now invest in stash away simple

  • @harithhadi5886
    @harithhadi5886 4 ปีที่แล้ว +2

    Good job millennial finance. Thank you so much for great input. Keep it up

  • @latifjalil8790
    @latifjalil8790 4 ปีที่แล้ว +3

    Hi, thanks for the explanation. I've invested in wahed for 3 months on very aggressive portfolio. The US stocks that they invest is in HLAL ETF. What is your opinion regarding this etf?

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +1

      Hey man, we're planning to do an in depth review of the ETF's that they invest in.
      At this moment I'm not very sure what they hold so can't answer yet!

  • @AmirZarif47
    @AmirZarif47 4 ปีที่แล้ว

    Excellent presentation. Liked and suscribed!

  • @ahmedferhousi3475
    @ahmedferhousi3475 4 ปีที่แล้ว +5

    Thank you. Please is all this robo advisor halal or just wahed?
    If you know halal invest .we interested about it.
    Thank you very much

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +3

      Hey man. From our checks, only Wahed Invest is shariah compliant. Another one you could look out for is Best Invest by BIMB

  • @JoshuaChanjshchn
    @JoshuaChanjshchn 4 ปีที่แล้ว +2

    awesome content! but just wondering is that your normal accent or is that your video voice? if its your video voice, i'd suggest going back to your normal voice to make it more conversation and natural, cheers :)

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +1

      Thanks Joshua! I've actually re-watched the video to see if I was doing video voice, but I think this is pretty standard for me. Probably need to loosen up a bit to sound more natural though. Appreciate the feedback 😀

    • @msl1689
      @msl1689 4 ปีที่แล้ว

      @@MillennialFinanceMalaysia Nothing wrong with your accent. I have the same accent too. I've been told it's a "yuppie accent" lol whatever that means...

  • @rafiqsyaqimi1631
    @rafiqsyaqimi1631 3 ปีที่แล้ว

    Tq. Could you review etoro investment?

  • @Bryan871110
    @Bryan871110 3 ปีที่แล้ว

    Thank you for your wonderful comparison!

  • @Crooked_Gnome
    @Crooked_Gnome 4 ปีที่แล้ว +2

    Just started with StashAway a week ago.. been investing in Philippine stock market with a traditional broker... wanted to diversify and start investing in the US market.. wish me luck 🤑🤑

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว

      All the best Erik! Always good to diversify a bit outside your home market :)

    • @myyukie5781
      @myyukie5781 3 ปีที่แล้ว

      Ok lng ba ung SA?mgstart sna ako mg invest sa Malaysia,d ako mka pasok sa COL FINANCIAL

  • @faizalshafie8951
    @faizalshafie8951 4 ปีที่แล้ว +1

    How about Raiz Investment?

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว

      We have a video on it - th-cam.com/video/xhpjCsh1u8E/w-d-xo.html check it out :)

  • @nfalf6374
    @nfalf6374 4 ปีที่แล้ว +1

    Should have found you earlier...great info👍

  • @vins8956
    @vins8956 3 ปีที่แล้ว

    ty for the video, so.. just want to make sure only wahed that shariah right? thanks in advance

  • @JexenTangtheprofessionalemcee
    @JexenTangtheprofessionalemcee 4 ปีที่แล้ว +1

    Can you make a video comparing Wealthfront, Betterment and Squirrelsave?
    I am new to robo advisors and I would like to know more about them.
    Thank you! 😊

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +2

      Do you know if we can access these roboadvisors?
      Would really love to try them out but it seems like they're only for US based residents :(

  • @vee9550
    @vee9550 4 ปีที่แล้ว +9

    Please try out BIMB new robo advisor too ! They just launched April and am quite curious about their performance and features

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +6

      Good news! We recently attended a session with them where they went through the app.
      Review will come soon! :)

    • @ZuluYankee96
      @ZuluYankee96 4 ปีที่แล้ว

      @@MillennialFinanceMalaysia can't wait for the review. In dilemma, which one to choose; either Stashaway or BIMB Investment

  • @mubassirkhan1538
    @mubassirkhan1538 4 ปีที่แล้ว

    Can pakistani use wahed invest and can u guide me how to depsit?

  • @iwanqf
    @iwanqf 4 ปีที่แล้ว +1

    Thanks for this. How does it taxed in Malaysia?

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +1

      No problem! There's no tax on capital gains in Malaysia, so no worries :)

    • @iwanqf
      @iwanqf 4 ปีที่แล้ว

      @@MillennialFinanceMalaysia thanks

  • @yusri2674
    @yusri2674 3 ปีที่แล้ว

    Well explained!! Do I need to deposit RM100 monthly if I choose the monthly basis for the Wahed Investment?

  • @faizalkhalit6258
    @faizalkhalit6258 4 ปีที่แล้ว +1

    Are this Robo advisor protected by government? what happen if these Robo advisor close down? what is the guarantee ?

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +1

      Hey Faizal! These roboadvisors aren't insured by PIDM. However, they do have trustee accounts that keep our money somewhat safe from them just running away.
      For example, StashAway has Citibank as their trustee, where all investors money are kept in a separate account that can't simply be accessed by the company!

  • @musa-rj4ng
    @musa-rj4ng 3 ปีที่แล้ว

    Are these platforms global or only for Malaysia and if not can u plss suggest some platforms that are global

  • @ridunnafuz8952
    @ridunnafuz8952 4 ปีที่แล้ว +2

    Thank man I gonna try all 3

  • @bylikethepastry
    @bylikethepastry 4 ปีที่แล้ว

    Such a helpful video 🔥 Thank you !

  • @muhammadlutfibinzulkafli4366
    @muhammadlutfibinzulkafli4366 4 ปีที่แล้ว

    Raiz and best invest are the other robo advisors available

  • @zynnbixx3311
    @zynnbixx3311 3 ปีที่แล้ว

    But, Wahed already have US stocks portfolio?..So, are u still invest in it or not?

  • @chitranarayanasamy3794
    @chitranarayanasamy3794 4 ปีที่แล้ว

    Hi there, how is any profit that we withdraw from this portfolio taxed?

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +1

      Hey Chitra,
      Assuming you're from Malaysia, we don't have to pay any taxes on capital gains, meaning you don't have to record it as income :)

    • @chitranarayanasamy3794
      @chitranarayanasamy3794 4 ปีที่แล้ว

      @@MillennialFinanceMalaysia awesome, then more ppl should start doing this!!

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว

      haha exactly what we think Chitra!

  • @imram8788
    @imram8788 4 ปีที่แล้ว

    Is there any difference in terms risk or benefit, if we put a lump sum money in(lets say 10k) vs monthly deposit into this robo-advisor ie wahed invest?

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว

      Good question! We actually have an entire video around it named Lumpsum vs DCA haha, check it out!

  • @fadelkent5491
    @fadelkent5491 4 ปีที่แล้ว

    I just invested in stashaway using your link 👌👍

  • @oceanwalker4779
    @oceanwalker4779 4 ปีที่แล้ว

    thanks bro for sharing.. it helps me alot. Done subscribed!

  • @wheel331channel5
    @wheel331channel5 3 ปีที่แล้ว

    Me too.. Im new bie.. All of them i start invest a 100 deposit. Im follows yours..

  • @mawar_kasturi
    @mawar_kasturi 4 ปีที่แล้ว

    thank you for the in depth showcase!

  • @sitihassanahhassan2642
    @sitihassanahhassan2642 4 ปีที่แล้ว +2

    Glad I found you! Thanks!

  • @mumnazu
    @mumnazu 3 ปีที่แล้ว

    Bro, how about raiz?

  • @umairhakim4482
    @umairhakim4482 4 ปีที่แล้ว

    how to change currency into ringgit?

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว

      Hi Umair. Your account should show MYR but the investments are always in USD since these are US ETF's. Can't buy them in Ringgit, you can sort of consider it a hedge bro

  • @kooipin
    @kooipin 4 ปีที่แล้ว +1

    Thanks for your explanation. This is helpful.

  • @tempay_united
    @tempay_united 4 ปีที่แล้ว

    Thanks bro! Is stash away & my theo shariah compliant?

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว

      Nope they both aren't :( Stashaway Simple is though, and Wahed definitely is!

  • @eakaylosttwin100
    @eakaylosttwin100 3 ปีที่แล้ว

    Excellent Emir!

  • @wheel331channel5
    @wheel331channel5 3 ปีที่แล้ว

    My freinds i follow yours.. I transfer rm300 a today.. Im wanna looks hows my funds n invests grows up.. Whats ur opinion

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  3 ปีที่แล้ว +1

      Think its a good choice bro. Let your investments grow and don't panic if it drops :)

    • @wheel331channel5
      @wheel331channel5 3 ปีที่แล้ว

      Ya i will thanks th advice..

  • @wakafraja8487
    @wakafraja8487 3 ปีที่แล้ว

    Bos,ada referal code untuk mytheo?

  • @studio5595
    @studio5595 4 ปีที่แล้ว

    Good explanation. I have already invest in wahed and thinking to start invest on stashaway. Just want to ask, is stashaway shariah compliance?

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +3

      Hey Iqram! Thanks for the comment, we really appreciate it.
      As far as we know, StashAway is not shariah compliant as they invest in ETF's that consist of tobacco/finance stocks.

    • @studio5595
      @studio5595 4 ปีที่แล้ว +1

      Millennial Finance thanks for the info. Appreciate it.

  • @loubloom8370
    @loubloom8370 3 ปีที่แล้ว

    For Stashaway , Is it fine if never deposit any amount monthly ? Just leave it with the initial amount we invested in ?

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  3 ปีที่แล้ว +1

      Yep that's definitely ok :) Monthly is just our style haha

    • @loubloom8370
      @loubloom8370 3 ปีที่แล้ว

      @@MillennialFinanceMalaysia got it👌🏻

  • @jackafron6397
    @jackafron6397 4 ปีที่แล้ว

    Thanks for the vid 🙏🙏🙏

  • @coolso0oz
    @coolso0oz 4 ปีที่แล้ว

    Thanks for your advice, does stashaway have halal portfolio, also can someone who is not living in malaysia sign up?

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +2

      Hey! Thanks for watching the video. StashAway Simple is a halal portfolio, and depending on which country you're from, you may be able to sign up. So far we only know of Malaysia & Singapore.

    • @coolso0oz
      @coolso0oz 4 ปีที่แล้ว

      @@MillennialFinanceMalaysia thanks!

  • @SheikhEuphoria
    @SheikhEuphoria 4 ปีที่แล้ว

    Thanks bro good review, Ive already put in both....what do you think of BEST

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +1

      Appreciate it man! I think BEST has it's pros & cons, currently only have a very small amount in it. Will do a review soon!

    • @SheikhEuphoria
      @SheikhEuphoria 4 ปีที่แล้ว

      Can I copy trade you hahahhha? But seriously I dont have a clue....of course at my own risk

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +1

      Haha I would recommend you to try it out yourself first! If you don't have a clue, go for the companies that you enjoy using their products!

    • @SheikhEuphoria
      @SheikhEuphoria 4 ปีที่แล้ว

      you're not helping hahahaha but thanks ...ill WhatsApp you later

  • @JexenTangtheprofessionalemcee
    @JexenTangtheprofessionalemcee 4 ปีที่แล้ว +1

    I have selected to invest RM200 monthly in Wahed Invest. But I would like to reduce the amount to RM150. How should I do it?

  • @shortcut101
    @shortcut101 4 ปีที่แล้ว

    So final thought, you think stashaway is the best? Bcus your deposit is thousands instead of hundreds

  • @kaneshthanabalan6313
    @kaneshthanabalan6313 3 ปีที่แล้ว

    Wahed can choose quite a number of portfolio

  • @nahidahmed3399
    @nahidahmed3399 4 ปีที่แล้ว

    you are very well spoken.

  • @danielraymond2949
    @danielraymond2949 4 ปีที่แล้ว

    Hi Bro 👋
    In StashAway your total return was RM 100. May i know in how many months was that?

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +1

      Ahh can't really remember haha. It depends on your capital though, a % return is a better indicator to look at

  • @extreme748
    @extreme748 3 ปีที่แล้ว

    @millenial finance , guys...this comparison video need the latest update...this year version...

    • @extreme748
      @extreme748 3 ปีที่แล้ว

      need to include AKRU also this time. need the video yo

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  3 ปีที่แล้ว

      @@extreme748 haha alright will come soon man!

  • @achilles8747
    @achilles8747 4 ปีที่แล้ว

    Have you already decided to continue use Wahed Invest?

  • @a-maxlee5763
    @a-maxlee5763 4 ปีที่แล้ว

    Hi Millennial Finance,
    Tqvm for the effort making such great video. This is what I'm looking for my investment. You earned a subscriber. Haha
    Recently I had saw an article about all weather portfolio by Ray Dalio. Will like to diversify my investment into different assets.
    I have a question on the allocation. I just only pick the provided portfolio selection or I need to manually pick it by myself? Example like the portfolio inside got stock allocation, the stock etf will self pick-up by myself.

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว

      Thanks a lot man! Are you talking about StashAway? If you are, the all you have to do is select your risk level and they will do the portfolio allocation for you. Some of them really resemble the All-Weather Portfolio you were mentioning :)

  • @hayleychong4620
    @hayleychong4620 4 ปีที่แล้ว +1

    I probably not gonna use more than one of the platform because I might forget about it in future 😂😂😂great video, gonna try it out tonight 👍👍

  • @azharsadon2937
    @azharsadon2937 3 ปีที่แล้ว

    Keep up the good work!

  • @chelakable
    @chelakable 4 ปีที่แล้ว +5

    Great explanation !!
    I have question, is it better to put higher starting deposit, followed with no monthly deposit,,, or best if we divide by monthly deposit.
    Example I have a fund of RM1000,
    Option A : Invest RM1000 in starting deposit, RM0 monthly
    Option B : Invest RM100 in starting deposit, RM100 monthly for nine months,,
    Which one better?

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +4

      This is a great question Izzat!
      To us, it's better to split your deposit. However, doing so over 10 months might mean you might miss out on some nice market gains.
      We would do 4 tranches of RM250 for example. Do note that we're not financial advisors and you should always do your research first! :)

    • @chelakable
      @chelakable 4 ปีที่แล้ว

      @@MillennialFinanceMalaysia thanks, again nice works on all the video, kudos.

    • @felixkhorzhizhao4343
      @felixkhorzhizhao4343 4 ปีที่แล้ว +2

      @@chelakable if u do like option 2 u can get a average price for the share...unlike in option1 if u invest in the good timing means the price of stock will be low and vice versa

  • @yasashikunizam1311
    @yasashikunizam1311 4 ปีที่แล้ว

    thank you for the info .... really help me a lot .....

  • @jerusareem
    @jerusareem 4 ปีที่แล้ว +1

    Wahed has made me a good amount of money and I like their app

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว

      We're also pretty up in our Wahed account! Good stuff man :)

    • @mubassirkhan1538
      @mubassirkhan1538 4 ปีที่แล้ว

      Any one guide me in wahed invest plz share ur whatsapp ??

    • @mubassirkhan1538
      @mubassirkhan1538 4 ปีที่แล้ว

      Plz guide me in wahed invest

    • @mubassirkhan1538
      @mubassirkhan1538 4 ปีที่แล้ว

      @@Zeuswashington yeah msg me on whatapp 03409503594

    • @mubassirkhan1538
      @mubassirkhan1538 4 ปีที่แล้ว

      @@Zeuswashington or share ur whatapp number

  •  4 ปีที่แล้ว

    They were right on the gold m8!

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว

      They were! 😂 still think it’s too high but won’t complain about the returns it’s generated me

  • @popocucu7749
    @popocucu7749 3 ปีที่แล้ว

    Once you become active investor, you will find Robo Advisor doesn't help much with your investment :)

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  3 ปีที่แล้ว +1

      haha i'm an active investor, but still use robo advisors. its nice to have a balance in your overall portfolio :)

  • @MuhdZaidZakaria
    @MuhdZaidZakaria 4 ปีที่แล้ว

    Great review!

  • @mnasrul
    @mnasrul 4 ปีที่แล้ว +2

    hensem jer

  • @yeoppalewei4165
    @yeoppalewei4165 4 ปีที่แล้ว

    Thank you youtube for bringing me to this.great content guys #kipidap

  • @nurulsy9673
    @nurulsy9673 3 ปีที่แล้ว

    Very informative

  • @arisiskandar1288
    @arisiskandar1288 4 ปีที่แล้ว

    Is that 3 of this are Halal ???

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว

      Hey Aris. From our understanding, only Wahed invest is fully halal. StashAway has a halal product called StashAway simple though!

  • @yulopthegreat
    @yulopthegreat 4 ปีที่แล้ว

    Good investment apps or not?

  • @awakenedservant
    @awakenedservant 4 ปีที่แล้ว

    Can I use your stashaway link to get the 50 %off admin fees as a Singaporean?

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว

      Hey Julien! We don't think it works for Singaporeans but you can give it a try if you want :)

    • @yulopthegreat
      @yulopthegreat 4 ปีที่แล้ว

      What is stashaway link?

  • @rezamelan2848
    @rezamelan2848 4 ปีที่แล้ว

    Thank you for the info

  • @naq8405
    @naq8405 4 ปีที่แล้ว

    Hey! Do you know if stashaway is shariah-compliant?

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +4

      Hey man. It would be irresponsible for us to claim StashAway is shariah compliant. I believe certain allocation of their funds (eg S&P 500) may hold certain stocks that go against it.
      If you're looking for a strict shariah-compliant roboadvisor, Wahed is a good alternative!

    • @naufalazami9115
      @naufalazami9115 4 ปีที่แล้ว

      @@MillennialFinanceMalaysia i'm glad for your integrity. Can i ask, how frequent i can change my portfolio in every robot?

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +1

      Hi Naufal!
      For StashAway and MyTheo, I believe you can change as frequent as you like. For Wahed Invest, you can only change it every 3 months.

    • @naufalazami9115
      @naufalazami9115 4 ปีที่แล้ว

      @@MillennialFinanceMalaysia owh alright. Thanks for the info!

    • @naq8405
      @naq8405 4 ปีที่แล้ว

      How do you transfer money to wahed invest? I'm a Singaporean and I saw that it has to be transferred to their overseas bank which incurs considerably high charges. What more the minimum 100usd would defo be lesser after subtracting off the additonal charges. How about Malaysians? Is wahed invest directly linked to Malaysian banks and hence avoiding all these extra costs.

  • @hkhan3375
    @hkhan3375 4 ปีที่แล้ว +2

    I'm new to these things pls can anyone make it clear that if I invest 100$ in Wahed how much profit will I get per month..I don't want any risk

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +1

      Hi H TV,
      Unfortunately, investing is a process and there are ups and downs. There's no guaranteed profit and there are lots of risks in investing!
      If you're looking for something that meets this, we propose you try out fixed deposits :)

    • @mohdakif5440
      @mohdakif5440 4 ปีที่แล้ว +1

      you can choose portfolio regular lastly very lower risk, invest gold and cash only,, but slowly get,

  • @rachoonem794
    @rachoonem794 4 ปีที่แล้ว

    I use those three investment robo-advisor apps as well.

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว

      Awesome! They really make investing accessible to many people.

    • @rachoonem794
      @rachoonem794 4 ปีที่แล้ว

      @@MillennialFinanceMalaysia Yes , I do agree some of your opinion in the video. I'm glad you cover these 3 apps. Kudos!

  • @muhdzul4530
    @muhdzul4530 4 ปีที่แล้ว

    For now between stashaway and mytheo, which one you prefer to invest? Im so confused between this two platform which is have better starategy of invest

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว +2

      Hey Zul! It's hard to say and really up to personal preference. Maybe set up an account on both with small amounts and let it run a while?

    • @muhdzul4530
      @muhdzul4530 4 ปีที่แล้ว

      Millennial Finance yes! Im already do that 😂 btw after watching your video about Etoro.. i think i should invest on that too. Hehe

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว

      Haha give it a try! We've been slowly adding money into it ever since we signed up :)

  • @ainazamdzul3822
    @ainazamdzul3822 4 ปีที่แล้ว +1

    'clever girl' made my day😂😂 anyways thank you so much for making this video

  • @faisalnawawi8123
    @faisalnawawi8123 4 ปีที่แล้ว +1

    Agree about Wahed Invest.. Either minimal investment in Malaysia stock or totally remove.. My two cent😁

  • @harithhadi5886
    @harithhadi5886 4 ปีที่แล้ว

    Of course Mytheo will invest in Japanese stock market, Malaysia corporate with them to create Mytheo.😅

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  4 ปีที่แล้ว

      Yep + theyre a Japanese company! What do you think of this investment though?

  • @DyanaLekha
    @DyanaLekha 4 ปีที่แล้ว

    Thank you!

  • @sitijemain1782
    @sitijemain1782 4 ปีที่แล้ว

    Thank you :)

  • @monieshachatri6326
    @monieshachatri6326 3 ปีที่แล้ว

    Great 👍🏻

  • @23syamil
    @23syamil 4 ปีที่แล้ว

    Please review BEST Invest app by BIMB!

  • @MsAsmaFras
    @MsAsmaFras 4 ปีที่แล้ว +1

    I like it, I subscribe it