Martin, thank you! We need more people like you in the world-working for the people and not against them. Please continue your good work, as the government has failed us all.
Who are the so-called idiots that voted for Labour? Imagine taking money from hardworking self-employed individuals and giving it to people who haven’t contributed and have claimed benefits their entire lives. How is that considered a substantial pension benefit?
Thanks, Martins, it’s clear that you care. But nobody is talking about nurses not receiving their COVID bonus. Everything the government is doing is wrong, and this is the main reason I never voted for Labour. I saw all this coming. It’s ridiculous that minimum wage keeps increasing every year while skilled job pay raises lag behind. Big corporations need to learn to be satisfied with slightly lower profits.
I’m so glad I emigrated and started working with an experienced financial advisor two years ago. These people are up to no good; they’re all criminals. Redundancies are coming, and the British government is a complete disappointment. Get a good financial advisor to work with-don’t put your hopes in this government. It’s just one big usurious system.
Honestly, it’s nothing but broken promises and lies. The taxes and pension plans have been a disaster. Labour is an even bigger disgrace. I’ve been considering getting a financial advisor; maybe now is the right time to do it.
Honestly, this is just the first budget-we should brace ourselves for more tough 5years ahead. Things are about to get really challenging. I’ve been working with Kate Elizabeth Cressotti, who is well-known in the industry. She has a knack for analyzing market trends and helping her clients make informed decisions to grow their portfolios. Whether it’s in gold, stocks, real estate, or more, she has extensive experience guiding her clients to make profitable investments. Check her out online to get more information for yourself.
I'm favoured only God knows how much I praise Him, $230k every 4weeks! I now have a big mansion and can now afford anything and also support God’s work and the church.
Only God knows how much grateful i am. After so much struggles I now own a new house and my family is happy once again everything is finally falling into place!!
I started pretty low, though, $5000 thereabouts. The return came massive. Joey is in school doing well, telling me of new friends he's meeting in school. Thank you Evelyn Vera, you're a miracle.
I hope we all know that it doesn't matter who is in the 'top job' because this is a systemic problem -- greed. We have allowed many of our economic sectors, to take advantage of the American people. It's disgusting and frightening for the future of our country. My husband and I will be retiring in the next two years n another country. We are absolutely worried that SS! will no longer be funded. we'll have to rely on his pension, a 403 (b) and a very prolific Investment account with Stephanie Janis Stiefel my FA. Our national debt is bloating and expanding every month. Our government needs to get spending under control and cut the federal budget.
I know this lady you just mentioned. Stephanie Janis Stiefel is a portfolio manager and investment advisor. She gained recognition as an employee of neuberger berman; a renowned investor she is. Stephanie Janis Stiefel has demonstrated expertise in investment strategies and has been involved in managing portfolios and providing guidance to clients.
Stephanie Janis Stiefel has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
@@oliver2629 But you can plan and budget better. He also points out things that weren't mentioned in the budget or key notes that will be affecting some people.
You have some fantastic content on your channel. At 53 years old, my wife and I achieved a net worth of $1 million back in 2017. Fast forward five years, and it has grown to $2.4 million. Despite our combined annual salary of just over $100,000, we have adopted a frugal lifestyle. We continue to drive older cars, prepare meals at home, and make use of leftovers. Additionally, we have two children currently in college. Fortunately, we had saved for their college expenses, and they are contributing by working part-time. As a result, they will graduate without any student debt.
Right there with you. I'm retiring early, no debt. Kids are taken care of. Building my dream home on 11 acres, looking over the river valley. there are loads of ways to make a killing right now, but such high-volume near impeccable trades can only be carried out by real-time experts.
That right, I started investing sometime in 2018 and by late 2021, I pulled out a profit of over $750,000 with no prior investing knowledge or skill, I was basically just following the guidelines set by my financial advisor, so you don't necessarily need to be a perfect investor or do the hard works, just have a professional who guides & mentors you.
We must consider safer investments with promising returns in order to plan for the future. If you approach investing with a five-year perspective and simply DCA whenever you receive a check. Under the direction of my investment advisor, Melissa Terri Swayne, whose expertise in portfolio diversification is unsurpassed and client-focused, my portfolio has gained almost $643k since January 2022.
thank you for this tip , I must say, Melissa appears to be quite knowledgeable. After coming across her online page, I thoroughly went through her resume, and I must say, it was quite impressive. I reached out to her, and I have booked a session with her.
We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.
Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst
My CFA ’Melissa Terri Swayne’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.
@@chrislee6650 What if, and hear me out here, they aren't mutually exclusive? An expert in finance, is perfectly capable of providing great help and advice to poor people and still making good money doing so.
Carer's Allowance is only going up by about £1.5 a week next year. The bus fair increase will more than wipe that out. I care for both parents (one with dementia other with parkinsons) for over 60 hours a week. Upping the amount of hours I cannot work is of no help at all :(
My daughter cares for me and her grandmother. She drives 100 miles a week to care for me, has three children, and a part time job. Carers are so undervalued in this country.
I get carer allowance for my mum but haven't been paid since Feb 2024 due to a backlog. The country is a fuckin joke. I've used all of my savings taking care of my mum.
There's no guaranteed bus fair increase. The £2 cap has been extended a few times over the last few years and has again been extended until the end of this year. Any price increases after that will depend on the bus companies. Obviously some bus journeys of 10 miles or more will ask for the full £3.
It is a joke. And when you don't have a loved one to care for you you go in to a care system that freezes and takes all your assets and you have to let them know that you have 25k left and if you don't, they will still charge you around £1600 a week and then you have to sell your house to pay for it. Seems like the only people making money out of care are the care homes and the government! Not that carers want to make money they just want their loved ones to have care with dignity and safety. Not something provided by £1600 a week council care home. This country is a fucking joke! Rewards boat people and discards people who built this country. Sad time, we are the ones allowing this to happen.
@@mariachester950 Are you stupid? It's always been 35 hours a week... UNLESS you care for a family member. If you aren't caring for a family member and you care 35+ hours a week, you ARE a full time carer and therefore you don't need to "fit a job into that"?
Been saving up for my first home for 10 years. No homes in my area are under £300k. My first home just got £15k more expensive over night. That’s such a massive amount of money. To put it in perspective I’ve saved about it that much in those 10 years. So I’m 10 years away again 😢
You do realise that as a first time buyer you have access to 95% mortgages don’t you? Yes you will pay a bit higher interest rate but as long as you get a 2 year fix you will then Be able to remortgage onto a normal rate mortgage That’s what I’ve done
Nah he’s excellent at small detail and knowledgable and practical but you want someone who has a broader view. Really you want someone like Martin in the cabinet
Amazon pays no tax that's 0 tax. Prince William owns Cornwall pays 10k a year like king Charles did for decades. Google has a office in the UK pay 0 tax.
Liz Truss wanted to tax them. The bond and equity markets foreclosed on her and her government fell. Labour KNOW what will happen if they go after the WEF elites.
Crazy how if we were still inside the EU they would be forced to pay their fair share thanks to legislation brought in by the EU a few years ago. Ireland was recently given a huge back pay by Amazon. But you know, "will of the people" and all hat mumbo jumbo.
They only go after the little guy. And if you ever go on their job website, you will see they all get paid massive salaries ranging from 50K plus to over 160 K. Scandalous crooks.
I want to thank the Lord Jesus Christ for hearing and answering my prayers, thank You, Lord! May the Holy Spirit continue to guide us in sharing Your unconditional love. On another note, trusting the process really does bring great rewards. Working with Melissa Jonas Richard has positively impacted my financial journey, and her advice has helped me grow. If you’re considering a change, don’t hesitate and stay disciplined it could be just the opportunity you’ve been looking for!
G’day from Sydney! I can’t thank Melissa enough, she has such a good grasp of the markets and knows exactly when to move. I was drowning in debt, but now I’m living comfortably and my portfolio’s been doing really well over the past year thanks to her advice. She’s got a proven strategy, and it’s backed by multiple agencies like Forbes , the International Blockchain Association, Wall Street Financial Insights and even ASIC has also endorsed her expertise. The woman is verified!
she’s a highly respected investment advisor. What makes her stand out is her ability to predict market trends accurately. She’s been verified by many top bodies like the SEC and FCA, CoinTelegraph, the Financial Times, even Nasdaq Experts. Her reputation is solid and she always keeps you informed about market trends. I’ve personally seen amazing returns! You can totally trust her!
I’ve been investing with Melissa for over a year, and her results speak for themselves. My initial hesitation was gone after I saw her consistent performance. If you’re in Canada like me, don’t wait! She’s been recognized by the Ontario Securities Commission as well, so you’re in safe hands.
@@thumper364they hate the self employed. IR35 anyone? May as well go and work in tesco or better still try and get a job in the NHS... who needs mechanical engineers anyways right. We nearly no longer make anything anymore here anyway.... just a sad service economy with an oversized public sector that's badly managed but it gives everyone a government job.. useless
Martin actually speaks like he genuinely cares about everyones well being, I think Martin came from modest beginnings and became wealthy and doesn't forget it.
To be fair, he likely cares neither way, being worth over 100mill for simply setting up a website a few years ago. But idle hands and all that, he has to keep busy.
If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.
The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional like I did. If you get the facts about saving and investing and follow through with an intelligent plan, you should be able to gain financial security over the years and enjoy the benefits of managing your money.
Safe to say not everybody has the skill to pursue investing. But it's always easy to follow the advice of someone who knows how to i.e a financial advisor. You could anywhere between 10--40k with the right ones. Online businesses are a good bet too if you are savvy.
I work with *Izella Annette Anderson* as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
Why is nobody seemingly concerned with the giant rise in minimum wage? Look at it this way... in 2021 minimum wage was £8.72, a year later £9.50, then £10.42, now it's £11.44 and next April £12.21. That's a minimum wage increase of around 40% in just 5 years, and whilst this sounds lovely, everyone who sits above the threshold of minimum wage isn't getting this increase! In fact most will likely only have been getting 1% increase a year.. And here lies the problem. For a shop manager, or supervisor who has been on around £12-£12.50 an hour for the past few years, they are going to be put in a position next April, where they are running a store or a team and all the extra responsibility that comes along with that, and being paid almost the same as the staff they employ. And companies for sure won't be matching a 6-7% pay rise across the board to combat the next rise in minimum wage, because it will be too expensive too. I can see it causing a lot of problems, which will lead to companies having to increase prices to try to find more money to pay new and senior staff. Everything was fine and dandy two years ago when they supervisors and management were working for £12 an hour and their employees were making £10.42, but now all of a sudden they now find themselves after a standard 1% increase, working for £12.50 whilst the staff they employee are earning practically the same. Big problem! And good luck to all those who have to have the difficult conversations with their head office about going from £12.50 to somewhere around £14-£15 an hour to make it worth having the responsibilities of management. Even £14 an hour still only puts you on £4k more a year than staff with 0 experience entering a role.
1) National Insurance increase: Will mean redundancies for some. 2) Minimum wage increase: Increased quality of life for some, unemployment for others. 3) Stamp duty on second homes: No real change, second homes are luxuries. 4) Stamp duty on lower value properties: It will make buying a home even less affordable for many. 5) Inheritance tax freeze: No change. 6) Inheritance tax on pensions: Hardship for some. 7) Carer's allowance increase: Slight improvement for some, a very good thing for them. The cliff edge is terribly unfair and needs changing. 8) State pension increase: A good thing for many. 9) Child benefit: No change. It's an unfair benefit anyway. 10) Capital gains increase: Will impact the middle classes substantially.
I think the income tax threshold freeze is the biggest con! "We're not putting tax up, oh, but we're going to charge you more tax". Sneaky and quite nasty as it affects lowest earners more. New minimum wage is a 6.73% rise. For 37.5 hours a week annual take home would go up from £20,360 to £21,561.60, a 5.9% increase. But because the threshold doesn't get a similar rise, tax would go up from £1,947.60 to £2,247.90 which is a whopping 15.4% increase!
@derekwhyle1884 Okay smart Alec... hold my beer. The Bank of England charges the citizenry for the luxury of creating those pretty slips of plastic the citizenry use for exchange an interest, the currency created is out of thin air and devalued through the banking policies that expect not accept inflation to downsize previous debt by that very same devaluation, the UK citizenry are paying a larger percentage of interest portion of repayments of government debt, the government is funding programs that neither serve the interests of the citizenry nor are of value (specifically entanglements in other countries foreign conflicts and wars), the government is using the increased influx of 'immigrants' to fudge figures to borrow... shall I continue or can I get my beer back (an assumption not based on empirical evidence/facts on your part)
@@korkyybuchek6133 Making assumptions here based on the 'What'. Both parties present budgets to manage or fix the economy and the end result is rarely ever addressing the root causes that triggers the death by a thousand taxes I referred to.
Some carers are overpaid because they are rubbish and its just a job... Some are not payed enough because they do more the the minimum and actually care about the person. Carers need a load of investigation and investment if the NHS stands a chance of staying free.
Thankyou Martin, you make things like the BUDGET , understandable - YOURE A BRILLIANT MAN , Im sure most would be lost without your wonderful input x THANKYOU XX
Point of order: 7:05 The Work Capability Assessment was originally incepted by yvette Cooper and Frank Field in the last year of the previous Labour government. The WCA has been used ever since it's introduction by Labour. Today's budget said it would be reforming the WCA (whatever that means). As a disabled person, I've already had my fill of "worker/shirker/skiver/striver" rhetoric from both parties. The "There's too many disabled people" comments from Kendall, Reeves, Dodds, Phillipson et al is no less worrying than when Maria Miller, Mike Penning, Esther McVey, Mark Hoban or any of the Tories said it a decade ago.
Finally someone speaking with actual facts and not just bias. I hate how TH-cam recommends me gbnews for this sort of thing who are the most biased lot on the planet. This is brilliant. Keep it up!
GBN News biased? They just say it like it is and include viewpoints from all sides. The most ‘biased lot on the planet’ are Sky News, ITV, C4 and the BBC, which always favour far left fas cists!
If you a pensioner and you are carer, all they get is £16 a week on top of their pension. A friend looks after her 37 year old disabled son because he didn't like living in residential care. £16 a week for working 24/7.
@@WestermanT. A disabled adult in residential care costs the taxpayer thousands. £16 a week is a pittance. It would be far less costly to keep disabled adults at home. And that is taking your completely lacking in compassion, Spock-like view
If you are on certain benefits you may qualify for prescriptions. If you're below state pension age you qualify for carer's allowance (not great, but better than nothing). Or you could request an assessment from Adult Social Services (this is a legal entitlement) and look into Direct Payments to pay for care.
@@ExoticDoll-ct3ud Yes - and that helps a bit (but still keeps you on a very low income if you’re a carer) tho the OP said he couldn’t work because of his caring role. So he is eligible for Carers Allowance provided he is not on state pension, and as a low income household other benefits like housing, PIP or disability living allowance, direct payments to pay for extra care may be possible.
The most understated part of the budget is the bringing in of pensions into IHT including farming (farmers should be calculating winding up costs right now). The IHT change has effectively created a NEW LTA of 650K for a couple. You now have as a couple only have a pot of 650k (whether it it in a SIPP, ISA or GIA) to generate income for your retirement (4% of 650k = 26k income for a couple) . Any exposure above this immediately opens you up for immediate 40% additional tax or more (if you die above 75 it becomes 52%). And because you don't know when you will die (and due to market fluctuations you would normally err on the side of a bigger pot, but with a 40%+ tax hanging over you, one would be inclined to blow the excess. That's for the fortunate ones that can max out this new imposed limit. Yes, one can buy an annuity, but thats why the pension reforms were done to allow more control of your destiny because everyone's health, desires and family circumstances are different. It's your savings you should spend it as you like. Why should giving away money to a politic party reduce the IHT bill? All of these do not apply to civil service pensions, but of course one forgets when the goose is dead and there is nothing to take anymore who will pay the unfunded pensions? This budget has decimated the pension industry IMHO, and enslaved the future generation (they just haven't figure out the maths yet). And imposed a £1M cap on wealth (hence the farming and entrepreneur £1M exemption). Those with a potential retirement asset pool of 650k+ will look to asset strip themselves by gifting and/or moving aboard the money.
Keep up the good work. At least someone cares enough to keep us informed properly! Can you address sometime the stuff going around about DWP having full access to all pensioners bank accounts from January 2025??? The stuff flying around us causing a lot of confusion…..is it even true?? Many thanks!
I read somewhere that a single person in the UK needs on average, around £1,400.00 per month to live. So why does the government think that pensioners should live on a measly £230.45 per week. This falls far short of what a single person requires according to statistics. I will become a pensioner in a couple of years and I'll still be a single person living in the UK, paying bills, buying food and clothing etc just as a younger person does. Being older doesn't mean you need less money. If's disgusting how pensioners are treated in this country especially if you have worked all your life and paid your dues.
@ThePersian I think there is an assumption that all retired people would have paid off their mortgage and not have that particular expense, whereas somebody still working may have a mortgage I'm in no way saying that pensioners deserve less - this is just my thought on your question
@@coraclouden2506 Yeah, surely that's obvious. My share of the mortgage is £900 (do pensioners pay Council Tax still?). If I had no mortgage I could probably live on a grand a month (in South East). I wouldn't be able to do much though but that's what savings/private pension is for.
@@CheximusAs far as I'm aware pensioners still pay council tax. The point I made should be obvious, but many people are oblivious to the realities of how things work. Savings etc are certainly a must
@@Cheximus Pensioners do pay council tax and I am a renter and do not have a mortgage. Rent will be the same no matter what my age, not everyone owns their own home and not everyone earns enough to pay into private pensions or to save money. I am sure there are many like this in the UK.
I bet you’re all for the +600,000 immigrants (legal and illegal) arriving every year. I find it agreeable that by contributing my hard earned earnings will assist those unfortunate not to be able to work, however, the freeloading leeches travelling through Europe to get here with their flash clothes, new phones and sharp haircuts can get fucked. Aiming for 80K this year… to have it subsidise refugees!
Yeah but under the Tories the workers just fed into millionaires bank accounts, I would rather my money went to those with nothing than to those that have everything. The ones in the middle will always be taken advantage of.
@@JamesRicketts-y7y The opposite seems to happen. Costs get passed onto consumers which drives up inflation and less people go into university to become skilled as the wage/salary gap is increasingly diminishing. This last year, Nurses were given a 5.5% increase, whereas min wage goes up 6.7%, unsure what message this is supposed to send
Thank you Martin for your help understanding this budget but no help for pensions yes I know pensions are increasing but higher bills will take all that and more thank you for caring
Taxed till we die. And then taxed again. How can any modern civilisation think it’s morally or ethically fair to tax someone as much as we are. Get paid, you’re taxed on it. Go to the shop with your pay, you pay tax on things you buy. You decide to invest for your future and risk your own money (which has already been taxed) In shares, crypto, etc. you’re lucky and shrewd and actually over time increase your investment. Guess what? You’re taxed on that gain. Even though it’s you who risked your own money. Then when you die and pass it onto your kids they are taxed on it AGAIN. How can the same pound coin be taxed time and time again? It’s disgusting
Nobody likes paying taxes, but there are some advantages. Like the NHS is cheaper than the equivalent medical insurance. Investing has regulations that allow you to trade shares with some trust in the info you're basing your decisions on. And plenty of companies round the world poison and exploit citizens due to lack of regulation and corruption. Just a few examples.
@@philipshore6924The NHS is no longer fit for purpose. Has been in that state for donkeys years, since we opened the floodgates of migration. Might as well pay for private.
@@philipshore6924 forgot to mention the fact that everything provided by the government from tax lacks in quality compared to the private sector. Everyone knows about the infinite issues with the NHS..much less in private healthcare. Public 'education' is more of indoctrination nowadays again private education is way better. Police are not going to save you from murder, assault or robbery nowadays.. private security have a way better chance of preventing this stuff. Only purpose the government has is defense and enforcing the law..every other tax is theft..
Totally agree. It's all a scam. "taxed to death" is very real and is something that some (fortunate) people fail to understand. "Go to Somalia" indeed. A ridiculous answer like this exposes the utter ignorance of a person.
He said himself, he ignored the spending increases and reconfiguration of spending and debt. The spending increases to the NHS and especially education were desperately needed. Alongside public investment that was going to be cut significantly, but was increased. Devolution spending increases will also effect numerous lives.
This county is like one big prison my friend.we are all trapped on this island enslaved into a system and forced into handing any money we earn to darth vader and the evil people.
Yes, Martin should be our Prime Minister......looking after the People !!!!!! He talks our language. He cares. He would be worth every Penny of our taxes.
*If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance, but if you want to make your money work for you..prevent inflation*
Hello, I am very interested. As you know, there are tons of investments out there and without in-depth knowledge, I can't decide which is best. Can you elaborate on how you invest and earn?
The same goes for me, I do a wide range of investments with the help of my financial advisor. I advise you to find a professional to help you plan and improve your management skills. By the way, working with Michael Wayne was a great experience.
I'm favoured, $4,000 every week! I can now give back to the locals in my community and also support God's work and the church. God bless America,, all thanks to Mr Michael Wayne
Thanks for the perfect update. Thinking about investment diversification is certainly key, How do I properly invest in the market and what strategies do I employ to make significant gains and stable cashflow?
in my opinion, some financial situations can be handled on your own if you research enough, while others are best navigated in consultation with a financial specialist
Productivity is never accidental; it is always the result of careful planning, dedication, and consistency. I am grateful to God for my advisor, MRS Clara Burn
Many people downplay the role of Advisors until their own emotions burn them out. I needed a good boost to help my business stay afloat, so I looked for certified advisors and found a reputable MRS Clara Burn, which helped me a lot to increase my reserves so far, from 270,000 euros to more of 600,000 euros, despite current inflationary factors.
I looked at qualifying for support for the retired compared to those working and there is a dreadful disparity. To qualify for Household Support (support for rising costs of food, energy and other household bills) a single individual must have an income
I'm a carer for my mother, to get that benefit I have to pass the 35 hour mark. I cannot go and get this £196 "Extra" as I am full time. The min wage was raised to £12 - something. Well it seems like I am on £2.45 an hour (even though my hours are 24/7, I'm basing this off the 35 Hour minimum limit) I think every carer in the uk should just say "I'm not doing it anymore" and hand their loved ones over to the goverment, then let them see the £££ black hole that would produce. Raising the amount you can earn, rather than the amount you get is discusting and VERY blind.
@@OGFury Yes my mother gets her benifits. I get mine I get a total (inculding Universal Credit) of around £500 a month total. Increasing the working allowance benifits for those that can leave the person they are caring for helps those that dont have to do much caring, they can get a second job. those people whos job is caring makes that money is a problem. some of us cant leave. This punishes those that cant work for extra money as they are too busy looking after their family/mum / dad to get a second job. Without the second job this news is pointless.
When I worked part time my carers allowance and earnings were deducted from universal credit, and I was no better off. So even with that increase, they have announced it will make no difference to carers.
My brother has worked all his life and has decided to, sell his house, give the money to his kids and move in with them. He is 57 and when he is at pensionable age, plans on being elegible for every benefit and pension credit going as he will have no property or money. Food for thought!!!
Had the same thought myself. If you have nothing you get everything. My Dad had to spend every penny he had when he got dementia and had to be cared for.
I got a letter from my landlady's solicitor yesterday. She sold the flats I'm in (and my neighbours). I don't know my new landlord yet. But I guess she sold up just in time for the budget. It's quite scary for us.
Hi Martin. Can you please let me know the answer to this one? So, I want to boil any amount of water. I get my gas and electric from the same supplier. I can choose the gas hob, the electric kettle or the microwave oven. Which is cheapest ? The savings would mount up if we all knew the answer to this please.
The no rise on fuel duty is unexpected to me considering they keep losing money on duty and road tax on people going EV, expected them to make us regular car users to foot the bill.
There are fairly major changes to vehicle tax coming in over the next 12 months, EVs won’t be free to tax any more and “premium” vehicles are going to be paying considerably more.
@mrECisME they won't do that any time soon, they can't afford the infrastructure. Look at HS2, this country can't even build a train line without costs and deadlines spiralling out of control.
It still amazes me that i get £26000 a year on benefits and people who receive that amount still complain they don't get enough. When people who work full time on current living wage working 40 hours a week earn £22000 a year.
If your comment is actually genuine then you omitted the important detail that very few claimants ever get anywhere close to that much. To get that you're looking at still claiming legacy benefits (ESA/pip) with the max top ups (highest mobility etc) plus housing benefit along with still collecting UC too which would be the minimum rate paid. The higher end average is closer to about £16,500 including housing benefit though people in less affluent areas get less. Minus housing benefit it's closer to about £840 in the bank which is hardly living the life of Riley at the tax payers expense once food shopping, utility bills etc come out.
@@BeBetterTomorrow321 it's way more than an average disabled claimant who's out of work. I don't personally begrudge anyone getting that much but not making it clear that it's a rarity & the very top end only helps foster the misinformation & hostility that claimants have had to suffer for decades.
all very well we are giving more money to the NHS, but who is controlling and auditing their spending , a diversity manager gets over 40k a year and not to mention the outlandish prices they pay contracts
Austerity killed this country. When interest rates were low, that was the time to invest heavily in infrastructure, schools, hospitals etc. Instead Cameron and Osborne cut the budgets of all departments and councils. What a massive waste of an opportunity!
what austerity ? The truth is poor people in this country think they are entitled to "public services". What right do you have for someone else to pay for your old age/health care etc ?
@Bistna444 qualify that comment ? what jobs can't they do. Id on't care if they "want" to do them - I don't want to work but I have to. They should have the morality to do their utmost - not just collect benefits becasue I'm compassionate. But I think everyone should be like that.
@@garethwilliams4467wdym what austerity? Our services are crumbling and need investment badly, otherwise productivity will continue to stagnate. Also people who live in a developed country are in fact entitled to public services by nature of being here. I like having roads for one 👍
@@northernrogue1 all nice words .. but I bet you can't define "need",. Who is worthy of this charity and who isn't ? How should one have lived their life to be in contention. By the way I'm betting as your left leaning you are a bottom feeder - tell me how much tax you paid last year ? I bet what you expect far outstrips what you've put in over the years - so who should pay the difference ? Me, because I have broad shoulders ? Forget I don't know you or owe you anything you should earn enough to cover health insurance. Oh ... and you think a pension will save you after that Labour Budget. Dear oh dear.
@@matthewbrennan9758 Never was any austerity , check the figures our services are getting more money than ever. The NHS has been getting way more than was written on the side of that bus since brexit. And now we're giving them an extra 25 billion, schools are full of smart boards, classroom assistants and SENCO's, where is the austerity I ask again ? Plus, what does our productivity have to do with our services ? I'd argue that our obsession on taxing/spending into public service IS what is ruining our productivity. What's the point in being good ... if you have to give it all away to the "less fortunate"? So you're mum and Dad had sex ... and you can breathe in and out - that doesn't entitle you to anything, try earning your public services instead
Compared to the conservative budgets in the last 10 years this will be much be much more fair. Especially to lower earners and those in university education. Whilst being much harsher on those with higher income and those earning profits on assets and not labour. The OBR estimates this will also be much more fiscally responsible.
you working class tories really are an embarrassment to this country. Vorderman was campaigning to get the tories, tactical voting is what she campaigned for, not the labour party
@@Midge-xn9tp LMFAO, no doubt you want rid of the ECHR as well? (you do realise that if you get rid of the ECHR, you get rid of ALL your own human rights as well don't you)
We're already paying the highest rate of tax vs GDP since WW2. Our problem isn't a lack of tax, and there's certainly no justification for increasing taxes even further. The problem is our bloated and inefficient civil service, which has grown far too large for the country to support, and urgently needs to be cut back down to size. Unless this problem is addressed, the UK is only going to go from bad to worse, with anyone with money or in demand skills fleeing abroad, and the country as a whole sinking deeper and deeper into poverty. As happened with Labour in the 1970s, where at one point they increased taxes to 96 percent, there were rolling blackouts and the Winter of Discontent, and many of our most skilled and talented people moved abroad permanently.
@@JamesSmith-qs4hx So many people do not understand the word eternal. It has no beginning or ending, so in this case Germany is either in eternal darkness, and always has been, or it is not.
The one alternative he didn’t mention for the NI hike is outsourcing. Companies that already do this or are on the fence about it, have been given just cause to continue down that path. Why pay that when we can get resources in India that are not subject to UK tax laws? If I’m right, we are going to see a huge spike of unemployment in 2025. Entrepreneurs and business owners already fed up with UK tax laws have now been given the green light to pack up and leave. So much for Labour being a party for the working class. A party of contradictions would be more apt.
@@siobhanchristine-bligh183 Are you thick? Who do you think the working class work for numbnuts? If their employers go there won't be a working class they'll be the unemployed class!
It trickles downwards. Take a bank for example, which is often prone to outsourcing. If it needs to pay an increase in NI for thousands of staff in the UK when they can get the same in India, they will more then likely do it. Morally, such organisations should invest in society by providing job opportunities, but shareholders as we all know from places like the postoffice have all the morals of a hedge fund. Entrepreneurs will also been keen do open shop abroad which reduces employment opportunities for UK workers. You need to look at the bigger picture and long term impact of this. Upper management, shareholders and such will not take the hit and it’ll be forced on staff and customers one way or the other. Time will tell if I am right.
I mean, being a first time buying in one of the most expensive cities in the world isn't really a smart move There's a whole country to choose from with drastically lower property costs
@@lucisano i did the maths on this a while ago for my personal situation. Lving and working in london makes me pounds richer, if % poorer. And the value of houses and living is based on pounds rather than %.
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
I wholeheartedly concur; I'm 60 years old, just retired, and have about $1.25m in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.
'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Martin, thank you! We need more people like you in the world-working for the people and not against them. Please continue your good work, as the government has failed us all.
Who are the so-called idiots that voted for Labour? Imagine taking money from hardworking self-employed individuals and giving it to people who haven’t contributed and have claimed benefits their entire lives. How is that considered a substantial pension benefit?
Thanks, Martins, it’s clear that you care. But nobody is talking about nurses not receiving their COVID bonus. Everything the government is doing is wrong, and this is the main reason I never voted for Labour. I saw all this coming. It’s ridiculous that minimum wage keeps increasing every year while skilled job pay raises lag behind. Big corporations need to learn to be satisfied with slightly lower profits.
I’m so glad I emigrated and started working with an experienced financial advisor two years ago. These people are up to no good; they’re all criminals. Redundancies are coming, and the British government is a complete disappointment. Get a good financial advisor to work with-don’t put your hopes in this government. It’s just one big usurious system.
Honestly, it’s nothing but broken promises and lies. The taxes and pension plans have been a disaster. Labour is an even bigger disgrace. I’ve been considering getting a financial advisor; maybe now is the right time to do it.
Honestly, this is just the first budget-we should brace ourselves for more tough 5years ahead. Things are about to get really challenging. I’ve been working with Kate Elizabeth Cressotti, who is well-known in the industry. She has a knack for analyzing market trends and helping her clients make informed decisions to grow their portfolios. Whether it’s in gold, stocks, real estate, or more, she has extensive experience guiding her clients to make profitable investments. Check her out online to get more information for yourself.
I'm favoured only God knows how much I praise Him, $230k every 4weeks! I now have a big mansion and can now afford anything and also support God’s work and the church.
Only God knows how much grateful i am. After so much struggles I now own a new house and my family is happy once again everything is finally falling into place!!
Wow that's huge, how do you make that much monthly?
I'm 37 and have been looking for ways to be successful, please how??
It's Ms. Evelyn Vera doing, she's changed my life.
I started pretty low, though, $5000 thereabouts. The return came massive. Joey is in school doing well, telling me of new friends he's meeting in school. Thank you Evelyn Vera, you're a miracle.
I hope we all know that it doesn't matter who is in the 'top job' because this is a systemic problem -- greed. We have allowed many of our economic sectors, to take advantage of the American people. It's disgusting and frightening for the future of our country. My husband and I will be retiring in the next two years n another country. We are absolutely worried that SS! will no longer be funded. we'll have to rely on his pension, a 403 (b) and a very prolific Investment account with Stephanie Janis Stiefel my FA. Our national debt is bloating and expanding every month. Our government needs to get spending under control and cut the federal budget.
I know this lady you just mentioned. Stephanie Janis Stiefel is a portfolio manager and investment advisor. She gained recognition as an employee of neuberger berman; a renowned investor she is. Stephanie Janis Stiefel has demonstrated expertise in investment strategies and has been involved in managing portfolios and providing guidance to clients.
I’m moving to Thailand. What about you?
I plan to move to Sri Lanka as they have good healthcare system over there.
Stephanie Janis Stiefel has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
How can i reach her, if you don't mind me asking?
Seriously I’d be lost without this man each time a budget came out.
Well, consider your info useless then. You're no better off with the 'knowledge' you've gained.
@@oliver2629did he lie?
He is a tiny hat 👒 propaganda tool of government..... WAKE ⏰️ up
😂😂😂😂
@@oliver2629 But you can plan and budget better. He also points out things that weren't mentioned in the budget or key notes that will be affecting some people.
Martin Lewis is amazing in that he’s an honest voice that voters actually listen to
Thank you Martin. Refreshing to have someone working on behalf of the people of the UK rather than against them....
You think he ain’t a puppet? 😂
Delusion
I've always liked Martin.
Think Martin for explaining everything so clearly
Thanku
Thank you Martin Lewis & for tonight’s program 👍
Thank you Martin for your clarity. Much appreciated.
@@suecooney Who did you vote for Sue.
Clarity? He didnt mention brexit
@@oliver2629 M
Martin please speak slower - I can't keep up with you !
Top Man Martin, broke it all down very well.
You have some fantastic content on your channel. At 53 years old, my wife and I achieved a net worth of $1 million back in 2017. Fast forward five years, and it has grown to $2.4 million. Despite our combined annual salary of just over $100,000, we have adopted a frugal lifestyle. We continue to drive older cars, prepare meals at home, and make use of leftovers. Additionally, we have two children currently in college. Fortunately, we had saved for their college expenses, and they are contributing by working part-time. As a result, they will graduate without any student debt.
Right there with you. I'm retiring early, no debt. Kids are taken care of. Building my dream home on 11 acres, looking over the river valley. there are loads of ways to make a killing right now, but such high-volume near impeccable trades can only be carried out by real-time experts.
That right, I started investing sometime in 2018 and by late 2021, I pulled out a profit of over $750,000 with no prior investing knowledge or skill, I was basically just following the guidelines set by my financial advisor, so you don't necessarily need to be a perfect investor or do the hard works, just have a professional who guides & mentors you.
Mind if I ask you recommend this particular professional you use their service? i have quite a lot of marketing problems.
We must consider safer investments with promising returns in order to plan for the future. If you approach investing with a five-year perspective and simply DCA whenever you receive a check. Under the direction of my investment advisor, Melissa Terri Swayne, whose expertise in portfolio diversification is unsurpassed and client-focused, my portfolio has gained almost $643k since January 2022.
thank you for this tip , I must say, Melissa appears to be quite knowledgeable. After coming across her online page, I thoroughly went through her resume, and I must say, it was quite impressive. I reached out to her, and I have booked a session with her.
Martin Lewis, he deserves an award please everybody voat for Martin Lewis itv awards Martin deserves an award👍👍👍👍👍👍👍👍👍
Go touch grass Susan. MSM is dead.
Agree Susan, he is someone you can actually trust that they say what they mean and mean what they say.
What award? What about an award for the downtrodden electorate for having to endure more bs?
Thank you Martin, really useful. Great to have a factual rather than opinion based summary.
Oh please 😂
We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.
Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst
Could you possibly recommend a CFA you've consulted with?
My CFA ’Melissa Terri Swayne’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.
Martin should get one of them OBE type thing-a-me-jig he is so helpful to those needing help, including me.
A proper national treasure
He was awarded an OBE in 2014. I'm not sure if you can be awarded a second? :-)
@@chrislee6650Never mind - his financial information is very helpful. ❤
@@chrislee6650 What if, and hear me out here, they aren't mutually exclusive? An expert in finance, is perfectly capable of providing great help and advice to poor people and still making good money doing so.
Yes
@chrislee6650 lol dont believe everything your internet feeder tells you
I work in the NHS and no one knows unless you work the amount of waste that goes on and sorry to say more money to the NHS will just mean more waste
Haemorrhage- that’s NHS ££ management
Carer's Allowance is only going up by about £1.5 a week next year. The bus fair increase will more than wipe that out. I care for both parents (one with dementia other with parkinsons) for over 60 hours a week. Upping the amount of hours I cannot work is of no help at all :(
It is actually a joke. Not fair.
My daughter cares for me and her grandmother. She drives 100 miles a week to care for me, has three children, and a part time job. Carers are so undervalued in this country.
I get carer allowance for my mum but haven't been paid since Feb 2024 due to a backlog. The country is a fuckin joke. I've used all of my savings taking care of my mum.
There's no guaranteed bus fair increase. The £2 cap has been extended a few times over the last few years and has again been extended until the end of this year. Any price increases after that will depend on the bus companies. Obviously some bus journeys of 10 miles or more will ask for the full £3.
It is a joke. And when you don't have a loved one to care for you you go in to a care system that freezes and takes all your assets and you have to let them know that you have 25k left and if you don't, they will still charge you around £1600 a week and then you have to sell your house to pay for it. Seems like the only people making money out of care are the care homes and the government! Not that carers want to make money they just want their loved ones to have care with dignity and safety. Not something provided by £1600 a week council care home. This country is a fucking joke! Rewards boat people and discards people who built this country. Sad time, we are the ones allowing this to happen.
Really great info Martin, thank you for simplifying it all!
Who did you vote for.
Thankyou Martin, you were superb in explaining it, but you are always superb 👏 😊😊❤
To get carers allowance you have to care at lease...35 hours a week...I really don't know how you fit a job into that...maybe making a cuppa..😂😂😂
@@mariachester950 Are you stupid? It's always been 35 hours a week... UNLESS you care for a family member. If you aren't caring for a family member and you care 35+ hours a week, you ARE a full time carer and therefore you don't need to "fit a job into that"?
Thanks Martin and Money Saving, covered everything, articulate and concise
Brilliant Martin, you crammed so much in but were very clear and succinct as always, thanks for fighting our corner. Wish you were in parliament.
Been saving up for my first home for 10 years. No homes in my area are under £300k. My first home just got £15k more expensive over night. That’s such a massive amount of money. To put it in perspective I’ve saved about it that much in those 10 years. So I’m 10 years away again 😢
Move to Durham dales, quiet life, not many houses over 300,000 not under it, great place to live
Move somewhere else then. 300k is a stupid amount for a first home. You could spend half that in some areas
Yeah that's right. Just uproot yourself because someone on the Internet says so.
Job, family, friends situations. Have a bit more respect
You do realise that as a first time buyer you have access to 95% mortgages don’t you?
Yes you will pay a bit higher interest rate but as long as you get a 2 year fix you will then Be able to remortgage onto a normal rate mortgage
That’s what I’ve done
you could have said where you live..... very informative of you.... 😂
👍 Vote Martin Lewis For Next PM ! 👍
Nah he’s excellent at small detail and knowledgable and practical but you want someone who has a broader view. Really you want someone like Martin in the cabinet
You spelled Nigel Farage wrong
Life is more complicated than spreadsheet management.
Sadly only corrupt gobshites can be Prime Minister in the UK so Martin is most certainly excluded.
@@DS-xg9kf nigel is a slimy weasel.
Amazon pays no tax that's 0 tax. Prince William owns Cornwall pays 10k a year like king Charles did for decades. Google has a office in the UK pay 0 tax.
Liz Truss wanted to tax them.
The bond and equity markets foreclosed on her and her government fell.
Labour KNOW what will happen if they go after the WEF elites.
Crazy how if we were still inside the EU they would be forced to pay their fair share thanks to legislation brought in by the EU a few years ago. Ireland was recently given a huge back pay by Amazon. But you know, "will of the people" and all hat mumbo jumbo.
They only go after the little guy. And if you ever go on their job website, you will see they all get paid massive salaries ranging from 50K plus to over 160 K. Scandalous crooks.
Actually King Charles paid about £5 million in taxes on money from the Duchy of Cornwall for the year ending in 2021 and £5.89 million in 2022.
Well said they are looking after their friends.
Martin Lewis is a genius. I respect him.
Thank you for providing this TLDR. Really enjoyed this quick summary
I want to thank the Lord Jesus Christ for hearing and answering my prayers, thank You, Lord! May the Holy Spirit continue to guide us in sharing Your unconditional love. On another note, trusting the process really does bring great rewards. Working with Melissa Jonas Richard has positively impacted my financial journey, and her advice has helped me grow. If you’re considering a change, don’t hesitate and stay disciplined it could be just the opportunity you’ve been looking for!
G’day from Sydney! I can’t thank Melissa enough, she has such a good grasp of the markets and knows exactly when to move. I was drowning in debt, but now I’m living comfortably and my portfolio’s been doing really well over the past year thanks to her advice. She’s got a proven strategy, and it’s backed by multiple agencies like Forbes , the International Blockchain Association, Wall Street Financial Insights and even ASIC has also endorsed her expertise. The woman is verified!
Wow, what a coincidence, I’ve been hearing about her from different people. Who exactly is this Melissa Jonas Richard?
she’s a highly respected investment advisor. What makes her stand out is her ability to predict market trends accurately. She’s been verified by many top bodies like the SEC and FCA, CoinTelegraph, the Financial Times, even Nasdaq Experts. Her reputation is solid and she always keeps you informed about market trends. I’ve personally seen amazing returns! You can totally trust her!
Does anyone know how I can get in touch with her? Thanks! I’ve been looking for a reliable investment advisor for a while now.
I’ve been investing with Melissa for over a year, and her results speak for themselves. My initial hesitation was gone after I saw her consistent performance. If you’re in Canada like me, don’t wait! She’s been recognized by the Ontario Securities Commission as well, so you’re in safe hands.
Thanks Martin, simple to understand as always 🙂
Increased NI contribution means no pay rise next year for us employees.
The gap between my pay and minimum wage has been closing for a few years. A downward spiral towards beggaring everyone.
@@therealunclevanyaI think they want everyone to give up on being self employed and work for big companies
It benefits Labour to have a significant portion of the country on handouts with no self respect, or hope, voting for them for scraps.
That is an assume. They would of given people a payrise anways.
@@thumper364they hate the self employed. IR35 anyone? May as well go and work in tesco or better still try and get a job in the NHS... who needs mechanical engineers anyways right. We nearly no longer make anything anymore here anyway.... just a sad service economy with an oversized public sector that's badly managed but it gives everyone a government job.. useless
Martin actually speaks like he genuinely cares about everyones well being, I think Martin came from modest beginnings and became wealthy and doesn't forget it.
hes a fast talker, 100 mph 🚓
To be fair, he likely cares neither way, being worth over 100mill for simply setting up a website a few years ago.
But idle hands and all that, he has to keep busy.
He’s a wealthy Jew, I like him too, very genuine
True but mostly because there are so many idiots out there… such as those who believe the 2 parties are different…
@@DocFUNKist Evidently from this video. Have you read the comment section 💀
If the government spent money efficiently we wouldn't be in this mess. We need open source accountancy for government contracts and general spending
Excellent review Martin 👏 👌
Jesus. This bloke is a national treasure.
PM please 🙏🏻
He says Family commitments are his priority.
@ and so they should be 💯👌🏻
He will.nevet do it.
@SCAM-BUSTER.777 Hello to clown world 👋🤡🤖👆🏼
@brocktonblockbuster6555 Get your head check please.
If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.
The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional like I did. If you get the facts about saving and investing and follow through with an intelligent plan, you should be able to gain financial security over the years and enjoy the benefits of managing your money.
Safe to say not everybody has the skill to pursue investing. But it's always easy to follow the advice of someone who knows how to i.e a financial advisor. You could anywhere between 10--40k with the right ones. Online businesses are a good bet too if you are savvy.
@@mikegarvey17Could you possibly recommend a CFA you've consulted with?
I work with *Izella Annette Anderson* as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Why is nobody seemingly concerned with the giant rise in minimum wage? Look at it this way... in 2021 minimum wage was £8.72, a year later £9.50, then £10.42, now it's £11.44 and next April £12.21. That's a minimum wage increase of around 40% in just 5 years, and whilst this sounds lovely, everyone who sits above the threshold of minimum wage isn't getting this increase! In fact most will likely only have been getting 1% increase a year.. And here lies the problem. For a shop manager, or supervisor who has been on around £12-£12.50 an hour for the past few years, they are going to be put in a position next April, where they are running a store or a team and all the extra responsibility that comes along with that, and being paid almost the same as the staff they employ. And companies for sure won't be matching a 6-7% pay rise across the board to combat the next rise in minimum wage, because it will be too expensive too. I can see it causing a lot of problems, which will lead to companies having to increase prices to try to find more money to pay new and senior staff. Everything was fine and dandy two years ago when they supervisors and management were working for £12 an hour and their employees were making £10.42, but now all of a sudden they now find themselves after a standard 1% increase, working for £12.50 whilst the staff they employee are earning practically the same. Big problem! And good luck to all those who have to have the difficult conversations with their head office about going from £12.50 to somewhere around £14-£15 an hour to make it worth having the responsibilities of management. Even £14 an hour still only puts you on £4k more a year than staff with 0 experience entering a role.
Great delivery, simple layman's terms, well understood, thank Martin.
A pint of draught beer ..a penny less ?
Ooh I can foresee everyone rushing to the pubs for that massive saving ! 😂
🤣🤣🤣🤣🤣🤣🤣
Not 1p, 1%
Saving? Once you factor in the minimum wage increase a pint will be going up not down.
Good now lets shut them seen as their all a waste of time
More likely 1 penny in the pound, i.e percent, but yes, massively insignificant on the face of it.
Brilliant and insightful summary
1) National Insurance increase: Will mean redundancies for some.
2) Minimum wage increase: Increased quality of life for some, unemployment for others.
3) Stamp duty on second homes: No real change, second homes are luxuries.
4) Stamp duty on lower value properties: It will make buying a home even less affordable for many.
5) Inheritance tax freeze: No change.
6) Inheritance tax on pensions: Hardship for some.
7) Carer's allowance increase: Slight improvement for some, a very good thing for them. The cliff edge is terribly unfair and needs changing.
8) State pension increase: A good thing for many.
9) Child benefit: No change. It's an unfair benefit anyway.
10) Capital gains increase: Will impact the middle classes substantially.
Minimum wage increase will just increase prices. Not very helpfull
@@wotzcheez It will increase rents mostly. Landlords will be happy.
if you research the WEF you will realise they want you to own nothing and this is the perfect budget
@@user-xu5vl5th9n will increase everything. Companies just took a hit to their performance markers. That has to get made up somewhere
i love you pignorant working class torys. you whinge and whine about everything yet understand none of it
Your brilliant Martin love watching you and being on the peoples side, also explaining so simple so everyone understands. Thank you so much💯
I think the income tax threshold freeze is the biggest con! "We're not putting tax up, oh, but we're going to charge you more tax". Sneaky and quite nasty as it affects lowest earners more. New minimum wage is a 6.73% rise. For 37.5 hours a week annual take home would go up from £20,360 to £21,561.60, a 5.9% increase. But because the threshold doesn't get a similar rise, tax would go up from £1,947.60 to £2,247.90 which is a whopping 15.4% increase!
top info as always
Death by a thousand taxes. They played around the edges and didn't hit root causes... again. Both parties guilty of these.
Root causes of what ? Another pub chancellor without a clue.
@derekwhyle1884 Okay smart Alec... hold my beer. The Bank of England charges the citizenry for the luxury of creating those pretty slips of plastic the citizenry use for exchange an interest, the currency created is out of thin air and devalued through the banking policies that expect not accept inflation to downsize previous debt by that very same devaluation, the UK citizenry are paying a larger percentage of interest portion of repayments of government debt, the government is funding programs that neither serve the interests of the citizenry nor are of value (specifically entanglements in other countries foreign conflicts and wars), the government is using the increased influx of 'immigrants' to fudge figures to borrow... shall I continue or can I get my beer back (an assumption not based on empirical evidence/facts on your part)
@@redacted629 what?
@@korkyybuchek6133 Making assumptions here based on the 'What'. Both parties present budgets to manage or fix the economy and the end result is rarely ever addressing the root causes that triggers the death by a thousand taxes I referred to.
@@redacted629 as if you actually said "hold my beer" hahaha I'm dead from second hand embarrassment.
Martin, those carer allowances are a disgrace. Far too low.
My cares gets paid through my universal credit.
Some carers are overpaid because they are rubbish and its just a job... Some are not payed enough because they do more the the minimum and actually care about the person. Carers need a load of investigation and investment if the NHS stands a chance of staying free.
This isn’t for people working as carers….. it’s for family members who end up caring full time for their loved ones.
Labour changed too little to.small
Great video Martin,I will be tuning in tonight to watching you program tonight.
Thankyou Martin, you make things like the BUDGET , understandable - YOURE A BRILLIANT MAN , Im sure most would be lost without your wonderful input x THANKYOU XX
Point of order: 7:05 The Work Capability Assessment was originally incepted by yvette Cooper and Frank Field in the last year of the previous Labour government. The WCA has been used ever since it's introduction by Labour. Today's budget said it would be reforming the WCA (whatever that means). As a disabled person, I've already had my fill of "worker/shirker/skiver/striver" rhetoric from both parties. The "There's too many disabled people" comments from Kendall, Reeves, Dodds, Phillipson et al is no less worrying than when Maria Miller, Mike Penning, Esther McVey, Mark Hoban or any of the Tories said it a decade ago.
Thank you Martin, look forward your more in depth view on Thursday night.
Finally someone speaking with actual facts and not just bias. I hate how TH-cam recommends me gbnews for this sort of thing who are the most biased lot on the planet. This is brilliant. Keep it up!
GB News 's coverage of the budget was excellent , unlike the BBC which was deadly dull .
GBN News biased? They just say it like it is and include viewpoints from all sides. The most ‘biased lot on the planet’ are Sky News, ITV, C4 and the BBC, which always favour far left fas cists!
@@chrisgoff6544 so you want entertainment, not news.
Thank you so much Martin broke it all down very well ❤❤❤❤
Labour and the press keep telling us Rachel reeves was ex Bank of England. What they don’t tell you is she was a junior clerk and not too bright😂
If you a pensioner and you are carer, all they get is £16 a week on top of their pension. A friend looks after her 37 year old disabled son because he didn't like living in residential care. £16 a week for working 24/7.
If they don’t like it they can send their son to residential care.
Yep...my mum.gets nothing for looking after my disabled dad cos she worked and has a small private pension
@WestermanT. Don't be a westeman oh wait...
@@WestermanT. A disabled adult in residential care costs the taxpayer thousands. £16 a week is a pittance. It would be far less costly to keep disabled adults at home. And that is taking your completely lacking in compassion, Spock-like view
@@WestermanT. How are you this much of a ghoul?
I'm a carer for my wife who has cerebral pasly, I don't get the chance to earn extra money, and I don't get free prescriptions or dental.
Who did you vote for.
If you are on certain benefits you may qualify for prescriptions. If you're below state pension age you qualify for carer's allowance (not great, but better than nothing). Or you could request an assessment from Adult Social Services (this is a legal entitlement) and look into Direct Payments to pay for care.
You're allowed to earn up to £200p/w and keep Carers allowance now. If ur on UC U can work up to 16hrs p/w declared.
@@ExoticDoll-ct3ud Yes - and that helps a bit (but still keeps you on a very low income if you’re a carer) tho the OP said he couldn’t work because of his caring role. So he is eligible for Carers Allowance provided he is not on state pension, and as a low income household other benefits like housing, PIP or disability living allowance, direct payments to pay for extra care may be possible.
You have my respect.
Thank you, a financial man that explains things so I can understand.
The most understated part of the budget is the bringing in of pensions into IHT including farming (farmers should be calculating winding up costs right now). The IHT change has effectively created a NEW LTA of 650K for a couple. You now have as a couple only have a pot of 650k (whether it it in a SIPP, ISA or GIA) to generate income for your retirement (4% of 650k = 26k income for a couple) . Any exposure above this immediately opens you up for immediate 40% additional tax or more (if you die above 75 it becomes 52%). And because you don't know when you will die (and due to market fluctuations you would normally err on the side of a bigger pot, but with a 40%+ tax hanging over you, one would be inclined to blow the excess. That's for the fortunate ones that can max out this new imposed limit. Yes, one can buy an annuity, but thats why the pension reforms were done to allow more control of your destiny because everyone's health, desires and family circumstances are different. It's your savings you should spend it as you like. Why should giving away money to a politic party reduce the IHT bill?
All of these do not apply to civil service pensions, but of course one forgets when the goose is dead and there is nothing to take anymore who will pay the unfunded pensions?
This budget has decimated the pension industry IMHO, and enslaved the future generation (they just haven't figure out the maths yet). And imposed a £1M cap on wealth (hence the farming and entrepreneur £1M exemption).
Those with a potential retirement asset pool of 650k+ will look to asset strip themselves by gifting and/or moving aboard the money.
Keep up the good work. At least someone cares enough to keep us informed properly!
Can you address sometime the stuff going around about DWP having full access to all pensioners bank accounts from January 2025??? The stuff flying around us causing a lot of confusion…..is it even true??
Many thanks!
I read somewhere that a single person in the UK needs on average, around £1,400.00 per month to live. So why does the government think that pensioners should live on a measly £230.45 per week. This falls far short of what a single person requires according to statistics. I will become a pensioner in a couple of years and I'll still be a single person living in the UK, paying bills, buying food and clothing etc just as a younger person does. Being older doesn't mean you need less money. If's disgusting how pensioners are treated in this country especially if you have worked all your life and paid your dues.
My auntie when she was old said it cost a lot more money when your old.Now I'm old I know exactly what she means !!
@ThePersian I think there is an assumption that all retired people would have paid off their mortgage and not have that particular expense, whereas somebody still working may have a mortgage
I'm in no way saying that pensioners deserve less - this is just my thought on your question
@@coraclouden2506 Yeah, surely that's obvious. My share of the mortgage is £900 (do pensioners pay Council Tax still?). If I had no mortgage I could probably live on a grand a month (in South East). I wouldn't be able to do much though but that's what savings/private pension is for.
@@CheximusAs far as I'm aware pensioners still pay council tax. The point I made should be obvious, but many people are oblivious to the realities of how things work. Savings etc are certainly a must
@@Cheximus Pensioners do pay council tax and I am a renter and do not have a mortgage. Rent will be the same no matter what my age, not everyone owns their own home and not everyone earns enough to pay into private pensions or to save money. I am sure there are many like this in the UK.
That was illuminating. Thank you!
Definitely a mixed bag
It means that those who are working are going to sponsor a nice and comfy life for those who don't work and never paid any taxes in this country.
I bet you’re all for the +600,000 immigrants (legal and illegal) arriving every year. I find it agreeable that by contributing my hard earned earnings will assist those unfortunate not to be able to work, however, the freeloading leeches travelling through Europe to get here with their flash clothes, new phones and sharp haircuts can get fucked. Aiming for 80K this year… to have it subsidise refugees!
They do vote though
Yeah but under the Tories the workers just fed into millionaires bank accounts, I would rather my money went to those with nothing than to those that have everything. The ones in the middle will always be taken advantage of.
I can't believe that woman behind him wasn't distracted by this monologue. Never looked up 😂
Wow. The minimum wage is getting closer to that of a Band 5 Nurse. Makes going to University a bit more useless.
This is a good point. Although nurses get a decent pension.
@@Hiram8866Their pay needs to go up a lot, otherwise more and more will do what I did and leave the UK
So driving up minimum wages should speed up rises in all other sectors especially nursing so the employers can get enough employees.
@@JamesRicketts-y7y That hasn't worked so far.
@@JamesRicketts-y7y The opposite seems to happen. Costs get passed onto consumers which drives up inflation and less people go into university to become skilled as the wage/salary gap is increasingly diminishing. This last year, Nurses were given a 5.5% increase, whereas min wage goes up 6.7%, unsure what message this is supposed to send
Video was only 9:17. I assume the exchequer took the other 43 seconds too 😂😂
Hahahah love this comment
🤣🤣🤣
This comment wins the Internet
lol
?
Thank you Martin for your help understanding this budget but no help for pensions yes I know pensions are increasing but higher bills will take all that and more thank you for caring
Taxed till we die. And then taxed again. How can any modern civilisation think it’s morally or ethically fair to tax someone as much as we are. Get paid, you’re taxed on it. Go to the shop with your pay, you pay tax on things you buy. You decide to invest for your future and risk your own money (which has already been taxed) In shares, crypto, etc. you’re lucky and shrewd and actually over time increase your investment. Guess what? You’re taxed on that gain. Even though it’s you who risked your own money. Then when you die and pass it onto your kids they are taxed on it AGAIN. How can the same pound coin be taxed time and time again? It’s disgusting
Go somewhere that you're not taxed then. Like Somalia.
Nobody likes paying taxes, but there are some advantages. Like the NHS is cheaper than the equivalent medical insurance. Investing has regulations that allow you to trade shares with some trust in the info you're basing your decisions on. And plenty of companies round the world poison and exploit citizens due to lack of regulation and corruption. Just a few examples.
@@philipshore6924The NHS is no longer fit for purpose. Has been in that state for donkeys years, since we opened the floodgates of migration. Might as well pay for private.
@@philipshore6924 forgot to mention the fact that everything provided by the government from tax lacks in quality compared to the private sector. Everyone knows about the infinite issues with the NHS..much less in private healthcare. Public 'education' is more of indoctrination nowadays again private education is way better. Police are not going to save you from murder, assault or robbery nowadays.. private security have a way better chance of preventing this stuff. Only purpose the government has is defense and enforcing the law..every other tax is theft..
Totally agree. It's all a scam. "taxed to death" is very real and is something that some (fortunate) people fail to understand.
"Go to Somalia" indeed. A ridiculous answer like this exposes the utter ignorance of a person.
Well done !
Great to have it summarised so quick and clearly put
Martin your a Man amongst men! Thank you ❤
Love it Martin , you managed to deliver the budget in ~ 9 minutes. Reeves wasted all day .
Or most folk lack any knowledge in politics and brain just runs on ten second reels or shorts 😅
to be fair martin just summarized what was said in detail by reeves
So you’re lazy.
Got it.
@ just too busy I guess .
He said himself, he ignored the spending increases and reconfiguration of spending and debt. The spending increases to the NHS and especially education were desperately needed. Alongside public investment that was going to be cut significantly, but was increased. Devolution spending increases will also effect numerous lives.
❤Thank you very much for your help and professional insight.
Honestly if I could afford to leave here I would it’s horrible now
This county is like one big prison my friend.we are all trapped on this island enslaved into a system and forced into handing any money we earn to darth vader and the evil people.
Not many other countries are better (fyi)- maybe fancy a trip to Ukraine or Israel ?
@@chrischan3448Thailand
World is horrible, run by greed, they always want more and for us to have less.
Roll on NOVEMBER 19TH RALLY with farmers 🚜🚜🚜
Yes, Martin should be our Prime Minister......looking after the People !!!!!! He talks our language. He cares. He would be worth every Penny of our taxes.
*If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance, but if you want to make your money work for you..prevent inflation*
Waking up every 14th of each month to $30,000 it's a blessing to I and my family... Big gratitude to Michael Wayne 🙌
Hello, I am very interested. As you know, there are tons of investments out there and without in-depth knowledge, I can't decide which is best. Can you elaborate on how you invest and earn?
The same goes for me, I do a wide range of investments with the help of my financial advisor. I advise you to find a professional to help you plan and improve your management skills. By the way, working with Michael Wayne was a great experience.
Hello how do you make such monthly?? sometimes I feel so down🤦🏽 of myself because of low finance but I still believe in God
I'm favoured, $4,000 every week! I can now give back to the locals in my community and also support God's work and the church. God bless America,, all thanks to Mr Michael Wayne
Thanks for the perfect update. Thinking about investment diversification is certainly key, How do I properly invest in the market and what strategies do I employ to make significant gains and stable cashflow?
in my opinion, some financial situations can be handled on your own if you research enough, while others are best navigated in consultation with a financial specialist
Productivity is never accidental; it is always the result of careful planning, dedication, and consistency. I am grateful to God for my advisor, MRS Clara Burn
Many people downplay the role of Advisors until their own emotions burn them out. I needed a good boost to help my business stay afloat, so I looked for certified advisors and found a reputable MRS Clara Burn, which helped me a lot to increase my reserves so far, from 270,000 euros to more of 600,000 euros, despite current inflationary factors.
Clara Burn is the best, honestly, I benefit from it too. This inflation has taught people the importance of multiple incomes. Investments help a lot.
Two other of my colleagues and I tried it immediately, we testified. MRS Clara Burn is doing wonders.
I looked at qualifying for support for the retired compared to those working and there is a dreadful disparity.
To qualify for Household Support (support for rising costs of food, energy and other household bills) a single individual must have an income
Great stuff, Martin. You explain things simply, and avoid any political bias. I wish more commentators were like you.
I'm a carer for my mother, to get that benefit I have to pass the 35 hour mark. I cannot go and get this £196 "Extra" as I am full time. The min wage was raised to £12 - something. Well it seems like I am on £2.45 an hour (even though my hours are 24/7, I'm basing this off the 35 Hour minimum limit) I think every carer in the uk should just say "I'm not doing it anymore" and hand their loved ones over to the goverment, then let them see the £££ black hole that would produce. Raising the amount you can earn, rather than the amount you get is discusting and VERY blind.
I’m the same as you. I am a carer 24/7 I cannot go out to work so I get no extra
@willow9790 apologies for my ignorance but doesn't the carer allowance entitle you (or the person you care for) to other form of benefits?
@@OGFury Yes my mother gets her benifits. I get mine I get a total (inculding Universal Credit) of around £500 a month total. Increasing the working allowance benifits for those that can leave the person they are caring for helps those that dont have to do much caring, they can get a second job. those people whos job is caring makes that money is a problem. some of us cant leave. This punishes those that cant work for extra money as they are too busy looking after their family/mum / dad to get a second job. Without the second job this news is pointless.
When I worked part time my carers allowance and earnings were deducted from universal credit, and I was no better off. So even with that increase, they have announced it will make no difference to carers.
@@ywiggan Yes, It is taken away from U.C. as a carer you are classed as working (For £2.45 an hour technically) The more you care the less you get.
07:30 the unfairness of not looking at household income applies to all taxes. Martin should be campaigning for this across the board.
The problem i got is the amount of money that is going to be thrown at the NHS again and nothing will change until they change how it is operating.
NHS giant money pit needs reform in a big way all too cosy questions need to be ask why so many staff are obese 😂
Thank you for your service Martin 🫡
Thank goodness, some authentic reliable information 👍
Nothing but broken promises and lies!!..
My brother has worked all his life and has decided to, sell his house, give the money to his kids and move in with them. He is 57 and when he is at pensionable age, plans on being elegible for every benefit and pension credit going as he will have no property or money. Food for thought!!!
Had the same thought myself. If you have nothing you get everything. My Dad had to spend every penny he had when he got dementia and had to be cared for.
Many benefits are assessed on household income. Multi generational households make a lot of economic sense, but you do sacrifice your independence.
He will have to move out or his kids will have to pay more in some way.
I hope his kids don't get bored of him.
I got a letter from my landlady's solicitor yesterday. She sold the flats I'm in (and my neighbours). I don't know my new landlord yet. But I guess she sold up just in time for the budget. It's quite scary for us.
Hi Martin. Can you please let me know the answer to this one? So, I want to boil any amount of water. I get my gas and electric from the same supplier. I can choose the gas hob, the electric kettle or the microwave oven. Which is cheapest ? The savings would mount up if we all knew the answer to this please.
The no rise on fuel duty is unexpected to me considering they keep losing money on duty and road tax on people going EV, expected them to make us regular car users to foot the bill.
There are fairly major changes to vehicle tax coming in over the next 12 months, EVs won’t be free to tax any more and “premium” vehicles are going to be paying considerably more.
They want to tax drivers by the mile using monitoring software
@mrECisME they won't do that any time soon, they can't afford the infrastructure. Look at HS2, this country can't even build a train line without costs and deadlines spiralling out of control.
glad they made you look foolish, would love to see you making your excuses next tiem you go to the pub.
@@mrECisME Or turn you car off remotely so it can't be used. That is the real purpose of EV's......15 minute cities?
It still amazes me that i get £26000 a year on benefits and people who receive that amount still complain they don't get enough. When people who work full time on current living wage working 40 hours a week earn £22000 a year.
If your comment is actually genuine then you omitted the important detail that very few claimants ever get anywhere close to that much.
To get that you're looking at still claiming legacy benefits (ESA/pip) with the max top ups (highest mobility etc) plus housing benefit along with still collecting UC too which would be the minimum rate paid.
The higher end average is closer to about £16,500 including housing benefit though people in less affluent areas get less.
Minus housing benefit it's closer to about £840 in the bank which is hardly living the life of Riley at the tax payers expense once food shopping, utility bills etc come out.
@Serpsss It's actually £25, 608 + pence.
@@BeBetterTomorrow321 it's way more than an average disabled claimant who's out of work.
I don't personally begrudge anyone getting that much but not making it clear that it's a rarity & the very top end only helps foster the misinformation & hostility that claimants have had to suffer for decades.
@@Serpsss I agree. I've just ended all my claims.
all very well we are giving more money to the NHS, but who is controlling and auditing their spending , a diversity manager gets over 40k a year and not to mention the outlandish prices they pay contracts
The biggest gravy train in the UK
Thats the black hole ...
Thanks for the clearly and simply explaining everything
Thank you for the detailed explanation. Very informative
Austerity killed this country. When interest rates were low, that was the time to invest heavily in infrastructure, schools, hospitals etc. Instead Cameron and Osborne cut the budgets of all departments and councils. What a massive waste of an opportunity!
what austerity ? The truth is poor people in this country think they are entitled to "public services". What right do you have for someone else to pay for your old age/health care etc ?
@Bistna444 qualify that comment ? what jobs can't they do. Id on't care if they "want" to do them - I don't want to work but I have to. They should have the morality to do their utmost - not just collect benefits becasue I'm compassionate. But I think everyone should be like that.
@@garethwilliams4467wdym what austerity? Our services are crumbling and need investment badly, otherwise productivity will continue to stagnate.
Also people who live in a developed country are in fact entitled to public services by nature of being here. I like having roads for one 👍
@@northernrogue1 all nice words .. but I bet you can't define "need",. Who is worthy of this charity and who isn't ? How should one have lived their life to be in contention. By the way I'm betting as your left leaning you are a bottom feeder - tell me how much tax you paid last year ? I bet what you expect far outstrips what you've put in over the years - so who should pay the difference ? Me, because I have broad shoulders ? Forget I don't know you or owe you anything you should earn enough to cover health insurance. Oh ... and you think a pension will save you after that Labour Budget. Dear oh dear.
@@matthewbrennan9758 Never was any austerity , check the figures our services are getting more money than ever. The NHS has been getting way more than was written on the side of that bus since brexit. And now we're giving them an extra 25 billion, schools are full of smart boards, classroom assistants and SENCO's, where is the austerity I ask again ? Plus, what does our productivity have to do with our services ? I'd argue that our obsession on taxing/spending into public service IS what is ruining our productivity. What's the point in being good ... if you have to give it all away to the "less fortunate"? So you're mum and Dad had sex ... and you can breathe in and out - that doesn't entitle you to anything, try earning your public services instead
Where's Vorderman these days? Strangely quiet now her beloved Labour Party are screwing the life out of people.
She's having more plastic surgery, currently waiting on two tanker loads of botox to be airlifted in to keep her face from falling off....
How have they screwed the life out of you? Or did the Daily Mail just tell you that?
Compared to the conservative budgets in the last 10 years this will be much be much more fair. Especially to lower earners and those in university education. Whilst being much harsher on those with higher income and those earning profits on assets and not labour. The OBR estimates this will also be much more fiscally responsible.
you working class tories really are an embarrassment to this country. Vorderman was campaigning to get the tories, tactical voting is what she campaigned for, not the labour party
@@isotropisch82 Troll Bot
We need less government and not more
What would that look like?
@@JaneAustenAteMyCat Heaven I should think
So... less for schools, less for the NHS, less for carers, less for pensioners? No thanks mate.
@@Midge-xn9tp LMFAO, no doubt you want rid of the ECHR as well? (you do realise that if you get rid of the ECHR, you get rid of ALL your own human rights as well don't you)
@@neilbower9052you seem to be mixing up the EU and the ECHR. They are not the same.
Sadly, as a contractor through an umbrella (PAYE inside IR35) I now basically have a pay cut as it comes off my day rate.
Lol! it was like was one of those disclaimers you get on a radio at the end. Very informative though. Thanks Martin, you're a super star.
We're already paying the highest rate of tax vs GDP since WW2. Our problem isn't a lack of tax, and there's certainly no justification for increasing taxes even further. The problem is our bloated and inefficient civil service, which has grown far too large for the country to support, and urgently needs to be cut back down to size. Unless this problem is addressed, the UK is only going to go from bad to worse, with anyone with money or in demand skills fleeing abroad, and the country as a whole sinking deeper and deeper into poverty. As happened with Labour in the 1970s, where at one point they increased taxes to 96 percent, there were rolling blackouts and the Winter of Discontent, and many of our most skilled and talented people moved abroad permanently.
"Europe will sink into eternal darkness should Germany lose this war "
Dr Joseph Goebbels
@@JamesSmith-qs4hx So many people do not understand the word eternal. It has no beginning or ending, so in this case Germany is either in eternal darkness, and always has been, or it is not.
*Are not "our"
Thanks for condensing the info on the budget.
The one alternative he didn’t mention for the NI hike is outsourcing. Companies that already do this or are on the fence about it, have been given just cause to continue down that path. Why pay that when we can get resources in India that are not subject to UK tax laws? If I’m right, we are going to see a huge spike of unemployment in 2025.
Entrepreneurs and business owners already fed up with UK tax laws have now been given the green light to pack up and leave.
So much for Labour being a party for the working class. A party of contradictions would be more apt.
How is supporting business working class lol
@@siobhanchristine-bligh183 Are you thick? Who do you think the working class work for numbnuts? If their employers go there won't be a working class they'll be the unemployed class!
@@siobhanchristine-bligh183 Literally all leftards are as economically ignorant as you aren't they.
It trickles downwards. Take a bank for example, which is often prone to outsourcing. If it needs to pay an increase in NI for thousands of staff in the UK when they can get the same in India, they will more then likely do it.
Morally, such organisations should invest in society by providing job opportunities, but shareholders as we all know from places like the postoffice have all the morals of a hedge fund.
Entrepreneurs will also been keen do open shop abroad which reduces employment opportunities for UK workers.
You need to look at the bigger picture and long term impact of this.
Upper management, shareholders and such will not take the hit and it’ll be forced on staff and customers one way or the other. Time will tell if I am right.
Thank God for Martin, he's the only person I trust and the only one that cares about the people.
So basically 1st time buyers are screwed in London and full time carers who have no relief when they can't get a side income
I mean, being a first time buying in one of the most expensive cities in the world isn't really a smart move
There's a whole country to choose from with drastically lower property costs
@@lucisano i did the maths on this a while ago for my personal situation. Lving and working in london makes me pounds richer, if % poorer. And the value of houses and living is based on pounds rather than %.
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
I wholeheartedly concur; I'm 60 years old, just retired, and have about $1.25m in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.
Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.
'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Typical Labour. Borrow tax and spend, keep repeating until we have nothing.