How To Get CHEAPER INSURANCE On Your First Car (*HUGE SAVINGS*)
ฝัง
- เผยแพร่เมื่อ 29 ส.ค. 2019
- Finding cheap insurance for young drivers and 17 year olds on first cars is hard. As if it wasn’t hard enough finding the best first car that’s practical, reliable, economical, cheap, etc. etc. etc. Quotes seem illogical as a result of insurers considering first time drivers some of the riskiest on the roads.
To overcome this, I spent some time trying all the filters and factors on comparison sites to understand EXACTLY how they affect the quotes. When I say all the filters, I mean EVERY. SINGLE. ONE. From this, I was able to maximise your efficiency when getting quotes on cars, and minimise the amount of money you spend per year - cheap insurance ahoy!
I tested this out on numerous cars and the logic remained the same for all of them; I was able to decrease quotes significantly for young drivers. I could even get pretty cheap car insurance in London, a place where young drivers often have to give up all hope and take the tube!
Of course, you can probably decrease your quotes even further just by taking the quote you receive and speaking to the insurers over the phone; in fact, I would urge you to do this. I think insurance is a complete joke for young drivers, and they absolutely ruin us for our money, so it’s time to get those quotes as low as we physically can.
I think the key win here is that insurance without a black box came down too, in many cases below the average people are paying for black box insurance!
Remember that location is one of the biggest factors in your insurance quotes, so if you’re getting hugely different quotes from me, it’s probably down to where you live. That’s why I tried getting quotes in cheap, average and expensive areas to work out how the prices differ, and I was able to find savings for all of them!
Hopefully with the savings you make from this research you can be that step closer to owning the first car of your dreams, and be on the road in no time!
I hope you enjoy the video, if you do hit the like button as it really helps the channel out, and subscribe for more weekly car content. Appreciate all the support so far, and thank you for getting me 10,000 subscribers in 2019 alone, feels amazing!
Links:
Instagram - / carswithjb
TH-cam - goo.gl/VGWwJ6
Patreon - / carswithjb
Twitter - / carswithjb
Music:
Background: My (musically gifted) sister
Outro: Ship Wrek & Zookeepers - Ark [NCS Release]
Credit/Attributions/creative commons content:
www.carwallpapers.cc/cars/ford...
Darren Meacher [CC BY 3.0 (creativecommons.org/licenses/...)] - ยานยนต์และพาหนะ
![ช้างศึกสู้ต่อไป!! พาเปียโน ดูบอลไทยครั้งแรก ตกรอบแบบโคตรเสียดาย!! l [Nickynachat]](http://i.ytimg.com/vi/4WloIH645Lg/mqdefault.jpg)
29 dislikes are from car insurance executives 😅
Haha they're fuming!
@@CarsWithJB got my insurance down 20 quid a month by adding someone as a named driver today btw, thanks bud!
@@kirkrobertson7240 Glad I could help!
erm lol these cars r slow af, myfirst car was a stage 2 peugeot 207 gti with 210bhp and i got a quott for £2330 a year without blackbox lol
@@Twongz_does_anything are you 6 years old?
Absolutely legendary. Showed this video to a mate of mine, brought down the insurance on his mini one 2002 3 door from £967 with blackbox down to £655!
That's insane, glad it helped so well!
Black boxes are trash
@@abovethelaw4417
Well nobody actually wants them 😕 🤷. Depends on your financial situation.
@@abovethelaw4417 I mean if you want to spend 5 grand be my guest
@@abovethelaw4417they are honestly not as bad as you think
you defenetly got better at making videos,,, nice to see your work gettin better
Appreciate it - I'd like to be better at it, but I often don't have enough time to get everything done as good as I'd like
Just discovered that there was a car company named *_Yes !_*
It's apparently an acronym for Young Engineers Sportscars.
The more you know.
Ah very nice - I'm gunna have to do a historical piece on the company now 🙄
*_Yes._*
Could you do a video for people looking for a second car, like 18 year olds who have 1 year ncd. Like something sporty and fast without black box. Like braubus roadster or BMW 1 series
cormac james I’ve been looking for someone to do a vid like that tbf
When i was 19 i bought a 2006 ford fiesta zetec s 1.6 diesel. The zetec S trim has the same bumpers as the ST and similar sporty suspension and short shifter. I wanted something which looked sporty but had similar cheap running costs as my first car.
@@zaink7037 as a first car that's sounds great, but most people like my self drive a parent or siblings car for first year to get one year ncd, I drive a 1.2 Corsa which for now is fine. But as a next car I really want something more sporty. I say the braubus roadster and BMW 1 series casuse although they are slow they're rwd coupe/ sort of hatchbacks. But that sounds nice with the fiesta but not quite what I meant
Man said a Braubus, you're taking the piss right? 1 series are very cheap as well, my cousin got it for his first car, about 3k for insurance on his first year
@@mozubzy4103 wdy mean how am I taking the piss. Do you even know what that is? And it's pretty pointless to have any car when it has a black box, and I'm ngl Ur cousin got ripped off.
Haha, I'm a car salesman in the motor trade, RIP insurance price,
3.5k for a 220i
That's horrendous!
As top gear stated, easiest way to get cheaper insurance is to chop your male parts off. 😂
Love how my male:female viewership on this video is like 99.9:0.1, shows you where the insurance struggle is!
Insurers don't rate on gender. They're not allowed too.........
@@gavinevans You are right. The law changed a couple of years ago. Its illegal now. F/M makes no difference
James may sliced it off but remember at the end of the episode he stated 'my *** grew back, yours.....' 😂
Word 😂
i remember trying quotes while putting down a generic caucasian name and quotes came out on average £300/400 cheaper than when i put down mohammed or ahmed, same exact details just the name made the difference lmao.
That's such a joke - I found a difference between my real name and my nickname... so ridiculous
cuz us brown people drive like we're in a sports car😂
My name is actually Muhammad and I never get quotes, and if I do they're +6k without blackbox
That's ridiculous
Thank fuck My name sounds like a white guys name lol
You are a legend. Super informative and clear video. You are very intelligent and hard-working, which comes through in the way you edit these videos. Also, I respect that you're ultimately trying to educate young people on how to get the best deal. You clearly have a LOT of knowledge about cars and choosing to use that in a way that benefits people is both noble and fills a gap in the market since sadly, there aren't that many youtuber's out there making content like this (and they certainly aren't as thorough/professional as you). Good luck and thank you for the awesome content
Thanks Dan, really appreciate the kind words! I enjoy the research/it's something I think a lot of people do with cars (constantly search for cars they want to buy & work out whether they can afford to own them etc) so I'm literally just turning that into a video-making opportunity (hopefully to the benefit of whoever watches!)
I’m guessing it would be worth putting someone like my mum or dad on the insurance in the first year, although that would mean no black box as my mum and speed limits are not a good mix
Haha they don't necessarily need to drive the car, just need to be on the insurance! It would be the same for me with my dad
Extremely grateful bro. I’ve been driving a year and looking to get a bigger car with a second child coming along. Keep up the good work👌
No worries, glad you liked the content, best of luck being a dad of 2!
JB u are so underrated man 🥺
Appreciate it as always my dude 🤙🏽
Great vid, nice to see someone helping out new drivers as we've all been there. The 2/4 door thing is crazy I was quoted £500 more for a clio sport 182 compared to the Megan 4 door 225 (turbo version of the same engine) makes no sense lol
That's crazy - £500 difference seems insane! And the 225 is buff as well haha
I've been looking at quotes as I'm learning to drive soon. Tried changing the date like ye said, to begin today and I changed it to begin tomorrow. Not sure how but that knocked £600 off the insurance, pretty mad win that.
Great video by the way, really informative to help us young drivers not become bankrupt from our first cars!
That's so insane - honestly can't understand insurers' logic, it's a full on myriad! Glad it helped though 🤙🏽
You really did your research! Awesome work, look forward to trying these tips on my renewal
Appreciate it - hopefully it helps!
I dont think I need to say this again but thanks for the very useful and informative video, you deserve much more subs
No worries, thanks for your continued support!
Thank you so much JB! Just trying to insure my 03 Polo and got it from £937 black box to just £750, genuine life saver!
Thank you so much for this video!! I'm an apprentice working for a local highway authority so I assumed my insurance would be cheaper due to this, however I changed my position to student who also has a job (instead of full time employed) and my insurance has been knocked down on all cars by about 20 / 30 quid a month !! Thanks again!
That's great to hear - glad the video helped!
@3:20 glad it wasn't icy that day, that's stony Ln coming out of Latimer, used to be local to that. It's a nightmare during the winter, great during the summer tho.
If you come down that hill then take a right at the crossroads and then your first left on chenies hill it loops round through flaunden, nice little road for a rag that one, just beware of the blind corners.
Great video buddy, keep it up
That's the one - I was on my way home from a training thing with work & don't live too far so had driven! The roads around there are so nice, but yeah the blind bends can be hazardous
what an incredible video! the amount of research and work put into this, amazing!
Appreciate it - glad you think so!
@@CarsWithJB I just turned 17 and this helped me out so much, saved just over £150 thank you so much!!!
Excellent in depth video. Thanks for linking me to this jb 👌
No worries, I hope it helps gets that quote back down!
Proper quality video mate, thanks for your efforts!
No problem - appreciate the support!
Thanks mate you saved me about £250! I was insuring my first car today (Vauxhall Corsa 2008 1.4) and had my dad (50+ 9years NCB) as the main driver with me as the second driver (20 0NCB) and the quote was around £1075. I listened to your advice about adding two parents so added my mum, and my insurance became £825!!
Who drives the car more, you or your dad? If it's you then this is illegal.
JF Tech/Drones my dad 🤔😉🤭🤫
Haha I'm glad I helped!
@@jftechdrones shut up
Make more videos please. I find your content highly informative and entertaining.
Doing my best! Glad you enjoy the content 🤙🏽
You’re a great TH-camr, keep it up dude 😤
Appreciate it boss!
Like i said the last vid mate, you can really see the ammount of time and effort you put into these videos. You're going to have a massive following soon enough. Mark my words.
Appreciate it as always! Hopefully it keeps growing as well as it has 🤙🏽
Shieet, I used to be subscribed when you had just around 1000 subscribers, I’ve just come across this vid an thought why haven’t I seen any of your vids for ages an realized I wasn’t subscribed anymore (duno why) . You’ve come alonng way since I last watched your channel. Congrats on over 100K subs. Thanks for the Very helpful an informative research done, This video seems to of helped a lot of people out judging by the comments.
Hey JB,
Watched your videos before I bought my first car/insurance and advice has been amazing! Thanks for the tips and I thought I’d let you know some of my results:
The first Car: 1.3 automatic petrol Suzuki Wagon R+. 5 doors, utter granny van for £200. Ripped exhaust too lol.
Used compare the meerkat and definitely got cheaper quotes.
both parents on policy (15+ Yrs, perfect NCDA.) Initially had my gran on policy also and took her off like you said. Brought policy down by £90
One thing you mentioned was to keep the policy simpler and a bit vague so I Changed it to student but it didn’t change drastically for me so I just kept it as undergraduate student.
One thing that did change was part time job! I initially said I worked part time in sales, but when I removed that information from my policy and just kept It as student, my policy went down a whole £250!!
I got business insurance so a voluntary excess of £500, changed the offers for policy’s with no boxes to ones similar to those with a box.
All in all, after watching this vid I managed to get around £400 off the original asks and got insured for £851.90( annually) with no box, 8,000 miles(with 500 being business) for the year with Admiral.
I think your definitely right regarding 5 door cars too. 2 months into my policy I switched to a Toyota Corolla T2, which is a 1.6 petrol so big size for a new driver, but my insurance only went up by £150( this includes the admin fee)for the change.
Thanks for the advice!
Absolutely smashed it! Thanks very much for sharing the results, super cool to see the research in action
This is gonna come so helpful when october comes round. Thank you so much
I hope so - no worries!
Most informative video I have seen ever. Thank you
I hope it helped!
Just bought my first car. It’s a 2015 polo 6c with the 75hp 1.0. Proud to say that I bought it outright myself but now I find the insurance to be an absolute headache. This video has been a massive help to me. Cheers 👍🏻
Glad the video helped, and congrats on your new car!
One more tip is putting an address outside London. I put my address in Luton and it went from £2400 to £1900 for my 2018 golf
Coming back to this video. Coming in clutch now.
The best video on uk car insurance, well explained
Appreciate it!
Managed to get the quote down for my Skoda Fabia 1.2 12v Ambiente hatchback from £1,300 to £1,040. Thanks for this!
Doing my test next month, and been looking at cars / insurance in hopes I pass first time at 17 and really appreciate this vid :)
Good luck with it!
Cars With JB thanks, i can’t seem to find any insurance lower than 1800 though, any other tips? i’ve tried with a 2 & 5 door polo but no difference, 2 named drivers with 25+ etc but still can’t get it down
P try insuring the car overnight on a different road maybe? Sometimes it can be your specific road!
Cars With JB will do thanks👍🏼
Loved this video so helpful my g
No worries, glad it helped!
Im going to move out of london. Its just daylight robbery with insurance :'(
Zain K i live on the wirral ( near liverpool) and the prices are just as bad x
teigan mcallow Same 😂😂
@@teiganmcallow8665 yeah I heard around Liverpool it's not as good. I honestly don't get it. I know it's because of some risks but they can't just put insurance up because of a few degenerates having accidents or stealing cars
Insuance is more than x4 of the cars value or even x5 so insurance companies think we are going to crash 5 times in a year
#sterotypes
In some places, you will find that stating your car is parked in a garage will actually increase your amount, which is the opposite of what I was always told. My buddy questioned a suit that works for a car insurance company about this and the suit said this was because a garage can obscure views for potential witnesses of the theft and also muffle noises like smashing glass and alarms which reduces the chance of anyone even noticing. Identifying a thief can go a long way to recovering the car and a garage can hinder this.
THANKS FOR THIS VIDEO! REALLY HELPFUL
Hi JB, even though I'm 50 I watched your video to see what you youngsters face nowadays with insurance. Omg what a bloody nightmare, anyway to the point, location makes a hell of a difference, I live in a town in County Durham and quotes here are excellent and yet if I put towns all around me the insurance nearly doubles!! Now I did a little experiment on location like you and found I'm living in one of the cheapest in the country......I'm staying here!! You've made a good informative video there and probably saved a lot of 17 year olds a lot of money.
Appreciate it Graeme! That's insane - you're definitely in luck if you're living in such a good area for quotes - living on the edge of London I don't have quite as much luck 😢
@@CarsWithJB I just did a little experiment, Toyota Aygo 1.0, 12k miles a year, bells and whistles fully comp insurance, here £325 +£100 excess, then did a Harringay address and with the same company, same insurance, it was £1221+£100 excess!! Up here I can insure a 5.0 BMW M5 for a grand! The insurance in London is nuts and you have my sympathy....i think I'd rather walk. You've really opened my eyes with your video, thanks for that.
I live in Watford this vid is great mate cheers
Ah nice I'm super close to Watty 🤙🏽
Amazing video ! Just subscribed
Thanks very much, appreciate the support!
Got a quote down from 2100 to 1400 with this video thanks man
I've been driving a little while now but this video popped back up and i thought I'd let people know that using these tips I'm now driving a 1.6 astra sport with no black box for just over 100 pound a month, took alot of tinkering but couldn't believe my luck in the end. Great advice cheers bud!!!!
As my first car also
Ah that's great to hear, gassed for you man!
@@CarsWithJB good man wouldn't of managed it without this video bud👍
Britain, where a 5 door car is cheaper to insure than a 3 door even though they're specced the same. Why? Because a 5 door looks less scary.
Best first car is mk3 seat Ibiza (2002 to 2008 model)
Yeah that's a good shout tbf, same platform basically as the Polo!
Been following you for a while, honestly don’t know how you’ve not blown yet
Haha I'm still happy with the growth so far tbh!
6 years ago my first year I paid £2500 on a 1.2 Corsa SXI which I paid £500 for and only lasted about 6 months 🤣 then got a 1.4 MK5 golf which I kept for 5 years, that was cheap on insurance and a cheap runner.. I’d recommend!
Fair shout for sure - thanks for the insight!
great vid, really helpful
Glad it was useful!
VW Polo 9N 1.2 petrol. Economical. Reliable. Great way to learn driving manual, especially on a petrol car (biting point and all that), not small but not too large. I love it.
Haha you really do have to love them!
This is a brilliant video well done :)
Appreciate the support!
I'm 16 rn, so I'm still waiting to get my licence and stuff but I'm still looking at cars and getting insurance quotes and stuff. (I really want an up). Before this video I was getting quotes at like 1600 quid and 1800 quid (but I'm looking to pay monthly instead of annual). But after this video I did another quote and found that the price monthly had gone down to about 1400 quid, so thank u man!
Just a quick one
I saw this vid which said do it annually as it saves, but if you can't afford to do it annually get a 0% credit card and pay it back monthly. That's what my mate did and it was fine👍
Glad it helped - best of luck with driving tests and getting a car/insurance etc! And as above, the 0% credit card trick is a good one of you can get it 🤙🏽
James Thompson can’t get a credit card under 18 tho mate
@@willitsucc9142 oh sound thought it was 16 for credit card 👍👍
Very well spoken individual :)
Great video! Thanks
I hope it helped!
7 minutes into the video as an 18 year old new driver i managed to get my insurance quote of £2600 no black box down to £2300 thank you so much and long live hastings essential!
I like the carbon wrapping inside the car!
Btw great video, I'm Irish so most of these tips will be the exact same
Appreciate it - did it last year and it's a fun little addition! Hopefully it does help 🤙🏽
I got £996 for my polo 9n3, one parent, in Nottingham. This video would of been handy a month ago 🤪 Nice work !
That's still not awful! Hopefully it'll help next year 🤙🏽
Hi! I'm a young EU country citizen,just moved to the UK (last year's June) and started searching for cars and insurances in the beginning of this year to make my journey to my workplace easier. I've gotten a lot of stupidly high insurances,but in the end I found the Suzuki swift (1.3 petrol,from 2004 to 2010,3door and 5 door did not make a difference for me). I live in Doncaster (South Yorkshire),in a nor bad,nor good area,I'm 21 years old with no named driver experience. So I think this pretty much will end in a price of a 17 years old British person's quote. My insurance was £1400 without blackbox. This car wasn't mentioned in any cheap car insurance videos I found on Yt,so I thought my comment would help someone who's probably in my shoes.
Yeah the Swift 1.3 is a good shout, I included it in my last vid on cheap first cars actually and got a super cheap quote on it!
Now that is some seriously good savings for a 17 year old!!!
I thought so too!
The problem is living in london drives it up, watford is quite a rich area so it has lower crime rates etc, slightly over the border of london it gets up to 5k average, mine was 3k and the lowest I could get was 2.4k,
Also make sure you log in to your account on incognito mode, it gets cheaper and messing around with parameters doesnt increase it
Yo bro
Just wanna say you're madly appreciated man. Legit your videos are life savers
If you can, is it possible to make a video on the cheapest brand new cars to insure? I wanna get a car on lease or finance and pay the insurance cash but don't want the insurance to be over 2k. I think generally speaking brand new cars like a 2018 golf should be cheaper to insure right? Idk
Thanks for the support! Yeah I would like to do some new car videos in the near future, I'll have a look into it 🤙🏽
@@CarsWithJB will be waiting for it 👌
Yeah, you could try a quote for something like a new golf on the comparison sites, e.g. moneysupermarket.
I live in a rural county and I can literally get insured on 3.2 V6s for just over £1,000! It’s hilarious but pretty cool lol
That's so sick haha - super lucky!
I'm paying £3,600 for a 1.6 fsi...
How long have you been driving
WHERE TF DO U LIVE
I bought a 2006 VW Polo 1.4 TDI 105 bhp and I have it in my profile pic for u all to see. I bought it 5 years ago when I was 17 and when I passed my test it only cost me £1200 without a black box. On
My third year of driving insurance was as low as £300 which is really good. The car was £2500 on low miles. I used admiral insurance as they where cheaper on confused.com I would highly recommend the polo. Mine is surprisingly fast and cheap. £30 tax and 53mpg. The VW Polo’s are really good cars, u obviously know this as u drive one. But the 1.4 TDI does go when u want it to. Your videos are very interesting. Cheers
My personal favourite all around first car is a mk2 fabia estate 1.4TDI CR. Decently quick, good torque, practical, reliable (VW engine) and modern so you can have it specced with some good stuff. Also cheap to buy.
Got my insurance from 3500 to 1900
Your absolutely a legend mate
Yh mate love ur vids can u put a go pro on your head and show how u get around places and incase people wanna see how a polo works
Yeah I can give it a go at some point!
I’ve got a 14 plate Ford Focus Zetec s and I’m still on my first year of insurance, it’s actually a really good deal because insurance in quite a rough area for me was only about £230 a month
That's not horrendous for a bad area, hopefully it comes down next year!
If it was anything like me the second year should be about half as much as the first one if you make no claims, also you've not done too bad on the price considering it's a "sports" model :D
I did a quote and mentioning that you have locking wheel nuts (which I’m almost sure 90% modern cars have) brings insurance down by up to 200 pounds
That's interesting - might give that a go as I have them on mine
Best all round first car. Smart roadster🙌
Hello mate, I have been looking for insurance on a BMW 118d m sport coupe and the cheapest as a baseline is around 3 grand but I don't want to spend that cause that's how much I spent on the car. Have you got any suggestions on how to get it around or under the 2 grand mark??
From Leeds and WITH a black box it went from £1562 to £865!!!!!!!!!!!!!!!!!!!!!!!!!!! and without a black box, £3-4k to £1055!!!!!!!!!!!!!!!!!!!!!!!!! THANK YOU SO MUCH!!!!
No worries, so glad the video helped!
@@CarsWithJB It really did! and I got a VW Fox so almost the same as you lol!
Sick video useful for me I'm 17 saving to get a blue GT next but I have a polo 1.4 TDI and my insurance is 1300 without a blackbox
That's really decent on insurance, good luck with the saving!
YOU ARE A LEGEND
Got a quote down from £3300 to £1250, thanks a lot!
Jus by changing from full time employee to full time student I save almost 2 grand on a black box insurance. Thank you
My first car was kia picanto 1.1 2008 good city car and I've been drove it from North Yorkshire to London great car i was doing 70 to 95 mph I was paying 1600 a year no black box
First car was a 2014 Ford Fiesta zetec. Managed to get a no black box deal for 1800
L Battista from who? Mines a 1.25 and I pay £1000 with RAC and have a black box
That's decent without a black box - did well there!
Got my insurance down from 2.2k to 1.8k thanks to this video 🤝
just got insurance on a suzuki swift 1.6 vvt sport for 645 pound THANK YOU!
Boss vid 👍I've seen some others videos of people saying put in a lower milage than you expect to do and then top up. Would you recommend that or not??
On black boxes I know it's a proper issue, I would suggest it's probably more expensive to top up miles, but at the same time it'd be annoying to overpay on miles up front; just make a solid estimate before you begin, it was quite easy for me to work it out based on my weekly mileage!
@@CarsWithJB sound 👌cheers for the help
So I like cars right but I haven’t done my test or anything as I’m not old enough should I just have a look at a quote or will it send me emails and calls and post etc??
I got a quote 2.2k for my polo 9n I live near Watford, did my age 20, sales advisor and wheels as a mod car value 500 so not bad for me I guess without a box
Yeah not awful, pretty local to me!
Bargain for not having a black box
Thank s so much!
No worries!
Thiss videos great everything I need
No worries my dude 🤙🏽
Thanks for the video - some very helpful information.
I’m currently struggling to find semi viable insurance. The car I’d like is a 2010-2013 VW Polo (Auto) - 5dr. That’s just the basics, other features/specs don’t matter.
I’m 20 and from London and I’m receiving quotes upwards of £2,500 (with black box, preferably I don’t want a black box)
Criteria is the same as what you advised in this video, any suggestions on what I could be doing wrong?
I appreciate anyone that could assist, cheers!
Got parents on the insurance etc? Have you tried including your driving license number on the insurance as I've heard this helps too? And do you go to uni or anything outside of London that you could potentially change your address to?
@@CarsWithJB Been using my grandfather and driving license number. Unfortunately I live and work in London. Can't seem to find any cheaper quotes. I've even tried at looking at hatchbacks from other makers, such as a Corsa - Similar price bracket and year range, with no luck - everything is well over £2,500. Daylight robbery!
Helpful video
Glad it helped!
so this vid made my insurance on a 1.8l t mk4gti go from 3k to 1.6 and i have a claim of 2k from a mopen genuine legend
thank you so much
Wondering why my insurance quotes were so high when I realised i was using 10k miles per year
A 5 door had £300 increase for me idk why
I managed to get a 1.3l 1998 Ford Fiesta Mk4 insured without a blackbox for £1400 with Churchill. Put my parents on it for 2 named drivers, both with 25+ years experience and no claims etc. For some reason it was actually the cheapest or second cheapest option even though the rest had blackboxes lol
That's very decent - you've definitely done well there!
I've been looking closer into insurance, and I'm really quite angry because in my area a 1.0l Toyota Yaris cost just over £3000 as a baseline. And considering I want a big family car as my first car (nostalgia don't ask), specifically a 1.9L Ford Galaxy, I won't pay over £6000 for insurance.
Will try these tips when I'm old enough. Thanks.
Definitely give them a go - hate that we have such different prices around the country!
Great video JB, Insurance in Leicester for a polo 9n 1.2l is £581.28 including my parents, there is also an excess of £250 which brings the total to £630.46 for insurance which is from a company called GOGirl Insurance, this quote was done as a 17yr old as a student
That's so sick, £581-£630 would be amazing at 17 either way!
I live in mosside paying 400 pound a month for a 1.3 yaris with black box
I got a 1.8l car for £942 for my first year (once moved to a low risk area) with a blackbox, it's critical you enter your driver license number to the quote site's especially for larger engine cars, no idea why.
Yeah it definitely helps - let's them check your record! As and when I get a nice car I'll be all over that
My first year of insurance cost me around £1400 no black box as a full time student living at home in edinburgh for a K12 Micra, and its then went to £900 the next year, and down to £400 the following year (now full time student living away, registered at parents house in a village near edinburgh). I then discovered at the age of 20 i could afford the insurance of an RS Clio 200, at only £800! which this year has went down to £600.
The only reason i could afford insurance on both my first or second car was, same as you, just trying out every possible legal combination i could and choosing the cheapest one.
just for this year alone, my first quote was £1200 when i first checked, and so for the next week i would check every day, multiple configurations. had literally hundreds of quotes saved so i could choose the cheapest one at the end of the weak to go with. 100% worth the hassle on a tight budget imo
£600 for the RS is solid stuff! Agreed re the work point, it just takes some time to get it down but you can do it.
This cut me for a polo from 1500 with black box to 990 without one
That's insane - glad it helped!
Insurance seems to be quite cheap where I'm from (Leeds).
Would having a diesel supposed having a petrol make a. Difference in insurance cost?
Really depends - I've found you can go a little higher on the litres in diesels (which makes sense) but it's still very car dependent!
Multi car insurance is the real way to go, especially with admiral. Got a quote on a Mk 6 golf as a 17YO for £650.
Yeah if you can get it then it's definitely a good shout 🤙🏽
This is late, how does it work if u have ur renting a flat at uni and go home occasionally, do u claim to be a student living away, does that help?