Cash Envelope Stuffing + Sinking Funds | March 2022| Baddies & Budgets
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Hey Baddies! Good to have you back. Thanks for tuning into this episode of Cash Envelope Stuffing + Sinking Funds | March 2022| Baddies & Budgets
Today I'm cash stuffing my 3rd paycheck for the month of March.
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YESS GO FOR IT! You've worked so hard for that lifestyle you need this for your own health. This is not you being extra, this is you knowing your worth! So yes, go for it girl! :)
Agreed not extra well deserved:)
I agree as well!! If you can do it and still maintain go for it!!💚😊
Girl you ain’t being extra there is nothing wrong having your own space. Always remember do whats best for Jasmine. I completely understand how you feel and I’m even going through the same thing myself
During 2020 when we were all staying at home more than usual, I decided to upgrade my living situation because I knew I was going to be spending a majority of my life in my house. I lived in a huge sky-rise that had a view over the city and I LOVED it! Much like you do, working from home, you're home all the time and you need to LOVE the place you live AND work in. This is your office and your home so you should be able to upgrade to be happy to be home everyday.
Also surrounding yourself with people in luxury communities almost gives you a sense of motivation and aspiration to do more and work harder and I really did achieve a lot more that I could imagine over that year.
Get that apartment! There is NO price for peace, health and safety. You got this! 🥰
I recently had a luxury apartment. I got really sick and had to move back home. But it was sooo worth it!
Yes, my expenses almost doubled but it was the first time I didn’t live in the “hood” and boy, did it change my perspective on life and it was so good for my mental health. You have the right idea thinking about your income but if you can pay your rent up for the year then that would be a good idea. Even if your income slowed down, you have time to move or catch up.
I hear it again and again that "money does not buy happiness". Maybe true but it can buy peace of mind.
I lived ion Baltimore, MD and parked my car on the street. It was vandalized about every 6 months. I watched my neighbor's commercial van being burglarized. A horrible life to be looking out the windows all night.
That was 10 years ago. I was able to get my finances in order and buy a nice house in Tucson, AZ. My car is now in the garage.
I say Go FOR IT! It’s nothing like your own space & a peace of mind. You have worked hard, reward yourself. Go for it! Before marriage and kids I went through it living with family and ill never wish that on anyone! Pay for that PEACE! 😊
Get a condo for sure! If you’re gonna consider paying $30K for the first year of rent then you can definitely aggressively save paying down on a condo and it will actually be yours
Hey girl! Love your channel ❤ Consider buy a Condo or a house. That way you are not throwing money away on rent. Save for down payment and few months of mortgage payments. Its an investment in your future. When you pay rent ots a straight loss. Hope this helps you with much love💘
I chose to live with family to save as much as I could and get my credit under control. But the past year has been sooooo rough. Living in the same house with a particular relative became so toxic and depressing and I started hating my job. I ended up having a breakdown. I knew then that I had to make a change. So I started manifesting and speaking positive things into existence and I’ve received so many blessings. I saved a lot & my credit score is now over 740. I’m currently in the hiring process for another job in another city and I feel so much better mentally knowing that a change will soon come. I won’t let fear or worry stop me. You got this hun, you deserve it and you’re smart enough to handle anything! Good luck! 💖💖💖
With how fast you are paying off those student loans you would have a full year of rent saved in no time. It's always a great thing to be able to get something you've been wanting when you have been working your butt off
I say make a apartment envelope. You deserve to be happy and healthy. You work so hard, and deserve to have a nice place of your own...you can do it..
Lmbo jasmine that raggedy $5 has a wound 🤣🤣 thank you so much for this stuffing. I think you should move to have hour own space! Yeah sometimes these decisions can have us rethinking everything but I know you will be good with an apartment on your own 💕
I say go for it. It seems like you really need the change, and the space for yourself. You work very hard, and deserve to allow yourself to reap the benefits from that. Since you’re good with budgeting, I know you could make it work.
I'm new to cash stuffing and I just moved out the hood and brought my first house and it was great for my mental health I say go for it be happy and do you ....your own space is the best space and can nobody change that .good luck
@@bjay2479 Congrats on your new home. 🎊🎉🎊🎊
@@hardsimmer Thank you
I say definitely get a place of your own. As far as luxury, get something that financially will ensure you that you won't have to go back to your family house again. If the cost feels like too much it probably is. Keep looking if you have to. Once you leave that space in your family home I know you won't want to go back there.
I hardly ever comment but I was inclined to tell you this, you are BEAUTIFUL smart and deserve all the luxury your hard work allows you too! Invest in yourself! Be happy and we support you no matter what! Hugs your way❤️😘😘
I love your channel baddie! I used to live in a luxury area in San Diego California and honestly paying the rent that high for something that’ll never be yours isn’t worth it in my opinion but definitely do what your heart is telling you/ what’s best for your mental health. ❤️
Peace of mind is priceless. You are a hard worker and you can make it happen. If it doesn't work at least you experienced it. You can always make another move or go back and start over. Main thing is love yourself.
I always say it's stressful to not have money but it is also stressful to have money. That bring said, you should definitely get your own place.
There's nothing like having your own space and peace of mind. You are already manifesting it into existence. It will happen sooner than you think. ❤🙂
You work so hard for your money. You deserve good things in this life. You’ll make a good decision. You are the captain of your own ship. You take it where you want to be! The place that makes you happy. 💗
I never comment on your videos, but I just wanted to say, I hope you choose what is best for YOU and YOUR health 🥰🥰
You young! Enjoy your life! If you want a luxury apartment, then go for it!! I lived in apartment for most of my adult life, I got married and moved 1hr away in a house. It not mine, but it's more room! Wish you all the luck and blessings! 💜💜
Do whatever is gonna make you happiest. I moved out while still in school and it made financials a bit harder but honestly it’s been worth it. My sister and I still live together but being able to get some freedom and a place that belongs to me helped a lot. It was hard at first but now I’m used to it. I don’t regret it
You sound like you have made your mind up. Life is short girl! Chase your happiness.
Hey Jasmine, I hope you see this message. As someone who dealt with a lot of family issues growing up, I totally understand needing your own space. I took the chance to move out as soon as I could and now I’m back living with family. Taking that first step is scary, but sometimes it’s necessary.
I’m not aware of your full situation but if living with your family will remain an open option for you, then just remember that you can always come back if living “alone” isn’t for you. At the end of the day, your mental health should always come first. I hope you find peace in your decision. Great video as always, love the transparency 💕🙂
I haven’t been watching you for a super long time, but honestly I say move. From my understanding you own your current residence and you’ve consistently put money aside. You only got one life girl
Gurl real world rent sucks. Def do at least 6-12mnths saved up before you move! Having said that, having yr own space is priceless 😌
I had my own apartment in a family building for only $700 and no utilities nothing but when I say it was horrible. I moved and my rent double plus utilities. When I say that was the best decision ever! Don’t ever put a price on peace ☮️ God will never give you more than you can bare🙏🏾 He always make a way! So I hope you do it ! Good luck! You got this ❤️
I think it’s absolutely worth it. Your mental health being at its best will keep you striving forward. Making your business better and the money will follow you.
I do enjoy the cash stuffing aspect of your videos, but truth be told, I watch your videos mostly for the knowledge you be spewing. I’m here for all of it 🙌🏼🙌🏼🙌🏼
Your very inspirational that's another reason why I ❤️ your videos too about life and what you want in your future that's are my thoughts but I'm really do it for my 5 kids 🌎
Your budget will adjust to new living expenses. It does. You make the adjustment in other places. You are a successful business woman. Don't sell yourself short. I suffer with mental health and I believe in doing anything I can afford that will enhance my daily living. Change is always scary but most often well worth it.
Jasmine I love your cash stuffing videos. Yes...make that move because you work so hard to save your money for things like this so go for it especially for your mental health. Pray and go out on faith and God will see you through the rest. 🙏 🙂💖
If you find value in it, than go for it! It's your money and none of us can speak on how you choose to spend it. I wish that I had the means to get into a luxury apartment in my city when i was younger. Life got real ghetto when I had these kids 🥴😂😂 Do you boo! ❤️
Thank you for the video. Don't worry you got this just take your time to decide and when you feel comfortable than do it.
1st- I love my family but being on my own with my two kids is worth it for my mental health. You do YOU boo! I miss the extra funds. Honestly I’d rather work smarter and have my own place to relax and be free/me❤️ love your realness!
I recently bought a house. Best Decision for my mental health. The hardest part was stressing about whether i could do it. You are doing well for yourself and you deserve a place of your own.
Get the apartment! The universe is pointing you in the right direction don’t fight it! ❤️
If you could find something around $1500-$2000 a month would give you more breathing room and not added anxiety. A cushion of 6 months rent would also reduce your stress level.
This.
I always appreciate your transparency on your channel because some of the things you talk about I go through myself and it feels reassuring to know you’re not alone. I literally am deciding on moving and it has been on my mind for months and I’m still on the fence cause I’m not exactly where I want to be just yet.
HOWEVER, I say go for it if it would make you mentally healthier!💕
The Manifest pouch is everything! I'm adding that to my savings binder. 🙌🏾💰
You are paying for your peace of mind. If you can afford it, without it drastically changing you're financial situation, then I say go for it. ❤❤
You’re very candid which I really appreciate it’s quite refreshing actually. As for moving I say go for it! That’s the general consensus that I can see in the comments. If it will help you with your mental health and peace of mind it’s worth every penny in my opinion. Great video 🙂
It was worth the move. I have never been more happy and comfortable.
I've delt with depression and other issues my whole life so I think you should move cause it sounds like you know that is what you need. But in my opinion renting is a waste of money so if you can buy! I know luxary is great but you can make your space what you want. Just do what you think is best for you and your health and your niece.
Think about it this way if you move and it's just ends up not being for you, you can always move somewhere else. It's always great to try new things and you've worked hard and you deserve it and if it helps with your mental health I say move and don't worry about it one bit don't even look back just do it.😍
Sweetheart if you do nothing else for yourself... TAKE CARE OF YOUR MENTAL HEALTH!! If that means "Moving on up" DO IT FOR YOURSELF, you will find a way for it in your budget. Yes I think you should do it ❤👍
I completely understand that . Living with family was overwhelming for me , and my mental health girl it was stressful . The stress of bills was way diff than stress of living with family but honestly sometimes it’s best to have your own space and since you work from home you deserve that space to unpack at the end of the day. I missed the family and the noise of a full house for a bit but then you work very hard and deserve it . I entirely understood what you mean about being cautious though with taking on a new expense. I’ve now lived alone with my daughter for two years and it’s the best decision specially for the reason of privacy haha
We sold our house of 16 years and moved into luxury apartment best decisions ever made
Lovely video❤️ I think you should get the apartment honestly having your own space is so important especially when the place that your at is affecting your mental health. As soon as I turn 18 I’m leaving my family is so toxic take the chance I don’t think you’ll regret it 💕
Envelopes are so pretty. Loving the pink! 😍😍😍
We just all love you! Please take care of yourself. As for myself working in healthcare, I know I struggle at times mentally with work and just home life.. I just have to get out in the sunshine and just fresh air weather it is a walk or just sitting and listening to music. I set a time 3 times every day for my breaks, even when I am at home. I just gives my mind the break I need! You need to put you first put your favorite perfume on just for you!
I think you need to give yourself grace. you don't work hard to neglect yourself of nice things that you desire. I've done it and really its the best decision I've ever made. my head is so much clearer and in in such a better space because your environment really plays a huge part in how you feel.
I was struggling with living with family. It was affecting me mentally. I purchased a home last year at the age of 33. It was built from the ground up. I have never lived alone. It’s was the scariest thing. But I sometimes struggle with just being by myself because I wish I had someone to talk to but it is nice not having people nag about every little thing. I used to get fussed for not clearing the microwave when I lived with family. It was so bad they literally left sticky notes around the house for me to see. I was on the verge of mental breakdowns like every other day. I just had to get out because I couldn’t take it anymore! Being responsible for all costs is scary, I definitely get it! But peace of mind, get your own space!
My therapist and I spoke about that. She told me that it’s impossible for me to heal in the same place I was broken. She told me I would need to learn to find peace outside of chaos. Sometimes we live in a state of drama and chaos for so long that when it’s no longer present life feels boring. We have to relearn how to be happy… let our brains re-wire how to navigate life when there is no drama.
Thank you for sharing that encouraging message. Try adding in more people that love you… that you wouldn’t mind inviting into your space.
I plan to have girls night a few nights a month to help me transition into my new life. I hope that helps
I have yet to move out but come June we should be. That’s just when the next townhome is available. My daughter, fiancé and I just need to get out of my parents place. We need our own space
I just bought a house this year and let me tell you sooooo worth it got my own space I love being by myself well with my puppy of course but buying your own place I've learned I've saved so much more instead of renting for sure my bills still trying to get used to it but it's all WORTH it at the end trust me I don't regret it I feel so independent
What about buying a condo or townhome instead of renting ? Since you will be just you or one more person.
You should do an Airbnb for a week to test it out see if it’s something that you would like living in
GURRL!! I do get it! We live with my sister and it is GREAT… however I know it will be much better when we get our own place… I am saving for our first home this year. Side note: I am not a stalker 😬 I am watching your video and commenting as I go sorry 🤷🏽♀️!! 💚😊
As someone who left my husband this month went from a 5 bedroom 2 bath house to a 2 bedroom apartment with 4 kids for my mental health. It doesn’t have to make sense to anybody but you . We only get ONE life . You work hard and deserve to eat the fruits of your labor or whatever you be saying lol.
Feb 2021 I moved into a house by myself for the very first time it was very scary to jump and it was a little hard to adjust money wise but it was and continues to be the best decision I’ve ever made . Don’t let the fear hold you back if you can afford it and not be struggling every month go for it!
Treat yourself for your birthday and move. You need your own space. Don't think too much. Do it ❤️
Hunny you do you boo if you would like to change it up do it. In your goals you have babies live while you can Hun no decision can't be undone when life changes again but for now rock where you are at and do what now needs and change it up when tomorrow comes
Omg yes you should go for it! Life is short. You deserve it girl! plus I would love a house tour LOL
I think moving is a good idea, you do deserve your own space, but maybe somewhere with lower rent? Hopefully somewhere out there is a middle ground of a nice apartment building that might not be as luxurious but will still let you live comfortably and not break your budget so much. Going from no rent to $3k a month is a huge jump and will impact your ability to save + might cause you more stress as you find yourself not able to save for things you want because of your extra money going to rent. I saw another comment mention trying for a place that is like $1500 - $2000 and I think that's a pretty reasonable price!
I like the way you fold your money for your cash wallet lol. I even started doing it🤷🏾
Girl, you should go for it. I was hesitant about buying myself a Range Rover. I was talking to my mom and she told me if you don’t spend your money someone else will when you pass so live it up lol I bought the range the next day and I felt good because I do work a lot and don’t spend a lot on myself
You should go for it and that Tesla you want 💗
I love the peaceful vibes on this channel 💓
It’s worth it. Absolutely worth it for your mental health!
Love the video! Choosing a place is a hard decision! I Love writing done pros and cons of anything I want to do. Before I chose the place I live in now I had another option that could’ve been doable but definitely more tight! Haha no one wants to live on ramen noodles for a nice place 😂🥴 quality of life ya know?!
Peace of mind priceless!
What happen to the funds for your turtle (forgot his name) can we see him😀😀😀
I think you should go for it you have to do what’s best for you and if that helps you 5hen it has to be worth it xxxx
Girl if you can afford it then go for it. Just make sure you’re not putting yourself in a stressful situation paying all that money for rent. But if you can afford it and it’s gonna make you happy then I say go do it girl
Hey!! You shared a few good statements on this video!! Thanks for sharing!💚😊
Moving out is always scary, but once you make the decision and take THE step you will never be scared of making big decisions ever again. 💙
Your are a sweet and resourceful young woman. I’m new to channel but it seems to me you could pay the rent just with what you save in all your challenges! Your month challenge, 52 week challenge, $5.00 challenge and so on. You have the money. First you must get over your fear of pulling the trigger to make yourself happy rather than others. Talk to your therapist about this. Just me but renting is a waste of money. Nothing to show for the $30,000 you will spend in rent first year. Always buy a condo, townhouse, home, whatever.
Yea that’s expensive for only the first year 😫😨
Amazing cash stuffing and great video ✨🦋
I live in Houston. The views are beautiful. Yours is way more grander I’m trying get on your level.
We can hear the excitement in your voice when talking about the new apartment!! I think it’s definitely right for you, the universe has brought it to you at the perfect time ☺️ go for it!!! Xx
loves your videos
Hey girl!! Im in the same boat as you, but I can't afford it on my own. I suggest looking deeper into finding a more affordable place, but if you can't, I say go for it! You deserve it!n
Love your nails and all your videos. It’s helped me learn how to cash budget
You mentioned wanting to get a new home and have been saving, just need to decide if you want to keep saving for that or move into the apartment. I lived in a luxury apartment until I moved in with my husband it felt like it was a minimum for utilities just to keep them on. I live in the Midwest here’s the monthly: gas: $60, electric: $75, water: $25, valet trash: $20
It sounds like you need a home that's yours. I would spend the next 3 month or so putting the 3,000 rent in an envelope like you are paying the rent now and seeing if it causes you more stress paying that much in rent. In the end you will have at least 9,000 as a cushion in your rent payments envelope in case of emergency. If that amount feels uncomfortable for you then you know to look for an apartment that's less expensive. Have you considered buying a condo.
That's a great idea 💡 to stuff the money.
I like this idea! A good test to see one’s comfort level if what they’re saving for is sustainable
I live in Illinois, but I drive to Wisconsin for groceries, there is no tax on food in WI so it's cheaper. I can usually buy 2 weeks worth of food for $120. I also get my gas in WI because it's 40 cents cheaper per gallon.
The $5 got a “wound” 🤣🤣🤣
Completely understand the thought process… I relocated alone to a new state looking for peace, better health, and a new adventure. I found exactly that while living in a luxury apartment. Let me just say that adulting is overrated lol. And as much as I don’t like to see my cash flow disappear every month for rent, I justified the expense for this first year. I spend ALOT of time in my apartment so I chose to spend the extra for the luxuries. Now, my first year journey is coming to a close and although it’s been fun and peaceful, I am heading back home with the thought that I tried it, it was okay for a little while, but now I’m done. Lol…. There is nothing wrong with just trying it for a year and see where your next adventure takes you.
👀 how you know I didnt like the set up last video.... but yes welcome back to your desk
Speak the move into existence.. it will happen
Just because you can afford something doesn’t mean you want to afford it!
I would also save money like you are living in the apartment and then see if you still have the budget.
Also, you don’t have to stay in the apartment forever. Try it for a year and then reconsider your situation. You can always move to a less expensive place after a year if it just wasn’t what you thought it would be.
Hey girl I missed watching your videos idk if I missed you painting them or what but I was like where is baddie your the only channel I watch like crazy.
Welcome back!Thank you so much for watching!!
Your new markers are so pretty 😍 I think mental health and trying new things are important in life. If you do decide to move, can't wait to hear about it!
Love love love your videos! They have changed my life. It’s so nice not to be living payday to payday anymore and to be finally taking control of my debts xx
Ok going to throw in my two cents..I would wait until your student loans are paid off to move. That is a huge chunk of money you would be able to throw at your rent and or mortgage.
🤗 we’re here for you sis . I think the growth in the new home will be good for you. You got this! God got you! & we got you 💪🏽
💕 ✌🏽
GREAT VIDEO SIS 🔥🐲
As always I am behind lol but I am finally catching up
If you can afford it, that's the big part, having your own space is such a necessary part for your mental health, not saying living with your niece isn't by any means! But, it's almost like a brand new sense of freedom. I'm going through the same thing right now, scary, but it really is so nice having YOUR space, where whatever it is you want to do, it's your choice. Plus, it simply gives you the space to do what you need to do or want to do. Find a nice place, and get yourself a nice comforter set as your first luxury for yourself. Then later, buy a nice set of plates/bowls you like. Luxury doesn't mean it can't be useful, I have my eyes set on a desk that I'm saving to buy when I move and to me, that's my luxury because my desk right now, she's a bit rough ^^ You can do it, 100%!
I am originally from Seattle 🌊 and moved to San Antonio texas. Yeah Seattle is gloomy sometimes but the views are so Breath taking and euphoric. It does something for the brain… endorphins… so yeah. Anyway thank you for the video 🤗
I’m here and enjoying your content as always!! Do what makes you happy hun😊😊🤗🤗🤗