A heartfelt thank you for the insightful discussion on our podcast. @@NeerajArora your expertise and perspectives on escaping the middle-class trap were truly enlightening. We appreciate the time you took to share your valuable knowledge with us. Looking forward to more engaging conversations! @@themoneypodcast91
Great podcast.. the key point is that if you’re in a position to invest then do so.. as Neeraj said, Index Funds are better than individual stocks and have relatively low expense ratios (if you pick the right funds).
And I thought my attention span has got affected due to reels. But, I watched this whole episode in single sitting. Thanks to both for maintaining the discussion meaningful and special thanks to neeraj sir for sharing his views on how to come out of middle class trap.
Neeraj ji !! Bahut Maja aaya !! Ye he asli financial knowledge. Mainly hame low income group apni planning kaise kare is par jor dena chahiye. Tabhi aap jaise logon ka knowledge logo ke kaam aayega
The middle class is not a trap. Don't make people full. Everyone has some dedicated life purpose so they are living. Happiness is ultimate thing no matter what reason.
One of the best podcast I have come across.. I am active listener on TH-cam podcasts but this is the best honest one i have come across...thank you... keep up the good work...
If some expenses are cut off then savings would automatically go up ensuring both future guarantee or even investment (u need large sum to compete). Massive improvements in free provision of public education, healthcare can cut it off to a huge extent so the political authorities also have a big role to play.
Very informative podcast. Some of the basics such as writing it down, excel-ing, and health insurance are so so essential. Even for that matter reading the clauses of the insurance. Do get him again. Also deeper questions to him would be great - like DigiGold investments (emergence of online gold purchases), earnings during frictional unemployment phases, the business-model income fluctuations, businesses who are non-employee in nature, investments in dead stocks/assets with the knowledge that it could possibly do well, etc. Some book recommendations would be great too. Cheers.
I don't believe that, in today's world, anyone is completely unaware of their finances. Everyone tends to manage their experience and future goals based on their priorities.
80k bhi kaam padti hai jab 6-7 logo ki family ho.. old age elders medical bills, child education, rented house in meteocity, grocery for big family, transportation ka kharcha hi nahi nikal pata... Saving kaise hogi Middleclass defination sab ki liye alag hai. Agar salary 2L p.m. ho tabhi wo metrocity me ghar nahi kharid sakta 1+cr aj ka rate hai.
I think this is one of those podcasts which i have listened to, without break. And i have saved this one among those which i will re-listen .. I think every middle class as well as lower class earning person..must listen to this and prepare notes out it..
1. Education Knowledge Skill monetize it work hard 2. Do budgeting 3. Be a problem solver and solve it in a innovative way 4. Get out of FOMO 5. Enjoy your money also.....
I actually paused the video and bought a health insurance, bohot time se lene mai delay krra tha sochke abhi fit hu so not needed now krke. But he's right! Better safe than sorry
who is at fault if a member of committee questions the apex body eventually they are removed or one submits from that committe whether its ICAI or DGCA Whether people should question the process how our regulatory body looks towards it
ये बंदा सही बोल रहा है middle class को म्यूचुअल फंड में पैसा लगाना चाहिए। Evan में तो बोलता हूँ। बच्चा पैदा हो तो उसी समय से 500-1000 रुपए की SIP शुरू कर देनी चाहिए।
Thanks for this video. As today i am at 38 i have no income from family. But i respect and proud of my father for his dedication for my study. and i get job. i have two flat in Pune(70L + 45L). One land in my home town (25L). Share/Stock ( 16L direct share + 2L ETF ). NPS(10L). PPF(10L). PF as usual. i need to support family of 6 including 2 child. i pay 40K/month for HL emi. As per my calculation in next 8 year it will be finish HL. Can u suggest what i can update in my portfolio.
Ownership of business concept is bull shit...in equity.. Simple example if company gets bankrupt.. Company owner is still safe.. But all the money of retail investor got wiped out
Problem is people are trying to live a instragram life of others...stop spending on unnecessary buyings these are traps to keep you poor...save money...if we live frugally like generations of 1960s with salary we are getting we can have a royal life in golden years...dont fall for social media advertisment
Muzhe ab tak ye nahi samj Aya 500 1000 se 25 30 sal me kaise Amir hote , inflation aur money ki value bhi socho na , agal 10 sal me 1 cr bahut chota amount lagega
Are bhai to agar ye amount tu lic ya kisi bank RD me lagaoge to 1 crore bhi nahi banega, you will hardly make 50/60 lakhs. So which option is better, decide for yourself.
A heartfelt thank you for the insightful discussion on our podcast. @@NeerajArora your expertise and perspectives on escaping the middle-class trap were truly enlightening. We appreciate the time you took to share your valuable knowledge with us. Looking forward to more engaging conversations!
@@themoneypodcast91
Great podcast.. the key point is that if you’re in a position to invest then do so.. as Neeraj said, Index Funds are better than individual stocks and have relatively low expense ratios (if you pick the right funds).
@@SoniSingh-fl8cfveri good Neeraj Bhai
Bhai agr social media app delete kar dia hota tho ye podcast youtube meh nahi dhek paate😅
,hjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjj@@धनगुरु-भ5न
I'm not a ca nor a financial professional but I'm a subscriber of neeraj arora.
Thank you so much for having me on your podcast. I thoroughly enjoyed the conversation and the opportunity to share my insights.
Families must discuss about their finances with their children to ensure they grow up as well groomed adults.
Great podcast 👏🏼🙏🏼
Bohot badiya podcast hua. Knowledge bhi mila aur maja bhi aaya. Thank you mam👌👌
Neeraj is a great guy 🫡. The way he speaks is phenomenal. I am a subscriber of both Raavya & Neeraja.
Thank you 🙏
Beautiful presentation madam …..All basic aspects of financial planning have been covered by Neeraj sir…….good podcast….
😀You are right Sir i paused the video and purchased my health insurance. thanks to you both.
And I thought my attention span has got affected due to reels. But, I watched this whole episode in single sitting. Thanks to both for maintaining the discussion meaningful and special thanks to neeraj sir for sharing his views on how to come out of middle class trap.
Interesting podcast....good tips shared by Neeraj Arora👏
The best podcast ever. Hope this goes viral. It's very useful.
Clear baat on FF AND no Bakwas.....Neeraj Arora... a gem in financial field ❤
Neeraj ji !! Bahut Maja aaya !! Ye he asli financial knowledge. Mainly hame low income group apni planning kaise kare is par jor dena chahiye. Tabhi aap jaise logon ka knowledge logo ke kaam aayega
Knowledge, skill and education, work hard, work smart
Amazing podcast. Neeraj understands wealth creation and situations well.
Bhut accha podcast tha. Pehle bhi kafi finance ke upar podcast sune hai. Bt ye kuch alag tha. Ty 😊
Great Podcast.. Neeraj Sir is awesome..
The middle class is not a trap. Don't make people full. Everyone has some dedicated life purpose so they are living. Happiness is ultimate thing no matter what reason.
Yes it is... Start sending ur kids to school, start a family and try maintaining a good lifestyle, you will understand why Middle Class is a Trap
Not everyone has this budget problem @NeerajArora Sir but some other things blocks them from starting saving and we agree with you delay costs a lot.
He is a good judge of human psychology . Very balanced advices . Very motivational podcast.
One of the best podcast ❤️
I have watched full video it was very helpful and I have started planning on paper 😊.
Mam I am 19 year old boy and I am learn lot of things from this podcast Thanku ❤❤
One of the best 🙏🙏
Very good conversation. I am also fan of "the phychology of money" 😊 highly recommended
Neeraj boht intelligent banda hai. Good podcast
Nice rich discussion, enjoyed it. The host is articulate, intelligent and of course beautiful ❤
♥️
Bahut hi acha lga podcast super ❣️
One of the best podcast I have come across.. I am active listener on TH-cam podcasts but this is the best honest one i have come across...thank you... keep up the good work...
Thanks for listening
बहोत ही अच्छा डीस्कशन.
Good very use full information thank you
Informative session
Valuable Podcast ❤
बंदे का इंटरव्यू देने का तरीका बड़ा कमाल था। खासकर आई कांटेक्ट कैसे रखना है बहुत अच्छे से किया भाई ने।
Neeraj sir is always best 🔥
Neeraj sir aap ka bahut bahut dhanyabad
Very good podcast ravya ji 🎉🎉
Thank you ji
Yes sahi hai ye point 🎉🎉
Very good podcast 👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍
Thank you very much!
Well explained 👍
I love it❤️
Thanks for liking
I am already out of these middle class trap.. 😊
Neeraj apki insta story dekh kar aana pda 😂 Sir hero ban rhe hai..
mind blowing video
मैंने ऐसी व्हिडीओ देखकर बचत और निवेश करना सिख लिया
Too good show; please bring him once every 6 months.
Done
Great one 🙌
Thanks for listening
Thanks for the podcast
Thanks for listening
If some expenses are cut off then savings would automatically go up ensuring both future guarantee or even investment (u need large sum to compete).
Massive improvements in free provision of public education, healthcare can cut it off to a huge extent so the political authorities also have a big role to play.
Valuable information
Glad you think so!
Scrolling is the new smoking - Neeraj Arora
Worth watching podcast
Thank you Shefali
Very informative podcast. Some of the basics such as writing it down, excel-ing, and health insurance are so so essential. Even for that matter reading the clauses of the insurance. Do get him again. Also deeper questions to him would be great - like DigiGold investments (emergence of online gold purchases), earnings during frictional unemployment phases, the business-model income fluctuations, businesses who are non-employee in nature, investments in dead stocks/assets with the knowledge that it could possibly do well, etc. Some book recommendations would be great too. Cheers.
Jai Ho 🎉
I don't believe that, in today's world, anyone is completely unaware of their finances. Everyone tends to manage their experience and future goals based on their priorities.
Absolutely u r right,.. everyone has their priorities but we ignore our financial goals
THANKS MA'AM & NEERAJ SIR FOR SHARING SUCH WONDERFULL LIFE IMPROVING LESSONS..❤
It's my pleasure
I remember and follow Neeraj sir from his online Audit classes days when I was pursuing my CA Final in 2015❤🎉 Nostalgia😊
80k bhi kaam padti hai jab 6-7 logo ki family ho.. old age elders medical bills, child education, rented house in meteocity, grocery for big family, transportation ka kharcha hi nahi nikal pata... Saving kaise hogi
Middleclass defination sab ki liye alag hai.
Agar salary 2L p.m. ho tabhi wo metrocity me ghar nahi kharid sakta 1+cr aj ka rate hai.
Bache hi paida mat kro sbse best
India ki problem population hai
Population kam hoga to opportunities jyada hongi
Nationalised banks ke employees mislead nahi krte h ,jo puchhoge wo use answer krenge but unhe koi fark nahi padta h ki aapko chahiye ya nahi .
I think this is one of those podcasts which i have listened to, without break.
And i have saved this one among those which i will re-listen ..
I think every middle class as well as lower class earning person..must listen to this and prepare notes out it..
Thank you for listening
James❤
neeraj sir plz put a video on how to choose best medical insurance
Education Investment Insurance ✅️
The trap of 'getting out of the middle class trap'
Aaj legends k focus ka focal point gayab h
Maam please bring Warren Buffett to your podcast
Plz reduce the number of adds.. it decreases the gravity of the topic or subject matter..
Good evening ✨ Mam
Please also make a video on skilled immigration
Mai to sahi me aapse sikha raha hu. Aapka podcast sunkar mai shares se bahar nikalna chahta tha par Phir aapki advice yad aayi churning nahi karana
Who remember neeraj parimal show
Main reason for middle class trap is ppl vote for caste not development.
Summary kya hai iss vedio ki
Any one notice Neeraj sir look like our cji 🤔
1. Education Knowledge Skill monetize it work hard
2. Do budgeting
3. Be a problem solver and solve it in a innovative way
4. Get out of FOMO
5. Enjoy your money also.....
I actually paused the video and bought a health insurance, bohot time se lene mai delay krra tha sochke abhi fit hu so not needed now krke. But he's right! Better safe than sorry
who is at fault
if a member of committee questions the apex body
eventually they are removed or one submits from that committe
whether its ICAI or DGCA
Whether people should question the process
how our regulatory body looks towards it
"scrolling is the New Smoking"..😂
We become unconscious...In daily routine life..
I am a housewife.. happy to hear this..😊
ये बंदा सही बोल रहा है middle class को म्यूचुअल फंड में पैसा लगाना चाहिए। Evan में तो बोलता हूँ। बच्चा पैदा हो तो उसी समय से 500-1000 रुपए की SIP शुरू कर देनी चाहिए।
Thanks for this video.
As today i am at 38 i have no income from family. But i respect and proud of my father for his dedication for my study. and i get job.
i have two flat in Pune(70L + 45L). One land in my home town (25L). Share/Stock ( 16L direct share + 2L ETF ). NPS(10L). PPF(10L). PF as usual.
i need to support family of 6 including 2 child. i pay 40K/month for HL emi. As per my calculation in next 8 year it will be finish HL.
Can u suggest what i can update in my portfolio.
30:00
55:50 -- Sahi Banda nehi he bas. Jo paisa deke course kharideho, usska kya? 5-10 try karliye to hogaya kaam.
I saw Kannada actress Ramya
🎉
Maine pahli bar aapko dekha aur suna h you are looking a like ayushman khurana
29:01 Hilux 😂
57:31 dekho phli baat to ye sip nhi hota h, S.I.P. hota h 😂
👍👍
Ownership of business concept is bull shit...in equity.. Simple example if company gets bankrupt.. Company owner is still safe.. But all the money of retail investor got wiped out
I do budgeting since i came to know about 20-30-50.
Its very uaefull.
But unfortunately i came to know about mf very late.
Sve first and then spen from the balance money
Nice tattoo 👌
Mera sirf vimal ka expense hai😂
🎉
Ayushman khurana 😂
Problem is people are trying to live a instragram life of others...stop spending on unnecessary buyings these are traps to keep you poor...save money...if we live frugally like generations of 1960s with salary we are getting we can have a royal life in golden years...dont fall for social media advertisment
Muzhe ab tak ye nahi samj Aya 500 1000 se 25 30 sal me kaise Amir hote , inflation aur money ki value bhi socho na , agal 10 sal me 1 cr bahut chota amount lagega
Are bhai to agar ye amount tu lic ya kisi bank RD me lagaoge to 1 crore bhi nahi banega, you will hardly make 50/60 lakhs.
So which option is better, decide for yourself.
Nahi break karna tha middle class trap