RITZ CARLTON CREDIT CARD REVIEW 2021!
ฝัง
- เผยแพร่เมื่อ 15 ต.ค. 2024
- The benefits of the Ritz Carlton Credit Card aren’t well known, in fact, many people aren’t aware that this card even exists! I’ll expose all the details of this premium hotel credit card so you can see if it’s right for you! Click “Show More” to see Ad Disclosure.
📲 MAXREWARDS - Manage credit cards & rewards!
Get Gold level for free with PROMO CODE = markr
markscreditcard...
💳👉VIEW CREDIT CARD OFFERS!
markscreditcar...
🛍 RAKUTEN - Earn Cash Back!
markscreditcard...
‼️ GET FREE STOCKS FROM WEBULL when you open an account & deposit $100:
markscreditcard...
🎬 VIDEO: I Got The Ritz Carlton Credit Card (Step-by-Step Product Change)
• I Got The RITZ CARLTON...
WELCOME BONUS (Aug. 2021)
N/A
This card was discontinued to new applicants in July 2018
However, you can still obtain it via product change from the Marriott Bonvoy Bold credit card or the Marriott Bonvoy Boundless credit card, both issued by Chase.
See the link to the video above for a step-by-step tutorial on how to do the product change
ANNUAL FEE = $450
EARN MARRIOTT BONVOY POINTS
6X Marriott Hotels
3X Dining
3X Car Rentals
3X Airline Purchases
2X Other Purchases
REDEEM MARRIOTT BONVOY POINTS
Best for Marriott hotels & resorts
Average value = 0.7¢ per point
Example: 75,000 points = $525
MARRIOTT REDEMPTION CHART
www.marriott.c...
RITZ CARLTON CREDIT CARD BENEFITS
$300 Annual Travel Credit: Covers qualifying airline incidental purchases, including: airline lounge day passes, yearly lounge memberships, airline seat upgrades, airline baggage fees, in-flight Internet / entertainment, in-flight meals. Must contact J.P. Morgan to use credit. Call # on back of card or send secure message. Renews every calendar year.
Free Night Award: Receive 1 annual free night certificate. Value = up to 50,000 points. Covers most fees & taxes (exception: resort fees). Renews every account anniversary year
Gold Elite Status: See all Marriott Gold Elite Status Benefits here: www.marriott.c...
Platinum Elite Status: Spend $75K on your Card within an account anniversary year
15 Elite Night Credits: Receive 15 elite night credits each calendar year towards the next level of elite status
3 Annual Club-Level Upgrade E-Certificates: Issued every account anniversary year. Each valid for up to 7 nights. VALID only on member rates and non-discounted rates available weekdays and weekends on standard and premium rooms. NOT VALID on special corporate negotiated rates, wholesale rates, discounts, or promotions (includes AAA), packages, group rates, eChannel rates, advance purchase rates and Government rates. Valid at participating Ritz-Carlton hotels. Reservation must be paid for with Ritz-Carlton card. TO REDEEM, call 1-800-542-8680
$100 Hotel Credit: Available at Ritz-Carlton & St. Regis properties. 2-night minimum stay required. VALID only on member rates and non-discounted rates available weekdays and weekends on standard and premium rooms. NOT VALID on special corporate negotiated rates, wholesale rates, discounts, or promotions (includes AAA), packages, group rates, eChannel rates, advance purchase rates and Government rates. TO REDEEM, must book the rate called: “$100 Property Credit, Luxury Credit Card Rate.” Applied as a credit on your hotel bill upon checkout (i.e. not your Chase statement). Exclusions: room rate, alcohol, taxes, gratuities. No limit to how many times you can use this per year.
Priority Pass Select: Access over 1,200 airport lounges. Unlimited free guests. Authorized users get their own Priority Pass membership, also with unlimited free guests. Access Priority. Pass lounges & restaurants. For the restaurants, you’ll get a $28 credit as the primary cardholder and $28 for up to 1 guest ($56 total)
Fee Credit for Global Entry or TSA PreCheck: Receive a statement credit to cover the application fee for either program. $100 for GE. Up to $85 for TSA PreCheck. Renews every 4.5 years.
No Foreign Transaction Fees
Premium Internet Access: Free in-room, premium Internet access
INSURANCE & PROTECTIONS
Learn more here: static.chasecd...
SHOULD YOU GET IT?
See end of video
Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.
#travelcreditcards #marriottbonvoy #ritzcarlton
💥👉 *UPDATE:* Starting on Jan. 01, 2023, the qualifying period to earn Platinum Elite status via $75K spend will fully switch to each _calendar year_ (i.e. Jan. - Dec.). Previously, it was based on cardmember year.
Hi Mark! Have you been able to or think it possible to combine AMEX Plat's Fine Resort $200 credit with the Ritz $100 credit? Seems reasonable to think they can be stacked.
@@IronHulkTriathlon - Not that I'm aware of. For the Ritz $100 credit to work, you must book directly with Marriott at an eligible rate. Amex FHR credit requires booking via Amex portal.
Did they change the number of guests you can bring? In the airport lounge with your priority pass ?
@@puppyrex1789 - Not that I'm aware of, but it's possible. I haven't received any communications.
@@MarkReese do you get the free night certificate as soon as you product change or do you have to wait one year to get it?
The countdown begins 1 month from today I'll be product changing to this card. At the time of applying for the boundless, I wasn't aware of the capability of product changing. Nice to find out later down the line. Thanks for the in-depth review of the card!
Awesome! ⏰
Just had lunch and that ice-cream looks amazing. Thanks to you, I upgraded my Marriot boundless to the RC card today!!! They keep changing benefits it seems like and I will find out if what the rep told me was right.
According to him you can use the credit towards ANY airline purchases including tickets. I am skeptical but it would be a lot easier to use. On the negative side he mentioned that the PP membership only allows one guest now. Have you heard about that?
Congrats on getting the Ritz! 💯 Both of those 'benefit changes' seem incorrect to me. Once the card shows up in your online Chase account, go view the benefits section.
1. Click on card
2. Click on 'More' tab
3. Select 'Card benefits'
Fine print Terms & Conditions are at the bottom of the page.
Jeez that’s a lot of benefits! Great breakdown of it!
A lot of benefits indeed! 😁👍
If this earned UR points, I think it could easily be considered the best credit card. In September I will be under 5/24 again and I may pick the Marriott bonvoy brilliant up. That priority pass is just OP
Definitely would be incredible if it earned Chase UR points! 😁💯
The Priority Pass Select membership just earned it's keep for my Wife and I. We were flying to Europe on KLM from Dulles, Washington D.C. and upon arrival at the concourse in the afternoon, almost nothing was open as far as restaurants go. However, the Air France lounge was open. We simply walked in and presented our digital Priority Pass Select membership cards and our boarding pass and were granted access. This lounge has a bar and a great little selection of food items and drinks. We were able to lounge for a couple of hours waiting for our flight to arrive with some decent food and drink, in comfortable seats, charge our phones, all for being a Priority Pass Select member.
Fantastic to hear! Definitely some great value that you both received on that trip! 😃✈️
In a world where CSR is not worth it for benefits alone because of CSP, this card comes in clutch at a lower AF.
Priority Pass and travel protections!
Priority Pass + protections on this card are among the best in the industry 😎🏆
I used this card to stay at RC in Amelia Island, FL. It was wonderful! Sad to see this one go.
Sounds like a fantastic stay! 🌴
Wow! It looks like an awesome card. I know you’re excited to have it ! 🤩
Very much so!
I called and convert my Bonvoy but the rep said it is now $75 to add someone thanks very good info I will be replaying and watch your video to learn more on how to get all the benefits for the Ritz Carlton card Thanks
Interesting that there's now an authorized user charge 🤔
I have this card for a few years already. Unfortunately for most people the hotel credit and the Club upgrade certificates are useless for most people as there are corporate , AAA and other discounted rates which are usually much cheaper than the expensive member rate. The other benefits are amazing!
For sure! 💯
@UCf6ZB5gQWr6wVb0NVhRTxHQ I think this may be so for domestic (US) locations, but I don't think it necessarily applies to international locations. One needs to check carefully one's destination and the specifics for that location. If you can get a corporate upgrade to club level, then of course this card provides less value, but for those who don't have that option, this card can provide significant additional value. Check out Istanbul.... But agree that the other benefits are awesome.
Excellent video as usual, love the summary bullet points at the end! 👍
Glad it helped, Gabriel! 💥
Unlimited access to the new Chase Sapphire lounges. I did the PC because the Boston location just opened.
Insane benefit of this card 🏆
Great video. I am thinking about downgrading the CSR and upgrading my Bonboy card with Chase instead.
Thanks Martina! The Ritz-Carlton card's benefits are definitely better in certain ways, but the points are usually best used only for Marriott hotel stays. The CSR's points, on the other hand, are much more flexible...redeemable for any hotel, any airline, any cruise, etc. Make the decision that gives you most of what you personally value 😃👍
@@MarkReese my husband has a CSR and I have the freedom unlimited and the freedom. I can always transfer the points to him for better redemption or get the CSP to be able to use the transfer partners. The only reason I have been keeping the CSR is for the PP benefits.
@@martinasandoval5326 - Got it! In that case, you know how to find an even better Priority Pass membership 😄✌️
Great video ! Quick question - what would you recommend as an annual spending amount on this card to make the $450 fee worth it ? Currently on the boundless card and I’m projecting around $15000-$20000 of purchases on the card for the first year or two but after that will be spending $20-$30k on it. Should i wait the 2 years until I’m ready to spend more ? Thank you
That varies by person & which benefits they use. It's easy to justify this card by putting $0 on it for the right person.
I am unable to product change to this card. I have a 10k limit, and have had my Marriott Bonvoy Bold card for almost three years. One rep told me to wait 30 days, and now, another rep is saying that the Ritz Carlton card is not allowing new members. I’m really tired of being on the phone with Chase. Do you have any answers?
Just replied to your other comment 👍
Great breakdown as always! Would you do a comparison between this card and the Marriot bonvoy brilliant?
Thanks! Yes, I've got a Ritz vs. Brilliant video on my list 🎬
I won't be out of 5/24 until 15 months later, and another 12 months for product change. Hopefully PC to get this card is still around by then.
Let the countdown begin! I also hope the product change opportunity is still around then 😃👍
@Mark very informative video that I keep coming back to as I wait for my 1 year mark (so close!). My question for you Mark is: compared to the Capital One Venture X card that is turning heads now as the "best" travel credit card, how does the RC card stack up against it? Simply put, if I were to only choose 1 travel card to get, which one would you recommend between these two?
From a rewards perspective, the Capital One Venture X is way better because the points can be used for any airline, hotel, car rental, etc. you want. The Ritz Carlton Card earns Marriott points, so you're locked into only redeeming for Marriott-branded hotels for consistent good value.
From a benefits perspective, get the one that has the benefits you can use most often and most easily.
Overall, the Capital One Venture X is a clear winner in my mind for the best overall value.
The Ritz Carlton Card is designed for Marriott loyalists.
I’m debating if I should upgrade this credit card. I currently have the Freedom Unlimited and Chase Marriott Boundless. I’ve been contemplating on Sapphire Reserve or Preferred. But I heard about this. I usually stay at hotels 2-6 times a year, dine out 2-3 times a month, and spend on other purchases (groceries, gas, and etc). But when I travel I only look and book Marriott hotels. Is it worth it? I guess this credit card is a mix of Preferred and Marriott.
It's up to you! It comes down to what you personally value.
One thing to note about the complimentary gold status. Gold normally required 25 stays. The next level, Platinum, required 50 stays. Even though you have Gold it does not give you stays. You will still need to get to 50 to get to the next level.
Exactly right! Thanks for adding that detail, Terrance 💯
@@MarkReese I’m a little confused. The card states you have to make purchases in the amount of 75K to make Platinum Elite status. However, can I also spend the 50 nights stay and obtain/maintain the Platinum Elite status? Thank you
@@rhondapittman5959 - Hi Rhonda, there are 2 distinct things at play here.
First, earning elite status the traditional ways is done via 'elite nights,' that is, nights spend in hotels. Marriott Bonvoy Platinum Elite Status requires 50 nights per year this way.
With that in mind...
Let's say you didn't do any stays with Marriott for a year, BUT you did spend the $75K on the card. That would give you "automatic Platinum Elite Status," but you'd your elite night count will still be "0." Or rather, you'd have 15, because the card also provides 15 Elite Qualifying Nights per year.
So, if you wanted to reach a higher tier, like Titanium, then you'd have to stay 60 nights, starting from 15 (as opposed to only 25 more nights, starting from 50).
The same holds true for "automatic Gold Elite Status" that comes with the card.
Even though you get that by default, you'd still have only 15 elite qualifying nights to start the year (not 25 from being "Gold").
Does all that make sense? 😃
I won't be able to product change into this until the end of this year. Good chance this will still be available by then?
There's not a way for me to tell, but my guess would be yes 👊
I upgraded yesterday
Recently dove into travel cards with the Marriott Boundless to get this next year (thanks to your vids)! My question is- how would you pair this card in your credit portfolio (maximize travel/rewards)?
Awesome Luis! For me I don't pair the card with any others; it stands alone. The main purpose of the card for me is the annual free night award (FNA). I pay $450, use the $300 credit, and am left with a cost of $150. I then use the FNA certificate at a property that costs more than $150 👍
@@MarkReese Awesome! Was thinking along the same lines. Great content! Keep it going 🙂
@@luigiortiz_ - Sure thing! And perhaps I was too literal above. You could say that I 'pair' the Ritz-Carlton Credit Card with my other Marriott / hotel cards for their annual night certificates. While I may not be able to use all the certificates easily for a single trip (i.e. they may have different values and/or be a part of separate loyalty programs), they all add up to annual hotel savings 👍
*l’m your first subscriber, Luis. It’s an honor*
Today, I called Chase Ritz-Carlton to ask about the $100 credit for Global Entry.
I was told that a credit would only be allowed for the following programs:
TSA Precheck, Nexus, & Sentri.
Is that any way to verify that Global Entry is no longer covered?
Hi Rod - hmm, I cannot verify 100% from personal experience, but it sounds like the rep may have been misinformed. The expansion of the credit for Nexus is supposed to be _in addition to_ TSA PreCheck and Global Entry. Here's a link to an article by Business Insider: www.businessinsider.com/personal-finance/chase-credit-card-nexus-application-fee-credit-2021-12
I suggest calling again to speak with someone else at a different time of day.
I wonder if you can do this type of product change with Citi 🤔 and get that Citi Prestige 😬😊 one way to find out.
Let me know if you decide to give it a go! 😁
@@MarkReese A customer at my job let me hold her Citi Prestige card for a few seconds and I gotta say it feels thicker and heavier than the CSP/CSR and the Prestige also looks nice with the shiny Mastercard World Elite in the corner. It's my first time to hold the top tier Citi Card and seen the card in person since AMEX Platinum and CSP/CSR are the more commonly elite cards seen and used. I believe it weighs as much as the Amex Platinum. The Cap1 Venture and Savor (NOT VentureOne and SavorOne) are 16g. Just thought I'd point that out too. Correct me if I'm wrong. Lol
@@caribdude8151 - Interesting! According to a blog post by Nerd Wallet, it appears the Citi Prestige is 18g, which is definitely heavy 👍 Here's a link: www.nerdwallet.com/article/credit-cards/best-metal-credit-cards#CitiPrestige
Mark, Curious if there are ‘pro’ strats like gift cards you can get with the $300 credit. Also, sounds different than the platinum in the sense you do do not need to lock the credits in to a certain airline right?
Hi Andrew - (1) I haven't played the gift card game with the $300 credit. I like to use it for Early Bird purchases on Southwest Airlines and in-flight WiFi on both Southwest and AA. Here's a link to an older post by Doctor of Credit with some data points: www.doctorofcredit.com/what-triggers-the-ritz-carlton-300-annual-travel-credit/#Things_That_TriggerDOTrigger_The_Credit (2) Correct, you do not need to select an airline for the $300 credit. It works on any airline.
I've been waiting for this video for months! Thanks Mark!
I had a few questions:
1) For the $300 travel credit, if I were to upgrade my Marriott card to this card this year. Does that mean I'd get the travel credit this year (2021, first year holding the card) and it would renew January 2022?
2) Can you explain the 15 elite night credits? What does that mean?
(1) Yes. You'd get the $300 credit now and again in Jan. 2022
(2) In the Marriott program, elite status requires staying a certain # of nights. For example, to achieve Gold Elite, you'd need to stay 25 nights in a calendar year. Elite Night Credits count as if you stayed 15 nights during the year, basically accelerating your ability to earn status. So if you wanted to achieve Platinum Elite status, which requires 50 nights in a year, you'd need to actually stay 50-15 = 35 nights to get it. Make sense? 😃
@@MarkReese Yes, sir! Thank you for the clarification. Still debating on this card, but this video definitely helps that decision. :)
@@mitchhuebbe2589 - Right on, glad it helped!
Mark
Does the one lane rule apply still apply as I have the Marriott business card and would like the boundless card
Hey Bruce! Here's a link to a blog post by TPG showing the 'eligibility chart' that should be a big help to ya! thepointsguy.com/guide/eligibility-chart-marriott-bonvoy-cards/
When you product change from the Boundless to the Ritz-Carlton, do you get any more Bonvoy Elite Qualifying Nights if you've already received the nights from the Boundless card earlier in the year?
Hi Connell! No, I still received 15 👍
When you product switched, did you do it before or after you used your 35k certificate from boundless? Did it affect that certificate? When did you get the 85k certificate? (Right away or after a year?)
Unfortunately I don't recall so I cannot answer those questions. I'd ask a Chase representative.
Wondering what you found out here? I did the product change and was told that I would get the new even though I hadn’t used my 35k yet but that never switched. Everything else did so I’m assuming it’s not happenjng?
Tried to product change from Marriott card to Ritz today, and was told they no longer offer the free night. All other benefits remain the same.
Not sure when this went into effect. Decided not to move forward with the product change since although the other benefits are great, the free night was what made the card worth it. We already have the aspire card. Guess i missed out on the Ritz boat.
Interesting. Did the rep mention if that was only for people who are switching for the first time?
@@MarkReese
Update:
Okay SO, we called a THIRD time right now, and this time the rep confirmed there IS a free night. And that the first two reps gave misinformation.
Not sure why there was confusion with the first two reps, but third times a charm, I guess! So my suggestion is not to get discouraged if they tell you no. Call back!
@@yessanano - That sounds more like it! 😁 Did you proceed with the product change?
@@MarkReese yes I did! :) looking forward to putting it to work :p
I kept calling back because I couldn’t believe they would remove it. Well, glad it ended up working out!
@@yessanano - Awesome, enjoy!
Did this card get the bonvoy brilliant treatment? or is still 450 a month?
Still $450 right now.
Hi Mark. Does the Ritz card have any transfer partner(s)? Thank you.
No, the Marriott program itself does 👍
Hi, Mark. I recently upgraded to the Ritz Carlton card but I don't see the Priority Pass Select membership anywhere in my benefits. Is this benefit still offered?
Yep, it's still a benefit. I didn't see anywhere to activate online. Call the # on the back of your card and ask the representative to activate it for you 👍
Question, Mark is the Ritz Carlton priority pass the same as the Sapphire reserve? Are those both the same or is the Ritz Carlton one step higher
Ritz Carlton is better. The CSP allows 2 guests and authorized users cost $75 each. The Ritz Carlton allows unlimited guests and authorized users cost $0.
@@MarkReese gotcha! Thanks for the info. I think I’m going to apply for Marriott card in about three months so I can get started toward that Ritz Carlton. I wonder if it’s going to get some type of upgrade because I see they have the rumor about the AMEX Marriott getting a higher fee but having platinum status and some other benefits.
@@charlesxplosiveii6206 - Great! We'll see about potential changes. Right now it's all in the rumor stage based on consumer surveys.
@@charlesxplosiveii6206 fantastic !! we were thinking the same , haha.
I booked a car rental for a week with Hertz, using points. I had to still pay $90 for taxes. I used the ritz Carlton card. Is my rental insured using this card to pay for taxes?
Not sure. All I can say is what the Guide to Benefits says, which is, "You are covered when Your name is embossed on an eligible card issued in the United States, and You use Your credit card Account and/or rewards programs associated with Your Account to initiate and complete Your entire car rental transaction. Only You, as the primary renter of the vehicle, and any additional drivers permitted by the Rental Car Agreement are covered."
Source: static.chasecdn.com/content/services/structured-document/document.en.pdf/card/benefits-center/product-benefits-guide-pdf/BGC10849_RitzCarlton_VisaInfinite.pdf
To confirm 100%, I'd call Chase's partner insurance provider and speak with a representative.
Hi Mark, if I upgrade my bonvoy boundless cc, will I get a free night certificate this year? Or next year?? Thx so much for the great information in the video.
You'll get 1 night each year, though I'm not sure which version you'll get during an upgrade year. I'd call and ask. Note: the free night now has up to an 85K value 😃
Quick question: I added my daughter as auth user to the Ritz Carlton. How to get the additional Priority pass to her?
Great! Once you receive the authorized user card in the mail, the number on the back & ask the representative to activate it for you.
@@MarkReese Thanks!
Seems like the Ritz is going to jack the price regardless of what we spend to get points. They're shaving pennies to profit. Analytics run the world. Which cards honor price matching?
I didn't understand the question. Could you please rephrase?
@@MarkReese I apologize, price matching (ritz marriot hyatt). For Vegas, I almost always see more affordable app options for some brands vs. AMEX-P adjusted for fees.
@@Ricocase - Got it. No credit cards themselves offer price matching. That type of thing would be done at the rewards program level based on the policies in place. I don't have an answer for this as I've neither researched it nor have I done a price match.
@@Ricocase - Here's a link to a helpful blog post by TPG with some details about best price guarantees with some major hotel programs: thepointsguy.com/news/hotel-price-match/
Agree with the comments on this being a very helpful video. The Venture X has reduced the allure of the RC card a bit due to the former's Priority Pass benefit that is nearly as good, but this still has solid value for those that appreciate the amenities. By the way, I was able to upgrade from a Bonvoy Premier (predecessor to the Boundless) without any issues. The Premier's 25k certificate (at $85 annual fee) just wasn't cutting it anymore amidst point devaluations. Unless you don't mind not having a bathroom in your room--just kidding :). I've made good use of those certs. You also get some very good medical evacuation coverage with the Ritz card that doesn't seem to be included with most travel cards (YMMV--I'm not as knowledgeable as Mark and others on TH-cam on this topic). If you are young and traveling domestically, this probably doesn't matter much, but be aware that injuries in remote places abroad requiring medical evacuation can be SUPER expensive, and will not necessarily be covered by your US insurance.
Congrats on the upgrade, Kevin! I forgot about that 25K cert on the Bonvoy Premier...definitely brings back memories when I had it years ago! Did you upgrade to the Bonvoy Boundless for the 35K cert? Or the Ritz for the 50K cert?
Do authorized users also get all of the same travel protections and insurances??
I believe so since the charges still go thru the primary account 👍 However, I can't confirm 100% as it's not published anywhere.
So maybe im taking this the wrong way but, it seems like this is the Marriots version of the Hilton Aspire card but a bit harder to use and has a lower lvl of hotel status.
In a way, yes! The actual competitor to the Hilton Honors Aspire is the Marriott Bonvoy Brilliant. However, the Ritz card is similar to the Bonvoy Brilliant in many ways, so it's also kind of a HH Aspire competitor.
You can get Amex Marriott is better 300 dining is easier to use
Depends on what people value. Some people prefer the Ritz card.
What would be the best way to find an award flight to go from Austin Texas to Spain round-trip business class
By doing a bunch of research 😁✌️ Gotta search for which airlines fly that route, then see which one charges the fewest number of miles. Then you go about earning those miles for the trip. The added complexity is when you use airline alliance partnerships (e.g. using Delta miles to fly Air France).
Search blogs that are specific to travel. Here's a link to one that will help you understand the thought process: upgradedpoints.com/travel/best-ways-to-fly-to-spain-with-points-and-miles/
And here's a really helpful online tool that can be worth paying for: www.point.me/
I was waiting for this!
Video delivered! 🎬
Quick Question about PP with Cards that offer unlimited guests (ex.ritz card) are able to bring 4 guests to a PP restaurant and get 4 $28 meals total $112 of food for free?
Replied to your question on my other video 👍
@Mark, Did you see the rumor about Amex Brilliant changes with TPG?
I did, and I'm friggin' LOVIN' IT 😁
@@MarkReese The rumored refresh appears to be in the middle between the two variations which tells me it must had been an even 50/50 split or not too far off from one another. I like the changes overall and I am not surprised they switch to a dining credit.
@@tacticoolalan368 - Yep! Interestingly enough, the Marriott Bonvoy Brilliant currently has a temporary $20/mo. dining credit. Clearly Amex + Marriott are using it as a trial run to gather data on consumer behavior (e.g., do people use the credit? Does it drive higher card usage? Is it profitable? Etc.). The first round of surveys seemed to have gone out towards the end of 2020. Now here we are ~ 8 months later and Round 2 is out. Seems like they're doing some very heavy market research!
Hi Mark, Always Awesoem content. Question. Do you think $300 airline incidental is good credit vs. $300 Marriott hotel stay credit like in Brilliant? I know a lot of people "hates" those airline incidental credits and now, it's the only reason why I would pick Brilliant over RC. But I do like everything else about RC card so im torn. I hate that I have to call or secure message them to use credits but I love love club-level upgrades! That alone will be worth so much more than the annual fee. Is there anything I should know about these incidental credits? I will like it will be such a hassle. Thanks!
Hey Kevin - I'm fine with the $300 incidental credit. It does not require enrollment, it works on any airline, and it includes wi-fi purchases. I just make a phone call after the trip (and after the charges post), request the reimbursement, and it usually comes through in a few days 👍
@@MarkReese the phone call to redeem incidental credit is real annoying. For that reason, I’m out…wait!! I’m back in for that ridiculously good Priority pass!!
@@MarkReesedoes it includes also when you upgrade your seat for airline credit? Thanks
@@DerikAasansLevelUpTravel - Didn't see this til now! Yeah the phone call to the Ritz service line is lame, but fortunately, it's often done very quickly. Live rep every time.
@@ritacristobal1285 - Yes, see 5:08 in the video. "Airline seat upgrades" are listed.
Is the visa infinite travel portal gone now? That was one of the best benefits of this card
Yes, that benefit was discontinued.
Do you authorize users get TSA pre-check credit as well as priority pass?
1. TSA PreCheck / Global Entry = no.
2. Priority Pass = yes.
@@MarkReese what premium cards give authorize users, TSA pre-check
@@charleswheat3251 - The Amex Platinum Card (both personal + business) are the only 2 I'm aware of.
@@MarkReese ok,thanks for all you do and keep up the good work. Go Bills! Hahaha
Does it cost anything to add an authorized user to this card??
Nope ✌️
Do you think this card is still worth it after the points devaluation?
In my opinion, yes. Marriott was and still is my #1 hotel program 👍
@@MarkReese I love your videos. They inspired me to do something like what you do but in Spanish. I stayed at the Ritz Carlton in Half moon bay and Laguna Nigel before they raised their points redemption. It was incredible and all I paid for was the valet. All thanks to your Bonvoy recommendation. Do you know if you can used the Travel credit for any airline?
@@traveluniversity7867 - Awesome to hear that, Carlos! 🌟 If you're referring to the $300 credit on the Ritz Carlton Card, yes, it can be used for incidental charges on any airline.
Will the airline incidental fee credits work with LCAs like allegiant air?
Although I haven't tried it myself, it should work fine. Unlike the credits from Amex, there's no need to 'select an airline.'
Wish the $300 credit was the same as the sapphire $300 credit .. that would make the ritz card awesome ..
I'll agree with you on that 😁👌
@@MarkReese sapphire credit is free money very easy to use.. this one I wouldn’t use normally .. meaning the the true fee is $450.. I have a card I could upgrade but I am not sure if it’s worth to me because that $300 credit is not great .. I thought it was the same as sapphire.. effectively making the fee $150
@@MT20233 - If the $300 credit on the Ritz card isn't usable for you, it's definitely smart to pass on the card 👍
Thank you for your video
You're welcome!
it would be nice if This card give you Marriott Platinum status
Agreed 👍
Why would anyone want a card that is no longer available?
For the same reasons if it were available 👍
I just got my Rokuten check in the mail today. #$30
Nice! Happy payday 💵
@@MarkReese oh yeah. Deposited into my us bank account
@@Xtremeproducts 🏆
@@MarkReese next year I’m pulling the trigger on US Bank
@@Xtremeproducts - Great! That relationship you started now should serve you well 👌
I hope this card stays, just because it’s the best credit card Priority pass membership and it is worth it for many ppl!
Theee best PPass!
The wish is mutual! 😃👊
Does the $300 Travel credit have to be with a specific set airline (like Amex)? Or can it be triggered though multiple airlines throughout the year? 🧐 Thank you in advance!
I've used the travel credits a lot. You can use them for any airlines. Any combination of different airlines in the same year. But you still have to call or email Chase to get the credits applied to those purchases.
@@bigcoz6956 Ah that’s great news! Thank you very much. Just to clarify - the credits don’t get reimbursed for actual plane ticket purchases right? (Only incidentals?)
@@thecreditcardmd That is true. No plane ticket. Only incidentals.
Hey Yamah! Big Coz is correct. The $300 credit can be used on any airline and for incidentals only (i.e. not the cost of the ticket itself) ✈️
@Watchin-Stoof - Yes they do!💺
Does anybody know if I can use Marriot Bonvoy points for Ritz Carlton stays? I was thinking about transferring points from CSP to Marriot with the 1:1 transfer.
Yes you can, Ritz-Carlton is a Marriott brand so Bonvoy points will work just fine. Before doing a transfer, consider booking via the Chase Ultimate Rewards portal first. With your CSP, you'll get 1.25¢ per point guaranteed. Marriott points are only worth about 0.7¢ each on average, but it's possible to get more value than that on certain itineraries with the proper research.
Remember, a 1:1 transfer ratio does represent the value you get. That just means you start with 10,000 points and end up with 10,000 points in another program. It's then up to you to find the right redemption opportunities to get better value than Chase's default of 1.25¢. However, with Marriott's program, there's a high chance of you losing massive value with the transfer, since (on average) you'll be going from 1.25¢ down to 0.7¢ per point (that's a 44% loss).
That's why you need to build out itineraries to see what value you would get when using Marriott points before doing any transfers.
A hotel with a cash rate of $325 and a point rate of 85,000 Bonvoy points = 0.5¢ per point...that's a bad value.
A hotel with a cash rate of $325 and a point rate of 35,000 Bonvoy points = 0.9¢ per point. That's much better (and better than the average), but still a lot worse than Chase's value via the portal.
A hotel with a cash rate of $325 and a point rate of 20,000 Bonvoy points = 1.6¢ per point. Now THAT would be an incredible redemption for Marriott points and worth transferring Chase UR points into Marriott's program 🌟
@@MarkReese Thanks a lot!
Sounds better than csr
For benefits & protections, yep! For earning flexible rewards, nope 😁
Mark is this a re-upload, I swear I have seen this post b4.
*It’s a new video, Dad*
Nope, but it is the 3rd video in the past week or so featuring the Ritz card 😁👌
@@MarkReese ok, and of course the google A.I. knows that I recently got my second RC card.
@@lewis20002000 - NICE! Was the 1st from an original application, and the 2nd via product change? 💳
@@MarkReese The was a product change. I've decided to work with the premium hotel cards, and maintain "Focused" on using the the airline/hotel credits. I'm going to get a second Brilliance & Aspire cards also, but now too fast.
@Mark, for authorized users, do they also obtain gold elite status with Marriott like they do with priority pass?
Nope. Gold Elite Status is for the primary cardholder only ✌
@@MarkReese Thank you.
@@tacticoolalan368 - Sure thing!
Hi. I think you are funny and silly. Sometimes the claw hands and pointing at the beginning in your videos frightens me, like you are about to kill me.
You look like what cartoon characters will look like in 50 years when technology gets that good.
Thank you! Beware the claw hands 😎✌️
👍👍👍👍👍👍👍👍👍👍
💯🏆💯🏆
not first!
Here's a nondescript medal for ya! 😂🏅
First!
🥇👍
Second
😎🥈👊